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        <title>Future Rich with Barbara Ginty, CFP®</title>
        <link>https://redcircle.com/shows/future-rich</link>
        <language>en</language>
        <copyright>All rights reserved</copyright>
        <itunes:author>Future Rich</itunes:author>
        <itunes:summary>By 2030, women will control more wealth than most countries&#39; GDP, yet women still don&#39;t talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money --  how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.</itunes:summary>
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        <description><![CDATA[<p>By 2030, women will control more wealth than most countries&#39; GDP, yet women still don&#39;t talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.</p>]]></description>
        
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        <itunes:owner>
            <itunes:name>Future Rich</itunes:name>
            <itunes:email>planancialpod@gmail.com</itunes:email>
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                <itunes:title>319. The Raw Insight Into Closing a Business with Jaclyn Tracy</itunes:title>
                <title>319. The Raw Insight Into Closing a Business with Jaclyn Tracy</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by entrepreneur Jaclyn Tracy, founder of Sistain, about her journey building a non-toxic home goods marketplace, the challenges she faced throughout the entire process, and the lessons she learned from closing Sistain.</p><p>The conversation delves into...</p><ul><li>The importance of truly understanding the financials in a small business</li><li>The impact of market timing</li><li>The emotional toll of entrepreneurship</li><li>The significance of building a strong business model alongside a brand</li><li>... and so much more!</li></ul><p><br></p><p><a href="https://jaclyntracy.substack.com/" rel="nofollow">Check out Jaclyn&#39;s Substack here.</a></p><p><a href="https://www.instagram.com/jactracy/" rel="nofollow">Follow Jaclyn on Instagram here.</a></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen!  #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by entrepreneur Jaclyn Tracy, founder of Sistain, about her journey building a non-toxic home goods marketplace, the challenges she faced throughout the entire process, and the lessons she learned from closing Sistain.&lt;/p&gt;&lt;p&gt;The conversation delves into...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The importance of truly understanding the financials in a small business&lt;/li&gt;&lt;li&gt;The impact of market timing&lt;/li&gt;&lt;li&gt;The emotional toll of entrepreneurship&lt;/li&gt;&lt;li&gt;The significance of building a strong business model alongside a brand&lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://jaclyntracy.substack.com/&#34; rel=&#34;nofollow&#34;&gt;Check out Jaclyn&amp;#39;s Substack here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/jactracy/&#34; rel=&#34;nofollow&#34;&gt;Follow Jaclyn on Instagram here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen!  #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 May 2026 15:48:53 &#43;0000</pubDate>
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                <itunes:title>318. Joan &#34;Planning for Aging Parents and Their Financial Needs&#34;</itunes:title>
                <title>318. Joan &#34;Planning for Aging Parents and Their Financial Needs&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Joan!</p><p>Joan is 33 years old, lives in Southern California with her partner, and works in supply chain management for clothing companies. She recently got a raise and now makes $95K per year. Joan has a travel fund and a brokerage account for investments. She and her partner are savers and have similar mindsets when it comes to finances. Joan is worried about her parents and what their financial needs will be as they age. </p><p>Barb and Joan discuss...</p><ul><li>The complexities of estate planning</li><li>The difference between a Roth IRA and a Roth 401k</li><li>How estate planning can protect assets from long-term care costs</li><li>Navigating Long-Term Care Conversations</li><li>...and more!  </li></ul><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Joan!&lt;/p&gt;&lt;p&gt;Joan is 33 years old, lives in Southern California with her partner, and works in supply chain management for clothing companies. She recently got a raise and now makes $95K per year. Joan has a travel fund and a brokerage account for investments. She and her partner are savers and have similar mindsets when it comes to finances. Joan is worried about her parents and what their financial needs will be as they age. &lt;/p&gt;&lt;p&gt;Barb and Joan discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The complexities of estate planning&lt;/li&gt;&lt;li&gt;The difference between a Roth IRA and a Roth 401k&lt;/li&gt;&lt;li&gt;How estate planning can protect assets from long-term care costs&lt;/li&gt;&lt;li&gt;Navigating Long-Term Care Conversations&lt;/li&gt;&lt;li&gt;...and more!  &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Apr 2026 09:00:13 &#43;0000</pubDate>
                <itunes:duration>3107</itunes:duration>
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                <itunes:title>317. Jane Follow Up &#34;Changing Careers at 40 with $2 Million Saved&#34;</itunes:title>
                <title>317. Jane Follow Up &#34;Changing Careers at 40 with $2 Million Saved&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, Barbara follows up with Jane from episode 265 of the pod to discuss Jane&#39;s financial journey as she approaches her 40th birthday. Jane is still considering leaving her position in sales two years after her first conversation with Barbara, but this time she has $2<span> million saved in combined assets with her husband, including their retirement accounts, a high-yield savings account, and a brokerage account. They still have minimal debt, with only mortgages and a car payment.</span></p><p>Barb and Jane discuss...</p><ul><li>Jane&#39;s current financial situation, including income, savings, and debt</li><li>Jane&#39;s plans to leave her corporate job and the implications of that decision</li><li>Budgeting for a single income</li><li>The importance of flexibility when making life pivots</li><li>Lifestyle changes when cutting an income in half with two small children and two houses</li><li>... and more!</li></ul><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, Barbara follows up with Jane from episode 265 of the pod to discuss Jane&amp;#39;s financial journey as she approaches her 40th birthday. Jane is still considering leaving her position in sales two years after her first conversation with Barbara, but this time she has $2&lt;span&gt; million saved in combined assets with her husband, including their retirement accounts, a high-yield savings account, and a brokerage account. They still have minimal debt, with only mortgages and a car payment.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;Barb and Jane discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Jane&amp;#39;s current financial situation, including income, savings, and debt&lt;/li&gt;&lt;li&gt;Jane&amp;#39;s plans to leave her corporate job and the implications of that decision&lt;/li&gt;&lt;li&gt;Budgeting for a single income&lt;/li&gt;&lt;li&gt;The importance of flexibility when making life pivots&lt;/li&gt;&lt;li&gt;Lifestyle changes when cutting an income in half with two small children and two houses&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Apr 2026 09:21:40 &#43;0000</pubDate>
                <itunes:duration>2773</itunes:duration>
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                <itunes:title>316. Start-ups and Financial Scams with Ashley of Higher Innovation</itunes:title>
                <title>316. Start-ups and Financial Scams with Ashley of Higher Innovation</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by expert guest and Co-Founder of Higher Innovation, Ashley Ciccel, to discuss the alarming rise of financial scams targeting startups, particularly those with female founders. Ashley shares her personal experience with a potential scam, highlighting key red flags and the need for gut checks in decision-making. </p><p>Barb and Ashley also discuss... </p><ul><li>The challenges of fundraising</li><li>The sophistication of scammers </li><li>The importance of due diligence and networking</li><li>The vulnerability of startups in the current financial landscape </li><li>Strategies for protection against scams</li><li>... and more! </li></ul><p><br></p><p><a href="https://linktr.ee/higherinnovation?ltsid=c657f305-a694-4659-8d99-eafcdbc71ae7&utm_source=linktree_profile_share" rel="nofollow">Check out Higher Innovation here.</a> </p><p><a href="https://www.instagram.com/higherinnovation/" rel="nofollow">Follow Higher Innovation on Instagram here.</a></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by expert guest and Co-Founder of Higher Innovation, Ashley Ciccel, to discuss the alarming rise of financial scams targeting startups, particularly those with female founders. Ashley shares her personal experience with a potential scam, highlighting key red flags and the need for gut checks in decision-making. &lt;/p&gt;&lt;p&gt;Barb and Ashley also discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;The challenges of fundraising&lt;/li&gt;&lt;li&gt;The sophistication of scammers &lt;/li&gt;&lt;li&gt;The importance of due diligence and networking&lt;/li&gt;&lt;li&gt;The vulnerability of startups in the current financial landscape &lt;/li&gt;&lt;li&gt;Strategies for protection against scams&lt;/li&gt;&lt;li&gt;... and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://linktr.ee/higherinnovation?ltsid=c657f305-a694-4659-8d99-eafcdbc71ae7&amp;utm_source=linktree_profile_share&#34; rel=&#34;nofollow&#34;&gt;Check out Higher Innovation here.&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/higherinnovation/&#34; rel=&#34;nofollow&#34;&gt;Follow Higher Innovation on Instagram here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Apr 2026 09:16:11 &#43;0000</pubDate>
                <itunes:duration>2421</itunes:duration>
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                <itunes:title>315. Roxanne &#34;The Stigma and Shame Behind Having Debt&#34;</itunes:title>
                <title>315. Roxanne &#34;The Stigma and Shame Behind Having Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! This week on the podcast, we have a really special episode with our lovely guest, Roxanne! </p><p>Roxanne is 39 years old, lives in Los Angeles, CA, and works in the entertainment industry in marketing. She lives with her partner who has been struggling to keep a steady income in the film industry for the past few years. Despite their relatively low rent, they&#39;re struggling to make ends meet on Roxanne&#39;s 75K per year income. </p><p>Barb and Roxanne discuss...</p><ul><li>The challenges of managing expenses in a high-cost city</li><li>The impact of job instability on income</li><li>The importance of teamwork in addressing financial issues</li><li>The need for open discussions about money in relationships </li><li>Creative solutions to improve financial stability</li><li>... and more!</li></ul><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! This week on the podcast, we have a really special episode with our lovely guest, Roxanne! &lt;/p&gt;&lt;p&gt;Roxanne is 39 years old, lives in Los Angeles, CA, and works in the entertainment industry in marketing. She lives with her partner who has been struggling to keep a steady income in the film industry for the past few years. Despite their relatively low rent, they&amp;#39;re struggling to make ends meet on Roxanne&amp;#39;s 75K per year income. &lt;/p&gt;&lt;p&gt;Barb and Roxanne discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The challenges of managing expenses in a high-cost city&lt;/li&gt;&lt;li&gt;The impact of job instability on income&lt;/li&gt;&lt;li&gt;The importance of teamwork in addressing financial issues&lt;/li&gt;&lt;li&gt;The need for open discussions about money in relationships &lt;/li&gt;&lt;li&gt;Creative solutions to improve financial stability&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Apr 2026 09:05:02 &#43;0000</pubDate>
                <itunes:duration>3099</itunes:duration>
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                <itunes:title>314. Sandy &#34;You&#39;ll Have 2 Million Dollars by the Time You&#39;re 40!&#34;</itunes:title>
                <title>314. Sandy &#34;You&#39;ll Have 2 Million Dollars by the Time You&#39;re 40!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! This week on the pod we have the wonderful Sandy!</p><p>Sandy is 35 years old, lives in Brooklyn, NY, and works at a Systems Admin Tech company. She recently got a 30% raise at her work! Sandy has big goals for financial independence and is well on her way there with 40k in her emergency funds and almost 1 million dollars in retirement savings.</p><p>Barb and Sandy discuss...</p><ul><li>How she got her recent salary increase</li><li>Living expenses in New York City</li><li>Strategies for maximizing retirement contributions</li><li>The pros and cons of real estate investment</li><li>... and more!</li></ul><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! This week on the pod we have the wonderful Sandy!&lt;/p&gt;&lt;p&gt;Sandy is 35 years old, lives in Brooklyn, NY, and works at a Systems Admin Tech company. She recently got a 30% raise at her work! Sandy has big goals for financial independence and is well on her way there with 40k in her emergency funds and almost 1 million dollars in retirement savings.&lt;/p&gt;&lt;p&gt;Barb and Sandy discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How she got her recent salary increase&lt;/li&gt;&lt;li&gt;Living expenses in New York City&lt;/li&gt;&lt;li&gt;Strategies for maximizing retirement contributions&lt;/li&gt;&lt;li&gt;The pros and cons of real estate investment&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Mar 2026 15:24:23 &#43;0000</pubDate>
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                <itunes:title>313. Egg Freezing and IVF: A Candid Conversation with Ali Prato</itunes:title>
                <title>313. Egg Freezing and IVF: A Candid Conversation with Ali Prato</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! This week, we have a special crossover episode for you! Barbara sits down with Author and Founder of the Infertile AF Group, Ali Prato to discuss her deeply personal fertility journey — and to talk honestly about the emotional and financial realities of IVF. </p><p>They discuss...</p><ul><li>Barbara&#39;s personal fertility journey</li><li>Ali&#39;s secondary infertility and IVF journey</li><li>Common misconceptions about fertility and the emotional challenges women face</li><li>Societal pressures for women to start a family</li><li>The logistics involved with egg freezing</li><li>The emotional rollercoaster that comes with fertility treatments</li><li>The financial aspect of fertility treatments</li><li>... and so much more!</li></ul><p><br></p><p>Ali Prato is an award-winning journalist and mama-of-two who went through secondary infertility, IUIs, IVF, depression, grief, and relationship issues. She is the founder of Infertile AF Group, a leading fertility media, community, and partnerships platform trusted by patients, clinics, and healthtech companies across the reproductive health ecosystem.</p><p>Check out <a href="https://www.infertileafgroup.com/" rel="nofollow">Ali&#39;s website here. </a></p><p>Listen to <a href="https://podcasts.apple.com/us/podcast/infertile-af-infertility-and-modern-family-building/id1457516002" rel="nofollow">Ali&#39;s podcast here.</a></p><p>Check out Ali&#39;s <a href="https://www.infertileafgroup.com/books" rel="nofollow">Children&#39;s Book Series</a> about IVF, IUI and Family Building Through Assisted Reproductive Technology </p><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! This week, we have a special crossover episode for you! Barbara sits down with Author and Founder of the Infertile AF Group, Ali Prato to discuss her deeply personal fertility journey — and to talk honestly about the emotional and financial realities of IVF. &lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Barbara&amp;#39;s personal fertility journey&lt;/li&gt;&lt;li&gt;Ali&amp;#39;s secondary infertility and IVF journey&lt;/li&gt;&lt;li&gt;Common misconceptions about fertility and the emotional challenges women face&lt;/li&gt;&lt;li&gt;Societal pressures for women to start a family&lt;/li&gt;&lt;li&gt;The logistics involved with egg freezing&lt;/li&gt;&lt;li&gt;The emotional rollercoaster that comes with fertility treatments&lt;/li&gt;&lt;li&gt;The financial aspect of fertility treatments&lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Ali Prato is an award-winning journalist and mama-of-two who went through secondary infertility, IUIs, IVF, depression, grief, and relationship issues. She is the founder of Infertile AF Group, a leading fertility media, community, and partnerships platform trusted by patients, clinics, and healthtech companies across the reproductive health ecosystem.&lt;/p&gt;&lt;p&gt;Check out &lt;a href=&#34;https://www.infertileafgroup.com/&#34; rel=&#34;nofollow&#34;&gt;Ali&amp;#39;s website here. &lt;/a&gt;&lt;/p&gt;&lt;p&gt;Listen to &lt;a href=&#34;https://podcasts.apple.com/us/podcast/infertile-af-infertility-and-modern-family-building/id1457516002&#34; rel=&#34;nofollow&#34;&gt;Ali&amp;#39;s podcast here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Check out Ali&amp;#39;s &lt;a href=&#34;https://www.infertileafgroup.com/books&#34; rel=&#34;nofollow&#34;&gt;Children&amp;#39;s Book Series&lt;/a&gt; about IVF, IUI and Family Building Through Assisted Reproductive Technology &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Mar 2026 09:05:21 &#43;0000</pubDate>
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                <itunes:title>312. Navigating the Non-Deductible IRA</itunes:title>
                <title>312. Navigating the Non-Deductible IRA</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In this week&#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), this time focusing on Non-Deductible IRAs. </p><p>Barbara provides an in-depth explanation of the often-overlooked non-deductible IRA. She discusses...  </p><ul><li>Their mechanics</li><li>The eligibility criteria</li><li>Their contribution limits</li><li>The importance of tracking contributions to avoid tax complications</li></ul><p><br></p><p>We hope you enjoy these shorter topic-focused episodes! Our full-length guest and expert episodes will return on March 20th.</p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In this week&amp;#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), this time focusing on Non-Deductible IRAs. &lt;/p&gt;&lt;p&gt;Barbara provides an in-depth explanation of the often-overlooked non-deductible IRA. She discusses...  &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Their mechanics&lt;/li&gt;&lt;li&gt;The eligibility criteria&lt;/li&gt;&lt;li&gt;Their contribution limits&lt;/li&gt;&lt;li&gt;The importance of tracking contributions to avoid tax complications&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We hope you enjoy these shorter topic-focused episodes! Our full-length guest and expert episodes will return on March 20th.&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Mar 2026 09:05:23 &#43;0000</pubDate>
                <itunes:duration>533</itunes:duration>
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                <itunes:title>311. Make Your Roth IRA Your Best Friend in Retirement</itunes:title>
                <title>311. Make Your Roth IRA Your Best Friend in Retirement</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In this week&#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), focusing on Roth IRAs.</p><p>Barbara provides an in-depth explanation of Roth IRAs, covering their...</p><ul><li>Contribution limits</li><li>Eligibility requirements</li><li>Income thresholds</li><li>Tax-free withdrawal conditions</li><li>Unique benefits compared to traditional IRAs. </li></ul><p><br></p><p>We hope you enjoy these shorter topic-focused episodes! Our full length guest and expert episodes will return on March 20th.</p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In this week&amp;#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), focusing on Roth IRAs.&lt;/p&gt;&lt;p&gt;Barbara provides an in-depth explanation of Roth IRAs, covering their...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Contribution limits&lt;/li&gt;&lt;li&gt;Eligibility requirements&lt;/li&gt;&lt;li&gt;Income thresholds&lt;/li&gt;&lt;li&gt;Tax-free withdrawal conditions&lt;/li&gt;&lt;li&gt;Unique benefits compared to traditional IRAs. &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We hope you enjoy these shorter topic-focused episodes! Our full length guest and expert episodes will return on March 20th.&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Mar 2026 10:47:17 &#43;0000</pubDate>
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                <itunes:title>310. Understanding Traditional IRAs: A Comprehensive Guide to Your Retirement Savings</itunes:title>
                <title>310. Understanding Traditional IRAs: A Comprehensive Guide to Your Retirement Savings</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Hi lovely listeners! In this week&#39;s shorter <span>topic-focused</span> episode of Future Rich, Certified Financial Planner Barbara Ginty discusses the fundamentals of Individual Retirement Accounts (IRAs), focusing on Traditional IRAs.</p><p>She explains the contribution limits, income requirements, and tax implications of traditional IRAs, and the importance of understanding these rules for effective retirement planning. This episode is for anyone who is looking to learn more about retirement accounts.</p><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Hi lovely listeners! In this week&amp;#39;s shorter &lt;span&gt;topic-focused&lt;/span&gt; episode of Future Rich, Certified Financial Planner Barbara Ginty discusses the fundamentals of Individual Retirement Accounts (IRAs), focusing on Traditional IRAs.&lt;/p&gt;&lt;p&gt;She explains the contribution limits, income requirements, and tax implications of traditional IRAs, and the importance of understanding these rules for effective retirement planning. This episode is for anyone who is looking to learn more about retirement accounts.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Feb 2026 10:05:36 &#43;0000</pubDate>
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                <itunes:title>Season 9 Intro! Welcome Back and Catch Up</itunes:title>
                <title>Season 9 Intro! Welcome Back and Catch Up</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>Hi lovely listeners! We are officially BACK from winter break! We missed you all so much! In this first episode of our 9th season, Certified Financial Planner, Barbara Ginty catches us up on what the Future Rich team has in store for 2026 and drops a few hints on our first expert guest(s) of the season! </span></p><p>This season, we are also sharing new bite-sized episodes focused on hyper-specific financial topics. Don&#39;t worry, we will still feature our anonymous guest episodes, where we interview women about their personal finances and break down how they can become #FutureRich.</p><p>Speaking of guests...</p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;Hi lovely listeners! We are officially BACK from winter break! We missed you all so much! In this first episode of our 9th season, Certified Financial Planner, Barbara Ginty catches us up on what the Future Rich team has in store for 2026 and drops a few hints on our first expert guest(s) of the season! &lt;/span&gt;&lt;/p&gt;&lt;p&gt;This season, we are also sharing new bite-sized episodes focused on hyper-specific financial topics. Don&amp;#39;t worry, we will still feature our anonymous guest episodes, where we interview women about their personal finances and break down how they can become #FutureRich.&lt;/p&gt;&lt;p&gt;Speaking of guests...&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Feb 2026 10:12:53 &#43;0000</pubDate>
                <itunes:duration>493</itunes:duration>
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                <itunes:title>&#34;Consolidating Credit Card Debt&#34; - THROWBACK 189 with Amy</itunes:title>
                <title>&#34;Consolidating Credit Card Debt&#34; - THROWBACK 189 with Amy</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.</p><p>Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.</p><p>Listen to this episode to learn about Amy&#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.</p><p>We&#39;ll be back in February with short, subject specific episodes and then will be back in March with all new guest and expert episodes!</p><p>Speaking of guests...</p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.&lt;/p&gt;&lt;p&gt;Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.&lt;/p&gt;&lt;p&gt;Listen to this episode to learn about Amy&amp;#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.&lt;/p&gt;&lt;p&gt;We&amp;#39;ll be back in February with short, subject specific episodes and then will be back in March with all new guest and expert episodes!&lt;/p&gt;&lt;p&gt;Speaking of guests...&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 Jan 2026 19:36:21 &#43;0000</pubDate>
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                <itunes:title>&#34;The Desire of FIRE aka Financial Independence Retire Early&#34; THROWBACK 191 with Nora</itunes:title>
                <title>&#34;The Desire of FIRE aka Financial Independence Retire Early&#34; THROWBACK 191 with Nora</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! We hope you&#39;re all having a very happy New Year!</p><p>Today, we&#39;re sharing our most popular THROWBACK episode #191 with our lovely guest Nora. We will have new episodes in February! </p><p>Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free.</p><p>In this episode, Barbara and Nora discuss...</p><ul><li>Long-term financial planning</li><li>Barbara&#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint.</li><li>Sneaking a Roth IRA inside of a 401k</li><li>Non-retirement savings accounts</li><li>The FIRE movement</li></ul><p><br></p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>Subscriptions are FREE!</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! We hope you&amp;#39;re all having a very happy New Year!&lt;/p&gt;&lt;p&gt;Today, we&amp;#39;re sharing our most popular THROWBACK episode #191 with our lovely guest Nora. We will have new episodes in February! &lt;/p&gt;&lt;p&gt;Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free.&lt;/p&gt;&lt;p&gt;In this episode, Barbara and Nora discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Long-term financial planning&lt;/li&gt;&lt;li&gt;Barbara&amp;#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint.&lt;/li&gt;&lt;li&gt;Sneaking a Roth IRA inside of a 401k&lt;/li&gt;&lt;li&gt;Non-retirement savings accounts&lt;/li&gt;&lt;li&gt;The FIRE movement&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscriptions are FREE!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Jan 2026 16:07:34 &#43;0000</pubDate>
                <itunes:duration>3181</itunes:duration>
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                <itunes:title>308. Redefining Power: Navigating Finances in Relationships with Heather and Douglas Bonaparth</itunes:title>
                <title>308. Redefining Power: Navigating Finances in Relationships with Heather and Douglas Bonaparth</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! 💸</p><p>This week, we have an extra special episode with expert guests, Heather and Douglas Bonaparth!</p><p>Heather is the Director of Business and Legal Affairs at Bone Fide Wealth, LLC. She writes on love, money, family &amp; fairness. She has written for CNBC, theSkimm, Insider, Scary Mommy, and more. Douglas is a CFP® and the President at Bone Fide Wealth, LLC. Douglas also serves on the advisory councils for CNBC and Investopedia. He has been featured in The New York Times, The Wall Street Journal, Barron’s, and more. </p><p>Douglas and Heather co-authored Money Together, available wherever you buy books! <a href="https://domoneytogether.com/?fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGnCrddC2nPVr2OJseIUbrBM4C5KusTkST7iYKTW7o7CDt-k2ztLzZ9iA0GsZg_aem_xPyaIaOdZMS7eQQsZmL4rA&utm_content=link_in_bio&utm_medium=social&utm_source=ig" rel="nofollow">Get more info here.</a> In Money Together, Heather and Douglas Boneparth help couples in every era of their lives approach money with greater fairness, sustainability, respect, and love. </p><p>In this episode, Heather and Douglas talk about their personal path to working together, starting &#34;The Joint Account&#34; Newsletter, and writing Money Together.</p><p>They also discuss:</p><ul><li>Redefining power in relationships</li><li>Why you don&#39;t have to take away power from your partner</li><li>Why personal growth is essential for career success</li><li>How gender still plays a crucial role in leadership dynamics</li><li>Why collaboration in relationships can lead to greater empowerment.</li><li>Why support systems are vital for professional growth</li><li>Why ambition should be embraced, not shamed</li></ul><p><br></p><p><a href="https://www.instagram.com/dougboneparth/?hl=en-gb" rel="nofollow">Follow Doug here.</a></p><p><a href="https://www.instagram.com/averagejoelle/?hl=en-gb" rel="nofollow">Follow Heather here. </a></p><p><a href="https://www.readthejointaccount.com/" rel="nofollow">Subscribe to &#34;The Joint Account&#34; here.</a></p><p>This is our last episode of the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can&#39;t wait to be back in February 2026 with all new episodes!</p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! 💸&lt;/p&gt;&lt;p&gt;This week, we have an extra special episode with expert guests, Heather and Douglas Bonaparth!&lt;/p&gt;&lt;p&gt;Heather is the Director of Business and Legal Affairs at Bone Fide Wealth, LLC. She writes on love, money, family &amp;amp; fairness. She has written for CNBC, theSkimm, Insider, Scary Mommy, and more. Douglas is a CFP® and the President at Bone Fide Wealth, LLC. Douglas also serves on the advisory councils for CNBC and Investopedia. He has been featured in The New York Times, The Wall Street Journal, Barron’s, and more. &lt;/p&gt;&lt;p&gt;Douglas and Heather co-authored Money Together, available wherever you buy books! &lt;a href=&#34;https://domoneytogether.com/?fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGnCrddC2nPVr2OJseIUbrBM4C5KusTkST7iYKTW7o7CDt-k2ztLzZ9iA0GsZg_aem_xPyaIaOdZMS7eQQsZmL4rA&amp;utm_content=link_in_bio&amp;utm_medium=social&amp;utm_source=ig&#34; rel=&#34;nofollow&#34;&gt;Get more info here.&lt;/a&gt; In Money Together, Heather and Douglas Boneparth help couples in every era of their lives approach money with greater fairness, sustainability, respect, and love. &lt;/p&gt;&lt;p&gt;In this episode, Heather and Douglas talk about their personal path to working together, starting &amp;#34;The Joint Account&amp;#34; Newsletter, and writing Money Together.&lt;/p&gt;&lt;p&gt;They also discuss:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Redefining power in relationships&lt;/li&gt;&lt;li&gt;Why you don&amp;#39;t have to take away power from your partner&lt;/li&gt;&lt;li&gt;Why personal growth is essential for career success&lt;/li&gt;&lt;li&gt;How gender still plays a crucial role in leadership dynamics&lt;/li&gt;&lt;li&gt;Why collaboration in relationships can lead to greater empowerment.&lt;/li&gt;&lt;li&gt;Why support systems are vital for professional growth&lt;/li&gt;&lt;li&gt;Why ambition should be embraced, not shamed&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/dougboneparth/?hl=en-gb&#34; rel=&#34;nofollow&#34;&gt;Follow Doug here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/averagejoelle/?hl=en-gb&#34; rel=&#34;nofollow&#34;&gt;Follow Heather here. &lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.readthejointaccount.com/&#34; rel=&#34;nofollow&#34;&gt;Subscribe to &amp;#34;The Joint Account&amp;#34; here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;This is our last episode of the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can&amp;#39;t wait to be back in February 2026 with all new episodes!&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Nov 2025 10:30:08 &#43;0000</pubDate>
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                <itunes:title>307. The Cost of Egg Freezing and Season 9 Wrap!</itunes:title>
                <title>307. The Cost of Egg Freezing and Season 9 Wrap!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! 💸</p><p>This week, we&#39;re wrapping up the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can&#39;t wait to be back in February 2026 with all new episodes! </p><p>If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more. </p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p>🔍 <strong>In this episode, Barbara also covers:</strong></p><ul><li>How IVF and egg freezing can be financially planned for and prioritized.</li><li>Why understanding insurance plans is crucial for managing healthcare costs.</li><li>Cash payments can sometimes be cheaper than using insurance.</li><li>Why planning for fertility treatments should be part of financial planning.</li></ul><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! 💸&lt;/p&gt;&lt;p&gt;This week, we&amp;#39;re wrapping up the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can&amp;#39;t wait to be back in February 2026 with all new episodes! &lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more. &lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;🔍 &lt;strong&gt;In this episode, Barbara also covers:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How IVF and egg freezing can be financially planned for and prioritized.&lt;/li&gt;&lt;li&gt;Why understanding insurance plans is crucial for managing healthcare costs.&lt;/li&gt;&lt;li&gt;Cash payments can sometimes be cheaper than using insurance.&lt;/li&gt;&lt;li&gt;Why planning for fertility treatments should be part of financial planning.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 21 Nov 2025 07:22:49 &#43;0000</pubDate>
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                <itunes:title>306. Fertility and Finances from Freezing Eggs to Making Embryos</itunes:title>
                <title>306. Fertility and Finances from Freezing Eggs to Making Embryos</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! 💸</p><p>This week&#39;s solo episode is a little different as Barbara Ginty, CFP discusses her personal fertility journey with egg freezing and IVF. </p><p>If you haven&#39;t listened to <a href="https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4" rel="nofollow">episode #45 of the podcast</a>, you should either before or after this episode so you can hear Barbara from six years ago discuss her journey in real time, including all of the <span>nitty-gritty details! </span></p><p>🔍 <strong>In this episode, Barbara also covers: </strong></p><ul><li>The importance of financial planning and maintaining a robust emergency fund during these expensive life phases</li><li>The benefits of 529 plans for saving for children&#39;s education</li><li>The evolving landscape of maternity and paternity leave policies</li></ul><p><br></p><p>If you have any further questions on Barbara&#39;s fertility journey, DM us on Instagram (@futurerichpodcast) 💌 </p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>In the next season of Future Rich, we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning, social security, and more.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! 💸&lt;/p&gt;&lt;p&gt;This week&amp;#39;s solo episode is a little different as Barbara Ginty, CFP discusses her personal fertility journey with egg freezing and IVF. &lt;/p&gt;&lt;p&gt;If you haven&amp;#39;t listened to &lt;a href=&#34;https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4&#34; rel=&#34;nofollow&#34;&gt;episode #45 of the podcast&lt;/a&gt;, you should either before or after this episode so you can hear Barbara from six years ago discuss her journey in real time, including all of the &lt;span&gt;nitty-gritty details! &lt;/span&gt;&lt;/p&gt;&lt;p&gt;🔍 &lt;strong&gt;In this episode, Barbara also covers: &lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The importance of financial planning and maintaining a robust emergency fund during these expensive life phases&lt;/li&gt;&lt;li&gt;The benefits of 529 plans for saving for children&amp;#39;s education&lt;/li&gt;&lt;li&gt;The evolving landscape of maternity and paternity leave policies&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you have any further questions on Barbara&amp;#39;s fertility journey, DM us on Instagram (@futurerichpodcast) 💌 &lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;In the next season of Future Rich, we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning, social security, and more.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 Nov 2025 10:00:22 &#43;0000</pubDate>
                <itunes:duration>1750</itunes:duration>
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                <itunes:title>305 - Shelby Pt. 2 &#34;You have to cut something!&#34;</itunes:title>
                <title>305 - Shelby Pt. 2 &#34;You have to cut something!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host Barbara Ginty continues her conversation with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management. </p><p>In this episode, Barbara gives Shelby some hard-to-hear, but necessary advice: her budget needs to get under control! Listen to learn what Barbara&#39;s tips are for Shelby to get started on paying off her debt effectively and why creating an emergency fund is essential for her financial security.  </p><p>*This is part two of a two-part episode; part one aired on all major podcast platforms last Friday, 10/31.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host Barbara Ginty continues her conversation with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management. &lt;/p&gt;&lt;p&gt;In this episode, Barbara gives Shelby some hard-to-hear, but necessary advice: her budget needs to get under control! Listen to learn what Barbara&amp;#39;s tips are for Shelby to get started on paying off her debt effectively and why creating an emergency fund is essential for her financial security.  &lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on all major podcast platforms last Friday, 10/31.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 Nov 2025 10:00:55 &#43;0000</pubDate>
                <itunes:duration>1783</itunes:duration>
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                <itunes:title>304. Shelby Pt. 1 &#34;Getting Out of the Credit Card Debt Cycle&#34;</itunes:title>
                <title>304. Shelby Pt. 1 &#34;Getting Out of the Credit Card Debt Cycle&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Halloween! </p><p>In this episode of Future Rich, host Barbara Ginty speaks with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management. </p><p>Shelby shares insights into... </p><ul><li>Her family&#39;s financial habits</li><li>Her goal to get out of credit card debt </li><li>The importance of budgeting</li></ul><p><br></p><p>*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 11/7.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Halloween! &lt;/p&gt;&lt;p&gt;In this episode of Future Rich, host Barbara Ginty speaks with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management. &lt;/p&gt;&lt;p&gt;Shelby shares insights into... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Her family&amp;#39;s financial habits&lt;/li&gt;&lt;li&gt;Her goal to get out of credit card debt &lt;/li&gt;&lt;li&gt;The importance of budgeting&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 11/7.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 31 Oct 2025 09:00:13 &#43;0000</pubDate>
                <itunes:duration>2362</itunes:duration>
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                <itunes:title>303. Zoe PT. 2 &#34;How to Get Rid of Your Credit Card Debt&#34;</itunes:title>
                <title>303. Zoe PT. 2 &#34;How to Get Rid of Your Credit Card Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter.</p><p>Barb provides Zoe with a plan to eliminate her credit card debt and offers her some advice on whether or not she should go back to school and take on more student loan debt with the potential to make more money in the future...</p><p>Listen to find out what Barb&#39;s advice is, it might suprise you!</p><p>*This is part two of a two-part episode; part one aired on October 17th!</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter.&lt;/p&gt;&lt;p&gt;Barb provides Zoe with a plan to eliminate her credit card debt and offers her some advice on whether or not she should go back to school and take on more student loan debt with the potential to make more money in the future...&lt;/p&gt;&lt;p&gt;Listen to find out what Barb&amp;#39;s advice is, it might suprise you!&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on October 17th!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Mon, 27 Oct 2025 09:00:05 &#43;0000</pubDate>
                <itunes:duration>2561</itunes:duration>
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                <itunes:title>302. Zoe PT. 1 &#34;Student Loans Are Predatory!&#34;</itunes:title>
                <title>302. Zoe PT. 1 &#34;Student Loans Are Predatory!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter.</p><p>They discuss...</p><ul><li>Zoe&#39;s income and business structure shifting from an LLC to an S-Corp</li><li>Credit Card Debt</li><li>Student Loan Debt</li><li>... and more!</li></ul><p><br></p><p>*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 10/24.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter.&lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Zoe&amp;#39;s income and business structure shifting from an LLC to an S-Corp&lt;/li&gt;&lt;li&gt;Credit Card Debt&lt;/li&gt;&lt;li&gt;Student Loan Debt&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 10/24.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Oct 2025 16:41:08 &#43;0000</pubDate>
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                <itunes:title>301. The Pros and Cons of Buy Now, Pay Later</itunes:title>
                <title>301. The Pros and Cons of Buy Now, Pay Later</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! 💸</p><p>This week, Barbara Ginty, CFP takes a deep dive into Buy Now Pay Later (BNPL).</p><p>🔍 <strong>In this episode Barbara Covers:</strong></p><ul><li>The definition of BNPL</li><li>Why BNPL is different from credit cards</li><li>The risks associated with using BNPL</li><li>The importance of using BNPL strategically</li><li>Upcoming changes in credit reporting that will affect users of  BNPL </li><li>Whether or not she recommends BNPL </li></ul><p><br></p><p>💡 <strong>Knowledge is power—don’t miss this important deep dive!</strong></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! 💸&lt;/p&gt;&lt;p&gt;This week, Barbara Ginty, CFP takes a deep dive into Buy Now Pay Later (BNPL).&lt;/p&gt;&lt;p&gt;🔍 &lt;strong&gt;In this episode Barbara Covers:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The definition of BNPL&lt;/li&gt;&lt;li&gt;Why BNPL is different from credit cards&lt;/li&gt;&lt;li&gt;The risks associated with using BNPL&lt;/li&gt;&lt;li&gt;The importance of using BNPL strategically&lt;/li&gt;&lt;li&gt;Upcoming changes in credit reporting that will affect users of  BNPL &lt;/li&gt;&lt;li&gt;Whether or not she recommends BNPL &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;💡 &lt;strong&gt;Knowledge is power—don’t miss this important deep dive!&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Oct 2025 14:02:46 &#43;0000</pubDate>
                <itunes:duration>819</itunes:duration>
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                <itunes:title>300. Jane Pt. 2 &#34;Unchecked Mistakes Could Be Costing You Money!&#34;</itunes:title>
                <title>300. Jane Pt. 2 &#34;Unchecked Mistakes Could Be Costing You Money!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host Barbara Ginty speaks with Jane, a therapist with multiple income streams, about her impressive financial journey. Jane is 44 years old, lives with her partner, owns two different properties, and works one full-time job and two part-time jobs.</p><p>They discuss...</p><ul><li>Using online mortgage calculators </li><li>When and if Jane should refinance her mortgages</li><li>Why you should ALWAYS have professionals double-check your finances </li><li>Estate, trusts, and wills</li><li>Why Barb recommends a simple estate plan for Jane</li><li>Should Jane keep her full-time job?!</li></ul><p><br></p><p>*This is part two of a two-part episode; part one aired last week! Please listen to that if you have not already, it&#39;s #299</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host Barbara Ginty speaks with Jane, a therapist with multiple income streams, about her impressive financial journey. Jane is 44 years old, lives with her partner, owns two different properties, and works one full-time job and two part-time jobs.&lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Using online mortgage calculators &lt;/li&gt;&lt;li&gt;When and if Jane should refinance her mortgages&lt;/li&gt;&lt;li&gt;Why you should ALWAYS have professionals double-check your finances &lt;/li&gt;&lt;li&gt;Estate, trusts, and wills&lt;/li&gt;&lt;li&gt;Why Barb recommends a simple estate plan for Jane&lt;/li&gt;&lt;li&gt;Should Jane keep her full-time job?!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired last week! Please listen to that if you have not already, it&amp;#39;s #299&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Oct 2025 15:14:38 &#43;0000</pubDate>
                <itunes:duration>1358</itunes:duration>
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                <itunes:title>299. Jane Pt. 1 &#34;Multiple Streams of Income and Saving $45K Per Year!&#34;</itunes:title>
                <title>299. Jane Pt. 1 &#34;Multiple Streams of Income and Saving $45K Per Year!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host Barbara Ginty speaks with Jane, a therapist with multiple income streams, about her impressive financial journey. Jane is 44 years old, lives with her partner, owns two different properties, and works one full-time job and two part-time jobs. </p><p>They discuss... </p><ul><li>Jane&#39;s gross income and tax implications as a business owner</li><li>Jane&#39;s aggressive savings strategies</li><li>Jane&#39;s goals for financial independence </li><li>... and more! </li></ul><p><br></p><p>*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 10/3.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. </p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host Barbara Ginty speaks with Jane, a therapist with multiple income streams, about her impressive financial journey. Jane is 44 years old, lives with her partner, owns two different properties, and works one full-time job and two part-time jobs. &lt;/p&gt;&lt;p&gt;They discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Jane&amp;#39;s gross income and tax implications as a business owner&lt;/li&gt;&lt;li&gt;Jane&amp;#39;s aggressive savings strategies&lt;/li&gt;&lt;li&gt;Jane&amp;#39;s goals for financial independence &lt;/li&gt;&lt;li&gt;... and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 10/3.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. &lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Sep 2025 08:52:01 &#43;0000</pubDate>
                <itunes:duration>1886</itunes:duration>
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                <itunes:title>298. Hannah Pt. 2 &#34;Should You REALLY Invest in Real Estate?&#34;</itunes:title>
                <title>298. Hannah Pt. 2 &#34;Should You REALLY Invest in Real Estate?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s new episode of Future Rich, CFP Barbara Ginty continues her conversation with Hannah, a 51-year-old veterinarian living in Utah, with a base salary of $130,000. In last week&#39;s episode, we learned that Hannah has done her financial homework because she&#39;s set to be a multimillionaire by the time she retires.</p><p>In this episode, Barb and Hannah discuss...</p><ul><li>The future of Social Security </li><li>Hannah&#39;s goals for traveling</li><li>Pain points when planning for the future</li><li>Investing in Stocks vs. Real Estate</li><li>...and so much more!</li></ul><p><br></p><p>*This is part two of a two-part episode; part one is available on all major podcast platforms.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s new episode of Future Rich, CFP Barbara Ginty continues her conversation with Hannah, a 51-year-old veterinarian living in Utah, with a base salary of $130,000. In last week&amp;#39;s episode, we learned that Hannah has done her financial homework because she&amp;#39;s set to be a multimillionaire by the time she retires.&lt;/p&gt;&lt;p&gt;In this episode, Barb and Hannah discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The future of Social Security &lt;/li&gt;&lt;li&gt;Hannah&amp;#39;s goals for traveling&lt;/li&gt;&lt;li&gt;Pain points when planning for the future&lt;/li&gt;&lt;li&gt;Investing in Stocks vs. Real Estate&lt;/li&gt;&lt;li&gt;...and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one is available on all major podcast platforms.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Sep 2025 09:00:22 &#43;0000</pubDate>
                <itunes:duration>2531</itunes:duration>
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                <itunes:title>297. Hannah Pt. 1 &#34;Ex-Fiancés and Estate Planning&#34;</itunes:title>
                <title>297. Hannah Pt. 1 &#34;Ex-Fiancés and Estate Planning&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s new episode of Future Rich, CFP Barbara Ginty speaks with Hannah, a 51-year-old veterinarian living in Utah, with a base salary of $130,000. Hannah has done her financial homework and is set to be a multimillionaire by the time she retires.</p><p>Barb and Hannah discuss...</p><ul><li>A <span>bad experience Hannah had with an ex-fiancé</span></li><li>The importance of having a financial advisor</li><li>Projected Social Security Payments</li><li>The challenges of navigating inherited assets</li><li>Estate planning</li><li>...and so much more!</li></ul><p><br></p><p><span>*This is part one of a two-part episode; part two will air on Friday 9/19</span></p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><span>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</span></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s new episode of Future Rich, CFP Barbara Ginty speaks with Hannah, a 51-year-old veterinarian living in Utah, with a base salary of $130,000. Hannah has done her financial homework and is set to be a multimillionaire by the time she retires.&lt;/p&gt;&lt;p&gt;Barb and Hannah discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;A &lt;span&gt;bad experience Hannah had with an ex-fiancé&lt;/span&gt;&lt;/li&gt;&lt;li&gt;The importance of having a financial advisor&lt;/li&gt;&lt;li&gt;Projected Social Security Payments&lt;/li&gt;&lt;li&gt;The challenges of navigating inherited assets&lt;/li&gt;&lt;li&gt;Estate planning&lt;/li&gt;&lt;li&gt;...and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;*This is part one of a two-part episode; part two will air on Friday 9/19&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/span&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Mon, 15 Sep 2025 09:00:05 &#43;0000</pubDate>
                <itunes:duration>2903</itunes:duration>
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                <itunes:title>296. Celine &#34;Navigating a Career Change to Financial Planning&#34;</itunes:title>
                <title>296. Celine &#34;Navigating a Career Change to Financial Planning&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s new episode of Future Rich, host Barbara Ginty interviews the fantastic Celine! Celine is a returning guest, but this episode is different because she is going on a new and exciting journey of transitioning into the financial planning industry!</p><p>Barbara gives Celine some guidance and insights on her own journey to becoming a CFP, emphasizing the value of building relationships with clients and aligning personal values with professional goals.</p><p>They also touch on...</p><ul><li>The administrative aspects of the job</li><li>The role of niche specialization</li><li>The different ways you can structure your payments as a CFP</li><li>The pros and cons of the industry</li><li>The long-term career perspectives in financial advisory</li></ul><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s new episode of Future Rich, host Barbara Ginty interviews the fantastic Celine! Celine is a returning guest, but this episode is different because she is going on a new and exciting journey of transitioning into the financial planning industry!&lt;/p&gt;&lt;p&gt;Barbara gives Celine some guidance and insights on her own journey to becoming a CFP, emphasizing the value of building relationships with clients and aligning personal values with professional goals.&lt;/p&gt;&lt;p&gt;They also touch on...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The administrative aspects of the job&lt;/li&gt;&lt;li&gt;The role of niche specialization&lt;/li&gt;&lt;li&gt;The different ways you can structure your payments as a CFP&lt;/li&gt;&lt;li&gt;The pros and cons of the industry&lt;/li&gt;&lt;li&gt;The long-term career perspectives in financial advisory&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 Sep 2025 12:50:19 &#43;0000</pubDate>
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                <itunes:duration>3098</itunes:duration>
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                <itunes:title>295. Violet Pt. 2 &#34;What No One Tells You About Credit Cards&#34;</itunes:title>
                <title>295. Violet Pt. 2 &#34;What No One Tells You About Credit Cards&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty interviews the lovely Violet!</p><p>Violet is 30 years old, lives in Pennsylvania, and works as a digital marketing associate for a finance firm where she makes around $52K per year. Violet also recently picked up a part-time job as a bartender to make extra income.</p><p>Violet and Barb discuss...</p><ul><li>How Violet manages two jobs</li><li>The challenges she faces in paying down her credit card debt</li><li>How a strict budget impacts relationships with family and friends</li><li>How Violet&#39;s mindset on money has changed over the years</li><li>Employee Stock Ownership Programs</li><li>...and so much more!</li></ul><p><br></p><p>*This is part two of a two-part episode; part one will aired last Friday on 8/22</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty interviews the lovely Violet!&lt;/p&gt;&lt;p&gt;Violet is 30 years old, lives in Pennsylvania, and works as a digital marketing associate for a finance firm where she makes around $52K per year. Violet also recently picked up a part-time job as a bartender to make extra income.&lt;/p&gt;&lt;p&gt;Violet and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How Violet manages two jobs&lt;/li&gt;&lt;li&gt;The challenges she faces in paying down her credit card debt&lt;/li&gt;&lt;li&gt;How a strict budget impacts relationships with family and friends&lt;/li&gt;&lt;li&gt;How Violet&amp;#39;s mindset on money has changed over the years&lt;/li&gt;&lt;li&gt;Employee Stock Ownership Programs&lt;/li&gt;&lt;li&gt;...and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one will aired last Friday on 8/22&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Aug 2025 09:00:00 &#43;0000</pubDate>
                <itunes:duration>1730</itunes:duration>
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                <itunes:title>294. Violet Pt. 1 &#34;Balancing Two Jobs to Pay Off $25K of Credit Card Debt&#34;</itunes:title>
                <title>294. Violet Pt. 1 &#34;Balancing Two Jobs to Pay Off $25K of Credit Card Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty interviews the lovely Violet!</p><p>Violet is 30 years old, lives in Pennsylvania, and works as a digital marketing associate for a finance firm where she makes around $52K per year. Violet also recently picked up a part-time job as a bartender to make extra income.</p><p>Violet and Barb discuss...</p><ul><li>How Violet manages two jobs</li><li>The challenges she faces in paying down her credit card debt</li><li>How a strict budget impacts relationships with family and friends</li><li>How Violet&#39;s mindset on money has changed over the years</li><li>Employee Stock Ownership Programs</li><li>...and so much more!</li></ul><p><br></p><p>*This is part one of a two-part episode; part two will air next Friday on 8/29</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty interviews the lovely Violet!&lt;/p&gt;&lt;p&gt;Violet is 30 years old, lives in Pennsylvania, and works as a digital marketing associate for a finance firm where she makes around $52K per year. Violet also recently picked up a part-time job as a bartender to make extra income.&lt;/p&gt;&lt;p&gt;Violet and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How Violet manages two jobs&lt;/li&gt;&lt;li&gt;The challenges she faces in paying down her credit card debt&lt;/li&gt;&lt;li&gt;How a strict budget impacts relationships with family and friends&lt;/li&gt;&lt;li&gt;How Violet&amp;#39;s mindset on money has changed over the years&lt;/li&gt;&lt;li&gt;Employee Stock Ownership Programs&lt;/li&gt;&lt;li&gt;...and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will air next Friday on 8/29&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Aug 2025 09:00:48 &#43;0000</pubDate>
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                <itunes:title>293. EXPERT Charlotte Geletka &#34;What You Need To Know About Trump&#39;s One Big Beautiful Bill&#34;</itunes:title>
                <title>293. EXPERT Charlotte Geletka &#34;What You Need To Know About Trump&#39;s One Big Beautiful Bill&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! 💸</p><p>This week, Barbara Ginty, CFP® is reunited with fellow CFP® and CRPC®, Charlotte Geletka! Charlotte is the Managing Partner and Financial Advisor at Silver Penny Financial, based in Atlanta, Georgia. Together, they unravel the complexities of recent tax law changes from Trump&#39;s &#34;One Big Beautiful Bill.&#34;</p><p>🔍 <strong>In this episode Barbara and Charlotte cover:</strong></p><ul><li>Expanded 529s</li><li>The increased standard deduction</li><li>The nuances of SALT (state and local tax) deductions</li><li>Benefits for seniors and how to maximize them</li><li>Understanding bonus depreciation and Section 179</li><li>Navigating the complexities of tax deductions for business expenses</li><li>The importance of tracking tips and overtime</li><li>... and more!</li></ul><p><br></p><p>Whether you&#39;re a seasoned tax planner or just starting to understand your tax situation, this episode offers valuable insights to help you navigate the ever-evolving tax landscape.</p><p><a href="https://www.silverpennyfinancial.com/blog/one-big-beautiful-bill" rel="nofollow">Read Charlotte&#39;s latest blog covering OBBBA.</a></p><p>Learn more about Silver Penny Financial <a href="https://www.silverpennyfinancial.com/" rel="nofollow">HERE.</a></p><p>Find Charlotte <a href="https://www.silverpennyfinancial.com/team/charlotte-geletka" rel="nofollow">HERE.</a></p><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! 💸&lt;/p&gt;&lt;p&gt;This week, Barbara Ginty, CFP® is reunited with fellow CFP® and CRPC®, Charlotte Geletka! Charlotte is the Managing Partner and Financial Advisor at Silver Penny Financial, based in Atlanta, Georgia. Together, they unravel the complexities of recent tax law changes from Trump&amp;#39;s &amp;#34;One Big Beautiful Bill.&amp;#34;&lt;/p&gt;&lt;p&gt;🔍 &lt;strong&gt;In this episode Barbara and Charlotte cover:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Expanded 529s&lt;/li&gt;&lt;li&gt;The increased standard deduction&lt;/li&gt;&lt;li&gt;The nuances of SALT (state and local tax) deductions&lt;/li&gt;&lt;li&gt;Benefits for seniors and how to maximize them&lt;/li&gt;&lt;li&gt;Understanding bonus depreciation and Section 179&lt;/li&gt;&lt;li&gt;Navigating the complexities of tax deductions for business expenses&lt;/li&gt;&lt;li&gt;The importance of tracking tips and overtime&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Whether you&amp;#39;re a seasoned tax planner or just starting to understand your tax situation, this episode offers valuable insights to help you navigate the ever-evolving tax landscape.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.silverpennyfinancial.com/blog/one-big-beautiful-bill&#34; rel=&#34;nofollow&#34;&gt;Read Charlotte&amp;#39;s latest blog covering OBBBA.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Learn more about Silver Penny Financial &lt;a href=&#34;https://www.silverpennyfinancial.com/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Find Charlotte &lt;a href=&#34;https://www.silverpennyfinancial.com/team/charlotte-geletka&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Aug 2025 09:00:35 &#43;0000</pubDate>
                <itunes:duration>2808</itunes:duration>
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                <itunes:title>292. Samantha Pt. 2 &#34;Does Renting Make More Sense For You?&#34;</itunes:title>
                <title>292. Samantha Pt. 2 &#34;Does Renting Make More Sense For You?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty interviews 36-year-old Samantha! Samantha is a former teacher and current co-founder of a youth dance business in the San Francisco Bay Area.</p><p>In today&#39;s pod, Samantha and Barb discuss...</p><ul><li>Retirement planning as a business owner</li><li>The positives and negatives of becoming a homeowner</li><li>Saving money to start a family</li><li>...and more!</li></ul><p><br></p><p>*This is part two of a two-part episode; part one aired last Friday on 8/1</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty interviews 36-year-old Samantha! Samantha is a former teacher and current co-founder of a youth dance business in the San Francisco Bay Area.&lt;/p&gt;&lt;p&gt;In today&amp;#39;s pod, Samantha and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Retirement planning as a business owner&lt;/li&gt;&lt;li&gt;The positives and negatives of becoming a homeowner&lt;/li&gt;&lt;li&gt;Saving money to start a family&lt;/li&gt;&lt;li&gt;...and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired last Friday on 8/1&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Aug 2025 08:44:35 &#43;0000</pubDate>
                <itunes:duration>2223</itunes:duration>
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                <itunes:title>291. Samantha Pt. 1 &#34;Challenges of Owning a Business and Simple IRAs vs Sep IRAs&#34;</itunes:title>
                <title>291. Samantha Pt. 1 &#34;Challenges of Owning a Business and Simple IRAs vs Sep IRAs&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty interviews 36-year-old Samantha! Samantha is a former teacher and current co-founder of a youth dance business in the San Francisco Bay Area.</p><p>In today&#39;s pod, Samantha and Barb discuss...</p><ul><li>The challenges of starting a business</li><li>Insights into managing business finances AND personal savings</li><li>The differences between Simple IRAs and SEP IRAs</li></ul><p><br></p><p>*This is part one of a two-part episode; part two will air next Friday on 8/8</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty interviews 36-year-old Samantha! Samantha is a former teacher and current co-founder of a youth dance business in the San Francisco Bay Area.&lt;/p&gt;&lt;p&gt;In today&amp;#39;s pod, Samantha and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The challenges of starting a business&lt;/li&gt;&lt;li&gt;Insights into managing business finances AND personal savings&lt;/li&gt;&lt;li&gt;The differences between Simple IRAs and SEP IRAs&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will air next Friday on 8/8&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Aug 2025 15:02:40 &#43;0000</pubDate>
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                <itunes:title>290. Minnie Follow Up Pt. 2 &#34;The Best Practical Budgeting Strategies&#34;</itunes:title>
                <title>290. Minnie Follow Up Pt. 2 &#34;The Best Practical Budgeting Strategies&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part follow-up episode of Future Rich, host Barbara Ginty follows up with recurring guest Minnie to discuss significant changes in her financial landscape over the past few years. She is married with two kids, and lives and works in Minnesota. Spoiler: A LOT has changed!</p><p>Minnie&#39;s first time on Future Rich was back in September of 2020 <a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000490083329" rel="nofollow">(episode 93)</a>, and her second episode was in September of 2021 <a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000536509761" rel="nofollow">(episode 132)</a>. Feel free to listen to those episodes if you want Minnie&#39;s entire backstory!</p><p>In today&#39;s pod (which is part 2 of her follow-up), Minnie and Barb continue to catch up and discuss...</p><ul><li>The importance of financial education for women</li><li>The value of financial advisors</li><li>The significance of understanding fiduciary responsibilities</li><li>The importance of regular financial check-ins</li><li>The best practical budgeting strategies </li></ul><p><br></p><p>*This is part two of a two-part episode; part one aired on Friday on 7/11</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part follow-up episode of Future Rich, host Barbara Ginty follows up with recurring guest Minnie to discuss significant changes in her financial landscape over the past few years. She is married with two kids, and lives and works in Minnesota. Spoiler: A LOT has changed!&lt;/p&gt;&lt;p&gt;Minnie&amp;#39;s first time on Future Rich was back in September of 2020 &lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000490083329&#34; rel=&#34;nofollow&#34;&gt;(episode 93)&lt;/a&gt;, and her second episode was in September of 2021 &lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000536509761&#34; rel=&#34;nofollow&#34;&gt;(episode 132)&lt;/a&gt;. Feel free to listen to those episodes if you want Minnie&amp;#39;s entire backstory!&lt;/p&gt;&lt;p&gt;In today&amp;#39;s pod (which is part 2 of her follow-up), Minnie and Barb continue to catch up and discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The importance of financial education for women&lt;/li&gt;&lt;li&gt;The value of financial advisors&lt;/li&gt;&lt;li&gt;The significance of understanding fiduciary responsibilities&lt;/li&gt;&lt;li&gt;The importance of regular financial check-ins&lt;/li&gt;&lt;li&gt;The best practical budgeting strategies &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on Friday on 7/11&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 25 Jul 2025 09:00:42 &#43;0000</pubDate>
                <itunes:duration>2339</itunes:duration>
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                <itunes:title>289. Future-Proof Your Child&#39;s Finances: A Deep Dive into Trump Accounts and 529 Plans</itunes:title>
                <title>289. Future-Proof Your Child&#39;s Finances: A Deep Dive into Trump Accounts and 529 Plans</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>Happy Friday Future Rich Fam! 💸 </span></p><p>This week, Barbara Ginty, CFP takes a deep dive into the latest in tax-advantaged savings with the introduction of Trump Accounts from the &#34;Big Beautiful Bill&#34; and the expansion of 529 Plans. </p><p>Whether you&#39;re expecting a child or planning for their future, this episode provides essential insights into maximizing these financial tools.</p><p><span>🔍 </span><strong>In this episode Barbara Covers:</strong></p><p>Trump Accounts: </p><ul><li>Learn about the $1,000 government seed money that the &#34;Big Beautiful Bill&#34; is offering and how these accounts function like a non-deductible IRA. </li></ul><p>529 Plans: </p><ul><li>Discover the flexibility of 529 Plans for education and retirement savings, including the potential for state tax deductions.</li></ul><p>Comparison: </p><ul><li>Understand the differences in contribution limits, tax implications, and qualified expenses between the two plans.</li></ul><p><br></p><p>💡 <strong>Knowledge is power—don’t miss this important deep dive!</strong></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;Happy Friday Future Rich Fam! 💸 &lt;/span&gt;&lt;/p&gt;&lt;p&gt;This week, Barbara Ginty, CFP takes a deep dive into the latest in tax-advantaged savings with the introduction of Trump Accounts from the &amp;#34;Big Beautiful Bill&amp;#34; and the expansion of 529 Plans. &lt;/p&gt;&lt;p&gt;Whether you&amp;#39;re expecting a child or planning for their future, this episode provides essential insights into maximizing these financial tools.&lt;/p&gt;&lt;p&gt;&lt;span&gt;🔍 &lt;/span&gt;&lt;strong&gt;In this episode Barbara Covers:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Trump Accounts: &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Learn about the $1,000 government seed money that the &amp;#34;Big Beautiful Bill&amp;#34; is offering and how these accounts function like a non-deductible IRA. &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;529 Plans: &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Discover the flexibility of 529 Plans for education and retirement savings, including the potential for state tax deductions.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;Comparison: &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Understand the differences in contribution limits, tax implications, and qualified expenses between the two plans.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;💡 &lt;strong&gt;Knowledge is power—don’t miss this important deep dive!&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 18 Jul 2025 09:00:05 &#43;0000</pubDate>
                <itunes:duration>1129</itunes:duration>
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                <itunes:title>288. Minnie Follow Up Pt. 1 &#34;Rising Childcare Costs and the Importance of Emergency Funds&#34;</itunes:title>
                <title>288. Minnie Follow Up Pt. 1 &#34;Rising Childcare Costs and the Importance of Emergency Funds&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part follow-up episode of Future Rich, host Barbara Ginty follows up with recurring guest Minnie to discuss significant changes in her financial landscape over the past few years. She is married with two kids, and lives and works in Minnesota. Spoiler: A LOT has changed!</p><p>Minnie&#39;s first time on Future Rich was back in September of 2020 <a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000490083329" rel="nofollow">(episode 93)</a>, and her second episode was in September of 2021 <a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000536509761" rel="nofollow">(episode 132)</a>. Feel free to listen to those episodes if you want Minnie&#39;s entire backstory!</p><p>In today&#39;s pod, Minnie and Barb catch up and discuss...</p><ul><li>Maintaining a robust emergency fund</li><li>The impact of income fluctuations on financial stability</li><li>The relief that comes from student loan forgiveness</li><li>Retirement planning</li><li>Childcare and medical costs</li></ul><p><br></p><p>*This is part one of a two-part episode; part two will air next Friday on 7/18</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part follow-up episode of Future Rich, host Barbara Ginty follows up with recurring guest Minnie to discuss significant changes in her financial landscape over the past few years. She is married with two kids, and lives and works in Minnesota. Spoiler: A LOT has changed!&lt;/p&gt;&lt;p&gt;Minnie&amp;#39;s first time on Future Rich was back in September of 2020 &lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000490083329&#34; rel=&#34;nofollow&#34;&gt;(episode 93)&lt;/a&gt;, and her second episode was in September of 2021 &lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000536509761&#34; rel=&#34;nofollow&#34;&gt;(episode 132)&lt;/a&gt;. Feel free to listen to those episodes if you want Minnie&amp;#39;s entire backstory!&lt;/p&gt;&lt;p&gt;In today&amp;#39;s pod, Minnie and Barb catch up and discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Maintaining a robust emergency fund&lt;/li&gt;&lt;li&gt;The impact of income fluctuations on financial stability&lt;/li&gt;&lt;li&gt;The relief that comes from student loan forgiveness&lt;/li&gt;&lt;li&gt;Retirement planning&lt;/li&gt;&lt;li&gt;Childcare and medical costs&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will air next Friday on 7/18&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Jul 2025 17:11:42 &#43;0000</pubDate>
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                <itunes:title>287. Dr. Pepper Potts Pt. 2 &#34;The Best Time To Do Roth Conversions&#34;</itunes:title>
                <title>287. Dr. Pepper Potts Pt. 2 &#34;The Best Time To Do Roth Conversions&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Dr. Pepper Potts, a 38-year-old who is transitioning from medical school to general surgery residency this July in New Jersey.</p><p>In this episode, they discuss...</p><ul><li>A plan for Dr. Pepper Potts to pay off $30,000 of her credit card debt</li><li>Different options for a Roth IRA conversion</li><li>Budgeting and expense management throughout residency.</li><li>Dr. Pepper Pott&#39;s future income potential as a doctor</li></ul><p><br></p><p>*This is part two of a two-part episode; part one aired on Friday on 6/27</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p>Read less</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Dr. Pepper Potts, a 38-year-old who is transitioning from medical school to general surgery residency this July in New Jersey.&lt;/p&gt;&lt;p&gt;In this episode, they discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;A plan for Dr. Pepper Potts to pay off $30,000 of her credit card debt&lt;/li&gt;&lt;li&gt;Different options for a Roth IRA conversion&lt;/li&gt;&lt;li&gt;Budgeting and expense management throughout residency.&lt;/li&gt;&lt;li&gt;Dr. Pepper Pott&amp;#39;s future income potential as a doctor&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on Friday on 6/27&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;Read less&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 04 Jul 2025 14:39:16 &#43;0000</pubDate>
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                <itunes:title>286. Dr. Pepper Potts Pt. 1 &#34;Balancing Student Loan Debt and Medical Residency&#34;</itunes:title>
                <title>286. Dr. Pepper Potts Pt. 1 &#34;Balancing Student Loan Debt and Medical Residency&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Dr. Pepper Potts, a 38-year-old who is transitioning from medical school to general surgery residency this July in New Jersey. </p><p>In this episode, they discuss...</p><ul><li>Dr. Potts&#39; financial journey, including her residency salary, living expenses, and the burden of student loans</li><li>Strategies for managing debt </li><li>The importance of public service loan forgiveness</li><li>Investment planning for the future </li></ul><p><br></p><p>*This is part one of a two-part episode; part two will air next Friday on 7/4</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Dr. Pepper Potts, a 38-year-old who is transitioning from medical school to general surgery residency this July in New Jersey. &lt;/p&gt;&lt;p&gt;In this episode, they discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Dr. Potts&amp;#39; financial journey, including her residency salary, living expenses, and the burden of student loans&lt;/li&gt;&lt;li&gt;Strategies for managing debt &lt;/li&gt;&lt;li&gt;The importance of public service loan forgiveness&lt;/li&gt;&lt;li&gt;Investment planning for the future &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will air next Friday on 7/4&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Jun 2025 16:07:08 &#43;0000</pubDate>
                <itunes:duration>1950</itunes:duration>
                
