The Homeowner Prep Podcast

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Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

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Episode 099: 2024 Outlook for First Time Home Buyers

Thu, 07 Dec 2023 15:00:00 +0000

2023 is coming to an end, so what’s in store for 2024? On this week’s episode we discuss the market outlook and what first time home buyers can be excited about in the new year. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 2023 Is Coming To An End

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:16 The Federal Reserve Is Planning To Cut Interest Rates

01:58 There Are A Lot of Buyers Waiting To Buy

02:34 More Homes Are Coming!

03:32 The Economic Outlook Is Looking Strong

04:31 What Do You Need To Be Doing To Prepare

04:53 Getting Started With Homeowner Prep

05:28 Connect With Us On Social Media

06:06 Outro

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Episode 098: Christmas Budget for Aspiring First Time Homebuyers

Thu, 30 Nov 2023 17:10:16 +0000

Christmas is coming, but don’t let it ruin your homeownership goals! On this week’s episode we discuss ways to ensure you are honoring your goals and being true to yourself when it comes to Christmas shopping. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Don’t Let Christmas Shopping Derail Your Homeownership Goals

00:09 Intro

00:31 Welcome To The Homeowner Prep Podcast

01:03 Do You Really Need To Go Christmas Shopping?

01:42 Be Honest With Yourself and Your Finances

02:37 If Shopping Is Really Important, Set A Budget!

03:29 Make Shopping and Saving Money A Game

04:13 Getting Started With Homeowner Prep

04:37 Connect With Us On Social Media

05:10 Outro

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Episode 097: Spending Next Thanksgiving In A Home That You Own

Thu, 23 Nov 2023 16:47:47 +0000

You might be spending Thanksgiving in a home you rent this year, but next year, why not spend Thanksgiving in a home you own? On this week’s episode we discuss the steps you can take to make sure that becomes a reality. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Next Thanksgiving Can Be Different

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:36 Create The Vision: What Does Your First Home Look Like

02:23 Write Out Your Goals: Create Goals, Write Them Down, and Come Back To Them Regularly

03:21 Putting A Plan Together: Time To Take Action

04:07 Getting Started With Homeowner Prep

04:23 Connect With Us On Social Media

04:54 Outro

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Episode 096: Is Buying A Home More Stressful Than Dating?

Thu, 16 Nov 2023 15:00:00 +0000

Why would young people say buying a home is more stressful than dating, divorce, and the college admissions process? On this week’s episode we discuss why they say that and ways to reduce the stress. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Is Buying A Home More Stressful Than Dating?

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:12 Baby Boomers May See Things Differently

01:48 Buying A Home Is The Largest Investment People Make

02:19 Speak To Other Homeowners

02:46 Who Is Leading The Way?

03:56 It’s Stressful Because It’s The First Time

05:15 Getting Started With Homeowner Prep

05:34 Connect With Us On Social Media

06:11 Outro

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Episode 095: The Important Role of Your Buyer’s Agent

Thu, 09 Nov 2023 15:00:00 +0000

Why do you need a buyer’s agent to buy your first home? On this week’s episode we discuss the important role of your buyer’s agent how they are crucial to your success. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Do You Know Why You Need A Buyer’s Agent?

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

00:43 Recent Lawsuits Challenging Buyer Agents

01:06 A Buyer’s Agent Is A Community Expert

01:26 A Buyer’s Agent Finds Homes For You

02:31 A Buyer’s Agent Gets Paid By The Seller… For Now

03:50 A Buyer’s Agent Represents Your Interests

04:32 Getting Started With Homeowner Prep

04:55 Connect With Us On Social Media

05:21 Outro

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Episode 094: Good Reasons To Cancel Your Real Estate Contract

Thu, 02 Nov 2023 14:00:00 +0000

Buyers are cancelling escrows lately, but is it a good idea? On this week’s episode we discuss the good reasons to cancel a real estate contract and the impact it will make. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Much You Need To Earn To Buy A Home

00:15 Intro

00:37 Welcome To The Homeowner Prep Podcast

00:48 Before We Dive In…

01:08 The Contingency Period

01:48 What Is An Earnest Money Deposit

02:31 Good Reason No. 1: Inspection Issues

04:00 Good Reason No. 2: Appraisal Gap

05:09 Good Reason No. 3: If You No Longer Qualify

07:02 What Happens When You Cancel Your Contract?

08:11 If You Cancel, Can You Still Buy Another Home?

09:16 Getting Started With Homeowner Prep

09:36 Connect With Us On Social Media

10:06 Outro

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Episode 093: Affordability Analysis: Is Your Income Keeping Up?

Thu, 26 Oct 2023 14:00:00 +0000

Do you make enough money to buy a house? On this week’s episode we discuss the rising cost of homeownership and what you can do to make sure your income can keep up. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Much You Need To Earn To Buy A Home

00:13 Intro

00:35 Welcome To The Homeowner Prep Podcast

01:35 Yes, Home Prices Are Up! Almost $40K a year…

02:00 Average Household Income Is Down

02:37 Maximize Your Value Where You Currently Work

03:43 It Might Be Time To Change Jobs

04:18 Increase Your Education

05:19 What Does Your Budget Look Like?

05:50 You May Have To Scale Back Your First Home

07:03 Getting Started With Homeowner Prep

07:21 Connect With Us On Social Media

07:53 Outro

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Episode 092: Managing The Ripple Effects of Student Loan Repayment

Thu, 19 Oct 2023 14:00:00 +0000

Student loan repayment started again this month, so how will it impact you and the housing market? On this week’s episode we discuss the ripple effects of student loan repayment that will impact all Americans. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Guess What? Student Loans Are Due Again…

00:08 Intro

00:30 Welcome To The Homeowner Prep Podcast

01:07 First It Will Impact Those Who Have Loans

01:53 Credit Card Balances And Student Loan Repayment

02:42 What If You Don’t Have Student Loans?

04:20 Start Making Cut Backs… Right Now!

05:05 Find Ways To Avoid Interest

06:03 Getting Started With Homeowner Prep

06:33 Connect With Us On Social Media

07:07 Outro

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Episode 091: The Only Obstacle Keeping You From Homeownership

Thu, 12 Oct 2023 14:00:00 +0000

Most people think the current market or interest rates are the problem, but in fact the only obstacle keeping you from homeownership is something you can control. On this week’s episode we’ll discuss what it is and how you can overcome it to buy your first home! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Overcoming The Biggest Obstacle To Homeownership

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:06 Let’s Talk About Interest Rates

01:58 Home Prices Are Too High!

02:51 What Makes A Home Expensive?

03:30 The Only Obstacle…

04:17 How To Control Your Income

04:50 Get Creative

05:46 Earn On Your Own Time

06:58 The Good News

07:19 Getting Started With Homeowner Prep

07:48 Connect With Us On Social Media

08:15 Outro

// IMPORTANT RESOURCES

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Episode 090: Do You Believe Homeownership Is Possible?

Thu, 05 Oct 2023 14:00:00 +0000

Do you believe? Do you believe like Coach Prime? On this week’s episode we get inspired by Coach Prime to talk about the power of believing and it’s ability to help you become a homeowner. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Do You Believe Homeownership Is Possible?

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

00:43 Do You Believe Like Coach Prime?

01:00 Let’s Do This Right

02:00 Belief Creates A Vision

02:40 Belief Creates A Strong Will

03:26 Belief Ignites And Validates Your Passion

05:03 Getting Started With Homeowner Prep

05:24 Connect With Us On Social Media

05:56 Outro

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Episode 089: Stay Motivated Throughout The Home Buying Process

Thu, 28 Sep 2023 14:00:00 +0000

The home buying process can be long and difficult, so how do you stay motived to make it to the finish line? On this week’s episode we discuss techniques you can use to overcome challenges and close on your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Buying A Home May Take Longer Than Expected

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:08 Success After 5 Years

01:40 You Have To Start With A Strong “Why”

02:00 A Story Of Finding Your “Why”

03:22 Be Open About Your Goal

04:29 Work With Experts In The Field

05:05 We Can Help You Find Local Experts

05:25 Getting Started With Homeowner Prep

05:45 Connect With Us On Social Media

06:19 Outro

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Episode 088: How Your Debt-To-Income Ratio Is Holding You Back

Thu, 21 Sep 2023 14:00:00 +0000

Many people think a down payment is their biggest hurdle to homeownership, but it’s not. On this week’s episode we discuss the debt-to-income ratio and how it’s keeping renters from becoming homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 The Biggest Hurdle In The Home Buying Process

00:16 Intro

00:38 Welcome To The Homeowner Prep Podcast

01:11 What Is A Debt-To-Income Ratio?

01:32 What Is The Ratio Needed To Qualify?

02:13 Let’s Break Down An Example

03:37 So What Are Your Options?

03:55 Option 1: Earning More Income

04:46 Option 2: Pay Down Your Debt

05:18 Recent Statistics On Debt

05:48 Why Is Credit Debt Becoming A Bigger Issue?

06:38 Recent Trend Impacting Millennials

07:15 A Temporary Credit Card Solution

07:53 We Live In The Gig Economy, Take Advantage

08:13 Getting Started With Homeowner Prep

08:31 Connect With Us On Social Media

09:03 Outro

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Episode 087: What Is BRICS and Will It Impact The US Economy?

Thu, 14 Sep 2023 14:00:00 +0000

Worried about the new BRICS currency? On this week’s episode we’re going to talk about what it is and how to overcome any stress and anxiety you have about its impact to the US economy. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Worried about the new BRICS currency?

