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        <title>RizqMDJD: An Islamic Financial Empowerment &amp; Rizq Managment Podcast</title>
        <link>https://redcircle.com/shows/rizqmdjd</link>
        <language>en-US</language>
        <copyright>All rights reserved.</copyright>
        <itunes:subtitle>RizqMDJD: Islamic finance meets modern wealth management. Hosts Omar Erchid &amp; Dr. Ramy Nasr explore halal investing, estate planning &amp; community empowerment. Bi-weekly insights for Shariah-compliant success.</itunes:subtitle>
        <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
        <itunes:summary>RizqMDJD is a thoughtful exploration of Islamic finance, wealth management, and community economic empowerment, hosted by Omar Erchid, Esquire, and Dr. Ramy Nasr, MD. Omar Erchid is an attorney specializing in real estate and business law, asset protection, and estate planning, with an interest in Islamic history and heritage. Ramy Nasr is a physician &amp; entrepreneur with extensive experience in Islamic financial principles and tax mitigation strategies. This podcast aims to bridge the gap between traditional Islamic financial teachings and modern economic realities, offering practical guidance while staying true to Shariah principles.</itunes:summary>
        <podcast:guid>988a2e6c-0451-42c9-951e-55db96d26069</podcast:guid>
        
        <description><![CDATA[<p>RizqMDJD is a thoughtful exploration of Islamic finance, wealth management, and community economic empowerment, hosted by Omar Erchid, Esquire, and Dr. Ramy Nasr, MD. Omar Erchid is an attorney specializing in real estate and business law, asset protection, and estate planning, with an interest in Islamic history and heritage. Ramy Nasr is a physician &amp; entrepreneur with extensive experience in Islamic financial principles and tax mitigation strategies. This podcast aims to bridge the gap between traditional Islamic financial teachings and modern economic realities, offering practical guidance while staying true to Shariah principles.</p>]]></description>
        
        <itunes:type>serial</itunes:type>
        <podcast:locked>no</podcast:locked>
        <itunes:owner>
            <itunes:name>Omar Erchid &amp; Rami Nasr</itunes:name>
            <itunes:email>social@rizqmdjd.com</itunes:email>
        </itunes:owner>
        
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            <itunes:category text="Education">

            
                <itunes:category text="Self-Improvement"/>
            

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            <itunes:category text="Religion &amp; Spirituality">

            
                <itunes:category text="Islam"/>
            

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            <itunes:category text="Business">

            
                <itunes:category text="Entrepreneurship"/>
            
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                <itunes:title>EP 10: Divide &amp; Conquer: How Our Communities Were Disempowered</itunes:title>
                <title>EP 10: Divide &amp; Conquer: How Our Communities Were Disempowered</title>

                <itunes:episode>10</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>In this profound episode of Rizk MDJD, Umar Irshid, Dr. Ramy Nasser, and Ustaz Al Mir Cholan dive deep into the Prophet Muhammad&#39;s (PBUH) powerful hadith: &#34;Each of you is a shepherd and each of you is responsible for his flock.&#34; Moving beyond a superficial understanding, this discussion explores the &#34;Shepherd Model&#34; as a comprehensive framework for personal, communal, and global responsibility in Islam. We unpack how this timeless teaching empowers every individual, from the head of the household to leaders of nations, to actively shape their environment and fulfill their duties to Allah (SWT) and society. </p>]]></description>
                <content:encoded>&lt;p&gt;In this profound episode of Rizk MDJD, Umar Irshid, Dr. Ramy Nasser, and Ustaz Al Mir Cholan dive deep into the Prophet Muhammad&amp;#39;s (PBUH) powerful hadith: &amp;#34;Each of you is a shepherd and each of you is responsible for his flock.&amp;#34; Moving beyond a superficial understanding, this discussion explores the &amp;#34;Shepherd Model&amp;#34; as a comprehensive framework for personal, communal, and global responsibility in Islam. We unpack how this timeless teaching empowers every individual, from the head of the household to leaders of nations, to actively shape their environment and fulfill their duties to Allah (SWT) and society. &lt;/p&gt;</content:encoded>
                