                
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                <itunes:title>285. Maude Pt. 2 &#34;I&#39;m So Confused About Retirement!&#34;</itunes:title>
                <title>285. Maude Pt. 2 &#34;I&#39;m So Confused About Retirement!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Maude, a 31-year-old nurse practitioner living in Pennsylvania. She and her fiancé have been together for seven years and are planning a wedding in 2026.</p><p>In this episode, they discuss...</p><ul><li>Different retirement accounts and the different purposes they serve</li><li>Whether or not Maude and her partner should start a joint account</li><li>A plan for Maude to pay off her student loans to free up cash flow for the future</li></ul><p><br></p><p>*This is part two of a two-part episode; part one aired on Friday on 6/13.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p>Read less</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Maude, a 31-year-old nurse practitioner living in Pennsylvania. She and her fiancé have been together for seven years and are planning a wedding in 2026.&lt;/p&gt;&lt;p&gt;In this episode, they discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Different retirement accounts and the different purposes they serve&lt;/li&gt;&lt;li&gt;Whether or not Maude and her partner should start a joint account&lt;/li&gt;&lt;li&gt;A plan for Maude to pay off her student loans to free up cash flow for the future&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on Friday on 6/13.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;Read less&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Jun 2025 15:17:35 &#43;0000</pubDate>
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                <itunes:title>284. Maude Pt. 1 &#34;I&#39;m Trying to Pay Off 48K in Student Loan Debt&#34;</itunes:title>
                <title>284. Maude Pt. 1 &#34;I&#39;m Trying to Pay Off 48K in Student Loan Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Maude, a 31-year-old nurse practitioner living in Pennsylvania. She and her fiancé have been together for seven years and are planning a wedding in 2026.</p><p>In this episode, they discuss... </p><ul><li>The challenges of homeownership</li><li>The impact of health insurance costs</li><li>Strategies for managing student loan debt </li><li>Student Loan Forgiveness options </li><li>... and more!</li></ul><p><br></p><p>*This is part one of a two-part episode; part two will air next Friday on 6/20.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Maude, a 31-year-old nurse practitioner living in Pennsylvania. She and her fiancé have been together for seven years and are planning a wedding in 2026.&lt;/p&gt;&lt;p&gt;In this episode, they discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;The challenges of homeownership&lt;/li&gt;&lt;li&gt;The impact of health insurance costs&lt;/li&gt;&lt;li&gt;Strategies for managing student loan debt &lt;/li&gt;&lt;li&gt;Student Loan Forgiveness options &lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode; part two will air next Friday on 6/20.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Jun 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>283. Elder Fraud and How To Protect Your Retirement</itunes:title>
                <title>283. Elder Fraud and How To Protect Your Retirement</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>🚨 <strong>Protect Yourself &amp; Your Loved Ones from Financial Scams</strong> 🚨</p><p>This week on Substack, <strong>Future Rich</strong> host Barbara Ginty dives into the alarming rise of financial crimes targeting seniors—particularly those 60 and older. 💸</p><p>🔍 <strong>In this episode:</strong></p><ul><li>The growing sophistication of scams and how they operate</li><li>The emotional and financial toll on victims</li><li>Tools to recognize red flags and prevent falling victim</li><li>Guidance on what to do if you or a loved one are affected, including navigating tax implications of losses</li></ul><p>Barbara shares personal stories, actionable tips, and resources to help safeguard your retirement or assist loved ones in protecting theirs. 🛡️</p><p>💡 <strong>Knowledge is power—don’t miss this important deep dive!</strong></p><p>👉 <strong>This is a Substack exclusive episode of Future Rich! If you want to listen to the full episode and help support the podcast, please consider becoming a </strong><a href="https://futurerich.substack.com/" rel="nofollow"><strong>paid subscriber on our Substack! </strong></a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;🚨 &lt;strong&gt;Protect Yourself &amp;amp; Your Loved Ones from Financial Scams&lt;/strong&gt; 🚨&lt;/p&gt;&lt;p&gt;This week on Substack, &lt;strong&gt;Future Rich&lt;/strong&gt; host Barbara Ginty dives into the alarming rise of financial crimes targeting seniors—particularly those 60 and older. 💸&lt;/p&gt;&lt;p&gt;🔍 &lt;strong&gt;In this episode:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The growing sophistication of scams and how they operate&lt;/li&gt;&lt;li&gt;The emotional and financial toll on victims&lt;/li&gt;&lt;li&gt;Tools to recognize red flags and prevent falling victim&lt;/li&gt;&lt;li&gt;Guidance on what to do if you or a loved one are affected, including navigating tax implications of losses&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;Barbara shares personal stories, actionable tips, and resources to help safeguard your retirement or assist loved ones in protecting theirs. 🛡️&lt;/p&gt;&lt;p&gt;💡 &lt;strong&gt;Knowledge is power—don’t miss this important deep dive!&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;👉 &lt;strong&gt;This is a Substack exclusive episode of Future Rich! If you want to listen to the full episode and help support the podcast, please consider becoming a &lt;/strong&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;&lt;strong&gt;paid subscriber on our Substack! &lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Mon, 09 Jun 2025 10:30:00 &#43;0000</pubDate>
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                <itunes:title>281. Sarah Pt. 2 &#34;Leveraging Multiple Income Streams for Financial Security&#34;</itunes:title>
                <title>281. Sarah Pt. 2 &#34;Leveraging Multiple Income Streams for Financial Security&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Sarah, a 46-year-old middle school teacher married to a paramedic. They live in the southwest and have four boys.</p><p>*This is part two of a two-part episode; part one aired on 5/23. </p><p>They continue to discuss...</p><ul><li>Debt management</li><li>Employer contributions </li><li>How Sarah can leverage multiple income streams </li><li>A 5-year plan for Sarah and her family to achieve financial security</li><li>The unique considerations that families with children who have special needs should take   </li></ul><p><br></p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Sarah, a 46-year-old middle school teacher married to a paramedic. They live in the southwest and have four boys.&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on 5/23. &lt;/p&gt;&lt;p&gt;They continue to discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Debt management&lt;/li&gt;&lt;li&gt;Employer contributions &lt;/li&gt;&lt;li&gt;How Sarah can leverage multiple income streams &lt;/li&gt;&lt;li&gt;A 5-year plan for Sarah and her family to achieve financial security&lt;/li&gt;&lt;li&gt;The unique considerations that families with children who have special needs should take   &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 May 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>280. Sarah Pt. 1 &#34;Paying off $21K of debt with Four Kids&#34;</itunes:title>
                <title>280. Sarah Pt. 1 &#34;Paying off $21K of debt with Four Kids&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Sarah, a 46-year-old middle school teacher married to a paramedic. They live in the southwest and have four boys.</p><p>Barbara and Sarah go over her salary, her husband&#39;s job as a paramedic, their pension plans, health insurance, and the challenges of managing a household with four boys.</p><p>They discuss...</p><ul><li>How to navigate the complexities of student loans</li><li>Income-based repayment plans</li><li>Sarah&#39;s plan for their children&#39;s education including 529s </li><li>... and more!</li></ul><p><br></p><p>*This is part two of a two-part episode; part one will air next Friday on 5/30.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Sarah, a 46-year-old middle school teacher married to a paramedic. They live in the southwest and have four boys.&lt;/p&gt;&lt;p&gt;Barbara and Sarah go over her salary, her husband&amp;#39;s job as a paramedic, their pension plans, health insurance, and the challenges of managing a household with four boys.&lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How to navigate the complexities of student loans&lt;/li&gt;&lt;li&gt;Income-based repayment plans&lt;/li&gt;&lt;li&gt;Sarah&amp;#39;s plan for their children&amp;#39;s education including 529s &lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one will air next Friday on 5/30.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 May 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>279. Barbara &#34;Maximizing Your Social Security Benefits&#34;</itunes:title>
                <title>279. Barbara &#34;Maximizing Your Social Security Benefits&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host and CFP, Barbara Ginty, delves into the complexities of Social Security benefits, focusing on spousal, former spouse, and survivor benefits. She emphasizes the importance of understanding these benefits, especially for women, who represent a significant portion of beneficiaries.</p><p>This episode includes...</p><ul><li>Strategies for maximizing benefits</li><li>The implications of delaying benefits</li><li>The necessity of planning for retirement income beyond Social Security.</li></ul><p><br></p><p>We encourage listeners to consider all their Social Security options carefully to ensure a secure financial future.</p><p>Subscribe to our <a href="https://futurerich.substack.com/" rel="nofollow">Substack for more topic-focused deep dives like this</a>!</p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host and CFP, Barbara Ginty, delves into the complexities of Social Security benefits, focusing on spousal, former spouse, and survivor benefits. She emphasizes the importance of understanding these benefits, especially for women, who represent a significant portion of beneficiaries.&lt;/p&gt;&lt;p&gt;This episode includes...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Strategies for maximizing benefits&lt;/li&gt;&lt;li&gt;The implications of delaying benefits&lt;/li&gt;&lt;li&gt;The necessity of planning for retirement income beyond Social Security.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We encourage listeners to consider all their Social Security options carefully to ensure a secure financial future.&lt;/p&gt;&lt;p&gt;Subscribe to our &lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;Substack for more topic-focused deep dives like this&lt;/a&gt;!&lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 May 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>1323</itunes:duration>
                
                
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                <itunes:title>278. Katherine Pt. 2 &#34;We Need 8 Million to Retire?!&#34;</itunes:title>
                <title>278. Katherine Pt. 2 &#34;We Need 8 Million to Retire?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Katherine, an airline pilot with a significant income and complex financial situation.</p><p>Katherine is 48 years old and is a pilot making around 350 - 375k a year. She lives with her 55-year-old partner, who has retired, her two children, one is 8 and the other is college-aged, and her mother-in-law.</p><p>In part 2 of this episode, they discuss...</p><ul><li>A plan for Katherine to be able to balance present enjoyment with future needs</li><li>Aligning financial goals with family dynamics</li><li>How much Barbara estimates Katherine will need to save in order to retire comfortably </li><li>The importance of focusing on an emergency fund</li><li>Barbara&#39;s 90-day financial sprint method </li></ul><p><br></p><p>*This is part two of a two-part episode; part one aired on 5/2</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Katherine, an airline pilot with a significant income and complex financial situation.&lt;/p&gt;&lt;p&gt;Katherine is 48 years old and is a pilot making around 350 - 375k a year. She lives with her 55-year-old partner, who has retired, her two children, one is 8 and the other is college-aged, and her mother-in-law.&lt;/p&gt;&lt;p&gt;In part 2 of this episode, they discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;A plan for Katherine to be able to balance present enjoyment with future needs&lt;/li&gt;&lt;li&gt;Aligning financial goals with family dynamics&lt;/li&gt;&lt;li&gt;How much Barbara estimates Katherine will need to save in order to retire comfortably &lt;/li&gt;&lt;li&gt;The importance of focusing on an emergency fund&lt;/li&gt;&lt;li&gt;Barbara&amp;#39;s 90-day financial sprint method &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one aired on 5/2&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 May 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>277. Katherine Pt. 1 &#34;It&#39;s interest on interest on interest on interest!&#34;</itunes:title>
                <title>277. Katherine Pt. 1 &#34;It&#39;s interest on interest on interest on interest!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two-part episode of Future Rich, host Barbara Ginty speaks with Katherine, an airline pilot with a significant income and complex financial situation.</p><p>Katherine is 48 years old and is a pilot making around 350 - 375k a year. She lives with her 55-year-old partner, who has retired, her two children, one is 8 and the other is college-aged, and her mother-in-law.</p><p>They discuss...</p><ul><li>Katherine&#39;s 401(k) plan, which includes an unprecedented employer match</li><li>Understanding the impact of student loans and the capitalization of interest</li><li>Retirement planning with mandatory retirement ages</li><li>The importance of having an emergency fund as a safety net for unexpected expenses.</li><li>The complexities of balancing Katherine&#39;s lifestyle and financial responsibilities</li></ul><p><br></p><p>*This is part two of a two-part episode; part one will air next Friday on 5/9.</p><p><a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! </a></p><p>We have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two-part episode of Future Rich, host Barbara Ginty speaks with Katherine, an airline pilot with a significant income and complex financial situation.&lt;/p&gt;&lt;p&gt;Katherine is 48 years old and is a pilot making around 350 - 375k a year. She lives with her 55-year-old partner, who has retired, her two children, one is 8 and the other is college-aged, and her mother-in-law.&lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Katherine&amp;#39;s 401(k) plan, which includes an unprecedented employer match&lt;/li&gt;&lt;li&gt;Understanding the impact of student loans and the capitalization of interest&lt;/li&gt;&lt;li&gt;Retirement planning with mandatory retirement ages&lt;/li&gt;&lt;li&gt;The importance of having an emergency fund as a safety net for unexpected expenses.&lt;/li&gt;&lt;li&gt;The complexities of balancing Katherine&amp;#39;s lifestyle and financial responsibilities&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode; part one will air next Friday on 5/9.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! &lt;/a&gt;&lt;/p&gt;&lt;p&gt;We have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 May 2025 13:50:00 &#43;0000</pubDate>
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                <itunes:title>275. Eileen Pt. 2 &#34;Financial Literacy and Adjusting Your Retirement Plan&#34;</itunes:title>
                <title>275. Eileen Pt. 2 &#34;Financial Literacy and Adjusting Your Retirement Plan&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this two part episode of Future Rich, host Barbara Ginty speaks with the lovely Eileen about her financial goals after her recent move from Pennsylvania to Florida!</p><p>*This is part two of a two-part episode, part one aired last Friday on 4/11!</p><p>Here is a recap on our guest:</p><p>Eileen is 43 years old, works remotely for a software company with a base income of $65K per year, and just purchased a new home with her partner in Florida using a down payment assistance program!</p><p>In this episode, Barb and Eileen discuss...</p><ul><li>The importance of taking time off from saving/investing if you feel you need to</li><li>Investing after living through paying off debt</li><li>Why you should have a mix of retirement money</li><li>The importance of being patient with your investments during &#34;down&#34; or &#34;unstable&#34; periods in the market</li></ul><p><br></p><p>Subscribe to our <a href="https://futurerich.substack.com/" rel="nofollow">Substack for more topic-focused deep dives like this</a>! </p><p>**All of our newsletters will move to Substack so subscribe if you want to keep in the loop with all things Future Rich! We will have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p>Read less</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this two part episode of Future Rich, host Barbara Ginty speaks with the lovely Eileen about her financial goals after her recent move from Pennsylvania to Florida!&lt;/p&gt;&lt;p&gt;*This is part two of a two-part episode, part one aired last Friday on 4/11!&lt;/p&gt;&lt;p&gt;Here is a recap on our guest:&lt;/p&gt;&lt;p&gt;Eileen is 43 years old, works remotely for a software company with a base income of $65K per year, and just purchased a new home with her partner in Florida using a down payment assistance program!&lt;/p&gt;&lt;p&gt;In this episode, Barb and Eileen discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The importance of taking time off from saving/investing if you feel you need to&lt;/li&gt;&lt;li&gt;Investing after living through paying off debt&lt;/li&gt;&lt;li&gt;Why you should have a mix of retirement money&lt;/li&gt;&lt;li&gt;The importance of being patient with your investments during &amp;#34;down&amp;#34; or &amp;#34;unstable&amp;#34; periods in the market&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Subscribe to our &lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;Substack for more topic-focused deep dives like this&lt;/a&gt;! &lt;/p&gt;&lt;p&gt;**All of our newsletters will move to Substack so subscribe if you want to keep in the loop with all things Future Rich! We will have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;Read less&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 18 Apr 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>274. Eileen Pt. 1 &#34;The Journey of Buying a Home in Florida and Getting Down Payment Assistance&#34;</itunes:title>
                <title>274. Eileen Pt. 1 &#34;The Journey of Buying a Home in Florida and Getting Down Payment Assistance&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host Barbara Ginty speaks with the lovely Eileen about her financial goals after her recent move from Pennsylvania to Florida!</p><p>*This is part one of a two-part episode, so part two will air next Friday on 4/18!</p><p>Eileen is 43 years old, works remotely for a software company with a base income of $65K per year, and just purchased a new home with her partner in Florida using a down payment assistance program!</p><p>Barb and Eileen discuss...</p><ul><li>The importance of having a solid financial plan</li><li>How Eileen got down payment assistance for her mortgage</li><li>Managing debt and preparing for retirement while also addressing the emotional aspects of handling money and investments.</li><li>Eileen&#39;s concerns about feeling behind in her retirement savings</li><li>...and more!</li></ul><p><br></p><p>Subscribe to our <a href="https://futurerich.substack.com/" rel="nofollow">Substack for more topic-focused deep dives like this</a>! </p><p>**All of our newsletters will move to Substack so subscribe if you want to keep in the loop with all things Future Rich! We will have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host Barbara Ginty speaks with the lovely Eileen about her financial goals after her recent move from Pennsylvania to Florida!&lt;/p&gt;&lt;p&gt;*This is part one of a two-part episode, so part two will air next Friday on 4/18!&lt;/p&gt;&lt;p&gt;Eileen is 43 years old, works remotely for a software company with a base income of $65K per year, and just purchased a new home with her partner in Florida using a down payment assistance program!&lt;/p&gt;&lt;p&gt;Barb and Eileen discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The importance of having a solid financial plan&lt;/li&gt;&lt;li&gt;How Eileen got down payment assistance for her mortgage&lt;/li&gt;&lt;li&gt;Managing debt and preparing for retirement while also addressing the emotional aspects of handling money and investments.&lt;/li&gt;&lt;li&gt;Eileen&amp;#39;s concerns about feeling behind in her retirement savings&lt;/li&gt;&lt;li&gt;...and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Subscribe to our &lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;Substack for more topic-focused deep dives like this&lt;/a&gt;! &lt;/p&gt;&lt;p&gt;**All of our newsletters will move to Substack so subscribe if you want to keep in the loop with all things Future Rich! We will have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Apr 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>273. BARBARA &#34;Social Security Facts You Need To Know&#34;</itunes:title>
                <title>273. BARBARA &#34;Social Security Facts You Need To Know&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, host and CFP, Barbara Ginty, discusses the importance of financial literacy, mainly focusing on social security. Barbara addresses… </p><ul><li>Common misconceptions</li><li>The history and purpose of social security</li><li>Eligibility requirements</li><li>The significance of social security as a supplement to retirement income. </li></ul><p>This conversation emphasizes the need for better understanding and planning around social security benefits, especially for women and retirees.</p><p>Listen to find out what Barbara&#39;s takeaways are for those of you that are worried about social security in 2025. </p><p>Subscribe to our <a href="https://futurerich.substack.com/" rel="nofollow">Substack for more topic-focused deep dives like this</a>! </p><p>**All of our newsletters will move to Substack so subscribe if you want to keep in the loop with all things Future Rich! We will have free subscriptions and paid subscriptions. </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, host and CFP, Barbara Ginty, discusses the importance of financial literacy, mainly focusing on social security. Barbara addresses… &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Common misconceptions&lt;/li&gt;&lt;li&gt;The history and purpose of social security&lt;/li&gt;&lt;li&gt;Eligibility requirements&lt;/li&gt;&lt;li&gt;The significance of social security as a supplement to retirement income. &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;This conversation emphasizes the need for better understanding and planning around social security benefits, especially for women and retirees.&lt;/p&gt;&lt;p&gt;Listen to find out what Barbara&amp;#39;s takeaways are for those of you that are worried about social security in 2025. &lt;/p&gt;&lt;p&gt;Subscribe to our &lt;a href=&#34;https://futurerich.substack.com/&#34; rel=&#34;nofollow&#34;&gt;Substack for more topic-focused deep dives like this&lt;/a&gt;! &lt;/p&gt;&lt;p&gt;**All of our newsletters will move to Substack so subscribe if you want to keep in the loop with all things Future Rich! We will have free subscriptions and paid subscriptions. &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 04 Apr 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>272. GABBY &#34;You Have Him Paying Half the Mortgage?!&#34;</itunes:title>
                <title>272. GABBY &#34;You Have Him Paying Half the Mortgage?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode of Future Rich, host Barbara Ginty chats with Gabby! Gabby just turned 30, lives in a high-cost-of-living city in the Midwest, and makes a base pay of 160K per year working in corporate finance. </p><p>They discuss...</p><ul><li>Gabby&#39;s income, expenses, and budgeting strategies</li><li>How a lifestyle switch in Gabby&#39;s upbringing shaped her savings mindset </li><li>Navigating finances with partners </li><li>(ESPPs) Employ Stock Purchase Plans and 529s </li><li>Gabby&#39;s good financial habits and how she&#39;s avoided lifestyle creep</li><li>...and more!</li></ul><p><br></p><p>Listen to find out what Barbara&#39;s practical advice is for Gabby to continue to set her future self up for financial success! </p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode of Future Rich, host Barbara Ginty chats with Gabby! Gabby just turned 30, lives in a high-cost-of-living city in the Midwest, and makes a base pay of 160K per year working in corporate finance. &lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Gabby&amp;#39;s income, expenses, and budgeting strategies&lt;/li&gt;&lt;li&gt;How a lifestyle switch in Gabby&amp;#39;s upbringing shaped her savings mindset &lt;/li&gt;&lt;li&gt;Navigating finances with partners &lt;/li&gt;&lt;li&gt;(ESPPs) Employ Stock Purchase Plans and 529s &lt;/li&gt;&lt;li&gt;Gabby&amp;#39;s good financial habits and how she&amp;#39;s avoided lifestyle creep&lt;/li&gt;&lt;li&gt;...and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Listen to find out what Barbara&amp;#39;s practical advice is for Gabby to continue to set her future self up for financial success! &lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Mar 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>271. Cindy &#34;Building a Budget at 25 Years Old&#34;</itunes:title>
                <title>271. Cindy &#34;Building a Budget at 25 Years Old&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode of Future Rich, host Barbara Ginty speaks with Cindy, a 25-year-old nonprofit development worker, about her financial journey. Cindy shares her experiences with budgeting and the steps she is taking to improve her financial situation, some of which might surprise you! </p><p>They discuss... </p><ul><li>Cindy&#39;s income, expenses, budgeting strategies, and the challenges she faces with debt management. </li><li>The importance of having an emergency fund</li><li>Understanding refinancing options</li><li>Setting future financial goals with her husband </li></ul><p><br></p><p>Find out what Barbara&#39;s practical advice is for Cindy to set her future self up for financial success! </p><p><br></p><p>This season of Future Rich we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode of Future Rich, host Barbara Ginty speaks with Cindy, a 25-year-old nonprofit development worker, about her financial journey. Cindy shares her experiences with budgeting and the steps she is taking to improve her financial situation, some of which might surprise you! &lt;/p&gt;&lt;p&gt;They discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Cindy&amp;#39;s income, expenses, budgeting strategies, and the challenges she faces with debt management. &lt;/li&gt;&lt;li&gt;The importance of having an emergency fund&lt;/li&gt;&lt;li&gt;Understanding refinancing options&lt;/li&gt;&lt;li&gt;Setting future financial goals with her husband &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Find out what Barbara&amp;#39;s practical advice is for Cindy to set her future self up for financial success! &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;This season of Future Rich we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;apply here&lt;/a&gt;. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 21 Mar 2025 09:00:00 &#43;0000</pubDate>
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                <itunes:title>270. A New Chapter for Future Rich</itunes:title>
                <title>270. A New Chapter for Future Rich</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>🎉 <strong>Hello, Lovely Listeners!</strong> 🎉</p><p>We’re thrilled to kick off the 2025 season of the Future Rich podcast with your favorite host and CFP® Barbara Ginty! In today&#39;s introduction episode, Barbara covers our goals for this year along with the new structure of the podcast. </p><p>This season, we’re bringing you even more <strong>REAL guest stories</strong> about personal finance AND diving deeper into <strong>retirement planning.</strong></p><p>Got burning questions about retirement? Or want to be an <strong>anonymous guest</strong> on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!</p><p>💌 DM us on Instagram (@futurerichpodcast) or apply [here]. Let’s make it happen! ✨ #FutureRichPodcast</p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;🎉 &lt;strong&gt;Hello, Lovely Listeners!&lt;/strong&gt; 🎉&lt;/p&gt;&lt;p&gt;We’re thrilled to kick off the 2025 season of the Future Rich podcast with your favorite host and CFP® Barbara Ginty! In today&amp;#39;s introduction episode, Barbara covers our goals for this year along with the new structure of the podcast. &lt;/p&gt;&lt;p&gt;This season, we’re bringing you even more &lt;strong&gt;REAL guest stories&lt;/strong&gt; about personal finance AND diving deeper into &lt;strong&gt;retirement planning.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Got burning questions about retirement? Or want to be an &lt;strong&gt;anonymous guest&lt;/strong&gt; on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!&lt;/p&gt;&lt;p&gt;💌 DM us on Instagram (@futurerichpodcast) or apply [here]. Let’s make it happen! ✨ #FutureRichPodcast&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Sat, 15 Mar 2025 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK - 197 - Evelyn “Moving Abroad for Healthcare!”</itunes:title>
                <title>THROWBACK - 197 - Evelyn “Moving Abroad for Healthcare!”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Future Rich will return on March 15th, 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, and a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>In today’s THROWBACK episode, CFP Barbara Ginty interviews Evelyn!</p><p>Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air.</p><p>Barbara and Evelyn discuss...</p><ul><li>Expenses and reimbursements in Tech </li><li>Increasing retirement savings </li><li>Converting assets and pro rata rules </li><li>Health insurance and moving abroad for better healthcare </li></ul><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p>Read less</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Future Rich will return on March 15th, 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, and a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;In today’s THROWBACK episode, CFP Barbara Ginty interviews Evelyn!&lt;/p&gt;&lt;p&gt;Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air.&lt;/p&gt;&lt;p&gt;Barbara and Evelyn discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Expenses and reimbursements in Tech &lt;/li&gt;&lt;li&gt;Increasing retirement savings &lt;/li&gt;&lt;li&gt;Converting assets and pro rata rules &lt;/li&gt;&lt;li&gt;Health insurance and moving abroad for better healthcare &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;Read less&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 Mar 2025 15:44:27 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 147 - Neet - &#34;Half a Million in Savings Before 40!&#34;</itunes:title>
                <title>THROWBACK 147 - Neet - &#34;Half a Million in Savings Before 40!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s THROWBACK episode, CFP Barbara Ginty interviews the wonderful Neet!</p><p>Neet lives in Texas (where she doesn&#39;t have to pay state income tax!) and works as a Manager for a Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her personal finances, saves around 4K per month, and has about half a million in savings at the age of 35! </p><p>In this episode, Neet talks about... </p><ul><li>How she educated herself on saving and investing her money</li><li>Budgeting backwards</li><li>What she plans to spend her money on in the future! </li><li>... and more! </li></ul><p><br></p><p>Future Rich will return on March 15th, 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, and a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s THROWBACK episode, CFP Barbara Ginty interviews the wonderful Neet!&lt;/p&gt;&lt;p&gt;Neet lives in Texas (where she doesn&amp;#39;t have to pay state income tax!) and works as a Manager for a Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her personal finances, saves around 4K per month, and has about half a million in savings at the age of 35! &lt;/p&gt;&lt;p&gt;In this episode, Neet talks about... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;How she educated herself on saving and investing her money&lt;/li&gt;&lt;li&gt;Budgeting backwards&lt;/li&gt;&lt;li&gt;What she plans to spend her money on in the future! &lt;/li&gt;&lt;li&gt;... and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Future Rich will return on March 15th, 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, and a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Feb 2025 14:45:28 &#43;0000</pubDate>
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                <itunes:title>THROWBACK - 213 - Ruthie &#34;205K in Savings at 35 Years Old!&#34;</itunes:title>
                <title>THROWBACK - 213 - Ruthie &#34;205K in Savings at 35 Years Old!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s THROWBACK episode, CFP Barbara Ginty interviews the fabulous Ruthie!</p><p>Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she&#39;s constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she&#39;s had.</p><p>Ruthie and Barb discuss...</p><ul><li>Budgeting in one of the most expensive and highly taxed cities</li><li>Renting vs. Buying</li><li>FSA vs. HSA</li><li>Optimizing her taxes</li><li>... and so much more!</li></ul><p><br></p><p>We&#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s THROWBACK episode, CFP Barbara Ginty interviews the fabulous Ruthie!&lt;/p&gt;&lt;p&gt;Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she&amp;#39;s constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she&amp;#39;s had.&lt;/p&gt;&lt;p&gt;Ruthie and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Budgeting in one of the most expensive and highly taxed cities&lt;/li&gt;&lt;li&gt;Renting vs. Buying&lt;/li&gt;&lt;li&gt;FSA vs. HSA&lt;/li&gt;&lt;li&gt;Optimizing her taxes&lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We&amp;#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Jan 2025 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK - 209 - Carrie &#34;Neutralize Your Housing Costs&#34;</itunes:title>
                <title>THROWBACK - 209 - Carrie &#34;Neutralize Your Housing Costs&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Today’s THROWBACK episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie!</p><p>Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals.</p><p>Barbara and Carrie discuss...</p><ul><li>If it&#39;s worth it for Carrie to have a car when the expenses are holding her back in other ways</li><li>The benefits of owning a home vs renting</li><li>How she can neutralize her housing costs</li><li>... and so much more!</li></ul><p><br></p><p>We&#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Today’s THROWBACK episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie!&lt;/p&gt;&lt;p&gt;Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals.&lt;/p&gt;&lt;p&gt;Barbara and Carrie discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;If it&amp;#39;s worth it for Carrie to have a car when the expenses are holding her back in other ways&lt;/li&gt;&lt;li&gt;The benefits of owning a home vs renting&lt;/li&gt;&lt;li&gt;How she can neutralize her housing costs&lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We&amp;#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Jan 2025 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK - 208 - Barbara Answers YOUR Juicy Financial Questions!</itunes:title>
                <title>THROWBACK - 208 - Barbara Answers YOUR Juicy Financial Questions!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Hey Future Rich Fam! In today&#39;s THROWBACK Q&amp;A episode, Barbara answers YOUR questions submitted through our <a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Instagram</a>, which if you aren&#39;t already following, you should!</p><p>We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you&#39;re approved for, how and when to share expenses with your partner, and what is different when you&#39;re married/engaged, etc.</p><p><br></p><p>We&#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Hey Future Rich Fam! In today&amp;#39;s THROWBACK Q&amp;amp;A episode, Barbara answers YOUR questions submitted through our &lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Instagram&lt;/a&gt;, which if you aren&amp;#39;t already following, you should!&lt;/p&gt;&lt;p&gt;We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you&amp;#39;re approved for, how and when to share expenses with your partner, and what is different when you&amp;#39;re married/engaged, etc.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We&amp;#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Jan 2025 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK - 196 - Penny &#34;The Three Different Money Types and What You Should Have When You Retire.&#34;</itunes:title>
                <title>THROWBACK - 196 - Penny &#34;The Three Different Money Types and What You Should Have When You Retire.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s THROWBACK episode, CFP Barbara Ginty interviews the wonderful Penny!</p><p>Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on.</p><p>In this episode, Barbara and Penny discuss...</p><ul><li>Renting vs. Mortage</li><li>Investing vs. Saving in a High-Yield Savings Account</li><li>What Tax Harvesting is and if she should do it</li><li>The three different money types you should have when you get to retirement</li><li>Disability and Life Insurance</li></ul><p><br></p><p>We&#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s THROWBACK episode, CFP Barbara Ginty interviews the wonderful Penny!&lt;/p&gt;&lt;p&gt;Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on.&lt;/p&gt;&lt;p&gt;In this episode, Barbara and Penny discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Renting vs. Mortage&lt;/li&gt;&lt;li&gt;Investing vs. Saving in a High-Yield Savings Account&lt;/li&gt;&lt;li&gt;What Tax Harvesting is and if she should do it&lt;/li&gt;&lt;li&gt;The three different money types you should have when you get to retirement&lt;/li&gt;&lt;li&gt;Disability and Life Insurance&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We&amp;#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Dec 2024 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK - 189 - Amy &#34;Consolidating Credit Card Debt&#34;</itunes:title>
                <title>THROWBACK - 189 - Amy &#34;Consolidating Credit Card Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.</p><p>Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.</p><p>Listen to this episode to learn about Amy&#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.</p><p><br></p><p>We&#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years.</p><p>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?</p><p>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.&lt;/p&gt;&lt;p&gt;Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.&lt;/p&gt;&lt;p&gt;Listen to this episode to learn about Amy&amp;#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We&amp;#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years.&lt;/p&gt;&lt;p&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?&lt;/p&gt;&lt;p&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast) OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Dec 2024 16:36:27 &#43;0000</pubDate>
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                <itunes:title>269. Season 8 WRAP!</itunes:title>
                <title>269. Season 8 WRAP!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>This week we&#39;re wrapping up Season 7 of #FutureRich from the Airport! Apologies for the sound quality on this episode, Barbara had to record on the go! </span></p><p><span><span>﻿</span>We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2024 go?? </span></p><p><span>We&#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&#39;ll be re-releasing our favorite episodes throughout the years. </span></p><p><span>We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in? </span></p><p><span>OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast)</span> OR <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p><span>Visit the </span><a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;This week we&amp;#39;re wrapping up Season 7 of #FutureRich from the Airport! Apologies for the sound quality on this episode, Barbara had to record on the go! &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;&lt;span&gt;﻿&lt;/span&gt;We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2024 go?? &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;We&amp;#39;ll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in? &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we&amp;#39;ll make it happen. You can DM us on Instagram (@futurerichpodcast)&lt;/span&gt; OR &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;Visit the &lt;/span&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Sat, 07 Dec 2024 11:57:50 &#43;0000</pubDate>
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                <itunes:title>268. EXPERT - Elizabeth Kaczka - &#34;The Top 3 Travel Tips for 2025!&#34;</itunes:title>
                <title>268. EXPERT - Elizabeth Kaczka - &#34;The Top 3 Travel Tips for 2025!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode of Future Rich, our special expert guest is Elizabeth Kaczka!</p><p>Elizabeth is an independent luxury travel advisor with Fora, the Bessie Award Finalist for Travel Startup of the Year and one of Fast Company&#39;s Most Innovative Companies of the Year.</p><p>In this special travel-focused episode, Barb and Elizabeth discuss...</p><ul><li>Elizabeth&#39;s transition from a career in medicine to travel planning</li><li>Work-life balance as a travel agent</li><li>Why travel doesn&#39;t have to just be for people with higher incomes</li><li>The income potential for travel agents and the various pathways you can take to become one</li><li>... and more!</li></ul><p><br></p><p>Watch this episode on our YouTube channel <a href="https://www.youtube.com/watch?v=TIcu5RxGkLI" rel="nofollow">HERE.</a></p><p><br></p><p>Follow @elizabethkaczkatravel <a href="https://www.instagram.com/elizabethkaczkatravel/" rel="nofollow">HERE.</a></p><p>Find Elizabeth&#39;s website <a href="https://elizabethkaczkatravel.com/#header" rel="nofollow">HERE.</a></p><p><br></p><p>If you&#39;d like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode of Future Rich, our special expert guest is Elizabeth Kaczka!&lt;/p&gt;&lt;p&gt;Elizabeth is an independent luxury travel advisor with Fora, the Bessie Award Finalist for Travel Startup of the Year and one of Fast Company&amp;#39;s Most Innovative Companies of the Year.&lt;/p&gt;&lt;p&gt;In this special travel-focused episode, Barb and Elizabeth discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Elizabeth&amp;#39;s transition from a career in medicine to travel planning&lt;/li&gt;&lt;li&gt;Work-life balance as a travel agent&lt;/li&gt;&lt;li&gt;Why travel doesn&amp;#39;t have to just be for people with higher incomes&lt;/li&gt;&lt;li&gt;The income potential for travel agents and the various pathways you can take to become one&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Watch this episode on our YouTube channel &lt;a href=&#34;https://www.youtube.com/watch?v=TIcu5RxGkLI&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Follow @elizabethkaczkatravel &lt;a href=&#34;https://www.instagram.com/elizabethkaczkatravel/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Find Elizabeth&amp;#39;s website &lt;a href=&#34;https://elizabethkaczkatravel.com/#header&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Nov 2024 17:30:27 &#43;0000</pubDate>
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                <itunes:title>267. EXPERT Kimberlee Davis - The Fiscal Feminist - &#34;Your Partner Should Not Be Your Financial Plan&#34;</itunes:title>
                <title>267. EXPERT Kimberlee Davis - The Fiscal Feminist - &#34;Your Partner Should Not Be Your Financial Plan&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, our special expert guest is Kimberlee Davis, Wealth Manager, Partner, Managing Director, Author, and The Fiscal Feminist.</p><p>Kimberlee&#39;s mission is to give women the tools and a roadmap to having a healthy relationship with money. She believes that we all have a personal responsibility to ourselves to be financially intentional so we can have control and peace of mind.</p><p>In this episode, Kimberlee shares her journey navigating personal finance, working as a lawyer, enduring a long and difficult divorce, and completely rebuilding her life and career at 54.</p><p>Some topics Kimberlee and Barb discuss are...</p><ul><li>Why women must take ownership of their finances and recognize the importance of financial literacy</li><li>Rebuilding careers at different stages in life</li><li>The importance of negotiating in both personal and professional spaces</li><li>Why everyone should get a prenup and how they can even be romantic</li><li>...and more!</li></ul><p><br></p><p>Get The Fiscal Feminist book <a href="https://www.amazon.com/Fiscal-Feminist-Financial-Wake-Up-Women/dp/1571027750/ref=tmm_pap_swatch_0?_encoding=UTF8&dib=eyJ2IjoiMSJ9.tOjWGkuTeY9Vc4fQlezd3Q.RCOwZ2TYh-YXekGzPoo4um0GKdJqYAirofvaiK3Pua4&dib_tag=se&qid=1718288858&sr=8-1" rel="nofollow">HERE.</a></p><p>Follow @TheFiscalFeminist <a href="https://www.instagram.com/thefiscalfeminist" rel="nofollow">HERE.</a></p><p>Find Kimberlee Davis<a href="https://www.fiscalfeminist.com/" rel="nofollow"> HERE.</a></p><p><br></p><p>If you&#39;d like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, our special expert guest is Kimberlee Davis, Wealth Manager, Partner, Managing Director, Author, and The Fiscal Feminist.&lt;/p&gt;&lt;p&gt;Kimberlee&amp;#39;s mission is to give women the tools and a roadmap to having a healthy relationship with money. She believes that we all have a personal responsibility to ourselves to be financially intentional so we can have control and peace of mind.&lt;/p&gt;&lt;p&gt;In this episode, Kimberlee shares her journey navigating personal finance, working as a lawyer, enduring a long and difficult divorce, and completely rebuilding her life and career at 54.&lt;/p&gt;&lt;p&gt;Some topics Kimberlee and Barb discuss are...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Why women must take ownership of their finances and recognize the importance of financial literacy&lt;/li&gt;&lt;li&gt;Rebuilding careers at different stages in life&lt;/li&gt;&lt;li&gt;The importance of negotiating in both personal and professional spaces&lt;/li&gt;&lt;li&gt;Why everyone should get a prenup and how they can even be romantic&lt;/li&gt;&lt;li&gt;...and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Get The Fiscal Feminist book &lt;a href=&#34;https://www.amazon.com/Fiscal-Feminist-Financial-Wake-Up-Women/dp/1571027750/ref=tmm_pap_swatch_0?_encoding=UTF8&amp;dib=eyJ2IjoiMSJ9.tOjWGkuTeY9Vc4fQlezd3Q.RCOwZ2TYh-YXekGzPoo4um0GKdJqYAirofvaiK3Pua4&amp;dib_tag=se&amp;qid=1718288858&amp;sr=8-1&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Follow @TheFiscalFeminist &lt;a href=&#34;https://www.instagram.com/thefiscalfeminist&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Find Kimberlee Davis&lt;a href=&#34;https://www.fiscalfeminist.com/&#34; rel=&#34;nofollow&#34;&gt; HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Nov 2024 10:00:00 &#43;0000</pubDate>
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                <itunes:title>266. Barbara &#34;When to Separate Finances from Your Partner&#34;</itunes:title>
                <title>266. Barbara &#34;When to Separate Finances from Your Partner&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s solo episode of Future Rich, CFP Barbara Guinty discusses the complexities of managing finances in a relationship, specifically using an anonymous AITAH (Am I the A**hole) thread on Reddit as a jumping point. </p><p>Here is the start of the Reddit thread for context: </p><p><em>&#34;AITAH for separating my finances from my husband because he keeps lending money to his parents? We&#39;ve been together for over 9 years, and until this year, the thought of separating our finances never even crossed my mind.&#34; </em></p><p>Listen to find out what Barb&#39;s takeaways are and if she thinks this Reddit user is wrong for wanting to separate her finances.</p><p>If you&#39;d like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s solo episode of Future Rich, CFP Barbara Guinty discusses the complexities of managing finances in a relationship, specifically using an anonymous AITAH (Am I the A**hole) thread on Reddit as a jumping point. &lt;/p&gt;&lt;p&gt;Here is the start of the Reddit thread for context: &lt;/p&gt;&lt;p&gt;&lt;em&gt;&amp;#34;AITAH for separating my finances from my husband because he keeps lending money to his parents? We&amp;#39;ve been together for over 9 years, and until this year, the thought of separating our finances never even crossed my mind.&amp;#34; &lt;/em&gt;&lt;/p&gt;&lt;p&gt;Listen to find out what Barb&amp;#39;s takeaways are and if she thinks this Reddit user is wrong for wanting to separate her finances.&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Nov 2024 14:34:22 &#43;0000</pubDate>
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                <itunes:title>265. Jane &#34;Should I Switch Careers as a Mom of Two at 38?&#34;</itunes:title>
                <title>265. Jane &#34;Should I Switch Careers as a Mom of Two at 38?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! In this episode of the pod, CFP Barbara Ginty interviews the lovely Jane!</p><p>Jane and her husband both work in sales and have a combined bi-weekly gross pay of $7,550. They have two young children and their monthly expenses total $5,321. They also own two rental properties that bring in an additional $1,400 per month.</p><p>Jane is considering a career change and wants to be as financially prepared as possible. Jane and her husband have over $1 million in combined assets, including retirement accounts, a high-yield savings account, and a brokerage account. They have minimal debt, with only mortgages and a car payment.</p><p>Jane and Barb discuss...</p><ul><li>Paying down their mortgage</li><li>Reducing Jane&#39;s work hours to pursue her passions</li><li>Healthcare costs with two young children</li><li>Different types of life insurance to consider as a married mother of two</li><li>The importance of estate planning</li><li>Early retirement for both Jane and her husband</li></ul><p><br></p><p>We hope you enjoy this episode!</p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! In this episode of the pod, CFP Barbara Ginty interviews the lovely Jane!&lt;/p&gt;&lt;p&gt;Jane and her husband both work in sales and have a combined bi-weekly gross pay of $7,550. They have two young children and their monthly expenses total $5,321. They also own two rental properties that bring in an additional $1,400 per month.&lt;/p&gt;&lt;p&gt;Jane is considering a career change and wants to be as financially prepared as possible. Jane and her husband have over $1 million in combined assets, including retirement accounts, a high-yield savings account, and a brokerage account. They have minimal debt, with only mortgages and a car payment.&lt;/p&gt;&lt;p&gt;Jane and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Paying down their mortgage&lt;/li&gt;&lt;li&gt;Reducing Jane&amp;#39;s work hours to pursue her passions&lt;/li&gt;&lt;li&gt;Healthcare costs with two young children&lt;/li&gt;&lt;li&gt;Different types of life insurance to consider as a married mother of two&lt;/li&gt;&lt;li&gt;The importance of estate planning&lt;/li&gt;&lt;li&gt;Early retirement for both Jane and her husband&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We hope you enjoy this episode!&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Nov 2024 15:00:00 &#43;0000</pubDate>
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                <itunes:title>264. Christina &#34;Transitioning from a Sole Income to a Dual Income Household&#34;</itunes:title>
                <title>264. Christina &#34;Transitioning from a Sole Income to a Dual Income Household&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In today&#39;s episode, CFP Barbara Ginty interviews the lovely Christina! </p><p>Christina is a product designer from Nebraska. She&#39;s been the sole income earner in her household while her husband finishes grad school. Christina is looking for advice on transitioning into a dual-income household with new debt, especially since they recently bought a house and have student loans. </p><p>We hope you enjoy this episode!</p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In today&amp;#39;s episode, CFP Barbara Ginty interviews the lovely Christina! &lt;/p&gt;&lt;p&gt;Christina is a product designer from Nebraska. She&amp;#39;s been the sole income earner in her household while her husband finishes grad school. Christina is looking for advice on transitioning into a dual-income household with new debt, especially since they recently bought a house and have student loans. &lt;/p&gt;&lt;p&gt;We hope you enjoy this episode!&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Nov 2024 14:05:54 &#43;0000</pubDate>
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                <itunes:title>263. Natasha &#34;Childcare Costs as High as Your Mortgage?!&#34;</itunes:title>
                <title>263. Natasha &#34;Childcare Costs as High as Your Mortgage?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! In today&#39;s episode, CFP Barbara Ginty interviews the fabulous Natasha! </p><p>In this episode, Barbara and Natasha discuss the financial implications of parenthood, focusing on essential baby planning. Here are the takeaways from this episode...</p><ul><li>Planning for a baby involves significant financial changes.</li><li>Budgeting for new expenses should start before the baby arrives.</li><li>Childcare costs can be as high as a mortgage payment.</li><li>Start researching childcare options early due to waitlists.</li><li>Having a separate bank account for baby expenses can help manage costs.</li><li>Estate planning is crucial for new parents.</li><li>Life insurance is essential to ensure financial security for the child.</li><li>529 plans offer flexible saving options for education.</li><li>Using tools like BabyList can simplify the baby registry process.</li><li>It&#39;s important to have a healthcare proxy in place before giving birth.</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! In today&amp;#39;s episode, CFP Barbara Ginty interviews the fabulous Natasha! &lt;/p&gt;&lt;p&gt;In this episode, Barbara and Natasha discuss the financial implications of parenthood, focusing on essential baby planning. Here are the takeaways from this episode...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Planning for a baby involves significant financial changes.&lt;/li&gt;&lt;li&gt;Budgeting for new expenses should start before the baby arrives.&lt;/li&gt;&lt;li&gt;Childcare costs can be as high as a mortgage payment.&lt;/li&gt;&lt;li&gt;Start researching childcare options early due to waitlists.&lt;/li&gt;&lt;li&gt;Having a separate bank account for baby expenses can help manage costs.&lt;/li&gt;&lt;li&gt;Estate planning is crucial for new parents.&lt;/li&gt;&lt;li&gt;Life insurance is essential to ensure financial security for the child.&lt;/li&gt;&lt;li&gt;529 plans offer flexible saving options for education.&lt;/li&gt;&lt;li&gt;Using tools like BabyList can simplify the baby registry process.&lt;/li&gt;&lt;li&gt;It&amp;#39;s important to have a healthcare proxy in place before giving birth.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 25 Oct 2024 14:11:00 &#43;0000</pubDate>
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                <itunes:duration>1517</itunes:duration>
                