00:11 Intro

00:33 Welcome To The Homeowner Prep Podcast

00:47 What Is BRICS?

00:59 Why Is It Being Created?

01:28 History Of Trade With The US dollar

02:10 The US Economy Isn’t Collapsing Anytime Soon

02:45 What Is The Real Issue?

03:36 The US Dollar Still Matters

04:37 Control The Things You Can Control

05:45 Getting Started With Homeowner Prep

06:07 Connect With Us On Social Media

06:37 Outro

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Episode 086: Overcoming Credit Invisibility

Thu, 07 Sep 2023 14:00:00 +0000

Do the credit bureaus know you exist? If you’re looking to buy a home it’s vital that you are visible to each of the credit bureaus and have established credit scores. On this week’s episode we’re going to talk about how to overcome credit invisibility to help you buy your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Do Credit Bureaus Know You Exist?

00:08 Intro

00:30 Welcome To The Homeowner Prep Podcast

00:52 People Are Afraid of Credit

01:29 See Where You Stand Right Now

02:18 Start Reporting All Your Monthly Bills

03:00 Get A Secured Credit Card

04:09 Getting Started With Homeowner Prep

04:40 Connect With Us On Social Media

05:04 Outro

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Episode 085: Invest Fest Recap For First Time Home Buyers

Thu, 31 Aug 2023 14:00:00 +0000

Earn Your Leisure just hosted their 2023 Invest Fest this past weekend, so we wanted to talk about some of the great insight and knowledge shared that directly impacts first time home buyers. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Let’s Do A Recap Of Invest Fest 2023

00:11 Intro

00:33 Welcome To The Homeowner Prep Podcast

00:54 What Is Invest Fest and Earn Your Leisure?

01:48 All Things Real Estate Panel

02:24 Two Tips To Increase Your Credit Scores

03:38 Protect Your Asset (Home) With A Trust

05:06 Invest In Yourself And Business

06:16 Start Where You Are And Create A Plan

07:12 Getting Started With Homeowner Prep

07:33 Connect With Us On Social Media

08:13 Outro

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Episode 084: The Pros and Cons of Rent Control

Thu, 24 Aug 2023 14:00:00 +0000

There’s been a lot of debate and protest about rent control in America lately, so on this week’s episode we will cover some of the pros and cons of rent control. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Is Rent Control A Good Thing For You?

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

00:43 What Is Rent Control?

01:18 Pro - Landlords Can’t Keep Increasing Rent

02:08 Con - Harder To Find Available Homes

02:45 Pro - There Is More Community Stability

03:18 Con - Landlords Aren’t Doing Updates

04:00 Pro - Money & Spending Stays Local

04:45 My Opinion On Rent Control

05:48 Getting Started With Homeowner Prep

06:13 Connect With Us On Social Media

06:38 Outro

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Episode 083: A Credit Card Debt Crisis May Be Coming

Thu, 17 Aug 2023 14:00:00 +0000

Credit card debt just reached over $1 Trillion according to the Federal Reserve. With student loans coming due we may be in for a credit card debt crisis. On this week’s episode we will discuss credit card debt and the best strategies for paying it down. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Is There A Credit Card Debt Crisis Coming?

00:15 Intro

00:37 Welcome To The Homeowner Prep Podcast

00:54 Credit Card Debt Statistics

01:17 Average Household Debt

01:35 Why Is There A Credit Card Crisis To Come?

02:04 How Much Debt Do You Have?

02:44 Create A Debt Snowball Plan

03:15 The Mistake That I Made…

04:34 Getting Started With Homeowner Prep

04:57 Connect With Us On Social Media

05:23 Outro

// IMPORTANT RESOURCES

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Episode 082: Buying A Home Before Age 30

Thu, 10 Aug 2023 14:00:59 +0000

Do you have a goal to buy a home before 30? On this week’s episode we will discuss some of the things to think about before you buy and some statistics on young buyers. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 So You Want To Buy A Home Before Turning 30?

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:02 Why Do You Want To Buy?

02:00 Young Buyers Were Taking Advantage of Rates

02:57 Are You Planning To Move Anytime Soon?

03:24 Student Loan Debt Holding Young Buyers Back

05:11 Buy A Home As Soon As Possible

06:02 Getting Started With Homeowner Prep

06:34 Connect With Us On Social Media

06:53 Outro

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#buyingahome #realestateadvice #homeownership

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Episode 081: Workshop on Wheels Event Recap

Thu, 03 Aug 2023 14:00:13 +0000

We had a great Workshop on Wheels event in San Diego, so on this week’s episode we will provide a recap of the event and how you can attend the next event! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Let’s Recap The Workshop On Wheels Event

00:08 Intro

00:30 Welcome To The Homeowner Prep Podcast

01:02 Filling The Bus

01:33 Having Time To See More Homes

02:15 Biggest Accomplishment of The Event

03:04 Thank You For All The Support

04:57 Getting Started With Homeowner Prep

05:26 Connect With Us On Social Media

06:00 Outro

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--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 080: What Is The Workshop On Wheels Event?

Thu, 20 Jul 2023 19:08:45 +0000

Looking for a fun and unique way to buy a home? On this week’s episode, we will talk about our Workshop On Wheels Event and how you can get involved. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Have You Heard Of The Workshop On Wheels Event?

00:09 Intro

00:31 Welcome To The Homeowner Prep Podcast

00:56 How The Event Got Started

01:18 How The Workshop On Wheels Is Different?

02:20 What Is The Workshop On Wheels Event?

03:26 Real Estate Professionals Are Available

04:11 The Attendee Experience

04:50 Goal To Expand The Event Nationwide

05:27 How You Can Get Involved

06:25 Getting Started With Homeowner Prep

06:48 Connect With Us On Social Media

07:22 Outro

// IMPORTANT RESOURCES

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// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 079: Generational Wealth Starts With You

Thu, 13 Jul 2023 14:00:00 +0000

You may not have started with wealth, but that’s ok, because generational wealth can start with you. On this week’s episode, we will talk about how to set your future generations up for success. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Were you born with wealth? Probably not.

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:05 Starting From Zero

01:34 Inheriting The Millionaire Mindset

02:23 Real Estate Leads To Generational Wealth

03:16 Change Your Kid’s Future

03:42 It Starts With You, But It Doesn’t End With You

04:13 Rich Households Are Like Poor Households

05:05 If You Don’t Have Assets, Pass Down A Mindset

05:29 Getting Started With Homeowner Prep

06:13 Connect With Us On Social Media

06:38 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

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Build Your Credit Quickly:

Start Budgeting Today with Rocket Money:

Down Payment Assistance Programs:

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// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 078: How To Achieve Your Financial Goals Faster

Thu, 06 Jul 2023 14:00:00 +0000

It’s the middle of the year, how are you doing on your financial goals? On this week’s episode, we will give a few tips to achieve your financial goals faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Are You Doing So Far?

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

00:52 Getting Your Financial House In Order

01:40 Save Money Faster

02:29 What Programs Can Help You?

03:12 Finding Down Payment Assistance Programs

03:53 Getting Started With Homeowner Prep

04:35 Connect With Us On Social Media

04:59 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Start Budgeting Today with Rocket Money:

Down Payment Assistance Programs:

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// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 077: How To Find A Good Buy On Your First Home

Thu, 29 Jun 2023 14:00:00 +0000

Wondering if it’s possible to find a “good buy” in today’s market? On this week’s episode, we will discuss how to navigate today’s market without getting frustrated and giving up. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Good Buy or Goodbye?

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:14 Renters Are Facing A Triple Threat

01:40 What Happens If You Never Buy A Home?

01:57 Start With A Home or Start With Stocks?

02:40 Why Are People Saying “Goodbye” To Real Estate?

03:12 Your Location Dictates Affordability

03:49 Can You Get By With A Smaller Home?

04:09 Talk To People About Your Plans

04:49 Put A Game Plan Together

05:12 Getting Started With Homeowner Prep

05:38 Connect With Us On Social Media

06:15 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

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// CONNECT WITH US

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// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 076: Your Friends May Impact Your Ability To Buy A Home

Thu, 22 Jun 2023 14:00:52 +0000

Do you hang out with homeowners? Who you hang out with may impact your ability to buy your first home! On this week’s episode, we will discuss the power of influence and how to improve your circle to accomplish your goals. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Your Circle Of Influence…

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

00:45 Who Are You Hanging Out With?

01:55 How To Change Your Circle Of Influence

02:58 But What About My Family?

04:14 The Homeowner Prep Village Facebook Group

04:47 Getting Started With Homeowner Prep

05:09 Connect With Us On Social Media

05:45 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Start Budgeting Today with Rocket Money:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 075: New Laws To Help Renters Buy Their First Home

Thu, 15 Jun 2023 14:00:36 +0000

Renters need help transitioning to homeownership and some help may be on the way thanks to some new laws! On this week’s episode, we will discuss a few laws that will help renters save money and prepare for homeownership. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 New Laws To Help Renters

00:11 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:01 New Bill for Security Deposit Limits

01:55 Rent Control Is On The Rise

03:34 Getting Started With Homeowner Prep

04:09 Connect With Us On Social Media

04:40 Outro

// IMPORTANT RESOURCES

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// CONNECT WITH US

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// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 074: How To Save Money Fast

Thu, 08 Jun 2023 14:00:22 +0000

Looking for ways to save money fast? On this week’s episode we will discuss a few ways to save money faster and save for your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Save Money Fast For Your First Home

00:14 Intro

00:36 Welcome To The Homeowner Prep Podcast

01:09 How Much Do You Need To Save?