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                <pubDate>Sun, 02 Nov 2025 00:08:46 &#43;0000</pubDate>
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                <itunes:duration>5985</itunes:duration>
                
                
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                <itunes:title>EP 9: The Bonds That Hold Us: Why Communities Trump Governments ft. Almir Colan</itunes:title>
                <title>EP 9: The Bonds That Hold Us: Why Communities Trump Governments ft. Almir Colan</title>

                <itunes:episode>9</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>In this deep dive into community, economics, and governance, we explore why modern systems are breaking down and how returning to local, organic structures can rebuild our lives. Drawing from Islamic history, game theory, and everyday analogies—like the &#34;void&#34; in chemistry that holds stadiums together—we challenge the idea that governments can solve our deepest needs. Instead, we argue for active, interconnected communities as the true path to resilience and justice.</p>]]></description>
                <content:encoded>&lt;p&gt;In this deep dive into community, economics, and governance, we explore why modern systems are breaking down and how returning to local, organic structures can rebuild our lives. Drawing from Islamic history, game theory, and everyday analogies—like the &amp;#34;void&amp;#34; in chemistry that holds stadiums together—we challenge the idea that governments can solve our deepest needs. Instead, we argue for active, interconnected communities as the true path to resilience and justice.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Wed, 22 Oct 2025 01:18:22 &#43;0000</pubDate>
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                <itunes:duration>4521</itunes:duration>
                
                
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                <itunes:title>EP 8: Is Islamic Finance Socialism or Capitalism? ft. Almir Colan</itunes:title>
                <title>EP 8: Is Islamic Finance Socialism or Capitalism? ft. Almir Colan</title>

                <itunes:episode>8</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>In this episode of RizqMDJD, hosts Rami Nasr and Omar Erchid welcome back esteemed guest Ustaz Almir Colan to delve into a critical question: Is Islamic finance merely a blend of socialism or capitalism, or does it stand as a unique system?</p>]]></description>
                <content:encoded>&lt;p&gt;In this episode of RizqMDJD, hosts Rami Nasr and Omar Erchid welcome back esteemed guest Ustaz Almir Colan to delve into a critical question: Is Islamic finance merely a blend of socialism or capitalism, or does it stand as a unique system?&lt;/p&gt;</content:encoded>
                
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                <pubDate>Sat, 30 Aug 2025 15:30:24 &#43;0000</pubDate>
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                <itunes:duration>7639</itunes:duration>
                
                
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                <itunes:title>EP 7: From Financial Chains to True Freedom: An Islamic Perspective</itunes:title>
                <title>EP 7: From Financial Chains to True Freedom: An Islamic Perspective</title>

                <itunes:episode>7</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>Are you tirelessly chasing wealth, only to find yourself feeling unfulfilled? In this powerful continuation of our conversation, Ustaz Almir Colan joins co-hosts Omar Rashid and Dr. Ramy Naser to challenge conventional notions of success and dissect the true meaning of prosperity.</p>]]></description>
                <content:encoded>&lt;p&gt;Are you tirelessly chasing wealth, only to find yourself feeling unfulfilled? In this powerful continuation of our conversation, Ustaz Almir Colan joins co-hosts Omar Rashid and Dr. Ramy Naser to challenge conventional notions of success and dissect the true meaning of prosperity.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Sat, 30 Aug 2025 15:23:10 &#43;0000</pubDate>
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                <itunes:duration>6514</itunes:duration>
                
                
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                <itunes:title>EP 6: Beyond Interest: Exploring the Ethical World of Islamic Finance</itunes:title>
                <title>EP 6: Beyond Interest: Exploring the Ethical World of Islamic Finance</title>