                
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                <itunes:title>262. Tegan &#34;Being Financially Flexible as a Small Business Owner&#34;</itunes:title>
                <title>262. Tegan &#34;Being Financially Flexible as a Small Business Owner&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich Fam! In today&#39;s episode, CFP Barbara Ginty interviews the lovely Tegan! </p><p>Tegan is a strategic communications consultant who started her own consulting practice. She&#39;s been in business for almost a year and a half and is earning around $80,000 per year. Tegan is interested in planning for her retirement and wants to ramp down from work before officially retiring. </p><p>Tegan currently has saved... </p><ul><li>$183,000 in her IRA </li><li>$74,500 in her Roth IRA</li><li>A Solo 401k with just under $1,000</li><li>$43,000 in non-retirement investments </li><li>$1,300 in crypto </li></ul><p><br></p><p>Barbara offers Tegan advice on being flexible with her finances to be better equipped to handle ever-changing circumstances and goals in her life as a small business owner. </p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich Fam! In today&amp;#39;s episode, CFP Barbara Ginty interviews the lovely Tegan! &lt;/p&gt;&lt;p&gt;Tegan is a strategic communications consultant who started her own consulting practice. She&amp;#39;s been in business for almost a year and a half and is earning around $80,000 per year. Tegan is interested in planning for her retirement and wants to ramp down from work before officially retiring. &lt;/p&gt;&lt;p&gt;Tegan currently has saved... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;$183,000 in her IRA &lt;/li&gt;&lt;li&gt;$74,500 in her Roth IRA&lt;/li&gt;&lt;li&gt;A Solo 401k with just under $1,000&lt;/li&gt;&lt;li&gt;$43,000 in non-retirement investments &lt;/li&gt;&lt;li&gt;$1,300 in crypto &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Barbara offers Tegan advice on being flexible with her finances to be better equipped to handle ever-changing circumstances and goals in her life as a small business owner. &lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Oct 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>3380</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>261. Mia &#34;Balancing Credit Card Debt While Saving for Fertility Treatments&#34;</itunes:title>
                <title>261. Mia &#34;Balancing Credit Card Debt While Saving for Fertility Treatments&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today’s episode, CFP Barbara Ginty interviews the marvelous Mia! </p><p>Mia is 39 and lives in the Washington, D.C. area. She works as a Program Manager for the Federal Government. Her annual income is around $102K, and she has a mortgage, credit card debt, and student loans that she is actively working to pay off. Her main goals are to pay off $22K in credit card debt and save enough money for fertility treatments. </p><p>They discuss… </p><ul><li>Strategies for paying off credit card debt</li><li>Managing expenses while saving for egg freezing. </li><li>Whether or not Nia should get a roommate </li><li>Identifying short-term sacrifices that will lead to long-term financial stability</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today’s episode, CFP Barbara Ginty interviews the marvelous Mia! &lt;/p&gt;&lt;p&gt;Mia is 39 and lives in the Washington, D.C. area. She works as a Program Manager for the Federal Government. Her annual income is around $102K, and she has a mortgage, credit card debt, and student loans that she is actively working to pay off. Her main goals are to pay off $22K in credit card debt and save enough money for fertility treatments. &lt;/p&gt;&lt;p&gt;They discuss… &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Strategies for paying off credit card debt&lt;/li&gt;&lt;li&gt;Managing expenses while saving for egg freezing. &lt;/li&gt;&lt;li&gt;Whether or not Nia should get a roommate &lt;/li&gt;&lt;li&gt;Identifying short-term sacrifices that will lead to long-term financial stability&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 04 Oct 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>3443</itunes:duration>
                
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>260. Megan &#34;Paying Off $7K in Credit Card Debt and Maximizing Retirement Savings&#34;</itunes:title>
                <title>260. Megan &#34;Paying Off $7K in Credit Card Debt and Maximizing Retirement Savings&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday, Future Rich Fam! In today&#39;s episode, Barbara interviews the lovely Megan! Megan is 33 years old and works as a hospital worker in Wyoming. She owns a home with her husband, a first responder, and the owner of a construction company.</p><p>Barb and Megan discuss...</p><ul><li>Megan and her husband&#39;s different incomes</li><li>How Megan saved around $57,000 for her retirement</li><li>Switching from whole life insurance to term insurance</li><li>Increasing contributions to Megan&#39;s Roth IRA</li><li>Focusing on paying off her $7,000 in credit card debt.</li><li>The pros and cons of filing taxes jointly or separately</li><li>The potential benefits of the Public Loan Forgiveness Program.</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday, Future Rich Fam! In today&amp;#39;s episode, Barbara interviews the lovely Megan! Megan is 33 years old and works as a hospital worker in Wyoming. She owns a home with her husband, a first responder, and the owner of a construction company.&lt;/p&gt;&lt;p&gt;Barb and Megan discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Megan and her husband&amp;#39;s different incomes&lt;/li&gt;&lt;li&gt;How Megan saved around $57,000 for her retirement&lt;/li&gt;&lt;li&gt;Switching from whole life insurance to term insurance&lt;/li&gt;&lt;li&gt;Increasing contributions to Megan&amp;#39;s Roth IRA&lt;/li&gt;&lt;li&gt;Focusing on paying off her $7,000 in credit card debt.&lt;/li&gt;&lt;li&gt;The pros and cons of filing taxes jointly or separately&lt;/li&gt;&lt;li&gt;The potential benefits of the Public Loan Forgiveness Program.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Sep 2024 11:29:17 &#43;0000</pubDate>
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                <itunes:duration>3436</itunes:duration>
                
                
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            <item>
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                <itunes:title>259. Genevieve Pt. 2 &#34;How To Be Intentional With Your Spending&#34;</itunes:title>
                <title>259. Genevieve Pt. 2 &#34;How To Be Intentional With Your Spending&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This is part two of last week’s episode #258 with Genevieve. If you haven’t listened to that episode, please listen before tuning in to this week’s episode. </p><p>To recap, today’s guest is the lovely Genevieve. She’s a 30-year-old director of marketing and communications for a mental health nonprofit organization. </p><p>Barb and Genevieve discuss…</p><ul><li>Her unique interest-free lending program called <a href="https://www.hflasf.org/" rel="nofollow">Hebrew Free Loan</a></li><li>Her and her husband’s monthly expenses, including rent, groceries, entertainment, subscriptions, and loans. </li><li>The importance of tracking expenses and being intentional with spending. </li><li>How to allocate funds for vacations</li></ul><p><br></p><p>**The audio quality of this recording is not as high as previous recordings! Thank you so much for your understanding. We hope you enjoy the episode!</p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This is part two of last week’s episode #258 with Genevieve. If you haven’t listened to that episode, please listen before tuning in to this week’s episode. &lt;/p&gt;&lt;p&gt;To recap, today’s guest is the lovely Genevieve. She’s a 30-year-old director of marketing and communications for a mental health nonprofit organization. &lt;/p&gt;&lt;p&gt;Barb and Genevieve discuss…&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Her unique interest-free lending program called &lt;a href=&#34;https://www.hflasf.org/&#34; rel=&#34;nofollow&#34;&gt;Hebrew Free Loan&lt;/a&gt;&lt;/li&gt;&lt;li&gt;Her and her husband’s monthly expenses, including rent, groceries, entertainment, subscriptions, and loans. &lt;/li&gt;&lt;li&gt;The importance of tracking expenses and being intentional with spending. &lt;/li&gt;&lt;li&gt;How to allocate funds for vacations&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;**The audio quality of this recording is not as high as previous recordings! Thank you so much for your understanding. We hope you enjoy the episode!&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Sep 2024 03:00:00 &#43;0000</pubDate>
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                <itunes:title>258. Genevieve Pt. 1 &#34;Optimizing Taxes and Increasing Savings in a High Cost of Living Area&#34;</itunes:title>
                <title>258. Genevieve Pt. 1 &#34;Optimizing Taxes and Increasing Savings in a High Cost of Living Area&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode, Barbara Ginty interviews Genevieve, a 30-year-old director of marketing and communications for a mental health nonprofit organization. <span>This is the first part of the episode. Please come back next Friday for part two. </span></p><p>In part one of this episode, Genevieve and Barb discuss... </p><ul><li>Genevieve&#39;s income with her relatively new job</li><li>High living costs in the Bay Area</li><li>Filing taxes jointly vs. separately and the potential impact on student loan payments and retirement savings</li><li>...and more!</li></ul><p><br></p><p>**The audio quality of this recording is not as high as previous recordings! Thank you so much for your understanding, we hope you enjoy the episode! </p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode, Barbara Ginty interviews Genevieve, a 30-year-old director of marketing and communications for a mental health nonprofit organization. &lt;span&gt;This is the first part of the episode. Please come back next Friday for part two. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;In part one of this episode, Genevieve and Barb discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Genevieve&amp;#39;s income with her relatively new job&lt;/li&gt;&lt;li&gt;High living costs in the Bay Area&lt;/li&gt;&lt;li&gt;Filing taxes jointly vs. separately and the potential impact on student loan payments and retirement savings&lt;/li&gt;&lt;li&gt;...and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;**The audio quality of this recording is not as high as previous recordings! Thank you so much for your understanding, we hope you enjoy the episode! &lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Sep 2024 16:47:56 &#43;0000</pubDate>
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                <itunes:title>257. EXPERT Charlotte Cowles - &#34;Can You Avoid Being a Victim of Scams and Financial Crimes?&#34;</itunes:title>
                <title>257. EXPERT Charlotte Cowles - &#34;Can You Avoid Being a Victim of Scams and Financial Crimes?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty speaks with financial journalist Charlotte Cowles all about scams, fraud, and financial crime! Charlotte is a <span>freelance journalist and writer for The New York Times, The Cut, and other publications. </span></p><p>Charlotte and Barbara discuss... </p><ul><li>Charlotte&#39;s personal experience with a scammer</li><li>The role of stigma in perpetuating scams and the need to support and believe victims</li><li>Who scammers specifically target (the answer may surprise you!) </li><li>Practical advice for people experiencing scams</li><li>... and so much more! </li></ul><p><br></p><p>Find Charlotte Cowle&#39;s website<a href="https://www.charlottecowles.com/" rel="nofollow"> </a><a href="https://www.charlottecowles.com/" rel="nofollow">HERE.</a></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty speaks with financial journalist Charlotte Cowles all about scams, fraud, and financial crime! Charlotte is a &lt;span&gt;freelance journalist and writer for The New York Times, The Cut, and other publications. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;Charlotte and Barbara discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Charlotte&amp;#39;s personal experience with a scammer&lt;/li&gt;&lt;li&gt;The role of stigma in perpetuating scams and the need to support and believe victims&lt;/li&gt;&lt;li&gt;Who scammers specifically target (the answer may surprise you!) &lt;/li&gt;&lt;li&gt;Practical advice for people experiencing scams&lt;/li&gt;&lt;li&gt;... and so much more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Find Charlotte Cowle&amp;#39;s website&lt;a href=&#34;https://www.charlottecowles.com/&#34; rel=&#34;nofollow&#34;&gt; &lt;/a&gt;&lt;a href=&#34;https://www.charlottecowles.com/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Sep 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>256. Barbara &#34;Money Moves I’m Glad I Made Before Turning 40&#34;</itunes:title>
                <title>256. Barbara &#34;Money Moves I’m Glad I Made Before Turning 40&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s solo episode, CFP Barbara Ginty shares her advice on money moves to make before turning 40.</p><p>Barb reflects on her financial journey and highlights key strategies that have helped her achieve financial success without compromising personal values and goals.</p><p>These strategies include...</p><ul><li>Starting to save for retirement early</li><li>Taking calculated risks in career choices</li><li>Becoming financially literate</li><li>... and more!</li></ul><p><br></p><p>Remember not to compare your journey to mine or anyone else&#39;s. We&#39;re all on different financial journeys.</p><p>If you&#39;d like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s solo episode, CFP Barbara Ginty shares her advice on money moves to make before turning 40.&lt;/p&gt;&lt;p&gt;Barb reflects on her financial journey and highlights key strategies that have helped her achieve financial success without compromising personal values and goals.&lt;/p&gt;&lt;p&gt;These strategies include...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Starting to save for retirement early&lt;/li&gt;&lt;li&gt;Taking calculated risks in career choices&lt;/li&gt;&lt;li&gt;Becoming financially literate&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Remember not to compare your journey to mine or anyone else&amp;#39;s. We&amp;#39;re all on different financial journeys.&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 Aug 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>255. Jessica - “Being Financially Independent Doesn’t Make You Masculine!”</itunes:title>
                <title>255. Jessica - “Being Financially Independent Doesn’t Make You Masculine!”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>You’re in for a very special episode this week! CFP Barbara Ginty interviews the fantastic Jessica, who shares her experience of calling off her wedding six weeks before the date and the importance of financial independence.</p><p>Jessica is 30 years old, a nurse by education, and works remotely as a project manager for a medical device company. She lives in the Milwaukee area and earns a base salary of $127K annually. Jessica also has an impressive $86,000 in diversified savings! </p><p>In this episode, they discuss... </p><ul><li>Why Jessica decided to end her wedding </li><li>How financial insecurity impacts relationships </li><li>Why sometimes the cost of freedom is worth financial setbacks</li><li>Being proud of being financially independent </li><li>Jessica’s goals of buying a business AND her childhood home from her parents</li><li>The importance of having low expenses and no debt when buying a business or a home. </li><li>The option of buying a tax practice</li><li>The potential for financial coaching as a career path</li><li>… and more!</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;You’re in for a very special episode this week! CFP Barbara Ginty interviews the fantastic Jessica, who shares her experience of calling off her wedding six weeks before the date and the importance of financial independence.&lt;/p&gt;&lt;p&gt;Jessica is 30 years old, a nurse by education, and works remotely as a project manager for a medical device company. She lives in the Milwaukee area and earns a base salary of $127K annually. Jessica also has an impressive $86,000 in diversified savings! &lt;/p&gt;&lt;p&gt;In this episode, they discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Why Jessica decided to end her wedding &lt;/li&gt;&lt;li&gt;How financial insecurity impacts relationships &lt;/li&gt;&lt;li&gt;Why sometimes the cost of freedom is worth financial setbacks&lt;/li&gt;&lt;li&gt;Being proud of being financially independent &lt;/li&gt;&lt;li&gt;Jessica’s goals of buying a business AND her childhood home from her parents&lt;/li&gt;&lt;li&gt;The importance of having low expenses and no debt when buying a business or a home. &lt;/li&gt;&lt;li&gt;The option of buying a tax practice&lt;/li&gt;&lt;li&gt;The potential for financial coaching as a career path&lt;/li&gt;&lt;li&gt;… and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Aug 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>254. EXPERT Jeanne Kelly - &#34;The Dangers of Using Buy Now, Pay Later&#34;</itunes:title>
                <title>254. EXPERT Jeanne Kelly - &#34;The Dangers of Using Buy Now, Pay Later&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty talks to Credit Coach Jeanne Kelly all about the dangers of &#34;Buy Now, Pay Later&#34;</p><p><span>Jeanne Kelly is the founder of The Kelly Group. A highly sought-after credit coach, healthy credit expert, motivational speaker, and author of The Credit Training &amp; The Credit Makeover.</span></p><p>In this episode, Jeanne and Barb discuss...</p><ul><li>What &#34;Buy Now, Pay Later&#34; is</li><li>If &#34;Buy Now, Pay Later&#34; shows up on your credit report</li><li>The current trend of credit card debt</li><li>The difference between a tax lien and a judgment</li><li>What shows up on your public tax record</li><li>What you need to look out for when using &#34;Buy Now, Pay Later&#34;</li></ul><p><br></p><p>Find Jeanne Kelly&#39;s Website and more <a href="https://linktr.ee/JeanneKellyCredit" rel="nofollow">HERE.</a></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty talks to Credit Coach Jeanne Kelly all about the dangers of &amp;#34;Buy Now, Pay Later&amp;#34;&lt;/p&gt;&lt;p&gt;&lt;span&gt;Jeanne Kelly is the founder of The Kelly Group. A highly sought-after credit coach, healthy credit expert, motivational speaker, and author of The Credit Training &amp;amp; The Credit Makeover.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;In this episode, Jeanne and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;What &amp;#34;Buy Now, Pay Later&amp;#34; is&lt;/li&gt;&lt;li&gt;If &amp;#34;Buy Now, Pay Later&amp;#34; shows up on your credit report&lt;/li&gt;&lt;li&gt;The current trend of credit card debt&lt;/li&gt;&lt;li&gt;The difference between a tax lien and a judgment&lt;/li&gt;&lt;li&gt;What shows up on your public tax record&lt;/li&gt;&lt;li&gt;What you need to look out for when using &amp;#34;Buy Now, Pay Later&amp;#34;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Find Jeanne Kelly&amp;#39;s Website and more &lt;a href=&#34;https://linktr.ee/JeanneKellyCredit&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 Aug 2024 09:04:00 &#43;0000</pubDate>
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                <itunes:duration>1879</itunes:duration>
                
                
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                <itunes:title>253. Monet Pt. 2 &#34;Strict Short-Term Budgeting for Long-Term Financial Success&#34;</itunes:title>
                <title>253. Monet Pt. 2 &#34;Strict Short-Term Budgeting for Long-Term Financial Success&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In today&#39;s two-part episode, CFP Barbara Ginty continues to interview the lovely Monet! This is the second part of the episode. Please listen to the first part of the episode released on August 2nd first if you haven&#39;t already! </p><p>Monet is 34 years old, lives in Pennsylvania, and works in education. She currently earns $55K annually and is actively paying off around $9K of credit card debt. Monet is also working on paying down her $160K of student loan debt and is investigating if she qualifies for public service loan forgiveness.</p><p>In this episode, Barb and Monet discuss...</p><ul><li>Staying in a job for the benefits vs leaving and being more fulfilled</li><li>Side hustles and generating additional income utilizing creative skills </li><li>Living on a tight budget </li><li>The challenges of transitioning to making less money </li><li>Strict budgeting in the short term for long-term financial success </li><li>... and more!</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In today&amp;#39;s two-part episode, CFP Barbara Ginty continues to interview the lovely Monet! This is the second part of the episode. Please listen to the first part of the episode released on August 2nd first if you haven&amp;#39;t already! &lt;/p&gt;&lt;p&gt;Monet is 34 years old, lives in Pennsylvania, and works in education. She currently earns $55K annually and is actively paying off around $9K of credit card debt. Monet is also working on paying down her $160K of student loan debt and is investigating if she qualifies for public service loan forgiveness.&lt;/p&gt;&lt;p&gt;In this episode, Barb and Monet discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Staying in a job for the benefits vs leaving and being more fulfilled&lt;/li&gt;&lt;li&gt;Side hustles and generating additional income utilizing creative skills &lt;/li&gt;&lt;li&gt;Living on a tight budget &lt;/li&gt;&lt;li&gt;The challenges of transitioning to making less money &lt;/li&gt;&lt;li&gt;Strict budgeting in the short term for long-term financial success &lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Aug 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>252. Monet Pt. 1 &#34;The Financial Impact of Borrowing Money from Apps&#34;</itunes:title>
                <title>252. Monet Pt. 1 &#34;The Financial Impact of Borrowing Money from Apps&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In today&#39;s two-part episode, CFP Barbara Ginty interviews the lovely Monet! This is the first part of the episode. Please come back next Friday for part two!</p><p>Monet is 34 years old, lives in Pennsylvania, and works in education. She currently earns $55K annually and is actively paying off around $9K of credit card debt. Monet is also working on paying down her $160K of student loan debt and is investigating if she qualifies for public service loan forgiveness.</p><p>In this episode, Barb and Monet discuss...</p><ul><li>Changes in work situations and how they affect finances</li><li>Budgeting for expenses like groceries, dining out, personal care, and credit card payments</li><li>Navigating a gap between income and expenses</li><li>Why borrowing money from apps can lead to financial struggles and should be done sparingly</li><li>Living within one&#39;s income and saving money is important for financial stability.</li><li>Exploring retirement plans and options for student loan forgiveness</li><li>Advocating for a raise</li><li>... and more!</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><br></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In today&amp;#39;s two-part episode, CFP Barbara Ginty interviews the lovely Monet! This is the first part of the episode. Please come back next Friday for part two!&lt;/p&gt;&lt;p&gt;Monet is 34 years old, lives in Pennsylvania, and works in education. She currently earns $55K annually and is actively paying off around $9K of credit card debt. Monet is also working on paying down her $160K of student loan debt and is investigating if she qualifies for public service loan forgiveness.&lt;/p&gt;&lt;p&gt;In this episode, Barb and Monet discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Changes in work situations and how they affect finances&lt;/li&gt;&lt;li&gt;Budgeting for expenses like groceries, dining out, personal care, and credit card payments&lt;/li&gt;&lt;li&gt;Navigating a gap between income and expenses&lt;/li&gt;&lt;li&gt;Why borrowing money from apps can lead to financial struggles and should be done sparingly&lt;/li&gt;&lt;li&gt;Living within one&amp;#39;s income and saving money is important for financial stability.&lt;/li&gt;&lt;li&gt;Exploring retirement plans and options for student loan forgiveness&lt;/li&gt;&lt;li&gt;Advocating for a raise&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Aug 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>251. Barbara &#34;Join Our August No Spending Challenge!&#34;</itunes:title>
                <title>251. Barbara &#34;Join Our August No Spending Challenge!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s solo episode, CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Megan and Cameron. She discusses inherited IRAs and the decision to buy a home. </p><p>These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.</p><p>We are starting a &#34;No Spending&#34; challenge for the month of August! Listen to the episode for more details on how to join! </p><p>If you&#39;d like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. <strong>We only have four spots left open for our 2024 season! </strong>We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s solo episode, CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Megan and Cameron. She discusses inherited IRAs and the decision to buy a home. &lt;/p&gt;&lt;p&gt;These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.&lt;/p&gt;&lt;p&gt;We are starting a &amp;#34;No Spending&amp;#34; challenge for the month of August! Listen to the episode for more details on how to join! &lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. &lt;strong&gt;We only have four spots left open for our 2024 season! &lt;/strong&gt;We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Jul 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>821</itunes:duration>
                
                
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                <itunes:title>250. Cameron Pt. 2 &#34;Don&#39;t Feel Pressured Into Homeownership&#34;</itunes:title>
                <title>250. Cameron Pt. 2 &#34;Don&#39;t Feel Pressured Into Homeownership&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In today&#39;s two-part episode, CFP Barbara Ginty interviews the wonderful Cameron! This is the second part of the episode. Please listen to part one of this episode (249) before you listen to today&#39;s episode!</p><p>Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt.</p><p>In this episode, Barb and Cameron discuss...</p><ul><li>The different opportunities that exist for young people in personal finance</li><li>How to be financially prepared for homeownership</li><li>Why renting can provide flexibility and allow for a larger net worth</li><li>Why Cameron shouldn&#39;t feel pressured into homeownership</li><li>... and more!</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><br></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In today&amp;#39;s two-part episode, CFP Barbara Ginty interviews the wonderful Cameron! This is the second part of the episode. Please listen to part one of this episode (249) before you listen to today&amp;#39;s episode!&lt;/p&gt;&lt;p&gt;Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt.&lt;/p&gt;&lt;p&gt;In this episode, Barb and Cameron discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The different opportunities that exist for young people in personal finance&lt;/li&gt;&lt;li&gt;How to be financially prepared for homeownership&lt;/li&gt;&lt;li&gt;Why renting can provide flexibility and allow for a larger net worth&lt;/li&gt;&lt;li&gt;Why Cameron shouldn&amp;#39;t feel pressured into homeownership&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Jul 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>3031</itunes:duration>
                
                
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                <itunes:title>249. Cameron Pt. 1 &#34;Paying Off $10,000 of Debt In Your 20s&#34;</itunes:title>
                <title>249. Cameron Pt. 1 &#34;Paying Off $10,000 of Debt In Your 20s&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday Future Rich fam! In today&#39;s two-part episode, CFP Barbara Ginty interviews the wonderful Cameron! This is the first part of the episode. Please come back next Friday for part two!</p><p>Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt.</p><p>In this episode, Barb and Cameron discuss...</p><ul><li>Cameron&#39;s plan to pay off her debt and build her emergency savings</li><li>Budgeting for annual expenses and weekend trips</li><li>Saving for long-term financial goals (including a wedding!)</li><li>Her concerns about her current job</li><li>Cameron&#39;s passion for personal finance and her interest in potentially becoming a CFP or CPA</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><br></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich fam! In today&amp;#39;s two-part episode, CFP Barbara Ginty interviews the wonderful Cameron! This is the first part of the episode. Please come back next Friday for part two!&lt;/p&gt;&lt;p&gt;Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt.&lt;/p&gt;&lt;p&gt;In this episode, Barb and Cameron discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Cameron&amp;#39;s plan to pay off her debt and build her emergency savings&lt;/li&gt;&lt;li&gt;Budgeting for annual expenses and weekend trips&lt;/li&gt;&lt;li&gt;Saving for long-term financial goals (including a wedding!)&lt;/li&gt;&lt;li&gt;Her concerns about her current job&lt;/li&gt;&lt;li&gt;Cameron&amp;#39;s passion for personal finance and her interest in potentially becoming a CFP or CPA&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Jul 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>248. Megan &#34;Rebuilding Finances After Illness and Supporting Family Members in Retirement&#34;</itunes:title>
                <title>248. Megan &#34;Rebuilding Finances After Illness and Supporting Family Members in Retirement&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode, CFP Barbara Ginty interviews the lovely Megan who opens up about her experience of unexpectedly getting sick in 2021 and the financial challenges she faced as a result, including depleting her savings. </p><p>Fast forward to 2024, Megan and her husband now have a combined income of around $8,100 per month, $85,000 in savings and $100,000 in an inherited IRA. </p><p>Barb provides Megan with insight regarding her inheritance and retirement planning. They discuss... </p><ul><li>The tax implications of inherited IRAs </li><li>Distribution strategies</li><li>Emergency funds</li><li>Supporting Megan&#39;s mother in retirement. </li><li>... and more!</li></ul><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply here!</a></p><p><br></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Subscribe to our Youtube channel</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode, CFP Barbara Ginty interviews the lovely Megan who opens up about her experience of unexpectedly getting sick in 2021 and the financial challenges she faced as a result, including depleting her savings. &lt;/p&gt;&lt;p&gt;Fast forward to 2024, Megan and her husband now have a combined income of around $8,100 per month, $85,000 in savings and $100,000 in an inherited IRA. &lt;/p&gt;&lt;p&gt;Barb provides Megan with insight regarding her inheritance and retirement planning. They discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;The tax implications of inherited IRAs &lt;/li&gt;&lt;li&gt;Distribution strategies&lt;/li&gt;&lt;li&gt;Emergency funds&lt;/li&gt;&lt;li&gt;Supporting Megan&amp;#39;s mother in retirement. &lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our Youtube channel&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 Jul 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>247. Discussing Home Economics and The Division of Labor with Lindsey Stanberry</itunes:title>
                <title>247. Discussing Home Economics and The Division of Labor with Lindsey Stanberry</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this expert episode of the #FutureRich podcast, Barbara Ginty interviews writer and editor Lindsey Stanberry about her newsletter, The Purse, which explores the financial and domestic aspects of women&#39;s lives. </p><p>They discuss the two franchises within the newsletter: Home Economics, which focuses on the financial life of a woman and her family, and Division of Labor, which showcases couples with children and their daily routines. </p><p>Barb and Lindsey also touch on... </p><ul><li>How important communication and division of labor within relationships is</li><li>How emotional managing finances can be </li><li>How family history influences financial decisions</li><li>The concept of &#39;enough&#39; in terms of financial goals</li><li>... and more! </li></ul><p><br></p><p><a href="https://lindseystanberry.com/" rel="nofollow">Find Lindsey HERE</a></p><p><a href="https://thepurse.substack.com/subscribe" rel="nofollow">Subscribe to Lindsey&#39;s newsletter HERE</a></p><p><br></p><p>Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">Apply HERE!</a></p><p><br></p><p>Subscribe to our channel and give this video a thumbs up if you enjoyed it! </p><p><br></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894" rel="nofollow">Listen to us on Apple Podcasts</a></p><p><br></p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this expert episode of the #FutureRich podcast, Barbara Ginty interviews writer and editor Lindsey Stanberry about her newsletter, The Purse, which explores the financial and domestic aspects of women&amp;#39;s lives. &lt;/p&gt;&lt;p&gt;They discuss the two franchises within the newsletter: Home Economics, which focuses on the financial life of a woman and her family, and Division of Labor, which showcases couples with children and their daily routines. &lt;/p&gt;&lt;p&gt;Barb and Lindsey also touch on... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;How important communication and division of labor within relationships is&lt;/li&gt;&lt;li&gt;How emotional managing finances can be &lt;/li&gt;&lt;li&gt;How family history influences financial decisions&lt;/li&gt;&lt;li&gt;The concept of &amp;#39;enough&amp;#39; in terms of financial goals&lt;/li&gt;&lt;li&gt;... and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://lindseystanberry.com/&#34; rel=&#34;nofollow&#34;&gt;Find Lindsey HERE&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://thepurse.substack.com/subscribe&#34; rel=&#34;nofollow&#34;&gt;Subscribe to Lindsey&amp;#39;s newsletter HERE&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;Apply HERE!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Subscribe to our channel and give this video a thumbs up if you enjoyed it! &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Listen to us on Apple Podcasts&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Jun 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>246. Lilith &#34;Late Starts to Saving Money and the Wild World of Dating in NYC&#34;</itunes:title>
                <title>246. Lilith &#34;Late Starts to Saving Money and the Wild World of Dating in NYC&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In this week&#39;s episode of Future Rich, CFP Barbara Ginty interviews the lovely Lilith! Lilith is 33, lives in New York City, and makes  $89,000 annually working in publishing. </p><p>She recently ended a two-and-a-half-year relationship and is at a big crossroads in her personal and financial life. </p><p>Lilith and Barb discuss...</p><ul><li>The financial implications of ending a long-term relationship</li><li>Adjusting to being single and reevaluating financial goals and plans</li><li>Prioritizing debt repayment based on interest rates and financial goals</li><li>The challenges and frustrations of dating in New York City </li><li>Moving to a different city</li><li>... and more!</li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In this week&amp;#39;s episode of Future Rich, CFP Barbara Ginty interviews the lovely Lilith! Lilith is 33, lives in New York City, and makes  $89,000 annually working in publishing. &lt;/p&gt;&lt;p&gt;She recently ended a two-and-a-half-year relationship and is at a big crossroads in her personal and financial life. &lt;/p&gt;&lt;p&gt;Lilith and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The financial implications of ending a long-term relationship&lt;/li&gt;&lt;li&gt;Adjusting to being single and reevaluating financial goals and plans&lt;/li&gt;&lt;li&gt;Prioritizing debt repayment based on interest rates and financial goals&lt;/li&gt;&lt;li&gt;The challenges and frustrations of dating in New York City &lt;/li&gt;&lt;li&gt;Moving to a different city&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 21 Jun 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>245. Barbara &#34;Navigating Early Retirement and Entrepreneurial Finances&#34;</itunes:title>
                <title>245. Barbara &#34;Navigating Early Retirement and Entrepreneurial Finances&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s solo episode, we&#39;re trying something a little different! CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Raquel and Sarah.</p><p>These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.</p><p>Please let us know if you like this format!</p><p>If you&#39;d like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">you can apply here</a>. We accept guests in any financial situation!</p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><br></p><p><a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><br></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s solo episode, we&amp;#39;re trying something a little different! CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Raquel and Sarah.&lt;/p&gt;&lt;p&gt;These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.&lt;/p&gt;&lt;p&gt;Please let us know if you like this format!&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-contact&#34; rel=&#34;nofollow&#34;&gt;you can apply here&lt;/a&gt;. We accept guests in any financial situation!&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured&#34; rel=&#34;nofollow&#34;&gt;Subscribe to our YouTube&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 Jun 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>994</itunes:duration>
                