01:29 You Don’t Need To Save 20% For A Down Payment

02:01 Why Are You Saving Money?

02:32 Life Happens, Setup Automatic Savings

03:39 Make Small Changes For Big Savings

04:05 Do You Know Where Your Money Is Going?

05:06 Saving Your “Bonus” Money

06:15 You May Already Have The Money You Need

07:49 Getting Started With Homeowner Prep

08:15 Connect With Us On Social Media

08:41 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

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Build Your Credit Quickly:

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// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 073: How To Buy A House With Low Income

Thu, 01 Jun 2023 14:00:34 +0000

Just because you aren’t making much money now, doesn’t mean you have to wait years to buy your first home! On this week’s episode we will discuss a few tips to help you buy your first home, even with low income. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 We Know Saving Money Is Hard…

00:10 Intro

00:32 Welcome To The Homeowner Prep Podcast

01:10 Renting Is Easier Than Buying A Home

02:05 How Your Debt May Be Hurting Your Income

03:43 Just Get In The Door… For Now!

04:36 Use Appreciation To Buy Your Next Home

05:29 Find A Way To Earn More Income

07:10 Getting Started With Homeowner Prep

07:54 Connect With Us On Social Media

08:22 Outro

// IMPORTANT RESOURCES

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DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 072: Money Saving Hacks To Help You Buy Your First Home

Thu, 25 May 2023 14:00:48 +0000

Saving money is hard! So in this week’s episode we will cover the tips we provide to our clients to help them buy their first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 We Know Saving Money Is Hard…

00:11 Intro

00:33 Welcome To The Homeowner Prep Podcast

01:09 The True Cost Of A Dollar

02:14 Where Is Your Money Going?

02:40 Live Like Warren Buffett

03:47 Saving With A Down Payment Assistance Program

04:29 The Sacrifice Leads To Success

05:38 Getting Started With Homeowner Prep

06:07 Connect With Us On Social Media

06:36 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

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Build Your Credit Quickly:

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// CONNECT WITH US

⁠https://www.homeownerprep.com/start⁠

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 071: Don't Pass Down Generational Debt

Thu, 18 May 2023 14:00:49 +0000

Your debt may outlive you, so how do you protect your family to ensure you are passing down generational wealth, not generational debt? In this week’s episode we will cover a couple of ways to protect your family from debt. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Y.O.L.O. Right? Well, not quite…

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:14 Do You Have Life Insurance?

02:06 Debtors Cannot Go After Your Life Insurance

02:42 Get An Estate Plan

03:35 Your Estate May Be At Risk

04:04 Get Started As Soon As Possible

04:28 Real Estate Is Often The Biggest Asset Passed Down

04:48 Getting Started With Homeowner Prep

05:22 Connect With Us On Social Media

05:47 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

⁠https://www.homeownerprep.com/support⁠

Manage Your Credit Score with MyFICO:

⁠https://bit.ly/HP-FICO⁠

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⁠https://bit.ly/HPP-Self⁠

Start Budgeting Today with Rocket Money:

⁠https://bit.ly/HP-Rocket⁠

Subscribe to Our Channel:

⁠https://bit.ly/HomeownerPrepYTSub⁠

// CONNECT WITH US

Instagram: ⁠http://www.instagram.com/HomeownerPrep⁠

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Twitter: ⁠http://www.twitter.com/Homeowner_Prep⁠

TikTok: ⁠http://www.tiktok.com/@HomeownerPrep⁠

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 070: Real Estate Market Update and Trends

Thu, 11 May 2023 14:00:12 +0000

We’re 5 months into 2023, so now is a good time to get a market update that will help you understand the trends to buy your first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Where We’re At and Where We’re Going

00:10 Intro

00:32 Hey, Real Quick Before We Start...

00:59 Welcome To The Homeowner Prep Podcast

01:30 Slow Appreciation Due To Interest Rates and Housing Shortage

02:21 2.3% Appreciation Nationally

02:42 Analyzing The NAR Market Outlook

04:06 Our Advice Is To Get Your Foot In The Door

04:31 Getting Started With Homeowner Prep

04:46 Connect With Us On Social Media

05:22 Outro

// IMPORTANT RESOURCES

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Build Your Credit Quickly:

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// CONNECT WITH US

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// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 069: How To Protect Yourself From A Failing Bank

Thu, 04 May 2023 14:00:36 +0000

Worried about your bank failing? On this week’s episode we discuss 3 ways to protect yourself from a failing bank. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Did You Miss The CalHFA Down Payment Assistance Program?

00:11 Intro

00:33 Hey, Real Quick Before We Start...

01:00 Welcome To The Homeowner Prep Podcast

01:26 Banks Are Making Risky Investments

02:12 Bank With A Bigger Bank or Credit Union

02:38 Don’t Deposit Too Much Money

03:25 Fear Leads To Bank Failure

04:45 Getting Started With Homeowner Prep

05:20 Connect With Us On Social Media

05:41 Outro

// IMPORTANT RESOURCES

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DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 068: Stay Ready For Down Payment Assistance Programs

Thu, 27 Apr 2023 14:00:02 +0000

Did you miss out on the CalHFA down payment assistance program? It’s okay there will be more and we’re going to make sure you are ready to take advantage this time! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Did You Miss The CalHFA Down Payment Assistance Program?

00:12 Intro

00:34 Hey, Real Quick Before We Start...

01:01 Welcome To The Homeowner Prep Podcast

02:09 Know Where You Stand

02:58 Down Payment Doesn’t Cover All Costs

03:21 Stay Informed On All Future Programs

03:53 Make Sure You Have An Experienced Team

04:30 CalHFA Is Not The Only Down Payment Assistance Program

04:52 Get Help and Create A Game Plan

05:48 Getting Started With Homeowner Prep

06:23 Connect With Us On Social Media

06:57 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

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Build Your Credit Quickly:

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DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 067: How To Win Next Tax Season

Thu, 20 Apr 2023 14:00:53 +0000

You made it through tax season, so did you win? In this week’s episode we discuss some different strategies you can use to make sure you win next tax season. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

Disclaimer: Homeowner Prep and Eric Hellon are not tax professionals, be sure to consult with a trusted tax advisor before implementing any of the strategies discussed.

// SHOW NOTES

00:00 Did You Win This Tax Season?

00:11 Intro

00:33 Welcome To The Homeowner Prep Podcast

01:10 Start A Business!

02:22 Uncertain Times Right Now

03:10 Donate More Money

03:43 You Benefit From Buying Real Estate

04:30 How Do You Define Winning?

05:01 Getting Started With Homeowner Prep

05:36 Connect With Us On Social Media

05:45 Outro

// IMPORTANT RESOURCES

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DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 066: Should I Use A Rent-To-Own Program? | Interview with Lord Munjal of Utopia Homes

Thu, 13 Apr 2023 14:00:26 +0000

We are often asked about rent-to-own programs and how they work, so this week we interviewed Lord Munjal of Utopia Homes to answer your most pressing questions. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Intro

00:22 Welcome To The Show

01:18 What Is A Rent-To-Own Program?

03:40 What Happens When Plans Change?

06:20 What If Home Prices Go Down?

08:08 What Is The Qualification Process?

10:00 What Makes Utopia Homes Different?

12:14 Where Is The Utopia Homes Program Available?

13:33 Are Rents Higher Than Normal?

14:59 Do You Need An Agent and Who Covers The Costs?

17:30 How Can Buyers Make Sure The House Is In Good Shape?

18:35 How Long Is The Term?

19:15 What Happens If The Renter Is Not Ready To Buy?

20:30 Can The Renter Choose Their Own Lender?

21:53 How Long Does The Qualification Process Take?

24:05 What Is The Background Of Utopia Homes?

29:45 Education Leads To Buying A Home Sooner

31:10 Agents Can Benefit With Cash Offers and Full Commissions

32:07 Who Is The Ideal Customer?

33:35 Getting Started With Homeowner Prep

34:05 Outro

// IMPORTANT RESOURCES

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#renttoown #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 065: First Time Homebuyer Interview with The Desamours

Thu, 06 Apr 2023 14:00:19 +0000

This week we had a YouTube Live interview with first time homebuyers Dradley and Shandell Desamours. We discussed moving to a new state, surprise tax increases and the advice they would give to other future homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Intro

00:22 Welcome To The Show

09:20 Moving Around As A Military Family

11:11 Motivation To Buy A Home

12:50 Everyone Wants To Buy A Home

14:49 What Would You Do To Buy Your Home?

21:36 Making The Homebuying Process Easier

27:52 Surprising Property Tax Increases

31:45 Favorite Part Of Homeownership

36:50 Is It Your Forever Home? What’s Next?

40:36 Advice For Future Homeowners

44:21 The Influencer Lifestyle

48:00 Follow The Desamours

49:05 Getting Started With Homeowner Prep

49:34 Outro

// IMPORTANT RESOURCES

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#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 064: Are You Willing To Take A Step Forward?

Thu, 30 Mar 2023 14:00:48 +0000

Last week we talked about taking a step back, but are you willing to take a step forward in your home buying journey? On this week’s episode, we will talk about being “mortgage ready” and how to take the first step. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Are You Willing To Take A Step Forward?