                <itunes:episode>6</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>Join Ramy and Omar as they welcome Almir Cholan of the Australian Centre for Islamic Finance to unpack &#34;The Islamic Financial System.&#34; This episode dives deep into Almir&#39;s personal journey from Bosnia to Australia, the core principles of Islamic finance, and its potential to benefit not just Muslims, but the world. Is Islamic finance a parallel system, a replacement, or something entirely new? Tune in for a thought-provoking discussion that challenges conventional economic thinking.</p>]]></description>
                <content:encoded>&lt;p&gt;Join Ramy and Omar as they welcome Almir Cholan of the Australian Centre for Islamic Finance to unpack &amp;#34;The Islamic Financial System.&amp;#34; This episode dives deep into Almir&amp;#39;s personal journey from Bosnia to Australia, the core principles of Islamic finance, and its potential to benefit not just Muslims, but the world. Is Islamic finance a parallel system, a replacement, or something entirely new? Tune in for a thought-provoking discussion that challenges conventional economic thinking.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Tue, 20 May 2025 06:54:02 &#43;0000</pubDate>
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                <itunes:duration>6394</itunes:duration>
                
                
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                <itunes:title>EP 4: Beyond the Bank Balance: True Wealth and the Islamic Perspective on Rizq</itunes:title>
                <title>EP 4: Beyond the Bank Balance: True Wealth and the Islamic Perspective on Rizq</title>

                <itunes:episode>4</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>Before our Ramadan break, join your hosts Omar and Dr. Rami Nasr on RizqMDJD as they delve into the multifaceted concept of &#34;rizq&#34; (provision) in Islam. Forget the fleeting allure of endless material accumulation! In this thought-provoking episode, we explore how the Quran and Sunnah redefine true wealth, highlighting often-overlooked blessings like health, righteous relationships, peace of mind, and the invaluable protection that piety brings to ourselves and our families.</p><p>We unpack ten powerful methods to increase our rizq – from unwavering faith in Allah as the ultimate Provider and cultivating contentment, to the profound impact of sincere worship, taqwa (God-consciousness), and even the beautiful wisdom embedded in stories like that of Musa and Al-Khidr. Discover the power of beneficial knowledge, pure intentions, gratitude in action, seeking forgiveness, the blessings of charitable giving, the rewards of marriage and children, the immense importance of maintaining kinship ties, and the indispensable role of sincere effort.</p><p>As we prepare for a month of spiritual reflection, this episode serves as a crucial reminder to re-evaluate our understanding of wealth and provision, grounding ourselves in Islamic principles that extend far beyond mere financial gain. We also touch upon the heartbreaking realities faced by our brothers and sisters globally, finding solace and strength in the promises of Allah and the enduring lessons of the Quran. Join us for this insightful discussion as we gear up for Ramadan, seeking to enrich not just our wallets, but our hearts and souls.</p>]]></description>
                <content:encoded>&lt;p&gt;Before our Ramadan break, join your hosts Omar and Dr. Rami Nasr on RizqMDJD as they delve into the multifaceted concept of &amp;#34;rizq&amp;#34; (provision) in Islam. Forget the fleeting allure of endless material accumulation! In this thought-provoking episode, we explore how the Quran and Sunnah redefine true wealth, highlighting often-overlooked blessings like health, righteous relationships, peace of mind, and the invaluable protection that piety brings to ourselves and our families.&lt;/p&gt;&lt;p&gt;We unpack ten powerful methods to increase our rizq – from unwavering faith in Allah as the ultimate Provider and cultivating contentment, to the profound impact of sincere worship, taqwa (God-consciousness), and even the beautiful wisdom embedded in stories like that of Musa and Al-Khidr. Discover the power of beneficial knowledge, pure intentions, gratitude in action, seeking forgiveness, the blessings of charitable giving, the rewards of marriage and children, the immense importance of maintaining kinship ties, and the indispensable role of sincere effort.&lt;/p&gt;&lt;p&gt;As we prepare for a month of spiritual reflection, this episode serves as a crucial reminder to re-evaluate our understanding of wealth and provision, grounding ourselves in Islamic principles that extend far beyond mere financial gain. We also touch upon the heartbreaking realities faced by our brothers and sisters globally, finding solace and strength in the promises of Allah and the enduring lessons of the Quran. Join us for this insightful discussion as we gear up for Ramadan, seeking to enrich not just our wallets, but our hearts and souls.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Mon, 12 May 2025 17:39:43 &#43;0000</pubDate>
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                <itunes:title>EP 5: The Upper Hand: Islamic Finance Principles for a Stronger Ummah</itunes:title>
                <title>EP 5: The Upper Hand: Islamic Finance Principles for a Stronger Ummah</title>