                
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                <itunes:title>244. Sarah &#34;Setting a Retirement Savings Goal: Aim for $5 Million&#34;</itunes:title>
                <title>244. Sarah &#34;Setting a Retirement Savings Goal: Aim for $5 Million&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode of Future Rich, CFP Barbara Ginty interviews Sarah, a business owner with multiple entities, no debt, and $700,000 in investments.</p><p>Sarah and Barb discuss...</p><ul><li>How Sarah owns a house through an LLC</li><li>How she manages her annual expenses</li><li>Her retirement goals</li><li>Why she is not relying on Social Security</li><li>S-Corp distributions</li><li>... and more!</li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode of Future Rich, CFP Barbara Ginty interviews Sarah, a business owner with multiple entities, no debt, and $700,000 in investments.&lt;/p&gt;&lt;p&gt;Sarah and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How Sarah owns a house through an LLC&lt;/li&gt;&lt;li&gt;How she manages her annual expenses&lt;/li&gt;&lt;li&gt;Her retirement goals&lt;/li&gt;&lt;li&gt;Why she is not relying on Social Security&lt;/li&gt;&lt;li&gt;S-Corp distributions&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 Jun 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>2920</itunes:duration>
                
                
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                <itunes:title>243. Raquel Pt. 2 - &#34;Is it Realistic to Retire at 45?&#34;</itunes:title>
                <title>243. Raquel Pt. 2 - &#34;Is it Realistic to Retire at 45?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! Today&#39;s episode is part 2 of Raquel&#39;s episode from last week. We recommend you listen to that episode before diving into this one! </p><p>For a refresher, Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy. Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.</p><p>Raquel is now focused on finding stability, exploring new income streams. and retiring early!</p><p>Raquel and Barb discuss...</p><ul><li>Avoiding lifestyle creep and ego death </li><li>Early &#34;young&#34; retirement vs traditional &#34;old age&#34; retirement </li><li>Why Social Security is so important </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! Today&amp;#39;s episode is part 2 of Raquel&amp;#39;s episode from last week. We recommend you listen to that episode before diving into this one! &lt;/p&gt;&lt;p&gt;For a refresher, Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy. Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.&lt;/p&gt;&lt;p&gt;Raquel is now focused on finding stability, exploring new income streams. and retiring early!&lt;/p&gt;&lt;p&gt;Raquel and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Avoiding lifestyle creep and ego death &lt;/li&gt;&lt;li&gt;Early &amp;#34;young&amp;#34; retirement vs traditional &amp;#34;old age&amp;#34; retirement &lt;/li&gt;&lt;li&gt;Why Social Security is so important &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 31 May 2024 13:30:00 &#43;0000</pubDate>
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                <itunes:title>242. Raquel - &#34;Finding Financial Stability and New Income Streams&#34;</itunes:title>
                <title>242. Raquel - &#34;Finding Financial Stability and New Income Streams&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode of Future Rich, CFP Barbara Ginty interviews the wonderful Raquel! Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy.</p><p>Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.</p><p>Raquel is now focused on finding stability, exploring new income streams. and retiring early!</p><p>Raquel and Barb discuss...</p><ul><li>Her investments and cash accounts</li><li>Her personal loans</li><li>How to consolidate retirement accounts</li><li>Raquel&#39;s retirement strategy and Barbara&#39;s advice on how to increase her savings </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode of Future Rich, CFP Barbara Ginty interviews the wonderful Raquel! Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy.&lt;/p&gt;&lt;p&gt;Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.&lt;/p&gt;&lt;p&gt;Raquel is now focused on finding stability, exploring new income streams. and retiring early!&lt;/p&gt;&lt;p&gt;Raquel and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Her investments and cash accounts&lt;/li&gt;&lt;li&gt;Her personal loans&lt;/li&gt;&lt;li&gt;How to consolidate retirement accounts&lt;/li&gt;&lt;li&gt;Raquel&amp;#39;s retirement strategy and Barbara&amp;#39;s advice on how to increase her savings &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 May 2024 12:15:00 &#43;0000</pubDate>
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                <itunes:duration>2661</itunes:duration>
                
                
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                <itunes:title>241. Barb - &#34;Planning and Budgeting for a Vacation: Tips and Strategies&#34;</itunes:title>
                <title>241. Barb - &#34;Planning and Budgeting for a Vacation: Tips and Strategies&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this solo episode of Future Rich, Certified Financial Planner Barbara Ginty shares her experience planning and budgeting for her most recent vacation to the Arctic Circle and beyond! She talks about...</p><ul><li>How to set financial goals and prioritize your spending to align with those goals</li><li>How she finds more flexibility in her budget</li><li>How she saves on food and beverage expenses while traveling</li><li>What her savings ratio is and how she landed on that number (it may shock you!)</li><li>... and more!</li></ul><p><br></p><p>Always remember that financial success is subjective and should be defined based on your own unique values and goals.</p><p><a href="https://youtu.be/kugvp_bEZds" rel="nofollow">Watch this episode on YouTube here!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this solo episode of Future Rich, Certified Financial Planner Barbara Ginty shares her experience planning and budgeting for her most recent vacation to the Arctic Circle and beyond! She talks about...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How to set financial goals and prioritize your spending to align with those goals&lt;/li&gt;&lt;li&gt;How she finds more flexibility in her budget&lt;/li&gt;&lt;li&gt;How she saves on food and beverage expenses while traveling&lt;/li&gt;&lt;li&gt;What her savings ratio is and how she landed on that number (it may shock you!)&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Always remember that financial success is subjective and should be defined based on your own unique values and goals.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/kugvp_bEZds&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YouTube here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 May 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>1519</itunes:duration>
                
                
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                <itunes:title>240. Blair - &#34;Make Your Money Make Money!&#34;</itunes:title>
                <title>240. Blair - &#34;Make Your Money Make Money!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode of Future Rich, CFP Barbara Ginty interviews the wonderful Blair! Blair is 37 years old and lives in Brooklyn, NY. She works in Tech Business Development and just started at a new company with a base pay of $230K annually!</p><p>In this conversation, Blair asks Barbara for insight on how to make her money make money, aka invest in her workplace retirement plans... and more!</p><p>Blair and Barb discuss...</p><ul><li>Ways that Blair can invest the cash she&#39;s saved up throughout her career and use her bonuses to her advantage</li><li>The optionality of brokerage accounts</li><li>Blair&#39;s property investment goals</li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode of Future Rich, CFP Barbara Ginty interviews the wonderful Blair! Blair is 37 years old and lives in Brooklyn, NY. She works in Tech Business Development and just started at a new company with a base pay of $230K annually!&lt;/p&gt;&lt;p&gt;In this conversation, Blair asks Barbara for insight on how to make her money make money, aka invest in her workplace retirement plans... and more!&lt;/p&gt;&lt;p&gt;Blair and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Ways that Blair can invest the cash she&amp;#39;s saved up throughout her career and use her bonuses to her advantage&lt;/li&gt;&lt;li&gt;The optionality of brokerage accounts&lt;/li&gt;&lt;li&gt;Blair&amp;#39;s property investment goals&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 May 2024 13:26:02 &#43;0000</pubDate>
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                <itunes:duration>2786</itunes:duration>
                
                
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                <itunes:title>239. Morgan - &#34;Millennial Money Anxiety with 500K in Savings&#34;</itunes:title>
                <title>239. Morgan - &#34;Millennial Money Anxiety with 500K in Savings&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In today&#39;s episode of Future Rich, CFP Barbara Ginty interviews the lovely Morgan! Morgan is 39 years old and lives in Seattle. She works in HR for a tech company and makes around $185K per year. </p><p>In this conversation, Morgan breaks down why, even with her higher salary, no debt, and almost 500K in retirement savings, she still feels like she&#39;s not doing <em>enough</em>.</p><p><span>Morgan and Barb discuss...</span></p><ul><li>The benefits of renting vs. buying in high-cost-of-living areas </li><li>Diversifying Morgan&#39;s savings portfolio </li><li>Rolling over 401Ks </li><li>Mega Backdoor Roths </li><li>Why comparison is the thief of joy</li><li>... and more! </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In today&amp;#39;s episode of Future Rich, CFP Barbara Ginty interviews the lovely Morgan! Morgan is 39 years old and lives in Seattle. She works in HR for a tech company and makes around $185K per year. &lt;/p&gt;&lt;p&gt;In this conversation, Morgan breaks down why, even with her higher salary, no debt, and almost 500K in retirement savings, she still feels like she&amp;#39;s not doing &lt;em&gt;enough&lt;/em&gt;.&lt;/p&gt;&lt;p&gt;&lt;span&gt;Morgan and Barb discuss...&lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The benefits of renting vs. buying in high-cost-of-living areas &lt;/li&gt;&lt;li&gt;Diversifying Morgan&amp;#39;s savings portfolio &lt;/li&gt;&lt;li&gt;Rolling over 401Ks &lt;/li&gt;&lt;li&gt;Mega Backdoor Roths &lt;/li&gt;&lt;li&gt;Why comparison is the thief of joy&lt;/li&gt;&lt;li&gt;... and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 May 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>238. Kate Follow-Up &#34;Getting Out of 60K in Credit Card Debt&#34;</itunes:title>
                <title>238. Kate Follow-Up &#34;Getting Out of 60K in Credit Card Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>This week on Future Rich, CFP Barbara Ginty follows up with Kate from </span><a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000469701282" rel="nofollow">episode 72 of the podcast</a><span> to find out what&#39;s changed in her life and finances over the last four years.</span> </p><p>Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate&#39;s career change and her transition to working part-time in her own health and wellness online business. </p><p>They also discuss... </p><ul><li>Kate&#39;s current income as a full-time mom, their family&#39;s expenses, and debt, including credit card debt</li><li>Getting a second mortgage in order to help pay off their debt</li><li>Cutting expenses, evaluating insurance policies, and finding ways to increase income. </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;This week on Future Rich, CFP Barbara Ginty follows up with Kate from &lt;/span&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000469701282&#34; rel=&#34;nofollow&#34;&gt;episode 72 of the podcast&lt;/a&gt;&lt;span&gt; to find out what&amp;#39;s changed in her life and finances over the last four years.&lt;/span&gt; &lt;/p&gt;&lt;p&gt;Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate&amp;#39;s career change and her transition to working part-time in her own health and wellness online business. &lt;/p&gt;&lt;p&gt;They also discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Kate&amp;#39;s current income as a full-time mom, their family&amp;#39;s expenses, and debt, including credit card debt&lt;/li&gt;&lt;li&gt;Getting a second mortgage in order to help pay off their debt&lt;/li&gt;&lt;li&gt;Cutting expenses, evaluating insurance policies, and finding ways to increase income. &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Apr 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>237. The Different Types of IRAs</itunes:title>
                <title>237. The Different Types of IRAs</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts). </p><p>Barb breaks down...</p><ul><li>The three different types of IRAs </li><li>The tax benefits </li><li>Eligibility criteria for each type. </li><li>The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts). &lt;/p&gt;&lt;p&gt;Barb breaks down...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The three different types of IRAs &lt;/li&gt;&lt;li&gt;The tax benefits &lt;/li&gt;&lt;li&gt;Eligibility criteria for each type. &lt;/li&gt;&lt;li&gt;The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Apr 2024 12:52:28 &#43;0000</pubDate>
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                <itunes:title>236. Lily - “Home Ownership Goals in High Cost of Living Areas&#34;</itunes:title>
                <title>236. Lily - “Home Ownership Goals in High Cost of Living Areas&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising. </p><p>In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.</p><p>They discuss... </p><ul><li>Housing expenses </li><li>Joint finances, monthly expenses, </li><li>Retirement savings. emergency funds, and student loans. </li><li>Ways to improve saving habits and budget better </li><li>...and more! </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising. &lt;/p&gt;&lt;p&gt;In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.&lt;/p&gt;&lt;p&gt;They discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Housing expenses &lt;/li&gt;&lt;li&gt;Joint finances, monthly expenses, &lt;/li&gt;&lt;li&gt;Retirement savings. emergency funds, and student loans. &lt;/li&gt;&lt;li&gt;Ways to improve saving habits and budget better &lt;/li&gt;&lt;li&gt;...and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Apr 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:title>235. June - “Are You Saving TOO Much Money?”</itunes:title>
                <title>235. June - “Are You Saving TOO Much Money?”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week on Future Rich, CFP Barbara Ginty chats with the lovely June! </p><p>June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number. </p><p>Barb and June cover topics such as... </p><ul><li>Her journey from side hustling to full-time freelancing </li><li>How she manages money with her husband</li><li>Student loan debt, taking out loans to party in Grad School </li><li>Navigating mortgages as a newly married couple </li><li>Home renovations </li><li>If she’s saving *too* much </li><li>Strategies for retirement and the different retirement stages </li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week on Future Rich, CFP Barbara Ginty chats with the lovely June! &lt;/p&gt;&lt;p&gt;June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number. &lt;/p&gt;&lt;p&gt;Barb and June cover topics such as... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Her journey from side hustling to full-time freelancing &lt;/li&gt;&lt;li&gt;How she manages money with her husband&lt;/li&gt;&lt;li&gt;Student loan debt, taking out loans to party in Grad School &lt;/li&gt;&lt;li&gt;Navigating mortgages as a newly married couple &lt;/li&gt;&lt;li&gt;Home renovations &lt;/li&gt;&lt;li&gt;If she’s saving *too* much &lt;/li&gt;&lt;li&gt;Strategies for retirement and the different retirement stages &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 Apr 2024 13:40:00 &#43;0000</pubDate>
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                <itunes:title>234 - EXPERT Jen Gumbel - &#34;The Dark Side of Estate Planning&#34;</itunes:title>
                <title>234 - EXPERT Jen Gumbel - &#34;The Dark Side of Estate Planning&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!</p><p>People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.</p><p>Barb and Jen discuss...</p><ul><li>Tips on having a successful Estate Plan</li><li>The Wendy Williams Documentary</li><li>Why everyone should do an estate plan regardless of wealth or age</li><li>Why you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded</li><li>...and more!</li></ul><p><br></p><p><a href="https://youtu.be/cqmNHUtgaes" rel="nofollow">Watch this Episode on YouTube!</a></p><p><a href="https://organizedafterlife.com/" rel="nofollow">Jen Gumbel&#39;s Website Teaching You How Estate Planning Works</a></p><p><a href="https://mailchi.mp/organizedafterlife/talkingto" rel="nofollow">Free Video Guide: Do&#39;s and Don&#39;ts to Talking to Someone You Love About Their Estate Plan</a></p><p>Articles Mentioned:</p><ul><li><a href="https://www.thecut.com/article/who-is-wendy-williams-guardian.html" rel="nofollow">Wendy Williams Article</a></li><li><a href="https://www.washingtonpost.com/nation/2023/11/04/florida-guardianship-investigation-safeguards/" rel="nofollow">Florida Guardianship Investigation</a></li><li><a href="https://news.bloomberglaw.com/interactive/guardians-dark-side-lax-rules-open-the-vulnerable-to-abuse" rel="nofollow">Bloomberg - Guardians&#39; Dark Side</a></li></ul><p><br></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!&lt;/p&gt;&lt;p&gt;People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.&lt;/p&gt;&lt;p&gt;Barb and Jen discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Tips on having a successful Estate Plan&lt;/li&gt;&lt;li&gt;The Wendy Williams Documentary&lt;/li&gt;&lt;li&gt;Why everyone should do an estate plan regardless of wealth or age&lt;/li&gt;&lt;li&gt;Why you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded&lt;/li&gt;&lt;li&gt;...and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/cqmNHUtgaes&#34; rel=&#34;nofollow&#34;&gt;Watch this Episode on YouTube!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://organizedafterlife.com/&#34; rel=&#34;nofollow&#34;&gt;Jen Gumbel&amp;#39;s Website Teaching You How Estate Planning Works&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://mailchi.mp/organizedafterlife/talkingto&#34; rel=&#34;nofollow&#34;&gt;Free Video Guide: Do&amp;#39;s and Don&amp;#39;ts to Talking to Someone You Love About Their Estate Plan&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Articles Mentioned:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&#34;https://www.thecut.com/article/who-is-wendy-williams-guardian.html&#34; rel=&#34;nofollow&#34;&gt;Wendy Williams Article&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.washingtonpost.com/nation/2023/11/04/florida-guardianship-investigation-safeguards/&#34; rel=&#34;nofollow&#34;&gt;Florida Guardianship Investigation&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://news.bloomberglaw.com/interactive/guardians-dark-side-lax-rules-open-the-vulnerable-to-abuse&#34; rel=&#34;nofollow&#34;&gt;Bloomberg - Guardians&amp;#39; Dark Side&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Mar 2024 11:30:00 &#43;0000</pubDate>
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                <itunes:duration>2551</itunes:duration>
                
                
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                <itunes:title>233. Diaz Follow-Up &#34;Negotiating a Raise and the Advantages of Workplace Retirement Plans&#34;</itunes:title>
                <title>233. Diaz Follow-Up &#34;Negotiating a Raise and the Advantages of Workplace Retirement Plans&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what&#39;s changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.</p><p>In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.</p><p>They cover topics such as...</p><ul><li>Negotiating a raise</li><li>Considering 401k contributions</li><li>Building a bigger emergency fund</li><li>Understanding retirement account breakdowns</li><li>Choosing between a 401k and an IRA.</li><li>The advantages of workplace retirement plans</li><li>The importance of keeping savings liquid</li></ul><p><br></p><p><a href="https://youtu.be/rwwAai9zxwU" rel="nofollow">Watch this episode on YouTube HERE!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what&amp;#39;s changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.&lt;/p&gt;&lt;p&gt;In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.&lt;/p&gt;&lt;p&gt;They cover topics such as...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Negotiating a raise&lt;/li&gt;&lt;li&gt;Considering 401k contributions&lt;/li&gt;&lt;li&gt;Building a bigger emergency fund&lt;/li&gt;&lt;li&gt;Understanding retirement account breakdowns&lt;/li&gt;&lt;li&gt;Choosing between a 401k and an IRA.&lt;/li&gt;&lt;li&gt;The advantages of workplace retirement plans&lt;/li&gt;&lt;li&gt;The importance of keeping savings liquid&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/rwwAai9zxwU&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YouTube HERE!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Tue, 26 Mar 2024 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>3089</itunes:duration>
                
                
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                <itunes:title>232.  “Discussing Financial Expectations in Relationships&#34;</itunes:title>
                <title>232.  “Discussing Financial Expectations in Relationships&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s solo episode, CFP Barbara Ginty discusses the importance of having cohabitation, prenuptial, and postnuptial agreements to protect your finances and why you should be having these conversations in advance when everyone is getting along to prevent future heartache.</p><p>She covers...</p><ul><li>Why you should consider hiring an attorney to help navigate financial relationship agreements</li><li>How to approach having open and honest conversations about financial expectations with your partner</li><li>The big red flag you should take note of when having these conversations</li><li>Examples of why these conversations are so important</li><li>... and more!</li></ul><p><a href="https://youtu.be/ZKZcp09aQL0?si=vvPTUpXWxJefET9i" rel="nofollow">Watch this episode on YouTube here!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s solo episode, CFP Barbara Ginty discusses the importance of having cohabitation, prenuptial, and postnuptial agreements to protect your finances and why you should be having these conversations in advance when everyone is getting along to prevent future heartache.&lt;/p&gt;&lt;p&gt;She covers...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Why you should consider hiring an attorney to help navigate financial relationship agreements&lt;/li&gt;&lt;li&gt;How to approach having open and honest conversations about financial expectations with your partner&lt;/li&gt;&lt;li&gt;The big red flag you should take note of when having these conversations&lt;/li&gt;&lt;li&gt;Examples of why these conversations are so important&lt;/li&gt;&lt;li&gt;... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/ZKZcp09aQL0?si=vvPTUpXWxJefET9i&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YouTube here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Mar 2024 15:30:00 &#43;0000</pubDate>
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                <itunes:title>231. Summer - “Your 175K in Student Loan Debt is Basically a Second Mortgage!”</itunes:title>
                <title>231. Summer - “Your 175K in Student Loan Debt is Basically a Second Mortgage!”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode, CFP Barbara Ginty interviews construction attorney Summer! </p><p>Summer is a 29-year-old living in Florida who recently got married. She has joint expenses with her husband and a high income of 160K per year but... has a whopping 175K in Student Loan Debt!! Summer struggles to find a balance between living her life and reaching her savings goals!  </p><p>Barb and Summer discuss...</p><ul><li>How Summer’s high student loan debt is significantly impacting her monthly cash flow and long-term financial goals</li><li>Increasing Summer’s 401k contribution to save for retirement and reduce her taxable income</li><li>Creating a budget that isn’t too extreme </li><li>Implementing cash-based strategies like zero-dollar days to be more mindful of spending.</li><li>Why everyone isn’t eligible for a Roth IRA</li><li>… and more! </li></ul><p><br></p><p><a href="https://youtu.be/JhIHEj7TMJM" rel="nofollow">Watch this episode on YOUTUBE here!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode, CFP Barbara Ginty interviews construction attorney Summer! &lt;/p&gt;&lt;p&gt;Summer is a 29-year-old living in Florida who recently got married. She has joint expenses with her husband and a high income of 160K per year but... has a whopping 175K in Student Loan Debt!! Summer struggles to find a balance between living her life and reaching her savings goals!  &lt;/p&gt;&lt;p&gt;Barb and Summer discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How Summer’s high student loan debt is significantly impacting her monthly cash flow and long-term financial goals&lt;/li&gt;&lt;li&gt;Increasing Summer’s 401k contribution to save for retirement and reduce her taxable income&lt;/li&gt;&lt;li&gt;Creating a budget that isn’t too extreme &lt;/li&gt;&lt;li&gt;Implementing cash-based strategies like zero-dollar days to be more mindful of spending.&lt;/li&gt;&lt;li&gt;Why everyone isn’t eligible for a Roth IRA&lt;/li&gt;&lt;li&gt;… and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/JhIHEj7TMJM&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YOUTUBE here!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Mar 2024 12:55:15 &#43;0000</pubDate>
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                <itunes:duration>3136</itunes:duration>
                
                
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                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>230. Christina - “Think of Yourself as a Million Dollar Business”</itunes:title>
                <title>230. Christina - “Think of Yourself as a Million Dollar Business”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode, CFP Barbara Ginty interviews Anesthesiologist extraordinaire Christina! Christina is 32 and works in Tennessee. Her base salary is 500K, but she has the potential to earn 700K (or more) per year! Getting to this point in her career was a long journey. Christina has around 248K in federal student loan debt that she plans on tackling.</p><p>Barb and Christina discuss...</p><ul><li>Mega Backdoor Roths</li><li>Different money types </li><li>In plan conversions</li><li>Eligibility for deductible IRAs</li><li>The pro-rata rule </li><li>Why it’s important at a certain income level to invest in a CPA and a financial team in general</li><li>5-year time plan to pay off her student loans </li><li>Shifting Christina’s mindset to think of herself as a million-dollar business </li></ul><p><br></p><p><a href="https://youtu.be/5dKujKM3hLA" rel="nofollow">Watch this episode on YouTube!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode, CFP Barbara Ginty interviews Anesthesiologist extraordinaire Christina! Christina is 32 and works in Tennessee. Her base salary is 500K, but she has the potential to earn 700K (or more) per year! Getting to this point in her career was a long journey. Christina has around 248K in federal student loan debt that she plans on tackling.&lt;/p&gt;&lt;p&gt;Barb and Christina discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Mega Backdoor Roths&lt;/li&gt;&lt;li&gt;Different money types &lt;/li&gt;&lt;li&gt;In plan conversions&lt;/li&gt;&lt;li&gt;Eligibility for deductible IRAs&lt;/li&gt;&lt;li&gt;The pro-rata rule &lt;/li&gt;&lt;li&gt;Why it’s important at a certain income level to invest in a CPA and a financial team in general&lt;/li&gt;&lt;li&gt;5-year time plan to pay off her student loans &lt;/li&gt;&lt;li&gt;Shifting Christina’s mindset to think of herself as a million-dollar business &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/5dKujKM3hLA&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YouTube!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Mar 2024 10:27:01 &#43;0000</pubDate>
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                <itunes:duration>3222</itunes:duration>
                
                
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                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>229. Anna - &#34;Can You Afford to Make a Career Pivot?&#34;</itunes:title>
                <title>229. Anna - &#34;Can You Afford to Make a Career Pivot?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode, CFP Barbara Ginty interviews the wonderful Anna! Anna is 38 and works in technology sales with a 150K base commission in the San Francisco Bay area. She&#39;s married with two young children.</p><p>Barb and Anna discuss...</p><ul><li>Childcare expenses in high-cost areas</li><li>Maxing out 401(k) contributions</li><li>Potential issues with IRA contributions and conversions, especially when dealing with mixed monies</li><li>Diversification with stocks</li><li>Finding a balance between saving for the future and enjoying the present</li><li>How to decide when the &#34;right time&#34; to pursue a career pivot is</li></ul><p><br></p><p><a href="https://youtu.be/hxiaRxipD5Y" rel="nofollow">Watch this episode on YouTube!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode, CFP Barbara Ginty interviews the wonderful Anna! Anna is 38 and works in technology sales with a 150K base commission in the San Francisco Bay area. She&amp;#39;s married with two young children.&lt;/p&gt;&lt;p&gt;Barb and Anna discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Childcare expenses in high-cost areas&lt;/li&gt;&lt;li&gt;Maxing out 401(k) contributions&lt;/li&gt;&lt;li&gt;Potential issues with IRA contributions and conversions, especially when dealing with mixed monies&lt;/li&gt;&lt;li&gt;Diversification with stocks&lt;/li&gt;&lt;li&gt;Finding a balance between saving for the future and enjoying the present&lt;/li&gt;&lt;li&gt;How to decide when the &amp;#34;right time&amp;#34; to pursue a career pivot is&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/hxiaRxipD5Y&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YouTube!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3&#43;K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Feb 2024 10:00:00 &#43;0000</pubDate>
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                <itunes:title>228. Judy Follow-Up &#34;Becoming a Homeowner in Brooklyn and Getting Roommates at 38&#34;</itunes:title>
                <title>228. Judy Follow-Up &#34;Becoming a Homeowner in Brooklyn and Getting Roommates at 38&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week on Future Rich, CFP Barbara Ginty follows up with Judy from <a href="https://open.spotify.com/episode/3GiRUaPGqBs7lzG8nuEWXn?si=82k2qCh4RGqD_98SSRhssA" rel="nofollow">episode 155 of the podcast</a> to find out what&#39;s changed in her life and finances over the last two years.</p><p>Judy is a 38-year-old creative living in Brooklyn, NY. She works full time AND runs a photography side business. Her goal from episode 155 was to become a homeowner, and guess what? She&#39;s currently in the process of purchasing her first home!! </p><p>In this episode, Barbara and Judy discuss...</p><ul><li>FHAs and closing costs on homes</li><li>Fixed vs Variable Mortgages</li><li>Property taxes</li><li>Judy&#39;s 3-year house-flipping goal</li><li>Going part-time for her home renovation</li><li>Getting roommates and renting out her property</li><li>The Primary Capital Gain Exclusion Rule</li><li>Judy&#39;s plan to eventually move upstate</li></ul><p><br></p><p><a href="https://youtu.be/XEdzyNPQHW0" rel="nofollow">Watch this episode on YouTube HERE!</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1-year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week on Future Rich, CFP Barbara Ginty follows up with Judy from &lt;a href=&#34;https://open.spotify.com/episode/3GiRUaPGqBs7lzG8nuEWXn?si=82k2qCh4RGqD_98SSRhssA&#34; rel=&#34;nofollow&#34;&gt;episode 155 of the podcast&lt;/a&gt; to find out what&amp;#39;s changed in her life and finances over the last two years.&lt;/p&gt;&lt;p&gt;Judy is a 38-year-old creative living in Brooklyn, NY. She works full time AND runs a photography side business. Her goal from episode 155 was to become a homeowner, and guess what? She&amp;#39;s currently in the process of purchasing her first home!! &lt;/p&gt;&lt;p&gt;In this episode, Barbara and Judy discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;FHAs and closing costs on homes&lt;/li&gt;&lt;li&gt;Fixed vs Variable Mortgages&lt;/li&gt;&lt;li&gt;Property taxes&lt;/li&gt;&lt;li&gt;Judy&amp;#39;s 3-year house-flipping goal&lt;/li&gt;&lt;li&gt;Going part-time for her home renovation&lt;/li&gt;&lt;li&gt;Getting roommates and renting out her property&lt;/li&gt;&lt;li&gt;The Primary Capital Gain Exclusion Rule&lt;/li&gt;&lt;li&gt;Judy&amp;#39;s plan to eventually move upstate&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/XEdzyNPQHW0&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YouTube HERE!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1-year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 Feb 2024 13:20:00 &#43;0000</pubDate>
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                <itunes:duration>2329</itunes:duration>
                
                
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                <itunes:title>227. Sarah - &#34;Salary Increases and How to Avoid Lifestyle Creep&#34;</itunes:title>
                <title>227. Sarah - &#34;Salary Increases and How to Avoid Lifestyle Creep&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...</p><ul><li>Setting financial goals for a home renovation and a ski-themed wedding in France</li><li>The power of compound interest</li><li>How Sarah achieved a salary increase through networking and following a successful mentor</li><li>Whether or not she should prioritize retirement savings</li><li>Future family planning and the potential for one-income household</li><li>The psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep</li></ul><p><br></p><p>*APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*</p><p><a href="https://youtu.be/zxf2xgvTzy4" rel="nofollow">Watch this episode on YOUTUBE</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Setting financial goals for a home renovation and a ski-themed wedding in France&lt;/li&gt;&lt;li&gt;The power of compound interest&lt;/li&gt;&lt;li&gt;How Sarah achieved a salary increase through networking and following a successful mentor&lt;/li&gt;&lt;li&gt;Whether or not she should prioritize retirement savings&lt;/li&gt;&lt;li&gt;Future family planning and the potential for one-income household&lt;/li&gt;&lt;li&gt;The psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/zxf2xgvTzy4&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YOUTUBE&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Feb 2024 10:00:00 &#43;0000</pubDate>
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                <itunes:title>226. TikTok Misinformation and Why Financial &#34;Buts&#34; Matter with Barb and Alex</itunes:title>
                <title>226. TikTok Misinformation and Why Financial &#34;Buts&#34; Matter with Barb and Alex</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy First episode of 2024 and Season 7 of the Future Rich Podcast! Certified Financial Potter Barbara Ginty is joined by podcast producer Potter to discuss...</p><ul><li>The prevalence of misinformation on personal finance topics found online</li><li>The importance of disclosures and disclaimers in financial advice and the potential consequences of not providing accurate info</li><li>The increase in IRS audits and the challenges faced by freelancers during tax season</li><li>The popularity of Roth IRAs and why Social Security should be rebranded to improve its reputation and address misconceptions</li><li>Our plan for new mini-episodes and Q&amp;A sessions</li></ul><p><br></p><p><a href="https://www.youtube.com/watch?v=7hlImnu75Og" rel="nofollow">Watch this episode on YOUTUBE</a></p><p>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy First episode of 2024 and Season 7 of the Future Rich Podcast! Certified Financial Potter Barbara Ginty is joined by podcast producer Potter to discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The prevalence of misinformation on personal finance topics found online&lt;/li&gt;&lt;li&gt;The importance of disclosures and disclaimers in financial advice and the potential consequences of not providing accurate info&lt;/li&gt;&lt;li&gt;The increase in IRS audits and the challenges faced by freelancers during tax season&lt;/li&gt;&lt;li&gt;The popularity of Roth IRAs and why Social Security should be rebranded to improve its reputation and address misconceptions&lt;/li&gt;&lt;li&gt;Our plan for new mini-episodes and Q&amp;amp;A sessions&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/watch?v=7hlImnu75Og&#34; rel=&#34;nofollow&#34;&gt;Watch this episode on YOUTUBE&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Feb 2024 10:00:00 &#43;0000</pubDate>
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                <itunes:duration>1851</itunes:duration>
                
                
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                <itunes:title>THROWBACK - All About ROTH IRAs (Wine Wednesday 1)</itunes:title>
                <title>THROWBACK - All About ROTH IRAs (Wine Wednesday 1)</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty does a deep dive on ROTH IRAs in our more casual *Wine Wednesday* format 🍷✨💸  Should we bring back our Instagram Live Q&amp;A style episodes like this?</span></p><p>If you&#39;d like to be a guest on the pod and get my thoughts on your finances, we&#39;re accepting guests for 2024! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;In today&amp;#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty does a deep dive on ROTH IRAs in our more casual *Wine Wednesday* format 🍷✨💸  Should we bring back our Instagram Live Q&amp;amp;A style episodes like this?&lt;/span&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the pod and get my thoughts on your finances, we&amp;#39;re accepting guests for 2024! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Dec 2023 15:18:35 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 173 - Napoleon &#34;Living on a $300 Per Month Food and Entertainment Budget!&#34;</itunes:title>
                <title>THROWBACK 173 - Napoleon &#34;Living on a $300 Per Month Food and Entertainment Budget!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by 25-year-old Napoleon!</p><p>Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.</p><p>She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!</p><p>If you&#39;d like to be a guest on the pod and get my thoughts on your finances, we&#39;re accepting guests for 2024! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by 25-year-old Napoleon!&lt;/p&gt;&lt;p&gt;Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.&lt;/p&gt;&lt;p&gt;She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the pod and get my thoughts on your finances, we&amp;#39;re accepting guests for 2024! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Dec 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 190 - Morgan &#34;Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund.&#34;</itunes:title>
                <title>THROWBACK 190 - Morgan &#34;Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.</p><p>Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living &#34;hand to mouth.&#34;</p><p>Her major goals are...</p><ul><li>To pay off her 13K in credit card debt </li><li>Save enough money to freeze her eggs</li><li>Ramp up her emergency fund</li><li>Feel stable enough to pursue acting full-time</li></ul><p><br></p><p>Find out what Barbara&#39;s plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put a significant amount of money towards freezing her eggs in 12 months.</p><p>If you&#39;d like to be a guest on the pod and get my thoughts on your finances, we&#39;re accepting guests for 2024! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.&lt;/p&gt;&lt;p&gt;Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living &amp;#34;hand to mouth.&amp;#34;&lt;/p&gt;&lt;p&gt;Her major goals are...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;To pay off her 13K in credit card debt &lt;/li&gt;&lt;li&gt;Save enough money to freeze her eggs&lt;/li&gt;&lt;li&gt;Ramp up her emergency fund&lt;/li&gt;&lt;li&gt;Feel stable enough to pursue acting full-time&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Find out what Barbara&amp;#39;s plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put a significant amount of money towards freezing her eggs in 12 months.&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the pod and get my thoughts on your finances, we&amp;#39;re accepting guests for 2024! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Dec 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement</itunes:title>
                <title>THROWBACK 212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>Happy Friday! In today&#39;s THROWBACK episode I</span> do a deep dive on Social Security. <span>We will have new episodes in January 2024!</span> </p><p>One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.</p><p>In this episode I discuss...</p><ul><li>The fascinating history of Social Security</li><li>How Social Security works</li><li>The different types of Social Security</li><li>The changes I predict will happen to Social Security</li><li>And much more!</li></ul><p><br></p><p>Earlier this year, I went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you&#39;d like to learn even more about Social Security. Listen to this episode <a href="https://podcasts.apple.com/us/podcast/live-richer-podcast-with-jaime-catmull/id1601519953?i=1000620884891" rel="nofollow">HERE</a>. </p><p>Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster <a href="https://www.planancial.com/p/social-security" rel="nofollow">HERE</a>.</p><p><br></p><p>If you&#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;Happy Friday! In today&amp;#39;s THROWBACK episode I&lt;/span&gt; do a deep dive on Social Security. &lt;span&gt;We will have new episodes in January 2024!&lt;/span&gt; &lt;/p&gt;&lt;p&gt;One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.&lt;/p&gt;&lt;p&gt;In this episode I discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The fascinating history of Social Security&lt;/li&gt;&lt;li&gt;How Social Security works&lt;/li&gt;&lt;li&gt;The different types of Social Security&lt;/li&gt;&lt;li&gt;The changes I predict will happen to Social Security&lt;/li&gt;&lt;li&gt;And much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Earlier this year, I went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you&amp;#39;d like to learn even more about Social Security. Listen to this episode &lt;a href=&#34;https://podcasts.apple.com/us/podcast/live-richer-podcast-with-jaime-catmull/id1601519953?i=1000620884891&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;. &lt;/p&gt;&lt;p&gt;Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster &lt;a href=&#34;https://www.planancial.com/p/social-security&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Dec 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 191 - Nora - &#34;The Desire of FIRE aka Financial Independence Retire Early&#34;</itunes:title>
                <title>THROWBACK 191 - Nora - &#34;The Desire of FIRE aka Financial Independence Retire Early&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! Today&#39;s THROWBACK episode is with our lovely guest Nora. We will have new episodes in January 2024!</p><p>Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. </p><p>In this episode, Barbara and Nora discuss...</p><ul><li>Long-term financial planning </li><li>Barbara&#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint. </li><li>Sneaking a Roth IRA inside of a 401k</li><li>Non-retirement savings accounts</li><li>The FIRE movement </li></ul><p><br></p><p>We can&#39;t thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That&#39;s why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...</p><p>HOW TO ENTER OUR HOLIDAY GIVEAWAY:</p><ul><li>Rate and review us on Apple or Spotify by December 1st at 11:59 pm ET</li><li>Send us a DM of your review on Instagram</li><li>We’ll announce on Instagram the Monday following December 1st on December 4th</li></ul><p><br></p><p>We can&#39;t wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! Today&amp;#39;s THROWBACK episode is with our lovely guest Nora. We will have new episodes in January 2024!&lt;/p&gt;&lt;p&gt;Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. &lt;/p&gt;&lt;p&gt;In this episode, Barbara and Nora discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Long-term financial planning &lt;/li&gt;&lt;li&gt;Barbara&amp;#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint. &lt;/li&gt;&lt;li&gt;Sneaking a Roth IRA inside of a 401k&lt;/li&gt;&lt;li&gt;Non-retirement savings accounts&lt;/li&gt;&lt;li&gt;The FIRE movement &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We can&amp;#39;t thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That&amp;#39;s why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...&lt;/p&gt;&lt;p&gt;HOW TO ENTER OUR HOLIDAY GIVEAWAY:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Rate and review us on Apple or Spotify by December 1st at 11:59 pm ET&lt;/li&gt;&lt;li&gt;Send us a DM of your review on Instagram&lt;/li&gt;&lt;li&gt;We’ll announce on Instagram the Monday following December 1st on December 4th&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We can&amp;#39;t wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Dec 2023 17:55:17 &#43;0000</pubDate>
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                <itunes:title>225. &#34;Consumerism, Inflation, and Interest Rates are Up this Holiday Season!&#34; with Potter and Barb</itunes:title>
                <title>225. &#34;Consumerism, Inflation, and Interest Rates are Up this Holiday Season!&#34; with Potter and Barb</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>In today&#39;s SEASON 6 WRAP UP episode, CFP Barbara Ginty is joined by the producer of the Future Rich Pod, Potter to discuss... </span></p><ul><li><span>Future Rich&#39;s plans for 2024</span></li><li>High inflation, higher interest rates, and student loans no longer on pause</li><li>Credit card debt is up over a trillion dollars collectively</li><li>What to do consumerism is up across the apps </li></ul><p><br></p><p>We can&#39;t thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That&#39;s why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...</p><p>HOW TO ENTER OUR HOLIDAY GIVEAWAY:</p><ul><li>Rate and review us on Apple or Spotify before December 1st, 2023</li><li>Send us a DM of your review on Instagram</li><li>We’ll announce on Instagram the Monday following December 1st on December 4th</li><li>That&#39;s it! </li></ul><p><br></p><p>We can&#39;t wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;In today&amp;#39;s SEASON 6 WRAP UP episode, CFP Barbara Ginty is joined by the producer of the Future Rich Pod, Potter to discuss... &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;span&gt;Future Rich&amp;#39;s plans for 2024&lt;/span&gt;&lt;/li&gt;&lt;li&gt;High inflation, higher interest rates, and student loans no longer on pause&lt;/li&gt;&lt;li&gt;Credit card debt is up over a trillion dollars collectively&lt;/li&gt;&lt;li&gt;What to do consumerism is up across the apps &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We can&amp;#39;t thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That&amp;#39;s why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...&lt;/p&gt;&lt;p&gt;HOW TO ENTER OUR HOLIDAY GIVEAWAY:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Rate and review us on Apple or Spotify before December 1st, 2023&lt;/li&gt;&lt;li&gt;Send us a DM of your review on Instagram&lt;/li&gt;&lt;li&gt;We’ll announce on Instagram the Monday following December 1st on December 4th&lt;/li&gt;&lt;li&gt;That&amp;#39;s it! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We can&amp;#39;t wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Nov 2023 14:30:35 &#43;0000</pubDate>
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                <itunes:title>224. Escaping the Cult of &#34;Never Enough&#34; with Manisha Thakor</itunes:title>
                <title>224. Escaping the Cult of &#34;Never Enough&#34; with Manisha Thakor</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>&#34;If you don&#39;t invest in your emotional wealth, it doesn&#39;t matter what your earnings are!&#34;</p><p>In this week&#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews financial literacy advocate, author, educator &amp; keynote speaker Manisha Thakor (MBA, CFA, CFP). </p><p>Manisha has spent 25+ years working in a wide range of roles in the financial services industry – from investing for institutions to advising individuals. She is an ardent financial literacy advocate for women. </p><p>Manisha and Barbara discuss...</p><ul><li>The near-death situation that caused Manisha to take a leave of absence and re-evaluate her work-life balance</li><li>Manisha&#39;s formula on how to measure what is &#34;enough&#34;</li><li>Why self-worth doesn&#39;t equal net worth </li><li>... and so much more! </li></ul><p><br></p><p><a href="https://youtu.be/eJcGIa5SHB8" rel="nofollow">WATCH THIS EPISODE ON YOUTUBE! </a></p><p>Visit <a href="https://moneyzen.com/" rel="nofollow">moneyzen.com</a> to LEARN MORE about Manisha and to purchase her books MoneyZen, On My Own Two Feet, and Get Financially Naked.</p><p><a href="https://moneyzen.com/resources/" rel="nofollow">Get resources from Manisha&#39;s website</a></p><p><a href="https://www.instagram.com/manishathakor/" rel="nofollow">Follow Manisha on Instagram</a></p><p><a href="https://www.linkedin.com/in/manishathakor/" rel="nofollow">Connect with Manisha on LinkedIn</a></p><p><br></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!</p><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes</p><p><br></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&amp;#34;If you don&amp;#39;t invest in your emotional wealth, it doesn&amp;#39;t matter what your earnings are!&amp;#34;&lt;/p&gt;&lt;p&gt;In this week&amp;#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews financial literacy advocate, author, educator &amp;amp; keynote speaker Manisha Thakor (MBA, CFA, CFP). &lt;/p&gt;&lt;p&gt;Manisha has spent 25&#43; years working in a wide range of roles in the financial services industry – from investing for institutions to advising individuals. She is an ardent financial literacy advocate for women. &lt;/p&gt;&lt;p&gt;Manisha and Barbara discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The near-death situation that caused Manisha to take a leave of absence and re-evaluate her work-life balance&lt;/li&gt;&lt;li&gt;Manisha&amp;#39;s formula on how to measure what is &amp;#34;enough&amp;#34;&lt;/li&gt;&lt;li&gt;Why self-worth doesn&amp;#39;t equal net worth &lt;/li&gt;&lt;li&gt;... and so much more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/eJcGIa5SHB8&#34; rel=&#34;nofollow&#34;&gt;WATCH THIS EPISODE ON YOUTUBE! &lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit &lt;a href=&#34;https://moneyzen.com/&#34; rel=&#34;nofollow&#34;&gt;moneyzen.com&lt;/a&gt; to LEARN MORE about Manisha and to purchase her books MoneyZen, On My Own Two Feet, and Get Financially Naked.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://moneyzen.com/resources/&#34; rel=&#34;nofollow&#34;&gt;Get resources from Manisha&amp;#39;s website&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/manishathakor/&#34; rel=&#34;nofollow&#34;&gt;Follow Manisha on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.linkedin.com/in/manishathakor/&#34; rel=&#34;nofollow&#34;&gt;Connect with Manisha on LinkedIn&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Nov 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:duration>2616</itunes:duration>
                