00:10 Intro

00:31 Welcome To The Homeowner Prep Podcast

01:05 Undergoing A Mental Mind Shift

01:35 Freddie Mac Survey Results

02:17 The First Step Might Be A Mortgage Application

02:30 Why Clients Work With Homeowner Prep

02:52 Mortgage Ready and Near Mortgage Ready

03:19 Your Credit Is Important

04:05 What’s The Worst That Can Happen?

04:46 Getting Started With Homeowner Prep

05:36 Contact Us On Social Media

06:03 Outro

// IMPORTANT RESOURCES

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NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 063: Are You Willing To Take A Step Back?

Thu, 23 Mar 2023 14:00:09 +0000

Your home buying journey may start with a step back, but will that discourage you from moving forward in the future? On this week’s episode we will discuss making the sacrifices needed to ultimately get the keys to your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Are You Willing To Take A Step Back

00:13 Intro

00:35 Welcome To The Homeowner Prep Podcast

01:01 Recent Call With A Client

01:53 Make The Sacrifice To Be More Prepared To Buy

02:30 Don’t Pay More For Your Impatience

03:18 Are You Ready To Do Whatever It Takes?

03:47 Getting Started With Homeowner Prep

04:22 Contact Us On Social Media

04:59 Outro

// IMPORTANT RESOURCES

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#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 062: How Long Does It Take To Buy Your First Home

Thu, 16 Mar 2023 14:00:15 +0000

How long will it take to buy a home? Well it depends, but on this week’s episode we will discuss the factors that impact your home buying timeline. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Long Does It Take To Buy Your First Home?

00:13 Intro

00:35 Welcome To The Homeowner Prep Podcast

00:58 Your Personal Economics: Income, Credit & Debt

01:12 What Income Can Be Used To Qualify

01:54 A Perfect Credit Score Is Not Required

03:16 Understanding The Debt-To-Income Ratio

04:09 Market Factors That Impact Your Timeframe

04:18 Competitiveness Of the Market

04:41 Seasonality Of The Market

05:24 You Can Control Most Of These Factors

06:00 Getting Started With Homeowner Prep

06:28 Contact Us On Social Media

06:59 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

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NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 061: What You Should Know About Tax Assessments

Thu, 09 Mar 2023 15:00:47 +0000

Did you know there are times when home appreciation can work against you? On this week’s episode we will discuss the pros and cons of appreciation when it comes to tax assessments. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 African American Homeownership Solutions

00:13 Intro

00:35 Hey! Real Quick Before We Start…

01:02 Welcome To The Homeowner Prep Podcast

01:40 The 4 Components of Your Mortgage

02:27 Costs For Homeowners Rise Slower

02:45 Good News, Bad News of Home Appreciation

03:05 How Taxes Get Assessed

03:30 New Development Is A Change of Ownership

05:02 Challenging Your Tax Assessment

06:03 Getting Started With Homeowner Prep

06:23 Contact Us On Social Media

06:50 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 060: Should I Use My Credit Union To Buy A House?

Thu, 02 Mar 2023 15:00:21 +0000

You have an established relationship with your credit union already, but does that mean you should use them to buy a house? On this week’s episode we will discuss the pros and cons of using your credit union as a first time homebuyer. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 African American Homeownership Solutions

00:13 Intro

00:35 Hey! Real Quick Before We Start…

01:02 Welcome To The Homeowner Prep Podcast

01:43 Establishing A Banking Relationship Is Important

02:47 Use The Relationship You Have Built To Get An Approval

03:15 Your Credit Union May Not Have A Lot Of Programs

03:52 Credit Union Rates May Be Lower

04:25 Fees May Be Lower Than A Traditional Mortgage

05:01 Our Advice Is To Compare Multiple Banks

06:03 Your Credit Union May Sell Your Loan

06:30 It May Be Tougher To Qualify With Challenged Credit

07:17 Getting Started With Homeowner Prep

07:39 Contact Us On Social Media

08:10 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 059: African American Homeownership Trends - Part II

Thu, 23 Feb 2023 15:00:33 +0000

In Part I we discussed the alarming trends in African American Homeownership and Wealth, but in this episode we will discuss the solutions to reverse those trends. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 African American Homeownership Solutions

00:11 Intro

00:33 Hey! Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

02:03 Solution 1: Homeownership Creates Wealth

04:07 Solution 2: Invest Early & Think About Retirement

05:36 Solution 3: African American Business Ownership

06:49 Operation Hope Can Help Your New Business

07:08 Don’t Lose Hope

07:36 Getting Started With Homeowner Prep

08:31 Contact Us On Social Media

09:08 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 058: African American Homeownership Trends - Part I

Thu, 16 Feb 2023 15:00:33 +0000

There are some alarming trends in African American Homeownership that need to be addressed, so on this episode we will discuss these trends and their generational impact. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 African American Homeownership Trends

00:10 Intro

00:32 Hey! Real Quick Before We Start…

00:59 Welcome To The Homeowner Prep Podcast

01:41 Homeownership Was Higher With Discrimination?

02:45 770,000 Fewer Homeowners

04:09 Home Equity In Redlined Communities

04:33 What Is Redlining?

06:50 Getting Started With Homeowner Prep

07:09 Contact Us On Social Media

07:38 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 057: Trying To Time The Real Estate Market

Thu, 09 Feb 2023 15:00:30 +0000

Waiting for the perfect time to buy your first home? It doesn’t exist! But on this episode we will help you discover why there’s no such thing as the “perfect time’ and what key indicators you COULD look at to get a better idea of market conditions. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Are You Still Trying To Time The Real Estate Market?

00:11 Intro

00:33 Hey! Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:24 Waiting For The Market To Crash

02:42 Waiting For Interest Rates To Come Down

04:45 Your Pre-Approval Is Not Guaranteed!

05:21 Indicators You Should Look For

06:55 Your Buying Power Disappears Over Time

08:05 Getting Started With Homeowner Prep

08:38 Contact Us On Social Media

9:18 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Get Your Own Merch:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 056: The Past, Present, and Future of Homeowner Prep

Thu, 02 Feb 2023 15:00:55 +0000

What is Homeowner Prep? On this episode we are covering our company’s past, present and future, and how your support will help us reach aspiring homeowners throughout the country. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Where We’ve Been, Where We’re At, and Where We’re Going!

00:10 Intro

00:32 Hey! Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:42 How Homeowner Prep Got Started

03:54 We’re Now A 501c3 Non-Profit Organization

05:14 We’re Looking To Grow With Your Support

05:46 Let’s Talk About Where We’re Going!

06:58 Come Join Our Mission

07:27 Visit Our Website To Support The Mission

08:37 Contact Us On Social Media

9:08 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

Support Our Mission:

Manage Your Credit Score with MyFICO:

Build Your Credit Quickly:

Get Your Own Merch:

Subscribe to Our Channel:

// CONNECT WITH US

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 055: Deep Dive: How To Find A Great Neighborhood For Your First Home

Thu, 26 Jan 2023 15:00:31 +0000

On this episode we are taking a deep dive to find out how to find a great neighborhood for your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Details Of The California Dream For All Loan Program

00:11 Intro

00:33 Hey! Real Quick Before We Start…

01:01 Welcome To The Homeowner Prep Podcast

01:31 Crime & School Districts

01:56 How Crime Impacts The Community

03:15 Your Real Estate Agent Won’t Know Crime Statistics

04:37 Find Good School Districts, Even If You Don’t Have Kids

06:13 Talk To Neighbors In The Community

07:19 Look Around… What Do Your See?

08:32 Come Back And Visit The Community At Night

09:18 Is The Neighborhood Great For You?

10:27 Connect With City Counsel And City Planning

11:45 Let’s Recap!

13:02 Get Started With Homeowner Prep

13:17 Contact Us On Social Media

13:45 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 054: The “California Dream For All” Loan Program Explained

Thu, 19 Jan 2023 15:00:53 +0000

On this episode we are taking a look at the California Dream For All loan program to see if it can help you buy your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Details Of The California Dream For All Loan Program

00:11 Intro

00:33 Hey! Real Quick Before We Start…

01:01 Welcome To The Homeowner Prep Podcast

01:29 History Of The Program

02:15 For California Only?

02:48 A Billion Dollar Fund!

04:01 Understanding The Area Median Income

04:57 How Much Down Payment Do You Need?

06:19 What Is Shared Equity?

06:49 Let’s Break Down The Numbers

07:58 So What Do You Think About This Program?

09:28 Why Is This Program Being Created?

10:04 Get Started With Homeowner Prep

10:46 Contact Us On Social Media

11:06 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 053: Deep Dive - How Much Money Is Needed To Buy Your First Home?

Thu, 12 Jan 2023 15:00:08 +0000

On this episode we are taking a deep dive into all the expected costs of buying your first home, so be sure to take some notes as we break it all down. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 A Deep Dive Into How Much Money You Need To Buy Your First Home

00:10 Intro

00:32 Hey! Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:45 How Much Is The Down Payment?

03:46 What Are Closing Costs?

04:37 What Is Title? What Do They Do?

05:26 You May Need Prepaid Taxes

06:22 Getting A Seller To Pay For Your Closing Costs

06:56 In Escrow Upfront Costs

07:20 Paying For An Appraisal

09:19 Negotiating With The Seller For Appraisal Shortfall

11:25 Should You Get A Home Inspection?

13:00 What Does A Home Inspector Look At?