                <itunes:episode>2</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>The &#34;upper hand is better than the lower hand&#34; - but how do we achieve that as a community? Omar and Rami unpack key Islamic principles, from the power of brotherhood and ethical business to the necessity of producing value and understanding halal transactions. Learn actionable insights to move beyond mere consumption and build a stronger, more financially independent Ummah.</p>]]></description>
                <content:encoded>&lt;p&gt;The &amp;#34;upper hand is better than the lower hand&amp;#34; - but how do we achieve that as a community? Omar and Rami unpack key Islamic principles, from the power of brotherhood and ethical business to the necessity of producing value and understanding halal transactions. Learn actionable insights to move beyond mere consumption and build a stronger, more financially independent Ummah.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Mon, 12 May 2025 17:38:01 &#43;0000</pubDate>
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                <itunes:title>EP 3: Islamic Finance Ethics: The Story of Prophet Shuaib (PBUH) &amp; Avoiding Financial Corruption</itunes:title>
                <title>EP 3: Islamic Finance Ethics: The Story of Prophet Shuaib (PBUH) &amp; Avoiding Financial Corruption</title>

                
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>- The Story of Prophet Shuaib (PBUH) and His People: Detailed narration of the Prophet&#39;s life, his message of monotheism and fair trade, and the consequences faced by his people for their financial misdeeds. - Financial Ethics in Islam: Examination of Islamic principles related to honest transactions, fair measurement, avoiding cheating, and the importance of ethical conduct in business dealings. - Tawakkul (Reliance on Allah) and Rizq (Provision): Discussion on the concepts of trusting in Allah&#39;s plan while making an effort, the blessings (barakah) associated with honest earnings, and how to seek sustenance in a halal way. - Connecting Faith and Finance: A deep exploration of the concept that Islam is not limited to rituals but encompasses all aspects of life, including financial interactions, arguing against the secular mindset of separating religion from business.</p>]]></description>
                <content:encoded>&lt;p&gt;- The Story of Prophet Shuaib (PBUH) and His People: Detailed narration of the Prophet&amp;#39;s life, his message of monotheism and fair trade, and the consequences faced by his people for their financial misdeeds. - Financial Ethics in Islam: Examination of Islamic principles related to honest transactions, fair measurement, avoiding cheating, and the importance of ethical conduct in business dealings. - Tawakkul (Reliance on Allah) and Rizq (Provision): Discussion on the concepts of trusting in Allah&amp;#39;s plan while making an effort, the blessings (barakah) associated with honest earnings, and how to seek sustenance in a halal way. - Connecting Faith and Finance: A deep exploration of the concept that Islam is not limited to rituals but encompasses all aspects of life, including financial interactions, arguing against the secular mindset of separating religion from business.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Tue, 18 Feb 2025 22:04:29 &#43;0000</pubDate>
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                <itunes:duration>8572</itunes:duration>
                
                
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                <itunes:title>EP 2: Understanding Halal Wealth &amp; Divine Provision</itunes:title>
                <title>EP 2: Understanding Halal Wealth &amp; Divine Provision</title>