                
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                <itunes:title>223. Kelly - &#34;Over 500K in Savings at 37 Years Old!&#34;</itunes:title>
                <title>223. Kelly - &#34;Over 500K in Savings at 37 Years Old!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP Barbara Ginty interviews the wonderful Kelly!</p><p>Kelly is 37 years old, lives in Chicago, and works in Marketing for a Food and Beverage company. Kelly is a rockstar saver and has over 500K in her combined savings! She also just purchased a condo!</p><p>Kelly and Barb discuss...</p><ul><li>Different mortgage rates and mortgage rate history </li><li>How to navigate company benefits packages </li><li>HSA vs FSA Open Enrollment</li><li>The &#34;seesaw&#34; method of asset planning </li><li>And so much more!</li></ul><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP Barbara Ginty interviews the wonderful Kelly!&lt;/p&gt;&lt;p&gt;Kelly is 37 years old, lives in Chicago, and works in Marketing for a Food and Beverage company. Kelly is a rockstar saver and has over 500K in her combined savings! She also just purchased a condo!&lt;/p&gt;&lt;p&gt;Kelly and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Different mortgage rates and mortgage rate history &lt;/li&gt;&lt;li&gt;How to navigate company benefits packages &lt;/li&gt;&lt;li&gt;HSA vs FSA Open Enrollment&lt;/li&gt;&lt;li&gt;The &amp;#34;seesaw&amp;#34; method of asset planning &lt;/li&gt;&lt;li&gt;And so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Nov 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:duration>2933</itunes:duration>
                
                
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                <itunes:title>222. Rose - &#34;Small Business Owner Struggles&#34;</itunes:title>
                <title>222. Rose - &#34;Small Business Owner Struggles&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP Barbara Ginty interviews the wonderful Rose!</p><p>Rose is 24 years old, lives in Salt Lake City, Utah, and owns her own successful photography business. She has extremely low expenses, high cash flow (gross 120K this year), and a lot of BIG plans! </p><p>Rose and Barb discuss...</p><ul><li>Rose&#39;s journey that led her to start her small business </li><li>Real estate and Rose&#39;s struggle to get a high mortgage as a small business owner </li><li>The difference between Sep IRAs and Roth IRAs </li><li>Credit cards points </li><li>Potentially buying another business </li></ul><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP Barbara Ginty interviews the wonderful Rose!&lt;/p&gt;&lt;p&gt;Rose is 24 years old, lives in Salt Lake City, Utah, and owns her own successful photography business. She has extremely low expenses, high cash flow (gross 120K this year), and a lot of BIG plans! &lt;/p&gt;&lt;p&gt;Rose and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Rose&amp;#39;s journey that led her to start her small business &lt;/li&gt;&lt;li&gt;Real estate and Rose&amp;#39;s struggle to get a high mortgage as a small business owner &lt;/li&gt;&lt;li&gt;The difference between Sep IRAs and Roth IRAs &lt;/li&gt;&lt;li&gt;Credit cards points &lt;/li&gt;&lt;li&gt;Potentially buying another business &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Nov 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>221. Annie - &#34;Company Stocks and RSUs&#34;</itunes:title>
                <title>221. Annie - &#34;Company Stocks and RSUs&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP Barbara Ginty interviews the lovely Annie!</p><p>Annie is 32 years old, lives in Denver with her fiance, and works in tech. She&#39;s planning her wedding for 2024 and has a lot of budget goals she&#39;s trying to reach. Annie&#39;s work provides her with a great salary and stock options... some of which are a bit more on the complicated side.</p><p>Annie and Barb discuss...</p><ul><li>Annie&#39;s budget plan for her wedding</li><li>Unexpected Property issues</li><li>Company Stocks</li><li>Income limitations for Roth IRAs and Roth 401ks</li><li>Restricted Stock Units</li></ul><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP Barbara Ginty interviews the lovely Annie!&lt;/p&gt;&lt;p&gt;Annie is 32 years old, lives in Denver with her fiance, and works in tech. She&amp;#39;s planning her wedding for 2024 and has a lot of budget goals she&amp;#39;s trying to reach. Annie&amp;#39;s work provides her with a great salary and stock options... some of which are a bit more on the complicated side.&lt;/p&gt;&lt;p&gt;Annie and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Annie&amp;#39;s budget plan for her wedding&lt;/li&gt;&lt;li&gt;Unexpected Property issues&lt;/li&gt;&lt;li&gt;Company Stocks&lt;/li&gt;&lt;li&gt;Income limitations for Roth IRAs and Roth 401ks&lt;/li&gt;&lt;li&gt;Restricted Stock Units&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Oct 2023 11:25:00 &#43;0000</pubDate>
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                <itunes:duration>3335</itunes:duration>
                
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>219 - Barbara &#34;Honeymoon Storytime and Q&amp;A&#34;</itunes:title>
                <title>219 - Barbara &#34;Honeymoon Storytime and Q&amp;A&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s solo episode, Certified Financial Planner Barbara Ginty answers listener questions about her five-and-a-half-week honeymoon! Barbara and her husband went on 12 flights, stayed in 12 hotels, drove three rental cars (only two of which were planned), and visited two continents and seven countries.</p><p>Listen to find out what Barbara&#39;s highlight of the trip was, the most frustrating part of the trip, her experience flying European vs Domestic airlines, how she plans her travel itinerary, and what she would do differently to save money on her next trip!</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s solo episode, Certified Financial Planner Barbara Ginty answers listener questions about her five-and-a-half-week honeymoon! Barbara and her husband went on 12 flights, stayed in 12 hotels, drove three rental cars (only two of which were planned), and visited two continents and seven countries.&lt;/p&gt;&lt;p&gt;Listen to find out what Barbara&amp;#39;s highlight of the trip was, the most frustrating part of the trip, her experience flying European vs Domestic airlines, how she plans her travel itinerary, and what she would do differently to save money on her next trip!&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Sat, 14 Oct 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>218 - EXPERT Alejandra Rojas - &#34;Why Money Mindset Matters&#34;</itunes:title>
                <title>218 - EXPERT Alejandra Rojas - &#34;Why Money Mindset Matters&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews the Founder of The Money Mindset Hub, Alejandra Rojas! They discuss how mindset influences people with their finances and why it really does matter what you say to yourself regarding your financial situation.</p><p>Alejandra’s mission extends beyond mere financial advice. She’s sculpting a world where personal fulfillment and financial freedom don’t just coexist; they flourish in tandem. Harnessing over seven years in the intricate dance of finance and empowerment, she’s curated methodologies that prioritize the individual, their vision, and their holistic well-being over mere numbers. It’s not just about money; it’s about making money resonate with personal dreams.</p><p>Visit <a href="https://themoneymindsethub.com/" rel="nofollow">themoneymindsethub.com</a> to LEARN MORE.</p><ul><li><a href="https://podcasts.apple.com/us/podcast/the-money-mindset-show/id1493238265" rel="nofollow">Listen to the Money Mindset Show</a></li><li><a href="https://www.linkedin.com/in/alejandrar2019/" rel="nofollow">Connect on LinkedIn</a></li><li><a href="https://www.instagram.com/moneymindsetexpert/" rel="nofollow">Follow on Instagram </a></li></ul><p><br></p><p><a href="https://youtu.be/OiAehptFxGM?si=J7C24DGHOyd6eZQj" rel="nofollow">WATCH THIS EPISODE ON YOUTUBE HERE!</a></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews the Founder of The Money Mindset Hub, Alejandra Rojas! They discuss how mindset influences people with their finances and why it really does matter what you say to yourself regarding your financial situation.&lt;/p&gt;&lt;p&gt;Alejandra’s mission extends beyond mere financial advice. She’s sculpting a world where personal fulfillment and financial freedom don’t just coexist; they flourish in tandem. Harnessing over seven years in the intricate dance of finance and empowerment, she’s curated methodologies that prioritize the individual, their vision, and their holistic well-being over mere numbers. It’s not just about money; it’s about making money resonate with personal dreams.&lt;/p&gt;&lt;p&gt;Visit &lt;a href=&#34;https://themoneymindsethub.com/&#34; rel=&#34;nofollow&#34;&gt;themoneymindsethub.com&lt;/a&gt; to LEARN MORE.&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/the-money-mindset-show/id1493238265&#34; rel=&#34;nofollow&#34;&gt;Listen to the Money Mindset Show&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.linkedin.com/in/alejandrar2019/&#34; rel=&#34;nofollow&#34;&gt;Connect on LinkedIn&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.instagram.com/moneymindsetexpert/&#34; rel=&#34;nofollow&#34;&gt;Follow on Instagram &lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/OiAehptFxGM?si=J7C24DGHOyd6eZQj&#34; rel=&#34;nofollow&#34;&gt;WATCH THIS EPISODE ON YOUTUBE HERE!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Oct 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>1053</itunes:duration>
                
                
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                <itunes:title>Money Talks Episode 4 on Student Loans - Future Rich x The Purse with guest Skylar</itunes:title>
                <title>Money Talks Episode 4 on Student Loans - Future Rich x The Purse with guest Skylar</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week, we have the fourth and final episode of the new Future Rich x The Purse podcast series, Money Talks! </p><p>In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. </p><p>Our fourth guest in the series is the wonderful Skylar, who is 30 years old and works in the education sector, specifically in higher education. She is married and she and her spouse live in Virginia with their dog.</p><p>Skyler, Barb, and Lindsey talk about...</p><ul><li>Predatory student loans and what it means to have a co-signer</li><li>Term Life Insurance</li><li>Communicating with her husband about money</li><li>... and so much more!</li></ul><p><br></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.instagram.com/the_changepurse/" rel="nofollow">Follow The Purse on Instagram</a> </p><p><a href="https://lindsey-stanberry.beehiiv.com/" rel="nofollow">Subscribe to The Purse newsletter.</a></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow Future Rich on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow Future Rich on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week, we have the fourth and final episode of the new Future Rich x The Purse podcast series, Money Talks! &lt;/p&gt;&lt;p&gt;In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. &lt;/p&gt;&lt;p&gt;Our fourth guest in the series is the wonderful Skylar, who is 30 years old and works in the education sector, specifically in higher education. She is married and she and her spouse live in Virginia with their dog.&lt;/p&gt;&lt;p&gt;Skyler, Barb, and Lindsey talk about...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Predatory student loans and what it means to have a co-signer&lt;/li&gt;&lt;li&gt;Term Life Insurance&lt;/li&gt;&lt;li&gt;Communicating with her husband about money&lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/the_changepurse/&#34; rel=&#34;nofollow&#34;&gt;Follow The Purse on Instagram&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://lindsey-stanberry.beehiiv.com/&#34; rel=&#34;nofollow&#34;&gt;Subscribe to The Purse newsletter.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Sep 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>2344</itunes:duration>
                
                
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                <itunes:title>Money Talks Episode 3 on Emotional Finances - Future Rich x The Purse with guest Amy</itunes:title>
                <title>Money Talks Episode 3 on Emotional Finances - Future Rich x The Purse with guest Amy</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week, we have the third episode of the new Future Rich x The Purse podcast series, Money Talks! </p><p>In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. </p><p>Our third guest in the series is the wonderful Amy, who from the outside may seem as if she has all of her finances figured out. She owns a two-bedroom, two-bathroom apartment in a great neighborhood in Brooklyn, has her own business running a creative agency, is married, and has two children.</p><p>Amy opens up in this conversation about...</p><ul><li>How emotional finances can get</li><li>How it can feel like life punches you in the face with bills when you least expect it</li><li>How she plans on changing her life insurance policy based on advice from both Barbara and Lindsey</li><li>... and so much more!</li></ul><p><br></p><p><a href="https://youtu.be/VlJbbBzvtf0" rel="nofollow">Watch the Episode on the Future Rich YouTube Channel.</a></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.instagram.com/the_changepurse/" rel="nofollow">Follow The Purse on Instagram</a> </p><p><a href="https://lindsey-stanberry.beehiiv.com/" rel="nofollow">Subscribe to The Purse newsletter.</a></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow Future Rich on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow Future Rich on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week, we have the third episode of the new Future Rich x The Purse podcast series, Money Talks! &lt;/p&gt;&lt;p&gt;In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. &lt;/p&gt;&lt;p&gt;Our third guest in the series is the wonderful Amy, who from the outside may seem as if she has all of her finances figured out. She owns a two-bedroom, two-bathroom apartment in a great neighborhood in Brooklyn, has her own business running a creative agency, is married, and has two children.&lt;/p&gt;&lt;p&gt;Amy opens up in this conversation about...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;How emotional finances can get&lt;/li&gt;&lt;li&gt;How it can feel like life punches you in the face with bills when you least expect it&lt;/li&gt;&lt;li&gt;How she plans on changing her life insurance policy based on advice from both Barbara and Lindsey&lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/VlJbbBzvtf0&#34; rel=&#34;nofollow&#34;&gt;Watch the Episode on the Future Rich YouTube Channel.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/the_changepurse/&#34; rel=&#34;nofollow&#34;&gt;Follow The Purse on Instagram&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://lindsey-stanberry.beehiiv.com/&#34; rel=&#34;nofollow&#34;&gt;Subscribe to The Purse newsletter.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Sep 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>Money Talks Episode 2 on Money Trauma - Future Rich x The Purse with guest Kelly</itunes:title>
                <title>Money Talks Episode 2 on Money Trauma - Future Rich x The Purse with guest Kelly</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week, we have the second episode of the new Future Rich x The Purse podcast series, Money Talks! </p><p>In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. </p><p>Our second guest in the series is the lovely Kelly Schulze, who is going through their own journey of healing and learning from childhood money trauma. </p><p>They get deep and discuss...</p><ul><li>The rising cost of childcare and why Kelly decided to leave their career to stay at home and raise her two children</li><li>Over-generalized financial advice online and how to customize and make it work for your own unique situation </li><li>Complicated estate planning</li><li>How to educate your children on budgeting and money in a way that doesn&#39;t cause them financial trauma </li></ul><p><br></p><p><a href="https://youtu.be/b74ErHgF3xI" rel="nofollow">Watch the Episode on the Future Rich YouTube Channel.</a></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.instagram.com/the_changepurse/" rel="nofollow">Follow The Purse on Instagram</a> </p><p><a href="https://lindsey-stanberry.beehiiv.com/" rel="nofollow">Subscribe to The Purse newsletter.</a></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow Future Rich on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow Future Rich on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week, we have the second episode of the new Future Rich x The Purse podcast series, Money Talks! &lt;/p&gt;&lt;p&gt;In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. &lt;/p&gt;&lt;p&gt;Our second guest in the series is the lovely Kelly Schulze, who is going through their own journey of healing and learning from childhood money trauma. &lt;/p&gt;&lt;p&gt;They get deep and discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The rising cost of childcare and why Kelly decided to leave their career to stay at home and raise her two children&lt;/li&gt;&lt;li&gt;Over-generalized financial advice online and how to customize and make it work for your own unique situation &lt;/li&gt;&lt;li&gt;Complicated estate planning&lt;/li&gt;&lt;li&gt;How to educate your children on budgeting and money in a way that doesn&amp;#39;t cause them financial trauma &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/b74ErHgF3xI&#34; rel=&#34;nofollow&#34;&gt;Watch the Episode on the Future Rich YouTube Channel.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/the_changepurse/&#34; rel=&#34;nofollow&#34;&gt;Follow The Purse on Instagram&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://lindsey-stanberry.beehiiv.com/&#34; rel=&#34;nofollow&#34;&gt;Subscribe to The Purse newsletter.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Sep 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>2928</itunes:duration>
                
                
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                <itunes:title>Money Talks Episode 1 - Future Rich x The Purse with guest Nina</itunes:title>
                <title>Money Talks Episode 1 - Future Rich x The Purse with guest Nina</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week, we have our first-ever episode of the new Future Rich x The Purse podcast series, Money Talks!</p><p>In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. </p><p>Our first guest in the series is the wonderful Nina Mehta, who is in a state of &#34;life rebuilding.&#34; Nina gets vulnerable with us about her financial situation post-pandemic working in the media industry in NYC.</p><p>They discuss...</p><ul><li>The volatility of the financial world over the past two decades</li><li>Navigating taxes as a freelancer</li><li>Learning how to be flexible in an unpredictable field of work in an expensive city</li></ul><p><br></p><p><a href="https://www.youtube.com/@futurerichpod" rel="nofollow">Watch the Episode on the Future Rich YouTube Channel.</a></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.instagram.com/the_changepurse/" rel="nofollow">Follow The Purse on Instagram</a> </p><p><a href="https://lindsey-stanberry.beehiiv.com/" rel="nofollow">Subscribe to The Purse newsletter.</a></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow Future Rich on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow Future Rich on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week, we have our first-ever episode of the new Future Rich x The Purse podcast series, Money Talks!&lt;/p&gt;&lt;p&gt;In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book. &lt;/p&gt;&lt;p&gt;Our first guest in the series is the wonderful Nina Mehta, who is in a state of &amp;#34;life rebuilding.&amp;#34; Nina gets vulnerable with us about her financial situation post-pandemic working in the media industry in NYC.&lt;/p&gt;&lt;p&gt;They discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The volatility of the financial world over the past two decades&lt;/li&gt;&lt;li&gt;Navigating taxes as a freelancer&lt;/li&gt;&lt;li&gt;Learning how to be flexible in an unpredictable field of work in an expensive city&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/@futurerichpod&#34; rel=&#34;nofollow&#34;&gt;Watch the Episode on the Future Rich YouTube Channel.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/the_changepurse/&#34; rel=&#34;nofollow&#34;&gt;Follow The Purse on Instagram&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://lindsey-stanberry.beehiiv.com/&#34; rel=&#34;nofollow&#34;&gt;Subscribe to The Purse newsletter.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow Future Rich on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Sep 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>2754</itunes:duration>
                
                
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                <itunes:title>217 - EXPERT Natalie Tincher - &#34;Style Strategy and Why You Should Invest in Your Wardrobe!&#34;</itunes:title>
                <title>217 - EXPERT Natalie Tincher - &#34;Style Strategy and Why You Should Invest in Your Wardrobe!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews Founder &amp; Principal Style Strategist of BU Style, Natalie Tincher! Natalie shares some of her top tips for investing in your wardrobe and why style strategy is so important, even in this economy! </p><p>An enthusiastic inspirer, passionate Style Strategist, and curious entrepreneur, Natalie Tincher founded her company, BU Style, in 2010. Since then, she has worked with hundreds of personal clients, large corporations, and a major news network. </p><p>Natalie is certified in Image Consulting through the Fashion Institute of Technology and is the host of the Wear Who You Are Podcast. She is also the creator of the BU Style Six™ methodology and assessment, which identifies your unique spread of the 6 style personalities and how to use them to communicate your authenticity through your wardrobe choices. Natalie’s work isn’t about fashion; it’s about exploring how your visual messaging can be leveraged to help you achieve your goals.  </p><p><span>LEARN MORE. Visit </span><a href="https://www.bu.style/meet-our-team" rel="nofollow">www.bu.style</a><span> and </span><a href="http://www.natalietincher.com" rel="nofollow">www.natalietincher.com</a><span> to meet Natalie, who she serves, and where she shares her expertise. </span></p><ul><li><a href="https://open.spotify.com/show/5lRihI2agxlPUKTVma6XUx?nd=1&si=0eb31b56697a4102" rel="nofollow">Listen to the <em>Wear Who You Are</em> podcast</a></li><li><a href="https://www.linkedin.com/in/natalie-tincher-61394310/" rel="nofollow">Connect on LinkedIn</a></li><li><a href="https://www.bu.style/resources/testimonials" rel="nofollow">Read client testimonials</a><span> </span></li><li><a href="https://www.instagram.com/natalie_tincher/" rel="nofollow">Follow on Instagram</a><span> </span></li></ul><p><br></p><p><a href="https://youtu.be/TOpf9fQtIH0" rel="nofollow">WATCH THIS EPISODE ON YOUTUBE HERE!</a></p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews Founder &amp;amp; Principal Style Strategist of BU Style, Natalie Tincher! Natalie shares some of her top tips for investing in your wardrobe and why style strategy is so important, even in this economy! &lt;/p&gt;&lt;p&gt;An enthusiastic inspirer, passionate Style Strategist, and curious entrepreneur, Natalie Tincher founded her company, BU Style, in 2010. Since then, she has worked with hundreds of personal clients, large corporations, and a major news network. &lt;/p&gt;&lt;p&gt;Natalie is certified in Image Consulting through the Fashion Institute of Technology and is the host of the Wear Who You Are Podcast. She is also the creator of the BU Style Six™ methodology and assessment, which identifies your unique spread of the 6 style personalities and how to use them to communicate your authenticity through your wardrobe choices. Natalie’s work isn’t about fashion; it’s about exploring how your visual messaging can be leveraged to help you achieve your goals.  &lt;/p&gt;&lt;p&gt;&lt;span&gt;LEARN MORE. Visit &lt;/span&gt;&lt;a href=&#34;https://www.bu.style/meet-our-team&#34; rel=&#34;nofollow&#34;&gt;www.bu.style&lt;/a&gt;&lt;span&gt; and &lt;/span&gt;&lt;a href=&#34;http://www.natalietincher.com&#34; rel=&#34;nofollow&#34;&gt;www.natalietincher.com&lt;/a&gt;&lt;span&gt; to meet Natalie, who she serves, and where she shares her expertise. &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&#34;https://open.spotify.com/show/5lRihI2agxlPUKTVma6XUx?nd=1&amp;si=0eb31b56697a4102&#34; rel=&#34;nofollow&#34;&gt;Listen to the &lt;em&gt;Wear Who You Are&lt;/em&gt; podcast&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.linkedin.com/in/natalie-tincher-61394310/&#34; rel=&#34;nofollow&#34;&gt;Connect on LinkedIn&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.bu.style/resources/testimonials&#34; rel=&#34;nofollow&#34;&gt;Read client testimonials&lt;/a&gt;&lt;span&gt; &lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.instagram.com/natalie_tincher/&#34; rel=&#34;nofollow&#34;&gt;Follow on Instagram&lt;/a&gt;&lt;span&gt; &lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://youtu.be/TOpf9fQtIH0&#34; rel=&#34;nofollow&#34;&gt;WATCH THIS EPISODE ON YOUTUBE HERE!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Sep 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>216 - May Pt. 2 &#34;Leaving Non-Profit-Land&#34;</itunes:title>
                <title>216 - May Pt. 2 &#34;Leaving Non-Profit-Land&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>There&#39;s so much to cover in today&#39;s episode that we&#39;ve had to split it into two! This is part two. Listen to Episode 215 for part one! </p><p>To recap, our guest is the wonderful May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal.</p><p>May has A LOT going on with her financial life. She got married, bought a house, her husband was recently laid off, her father passed away, she inherited money, and she is now responsible for her mother&#39;s finances because she has health issues. On top of all of that, she has had to take a pause on her master&#39;s degree in counseling and is looking at going back to school.</p><p>In this episode, Barbara helps May... </p><ul><li>Find extra money in her budget to put towards her credit card debt </li><li>Strategize how she can get her master&#39;s degree while still balancing her finances, places</li><li>Negotiate working part-time at her current job while she&#39;s in school</li><li>...and more! </li></ul><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;There&amp;#39;s so much to cover in today&amp;#39;s episode that we&amp;#39;ve had to split it into two! This is part two. Listen to Episode 215 for part one! &lt;/p&gt;&lt;p&gt;To recap, our guest is the wonderful May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal.&lt;/p&gt;&lt;p&gt;May has A LOT going on with her financial life. She got married, bought a house, her husband was recently laid off, her father passed away, she inherited money, and she is now responsible for her mother&amp;#39;s finances because she has health issues. On top of all of that, she has had to take a pause on her master&amp;#39;s degree in counseling and is looking at going back to school.&lt;/p&gt;&lt;p&gt;In this episode, Barbara helps May... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Find extra money in her budget to put towards her credit card debt &lt;/li&gt;&lt;li&gt;Strategize how she can get her master&amp;#39;s degree while still balancing her finances, places&lt;/li&gt;&lt;li&gt;Negotiate working part-time at her current job while she&amp;#39;s in school&lt;/li&gt;&lt;li&gt;...and more! &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 25 Aug 2023 14:07:38 &#43;0000</pubDate>
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                <itunes:title>215 - May Pt. 1 &#34;What Happens When You Have to Manage Your Parent&#39;s Funds&#34;</itunes:title>
                <title>215 - May Pt. 1 &#34;What Happens When You Have to Manage Your Parent&#39;s Funds&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>There&#39;s so much to cover in today&#39;s episode that we&#39;ve had to split it into two! This is part one. Next week on August 25th, part two will air. </p><p>Our guest today is the lovely May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal. </p><p>May has A LOT going on with her financial life. She got married, bought a house, her husband was recently laid off, her father passed away, she inherited money, and she is now responsible for her mother&#39;s finances because she has health issues. On top of all of that, she has had to take a pause on her master&#39;s degree in counseling and is looking at going back to school.</p><p>We hope you enjoy this episode today, and make sure to tune in next week for part two! </p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;There&amp;#39;s so much to cover in today&amp;#39;s episode that we&amp;#39;ve had to split it into two! This is part one. Next week on August 25th, part two will air. &lt;/p&gt;&lt;p&gt;Our guest today is the lovely May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal. &lt;/p&gt;&lt;p&gt;May has A LOT going on with her financial life. She got married, bought a house, her husband was recently laid off, her father passed away, she inherited money, and she is now responsible for her mother&amp;#39;s finances because she has health issues. On top of all of that, she has had to take a pause on her master&amp;#39;s degree in counseling and is looking at going back to school.&lt;/p&gt;&lt;p&gt;We hope you enjoy this episode today, and make sure to tune in next week for part two! &lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 18 Aug 2023 14:32:37 &#43;0000</pubDate>
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                <itunes:title>214 - Lola &#34;When Childcare is the Same Cost as a Mortgage!&#34;</itunes:title>
                <title>214 - Lola &#34;When Childcare is the Same Cost as a Mortgage!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP Barbara Ginty interviews the lovely Lola!</p><p>Lola works in the healthcare field as a nurse, is married, and has two children. She and her husband just sold their house and moved to a rental about a month ago to deep LA to be closer to work. </p><p>The most challenging part of Lola&#39;s budget is her childcare costs, which are up to around $2500 per month!! 🤯</p><p>Lola and Barb discuss...</p><ul><li>Renting vs. Buyin in LA</li><li>Navigating Student Loans </li><li>Budgeting as a married couple with two children</li><li>The wild costs of childcare in 2023</li></ul><p><br></p><p><strong>We are looking for SIX people to share their personal finance stories on a video podcast with me and Lindsey Stanberry, author of the Refinery29 Money Diaries book. Spots are <em>extremely limited</em>, we only have six slots and will be recording in August.</strong></p><p><strong>Apply to be on this </strong><a href="https://planancial.us19.list-manage.com/track/click?e=b728c65b1b&id=1bbc61390a&u=a1fe64057dbcbad20eef87a4c" rel="nofollow"><strong>special limited podcast series here!</strong></a></p><p><strong>**Please note that for this series guests will not be anonymized and the podcast will be in video format.**</strong></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP Barbara Ginty interviews the lovely Lola!&lt;/p&gt;&lt;p&gt;Lola works in the healthcare field as a nurse, is married, and has two children. She and her husband just sold their house and moved to a rental about a month ago to deep LA to be closer to work. &lt;/p&gt;&lt;p&gt;The most challenging part of Lola&amp;#39;s budget is her childcare costs, which are up to around $2500 per month!! 🤯&lt;/p&gt;&lt;p&gt;Lola and Barb discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Renting vs. Buyin in LA&lt;/li&gt;&lt;li&gt;Navigating Student Loans &lt;/li&gt;&lt;li&gt;Budgeting as a married couple with two children&lt;/li&gt;&lt;li&gt;The wild costs of childcare in 2023&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;We are looking for SIX people to share their personal finance stories on a video podcast with me and Lindsey Stanberry, author of the Refinery29 Money Diaries book. Spots are &lt;em&gt;extremely limited&lt;/em&gt;, we only have six slots and will be recording in August.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Apply to be on this &lt;/strong&gt;&lt;a href=&#34;https://planancial.us19.list-manage.com/track/click?e=b728c65b1b&amp;id=1bbc61390a&amp;u=a1fe64057dbcbad20eef87a4c&#34; rel=&#34;nofollow&#34;&gt;&lt;strong&gt;special limited podcast series here!&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;**Please note that for this series guests will not be anonymized and the podcast will be in video format.**&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Aug 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>213 - Ruthie &#34;205K in Savings at 35 Years Old!&#34;</itunes:title>
                <title>213 - Ruthie &#34;205K in Savings at 35 Years Old!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p><span>In today&#39;s episode, CFP Barbara Ginty interviews the fabulous Ruthie!</span></p><p>Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she&#39;s constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she&#39;s had.</p><p>Ruthie and Barb discuss...  </p><ul><li>Budgeting in one of the most expensive and highly taxed cities</li><li>Renting vs. Buying </li><li>FSA vs. HSA </li><li>Optimizing her taxes </li><li>... and so much more!</li></ul><p><br></p><p>If you&#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;&lt;span&gt;In today&amp;#39;s episode, CFP Barbara Ginty interviews the fabulous Ruthie!&lt;/span&gt;&lt;/p&gt;&lt;p&gt;Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she&amp;#39;s constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she&amp;#39;s had.&lt;/p&gt;&lt;p&gt;Ruthie and Barb discuss...  &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Budgeting in one of the most expensive and highly taxed cities&lt;/li&gt;&lt;li&gt;Renting vs. Buying &lt;/li&gt;&lt;li&gt;FSA vs. HSA &lt;/li&gt;&lt;li&gt;Optimizing her taxes &lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 04 Aug 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement</itunes:title>
                <title>212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Hey Future Rich Fam! In today&#39;s solo episode, I do a deep dive on Social Security.</p><p>One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.</p><p>In this episode I discuss...</p><ul><li>The fascinating history of Social Security</li><li>How Social Security works</li><li>The different types of Social Security</li><li>The changes I predict will happen to Social Security</li><li>And much more!</li></ul><p><br></p><p>I also recently went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you&#39;d like to learn even more about Social Security. Listen to this episode <a href="https://podcasts.apple.com/us/podcast/live-richer-podcast-with-jaime-catmull/id1601519953?i=1000620884891" rel="nofollow">HERE</a>. </p><p>Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster <a href="https://www.planancial.com/p/social-security" rel="nofollow">HERE</a>.</p><p><br></p><p>If you&#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Hey Future Rich Fam! In today&amp;#39;s solo episode, I do a deep dive on Social Security.&lt;/p&gt;&lt;p&gt;One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.&lt;/p&gt;&lt;p&gt;In this episode I discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The fascinating history of Social Security&lt;/li&gt;&lt;li&gt;How Social Security works&lt;/li&gt;&lt;li&gt;The different types of Social Security&lt;/li&gt;&lt;li&gt;The changes I predict will happen to Social Security&lt;/li&gt;&lt;li&gt;And much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;I also recently went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you&amp;#39;d like to learn even more about Social Security. Listen to this episode &lt;a href=&#34;https://podcasts.apple.com/us/podcast/live-richer-podcast-with-jaime-catmull/id1601519953?i=1000620884891&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;. &lt;/p&gt;&lt;p&gt;Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster &lt;a href=&#34;https://www.planancial.com/p/social-security&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Sat, 29 Jul 2023 13:00:00 &#43;0000</pubDate>
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                <itunes:duration>1024</itunes:duration>
                
                
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                <itunes:title>211 - EXPERT Lindsey Stanberry - &#34;Quitting Your Job and Taking Risks!&#34;</itunes:title>
                <title>211 - EXPERT Lindsey Stanberry - &#34;Quitting Your Job and Taking Risks!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In this week&#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews the prolific author of the #MoneyDiaries book, Lindsey Stanberry!</p><p>Lindsey shares her personal experience of leaving her job as Executive Editor of Fortune with nothing else lined up and how she managed the financial stress and lifestyle changes that come with big career changes.</p><p><a href="https://www.youtube.com/watch?v=65fX1SH2RyU" rel="nofollow">Watch the video version of this episode on YOUTUBE.</a></p><p>Subscribe to Lindsey&#39;s Newsletter, <a href="https://lindsey-stanberry.beehiiv.com/" rel="nofollow">THE PURSE.</a></p><p>Lindsey Stanberry spent the last decade writing, editing, and building audiences for some of the biggest brands in digital media including Fortune, CNBC, and Refinery29.</p><p>Lindsey is also the author of <a href="https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991" rel="nofollow">Money Diaries: Everything You Want to Know About Your Finances…And Everyone Else’s.</a></p><p>If you&#39;re interested in being a guest on the pod and getting Barbara&#39;s thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, email us (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s extra special episode, Certified Financial Planner Barbara Ginty interviews the prolific author of the #MoneyDiaries book, Lindsey Stanberry!&lt;/p&gt;&lt;p&gt;Lindsey shares her personal experience of leaving her job as Executive Editor of Fortune with nothing else lined up and how she managed the financial stress and lifestyle changes that come with big career changes.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.youtube.com/watch?v=65fX1SH2RyU&#34; rel=&#34;nofollow&#34;&gt;Watch the video version of this episode on YOUTUBE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Subscribe to Lindsey&amp;#39;s Newsletter, &lt;a href=&#34;https://lindsey-stanberry.beehiiv.com/&#34; rel=&#34;nofollow&#34;&gt;THE PURSE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Lindsey Stanberry spent the last decade writing, editing, and building audiences for some of the biggest brands in digital media including Fortune, CNBC, and Refinery29.&lt;/p&gt;&lt;p&gt;Lindsey is also the author of &lt;a href=&#34;https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991&#34; rel=&#34;nofollow&#34;&gt;Money Diaries: Everything You Want to Know About Your Finances…And Everyone Else’s.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re interested in being a guest on the pod and getting Barbara&amp;#39;s thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&amp;#39;re interested, email us (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 21 Jul 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>210 - Stacy &#34;Why You SHOULD Take That Sabbatical!&#34;</itunes:title>
                <title>210 - Stacy &#34;Why You SHOULD Take That Sabbatical!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP Barbara Ginty interviews the wonderful Stacy!</p><p>Stacy is our first guest coming from Puerto Rico! She is 29 years old and works in Marketing for Real Estate. Stacy&#39;s situation is unique because she inherited a large sum of money after her father passed away. She&#39;s interested in investing in sound, long-term investments and is also contemplating taking a sabbatical to reassess the career path she&#39;d like to take.</p><p>Listen to find out what advice Barbara gives Stacy so she can find clarity in her finances!</p><p>I&#39;m currently in second place for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 right behind Dave Ramsey! I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT time is running out! You can vote until 7/16!</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p>If you&#39;re interested in being a guest on the pod and getting Barbara&#39;s thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, email us (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p>If you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP Barbara Ginty interviews the wonderful Stacy!&lt;/p&gt;&lt;p&gt;Stacy is our first guest coming from Puerto Rico! She is 29 years old and works in Marketing for Real Estate. Stacy&amp;#39;s situation is unique because she inherited a large sum of money after her father passed away. She&amp;#39;s interested in investing in sound, long-term investments and is also contemplating taking a sabbatical to reassess the career path she&amp;#39;d like to take.&lt;/p&gt;&lt;p&gt;Listen to find out what advice Barbara gives Stacy so she can find clarity in her finances!&lt;/p&gt;&lt;p&gt;I&amp;#39;m currently in second place for &lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;GOBankingRates Reader&amp;#39;s Choice award&lt;/a&gt; for Top Money Expert 2023 right behind Dave Ramsey! I really can&amp;#39;t thank everyone who&amp;#39;s already voted for me enough, BUT time is running out! You can vote until 7/16!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;Cast your vote for me here&lt;/a&gt;, and help me get to number one! You can also share my page if you&amp;#39;d like. I&amp;#39;d appreciate it so much.&lt;/p&gt;&lt;p&gt;If you&amp;#39;re interested in being a guest on the pod and getting Barbara&amp;#39;s thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&amp;#39;re interested, email us (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&amp;#39;s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 Jul 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>209 - Carrie &#34;Neutralize Your Housing Costs&#34;</itunes:title>
                <title>209 - Carrie &#34;Neutralize Your Housing Costs&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie!</p><p>Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals. </p><p>Barbara and Carrie discuss...</p><ul><li>If it&#39;s worth it for Carrie to have a car when the expenses are holding her back in other ways</li><li>The benefits of owning a home vs renting</li><li>How she can neutralize her housing costs </li><li>... and so much more!</li></ul><p><br></p><p>I&#39;m currently in FIRST place for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 🥳 I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT voting isn&#39;t over yet. </p><p>Voting is open until the end of the month, and you can vote every day. It doesn&#39;t cost anything and takes two seconds.</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p>If you&#39;re interested in being a guest on the pod and getting Barbara&#39;s thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.</p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie!&lt;/p&gt;&lt;p&gt;Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals. &lt;/p&gt;&lt;p&gt;Barbara and Carrie discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;If it&amp;#39;s worth it for Carrie to have a car when the expenses are holding her back in other ways&lt;/li&gt;&lt;li&gt;The benefits of owning a home vs renting&lt;/li&gt;&lt;li&gt;How she can neutralize her housing costs &lt;/li&gt;&lt;li&gt;... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;m currently in FIRST place for &lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;GOBankingRates Reader&amp;#39;s Choice award&lt;/a&gt; for Top Money Expert 2023 🥳 I really can&amp;#39;t thank everyone who&amp;#39;s already voted for me enough, BUT voting isn&amp;#39;t over yet. &lt;/p&gt;&lt;p&gt;Voting is open until the end of the month, and you can vote every day. It doesn&amp;#39;t cost anything and takes two seconds.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;Cast your vote for me here&lt;/a&gt;, and help me get to number one! You can also share my page if you&amp;#39;d like. I&amp;#39;d appreciate it so much.&lt;/p&gt;&lt;p&gt;If you&amp;#39;re interested in being a guest on the pod and getting Barbara&amp;#39;s thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;) or give us a shout on social media @futurerichpodcast.&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 Jul 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>208 - Barbara Answers YOUR Juicy Financial Questions!</itunes:title>
                <title>208 - Barbara Answers YOUR Juicy Financial Questions!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Hey Future Rich Fam! In today&#39;s special Q&amp;A episode, Barbara answers YOUR questions submitted through our <a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Instagram</a>, which if you aren&#39;t already following, you should!</p><p>We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you&#39;re approved for, how and when to share expenses with your partner, and what is different when you&#39;re married/engaged, etc. </p><p>If you&#39;re interested in being a guest on the pod and getting Barbara&#39;s thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! <span>You can be anywhere in the world! If you&#39;re interested, send us an email (</span><a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a><span>) or give us a shout on social media @futurerichpodcast.</span></p><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><br></p><p>I&#39;m currently in second place for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 🥳 I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT voting isn&#39;t over yet. </p><p>Voting is open until the end of the month, and you can vote every day. It doesn&#39;t cost anything and takes two seconds.</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Hey Future Rich Fam! In today&amp;#39;s special Q&amp;amp;A episode, Barbara answers YOUR questions submitted through our &lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Instagram&lt;/a&gt;, which if you aren&amp;#39;t already following, you should!&lt;/p&gt;&lt;p&gt;We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you&amp;#39;re approved for, how and when to share expenses with your partner, and what is different when you&amp;#39;re married/engaged, etc. &lt;/p&gt;&lt;p&gt;If you&amp;#39;re interested in being a guest on the pod and getting Barbara&amp;#39;s thoughts on your own personal finances, we&amp;#39;re accepting guests for the rest of the season! &lt;span&gt;You can be anywhere in the world! If you&amp;#39;re interested, send us an email (&lt;/span&gt;&lt;a href=&#34;mailto:planancialpod@gmail.com&#34; rel=&#34;nofollow&#34;&gt;planancialpod@gmail.com&lt;/a&gt;&lt;span&gt;) or give us a shout on social media @futurerichpodcast.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;m currently in second place for &lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;GOBankingRates Reader&amp;#39;s Choice award&lt;/a&gt; for Top Money Expert 2023 🥳 I really can&amp;#39;t thank everyone who&amp;#39;s already voted for me enough, BUT voting isn&amp;#39;t over yet. &lt;/p&gt;&lt;p&gt;Voting is open until the end of the month, and you can vote every day. It doesn&amp;#39;t cost anything and takes two seconds.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;Cast your vote for me here&lt;/a&gt;, and help me get to number one! You can also share my page if you&amp;#39;d like. I&amp;#39;d appreciate it so much.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 Jun 2023 12:40:00 &#43;0000</pubDate>
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                <itunes:title>207 - EXPERT Jeanne Kelly - &#34;Starting a Successful Business and Why Credit Matters!&#34;</itunes:title>
                <title>207 - EXPERT Jeanne Kelly - &#34;Starting a Successful Business and Why Credit Matters!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Jeanne Kelly! Jeanne is a credit coach, healthy credit expert, motivational speaker, founder of The Kelly Group, and author of The Credit Training &amp; The Credit Makeover.</p><p>What started as a single decision to pursue a better life for herself and her daughter has since become an empire raising awareness about healthy credit.</p><p>In this episode, Jeanne and Barb discuss all things credit and Jeanne&#39;s inspirational journey from being a broke, single mom to a successful business owner who has helped thousands reclaim financial freedom through education on credit reporting, identity theft, and achieving a higher credit score.</p><p>Find Jeanne Kelly&#39;s Website and more <a href="https://linktr.ee/JeanneKellyCredit" rel="nofollow">HERE.</a></p><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><br></p><p>I&#39;m currently in the running for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 🥳 I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT voting isn&#39;t over yet. </p><p>Voting is open until the end of the month, and you can vote every day. It doesn&#39;t cost anything and takes two seconds.</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews Jeanne Kelly! Jeanne is a credit coach, healthy credit expert, motivational speaker, founder of The Kelly Group, and author of The Credit Training &amp;amp; The Credit Makeover.&lt;/p&gt;&lt;p&gt;What started as a single decision to pursue a better life for herself and her daughter has since become an empire raising awareness about healthy credit.&lt;/p&gt;&lt;p&gt;In this episode, Jeanne and Barb discuss all things credit and Jeanne&amp;#39;s inspirational journey from being a broke, single mom to a successful business owner who has helped thousands reclaim financial freedom through education on credit reporting, identity theft, and achieving a higher credit score.&lt;/p&gt;&lt;p&gt;Find Jeanne Kelly&amp;#39;s Website and more &lt;a href=&#34;https://linktr.ee/JeanneKellyCredit&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;m currently in the running for &lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;GOBankingRates Reader&amp;#39;s Choice award&lt;/a&gt; for Top Money Expert 2023 🥳 I really can&amp;#39;t thank everyone who&amp;#39;s already voted for me enough, BUT voting isn&amp;#39;t over yet. &lt;/p&gt;&lt;p&gt;Voting is open until the end of the month, and you can vote every day. It doesn&amp;#39;t cost anything and takes two seconds.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;Cast your vote for me here&lt;/a&gt;, and help me get to number one! You can also share my page if you&amp;#39;d like. I&amp;#39;d appreciate it so much.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Jun 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>206 - Sarin A. Barsoumian CFP®, CRPC® - &#34;Misconceptions About the Financial Services Industry&#34;</itunes:title>
                <title>206 - Sarin A. Barsoumian CFP®, CRPC® - &#34;Misconceptions About the Financial Services Industry&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews CFP® and CRPC® Sarin A. Barsoumian! Sarin is a Financial Advisor &amp; Founder at SMB Financial Strategies, LLC.</p><p>Since 2005, Sarin has been helping clients define and pursue their financial goals. She is currently licensed in multiple states including California, Connecticut, Florida, Georgia, Massachusetts, New Hampshire and New York. </p><p>In this episode, Sarin and Barb discuss…</p><ul><li>Sarin&#39;s perspective as a successful female advisor</li><li>Misconceptions about the financial services industry in general</li><li>Why being a CFP is such a great career path for women in particular</li><li>... And so much more!</li></ul><p><br></p><p>Follow SMB Financial Strategies, LLC LinkedIn <a href="https://www.linkedin.com/company/smbfinancialstrategies/?viewAsMember=true" rel="nofollow">HERE.</a></p><p>Follow Sarin&#39;s LinkedIn <a href="https://www.linkedin.com/in/sbarsoumian/" rel="nofollow">HERE.</a></p><p>Follow SMB Financial Strategies, LLC Facebook <a href="https://www.facebook.com/smbfinancialstrategies" rel="nofollow">HERE.</a> </p><p>Check out SMB Financial Strategies, LLC Website <a href="http://www.smbfinancialstrategies.com" rel="nofollow">HERE.</a></p><p><br></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><br></p><p>I&#39;m currently in the running for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 🥳 I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT voting isn&#39;t over yet. </p><p>Voting is open until the end of the month, and you can vote every day. It doesn&#39;t cost anything and takes two seconds.</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews CFP® and CRPC® Sarin A. Barsoumian! Sarin is a Financial Advisor &amp;amp; Founder at SMB Financial Strategies, LLC.&lt;/p&gt;&lt;p&gt;Since 2005, Sarin has been helping clients define and pursue their financial goals. She is currently licensed in multiple states including California, Connecticut, Florida, Georgia, Massachusetts, New Hampshire and New York. &lt;/p&gt;&lt;p&gt;In this episode, Sarin and Barb discuss…&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Sarin&amp;#39;s perspective as a successful female advisor&lt;/li&gt;&lt;li&gt;Misconceptions about the financial services industry in general&lt;/li&gt;&lt;li&gt;Why being a CFP is such a great career path for women in particular&lt;/li&gt;&lt;li&gt;... And so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Follow SMB Financial Strategies, LLC LinkedIn &lt;a href=&#34;https://www.linkedin.com/company/smbfinancialstrategies/?viewAsMember=true&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Follow Sarin&amp;#39;s LinkedIn &lt;a href=&#34;https://www.linkedin.com/in/sbarsoumian/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Follow SMB Financial Strategies, LLC Facebook &lt;a href=&#34;https://www.facebook.com/smbfinancialstrategies&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt; &lt;/p&gt;&lt;p&gt;Check out SMB Financial Strategies, LLC Website &lt;a href=&#34;http://www.smbfinancialstrategies.com&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;m currently in the running for &lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;GOBankingRates Reader&amp;#39;s Choice award&lt;/a&gt; for Top Money Expert 2023 🥳 I really can&amp;#39;t thank everyone who&amp;#39;s already voted for me enough, BUT voting isn&amp;#39;t over yet. &lt;/p&gt;&lt;p&gt;Voting is open until the end of the month, and you can vote every day. It doesn&amp;#39;t cost anything and takes two seconds.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;Cast your vote for me here&lt;/a&gt;, and help me get to number one! You can also share my page if you&amp;#39;d like. I&amp;#39;d appreciate it so much.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 Jun 2023 10:15:00 &#43;0000</pubDate>
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                <itunes:title>205 - When Should You Refinance and Will Mortgage Rates Go Lower?</itunes:title>
                <title>205 - When Should You Refinance and Will Mortgage Rates Go Lower?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Hey Future Rich Fam! In today&#39;s solo episode, Barbara dives into a wide range of topics including...</p><ul><li>Super useful travel tips to help you save money on your next vacation</li><li>Crucial information on refinancing that people don&#39;t want you to know </li><li>Why you should be making principal-only payments</li><li>The history of mortgage rates and why you shouldn&#39;t just &#34;wait&#34; for lower rates</li></ul><p><br></p><p><strong>PLUS Barb needs your help, make sure to listen until the end! </strong></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><br></p><p>I&#39;m currently in second place for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 🥳 I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT voting isn&#39;t over yet. </p><p>Voting is open until the end of the month, and you can vote every day. It doesn&#39;t cost anything and takes two seconds.</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Hey Future Rich Fam! In today&amp;#39;s solo episode, Barbara dives into a wide range of topics including...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Super useful travel tips to help you save money on your next vacation&lt;/li&gt;&lt;li&gt;Crucial information on refinancing that people don&amp;#39;t want you to know &lt;/li&gt;&lt;li&gt;Why you should be making principal-only payments&lt;/li&gt;&lt;li&gt;The history of mortgage rates and why you shouldn&amp;#39;t just &amp;#34;wait&amp;#34; for lower rates&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;PLUS Barb needs your help, make sure to listen until the end! &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s &lt;a href=&#34;https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;drinkAG1.com/futurerich&lt;/a&gt;. Check it out and directly support the podcast!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;m currently in second place for &lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;GOBankingRates Reader&amp;#39;s Choice award&lt;/a&gt; for Top Money Expert 2023 🥳 I really can&amp;#39;t thank everyone who&amp;#39;s already voted for me enough, BUT voting isn&amp;#39;t over yet. &lt;/p&gt;&lt;p&gt;Voting is open until the end of the month, and you can vote every day. It doesn&amp;#39;t cost anything and takes two seconds.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/&#34; rel=&#34;nofollow&#34;&gt;Cast your vote for me here&lt;/a&gt;, and help me get to number one! You can also share my page if you&amp;#39;d like. I&amp;#39;d appreciate it so much.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Jun 2023 12:00:00 &#43;0000</pubDate>
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                <itunes:title>204 - Bernadette &#34;Quickly Bumping Up Your Net Worth&#34;</itunes:title>
                <title>204 - Bernadette &#34;Quickly Bumping Up Your Net Worth&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Bernadette!</p><p>Bernadette just turned 37, lives in a house that she purchased in upstate New York, and works as a District Manager for a wine supplier. She has a great base salary of 100K per year with variable bonuses. She&#39;s a self-proclaimed boater at heart, and exclaims that BOAT stands for, &#34;bust out another thousand&#34;. </p><p>Barbara and Bernadette discuss...</p><ul><li>Upping Bernadette&#39;s emergency fund</li><li>Using her bonus to advance her savings goals </li><li>How she can start planning out her expenses more to bump up her net worth as quickly as possible </li><li>.... and so much more!</li></ul><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Bernadette!&lt;/p&gt;&lt;p&gt;Bernadette just turned 37, lives in a house that she purchased in upstate New York, and works as a District Manager for a wine supplier. She has a great base salary of 100K per year with variable bonuses. She&amp;#39;s a self-proclaimed boater at heart, and exclaims that BOAT stands for, &amp;#34;bust out another thousand&amp;#34;. &lt;/p&gt;&lt;p&gt;Barbara and Bernadette discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Upping Bernadette&amp;#39;s emergency fund&lt;/li&gt;&lt;li&gt;Using her bonus to advance her savings goals &lt;/li&gt;&lt;li&gt;How she can start planning out her expenses more to bump up her net worth as quickly as possible &lt;/li&gt;&lt;li&gt;.... and so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Jun 2023 09:01:00 &#43;0000</pubDate>
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                <itunes:title>203 - Caroline Pt. 2 &#34;How Much Should You Have In Your Emergency Fund with a Growing Family?&#34;</itunes:title>
                <title>203 - Caroline Pt. 2 &#34;How Much Should You Have In Your Emergency Fund with a Growing Family?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!</p><p>Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they&#39;re doing all the right things now that their family is growing and their budget has become more complicated.</p><p>In this episode they discuss...</p><ul><li>The differences between a 401A and 403B </li><li>What a 72T is when it comes to early withdrawals from 401Ks and other early retirement rules </li><li>Housing goals when retiring early </li><li>How much you should have in your emergency fund with a growing family </li></ul><p><br></p><p>*FYI! This episode will be split into two parts! Pt. 1 is Episode 201, which was released last week on 5/19/23. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!&lt;/p&gt;&lt;p&gt;Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they&amp;#39;re doing all the right things now that their family is growing and their budget has become more complicated.&lt;/p&gt;&lt;p&gt;In this episode they discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;The differences between a 401A and 403B &lt;/li&gt;&lt;li&gt;What a 72T is when it comes to early withdrawals from 401Ks and other early retirement rules &lt;/li&gt;&lt;li&gt;Housing goals when retiring early &lt;/li&gt;&lt;li&gt;How much you should have in your emergency fund with a growing family &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*FYI! This episode will be split into two parts! Pt. 1 is Episode 201, which was released last week on 5/19/23. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 May 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>202 - Caroline Pt. 1 “Complicated Finances with Another Baby on the Way”</itunes:title>
                <title>202 - Caroline Pt. 1 “Complicated Finances with Another Baby on the Way”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!</p><p>Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they&#39;re doing all the right things now that their family is growing and their budget has become more complicated. </p><p>In this episode they discuss...</p><ul><li>Separating funds with partners</li><li>Budgeting for childcare   </li><li>What happens when you max out FICA tax  </li><li>Planning for house renovations </li><li>IRS limits with 401Ks and IRAs... and more!</li></ul><p><br></p><p>*FYI! This episode will be split into two parts! Pt 2 will be released next Friday. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!&lt;/p&gt;&lt;p&gt;Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they&amp;#39;re doing all the right things now that their family is growing and their budget has become more complicated. &lt;/p&gt;&lt;p&gt;In this episode they discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Separating funds with partners&lt;/li&gt;&lt;li&gt;Budgeting for childcare   &lt;/li&gt;&lt;li&gt;What happens when you max out FICA tax  &lt;/li&gt;&lt;li&gt;Planning for house renovations &lt;/li&gt;&lt;li&gt;IRS limits with 401Ks and IRAs... and more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;*FYI! This episode will be split into two parts! Pt 2 will be released next Friday. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 May 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>201 - Expert Krista Franks - &#34;Designing the Life that You Love&#34;</itunes:title>
                <title>201 - Expert Krista Franks - &#34;Designing the Life that You Love&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews COO and Founder of Lifestyle Design Company, Owl &amp; Key, Krista Franks!</p><p>Krista Franks left her 9 to 5 at a Digital Agency startup after the realization that she wasn&#39;t going to make it to 60 if she kept killing herself (from a stress, health, and relationship standpoint) over a job that was barely paying her a living wage.</p><p>She then decided to center her life around what matters most and just do more of what she loves. From there, she and her husband Phil created Owl &amp; Key after nearly a decade of their own deep inner work and transformational lifestyle design.</p><p>In this episode, Krista and Barb discuss…</p><ul><li>Krista’s inspiring journey to becoming an entrepreneur</li><li>Why you should be investing more in your relationships and lifestyle</li><li>The different types of “currency” in lifestyle design</li><li>... And so much more!</li></ul><p><br></p><p>Buy Krista&#39;s book <a href="https://www.amazon.com/dp/100610626X" rel="nofollow">HERE</a>.</p><p>Learn more about Owl &amp; Key <a href="https://www.owlandkey.co/" rel="nofollow">HERE</a>.</p><p>Follow Owl &amp; Key on Instagram <a href="https://www.instagram.com/owl_and_key/" rel="nofollow">HERE</a>.</p><p>Listen to Krista and Frank&#39;s Podcast UNLOCKED <a href="https://podcasts.apple.com/us/podcast/unlocked/id1576289623" rel="nofollow">HERE</a>.</p><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews COO and Founder of Lifestyle Design Company, Owl &amp;amp; Key, Krista Franks!&lt;/p&gt;&lt;p&gt;Krista Franks left her 9 to 5 at a Digital Agency startup after the realization that she wasn&amp;#39;t going to make it to 60 if she kept killing herself (from a stress, health, and relationship standpoint) over a job that was barely paying her a living wage.&lt;/p&gt;&lt;p&gt;She then decided to center her life around what matters most and just do more of what she loves. From there, she and her husband Phil created Owl &amp;amp; Key after nearly a decade of their own deep inner work and transformational lifestyle design.&lt;/p&gt;&lt;p&gt;In this episode, Krista and Barb discuss…&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Krista’s inspiring journey to becoming an entrepreneur&lt;/li&gt;&lt;li&gt;Why you should be investing more in your relationships and lifestyle&lt;/li&gt;&lt;li&gt;The different types of “currency” in lifestyle design&lt;/li&gt;&lt;li&gt;... And so much more!&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Buy Krista&amp;#39;s book &lt;a href=&#34;https://www.amazon.com/dp/100610626X&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Learn more about Owl &amp;amp; Key &lt;a href=&#34;https://www.owlandkey.co/&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Follow Owl &amp;amp; Key on Instagram &lt;a href=&#34;https://www.instagram.com/owl_and_key/&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Listen to Krista and Frank&amp;#39;s Podcast UNLOCKED &lt;a href=&#34;https://podcasts.apple.com/us/podcast/unlocked/id1576289623&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 May 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>2452</itunes:duration>
                