14:45 Getting A Pest or Termite Inspection

15:35 Inspections Find Issues, Issues Can Be Negotiated

17:35 Put Your Real Estate Agent To Work

18:11 Other Potential Costs

19:12 Costs That Can Be Covered By Other People

20:53 Get Started With Homeowner Prep

21:53 Contact Us On Social Media

22:25 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 052: How To Buy Your First Home Without Going Broke

Thu, 05 Jan 2023 15:00:55 +0000

Buying a home is a major accomplishment, but not if it cost more than you can afford! In this episode we will show you how to buy your first home, without going broke. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Buy Your First Home Without Going Broke

00:10 Intro

00:33 Hey! Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:34 How Much Home Can You Afford?

03:23 Should You Pay All Your Debt First?

05:14 Start With A Starter Home

06:41 Get Started With Homeowner Prep

07:17 Contact Us On Social Media

07:58 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#financialadvice #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 051: How To Set And Achieve Your Goals In 2023

Thu, 29 Dec 2022 15:00:59 +0000

The new year is here already! So what are you looking to accomplish in 2023? In this episode we are going to teach you how to set and achieve your goals in 2023! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Can You Believe The New Year Is Here?

00:09 Intro

00:31 Hey! Real Quick Before We Start…

00:58 Welcome To The Homeowner Prep Podcast

02:04 Make Sure Your Goals Are Your Own

03:03 Write Your Goals Down

04:27 Are You Setting S.M.A.R.T. Goals?

05:58 Setting A Goal To Buy A House

07:45 Get Started With Homeowner Prep

08:01 Contact Us On Social Media

08:21 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#newyear #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 050: What Do You Want To See In 2023?

Thu, 22 Dec 2022 15:00:52 +0000

We have provided a lot of great content in 2022, but we really want to hear from you to see what you still need help with in 2023. In this episode we are asking you to reach out and let us know! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 What Do You Want To See In 2023?

00:07 Intro

00:29 Hey! Real Quick Before We Start…

00:57 Welcome To The Homeowner Prep Podcast

01:32 What Do You Want To Know?

02:08 Our Podcast Is Going Live!

03:10 Interviewing Professionals & Investors

03:56 What We Have Covered So Far…

04:52 Contact Us On Social Media

05:39 Get Started With Homeowner Prep

07:04 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://www.homeownerprep.com/referral

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#realestatetips #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 049: How To Create And Stick To A Christmas Budget

Thu, 15 Dec 2022 15:01:00 +0000

It’s easy to overspend during Christmas and that spending can delay your opportunity to buy your first home. In this episode we will talk about how to create and stick to a Christmas budget so you can stay on track to buy your first home in 2023. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Christmas Is Here, Do You Have A Budget?

00:10 Intro

00:32 Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:51 Create A Christmas Plan

03:35 Christmas Peer Pressure Can Be Hard

04:33 Use The Envelope System To Control Spending

05:07 Avoid Putting Christmas On Credit

06:39 Get Started With Homeowner Prep

07:00 Contact Us on Social Media

07:37 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#christmas #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 048: Buying Your First Home During The Holidays

Thu, 08 Dec 2022 15:00:13 +0000

The holidays can be stressful, but it could also be a great time to buy a home. In this episode we will talk about the benefits of buying your first home during the holidays. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Buying Your First Home During The Holidays

00:10 Intro

00:32 Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:25 Should You Put Your Home Search On Pause?

03:09 Seller’s Definitely Have To Sell

03:57 Less Competition To Buy

04:47 Offers Will Work In Your Favor

05:45 Buy When You Are Prepared And Not Distracted

06:52 Get Started With Homeowner Prep

07:45 Contact Us on Social Media

08:27 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homefortheholidays #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 047: Down Payment Assistance For First Time Buyers

Thu, 01 Dec 2022 15:00:17 +0000

There is money available to help you buy your first home! In this episode we will talk about down payment assistance programs and how you can qualify. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How To Use Down Payment Assistance

00:11 Intro

00:33 Real Quick Before We Start…

01:00 Welcome To The Homeowner Prep Podcast

01:22 The 2 Biggest Hurdles For First Time Buyers

01:52 People Just Don’t Know About These Programs

02:46 What Is Down Payment Assistance?

03:28 How Soon Should You Buy A Home?

05:09 How A Down Payment Is Calculated

06:00 Sellers Are Willing To Help

07:56 You Have To Be A First Time Homebuyer

08:33 Each Program Has Different Qualifications

09:32 Get Started With Homeowner Prep

09:53 Contact Us on Social Media

10:12 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#downpaymentassistance #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 046: How Bad Is The Economy Really Going To Get?

Thu, 24 Nov 2022 15:00:03 +0000

How bad can the economy get? In this episode we will talk about the economy and how you can ensure your household is ready for the worst, even if the worst never comes. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Bad Is The Economy Going To Get?

00:11 Intro

00:33 Real Quick…

01:00 Welcome To The Homeowner Prep Podcast

01:52 Interest Rates Are The Biggest Red Flags

03:25 Rates Aren’t Impacting Inflation

05:28 Interest Rates Do Change

06:00 Evictions Are On The Rise

07:15 Renting Isn’t An Easy Backup Plan Anymore

08:33 There Will Be More Job Losses

09:58 Control What You Can Control

10:32 Don’t Freeze, Take Action

11:20 Get Started With Homeowner Prep

11:37 Contact Us on Social Media

12:18 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#useconomy #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 045: The CalHFA Forgivable Equity Builder Loan

Thu, 17 Nov 2022 15:00:29 +0000

Use it or lose it! This CalHFA program could be going away soon. On this week’s episode we discuss the CalHFA Forgivable Equity Builder Loan. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 So The Fed Raised Interest Rates Again Huh?

00:11 Intro

00:33 Real Quick…

01:00 Welcome To The Homeowner Prep Podcast

01:45 How The Program Works

03:07 Forgivable After 5 Years

04:08 Why The Program May Go Away

04:48 Area Median Income Limit

06:10 Get Started With Homeowner Prep

06:47 Contact Us on Social Media

07:28 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#calhfa #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 044: Overcome Rate Hikes To Buy Your First Home

Thu, 10 Nov 2022 15:00:35 +0000

Yes, rates are on the rise, but that shouldn’t prevent you from buying your first home. On this week’s episode we discuss ways to take advantage of the current housing market no matter what the rates may be. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 So The Fed Raised Interest Rates Again Huh?

00:10 Intro

00:32 Real Quick…

00:59 Welcome To The Homeowner Prep Podcast

01:34 How Interest Rates Affect Mortgage Rates

03:05 If Rates Go Up, How Does It Impact Your Plans?

04:35 Sellers Are Motivated To Help You

05:09 The 2-1 Buy-Down

06:01 The Full Cost Of Buying A Home

07:05 Renting Rates And Credit Card Rates

08:07 The Problems With Waiting To Buy

09:02 Get Started With Homeowner Prep

10:01 Contact Us on Social Media

10:34 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#interestrates #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 043: Starting Your Home Search The Right Way

Thu, 03 Nov 2022 14:00:07 +0000

We all love looking at homes online, but when you start your home search, this may not be the right way to get started. On this week’s episode we discuss starting your home search the right way so you are prepared for success. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Searching For Homes Online Is Not The First Step

00:15 Intro

00:37 Real Quick…

01:05 Welcome to The Homeowner Prep Podcast

02:00 We All Have This Guilty Pleasure

02:32 The First Step Is Meeting With A Coach

03:22 The Second Step Is To Get Pre-Approved

06:00 The Third Step Is To Work With An Experienced Agent

06:53 Have Your Own Agent

08:54 Understand The Purchase Contract and Process

11:19 Get Started With Homeowner Prep

11:56 Contact Us on Social Media

12:18 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#househunting #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 042: How To Pay Off A Collection Account The Right Way

Thu, 27 Oct 2022 14:00:08 +0000

How you handle a collection account can make a major impact to your credit and home buying journey, so on this week’s episode we cover how to properly pay off a collection account the right way. If you have questions about you credit or collections, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Uh Oh, You Have A Collection!

00:10 Intro

00:32 Real Quick…

00:59 Welcome to The Homeowner Prep Podcast

01:54 Keep An Eye On Your Credit

02:19 A Collection Is Not The End of The World

02:47 First Step Is Communication

03:59 How Collection Accounts Impact Your Credit

04:34 Paid In Full vs. Settled

05:19 Get It In Writing

06:58 Keep Documentation

08:07 Lenders Can Do A Rapid Rescore

09:56 Get Started With Homeowner Prep

10:13 Contact Us on Social Media

10:39 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#collectionaccount #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 041: How Does A Debt-To-Income Ratio Work?

Thu, 20 Oct 2022 14:00:12 +0000

Do I make enough money to buy a home? This is a question that has less to do with income and more to do with your debt-to-income ratio. In this episode we cover the debt-to-income ratio and how it‘s used by lenders. If you have questions about the debt-to-income ratio, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Do I Earn Enough Income to Buy a Home?

00:16 Intro

00:38 Real Quick…

01:05 Welcome to The Homeowner Prep Podcast

01:50 What Is a Debt-To-Income Ratio?

03:05 Two Parts of A Debt-To-Income Ratio

03:46 Difference Between Gross Income and Net Income

04:40 FHA Debt-To-Income Ratio Breakdown

06:15 Allowed Tradelines to Build Credit

07:16 Know What’s On Your Credit Report

08:18 Are You In A Community Property State?