                
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>In Episode 2 of RizqMDJD, we dive deep into the Islamic concept of rizq (divine provision) and its profound impact on financial decisions. We explore how earning halal income affects our relationship with Allah and the acceptance of our prayers. Through powerful examples from Islamic history and scripture, we discuss why the source of our wealth matters more than its quantity.</p><p>We tackle crucial questions like: Why do some prayers for wealth go unanswered? How can we ensure our business practices align with Islamic principles? What&#39;s the relationship between taqwa (God-consciousness) and financial success?</p><p>The episode features enlightening discussions about the story of Bani Israel and their test with provision, Uthman ibn Affan&#39;s generous contributions, and practical guidance for modern Muslims navigating the financial world. Whether you&#39;re an entrepreneur, employee, or investor, this episode offers valuable insights on pursuing wealth while maintaining Islamic principles.</p><p>Join us as we explore the delicate balance between seeking financial growth and maintaining spiritual consciousness in our pursuit of rizq.</p><p>New episodes every two weeks leading up to Ramadan! Available on YouTube, Apple Podcasts, and Spotify.</p>]]></description>
                <content:encoded>&lt;p&gt;In Episode 2 of RizqMDJD, we dive deep into the Islamic concept of rizq (divine provision) and its profound impact on financial decisions. We explore how earning halal income affects our relationship with Allah and the acceptance of our prayers. Through powerful examples from Islamic history and scripture, we discuss why the source of our wealth matters more than its quantity.&lt;/p&gt;&lt;p&gt;We tackle crucial questions like: Why do some prayers for wealth go unanswered? How can we ensure our business practices align with Islamic principles? What&amp;#39;s the relationship between taqwa (God-consciousness) and financial success?&lt;/p&gt;&lt;p&gt;The episode features enlightening discussions about the story of Bani Israel and their test with provision, Uthman ibn Affan&amp;#39;s generous contributions, and practical guidance for modern Muslims navigating the financial world. Whether you&amp;#39;re an entrepreneur, employee, or investor, this episode offers valuable insights on pursuing wealth while maintaining Islamic principles.&lt;/p&gt;&lt;p&gt;Join us as we explore the delicate balance between seeking financial growth and maintaining spiritual consciousness in our pursuit of rizq.&lt;/p&gt;&lt;p&gt;New episodes every two weeks leading up to Ramadan! Available on YouTube, Apple Podcasts, and Spotify.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Sun, 02 Feb 2025 04:44:21 &#43;0000</pubDate>
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                <itunes:duration>8342</itunes:duration>
                
                
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                <itunes:title>EP 1: Why Financial Independence Matters</itunes:title>
                <title>EP 1: Why Financial Independence Matters</title>

                <itunes:episode>1</itunes:episode>
                
                <itunes:author>Omar Erchid &amp; Rami Nasr</itunes:author>
                
                <description><![CDATA[<p>Episode 1 of Risk MDJD features co-hosts Omar Rishaid (attorney) and Dr. Rami Nasser discussing Islamic finance and wealth building. They explore key themes including:</p><p><br></p><p>- The Islamic perspective on pursuing wealth with proper intentions</p><p>- Historical examples of Muslim entrepreneurs and traders, including the Prophet Muhammad ﷺ and his companions</p><p>- The importance of financial independence for Muslim communities</p><p>- How economic power translates to societal influence and the ability to support Islamic causes</p><p>- The need for Muslims to shift from being consumers to producers</p><p>- Building collaborative business networks within the Muslim community while maintaining halal practices</p><p>- Future episode plans covering topics like halal financing, asset protection, tax strategies, and business development</p><p><br></p><p>The hosts emphasize following Quran and Sunnah in financial matters while working to establish strong, ethical Muslim economic ecosystems. They plan to feature expert guests and focus on practical implementation in future episodes.</p>]]></description>
                <content:encoded>&lt;p&gt;Episode 1 of Risk MDJD features co-hosts Omar Rishaid (attorney) and Dr. Rami Nasser discussing Islamic finance and wealth building. They explore key themes including:&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;- The Islamic perspective on pursuing wealth with proper intentions&lt;/p&gt;&lt;p&gt;- Historical examples of Muslim entrepreneurs and traders, including the Prophet Muhammad ﷺ and his companions&lt;/p&gt;&lt;p&gt;- The importance of financial independence for Muslim communities&lt;/p&gt;&lt;p&gt;- How economic power translates to societal influence and the ability to support Islamic causes&lt;/p&gt;&lt;p&gt;- The need for Muslims to shift from being consumers to producers&lt;/p&gt;&lt;p&gt;- Building collaborative business networks within the Muslim community while maintaining halal practices&lt;/p&gt;&lt;p&gt;- Future episode plans covering topics like halal financing, asset protection, tax strategies, and business development&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The hosts emphasize following Quran and Sunnah in financial matters while working to establish strong, ethical Muslim economic ecosystems. They plan to feature expert guests and focus on practical implementation in future episodes.&lt;/p&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Jan 2025 19:22:21 &#43;0000</pubDate>
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                <itunes:duration>6442</itunes:duration>
                
                
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