                
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                <itunes:title>200 - &#34;Is ChatGPT Going to Take Over the Financial Industry?&#34;</itunes:title>
                <title>200 - &#34;Is ChatGPT Going to Take Over the Financial Industry?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today’s solo episode, CFP Barbara Ginty discusses the ever-evolving bank industry failures AND the topic of AI taking over the workforce. Are you worried about AI taking over your job? Will AI take over the financial industry? What do you think about ChatGPT? Listen to find out what Barbara&#39;s opinion on AI is.</p><p>Here are some links for you to learn more about FDIC Deposit Insurance: </p><ul><li><a href="https://www.fdic.gov/resources/deposit-insurance/faq/" rel="nofollow">FDIC Deposit Insurance FAQs</a></li><li><a href="https://www.fdic.gov/resources/deposit-insurance/brochures/documents/deposit-insurance-at-a-glance-english.pdf" rel="nofollow">Deposit Insurance at a Glance PDF</a></li><li><a href="https://www.fdic.gov/resources/deposit-insurance/financial-products-insured/" rel="nofollow">Are My Deposit Accounts Insured by the FDIC? </a></li></ul><p><br></p><p>Here is the link to the Business Insider Article about the <a href="https://www.businessinsider.com/chatgpt-jobs-at-risk-replacement-artificial-intelligence-ai-labor-trends-2023-02" rel="nofollow">10 roles that AI is most likely to replace.</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today’s solo episode, CFP Barbara Ginty discusses the ever-evolving bank industry failures AND the topic of AI taking over the workforce. Are you worried about AI taking over your job? Will AI take over the financial industry? What do you think about ChatGPT? Listen to find out what Barbara&amp;#39;s opinion on AI is.&lt;/p&gt;&lt;p&gt;Here are some links for you to learn more about FDIC Deposit Insurance: &lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&#34;https://www.fdic.gov/resources/deposit-insurance/faq/&#34; rel=&#34;nofollow&#34;&gt;FDIC Deposit Insurance FAQs&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.fdic.gov/resources/deposit-insurance/brochures/documents/deposit-insurance-at-a-glance-english.pdf&#34; rel=&#34;nofollow&#34;&gt;Deposit Insurance at a Glance PDF&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.fdic.gov/resources/deposit-insurance/financial-products-insured/&#34; rel=&#34;nofollow&#34;&gt;Are My Deposit Accounts Insured by the FDIC? &lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Here is the link to the Business Insider Article about the &lt;a href=&#34;https://www.businessinsider.com/chatgpt-jobs-at-risk-replacement-artificial-intelligence-ai-labor-trends-2023-02&#34; rel=&#34;nofollow&#34;&gt;10 roles that AI is most likely to replace.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 May 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>897</itunes:duration>
                
                
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                <itunes:title>199 - Lola “Keep That Extra Cash!”</itunes:title>
                <title>199 - Lola “Keep That Extra Cash!”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today’s episode, CFP Barbara Ginty interviews the lovely Lola!</p><p>Lola is 30 going on 31, lives in the Seattle area with her husband, and is a Disease Biology Scientist working at a Biotech Company. She&#39;s done a great job at sorting out her finances through both the low and the high-paying periods of her life. </p><p>Barbara and Lola discuss...</p><ul><li>Her transition from living on very little in grad school to having a healthy income</li><li>Her goal to increase her retirement savings </li><li>Her student loan situation and how much she should focus on paying them off </li></ul><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today’s episode, CFP Barbara Ginty interviews the lovely Lola!&lt;/p&gt;&lt;p&gt;Lola is 30 going on 31, lives in the Seattle area with her husband, and is a Disease Biology Scientist working at a Biotech Company. She&amp;#39;s done a great job at sorting out her finances through both the low and the high-paying periods of her life. &lt;/p&gt;&lt;p&gt;Barbara and Lola discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Her transition from living on very little in grad school to having a healthy income&lt;/li&gt;&lt;li&gt;Her goal to increase her retirement savings &lt;/li&gt;&lt;li&gt;Her student loan situation and how much she should focus on paying them off &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Apr 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>198 - Expert Regan Walsh on What to do if You’re Feeling Stuck in Your Current Profession and Creating a Life You Love!</itunes:title>
                <title>198 - Expert Regan Walsh on What to do if You’re Feeling Stuck in Your Current Profession and Creating a Life You Love!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Executive Coach, Speaker, and Author, Regan Walsh! </p><p>For over a decade, Regan has guided leaders from Nike to Wallstreet and has worked with change agents across Fortune 500 companies including JPMorgan, Nationwide, Freddie Mac and more. She is also an NYU Certified Executive Coach and a contributor to Forbes and Harvard Business Review.</p><p>In 2021, Regan released her debut memoir, <em>Heart Boss,</em> which details how she created a life she loves and how you can too!</p><p>In this episode, Regan and Barb discuss…</p><ul><li>Which financial decisions Regan made early on in her career that gave her the courage to leave a job that was making her miserable </li><li>What the top questions you should ask yourself are if you’re feeling stuck in your current professional position </li><li>What professionally dating is and how to do it </li><li>Why if you’re not changing your situation, you’re choosing your situation </li></ul><p><br></p><p>And so much more! </p><p><br></p><p><span>Buy Regan’s book </span><a href="https://www.amazon.com/Heart-Boss-Trust-Shoulds-Create/dp/1544518730" rel="nofollow">HERE.</a></p><p>Learn more about Regan <a href="https://reganwalsh.com/" rel="nofollow">HERE.</a></p><p><span>Follow Regan on Instagram </span><a href="https://www.instagram.com/regan_walsh/" rel="nofollow">HERE</a><span>.</span></p><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews Executive Coach, Speaker, and Author, Regan Walsh! &lt;/p&gt;&lt;p&gt;For over a decade, Regan has guided leaders from Nike to Wallstreet and has worked with change agents across Fortune 500 companies including JPMorgan, Nationwide, Freddie Mac and more. She is also an NYU Certified Executive Coach and a contributor to Forbes and Harvard Business Review.&lt;/p&gt;&lt;p&gt;In 2021, Regan released her debut memoir, &lt;em&gt;Heart Boss,&lt;/em&gt; which details how she created a life she loves and how you can too!&lt;/p&gt;&lt;p&gt;In this episode, Regan and Barb discuss…&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Which financial decisions Regan made early on in her career that gave her the courage to leave a job that was making her miserable &lt;/li&gt;&lt;li&gt;What the top questions you should ask yourself are if you’re feeling stuck in your current professional position &lt;/li&gt;&lt;li&gt;What professionally dating is and how to do it &lt;/li&gt;&lt;li&gt;Why if you’re not changing your situation, you’re choosing your situation &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;And so much more! &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;Buy Regan’s book &lt;/span&gt;&lt;a href=&#34;https://www.amazon.com/Heart-Boss-Trust-Shoulds-Create/dp/1544518730&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Learn more about Regan &lt;a href=&#34;https://reganwalsh.com/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;span&gt;Follow Regan on Instagram &lt;/span&gt;&lt;a href=&#34;https://www.instagram.com/regan_walsh/&#34; rel=&#34;nofollow&#34;&gt;HERE&lt;/a&gt;&lt;span&gt;.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 21 Apr 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>197 - Evelyn “Moving Abroad for Healthcare!”</itunes:title>
                <title>197 - Evelyn “Moving Abroad for Healthcare!”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today’s episode, CFP Barbara Ginty interviews Evelyn!</p><p>Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air.</p><p><br></p><p>Barbara and Evelyn discuss...</p><ul><li>Expenses and reimbursements in Tech </li><li>Increasing retirement savings </li><li>Converting assets and pro rata rules </li><li>Health insurance and moving abroad for better healthcare </li></ul><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today’s episode, CFP Barbara Ginty interviews Evelyn!&lt;/p&gt;&lt;p&gt;Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Barbara and Evelyn discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Expenses and reimbursements in Tech &lt;/li&gt;&lt;li&gt;Increasing retirement savings &lt;/li&gt;&lt;li&gt;Converting assets and pro rata rules &lt;/li&gt;&lt;li&gt;Health insurance and moving abroad for better healthcare &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 Apr 2023 12:20:19 &#43;0000</pubDate>
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                <itunes:title>196 - Penny &#34;The Three Different Money Types and What You Should Have When You Retire.&#34;</itunes:title>
                <title>196 - Penny &#34;The Three Different Money Types and What You Should Have When You Retire.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week CFP Barbara Ginty interviews the wonderful Penny! </p><p>Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on. </p><p>In this episode, Barbara and Penny discuss... </p><ul><li>Renting vs. Mortage </li><li>Investing vs. Saving in a High-Yield Savings Account</li><li>What Tax Harvesting is and if she should do it</li><li>The three different money types you should have when you get to  retirement </li><li>Disability and Life Insurance </li></ul><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week CFP Barbara Ginty interviews the wonderful Penny! &lt;/p&gt;&lt;p&gt;Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on. &lt;/p&gt;&lt;p&gt;In this episode, Barbara and Penny discuss... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;Renting vs. Mortage &lt;/li&gt;&lt;li&gt;Investing vs. Saving in a High-Yield Savings Account&lt;/li&gt;&lt;li&gt;What Tax Harvesting is and if she should do it&lt;/li&gt;&lt;li&gt;The three different money types you should have when you get to  retirement &lt;/li&gt;&lt;li&gt;Disability and Life Insurance &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 Apr 2023 09:00:00 &#43;0000</pubDate>
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                <itunes:title>195 - Eva “The Pressure of Being the Breadwinner”</itunes:title>
                <title>195 - Eva “The Pressure of Being the Breadwinner”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>CFP Barbara Ginty interviews the lovely Eva this week on the Future Rich Podcast! </p><p>Eva is 37, married, and has one child and another on the way. She lives in the DMV area and works at a Biopharmaceutical Company in the Government Affairs Department. She feels a little more conservative with her finances as the main provider for her family of four and being responsible for her family&#39;s healthcare. </p><p>In this episode, Barbara and Eva talk about the temporal nature of certain expenses and how stressful saving for daycare is. They devise a plan for while the kids are young and daycare expenses are high. Once they’re out of daycare, Eva will re-evaluate her budget and change her savings ratio. They also discuss Roth In‐Plan Conversions, life insurance plans, 529s, and so much more! </p><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;CFP Barbara Ginty interviews the lovely Eva this week on the Future Rich Podcast! &lt;/p&gt;&lt;p&gt;Eva is 37, married, and has one child and another on the way. She lives in the DMV area and works at a Biopharmaceutical Company in the Government Affairs Department. She feels a little more conservative with her finances as the main provider for her family of four and being responsible for her family&amp;#39;s healthcare. &lt;/p&gt;&lt;p&gt;In this episode, Barbara and Eva talk about the temporal nature of certain expenses and how stressful saving for daycare is. They devise a plan for while the kids are young and daycare expenses are high. Once they’re out of daycare, Eva will re-evaluate her budget and change her savings ratio. They also discuss Roth In‐Plan Conversions, life insurance plans, 529s, and so much more! &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 31 Mar 2023 12:08:40 &#43;0000</pubDate>
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                <itunes:title>194 - Nacray Follow-Up - “So many buckets of money!&#34;</itunes:title>
                <title>194 - Nacray Follow-Up - “So many buckets of money!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>This week on Future Rich, CFP Barbara Ginty follows up with Nacray from <a href="https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000443697556" rel="nofollow">episode 43 of the podcast</a> to find out what&#39;s changed in her life and finances over the last four years.</p><p>Nacray finished school, took a year off during Covid, then committed to a year of aggressive savings. She now works as an Architectural Designer at an Architecture Firm, teaches four months out of the year, and has a side hustle!</p><p>On top of all of that, she has done a fantastic job saving and has a fund for everything!</p><p>Barbara and Nacray talk about student loan deferment and the struggles of apartment hunting. They also come up with a game plan for Nacray to pursue her goal of becoming a Licensed Architect without sacrificing her savings or her sanity!</p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;This week on Future Rich, CFP Barbara Ginty follows up with Nacray from &lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000443697556&#34; rel=&#34;nofollow&#34;&gt;episode 43 of the podcast&lt;/a&gt; to find out what&amp;#39;s changed in her life and finances over the last four years.&lt;/p&gt;&lt;p&gt;Nacray finished school, took a year off during Covid, then committed to a year of aggressive savings. She now works as an Architectural Designer at an Architecture Firm, teaches four months out of the year, and has a side hustle!&lt;/p&gt;&lt;p&gt;On top of all of that, she has done a fantastic job saving and has a fund for everything!&lt;/p&gt;&lt;p&gt;Barbara and Nacray talk about student loan deferment and the struggles of apartment hunting. They also come up with a game plan for Nacray to pursue her goal of becoming a Licensed Architect without sacrificing her savings or her sanity!&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Mar 2023 14:23:11 &#43;0000</pubDate>
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                <itunes:title>193 - Should YOU be concerned about the Silicon Valley Bank failure?</itunes:title>
                <title>193 - Should YOU be concerned about the Silicon Valley Bank failure?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>We’re sure by now you’ve seen the news on the Silicon Valley Bank failure, but if you weren’t already aware, this past week we experienced the second-largest bank failure in history and the fastest bank failure in history. The last big bank failure we had was in 2008! So... how does the 16th largest bank in the country fail? </p><p>All of the information isn’t out yet, but this solo episode with CFP Barbara Ginty will help break down what is happening right now in the market. </p><p>Here are some links for you to learn more about FDIC Deposit Insurance: </p><ul><li><a href="https://www.fdic.gov/resources/deposit-insurance/faq/" rel="nofollow">FDIC Deposit Insurance FAQs</a></li><li><a href="https://www.fdic.gov/resources/deposit-insurance/brochures/documents/deposit-insurance-at-a-glance-english.pdf" rel="nofollow">Deposit Insurance at a Glance PDF</a></li><li><a href="https://www.fdic.gov/resources/deposit-insurance/financial-products-insured/" rel="nofollow">Are My Deposit Accounts Insured by the FDIC? </a></li></ul><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;We’re sure by now you’ve seen the news on the Silicon Valley Bank failure, but if you weren’t already aware, this past week we experienced the second-largest bank failure in history and the fastest bank failure in history. The last big bank failure we had was in 2008! So... how does the 16th largest bank in the country fail? &lt;/p&gt;&lt;p&gt;All of the information isn’t out yet, but this solo episode with CFP Barbara Ginty will help break down what is happening right now in the market. &lt;/p&gt;&lt;p&gt;Here are some links for you to learn more about FDIC Deposit Insurance: &lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&#34;https://www.fdic.gov/resources/deposit-insurance/faq/&#34; rel=&#34;nofollow&#34;&gt;FDIC Deposit Insurance FAQs&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.fdic.gov/resources/deposit-insurance/brochures/documents/deposit-insurance-at-a-glance-english.pdf&#34; rel=&#34;nofollow&#34;&gt;Deposit Insurance at a Glance PDF&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&#34;https://www.fdic.gov/resources/deposit-insurance/financial-products-insured/&#34; rel=&#34;nofollow&#34;&gt;Are My Deposit Accounts Insured by the FDIC? &lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Mar 2023 14:47:01 &#43;0000</pubDate>
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                <itunes:title>192 - Barbara - &#34;When Do You Need a Financial Advisor?&#34;</itunes:title>
                <title>192 - Barbara - &#34;When Do You Need a Financial Advisor?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Where are you in your financial life? Do you want to pay for and need to pay for more specialized advice and education? </p><p>In today&#39;s episode, Barbara breaks down the differences between a Financial Coach and a Financial Advisor along with the top three things that you should look for when hiring a Financial Advisor. </p><p>Your finances have a HUGE impact on your entire life, so you want to make sure that who you choose aligns with your goals and values.  </p><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly <a href="https://athleticgreens.com/futurerich" rel="nofollow">support the podcast</a>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and Classes!</p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Where are you in your financial life? Do you want to pay for and need to pay for more specialized advice and education? &lt;/p&gt;&lt;p&gt;In today&amp;#39;s episode, Barbara breaks down the differences between a Financial Coach and a Financial Advisor along with the top three things that you should look for when hiring a Financial Advisor. &lt;/p&gt;&lt;p&gt;Your finances have a HUGE impact on your entire life, so you want to make sure that who you choose aligns with your goals and values.  &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly &lt;a href=&#34;https://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;support the podcast&lt;/a&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide&lt;/a&gt; today to help plan your financial future!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit the &lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes!&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Mar 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>191 - Nora - &#34;The Desire of FIRE aka Financial Independence Retire Early&#34;</itunes:title>
                <title>191 - Nora - &#34;The Desire of FIRE aka Financial Independence Retire Early&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>Happy Friday! Today&#39;s lovely guest is Nora. </p><p>Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. </p><p>In this episode, Barbara and Nora discuss...</p><ul><li>Long-term financial planning </li><li>Barbara&#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint. </li><li>Sneaking a Roth IRA inside of a 401k</li><li>Non-retirement savings accounts</li><li>The FIRE movement </li></ul><p>Thank you to <a href="athleticgreens.com/futurerich." rel="nofollow">Athletic Greens for sponsoring Future Rich</a>. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.</p><p>Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p><a href="https://www.futurerichpodcast.com/" rel="nofollow">Visit the Future Rich Podcast website</a> for Financial Freebies and Classes! </p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday! Today&amp;#39;s lovely guest is Nora. &lt;/p&gt;&lt;p&gt;Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. &lt;/p&gt;&lt;p&gt;In this episode, Barbara and Nora discuss...&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Long-term financial planning &lt;/li&gt;&lt;li&gt;Barbara&amp;#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint. &lt;/li&gt;&lt;li&gt;Sneaking a Roth IRA inside of a 401k&lt;/li&gt;&lt;li&gt;Non-retirement savings accounts&lt;/li&gt;&lt;li&gt;The FIRE movement &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;Thank you to &lt;a href=&#34;athleticgreens.com/futurerich.&#34; rel=&#34;nofollow&#34;&gt;Athletic Greens for sponsoring Future Rich&lt;/a&gt;. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.&lt;/p&gt;&lt;p&gt;Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Download a free guide today to help plan your financial future!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Visit the Future Rich Podcast website&lt;/a&gt; for Financial Freebies and Classes! &lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Mar 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>190 - Morgan &#34;Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund.&#34;</itunes:title>
                <title>190 - Morgan &#34;Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.</p><p>Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living &#34;hand to mouth.&#34; </p><p>Her major goals are... </p><ul><li>To pay off her 13K in credit card debt </li><li>Save enough money to freeze her eggs </li><li>Ramp up her emergency fund </li><li>Feel stable enough to pursue acting again full-time </li></ul><p><br></p><p>Find out what Barbara&#39;s plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put enough a significant amount of money towards freezing her eggs in 12 months. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and <strong>help support the podcast</strong>, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. <strong>All you have to do is visit </strong><a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow"><strong>athleticgreens.com/futurerich</strong></a><strong>.</strong></p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.&lt;/p&gt;&lt;p&gt;Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living &amp;#34;hand to mouth.&amp;#34; &lt;/p&gt;&lt;p&gt;Her major goals are... &lt;/p&gt;&lt;ul&gt;&lt;li&gt;To pay off her 13K in credit card debt &lt;/li&gt;&lt;li&gt;Save enough money to freeze her eggs &lt;/li&gt;&lt;li&gt;Ramp up her emergency fund &lt;/li&gt;&lt;li&gt;Feel stable enough to pursue acting again full-time &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Find out what Barbara&amp;#39;s plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put enough a significant amount of money towards freezing her eggs in 12 months. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and &lt;strong&gt;help support the podcast&lt;/strong&gt;, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. &lt;strong&gt;All you have to do is visit &lt;/strong&gt;&lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;&lt;strong&gt;athleticgreens.com/futurerich&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@futurerichpodcast&#34; rel=&#34;nofollow&#34;&gt;Follow us on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Feb 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>189 - Amy &#34;Consolidating Credit Card Debt&#34;</itunes:title>
                <title>189 - Amy &#34;Consolidating Credit Card Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.</p><p>Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.</p><p>Listen to this episode to learn about Amy&#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.</p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.&lt;/p&gt;&lt;p&gt;Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.&lt;/p&gt;&lt;p&gt;Listen to this episode to learn about Amy&amp;#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Feb 2023 16:22:56 &#43;0000</pubDate>
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                <itunes:duration>1865</itunes:duration>
                
                
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                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>188 - Jane &#34;A story of perseverance!”</itunes:title>
                <title>188 - Jane &#34;A story of perseverance!”</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                
                <description><![CDATA[<p>In today&#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by the lovely Jane, who shares a story of true perseverance and strength. We&#39;re not kidding when we say that Jane should write a book on her experience! </p><p>Jane is 25 years old and based in Salt Lake City, Utah where she works as an office manager. She has overcome three major accidents with a super positive attitude. Her outlook on life is incredibly inspirational. </p><p>Jane also has a huge interest in financial health and has an impressive savings portfolio. </p><p>Listen to this episode to learn about Jane&#39;s story and how she&#39;s already saved over 30K for her retirement. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In today&amp;#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by the lovely Jane, who shares a story of true perseverance and strength. We&amp;#39;re not kidding when we say that Jane should write a book on her experience! &lt;/p&gt;&lt;p&gt;Jane is 25 years old and based in Salt Lake City, Utah where she works as an office manager. She has overcome three major accidents with a super positive attitude. Her outlook on life is incredibly inspirational. &lt;/p&gt;&lt;p&gt;Jane also has a huge interest in financial health and has an impressive savings portfolio. &lt;/p&gt;&lt;p&gt;Listen to this episode to learn about Jane&amp;#39;s story and how she&amp;#39;s already saved over 30K for her retirement. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Feb 2023 19:16:51 &#43;0000</pubDate>
                <itunes:duration>2078</itunes:duration>
                
                
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                <itunes:title>187 - Barb and Potter &#34;Still Successful, No Longer Single!&#34;</itunes:title>
                <title>187 - Barb and Potter &#34;Still Successful, No Longer Single!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to SEASON 6 of the Future Rich Podcast!! 

Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We&#39;re so excited to be back for another season. 

Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today&#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by the show&#39;s producer, Potter to talk all things WEDDING! Barb is walking down the aisle in six months and has plenty of financial tips and tricks on where to spend and splurge on your wedding budget. Potter also shares some lessons she learned from her big day.  

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Welcome to SEASON 6 of the Future Rich Podcast!! </p><p>Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We&#39;re so excited to be back for another season. </p><p>Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today&#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by the show&#39;s producer, Potter to talk all things WEDDING! Barb is walking down the aisle in six months and has plenty of financial tips and tricks on where to spend and splurge on your wedding budget. Potter also shares some lessons she learned from her big day.  </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Welcome to SEASON 6 of the Future Rich Podcast!! &lt;/p&gt;&lt;p&gt;Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We&amp;#39;re so excited to be back for another season. &lt;/p&gt;&lt;p&gt;Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today&amp;#39;s episode, CFP and Future Rich Host Barbara Ginty is joined by the show&amp;#39;s producer, Potter to talk all things WEDDING! Barb is walking down the aisle in six months and has plenty of financial tips and tricks on where to spend and splurge on your wedding budget. Potter also shares some lessons she learned from her big day.  &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Feb 2023 17:54:53 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 106 - Selena - &#34;I&#39;ve done a lot of stupid financial things.&#34;</itunes:title>
                <title>THROWBACK 106 - Selena - &#34;I&#39;ve done a lot of stupid financial things.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich Fam! 

In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. 

***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes the first week of February 2023***

Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you. 

Here is an accompanying episode with expert guest Leslie H. Tayne Esq. [https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word]that we think will benefit listeners with a substantial amount of student loan debt.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Happy Friday, Future Rich Fam! </p><p>In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. </p><p><strong>***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes the first week of February 2023***</strong></p><p>Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you. </p><p>Here is an <a href="https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word" rel="nofollow">accompanying episode with expert guest Leslie H. Tayne Esq. </a>that we think will benefit listeners with a substantial amount of student loan debt.</p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday, Future Rich Fam! &lt;/p&gt;&lt;p&gt;In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;***We&amp;#39;re posting fan-favorite pod episodes during our annual winter break. We&amp;#39;ll be back with new episodes the first week of February 2023***&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you. &lt;/p&gt;&lt;p&gt;Here is an &lt;a href=&#34;https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word&#34; rel=&#34;nofollow&#34;&gt;accompanying episode with expert guest Leslie H. Tayne Esq. &lt;/a&gt;that we think will benefit listeners with a substantial amount of student loan debt.&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Jan 2023 06:48:41 &#43;0000</pubDate>
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                <itunes:duration>1629</itunes:duration>
                
                
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                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Throwback 149 - ROSANNA - &#34;Spousal IRAs and Starting a Business In Your 40s&#34;</itunes:title>
                <title>Throwback 149 - ROSANNA - &#34;Spousal IRAs and Starting a Business In Your 40s&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna. 

***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes the first week of February 2023***

Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband&#39;s aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she&#39;s on track for retirement and the different retirement options for small businesses.

Here is more info on Spousal IRA &amp; contribution income limits. [https://www.forbes.com/advisor/investing/spousal-ira/]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna. </p><p><strong>***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes the first week of February 2023***</strong></p><p><strong>Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband&#39;s aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she&#39;s on track for retirement and the different retirement options for small businesses.</strong></p><p><strong>Here is more info on </strong><a href="https://www.forbes.com/advisor/investing/spousal-ira/" rel="nofollow"><strong>Spousal IRA &amp; contribution income limits.</strong></a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;***We&amp;#39;re posting fan-favorite pod episodes during our annual winter break. We&amp;#39;ll be back with new episodes the first week of February 2023***&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband&amp;#39;s aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she&amp;#39;s on track for retirement and the different retirement options for small businesses.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Here is more info on &lt;/strong&gt;&lt;a href=&#34;https://www.forbes.com/advisor/investing/spousal-ira/&#34; rel=&#34;nofollow&#34;&gt;&lt;strong&gt;Spousal IRA &amp;amp; contribution income limits.&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Jan 2023 10:00:00 &#43;0000</pubDate>
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                <itunes:title>THROWBACK 140 Follow Up - Veronica - &#34;My Spending Has Been Out Of Control!&#34;</itunes:title>
                <title>THROWBACK 140 Follow Up - Veronica - &#34;My Spending Has Been Out Of Control!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! 

***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes the first week of February 2023***

Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! 

Listen to this episode to learn what Barbara&#39;s advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Veronica to switch to, as well as an easy savings method that Barbara uses for her own real estate properties. 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! </p><p><strong>***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes the first week of February 2023***</strong></p><p>Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! </p><p>Listen to this episode to learn what Barbara&#39;s advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Veronica to switch to, as well as an easy savings method that Barbara uses for her own real estate properties. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! &lt;/p&gt;&lt;p&gt;&lt;strong&gt;***We&amp;#39;re posting fan-favorite pod episodes during our annual winter break. We&amp;#39;ll be back with new episodes the first week of February 2023***&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! &lt;/p&gt;&lt;p&gt;Listen to this episode to learn what Barbara&amp;#39;s advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Veronica to switch to, as well as an easy savings method that Barbara uses for her own real estate properties. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Jan 2023 15:02:08 &#43;0000</pubDate>
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                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Throwback 124 - EXPERT Robert Leonard - &#34;How To Start House Hacking&#34;</itunes:title>
                <title>Throwback 124 - EXPERT Robert Leonard - &#34;How To Start House Hacking&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard.

***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes in January 2023***

Robert is the VP of Growth at The Investor&#39;s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and personal development!

Listen to this episode to learn how Robert transitioned from climbing the corporate ladder to a full-time entrepreneur, his top tips for house hacking, and why he encourages having multiple assets when investing.

OR if you prefer, you can WATCH THIS EPISODE HERE. [https://www.youtube.com/watch?v=ldhU7U8EewY]

Where to find Robert:
IG: www.instagram.com/therobertleonard/ [https://gate.sc/?url=http%3A%2F%2Fwww.instagram.com%2Ftherobertleonard%2F&amp;token=5b869a-1-1672974396028]
Twitter: twitter.com/therobertleonar [https://gate.sc/?url=https%3A%2F%2Ftwitter.com%2Ftherobertleonar&amp;token=863bec-1-1672974396028]
Millennial Investing: podcasts.apple.com/us/podcast/id1477323816 [https://gate.sc/?url=https%3A%2F%2Fpodcasts.apple.com%2Fus%2Fpodcast%2Fid1477323816&amp;token=738f89-1-1672974396028]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard.</p><p><strong>***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes in January 2023***</strong></p><p>Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and personal development!</p><p>Listen to this episode to learn how Robert transitioned from climbing the corporate ladder to a full-time entrepreneur, his top tips for house hacking, and why he encourages having multiple assets when investing.</p><p>OR if you prefer, you can <a href="https://www.youtube.com/watch?v=ldhU7U8EewY" rel="nofollow">WATCH THIS EPISODE HERE.</a></p><p>Where to find Robert:<br>IG: <a href="https://gate.sc/?token=5b869a-1-1672974396028&url=http%3A%2F%2Fwww.instagram.com%2Ftherobertleonard%2F" rel="nofollow">www.instagram.com/therobertleonard/</a><br>Twitter: <a href="https://gate.sc/?token=863bec-1-1672974396028&url=https%3A%2F%2Ftwitter.com%2Ftherobertleonar" rel="nofollow">twitter.com/therobertleonar</a><br>Millennial Investing: <a href="https://gate.sc/?token=738f89-1-1672974396028&url=https%3A%2F%2Fpodcasts.apple.com%2Fus%2Fpodcast%2Fid1477323816" rel="nofollow">podcasts.apple.com/us/podcast/id1477323816</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;***We&amp;#39;re posting fan-favorite pod episodes during our annual winter break. We&amp;#39;ll be back with new episodes in January 2023***&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and personal development!&lt;/p&gt;&lt;p&gt;Listen to this episode to learn how Robert transitioned from climbing the corporate ladder to a full-time entrepreneur, his top tips for house hacking, and why he encourages having multiple assets when investing.&lt;/p&gt;&lt;p&gt;OR if you prefer, you can &lt;a href=&#34;https://www.youtube.com/watch?v=ldhU7U8EewY&#34; rel=&#34;nofollow&#34;&gt;WATCH THIS EPISODE HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Where to find Robert:&lt;br&gt;IG: &lt;a href=&#34;https://gate.sc/?token=5b869a-1-1672974396028&amp;url=http%3A%2F%2Fwww.instagram.com%2Ftherobertleonard%2F&#34; rel=&#34;nofollow&#34;&gt;www.instagram.com/therobertleonard/&lt;/a&gt;&lt;br&gt;Twitter: &lt;a href=&#34;https://gate.sc/?token=863bec-1-1672974396028&amp;url=https%3A%2F%2Ftwitter.com%2Ftherobertleonar&#34; rel=&#34;nofollow&#34;&gt;twitter.com/therobertleonar&lt;/a&gt;&lt;br&gt;Millennial Investing: &lt;a href=&#34;https://gate.sc/?token=738f89-1-1672974396028&amp;url=https%3A%2F%2Fpodcasts.apple.com%2Fus%2Fpodcast%2Fid1477323816&#34; rel=&#34;nofollow&#34;&gt;podcasts.apple.com/us/podcast/id1477323816&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Jan 2023 10:00:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/f85a185b-c2ed-4eb1-b4e3-1501cfb2e9b8_4c54f01e-0443-4e18-b2cd-5639b3193f28.jpg"/>
                <itunes:duration>1859</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Throwback 117 - Dee - &#34;Paying Off 50K in Debt in One Year&#34;</itunes:title>
                <title>Throwback 117 - Dee - &#34;Paying Off 50K in Debt in One Year&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>You&#39;re in for a treat! In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee!

***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes in January 2023***

Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked on her financial journey to becoming debt-free! 

Listen to find out how Dee paid off $50,000 of student loan debt in one year, how she keeps her savings rate high while also enjoying life, and what her long-term goals are for her and her family. 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>You&#39;re in for a treat! In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee!</p><p><strong>***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes in January 2023***</strong></p><p>Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked on her financial journey to becoming debt-free! </p><p>Listen to find out how Dee paid off $50,000 of student loan debt in one year, how she keeps her savings rate high while also enjoying life, and what her long-term goals are for her and her family. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;You&amp;#39;re in for a treat! In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee!&lt;/p&gt;&lt;p&gt;&lt;strong&gt;***We&amp;#39;re posting fan-favorite pod episodes during our annual winter break. We&amp;#39;ll be back with new episodes in January 2023***&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked on her financial journey to becoming debt-free! &lt;/p&gt;&lt;p&gt;Listen to find out how Dee paid off $50,000 of student loan debt in one year, how she keeps her savings rate high while also enjoying life, and what her long-term goals are for her and her family. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Dec 2022 07:09:54 &#43;0000</pubDate>
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                <itunes:title>122 Throwback - Erin - &#34;Compounding Interest Millionaire!&#34;</itunes:title>
                <title>122 Throwback - Erin - &#34;Compounding Interest Millionaire!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Oh wow, we certainly have a treat for you this week on Future Rich! CFP Barbara Ginty chats with the wonderful Erin! 

***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes in January 2023***

Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! 

Listen to learn Barbara&#39;s opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, saving, to actually dipping into savings and enjoying life! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.



Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Oh wow, we certainly have a treat for you this week on Future Rich! CFP Barbara Ginty chats with the wonderful Erin! </p><p><strong>***We&#39;re posting fan-favorite pod episodes during our annual winter break. We&#39;ll be back with new episodes in January 2023***</strong></p><p>Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! </p><p>Listen to learn Barbara&#39;s opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, saving, to actually dipping into savings and enjoying life! </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p><br></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Oh wow, we certainly have a treat for you this week on Future Rich! CFP Barbara Ginty chats with the wonderful Erin! &lt;/p&gt;&lt;p&gt;&lt;strong&gt;***We&amp;#39;re posting fan-favorite pod episodes during our annual winter break. We&amp;#39;ll be back with new episodes in January 2023***&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! &lt;/p&gt;&lt;p&gt;Listen to learn Barbara&amp;#39;s opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, saving, to actually dipping into savings and enjoying life! &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 Dec 2022 10:00:00 &#43;0000</pubDate>
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                <itunes:title>137 Throwback - Mickey - &#34;Tough Conversations and Living Below Your Means&#34;</itunes:title>
                <title>137 Throwback - Mickey - &#34;Tough Conversations and Living Below Your Means&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! We&#39;re posting fan favorite episodes of the pod during our annual winter break. We&#39;ll be back with new episodes in January 2023. 

We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own.

Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Happy Friday, Future Rich fam! We&#39;re posting fan favorite episodes of the pod during our annual winter break. We&#39;ll be back with new episodes in January 2023. </p><p>We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own.</p><p>Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.</p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday, Future Rich fam! We&amp;#39;re posting fan favorite episodes of the pod during our annual winter break. We&amp;#39;ll be back with new episodes in January 2023. &lt;/p&gt;&lt;p&gt;We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own.&lt;/p&gt;&lt;p&gt;Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Dec 2022 11:35:10 &#43;0000</pubDate>
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            <item>
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                <itunes:title>186 - &#34;When Men Are Threatened by Your Income Level&#34; with Barbara and Aimee</itunes:title>
                <title>186 - &#34;When Men Are Threatened by Your Income Level&#34; with Barbara and Aimee</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages?

In today&#39;s SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship.

Research by the University of Chicago Booth School of Business found that a married woman earning more than her husband increased the probability of unhappiness in her marriage and put them at a greater risk of divorce. Data from a U.S. National Survey of Families and Households found that those who reported being happy with their marriage declined when a woman earns more than her husband, with the likelihood of divorce increasing by 50%. According to Forbes, this can significantly impact those in high-net-worth marriages since earning a higher income or owning more significant personal assets than your husband makes for special considerations regarding divorce.

Read from our SOURCE HERE. [https://www.sflg.com/blog/2022/06/why-divorce-rate-is-higher-for-female-breadwinners/]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.



Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages?</p><p>In today&#39;s SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship. <br> <br>Research by the University of Chicago Booth School of Business found that a married woman earning more than her husband increased the probability of unhappiness in her marriage and put them at a greater risk of divorce. Data from a U.S. National Survey of Families and Households found that those who reported being happy with their marriage declined when a woman earns more than her husband, with the likelihood of divorce increasing by 50%. According to Forbes, this can significantly impact those in high-net-worth marriages since earning a higher income or owning more significant personal assets than your husband makes for special considerations regarding divorce.<br> <br>Read from our <a href="https://www.sflg.com/blog/2022/06/why-divorce-rate-is-higher-for-female-breadwinners/" rel="nofollow">SOURCE HERE.</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.<strong><br> <br></strong></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages?&lt;/p&gt;&lt;p&gt;In today&amp;#39;s SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship. &lt;br&gt; &lt;br&gt;Research by the University of Chicago Booth School of Business found that a married woman earning more than her husband increased the probability of unhappiness in her marriage and put them at a greater risk of divorce. Data from a U.S. National Survey of Families and Households found that those who reported being happy with their marriage declined when a woman earns more than her husband, with the likelihood of divorce increasing by 50%. According to Forbes, this can significantly impact those in high-net-worth marriages since earning a higher income or owning more significant personal assets than your husband makes for special considerations regarding divorce.&lt;br&gt; &lt;br&gt;Read from our &lt;a href=&#34;https://www.sflg.com/blog/2022/06/why-divorce-rate-is-higher-for-female-breadwinners/&#34; rel=&#34;nofollow&#34;&gt;SOURCE HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;strong&gt;&lt;br&gt; &lt;br&gt;&lt;/strong&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Dec 2022 10:00:00 &#43;0000</pubDate>
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                <itunes:title>185 - Monique (Follow-Up Episode 22) &#34;Credit Card Debt Free and Focused on Saving&#34;</itunes:title>
                <title>185 - Monique (Follow-Up Episode 22) &#34;Credit Card Debt Free and Focused on Saving&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed &#34;tornado&#34; of debt to a much more manageable &#34;rainstorm&#34;. Listen to find out where Monique is at with her savings goals and what her plans are to tackle her remaining debt.

Check out Monique&#39;s original episode (22) of the podcast HERE. [https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000429455434]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed “tornado” of debt to a much more manageable “rainstorm”. Listen to find out where Monique is at with her savings goals and what her plans are to tackle her remaining debt.</p><p>Check out Monique’s original episode (22) of the podcast <a href="https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000429455434" rel="nofollow">HERE.</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Visit Barb&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed “tornado” of debt to a much more manageable “rainstorm”. Listen to find out where Monique is at with her savings goals and what her plans are to tackle her remaining debt.&lt;/p&gt;&lt;p&gt;Check out Monique’s original episode (22) of the podcast &lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000429455434&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Visit Barb&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 18 Nov 2022 10:00:00 &#43;0000</pubDate>
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                <itunes:title>184 - EXPERT Charlotte Geletka &#34;Do you want a rewarding and meaningful career?&#34;</itunes:title>
                <title>184 - EXPERT Charlotte Geletka &#34;Do you want a rewarding and meaningful career?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia.

As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant future.

Charlotte was also recently named one of the 100 Top Financial Advisors by Investopedia [https://www.investopedia.com/top-100-financial-advisors-5323670] on 7/11/2022 for 2022. The Investopedia Top 100 Financial Advisors is an independently granted award and is based on peer nomination, advisor engagement, influence, and commitment to financial education. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. No fee was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required. Working with an Investopedia 100 Top Financial Advisor is no guarantee of investment success.  

In this pod, Charlotte shares the inspirational road she took to become a CFP® and Business Owner, why financial wellness matters so much, and her thoughts on being a CFP® in today&#39;s financial climate. 

Learn more about Silver Penny Financial HERE. [https://www.silverpennyfinancial.com/]

Find Charlotte HERE. [https://www.silverpennyfinancial.com/team/charlotte-geletka]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Disclaimer: Charlotte Galetka is a Registered Representative and offers securities and advisory services through Lincoln Financial Advisors, a broker-dealer (Member of SIPC) and a Registered Investment Advisor.  Silver Penny Financial Planning is a marketing name for registered representatives of Lincoln Financial Advisors Corp. 

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Visit Bara&#39;s website - Future Rich Podcast [https://www.futurerichpodcast.com/]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia.</p><p>As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant future.</p><p>Charlotte was also recently named one of the <a href="https://www.investopedia.com/top-100-financial-advisors-5323670" rel="nofollow">100 Top Financial Advisors by Investopedia</a> on 7/11/2022 for 2022. The Investopedia Top 100 Financial Advisors is an independently granted award and is based on peer nomination, advisor engagement, influence, and commitment to financial education. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. No fee was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required. Working with an Investopedia 100 Top Financial Advisor is no guarantee of investment success.  </p><p>In this pod, Charlotte shares the inspirational road she took to become a CFP® and Business Owner, why financial wellness matters so much, and her thoughts on being a CFP® in today&#39;s financial climate. </p><p>Learn more about Silver Penny Financial <a href="https://www.silverpennyfinancial.com/" rel="nofollow">HERE.</a></p><p>Find Charlotte <a href="https://www.silverpennyfinancial.com/team/charlotte-geletka" rel="nofollow">HERE.</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><p>Disclaimer: Charlotte Galetka is a Registered Representative and offers securities and advisory services through Lincoln Financial Advisors, a broker-dealer (Member of SIPC) and a Registered Investment Advisor.  Silver Penny Financial Planning is a marketing name for registered representatives of Lincoln Financial Advisors Corp. </p><p>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.</p><p>Visit Bara&#39;s website -<a href="https://www.futurerichpodcast.com/" rel="nofollow"> Future Rich Podcast</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia.&lt;/p&gt;&lt;p&gt;As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant future.&lt;/p&gt;&lt;p&gt;Charlotte was also recently named one of the &lt;a href=&#34;https://www.investopedia.com/top-100-financial-advisors-5323670&#34; rel=&#34;nofollow&#34;&gt;100 Top Financial Advisors by Investopedia&lt;/a&gt; on 7/11/2022 for 2022. The Investopedia Top 100 Financial Advisors is an independently granted award and is based on peer nomination, advisor engagement, influence, and commitment to financial education. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. No fee was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required. Working with an Investopedia 100 Top Financial Advisor is no guarantee of investment success.  &lt;/p&gt;&lt;p&gt;In this pod, Charlotte shares the inspirational road she took to become a CFP® and Business Owner, why financial wellness matters so much, and her thoughts on being a CFP® in today&amp;#39;s financial climate. &lt;/p&gt;&lt;p&gt;Learn more about Silver Penny Financial &lt;a href=&#34;https://www.silverpennyfinancial.com/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Find Charlotte &lt;a href=&#34;https://www.silverpennyfinancial.com/team/charlotte-geletka&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;p&gt;Disclaimer: Charlotte Galetka is a Registered Representative and offers securities and advisory services through Lincoln Financial Advisors, a broker-dealer (Member of SIPC) and a Registered Investment Advisor.  Silver Penny Financial Planning is a marketing name for registered representatives of Lincoln Financial Advisors Corp. &lt;/p&gt;&lt;p&gt;The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.&lt;/p&gt;&lt;p&gt;Visit Bara&amp;#39;s website -&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt; Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Nov 2022 14:56:14 &#43;0000</pubDate>
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                <itunes:duration>2396</itunes:duration>
                
                
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                <itunes:title>183 - Melanie &#34;Over 300K in Savings at 32!&#34;</itunes:title>
                <title>183 - Melanie &#34;Over 300K in Savings at 32!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 32-year-old Melanie!

Melanie lives in Ohio and works as a systems analyst in the healthcare system. Buckle up, because Melanie has a truly incredible mindset when it comes to saving money. She is also debt free, aside from her mortgage, which she splits with her boyfriend.

Listen to learn how Melanie saved over 300K between her brokerage, retirement, emergency fund, goal-based, and core savings. Barbara will also answer some of Melanie&#39;s questions about pensions, brokerage accounts, and mortgage payments.

*HAVE YOU BEEN A GUEST ON THE SHOW?* We would love to follow up with you if you have! Please DM us on Instagram if you&#39;re interested [https://www.instagram.com/futurerichpodcast/]. 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Barbara Ginty | Home | Future Rich Podcast [https://www.futurerichpodcast.com/]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 32-year-old Melanie!</p><p>Melanie lives in Ohio and works as a systems analyst in the healthcare system. Buckle up, because Melanie has a truly incredible mindset when it comes to saving money. She is also debt free, aside from her mortgage, which she splits with her boyfriend.</p><p>Listen to learn how Melanie saved over 300K between her brokerage, retirement, emergency fund, goal-based, and core savings. Barbara will also answer some of Melanie’s questions about pensions, brokerage accounts, and mortgage payments.</p><p>*HAVE YOU BEEN A GUEST ON THE SHOW?* We would love to follow up with you if you have! <a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Please DM us on Instagram if you&#39;re interested</a>. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><p><a href="https://www.futurerichpodcast.com/" rel="nofollow">Barbara Ginty | Home | Future Rich Podcast</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 32-year-old Melanie!&lt;/p&gt;&lt;p&gt;Melanie lives in Ohio and works as a systems analyst in the healthcare system. Buckle up, because Melanie has a truly incredible mindset when it comes to saving money. She is also debt free, aside from her mortgage, which she splits with her boyfriend.&lt;/p&gt;&lt;p&gt;Listen to learn how Melanie saved over 300K between her brokerage, retirement, emergency fund, goal-based, and core savings. Barbara will also answer some of Melanie’s questions about pensions, brokerage accounts, and mortgage payments.&lt;/p&gt;&lt;p&gt;*HAVE YOU BEEN A GUEST ON THE SHOW?* We would love to follow up with you if you have! &lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Please DM us on Instagram if you&amp;#39;re interested&lt;/a&gt;. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Barbara Ginty | Home | Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 04 Nov 2022 09:00:00 &#43;0000</pubDate>
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                <itunes:duration>2329</itunes:duration>
                
                
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                <itunes:title>182 - EXPERT Kendra Allen &#34;100K of Financial Abuse and Navigating Finances with Break Ups&#34;</itunes:title>
                <title>182 - EXPERT Kendra Allen &#34;100K of Financial Abuse and Navigating Finances with Break Ups&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Have you ever felt controlled by money in your relationships?

On this week&#39;s episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen.

Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselves, love themselves, and rediscover what they want and deserve.

In this pod, Kendra shares her deeply personal story about the financial abuse that her ex-boyfriend put her through and what she learned from her experience.

Find Kendra HERE. [https://www.breakupbestie.com/]

Follow Your Breakup Bestie on Instagram. [https://www.instagram.com/yourbreakupbestie/]

Listen to the Heal Your Heartbreak Podcast. [https://open.spotify.com/show/397zouLeALyp8u65z8eD4K?si=a4a250b3ce2248ce]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Barbara Ginty | Home | Future Rich Podcast [https://www.futurerichpodcast.com/]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Have you ever felt controlled by money in your relationships?</p><p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen.</p><p>Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselves, love themselves, and rediscover what they want and deserve.</p><p>In this pod, Kendra shares her deeply personal story about the financial abuse that her ex-boyfriend put her through and what she learned from her experience.</p><p>Find Kendra <a href="https://www.breakupbestie.com/" rel="nofollow">HERE.</a></p><p>Follow Your Breakup Bestie on <a href="https://www.instagram.com/yourbreakupbestie/" rel="nofollow">Instagram.</a></p><p>Listen to the<a href="https://open.spotify.com/show/397zouLeALyp8u65z8eD4K?si=a4a250b3ce2248ce" rel="nofollow"> Heal Your Heartbreak Podcast.</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><p><a href="https://www.futurerichpodcast.com/" rel="nofollow">Barbara Ginty | Home | Future Rich Podcast</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Have you ever felt controlled by money in your relationships?&lt;/p&gt;&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen.&lt;/p&gt;&lt;p&gt;Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselves, love themselves, and rediscover what they want and deserve.&lt;/p&gt;&lt;p&gt;In this pod, Kendra shares her deeply personal story about the financial abuse that her ex-boyfriend put her through and what she learned from her experience.&lt;/p&gt;&lt;p&gt;Find Kendra &lt;a href=&#34;https://www.breakupbestie.com/&#34; rel=&#34;nofollow&#34;&gt;HERE.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Follow Your Breakup Bestie on &lt;a href=&#34;https://www.instagram.com/yourbreakupbestie/&#34; rel=&#34;nofollow&#34;&gt;Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Listen to the&lt;a href=&#34;https://open.spotify.com/show/397zouLeALyp8u65z8eD4K?si=a4a250b3ce2248ce&#34; rel=&#34;nofollow&#34;&gt; Heal Your Heartbreak Podcast.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Barbara Ginty | Home | Future Rich Podcast&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Oct 2022 06:15:52 &#43;0000</pubDate>
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                <itunes:duration>2302</itunes:duration>
                
                
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                <itunes:title>181 - Barbara - &#34;To Invest or Not to Invest&#34;</itunes:title>
                <title>181 - Barbara - &#34;To Invest or Not to Invest&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market! 

This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long time. 

Listen to learn more about the market and why it might actually be a good time to invest vs. not invest! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Head to our website for FINANCIAL FREEBIES! [https://www.futurerichpodcast.com/]

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market! </p><p>This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long time. </p><p>Listen to learn more about the market and why it might actually be a good time to invest vs. not invest! </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p><a href="https://www.futurerichpodcast.com/" rel="nofollow">Head to our website for FINANCIAL FREEBIES!</a></p><p>Thanks for listening!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market! &lt;/p&gt;&lt;p&gt;This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long time. &lt;/p&gt;&lt;p&gt;Listen to learn more about the market and why it might actually be a good time to invest vs. not invest! &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Head to our website for FINANCIAL FREEBIES!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <guid isPermaLink="false">90e7715a-ae3e-4413-89d1-18791a96745c</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/9675dbb9-8162-499e-b46d-1deb613d46bb</link>
                <pubDate>Fri, 21 Oct 2022 14:37:28 &#43;0000</pubDate>
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                <itunes:duration>722</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>180 - Kennley - &#34;Save More with a Variable Income!&#34;</itunes:title>
                <title>180 - Kennley - &#34;Save More with a Variable Income!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego.

Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals.

Barb and Kennley discuss…

 * Traditional vs. Roth IRAs
 * How to manage taxes in a high-tax city
 * Why it&#39;s never too late to set your future self up for financial success
 * Sneaky strategies to save more money



Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Head to our website for FINANCIAL FREEBIES! [https://www.futurerichpodcast.com/]

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego.</p><p>Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals.</p><p>Barb and Kennley discuss…</p><ul>  <li>Traditional vs. Roth IRAs</li>  <li>How to manage taxes in a high-tax city</li>  <li>Why it&#39;s never too late to set your future self up for financial success</li>  <li>Sneaky strategies to save more money</li></ul><p><br></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p><a href="https://www.futurerichpodcast.com/" rel="nofollow">Head to our website for FINANCIAL FREEBIES!</a></p><p>Thanks for listening!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego.&lt;/p&gt;&lt;p&gt;Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals.&lt;/p&gt;&lt;p&gt;Barb and Kennley discuss…&lt;/p&gt;&lt;ul&gt;  &lt;li&gt;Traditional vs. Roth IRAs&lt;/li&gt;  &lt;li&gt;How to manage taxes in a high-tax city&lt;/li&gt;  &lt;li&gt;Why it&amp;#39;s never too late to set your future self up for financial success&lt;/li&gt;  &lt;li&gt;Sneaky strategies to save more money&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Head to our website for FINANCIAL FREEBIES!&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="39260160" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/09a42ab8-a0ea-439f-a020-e52434be5a6f/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/09a42ab8-a0ea-439f-a020-e52434be5a6f</link>
                <pubDate>Fri, 14 Oct 2022 05:10:18 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/475dfdbf-c6b3-4e22-b6d6-2915c8254884_4c54f01e-0443-4e18-b2cd-5639b3193f28.jpg"/>
                <itunes:duration>2453</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>179 - Money Trauma, Entrepreneurship, and Period Poverty with CEO Nadya Okamoto</itunes:title>
                <title>179 - Money Trauma, Entrepreneurship, and Period Poverty with CEO Nadya Okamoto</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of August [https://www.itsaugust.co/], a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD (period.org [http://period.org/]), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of Forbes 30 under 30 [https://www.forbes.com/profile/nadya-okamoto/], Bloomberg 50 &#34;Ones to Watch&#34; [https://www.bloomberg.com/features/2019-bloomberg-50/] and People Magazine&#39;s Women Changing the World [https://people.com/human-interest/meet-peoples-women-changing-the-world-in-2020/?fbclid=IwAR23ZEFuV5OIf4P3Pi6LB8ogN3JlKe99zkQXZQvjoJnBPvJm2LWJj7-qK9c].

Barb and Nadya discuss…

 * Her journey from the Non-Profit realm to Social Enterprise
 * Period Poverty and August&#39;s mission
 * Improving your relationship to money after experiencing money trauma

...and so much more!



Find Nadya Here. [https://www.nadyaokamoto.com/]

Shop August Here. [https://www.itsaugust.co/]

Follow @itsaugustco on TikTok [https://www.tiktok.com/@itsaugustco?lang=en]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of <a href="https://www.itsaugust.co/" rel="nofollow">August</a>, a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD (<a href="http://period.org/" rel="nofollow">period.org</a>), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of <a href="https://www.forbes.com/profile/nadya-okamoto/" rel="nofollow">Forbes 30 under 30</a>, <a href="https://www.bloomberg.com/features/2019-bloomberg-50/" rel="nofollow">Bloomberg 50 “Ones to Watch”</a> and <a href="https://people.com/human-interest/meet-peoples-women-changing-the-world-in-2020/?fbclid=IwAR23ZEFuV5OIf4P3Pi6LB8ogN3JlKe99zkQXZQvjoJnBPvJm2LWJj7-qK9c" rel="nofollow">People Magazine&#39;s Women Changing the World</a>.</p><p>Barb and Nadya discuss…</p><ul>  <li>Her journey from the Non-Profit realm to Social Enterprise</li>  <li>Period Poverty and August’s mission</li>  <li>Improving your relationship to money after experiencing money trauma</li></ul><p>...and so much more!</p><p><br></p><p><a href="https://www.nadyaokamoto.com/" rel="nofollow">Find Nadya Here.</a></p><p><a href="https://www.itsaugust.co/" rel="nofollow">Shop August Here.</a></p><p><a href="https://www.tiktok.com/@itsaugustco?lang=en" rel="nofollow">Follow @itsaugustco on TikTok</a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of &lt;a href=&#34;https://www.itsaugust.co/&#34; rel=&#34;nofollow&#34;&gt;August&lt;/a&gt;, a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD (&lt;a href=&#34;http://period.org/&#34; rel=&#34;nofollow&#34;&gt;period.org&lt;/a&gt;), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of &lt;a href=&#34;https://www.forbes.com/profile/nadya-okamoto/&#34; rel=&#34;nofollow&#34;&gt;Forbes 30 under 30&lt;/a&gt;, &lt;a href=&#34;https://www.bloomberg.com/features/2019-bloomberg-50/&#34; rel=&#34;nofollow&#34;&gt;Bloomberg 50 “Ones to Watch”&lt;/a&gt; and &lt;a href=&#34;https://people.com/human-interest/meet-peoples-women-changing-the-world-in-2020/?fbclid=IwAR23ZEFuV5OIf4P3Pi6LB8ogN3JlKe99zkQXZQvjoJnBPvJm2LWJj7-qK9c&#34; rel=&#34;nofollow&#34;&gt;People Magazine&amp;#39;s Women Changing the World&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Barb and Nadya discuss…&lt;/p&gt;&lt;ul&gt;  &lt;li&gt;Her journey from the Non-Profit realm to Social Enterprise&lt;/li&gt;  &lt;li&gt;Period Poverty and August’s mission&lt;/li&gt;  &lt;li&gt;Improving your relationship to money after experiencing money trauma&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;...and so much more!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.nadyaokamoto.com/&#34; rel=&#34;nofollow&#34;&gt;Find Nadya Here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.itsaugust.co/&#34; rel=&#34;nofollow&#34;&gt;Shop August Here.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.tiktok.com/@itsaugustco?lang=en&#34; rel=&#34;nofollow&#34;&gt;Follow @itsaugustco on TikTok&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <guid isPermaLink="false">668d53c6-a314-45b3-953f-9386c4b384c3</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/392ed8d4-fe91-47e7-9698-e10da9b85754</link>
                <pubDate>Fri, 07 Oct 2022 05:07:50 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/c9436a5e-049b-4f00-b157-7dacd3bff789_4c54f01e-0443-4e18-b2cd-5639b3193f28.jpg"/>
                <itunes:duration>1631</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>178 - Natalie &#34;You Need to Get Rid of Your Credit Card Debt&#34;</itunes:title>
                <title>178 - Natalie &#34;You Need to Get Rid of Your Credit Card Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie!

Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago. 

Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across 15 different loans, along with 16k in credit card debt. 

She has done a great job of saving 72K in a high-yield savings account and is trying to figure out the best way to pay off her debt... Which is where Barb comes in! 

Listen to find out what specific steps Barbara suggests for Natalie to eliminate her student loan debt and maximize her savings! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

✨Future Rich Website [https://www.futurerichpodcast.com/]✨

✨Future Rich Instagram [https://www.instagram.com/futurerichpodcast/]✨

Rate and review us on Spotify. [https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68]

Rate and review us on Apple. [https://podcasts.apple.com/us/podcast/future-rich/id1343803894]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie!</p><p>Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago. </p><p>Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across 15 different loans, along with 16k in credit card debt. </p><p>She has done a great job of saving 72K in a high-yield savings account and is trying to figure out the best way to pay off her debt... Which is where Barb comes in! </p><p>Listen to find out what specific steps Barbara suggests for Natalie to eliminate her student loan debt and maximize her savings! </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p>Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.</p><p>✨<a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Website</a>✨</p><p>✨<a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Future Rich Instagram</a>✨</p><p><a href="https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68" rel="nofollow">Rate and review us on Spotify.</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich/id1343803894" rel="nofollow">Rate and review us on Apple.</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie!&lt;/p&gt;&lt;p&gt;Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago. &lt;/p&gt;&lt;p&gt;Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across 15 different loans, along with 16k in credit card debt. &lt;/p&gt;&lt;p&gt;She has done a great job of saving 72K in a high-yield savings account and is trying to figure out the best way to pay off her debt... Which is where Barb comes in! &lt;/p&gt;&lt;p&gt;Listen to find out what specific steps Barbara suggests for Natalie to eliminate her student loan debt and maximize her savings! &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;/p&gt;&lt;p&gt;✨&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Website&lt;/a&gt;✨&lt;/p&gt;&lt;p&gt;✨&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Instagram&lt;/a&gt;✨&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68&#34; rel=&#34;nofollow&#34;&gt;Rate and review us on Spotify.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Rate and review us on Apple.&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 Sep 2022 03:09:02 &#43;0000</pubDate>
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                <itunes:duration>2482</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>177 - Dahlia Pt 2 &#34;More cash on hand!&#34;</itunes:title>
                <title>177 - Dahlia Pt 2 &#34;More cash on hand!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially.

Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments! 

FYI! This is a two-part episode! If you haven&#39;t listened to Pt. 1 head to the episode before this!

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially.</p><p>Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments! </p><p>FYI! This is a two-part episode! If you haven&#39;t listened to Pt. 1 head to the episode before this!</p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>. Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially.&lt;/p&gt;&lt;p&gt;Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments! &lt;/p&gt;&lt;p&gt;FYI! This is a two-part episode! If you haven&amp;#39;t listened to Pt. 1 head to the episode before this!&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;. Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/953a7403-d3bb-4f7a-a026-aedf68f11530</link>
                <pubDate>Fri, 23 Sep 2022 05:47:44 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/9faa97cb-efa1-4f3c-98ac-a1352e09925e_4c54f01e-0443-4e18-b2cd-5639b3193f28.jpg"/>
                <itunes:duration>1876</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>176 - Dahlia Pt 1 &#34;Low Income and High Medical Expenses&#34;</itunes:title>
                <title>176 - Dahlia Pt 1 &#34;Low Income and High Medical Expenses&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>FYI! This is a two-part episode! Stay tuned for next week to listen to part two.

In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia.

Dahlia is a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time in their lives. At the time we recorded this episode, they were in the process of moving into a new house AND expecting their first baby, which was due in five weeks. There are a few curveballs to Dahlia&#39;s journey, including her pregnancy being high risk and causing her to have to take more time off of work than she was expecting…

Listen to find out what Barbara&#39;s advice is for Dahlia to find financial stability in the chaos and make sure to listen to part 2 coming out next Friday!

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>FYI! This is a two-part episode! Stay tuned for next week to listen to part two.</p><p>In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia.</p><p>Dahlia is a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time in their lives. At the time we recorded this episode, they were in the process of moving into a new house AND expecting their first baby, which was due in five weeks. There are a few curveballs to Dahlia&#39;s journey, including her pregnancy being high risk and causing her to have to take more time off of work than she was expecting…</p><p>Listen to find out what Barbara’s advice is for Dahlia to find financial stability in the chaos and make sure to listen to part 2 coming out next Friday!</p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>. Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;FYI! This is a two-part episode! Stay tuned for next week to listen to part two.&lt;/p&gt;&lt;p&gt;In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia.&lt;/p&gt;&lt;p&gt;Dahlia is a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time in their lives. At the time we recorded this episode, they were in the process of moving into a new house AND expecting their first baby, which was due in five weeks. There are a few curveballs to Dahlia&amp;#39;s journey, including her pregnancy being high risk and causing her to have to take more time off of work than she was expecting…&lt;/p&gt;&lt;p&gt;Listen to find out what Barbara’s advice is for Dahlia to find financial stability in the chaos and make sure to listen to part 2 coming out next Friday!&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;. Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="29652114" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a6ed0064-b841-4de8-9c8c-7b44d7e95b96/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/a6ed0064-b841-4de8-9c8c-7b44d7e95b96</link>
                <pubDate>Fri, 16 Sep 2022 04:06:15 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/669c69af-af4c-484a-b5ff-8ea2e898cfa1_4c54f01e-0443-4e18-b2cd-5639b3193f28.jpg"/>
                <itunes:duration>1853</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>175 - Andrea &#34;How to get a Savings Ratio of 54%&#34;</itunes:title>
                <title>175 - Andrea &#34;How to get a Savings Ratio of 54%&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this episode of Future Rich, Barbara Ginty interviews 29-year-old Andrea! 

Andrea works as an Account Manager for a University in Seattle. She recently underwent a few big life changes including getting married and purchasing a home! 

This episode is unique because it covers what to do when you&#39;ve maxed out your retirement fund and still have money left over after your expenses. Listen to find out how Andrea got her savings ratio to an impressive 54%. 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this episode of Future Rich, Barbara Ginty interviews 29-year-old Andrea! </p><p>Andrea works as an Account Manager for a University in Seattle. She recently underwent a few big life changes including getting married and purchasing a home! </p><p>This episode is unique because it covers what to do when you’ve maxed out your retirement fund and still have money left over after your expenses. Listen to find out how Andrea got her savings ratio to an impressive 54%. </p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>.</p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this episode of Future Rich, Barbara Ginty interviews 29-year-old Andrea! &lt;/p&gt;&lt;p&gt;Andrea works as an Account Manager for a University in Seattle. She recently underwent a few big life changes including getting married and purchasing a home! &lt;/p&gt;&lt;p&gt;This episode is unique because it covers what to do when you’ve maxed out your retirement fund and still have money left over after your expenses. Listen to find out how Andrea got her savings ratio to an impressive 54%. &lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Sep 2022 06:16:24 &#43;0000</pubDate>
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                <itunes:title>174 - EXPERT Julia Carlson &#34;You don&#39;t need a fancy College Degree!&#34;</itunes:title>
                <title>174 - EXPERT Julia Carlson &#34;You don&#39;t need a fancy College Degree!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Julia Carlson. Julia is an award-winning entrepreneur and the founder of the Financial Freedom Wealth Management Group. Listen to find out how Julia started her own business at 23, how she expanded her team to 5 offices, and what her advice is for people who are interested in working in the financial industry. 

Julia has over 26 years of professional experience and has built a multi-million dollar business from scratch while integrating family life and making personal time a priority. She inspires growth-minded CEOs to build a sustainable, thriving business with an extraordinary team, without sacrificing their personal freedom.

Find Julia here.  [https://www.juliamcarlson.com/?r_done=1]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19]. 

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&amp;utm_medium=partnerships&amp;utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_term=variable__a4927__o19&amp;utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening! 

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>On this week&#39;s episode of Future Rich, Barbara Ginty interviews Julia Carlson. Julia is an award-winning entrepreneur and the founder of the Financial Freedom Wealth Management Group. Listen to find out how Julia started her own business at 23, how she expanded her team to 5 offices, and what her advice is for people who are interested in working in the financial industry. </p><p>Julia has over 26 years of professional experience and has built a multi-million dollar business from scratch while integrating family life and making personal time a priority. She inspires growth-minded CEOs to build a sustainable, thriving business with an extraordinary team, without sacrificing their personal freedom.</p><p><a href="https://www.juliamcarlson.com/?r_done=1" rel="nofollow">Find Julia here. </a></p><p>Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a>. </p><p>Again, that is <a href="https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram.</a></p><p>Thanks for listening! </p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;On this week&amp;#39;s episode of Future Rich, Barbara Ginty interviews Julia Carlson. Julia is an award-winning entrepreneur and the founder of the Financial Freedom Wealth Management Group. Listen to find out how Julia started her own business at 23, how she expanded her team to 5 offices, and what her advice is for people who are interested in working in the financial industry. &lt;/p&gt;&lt;p&gt;Julia has over 26 years of professional experience and has built a multi-million dollar business from scratch while integrating family life and making personal time a priority. She inspires growth-minded CEOs to build a sustainable, thriving business with an extraordinary team, without sacrificing their personal freedom.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.juliamcarlson.com/?r_done=1&#34; rel=&#34;nofollow&#34;&gt;Find Julia here. &lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;. &lt;/p&gt;&lt;p&gt;Again, that is &lt;a href=&#34;https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&amp;utm_content=business__a4927__o19&amp;utm_medium=partnerships&amp;utm_source=podcast&amp;utm_term=variable__a4927__o19&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us on Instagram.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Thanks for listening! &lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Sep 2022 03:20:33 &#43;0000</pubDate>
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                <itunes:duration>2042</itunes:duration>
                
                
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                <itunes:title>173 - Napoleon &#34;Living on a $300 Per Month Food and Entertainment Budget!&#34;</itunes:title>
                <title>173 - Napoleon &#34;Living on a $300 Per Month Food and Entertainment Budget!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 25-year-old Napoleon!

Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.

She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!

If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [http://athleticgreens.com/futurerich]. Again, that is athleticgreens.com/futurerich [http://athleticgreens.com/futurerich] to take ownership over your health and pick up the ultimate daily nutritional insurance!



Follow us on Instagram: https://www.instagram.com/futurerichpodcast/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 25-year-old Napoleon!</p><p>Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.</p><p>She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!</p><p>If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit <a href="http://athleticgreens.com/futurerich" rel="nofollow">athleticgreens.com/futurerich</a>. Again, that is <a href="http://athleticgreens.com/futurerich" rel="nofollow">athleticgreens.com/futurerich</a> to take ownership over your health and pick up the ultimate daily nutritional insurance!</p><p><br></p><p>Follow us on Instagram: https://www.instagram.com/futurerichpodcast/</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 25-year-old Napoleon!&lt;/p&gt;&lt;p&gt;Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.&lt;/p&gt;&lt;p&gt;She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!&lt;/p&gt;&lt;p&gt;If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit &lt;a href=&#34;http://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt;. Again, that is &lt;a href=&#34;http://athleticgreens.com/futurerich&#34; rel=&#34;nofollow&#34;&gt;athleticgreens.com/futurerich&lt;/a&gt; to take ownership over your health and pick up the ultimate daily nutritional insurance!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Follow us on Instagram: https://www.instagram.com/futurerichpodcast/&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Aug 2022 10:35:59 &#43;0000</pubDate>
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                <itunes:duration>2081</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>172 - Ruth &#34;Stock Certificates, Baby Funds, and More!&#34;</itunes:title>
                <title>172 - Ruth &#34;Stock Certificates, Baby Funds, and More!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 31-year-old Ruth!

Ruth lives in Texas and works in tech. She and her husband got married in 2021. For a very long time Ruth followed a limited income. Now that they are doing well with their income to debt-ratio, they have big plans to go on vacation and start a family.

There&#39;s a wild curveball in this episode involving physical stock certificates! Listen to find out!

Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: www.futurerichpodcast.com/coaching

Follow us Instagram here! [https://www.instagram.com/futurerichpodcast/]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 31-year-old Ruth!</p><p>Ruth lives in Texas and works in tech. She and her husband got married in 2021. For a very long time Ruth followed a limited income. Now that they are doing well with their income to debt-ratio, they have big plans to go on vacation and start a family.</p><p>There&#39;s a wild curveball in this episode involving physical stock certificates! Listen to find out!</p><p>Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: www.futurerichpodcast.com/coaching</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us Instagram here!</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 31-year-old Ruth!&lt;/p&gt;&lt;p&gt;Ruth lives in Texas and works in tech. She and her husband got married in 2021. For a very long time Ruth followed a limited income. Now that they are doing well with their income to debt-ratio, they have big plans to go on vacation and start a family.&lt;/p&gt;&lt;p&gt;There&amp;#39;s a wild curveball in this episode involving physical stock certificates! Listen to find out!&lt;/p&gt;&lt;p&gt;Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: www.futurerichpodcast.com/coaching&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Follow us Instagram here!&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Aug 2022 09:46:50 &#43;0000</pubDate>
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                <itunes:duration>2586</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>171 -  EXPERT Anna Jeter - &#34;Why Financial Planning is a Great Career for Women&#34;</itunes:title>
                <title>171 -  EXPERT Anna Jeter - &#34;Why Financial Planning is a Great Career for Women&#34;</title>

                <itunes:episode>171</itunes:episode>
                <itunes:season>5</itunes:season>
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Anna Jeter.



Anna is an LPL Financial Advisor at Peregrine Wealth Strategies, LLC, based in Little Rock, Arkansas. In this episode, Anna and Barb discuss what it&#39;s like to work in the field of financial advice. They go into detail about what the career is like and why it&#39;s a great profession, specifically for women.



FIND ANNA:

✨Peregrine Wealth Strategies [https://www.peregrinewealthstrategies.com/]✨



Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

✨Future Rich Website [https://www.futurerichpodcast.com/]✨

✨Future Rich Instagram [https://www.instagram.com/futurerichpodcast/]✨



Rate and review us on Spotify. [https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68]

Rate and review us on Apple. [https://podcasts.apple.com/us/podcast/future-rich/id1343803894]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<h1>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Anna Jeter.</h1><p><br></p><p>Anna is an LPL Financial Advisor at Peregrine Wealth Strategies, LLC, based in Little Rock, Arkansas. In this episode, Anna and Barb discuss what it&#39;s like to work in the field of financial advice. They go into detail about what the career is like and why it&#39;s a great profession, specifically for women.</p><p><br></p><p>FIND ANNA:</p><p>✨<a href="https://www.peregrinewealthstrategies.com/" rel="nofollow">Peregrine Wealth Strategies</a>✨</p><p><br></p><p>Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.</p><p>✨<a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Website</a>✨</p><p>✨<a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Future Rich Instagram</a>✨</p><p><br></p><p><a href="https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68" rel="nofollow">Rate and review us on Spotify.</a></p><p><a href="https://podcasts.apple.com/us/podcast/future-rich/id1343803894" rel="nofollow">Rate and review us on Apple.</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;h1&gt;Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Anna Jeter.&lt;/h1&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Anna is an LPL Financial Advisor at Peregrine Wealth Strategies, LLC, based in Little Rock, Arkansas. In this episode, Anna and Barb discuss what it&amp;#39;s like to work in the field of financial advice. They go into detail about what the career is like and why it&amp;#39;s a great profession, specifically for women.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;FIND ANNA:&lt;/p&gt;&lt;p&gt;✨&lt;a href=&#34;https://www.peregrinewealthstrategies.com/&#34; rel=&#34;nofollow&#34;&gt;Peregrine Wealth Strategies&lt;/a&gt;✨&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;/p&gt;&lt;p&gt;✨&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Website&lt;/a&gt;✨&lt;/p&gt;&lt;p&gt;✨&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Instagram&lt;/a&gt;✨&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68&#34; rel=&#34;nofollow&#34;&gt;Rate and review us on Spotify.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Rate and review us on Apple.&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Aug 2022 04:01:23 &#43;0000</pubDate>
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                <itunes:title>170 - Barb and Potter &#34;Financial Planning, Weddings, and Sponsors!&#34;</itunes:title>
                <title>170 - Barb and Potter &#34;Financial Planning, Weddings, and Sponsors!&#34;</title>

                <itunes:episode>170</itunes:episode>
                <itunes:season>5</itunes:season>
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday lovely listeners! In this week&#39;s episode, Barb is joined by Future Rich podcast producer Potter for a revealing episode!



Listen to learn about what Barb&#39;s day-to-day work is like as a Certified Financial Planner, what HUGE life change she&#39;s experienced, and what we have in store for Future Rich moving forward...





Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website [https://www.futurerichpodcast.com/]

- Future Rich Instagram [https://www.instagram.com/futurerichpodcast/]



Learn about our Coaching Program [https://www.futurerichpodcast.com/coaching] here!

Get your Financial Freebies [https://www.futurerichpodcast.com/copy-of-classes] here!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Happy Friday lovely listeners! In this week&#39;s episode, Barb is joined by Future Rich podcast producer Potter for a revealing episode!</p><p><br></p><p>Listen to learn about what Barb&#39;s day-to-day work is like as a Certified Financial Planner, what HUGE life change she&#39;s experienced, and what we have in store for Future Rich moving forward...</p><p><br></p><p><br></p><p>Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.</p><p><a href="https://www.futurerichpodcast.com/" rel="nofollow">- Future Rich Website</a></p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">- Future Rich Instagram</a></p><p><br></p><p>Learn about our <a href="https://www.futurerichpodcast.com/coaching" rel="nofollow">Coaching Program</a> here!</p><p>Get your <a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Financial Freebies</a> here!</p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday lovely listeners! In this week&amp;#39;s episode, Barb is joined by Future Rich podcast producer Potter for a revealing episode!&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Listen to learn about what Barb&amp;#39;s day-to-day work is like as a Certified Financial Planner, what HUGE life change she&amp;#39;s experienced, and what we have in store for Future Rich moving forward...&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;- Future Rich Website&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;- Future Rich Instagram&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Learn about our &lt;a href=&#34;https://www.futurerichpodcast.com/coaching&#34; rel=&#34;nofollow&#34;&gt;Coaching Program&lt;/a&gt; here!&lt;/p&gt;&lt;p&gt;Get your &lt;a href=&#34;https://www.futurerichpodcast.com/copy-of-classes&#34; rel=&#34;nofollow&#34;&gt;Financial Freebies&lt;/a&gt; here!&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 Aug 2022 13:51:14 &#43;0000</pubDate>
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                <itunes:duration>2466</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>169 EXPERT - Chanel Dokun &#34;Step Into Your Purpose&#34;</itunes:title>
                <title>169 EXPERT - Chanel Dokun &#34;Step Into Your Purpose&#34;</title>

                <itunes:episode>169</itunes:episode>
                <itunes:season>5</itunes:season>
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future
Rich for you. CFP Barbara Ginty interviews Chanel Dokun. 

Chanel is an Author,  Life Planner, and Relationship Expert trained in Marriage
and Family Therapy. Through her speaking and coaching, she helps women gain
clarity on their life purpose so they can unlock their potential and build a
life they love. 

In this episode, Chanel and Barb discuss the term&#34;life equity,&#34; why people
experience deep dissatisfaction despite their external success, and the true
definition of being rich.

Chanel also gives us a sneak peek into the content of her new book, Life Starts
Now: How to Create the Life You&#39;ve Been Waiting For, which comes out on August
16, 2022!

PRE-ORDER Chanel&#39;s book LIFE STARTS NOW
[https://chaneldokun.com/lifestartsnow]! 

In addition to working with clients one-on-one, Chanel is the Co-Founder of
Healthy Minds NYC, a thriving group therapy practice in Manhattan. Prior to her
work in mental healthcare and coaching, Chanel worked in publishing at Hearst
Magazines. She has been quoted in The New York Times, Real Simple, Essence, and
more. 

FIND CHANEL:
✨Instagram [https://www.instagram.com/chanel.dokun/]✨
✨Chanel&#39;s Website [https://chaneldokun.com/]✨

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.

✨Future Rich Website [https://www.futurerichpodcast.com/]✨
✨Future Rich Instagram [https://www.instagram.com/futurerichpodcast/]✨

Rate and review us on Spotify.
[https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68]
Rate and review us on Apple.
[https://podcasts.apple.com/us/podcast/future-rich/id1343803894]

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[<p>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Chanel Dokun. </p>
<br>
<p>Chanel is an Author,  Life Planner, and Relationship Expert trained in Marriage and Family Therapy. Through her speaking and coaching, she helps women gain clarity on their life purpose so they can unlock their potential and build a life they love. </p>
<br>
<p>In this episode, Chanel and Barb discuss the term&#34;life equity,&#34; why people experience deep dissatisfaction despite their external success, and the true definition of being rich.</p>
<br>
<p>Chanel also gives us a sneak peek into the content of her new book, Life Starts Now: How to Create the Life You’ve Been Waiting For, which comes out on August 16, 2022!</p>
<br>
<p>PRE-ORDER Chanel&#39;s book <a href="https://chaneldokun.com/lifestartsnow" rel="nofollow">LIFE STARTS NOW</a>! </p>
<br>
<p>In addition to working with clients one-on-one, Chanel is the Co-Founder of Healthy Minds NYC, a thriving group therapy practice in Manhattan. Prior to her work in mental healthcare and coaching, Chanel worked in publishing at Hearst Magazines. She has been quoted in The New York Times, Real Simple, Essence, and more. </p>
<br>
<p>FIND CHANEL:</p>
<p>✨<a href="https://www.instagram.com/chanel.dokun/" rel="nofollow">Instagram</a>✨</p>
<p>✨<a href="https://chaneldokun.com/" rel="nofollow">Chanel&#39;s Website</a>✨</p>
<br>
<p>Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.</p>
<br>
<p>✨<a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Website</a>✨</p>
<p>✨<a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Future Rich Instagram</a>✨</p>
<br>
<p><a href="https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68" rel="nofollow">Rate and review us on Spotify.</a></p>
<p><a href="https://podcasts.apple.com/us/podcast/future-rich/id1343803894" rel="nofollow">Rate and review us on Apple.</a></p><br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&lt;p&gt;Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Chanel Dokun. &lt;/p&gt;
&lt;br&gt;
&lt;p&gt;Chanel is an Author,  Life Planner, and Relationship Expert trained in Marriage and Family Therapy. Through her speaking and coaching, she helps women gain clarity on their life purpose so they can unlock their potential and build a life they love. &lt;/p&gt;
&lt;br&gt;
&lt;p&gt;In this episode, Chanel and Barb discuss the term&amp;#34;life equity,&amp;#34; why people experience deep dissatisfaction despite their external success, and the true definition of being rich.&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;Chanel also gives us a sneak peek into the content of her new book, Life Starts Now: How to Create the Life You’ve Been Waiting For, which comes out on August 16, 2022!&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;PRE-ORDER Chanel&amp;#39;s book &lt;a href=&#34;https://chaneldokun.com/lifestartsnow&#34; rel=&#34;nofollow&#34;&gt;LIFE STARTS NOW&lt;/a&gt;! &lt;/p&gt;
&lt;br&gt;
&lt;p&gt;In addition to working with clients one-on-one, Chanel is the Co-Founder of Healthy Minds NYC, a thriving group therapy practice in Manhattan. Prior to her work in mental healthcare and coaching, Chanel worked in publishing at Hearst Magazines. She has been quoted in The New York Times, Real Simple, Essence, and more. &lt;/p&gt;
&lt;br&gt;
&lt;p&gt;FIND CHANEL:&lt;/p&gt;
&lt;p&gt;✨&lt;a href=&#34;https://www.instagram.com/chanel.dokun/&#34; rel=&#34;nofollow&#34;&gt;Instagram&lt;/a&gt;✨&lt;/p&gt;
&lt;p&gt;✨&lt;a href=&#34;https://chaneldokun.com/&#34; rel=&#34;nofollow&#34;&gt;Chanel&amp;#39;s Website&lt;/a&gt;✨&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;✨&lt;a href=&#34;https://www.futurerichpodcast.com/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Website&lt;/a&gt;✨&lt;/p&gt;
&lt;p&gt;✨&lt;a href=&#34;https://www.instagram.com/futurerichpodcast/&#34; rel=&#34;nofollow&#34;&gt;Future Rich Instagram&lt;/a&gt;✨&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;&lt;a href=&#34;https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68&#34; rel=&#34;nofollow&#34;&gt;Rate and review us on Spotify.&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&#34;https://podcasts.apple.com/us/podcast/future-rich/id1343803894&#34; rel=&#34;nofollow&#34;&gt;Rate and review us on Apple.&lt;/a&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Jul 2022 04:26:40 &#43;0000</pubDate>
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                <itunes:duration>1993</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>168 - Charlie - &#34;Are You Spending Too Much on Your House?&#34;</itunes:title>
                <title>168 - Charlie - &#34;Are You Spending Too Much on Your House?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty
is joined by 28-year-old Charlie! Charlie is our first guest based out of
Nevada. She works as an Audiologist and recently got a massive pay bump from 64K
to 110K per year with bonuses! She is currently planning her wedding, building a
new house, and getting ready to sell her current house after the new house is
built. Her main goals are to: - Reduce her taxable income - Pay off her debt by
the time she moves into the new house - Be more intentional with how she spends
her money. Listen to find out what Barb&#39;s advice for Charlie to achieve all of
her goals and more! Are you interested in a career change? Do you want to work
in personal finance? We can help you with our coaching program! ⁠ ⁠ With
@futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group
coaching with CFP® Barbara Ginty so you can walk away with all the info you need
to start your career in personal finance. ⁠ Get more info and sign up here:
www.futurerichpodcast.com/coaching

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 28-year-old Charlie!

Charlie is our first guest based out of Nevada. She works as an Audiologist and recently got a massive pay bump from 64K to 110K per year with bonuses! She is currently planning her wedding, building a new house, and getting ready to sell her current house after the new house is built. 