09:24 There Is No “Cookie Cutter” Answer

09:43 Visit Our Website to Get Started

10:02 Pull Your Credit and Scores with MyFico

10:32 Reach Out to Us Through Social Media

10:52 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#debttoincome #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 040: The Homeowner Prep Process Step-By-Step

Thu, 13 Oct 2022 14:00:40 +0000

If you’re not familiar with our home readiness program Homeowner Prep, on this week’s episode we are walking you through our process step-by-step. The process all starts with a simple question. If you have questions about the process, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Do I Get Started?

00:15 Intro

00:37 Real Quick…

01:04 Welcome to The Homeowner Prep Podcast

02:15 Reasons Why People Are Scared To Get Started

03:14 How Do I Buy A Home?

03:44 How To Get Started With Homeowner Prep

04:25 Completing A Free Online Assessment

05:00 If You’re Ready To Go

05:29 What Happens On The Free Call

07:17 You’re Probably Closer Than Your Think

08:17 Monthly Accountability

09:20 The Goal Is To Get Pre-Approved

09:48 Selecting A Starter Home vs. Dream Home

11:04 We Will Connect You With An Agent or Lender

12:08 How Fast Can I Buy A Home?

12:48 What Are The Two Requirements To Start?

14:20 Get Started Today

15:07 Let’s Connect On Social

15:46 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 039: 3 Ways To Quickly Improve Your Credit Score

Thu, 06 Oct 2022 15:53:49 +0000

There are so many misconceptions about credit scores and reports, and truthfully most of us were never taught how our credit works. In this week’s episode we talk about how credit scores work and how to quickly improve your credit score so you can buy a home. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 You Don’t Need A 700 Credit Score To Buy A House

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

01:14 The Misconception of Required Credit Scores

01:48 How Your Credit Score Impacts Your Qualification

02:48 How Credit Scores Work

03:17 The Breakdown of Your Credit Scores

05:25 Will Multiple Home Loan Inquiries Hurt Your Credit Score?

06:29 The Very First Step: Know Where You’re At

07:22 New Credit Reporting Changes Coming

08:28 Address Bankruptcies, Foreclosures, and Collections Immediately

09:28 Become An Authorized User

10:10 Warning About Being An Authorized User

11:10 Get Your Balances Down, Or Limits Up

14:14 Pay Accounts Before Their Closing Date

15:40 Get Started with Homeowner Prep

16:00 Let’s Connect on Social Media

16:48 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#creditrepair #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 038: Pros and Cons of Buying A New Construction Home

Thu, 29 Sep 2022 14:00:54 +0000

Buying a new construction home sounds like a good idea, but how does it compare to buying an existing home? In this week’s episode, we provide the pros and cons you should know before you buy. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Do You Want an Existing Home or New Construction Home?

00:12 Intro

00:34 Welcome to The Homeowner Prep Podcast

01:32 New Construction Homes Cost 15% More

02:19 Everything Is Brand New

03:31 All The Latest Bells & Whistles

05:19 Financing For Closing Costs

06:15 Make Sure Your Numbers Are Correct

06:56 Compare With Your Current Lender

07:53 You May Be Paying Retail Prices

09:20 You Have To Be Patient

10:55 Additional Costs of Solar, HOAs, and Mello Roos

12:20 What Are Mello Roos?

13:10 Should You Put Solar On Your Home?

13:50 Make Sure You Get Your Inspections Done

15:05 Get Started With Homeowner Prep

15:35 Connect With Us On Social Media

15:54 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#newconstruction #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 037: 3 Ways To Make Sure You're Recession Ready

Thu, 22 Sep 2022 14:00:47 +0000

Worried about a recession? In this week’s episode we discuss 3 ways you can make sure you and your family are recession ready. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Are You Recession Ready?

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

02:00 What Is A Recession?

02:53 Look At Your Spending

05:06 Pay Off Your Debt

06:27 Find Ways To Earn More Money

08:32 Bonus: Update Your Resume

09:30 Get Started With Homeowner Prep

09:58 Connect With Us On Social Media

10:20 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#recession #realestateadvice #homeownership

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 036: The Mindset of a Future Homeowner - Part II

Thu, 15 Sep 2022 14:00:51 +0000

Are you mentally ready for homeownership? In Part II of this special series, we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Part II of The Mental Mindset of a Future Homeowner

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

01:03 Part I Recap

01:30 Get Sick and Tired Of Paying Someone Else’s Mortgage

04:02 Be Willing To Be Transparent

06:32 Overcoming Your Pickiness

09:09 Look Past Your Past

10:55 Be Willing To Ask For Help

12:08 Get Started With Homeowner Prep

12:52 Connect With Us On Social Media

13:14 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #mindset

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 035: The Mindset of a Future Homeowner - Part I

Thu, 08 Sep 2022 14:00:43 +0000

Are you mentally ready for homeownership? This week we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 The Mental Mindset of a Future Homeowner

00:15 Intro

00:37 Welcome to The Homeowner Prep Podcast

01:29 You Become A Homeowner Before You Buy

02:09 Before You Own, You have To Believe

03:00 My Story and My Mindset

04:31 You Have To Think Long Term

06:23 The Future Opportunity Costs

07:09 Marry The House, Date The Rate

08:28 You Have To Overcome Your Excuses

10:20 Get Started With Homeowner Prep

10:51 Connect With Homeowner Prep

12:00 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 034: Student Loan Forgiveness and Homeownership

Thu, 01 Sep 2022 14:00:54 +0000

There’s been a lot of news about Student Loan Forgiveness lately, so what does it mean for future homeowners? This week we discuss both sides of loan forgiveness and how it impacts aspiring homeowners. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Student Loan Forgiveness and Homeownership

00:11 Intro

01:38 Seeing Both Sides of the Issue

02:42 Only Impacting A Small Group of Americans

04:00 Helps Predominately Wealthy Households

05:07 No Future Changes to Existing Issue

07:30 The Purpose Is To Increase Spending

08:47 Ability To Pay Down Credit Card Debt

11:44 The Impact on Homeownership

12:59 There Are Two Sides To The Issue

13:51 Get Started With Homeowner Prep

14:49 Connect With Us On Social Media

15:28 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#studentloanforgiveness #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 033: Step-By-Step Transition From Renter To Owner - Part 3

Thu, 25 Aug 2022 14:00:43 +0000

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out the previous two podcast episodes for Part 1 and Part 2. If you have questions, be sure to reach out to us or drop a question in the comments.

//SHOW NOTES

00:00 Want To Become A Homeowner?

00:11 Intro

00:33 Check Out The First 2 Episodes

01:13 Diving Into The Real Estate Process

02:31 Get Out To See Homes

04:05 Go Over Needs & Wants With Your Agent

05:45 Stay In Budget

07:45 Making Multiple Offers

09:24 What Does It Take To Make An Offer?

12:27 Offer Is Accepted, Now What?

14:02 What Happens With A Low Appraisal?

16:18 Finalizing Your Loan

18:38 Take One Step At A Time

19:23 Check Out All 3 Episodes

19:52 Get Started With Homeowner Prep

20:08 Connect With Us On Social Media

20:34 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 032: Step-By-Step Transition From Renter To Owner - Part 2

Thu, 18 Aug 2022 22:34:35 +0000

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out last week’s episode for Part 1 and if you have questions, be sure to reach out to us or drop a question in the comments.

//SHOW NOTES

00:00 Are You Ready to Become a Homeowner?

00:12 Intro

00:35 Part 1 Recap

02:07 Ready To Get Pre-Approved?

03:10 Get Your Foot In The Door

03:48 Types of Loan Officers

07:16 Credit Inquiries Explained

08:55 Pre-Approval vs Underwriting

11:15 Don’t Switch Lenders When You’re In Escrow

12:12 Congrats Your Approved, Now Start Looking

13:25 Getting Your Own Experienced Agent

16:21 Get Started with Homeowner Prep

16:42 Let’s Connect on Social Media

17:05 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 031: Step-By-Step Transition From Renter To Owner - Part 1

Thu, 11 Aug 2022 18:37:00 +0000

Let’s take a deep dive. In this special series we will take a step-by-step walkthrough of transition from renter to owner. Check out the full weekly series and if you have questions, be sure to reach out to us or drop a question in the comments.

//SHOW NOTES

00:00 Are you currently renting?

00:10 Intro

00:32 Welcome To Homeowner Prep

02:07 Who We Are

03:02 Starting with Your Why

04:36 Do I Make Enough Money To Buy A House?

06:04 Income & Debt

08:26 Income Needed To Qualify

09:51 The Pre Pre-Approval

11:38 You’re Probably Closer Than You Think

12:11 Get Started with Homeowner Prep

12:55 Let’s Connect on Social Media

13:34 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 030: How To Buy A Home With Student Loans

Thu, 04 Aug 2022 14:00:43 +0000

Think having student loans will prevent you from buying your first home? In this week’s episode of The Homeowner Prep podcast we will show you how you can buy your first home and if paying off student loans before you buy is the right decision. Check out the full episode and if you have questions, be sure to reach out to us.

//SHOW NOTES

00:00 Do You Have Student Loans?

00:11 Welcome to Homeowner Prep

00:34 Thank You For Your Support

01:30 Student Loan Statistics

03:26 Control Your Spending

05:33 How Student Loans Impact Your Buying

07:27 Student Loan Payment Calculation

11:20 Should I Payoff Student Loans First?

12:58 Get Started with Homeowner Prep

13:21 Let’s Connect on Social Media

13:46 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyahome #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 029: How to Overcome Payday Loans So You Can Buy Your First Home

Thu, 28 Jul 2022 14:00:06 +0000

Payday Loans keep many renters from becoming homeowners, but in this episode we will talk about how to avoid them, pay them off, and stay on track to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 Ever Had a Payday Loan or Heard one?

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:15 The Growth of Payday Loans

02:03 What Is A Payday Loan?

04:10 Why Are They So Dangerous?

05:30 Who Uses Payday Loans?

06:24 Time Pressure Is The Issue

08:00 Cut Your Expenses to Avoid Payday Loans

09:29 Increase Your Credit Limits Before Using Payday Loans

10:32 Borrow Money From Family Before Getting A Payday Loan

11:30 I Had To Get Out of The Payday Loan Trap Too

12:09 Homeowners vs. Renters Using Payday Loans

13:04 What To Do When You Have Money Problems

13:45 Reach Out To Homeowner Prep

15:04 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyahome #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 028: Preparing For A Potential Job Loss

Thu, 21 Jul 2022 14:00:00 +0000

When recessions come, unfortunately so do job cuts. In this episode we will discuss some ways to prepare for a potential job loss and control what you can control on your journey to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 What People Say Before Being Laid Off

00:15 Intro

00:37 Welcome To The Homeowner Prep Podcast

01:56 Come Back To Your Budget

03:50 Keep Money On Hand

05:10 Get Job Related Training

06:42 Update Your LinkedIn Profile

07:58 Update Your Résumé

08:57 Why Companies Cut Jobs

10:33 Reach Out To Homeowner Prep

11:45 Outro

//IMPORTANT RESOURCES

Get Started With Homeowner Prep: https://www.homeownerprep.com/start

Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch

Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

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NMLS: 2218002

#jobloss #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 027: How Inflation Impacts First Time Home Buyers

Thu, 14 Jul 2022 14:00:43 +0000

Inflation rates are rising faster than we can put out podcast episodes! So how does inflation impact first time home buyers? In this episode we will discuss inflation rates and what you can do to beat inflation in order to buy your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 How Inflation Impact Aspiring First Time Home Buyers

00:11 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:11 Let’s Define Inflation & How We Got Here

03:45 Beat Inflation with Real Assets

04:13 2 Choices - Earn More or Spend Less

05:35 Feel The Pain To Make Change

06:45 Outlast The Economic Changes

08:45 Get Started with Homeowner Prep

09:21 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

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DRE: 01780767

NMLS: 2218002

#inflation #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 026: The Recession & First Time Home Buyers

Thu, 07 Jul 2022 14:00:34 +0000

A recession can delay your plans to buy your first home, but there are ways to be prepared and make sure you reach your ultimate goal. In this episode we will provide you with a few tips to prepare for the upcoming recession. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 Let’s Talk About The Recession

00:17 Intro

00:40 Welcome To The Homeowner Prep Podcast

01:27 What Is A Recession?

02:56 How Will The Recession Impact You?

03:50 How Are Recessions Measured?

06:24 Should I Buy A Home During A Recession?

07:33 Buy Assets During A Recession

08:14 Pay Down Debt During A Recession

09:59 Save Money For A Rainy Day

11:35 Start Investing To Generate Additional Income

12:31 Don’t Be Fearful, Be Prepared

13:07 Get Started with Homeowner Prep

13:51 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

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NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 025: Be Ready For The Next Housing Opportunity

Thu, 30 Jun 2022 14:00:27 +0000

You may have missed the last housing opportunity with low rates and home prices, but trust me, another one is coming! In this episode we will help you focus on the things that matter to ensure you are ready to buy when the next opportunity arises! Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 Another Housing Opportunity Is Coming… Are You Ready?

00:26 Welcome To The Homeowner Prep Podcast

00:48 A Window of Opportunity Is Yet To Come

01:41 Step 1: Make Sure Your Credit Is Ready

03:59 Step 2: Start Paying Off Debt

06:33 Step 3: Invest For Job and Inflation Protection

09:38 How To Get Started with Homeowner Prep

10:12 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 024: Buying A Home With A Lease Option

Thu, 23 Jun 2022 14:00:21 +0000

People often think there are only two options, rent or buy… but there’s actually a 3rd option! You can buy a home with a lease option, also known as “rent to own”. In this episode we will explain how you can buy a home using a lease option, what to expect and where to find them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 The 3rd Option to Rent vs. Buy

00:23 Intro

00:46 Welcome To The Homeowner Prep Podcast

01:35 Sometimes You’re Just Not Ready… Yet!

02:27 How A Lease Option Works

05:14 Forced Savings Plan

07:27 How The Purchase Price Is Determined

09:28 Option To Buy, Not Obligation To Buy

10:05 What If You’re (Still) Not Ready?

12:39 How To Find Lease Option Properties

13:38 Get Started with Homeowner Prep

14:36 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 023: Money Lessons from Dad

Thu, 16 Jun 2022 16:57:34 +0000

What did your Dad - or Father figure - teach you about money? On this special Father’s Day episode of The Homeowner Prep Podcast we discuss money lessons from Dad and how to put them to use. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 What Lessons Did You Learn from Dad?

00:48 Intro

01:10 Welcome To The Homeowner Prep Podcast

02:03 Lesson 1: Hard Work

03:55 Lesson 2: Entrepreneurship

08:03 Lesson 3: You Are you

10:54 Lesson 4: Invest Early

14:05 Get Started with Homeowner Prep

15:05 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 022: The First Time Homebuyer Profile

Thu, 09 Jun 2022 14:00:33 +0000

Wondering what the average first time homebuyer looks like? On this week’s episode of The Homeowner Prep Podcast we discuss the age, income, and credit of the average first time homebuyer, so you can see just how close you may be to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 You Look Like a First Time Homebuyer

00:40 Intro

01:02 Welcome to Homeowner Prep

01:50 The Average Age of a First Time Homebuyer

04:43 The Median Income of a First Time Homebuyer

05:58 The Family Makeup of a First Time Homebuyer

07:43 The Credit Score of a First Time Homebuyer

09:21 The Down Payment of a First Time Homebuyer

12:00 Get Started with Homeowner Prep

13:10 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 021: The Additional Costs of Homeownership

Thu, 02 Jun 2022 14:00:25 +0000

Are you ready for the additional costs of homeownership? In today’s episode of The Homeowner Prep Podcast we will discuss some of the often overlooked costs of homeownership so you aren’t surprised when you receive the bill. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 HOAs - Love Them or Hate Them?

00:46 Intro

01:09 Welcome To Homeowner Prep

02:04 Utility Payments

03:42 Yard Expenses

06:25 HOA Fees & Control

10:25 Solar Payments

13:20 Contact Us For More Info

13:47 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 020: How To Find A Great Neighborhood

Thu, 26 May 2022 14:00:53 +0000

Finding the right neighborhood is important when buying your first home, so how do you find a great neighborhood? In today’s episode of The Homeowner Prep Podcast we will discuss what you should look for and how to find the information you need to make an informed decision. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 The Right Neighborhood… For You!

0:28 Intro

0:51 Welcome to Homeowner Prep

1:27 What Does Your Neighborhood Look Like Now?

3:00 Why Agents Don’t Research Neighborhoods

4:14 School Ratings, Even If You Don’t Have Kids

5:58 Defining A “Great” Neighborhood

7:42 Talk To Neighbors & Ask Around

9:27 Check Out The Neighborhood Day & Night

10:44 Talk To Police & Fire Fighters In The Community

12:44 Connect With Us & A Local Agent

13:34 Outro

//IMPORTANT RESOURCES

Get a referral to a local agent, lender or credit repair company?

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

Subscribe to get more content from Homeowner Prep:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 019: Should I Break My Lease To Buy My First Home?

Thu, 19 May 2022 14:00:14 +0000

The window of opportunity to buy your first home may not come at the perfect time, so what happens when you qualify to buy a home while you are still in a lease? In today’s episode of The Homeowner Prep Podcast we will cover some reasons, and some ways, to cancel your lease early so you can get the keys to your first place. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:23 Welcome to Homeowner Prep

1:20 Review Your Lease In Full

2:25 Find Someone To Takeover Your Lease

3:37 Help The Landlord Find A New Tenant

5:54 Are Home Prices Going Up?

7:15 Need Some Help?

8:18 Connect With Us

8:50 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 018: Most Common First Time Homebuyer Regrets

Thu, 12 May 2022 14:00:07 +0000

There are a number of regrets that first time homebuyers have after they get the keys. In today’s episode of The Homeowner Prep Podcast we will cover some of the most common first time homebuyer regrets and how you can avoid them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:23 Welcome to Homeowner Prep

1:36 Regret: Not Saving Enough Money

3:56 Regret: Didn’t Do Inspections

9:07 Regret: Overwhelming Renovations

12:04 How To Prepare For These Issues

14:00 How To Take The First Step

14:20 Reach Out To Us On Social Media

14:59 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#firsttimehomebuyer #realestateadvice #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 017: Money Lessons From Mom

Thu, 05 May 2022 14:00:01 +0000

In recognition of Mother’s Day, we’re going to cover some money lessons I learned from my Mom and we’d love to hear some lessons you learned from yours. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:23 Welcome to Homeowner Prep

2:07 Lesson 1: Budgeting

3:27 EveryDollar Budget App

4:02 Lesson 2: Finagle

6:01 Lesson 3: Be A Giver

8:37 Lesson 4: It’s Never Too Late

10:12 My Mom Was My Hardest Client

12:12 What Did You Learn From Your Mom?

12:57 Reach Out To Us

13:20 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

https://www.everydollar.com

EveryDollar Budgeting App:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#mothersday #moneylessons #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 016: Teaching Your Kids About Money and Real Estate

Thu, 28 Apr 2022 16:35:40 +0000

Talking to your kids about money and real estate can be hard, but it’s important to teach them young. In today’s episode of The Homeowner Prep Podcast we have very special guests Eliana and Zoe Hellon to talk about what they have learned and share some resources to help you teach your kids fun ways to learn about earning, saving, and investing. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:23 Welcome to Homeowner Prep

0:45 Introductions

1:37 First Money Memory

3:35 Games to Learn About Money

6:35 Let’s Talk About Allowance

7:15 3 Jar Method

9:30 Kids & Real Estate

10:25 Kids & Stocks

11:20 The College Plan

12:24 Money Habits

13:26 Vending Business

15:40 Advice for Kids

17:19 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

Cashflow The Board Game:

https://amzn.to/3vRLD5F

Fortune Street Wii Game:

https://amzn.to/3vOvs9x

The Opposite of Spoiled (Book):

https://amzn.to/3EUiQS6

Junior Achievement Curriculum:

https://www.ja.org

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

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DRE: 01780767

NMLS: 2218002

#financesforkids #kidsandmoney #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 015: How to be a First Time Home Buyer and Investor

Thu, 21 Apr 2022 14:00:00 +0000

Being a first time home buyer is a big deal, but being a first time home buyer and investor with the same purchase can also be achieved. In today’s episode of The Homeowner Prep Podcast we will discuss how you can become a home buyer and investor on the same transaction. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:20 Why Choose FHA Financing?

2:31 What is a Single Family Home?

3:30 FHA Loan Limits

4:39 How To Qualify For A Multi Unit Home

7:21 Having Reserves In The Bank

8:48 AirBNB For A FHA Owner Occupied Multi Unit Home

10:34 First Time Homebuyer Explained

11:30 Need Help? Reach Out

11:59 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#firsttimehomebuyer #realestateinvestor #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 014: The Market Crash Isn’t Coming - Part II

Thu, 14 Apr 2022 14:00:00 +0000

With no housing market crash in sight, what is it costing you to sit on the sideline? In today’s episode of The Homeowner Prep Podcast we will discuss the cost of waiting to buy a home in today’s market. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

0:58 Home Prices Are On The Rise

1:45 Expected Home Appreciation

2:30 Interest Rates On The Rise

4:07 Rent On The Rise

4:59 Missing Out On Generational Wealth

5:58 If You’re Qualified, Buy Now!

7:05 What’s Holding You Back?

7:23 Need Help? Reach Out

7:49 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#housingmarket #marketcrash #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 013: The Market Crash Isn't Coming - Part I

Thu, 07 Apr 2022 14:00:00 +0000

Everyone is talking about how crazy the real estate market and how a market crash is on the way, but the truth is, there’s no crash in sight! In today’s episode of The Homeowner Prep Podcast we will discuss what lead up to the last crash and what we’re seeing in the market today. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:47 The History of The Last Market Crash

6:40 The Rent Trap

9:25 Why This Time Is Different

12:50 Reach Out If You Need Help

13:38 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#housingmarket #marketcrash #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 012: The Pros and Cons of Buying New Construction

Thu, 31 Mar 2022 14:00:00 +0000

In a super competitive housing market, most buyers think buying a new construction home will be easier, but that’s not always the case! In today’s episode of The Homeowner Prep Podcast we will discuss the pros and cons of buying new construction. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:19 Hope Is Not A Strategy

1:46 Pro: Everything Is Brand New

4:05 Pro: Price Is Already Set

6:34 Con: Cost of Upgrades

8:25 Con: Hope In The Interest List

10:50 You Should Have Your Own Agent

12:29 Reach Out If You Need Help

13:08 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#househunting #buyingahome #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 011: How To Find Your Right (NOW) Home

Thu, 24 Mar 2022 14:00:00 +0000

New buyers are often looking for the “perfect home” but it’s more important to find the “right now” home instead. In today’s episode of The Homeowner Prep Podcast we will discuss how you can find the home that is right for you now, versus hoping to find the mythical perfect home. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:32 What’s Your Budget?

3:49 Buy As Soon As You Can

4:52 Television vs. Reality

6:24 Make A List of Non-Negotiables

8:04 Get In The Game

9:52 Recap

10:32 Reach Out If You Need Help

10:47 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#househunting #buyingahome #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 010: Budgeting Hacks to Achieve Your Goals

Thu, 17 Mar 2022 14:00:00 +0000

Accomplishing your goals often involves making sure your finances are in order. In today’s episode of The Homeowner Prep Podcast we will discuss different budgeting hacks you can use to make sure your finances don’t derail you from achieving your goals. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:31 Writing Out Your Vision

3:02 Create A Simple Spending Plan

4:49 Use Apps to Simplify

5:36 Don’t Compare Your Lifestyle

7:58 Subscriptions & Memberships

9:54 Data Usage

11:52 Reach Out If You Need Help

12:21 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

http://www.everydollar.com

Budgeting apps to help you:

http://www.truebill.com

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#budgeting #buyingahome #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 009: How to Overcome Obstacles in the Home Buying Process

Thu, 10 Mar 2022 15:00:00 +0000

There will be obstacles along the way when you are in pursuit of buying your first home. In today’s episode of The Homeowner Prep Podcast we will discuss ways to overcome obstacles so you can reach any goal you set. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:53 Knowing Your “Why”

3:08 Reflecting on Your “Why”

3:55 Change Your Perspective of the Obstacle

4:53 The Obstacle is the Way

6:23 Just Keep Going

7:48 Recap of Strategies

10:15 Reach Out If You Need Help

10:48 Outro

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

Get “The Obstacle Is The Way” Book:

https://amzn.to/3MGfaan

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#overcomingobstacles #buyingahome #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 008: Simple Ways to Save Money For Your First Home

Thu, 03 Mar 2022 15:00:00 +0000

How much money do you need to save in order to buy your first home? Chances are, it’s less than you think! In today’s episode of The Homeowner Prep Podcast we discuss the different down payment requirements of the most popular loan programs, expected home buying costs, and how to quickly save money the right way. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to Homeowner Prep

1:26 Loan Down Payment Requirements

2:51 Breakdown of Closing Costs

5:04 Home Buying Inspection Fees

6:43 Loan Reserves Explained

7:32 What is an Earnest Money Deposit?

10:01 First Step to Saving Money

11:22 Setting Up Automatic Payments

12:25 How Much Do I Need To Save?

13:20 Reach Out If You Need Help

14:05 Download Our Free eBook

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 007: Step by Step Home Buying Process

Thu, 24 Feb 2022 15:00:00 +0000

The home buying process can be confusing and overwhelming, but in today’s episode of The Homeowner Prep Podcast, Loan Officer Breanna Barksdale is going to break it down step-by-step and answer the most frequently asked questions! Check out the full episode and if you still have questions about your unique situation, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

0:00 Intro

0:23 Welcome to Homeowner Prep

1:15 About Breanna Barksdale

3:03 Helping First Time Homebuyers

4:20 Helping Veterans Overcome Obstacles

7:13 Step by Step Home Buying Process Explained

28:45 Advice for First Time Home Buyers

30:05 Buy A House Before The Car

30:52 Take The First Step

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#HowToBuyAHome #HomebuyingProcess #homeownerprep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 006: 3 Strategies to Strengthen Your Offer in Today's Market

Thu, 17 Feb 2022 15:00:00 +0000

It’s a competitive seller’s market, so what can you do to beat out the competition and get your offer accepted? In this episode of The Homeowner Prep Podcast we will discuss 3 different strategies to strengthen your offer and get the home you truly want. Check it out and if you have any questions, feel free to drop them in the comments.

//SHOW NOTES

0:00 Intro

0:22 Welcome to The Homeowner Prep Podcast

1:03 Strategy 1 - Communication

1:48 Types of Pre-approval

3:10 Agents Need to Communicate

4:38 Strategy 2 - Improving Your Terms

6:00 Let’s Talk About Contingencies

9:00 Strategy 3 - Just Keep Going

11:10 We Can Help You Find An Agent

11:37 Any Questions? Reach out!

12:15 Be Sure To Share The Podcast

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub

Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment

Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook

Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch

//CONNECT WITH US

//ABOUT HOMEOWNER PREP

//DISCLAIMER

Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#BuyAHome #RealEstateAdvice #HomeownerPrep

--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support

Episode 005: How to Love Your Job or Find a Job You Love

Thu, 10 Feb 2022 16:00:00 +0000

When it comes to buying a house, you need to have job security. So what if you don’t love your current job? In this episode of The Homeowner Prep Podcast we discuss ways to love your current job or find a job you can love. Check it out and if you have any questions, feel free to drop them in the comments.

//SHOW NOTES

- Intro

- Welcome to Homeowner Prep

- Do you love what you’re doing?

- Do you have a job or a calling?

- Highlight aspects of the job that you love

- Love what you are doing before you buy a house

- What’s the likelihood that you will stay employed

- Think about your job from a different perspective

- How you can find a job you love

- Is your industry going to last?

- Find people who are working in your ideal job or industry

- Don’t change jobs when buying a house

//IMPORTANT RESOURCES

Subscribe to get more content from Homeowner Prep:

Want to know if you’re ready to buy your first home? Take our FREE assessment:

Stop Paying Rent and buy your first home. Download our FREE e-Book:

Buy Merch, Support The Mission:

Check out this great book to help you find the work you love:

https://amzn.to/3gBaXWI

//CONNECT WITH US