Her main goals are to: 
- Reduce her taxable income
- Pay off her debt by the time she moves into the new house
- Be more intentional with how she spends her money. 

Listen to find out what Barb&#39;s advice for Charlie to achieve all of her goals and more! 

Are you interested in a career change?
Do you want to work in personal finance?
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠

Get more info and sign up here: www.futurerichpodcast.com/coaching<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 28-year-old Charlie!

Charlie is our first guest based out of Nevada. She works as an Audiologist and recently got a massive pay bump from 64K to 110K per year with bonuses! She is currently planning her wedding, building a new house, and getting ready to sell her current house after the new house is built. 

Her main goals are to: 
- Reduce her taxable income
- Pay off her debt by the time she moves into the new house
- Be more intentional with how she spends her money. 

Listen to find out what Barb&amp;#39;s advice for Charlie to achieve all of her goals and more! 

Are you interested in a career change?
Do you want to work in personal finance?
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠

Get more info and sign up here: www.futurerichpodcast.com/coaching&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Jul 2022 09:00:12 &#43;0000</pubDate>
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                <itunes:duration>2416</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>167 - Barb - &#34;How to Prepare for a Recession&#34;</itunes:title>
                <title>167 - Barb - &#34;How to Prepare for a Recession&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Future Rich Friday! Barb is going solo today to discuss an important but
not-so-fun topic... Recessions. Are we in a recession? What are the indicators
of a recession? How do you prepare for a recession? Barb will answer these
questions and more in today&#39;s episode plus provide you with actionable steps to
take now to help improve your financial position during this uncertain time.
Here is the CNBC article referenced in today&#39;s episode:
https://www.cnbc.com/amp/2022/07/12/70percent-of-americans-think-a-recession-is-coming-how-to-prepare.html
Follow Future Rich to stay up to date, and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. - Future Rich Website:
www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Future Rich Friday! Barb is going solo today to discuss an important but not-so-fun topic... Recessions. 

Are we in a recession? What are the indicators of a recession? How do you prepare for a recession? Barb will answer these questions and more in today&#39;s episode plus provide you with actionable steps to take now to help improve your financial position during this uncertain time.

Here is the CNBC article referenced in today&#39;s episode: https://www.cnbc.com/amp/2022/07/12/70percent-of-americans-think-a-recession-is-coming-how-to-prepare.html

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Future Rich Friday! Barb is going solo today to discuss an important but not-so-fun topic... Recessions. 

Are we in a recession? What are the indicators of a recession? How do you prepare for a recession? Barb will answer these questions and more in today&amp;#39;s episode plus provide you with actionable steps to take now to help improve your financial position during this uncertain time.

Here is the CNBC article referenced in today&amp;#39;s episode: https://www.cnbc.com/amp/2022/07/12/70percent-of-americans-think-a-recession-is-coming-how-to-prepare.html

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/ea224410-d475-4e8e-bb42-b530ce38e998</link>
                <pubDate>Fri, 15 Jul 2022 09:00:22 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/8e6de65b-3e52-425b-ad54-400fd8eb627a_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>551</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>166 - Nancy - &#34;How To Save For Your Family&#39;s Future&#34;</itunes:title>
                <title>166 - Nancy - &#34;How To Save For Your Family&#39;s Future&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty
is joined by 29-year-old, Nancy! Nancy lives in Georgia with her husband and
their 2-month-old. She works as an engineer and her husband works at a
non-profit. Nancy and her partner share everything when it comes to their
finances and &#34;budget backward&#34;. In this episode, Barb and Nancy take a deep dive
into Roth IRAs, keeping your finances  flexible while also taking advantage of
tax breaks, 529s, and saving for higher education for your children. Are you
interested in a career change? Do you want to work in personal finance? We can
help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching,
you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can
walk away with all the info you need to start your career in personal finance. ⁠
Get more info and sign up here: www.futurerichpodcast.com/coaching You&#39;ll get
20% off the course price with promo code FRIENDS20, but hurry before it&#39;s too
late! Classes start Wednesday, July 20. ⁠ Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 29-year-old, Nancy! 

Nancy lives in Georgia with her husband and their 2-month-old. She works as an engineer and her husband works at a non-profit. Nancy and her partner share everything when it comes to their finances and &#34;budget backward&#34;. In this episode, Barb and Nancy take a deep dive into Roth IRAs, keeping your finances  flexible while also taking advantage of tax breaks, 529s, and saving for higher education for your children. 

Are you interested in a career change?
Do you want to work in personal finance?
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠

Get more info and sign up here: www.futurerichpodcast.com/coaching

You&#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&#39;s too late! Classes start Wednesday, July 20. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 29-year-old, Nancy! 

Nancy lives in Georgia with her husband and their 2-month-old. She works as an engineer and her husband works at a non-profit. Nancy and her partner share everything when it comes to their finances and &amp;#34;budget backward&amp;#34;. In this episode, Barb and Nancy take a deep dive into Roth IRAs, keeping your finances  flexible while also taking advantage of tax breaks, 529s, and saving for higher education for your children. 

Are you interested in a career change?
Do you want to work in personal finance?
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠

Get more info and sign up here: www.futurerichpodcast.com/coaching

You&amp;#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&amp;#39;s too late! Classes start Wednesday, July 20. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="37347160" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/fbb6ee11-ee37-45e6-8ffc-ea9e3ca6de32/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/fbb6ee11-ee37-45e6-8ffc-ea9e3ca6de32</link>
                <pubDate>Fri, 08 Jul 2022 09:00:28 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/ce62dccc-5bb4-4c03-bcbc-f29509c78fe5_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2334</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>165 - Catherine - &#34;Business and Home Owner at 22-years-old!&#34;</itunes:title>
                <title>165 - Catherine - &#34;Business and Home Owner at 22-years-old!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty
is joined by 22-year-old business and home owner, Catherine! Catherine&#39;s story
is incredibly unique and inspiring. She had the opportunity to purchase a
business in July of 2020 for 10K and went for it! Since buying and running the
business, her numbers have doubled and TRIPLED. Her business is doing so well
that she&#39;s saved enough to purchase a home. On top of all of this, Catherine is
currently in school and pursuing a not one but two majors! In this episode, Barb
gives Catherine advice on her future. She&#39;s torn about growing her business or
getting a job in the corporate world. What would you do in Catherine&#39;s
situation? Are you interested in a career change? Do you want to work in
personal finance? We can help you with our coaching program! ⁠ ⁠ With
@futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group
coaching with CFP® Barbara Ginty so you can walk away with all the info you need
to start your career in personal finance. ⁠ Get more info and sign up here:
https://www.futurerichpodcast.com/coaching You&#39;ll get 20% off the course price
with promo code FRIENDS20, but hurry before it&#39;s too late! Classes start
Wednesday, July 20. ⁠ Follow Future Rich to stay up to date, and let us know
what topics you&#39;d like Barbara to cover more in-depth this season. - Future Rich
Website: www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 22-year-old business and home owner, Catherine! 

Catherine&#39;s story is incredibly unique and inspiring. She had the opportunity to purchase a business in July of 2020 for 10K and went for it! Since buying and running the business, her numbers have doubled and TRIPLED. Her business is doing so well that she&#39;s saved enough to purchase a home. On top of all of this, Catherine is currently in school and pursuing a not one but two majors! 

In this episode, Barb gives Catherine advice on her future. She&#39;s torn about growing her business or getting a job in the corporate world. What would you do in Catherine&#39;s situation? 

Are you interested in a career change?
Do you want to work in personal finance?
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠

Get more info and sign up here: https://www.futurerichpodcast.com/coaching

You&#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&#39;s too late! Classes start Wednesday, July 20. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 22-year-old business and home owner, Catherine! 

Catherine&amp;#39;s story is incredibly unique and inspiring. She had the opportunity to purchase a business in July of 2020 for 10K and went for it! Since buying and running the business, her numbers have doubled and TRIPLED. Her business is doing so well that she&amp;#39;s saved enough to purchase a home. On top of all of this, Catherine is currently in school and pursuing a not one but two majors! 

In this episode, Barb gives Catherine advice on her future. She&amp;#39;s torn about growing her business or getting a job in the corporate world. What would you do in Catherine&amp;#39;s situation? 

Are you interested in a career change?
Do you want to work in personal finance?
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠

Get more info and sign up here: https://www.futurerichpodcast.com/coaching

You&amp;#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&amp;#39;s too late! Classes start Wednesday, July 20. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="28439614" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/2fd55652-2056-4d02-b2b2-49b16beca32b/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/2fd55652-2056-4d02-b2b2-49b16beca32b</link>
                <pubDate>Fri, 01 Jul 2022 09:00:27 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/b5025dbb-e403-4d2a-9b48-356882db76d7_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1777</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>164 - Drew - &#34;I&#39;m worried I don&#39;t have enough saved!&#34;</itunes:title>
                <title>164 - Drew - &#34;I&#39;m worried I don&#39;t have enough saved!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty
is joined by the lovely Drew. Drew is 29 and recently moved from New Jersey to
North Carolina. She works in pharmaceutical marketing and her biggest financial
fear is that she doesn&#39;t have enough saved, but get this... Drew has over 40K
saved AND she&#39;s in the process of getting her MBA that&#39;s fully paid for! If you
too feel like you&#39;re behind with your savings goals, this is the episode for
you! In this episode, Barb and Drew discuss the pros and cons of house hacking,
Roth IRAs, 401Ks, emergency funds, and so much more! Are you interested in a
career change? Do you want to work in personal finance? We can help you with our
coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks
of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with
all the info you need to start your career in personal finance. ⁠ ⁠ And if
you&#39;re one of the first 10 people to sign-up here:
docs.google.com/forms/d/1mwh0rGMA…/edit?ts=61e85f59 You&#39;ll get 20% off the
course price with promo code FRIENDS20, but hurry before it&#39;s too late! Classes
start Wednesday, June 22. ⁠ Follow Future Rich to stay up to date, and let us
know what topics you&#39;d like Barbara to cover more in-depth this season. - Future
Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by the lovely Drew. 

Drew is 29 and recently moved from New Jersey to North Carolina. She works in pharmaceutical marketing and her biggest financial fear is that she doesn&#39;t have enough saved, but get this... Drew has over 40K saved AND she&#39;s in the process of getting her MBA that&#39;s fully paid for! If you too feel like you&#39;re behind with your savings goals, this is the episode for you! 

In this episode, Barb and Drew discuss the pros and cons of house hacking, Roth IRAs, 401Ks, emergency funds, and so much more!  

Are you interested in a career change? 
Do you want to work in personal finance? 
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠
⁠
And if you&#39;re one of the first 10 people to sign-up here: docs.google.com/forms/d/1mwh0rGMA…/edit?ts=61e85f59

You&#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&#39;s too late! Classes start Wednesday, June 22. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by the lovely Drew. 

Drew is 29 and recently moved from New Jersey to North Carolina. She works in pharmaceutical marketing and her biggest financial fear is that she doesn&amp;#39;t have enough saved, but get this... Drew has over 40K saved AND she&amp;#39;s in the process of getting her MBA that&amp;#39;s fully paid for! If you too feel like you&amp;#39;re behind with your savings goals, this is the episode for you! 

In this episode, Barb and Drew discuss the pros and cons of house hacking, Roth IRAs, 401Ks, emergency funds, and so much more!  

Are you interested in a career change? 
Do you want to work in personal finance? 
We can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠
⁠
And if you&amp;#39;re one of the first 10 people to sign-up here: docs.google.com/forms/d/1mwh0rGMA…/edit?ts=61e85f59

You&amp;#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&amp;#39;s too late! Classes start Wednesday, June 22. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="35622243" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/bcfcc34b-4993-44f0-87dd-2adf23c03ae1/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/bcfcc34b-4993-44f0-87dd-2adf23c03ae1</link>
                <pubDate>Fri, 24 Jun 2022 09:00:23 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/72f5325e-85fd-4564-b965-120583d6fccf_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2226</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>163 - Barb &#34;A Flexible Career with UNLIMITED Earning Potential&#34;</itunes:title>
                <title>163 - Barb &#34;A Flexible Career with UNLIMITED Earning Potential&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich fam! Barb is going solo today for our extra special
episode to reveal something major that we&#39;ve been working on! If you don&#39;t have
an actual plan to start your career in personal finance, you&#39;re basically just
crossing your fingers and hoping for the best. ⁠But if you need help with a
career change, or growing in your current career, we can help you with our
coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks
of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with
all the info you need to start your career in personal finance. ⁠ ⁠ And if
you&#39;re one of the first 10 people to sign-up here:
https://docs.google.com/forms/d/1mwh0rGMAyyI7qH5p1fLlJkhAAD__o6WdDQ0_AkmRtOM/edit?ts=61e85f59
You&#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before
it&#39;s too late! Classes start Wednesday, June 22. ⁠ Follow Future Rich to stay up
to date, and let us know what topics you&#39;d like Barbara to cover more in-depth
this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday Future Rich fam! Barb is going solo today for our extra special episode to reveal something major that we&#39;ve been working on! 

If you don’t have an actual plan to start your career in personal finance, you’re basically just crossing your fingers and hoping for the best. ⁠But if you need help with a career change, or growing in your current career, we can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠
⁠
And if you&#39;re one of the first 10 people to sign-up here: https://docs.google.com/forms/d/1mwh0rGMAyyI7qH5p1fLlJkhAAD__o6WdDQ0_AkmRtOM/edit?ts=61e85f59

You&#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&#39;s too late! Classes start  Wednesday, June 22. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday Future Rich fam! Barb is going solo today for our extra special episode to reveal something major that we&amp;#39;ve been working on! 

If you don’t have an actual plan to start your career in personal finance, you’re basically just crossing your fingers and hoping for the best. ⁠But if you need help with a career change, or growing in your current career, we can help you with our coaching program! ⁠
⁠
With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠
⁠
And if you&amp;#39;re one of the first 10 people to sign-up here: https://docs.google.com/forms/d/1mwh0rGMAyyI7qH5p1fLlJkhAAD__o6WdDQ0_AkmRtOM/edit?ts=61e85f59

You&amp;#39;ll get 20% off the course price with promo code FRIENDS20, but hurry before it&amp;#39;s too late! Classes start  Wednesday, June 22. ⁠

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="10187337" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/7b20f8e0-6bd8-4abf-ab3b-e7cf115150ff/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/7b20f8e0-6bd8-4abf-ab3b-e7cf115150ff</link>
                <pubDate>Fri, 17 Jun 2022 09:00:47 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/82cad981-6cbd-4350-b105-8f5349bc871e_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>636</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>162 - Cameron &#34;When and How To Negotiate a Raise&#34;</itunes:title>
                <title>162 - Cameron &#34;When and How To Negotiate a Raise&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty
is joined by special guest Cameron to have an open and honest dialogue about how
to get a raise. Barbara gives Cameron advice on why it&#39;s so important to
advocate for yourself when it comes to your compensation, when is the right time
to ask for a raise, and what her top tips are for negotiating a higher salary.
Our career coaching is LIVE! Is a career in personal finance right for you? Sign
up to take Barbara&#39;s 5-week group coaching program here:
https://www.futurerichpodcast.com/coaching Follow Future Rich to stay up to
date, and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by special guest Cameron to have an open and honest dialogue about how to get a raise. 

Barbara gives Cameron advice on why it&#39;s so important to advocate for yourself when it comes to your compensation, when is the right time to ask for a raise, and what her top tips are for negotiating a higher salary.

Our career coaching is LIVE! Is a career in personal finance right for you? Sign up to take Barbara&#39;s 5-week group coaching program here: https://www.futurerichpodcast.com/coaching

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by special guest Cameron to have an open and honest dialogue about how to get a raise. 

Barbara gives Cameron advice on why it&amp;#39;s so important to advocate for yourself when it comes to your compensation, when is the right time to ask for a raise, and what her top tips are for negotiating a higher salary.

Our career coaching is LIVE! Is a career in personal finance right for you? Sign up to take Barbara&amp;#39;s 5-week group coaching program here: https://www.futurerichpodcast.com/coaching

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="39974452" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/28c6dc8f-fce2-4c60-8acc-dd883e2f9b70/stream.mp3"/>
                
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                <pubDate>Fri, 10 Jun 2022 15:05:07 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/68005673-f7e7-4dd4-abf4-8e6294bb87f5_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2498</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>161 Follow-Up Masie (Episode 125) - &#34;Officially Debt-Free!&#34;</itunes:title>
                <title>161 Follow-Up Masie (Episode 125) - &#34;Officially Debt-Free!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! We have a great follow-up episode this week on the Future Rich
podcast. Certified Financial Planner Barbara Ginty chats with the marvelous
Masie about how she became officially debt free! The last time Masie was on the
show was in May 2021. In the two years since she started on her financial
journey, she has paid off her home equity loan, saved 20k in her emergency fund,
repurposed her current insurance to get money back, and has put 71K towards her
retirement Listen to find out how Masie reached such a fantastic financial
situation. Check out Masie&#39;s original episode here:
https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000531189887
Follow Future Rich to stay up to date, and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. - Future Rich Website:
www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on
Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! We have a great follow-up episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie about how she became officially debt free!

The last time Masie was on the show was in May 2021. In the two years since she started on her financial journey, she has paid off her home equity loan, saved 20k in her emergency fund, repurposed her current insurance to get money back, and has put 71K towards her retirement

Listen to find out how Masie reached such a fantastic financial situation.

Check out Masie&#39;s original episode here: https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000531189887

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! We have a great follow-up episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie about how she became officially debt free!

The last time Masie was on the show was in May 2021. In the two years since she started on her financial journey, she has paid off her home equity loan, saved 20k in her emergency fund, repurposed her current insurance to get money back, and has put 71K towards her retirement

Listen to find out how Masie reached such a fantastic financial situation.

Check out Masie&amp;#39;s original episode here: https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000531189887

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="31215699" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/ad57193c-5372-4946-9420-88c5f68e2823/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/ad57193c-5372-4946-9420-88c5f68e2823</link>
                <pubDate>Fri, 03 Jun 2022 09:00:34 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/1eaae4d3-a26f-4d52-a4c0-0a98a5190e92_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1950</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>160 EXPERT - Emily A. Hay &#34;Become Your Own Boss&#34;</itunes:title>
                <title>160 EXPERT - Emily A. Hay &#34;Become Your Own Boss&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future
Rich for you. CFP Barbara Ginty interviews the Founder of Hay There Social
Media, Emily A. Hay! Listen to this episode to learn how Emily started her
business and freelanced her way out of corporate America. After the early part
of her sales career in corporate America, Emily paved her own way by using
social media as her vehicle. Back in 2010 when even large companies were just
testing the social media waters, Emily not only had the vanguard idea of
starting a company to address the digital marketing needs of small business
owners, but she hired a remote team of all women—mothers—who had temporarily
sidelined their careers to raise children. Following her passions led to her
owning her purpose as she works to help women launch their own social media
businesses so they too can live and work flexibly and intentionally in Work&#43;Life
Integration Nation.™ WATCH this episode here: https://youtu.be/uB_-H4qOosM FIND
EMILY: - Instagram: https://www.instagram.com/haytheresocialmedia/?hl=en - Hay
There Social Media: https://haytheresocialmedia.com/ Follow Future Rich to stay
up to date, and let us know what topics you&#39;d like Barbara to cover more
in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future
Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on
Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews the Founder of Hay There Social Media, Emily A. Hay! Listen to this episode to learn how Emily started her business and freelanced her way out of corporate America. 

After the early part of her sales career in corporate America, Emily paved her own way by using social media as her vehicle. Back in 2010 when even large companies were just testing the social media waters, Emily not only had the vanguard idea of starting a company to address the digital marketing needs of small business owners, but she hired a remote team of all women—mothers—who had temporarily sidelined their careers to raise children.

Following her passions led to her owning her purpose as she works to help women launch their own social media businesses so they too can live and work flexibly and intentionally in Work+Life Integration Nation.™

WATCH this episode here: https://youtu.be/uB_-H4qOosM

FIND EMILY:
- Instagram: https://www.instagram.com/haytheresocialmedia/?hl=en
- Hay There Social Media: https://haytheresocialmedia.com/ 

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews the Founder of Hay There Social Media, Emily A. Hay! Listen to this episode to learn how Emily started her business and freelanced her way out of corporate America. 

After the early part of her sales career in corporate America, Emily paved her own way by using social media as her vehicle. Back in 2010 when even large companies were just testing the social media waters, Emily not only had the vanguard idea of starting a company to address the digital marketing needs of small business owners, but she hired a remote team of all women—mothers—who had temporarily sidelined their careers to raise children.

Following her passions led to her owning her purpose as she works to help women launch their own social media businesses so they too can live and work flexibly and intentionally in Work&#43;Life Integration Nation.™

WATCH this episode here: https://youtu.be/uB_-H4qOosM

FIND EMILY:
- Instagram: https://www.instagram.com/haytheresocialmedia/?hl=en
- Hay There Social Media: https://haytheresocialmedia.com/ 

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="31335235" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/e0c5476c-44bb-4dea-aa98-7cd7dee85a9e/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/e0c5476c-44bb-4dea-aa98-7cd7dee85a9e</link>
                <pubDate>Fri, 27 May 2022 09:00:30 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/7f2d5e97-8c39-40b2-9d2b-cbbb704ba4fc_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1958</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>159 - Barb and Potter &#34;I Made All The Mistakes So You Don&#39;t Have To!&#34;</itunes:title>
                <title>159 - Barb and Potter &#34;I Made All The Mistakes So You Don&#39;t Have To!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Lovely Listeners! We have an informative and fun episode with
Barbara and Future Rich Podcast Producer Potter this week! Are you interested in
learning the difference between the market terms bear and bull? Are you confused
about inflation? Do you want a breakdown of what is going on with the financial
market right now? We&#39;ll be going over the overall market and discussing these
buzzworthy critical terms PLUS we&#39;ll be announcing a few exciting things on the
horizon for Future Rich. Access our FREE educational downloads:
www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Lovely Listeners! We have an informative and fun episode with Barbara and Future Rich Podcast Producer Potter this week!

Are you interested in learning the difference between the market terms bear and bull? Are you confused about inflation? Do you want a breakdown of what is going on with the financial market right now? We&#39;ll be going over the overall market and discussing these buzzworthy critical terms PLUS we&#39;ll be announcing a few exciting things on the horizon for Future Rich. 

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Lovely Listeners! We have an informative and fun episode with Barbara and Future Rich Podcast Producer Potter this week!

Are you interested in learning the difference between the market terms bear and bull? Are you confused about inflation? Do you want a breakdown of what is going on with the financial market right now? We&amp;#39;ll be going over the overall market and discussing these buzzworthy critical terms PLUS we&amp;#39;ll be announcing a few exciting things on the horizon for Future Rich. 

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="19634468" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/5edca243-6b3d-4f13-99d5-eac6032bf699/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/1271809333</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/5edca243-6b3d-4f13-99d5-eac6032bf699</link>
                <pubDate>Fri, 20 May 2022 09:00:39 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/3217c5cb-328f-4b42-ac9b-a99b4a7f6b87_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1227</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>158 - Kelly &#34;The Secret Weapon for Saving Money&#34;</itunes:title>
                <title>158 - Kelly &#34;The Secret Weapon for Saving Money&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich Fam! This week on the pod, Certified Financial Planner
Barbara Ginty interviews the lovely Kelly! Kelly is a 22-year-old long-time
listener of the podcast who lives in LA and works as an assistant at a
production company. She&#39;s a rockstar at saving money and has saved an estimated
12K!!! Listen to learn how Kelly saved so much without having a particularly
high-paying job and what Barbara&#39;s advice is for her to supercharge her
retirement savings with minimal effort. Access our FREE educational downloads:
www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich Fam! This week on the pod, Certified Financial Planner Barbara Ginty interviews the lovely Kelly! 

Kelly is a 22-year-old long-time listener of the podcast who lives in LA and works as an assistant at a production company. She&#39;s a rockstar at saving money and has saved an estimated 12K!!! 

Listen to learn how Kelly saved so much without having a particularly high-paying job and what Barbara&#39;s advice is for her to supercharge her retirement savings with minimal effort. 

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich Fam! This week on the pod, Certified Financial Planner Barbara Ginty interviews the lovely Kelly! 

Kelly is a 22-year-old long-time listener of the podcast who lives in LA and works as an assistant at a production company. She&amp;#39;s a rockstar at saving money and has saved an estimated 12K!!! 

Listen to learn how Kelly saved so much without having a particularly high-paying job and what Barbara&amp;#39;s advice is for her to supercharge her retirement savings with minimal effort. 

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="34709420" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/682b6dc2-7e79-4d6b-9732-6ee0a37338a7/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/1267343227</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/682b6dc2-7e79-4d6b-9732-6ee0a37338a7</link>
                <pubDate>Fri, 13 May 2022 09:00:23 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/1006c28b-8f67-4dcb-9acf-4b95bf53d3e6_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2169</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>157 - Mary Kate &#34;Work Hard, Save Hard, Vacation Hard&#34;</itunes:title>
                <title>157 - Mary Kate &#34;Work Hard, Save Hard, Vacation Hard&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, lovely listeners! This week on Future Rich CFP, Barbara Ginty
interviews Mary Kate! Mary Kate is a 21-year-old Food Research Scientist who
works really hard and has big plans to save A LOT in her 20s. She&#39;s already on
track to achieve her savings goals by living at home and keeping her expenses
low. What is she saving so much for exactly? Listen to find out! Have we ever
had a guest on the podcast ask if they&#39;re saving too much for retirement? Not
until today&#39;s episode! Access our FREE educational downloads:
www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews Mary Kate!

Mary Kate is a 21-year-old Food Research Scientist who works really hard and has big plans to save A LOT in her 20s. She&#39;s already on track to achieve her savings goals by living at home and keeping her expenses low. What is she saving so much for exactly? Listen to find out!  

Have we ever had a guest on the podcast ask if they&#39;re saving too much for retirement? Not until today&#39;s episode!

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews Mary Kate!

Mary Kate is a 21-year-old Food Research Scientist who works really hard and has big plans to save A LOT in her 20s. She&amp;#39;s already on track to achieve her savings goals by living at home and keeping her expenses low. What is she saving so much for exactly? Listen to find out!  

Have we ever had a guest on the podcast ask if they&amp;#39;re saving too much for retirement? Not until today&amp;#39;s episode!

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 May 2022 09:00:43 &#43;0000</pubDate>
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                <itunes:duration>1581</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>156 EXPERT - Honestly Kate &#34;Influencer Finances and Authenticity&#34;</itunes:title>
                <title>156 EXPERT - Honestly Kate &#34;Influencer Finances and Authenticity&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! We have a fantastic EXPERT episode of Future
Rich for you today. CFP Barbara Ginty interviews Katie Bochner! Katie is the CEO
&amp; Founder of Honestly Kate, INC and a Host on Amazon Live. She is also an on-air
correspondent who&#39;s appeared on &#34;The TODAY Show,&#34; &#34;Good Morning America,&#34; and E!
In this episode, Katie and Barbara discuss entrepreneurship, growing a brand
from the ground up, the importance of financial education, 1099s, taxes, and why
getting help when scaling your business is game-changing. FIND KATIE: -
Instagram: https://www.instagram.com/honestlykate/?hl=en - Honestly Kate
Website: http://www.iamhonestlykate.com/ Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on
Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, wonderful listeners! We have a fantastic EXPERT episode of Future Rich for you today. CFP Barbara Ginty interviews Katie Bochner!

Katie is the CEO &amp; Founder of Honestly Kate, INC and a Host on Amazon Live. She is also an on-air correspondent who’s appeared on &#34;The TODAY Show,&#34; &#34;Good Morning America,&#34; and E!

In this episode, Katie and Barbara discuss entrepreneurship, growing a brand from the ground up, the importance of financial education, 1099s, taxes, and why getting help when scaling your business is game-changing. 

FIND KATIE:
- Instagram: https://www.instagram.com/honestlykate/?hl=en
- Honestly Kate Website: http://www.iamhonestlykate.com/

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, wonderful listeners! We have a fantastic EXPERT episode of Future Rich for you today. CFP Barbara Ginty interviews Katie Bochner!

Katie is the CEO &amp;amp; Founder of Honestly Kate, INC and a Host on Amazon Live. She is also an on-air correspondent who’s appeared on &amp;#34;The TODAY Show,&amp;#34; &amp;#34;Good Morning America,&amp;#34; and E!

In this episode, Katie and Barbara discuss entrepreneurship, growing a brand from the ground up, the importance of financial education, 1099s, taxes, and why getting help when scaling your business is game-changing. 

FIND KATIE:
- Instagram: https://www.instagram.com/honestlykate/?hl=en
- Honestly Kate Website: http://www.iamhonestlykate.com/

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Apr 2022 09:00:21 &#43;0000</pubDate>
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                <itunes:duration>2249</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>155 - Judy - &#34;Is the Side Business Worth It?&#34;</itunes:title>
                <title>155 - Judy - &#34;Is the Side Business Worth It?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the
wonderful Judy. Judy is a 36-year-old creative living in Brooklyn, NY. She
currently works full time AND runs a photography side business. Listen to learn
what Barbara&#39;s advice is to reduce Judy&#39;s taxable income, fund her retirement,
and also save up enough money to really invest in real estate. Follow Future
Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ -
Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich
TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational
downloads: www.futurerichpodcast.com/copy-of-classes

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the wonderful Judy.

Judy is a 36-year-old creative living in Brooklyn, NY. She currently works full time AND runs a photography side business. Listen to learn what Barbara&#39;s advice is to reduce Judy&#39;s taxable income, fund her retirement, and also save up enough money to really invest in real estate. 

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the wonderful Judy.

Judy is a 36-year-old creative living in Brooklyn, NY. She currently works full time AND runs a photography side business. Listen to learn what Barbara&amp;#39;s advice is to reduce Judy&amp;#39;s taxable income, fund her retirement, and also save up enough money to really invest in real estate. 

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Apr 2022 09:00:21 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/4ce7ea1d-1b01-4b63-a7aa-a71dc7b1d458_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2214</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>154 - Debbie - &#34;You Can Go To Grad School and Still Have Savings&#34;</itunes:title>
                <title>154 - Debbie - &#34;You Can Go To Grad School and Still Have Savings&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the
lovely Debbie. Debbie is a 28-year-old Data Analyst working for a school
district in Virginia. She has a lot on her plate from grad school student loans,
to furnishing a new home with her husband, planning for retirement, and adding
to her emergency fund. What is Barbara&#39;s strategy for Debbie to maximize her
savings and invest more into her retirement? Listen to find out! Follow Future
Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ -
Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich
TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational
downloads: www.futurerichpodcast.com/copy-of-classes

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Debbie.

Debbie is a 28-year-old Data Analyst working for a school district in Virginia. She has a lot on her plate from grad school student loans, to furnishing a new home with her husband, planning for retirement, and adding to her emergency fund. 

What is Barbara&#39;s strategy for Debbie to maximize her savings and invest more into her retirement? Listen to find out!

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Debbie.

Debbie is a 28-year-old Data Analyst working for a school district in Virginia. She has a lot on her plate from grad school student loans, to furnishing a new home with her husband, planning for retirement, and adding to her emergency fund. 

What is Barbara&amp;#39;s strategy for Debbie to maximize her savings and invest more into her retirement? Listen to find out!

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="30539441" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/4748109d-30f7-4ba1-8c64-1742b1e0a002/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/4748109d-30f7-4ba1-8c64-1742b1e0a002</link>
                <pubDate>Fri, 15 Apr 2022 09:00:34 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/08bc0dce-d79e-4607-a48f-ae4fa56bafc6_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1908</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>153 - Savanah Davenport - &#34;How much do you REALLY need to retire?</itunes:title>
                <title>153 - Savanah Davenport - &#34;How much do you REALLY need to retire?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty
interviews Savanah Davenport! Savanah is 27-years-old, lives in the Philly area,
and works in consulting. She feels &#34;behind&#34; when it comes to her short-term and
long-term savings goals even though she&#39;s crushing her emergency fund and
retirement funds! Listen to learn how Savanah will have an estimated 132K saved
by 2025 and what Barbara&#39;s advice is for her to diversify her investments, buy a
house, travel, and STILL be on track with her savings goals! Access our FREE
educational downloads: www.futurerichpodcast.com/copy-of-classes Follow Future
Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ -
Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich
TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews Savanah Davenport!

Savanah is 27-years-old, lives in the Philly area, and works in consulting. She feels &#34;behind&#34; when it comes to her short-term and long-term savings goals even though she&#39;s crushing her emergency fund and retirement funds! 

Listen to learn how Savanah will have an estimated 132K saved by 2025 and what Barbara&#39;s advice is for her to diversify her investments, buy a house, travel, and STILL be on track with her savings goals! 

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews Savanah Davenport!

Savanah is 27-years-old, lives in the Philly area, and works in consulting. She feels &amp;#34;behind&amp;#34; when it comes to her short-term and long-term savings goals even though she&amp;#39;s crushing her emergency fund and retirement funds! 

Listen to learn how Savanah will have an estimated 132K saved by 2025 and what Barbara&amp;#39;s advice is for her to diversify her investments, buy a house, travel, and STILL be on track with her savings goals! 

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="44594991" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/f56db9cd-8843-4b28-9291-5e1f9eebd45f/stream.mp3"/>
                
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                <pubDate>Fri, 08 Apr 2022 09:00:28 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/dd51c210-b9fa-470b-a35f-d65a549efe0f_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2787</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>152 - NICOLE - &#34;Work Place Plans Matter!&#34;</itunes:title>
                <title>152 - NICOLE - &#34;Work Place Plans Matter!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the
lovely Nicole. Nicole is a 30-year-old business analyst living in Arizona with
her partner. She has questions for Barb on her retirement, workplace plans, and
pursuing Public Student Loan Forgiveness. Learn what Barb means by having a
&#34;three-legged stool&#34; for retirement and what Nicole&#39;s goals for her career and
savings are! Follow Future Rich to stay up to date, and let us know what topics
you&#39;d like Barbara to cover more in-depth this season. - Future Rich Website:
www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational
downloads: www.futurerichpodcast.com/copy-of-classes

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the lovely Nicole.

Nicole is a 30-year-old business analyst living in Arizona with her partner. She has questions for Barb on her retirement, workplace plans, and pursuing Public Student Loan Forgiveness. Learn what Barb means by having a &#34;three-legged stool&#34; for retirement and what Nicole&#39;s goals for her career and savings are! 

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the lovely Nicole.

Nicole is a 30-year-old business analyst living in Arizona with her partner. She has questions for Barb on her retirement, workplace plans, and pursuing Public Student Loan Forgiveness. Learn what Barb means by having a &amp;#34;three-legged stool&amp;#34; for retirement and what Nicole&amp;#39;s goals for her career and savings are! 

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="30270693" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/3cc86796-aa6e-4e8a-8d21-e7593b11f310/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/3cc86796-aa6e-4e8a-8d21-e7593b11f310</link>
                <pubDate>Fri, 01 Apr 2022 13:42:10 &#43;0000</pubDate>
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                <itunes:duration>1891</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>151 - EXPERT Jen Gumbel - &#34;Why You Should Care About Estate Planning&#34;</itunes:title>
                <title>151 - EXPERT Jen Gumbel - &#34;Why You Should Care About Estate Planning&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, lovely listeners! We have a fantastic EXPERT episode of Future
Rich for you. CFP Barbara Ginty interviews estate planning and probate attorney
Jen Gumbel! Estate Planning is something that people tend to overlook. The sad
reality is that it can turn into a messy financial and legal nightmare when it&#39;s
ignored. Barb and Jen talk about the definition of Estate Planning, why it&#39;s not
only for people with a lot of wealth, and why it&#39;s something that you should be
thinking about as early as 18-years-old. So what SHOULD you do to get a head
start on your estate planning? What details should you focus on? Find out in
this episode! WATCH this episode here: https://youtu.be/IUmeUyjqnZM Rate and
Review us on Spotify:
https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=1e2a2f6769004030 Rate
and Review us on Apple:
https://podcasts.apple.com/us/podcast/future-rich/id1343803894 FIND JEN: -
Instagram: https://www.instagram.com/jengumbel/?hl=en - Organized (after)Life:
https://organizedafterlife.com/ Follow Future Rich to stay up to date, and let
us know what topics you&#39;d like Barbara to cover more in-depth this season. -
Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on
Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, lovely listeners! We have a fantastic EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews estate planning and probate attorney Jen Gumbel! 

Estate Planning is something that people tend to overlook. The sad reality is that it can turn into a messy financial and legal nightmare when it&#39;s ignored. 

Barb and Jen talk about the definition of Estate Planning, why it&#39;s not only for people with a lot of wealth, and why it&#39;s something that you should be thinking about as early as 18-years-old.

So what SHOULD you do to get a head start on your estate planning? What details should you focus on? Find out in this episode! 

WATCH this episode here: https://youtu.be/IUmeUyjqnZM
Rate and Review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=1e2a2f6769004030
Rate and Review us on Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894

FIND JEN:
- Instagram: https://www.instagram.com/jengumbel/?hl=en
- Organized (after)Life: https://organizedafterlife.com/

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, lovely listeners! We have a fantastic EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews estate planning and probate attorney Jen Gumbel! 

Estate Planning is something that people tend to overlook. The sad reality is that it can turn into a messy financial and legal nightmare when it&amp;#39;s ignored. 

Barb and Jen talk about the definition of Estate Planning, why it&amp;#39;s not only for people with a lot of wealth, and why it&amp;#39;s something that you should be thinking about as early as 18-years-old.

So what SHOULD you do to get a head start on your estate planning? What details should you focus on? Find out in this episode! 

WATCH this episode here: https://youtu.be/IUmeUyjqnZM
Rate and Review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=1e2a2f6769004030
Rate and Review us on Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894

FIND JEN:
- Instagram: https://www.instagram.com/jengumbel/?hl=en
- Organized (after)Life: https://organizedafterlife.com/

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="38491533" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/5e2d9886-39fd-4f08-a6ce-f51bc9a627f1/stream.mp3"/>
                
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                <pubDate>Fri, 25 Mar 2022 09:00:33 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/d5a9dea5-b84d-4352-8589-8f82859204da_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2405</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>150 Follow-Up Frances (Episode 32) - &#34;Fresh Starts and the Journey to be Debt-Free&#34;</itunes:title>
                <title>150 Follow-Up Frances (Episode 32) - &#34;Fresh Starts and the Journey to be Debt-Free&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich friends! Certified Financial Planner Barbara Ginty
catches up with Frances from Episode 32 in this week&#39;s episode! Three years ago,
when she interviewed Frances, she was stuck in a sticky financial situation and
aggressively taking care of her credit card debt. Now, in 2022 Frances is
THRIVING! Not only did she stick with her side hustle and not acquire any new
debt, but she also got a new job, eliminated her car loan, got rid of all of her
credit cards, and even saved enough money to move and start fresh! You could say
she&#39;s crushing it. Listen to find out how she did it and how she&#39;s navigating
the dreaded public student loan forgiveness program. Check out Frances&#39; first
episode with Future Rich:
https://soundcloud.com/futurerichpodcast/32-frances-before-im-40-i-can-be-free
Follow Future Rich to stay up to date, and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. - Future Rich Website:
www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational
downloads: www.futurerichpodcast.com/copy-of-classes

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich friends! Certified Financial Planner Barbara Ginty catches up with  Frances from Episode 32 in this week&#39;s episode! Three years ago, when she interviewed Frances, she was stuck in a sticky financial situation and aggressively taking care of her credit card debt. 

Now, in 2022 Frances is THRIVING! Not only did she stick with her side hustle and not acquire any new debt, but she also got a new job, eliminated her car loan, got rid of all of her credit cards, and even saved enough money to move and start fresh! You could say she&#39;s crushing it. 

Listen to find out how she did it and how she&#39;s navigating the dreaded public student loan forgiveness program.

Check out Frances&#39; first episode with Future Rich: https://soundcloud.com/futurerichpodcast/32-frances-before-im-40-i-can-be-free

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich friends! Certified Financial Planner Barbara Ginty catches up with  Frances from Episode 32 in this week&amp;#39;s episode! Three years ago, when she interviewed Frances, she was stuck in a sticky financial situation and aggressively taking care of her credit card debt. 

Now, in 2022 Frances is THRIVING! Not only did she stick with her side hustle and not acquire any new debt, but she also got a new job, eliminated her car loan, got rid of all of her credit cards, and even saved enough money to move and start fresh! You could say she&amp;#39;s crushing it. 

Listen to find out how she did it and how she&amp;#39;s navigating the dreaded public student loan forgiveness program.

Check out Frances&amp;#39; first episode with Future Rich: https://soundcloud.com/futurerichpodcast/32-frances-before-im-40-i-can-be-free

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="26312620" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/bec5ff59-1348-4a51-a2b3-a0fb6b127fc7/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/bec5ff59-1348-4a51-a2b3-a0fb6b127fc7</link>
                <pubDate>Fri, 18 Mar 2022 09:00:43 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/eca0ac6d-a6d2-4f23-b6e6-a4e5ad19c864_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1644</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>149 - ROSANNA - &#34;Spousal IRAs and Starting a Business In Your 40s&#34;</itunes:title>
                <title>149 - ROSANNA - &#34;Spousal IRAs and Starting a Business In Your 40s&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the
lovely Rosanna. Rosanna is re-entering the workforce in her 40s after taking
some time off to help out with her and her husband&#39;s aging parents and is
currently in the process of starting her own small business as a Tax Adviser.
She has questions for Barb on if she&#39;s on track for retirement and the different
retirement options for small businesses. Here is more info on Spousal IRA &amp;
contribution income limits:
https://www.forbes.com/advisor/investing/spousal-ira/ Follow Future Rich to stay
up to date, and let us know what topics you&#39;d like Barbara to cover more
in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future
Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational
downloads: www.futurerichpodcast.com/copy-of-classes

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna. 

Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband&#39;s aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she&#39;s on track for retirement and the different retirement options for small businesses.

Here is more info on Spousal IRA &amp; contribution income limits: https://www.forbes.com/advisor/investing/spousal-ira/

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna. 

Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband&amp;#39;s aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she&amp;#39;s on track for retirement and the different retirement options for small businesses.

Here is more info on Spousal IRA &amp;amp; contribution income limits: https://www.forbes.com/advisor/investing/spousal-ira/

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="28428747" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/49fb836f-6d01-4f1e-82d8-7ccde8adc223/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/49fb836f-6d01-4f1e-82d8-7ccde8adc223</link>
                <pubDate>Fri, 11 Mar 2022 10:00:37 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/bb76a7f8-8fbd-47e4-ae51-b7c2b7a9d6e8_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1776</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>148 EXPERT - Haley Brown-Woods &#34;Inheriting money, losing it all, and starting fresh.&#34;</itunes:title>
                <title>148 EXPERT - Haley Brown-Woods &#34;Inheriting money, losing it all, and starting fresh.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future
Rich for you. CFP Barbara Ginty interviews Haley Brown-Woods of Price of Avocado
Toast Podcast! From inheriting a large sum of money to spending it all, going
into debt, starting fresh, and becoming a Financial Coach, Haley has been
through A LOT in her financial journey. Price of Avocado Toast is hosted by
Haley and Justin Brown-Woods, married millennials picking up the pieces from the
financial fiasco they created as a young couple. They want to normalize
conversations about money and learn from others on the path toward financial
freedom. Whether you are just getting started on your debt-free journey, or if
you are starting to hit your stride, this podcast is for YOU! Join each week as
they interview some others who have done it the right way, the wrong way, and
every way in between. Avocado toast may cost a pretty penny, but that doesn&#39;t
mean it can&#39;t be in your budget! WATCH this episode here:
https://youtu.be/HmFDqOoz4ek FIND HALEY: - Instagram:
https://www.instagram.com/priceofavocadotoast/ - Price of Avocado Toast Podcast:
https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266 Follow
Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara
to cover more in-depth this season. - Future Rich Website:
www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on
Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Haley Brown-Woods of Price of Avocado Toast Podcast! From inheriting a large sum of money to spending it all, going into debt, starting fresh, and becoming a Financial Coach, Haley has been through A LOT in her financial journey.

Price of Avocado Toast is hosted by Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path toward financial freedom. Whether you are just getting started on your debt-free journey, or if you are starting to hit your stride, this podcast is for YOU! Join each week as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn&#39;t mean it can&#39;t be in your budget!

WATCH this episode here: https://youtu.be/HmFDqOoz4ek

FIND HALEY:
- Instagram: https://www.instagram.com/priceofavocadotoast/
- Price of Avocado Toast Podcast: https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Haley Brown-Woods of Price of Avocado Toast Podcast! From inheriting a large sum of money to spending it all, going into debt, starting fresh, and becoming a Financial Coach, Haley has been through A LOT in her financial journey.

Price of Avocado Toast is hosted by Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path toward financial freedom. Whether you are just getting started on your debt-free journey, or if you are starting to hit your stride, this podcast is for YOU! Join each week as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn&amp;#39;t mean it can&amp;#39;t be in your budget!

WATCH this episode here: https://youtu.be/HmFDqOoz4ek

FIND HALEY:
- Instagram: https://www.instagram.com/priceofavocadotoast/
- Price of Avocado Toast Podcast: https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f
- Rate and review us on Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="34857795" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/0d95c457-214b-4024-ad22-9b51d44192fa/stream.mp3"/>
                
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                <pubDate>Fri, 04 Mar 2022 22:00:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/ebfdd364-0b4e-42dc-9a5f-cc5f745f0097_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2178</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>147 - Neet - &#34;Half a Million in Savings Before 40!&#34;</itunes:title>
                <title>147 - Neet - &#34;Half a Million in Savings Before 40!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, lovely listeners! We hope you&#39;re doing well. This week on Future
Rich CFP, Barbara Ginty interviews the wonderful Neet. Neet lives in Texas
(where she doesn&#39;t have to pay state income tax!) and works as a Manager for a
Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her
personal finances, saves around 4K per month, and has about half a million in
savings at the age of 35! In this episode, Neet talks about how she educated
herself on saving and investing her money, budgeting backwards, and what she
plans to spend her money on in the future! Follow Future Rich to stay up to
date, and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational
downloads: www.futurerichpodcast.com/copy-of-classes

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, lovely listeners! We hope you&#39;re doing well. This week on Future Rich CFP, Barbara Ginty interviews the wonderful Neet. 

Neet lives in Texas (where she doesn&#39;t have to pay state income tax!) and works as a Manager for a Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her personal finances, saves around 4K per month, and has about half a million in savings at the age of 35! In this episode, Neet talks about how she educated herself on saving and investing her money, budgeting backwards, and what she plans to spend her money on in the future!

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, lovely listeners! We hope you&amp;#39;re doing well. This week on Future Rich CFP, Barbara Ginty interviews the wonderful Neet. 

Neet lives in Texas (where she doesn&amp;#39;t have to pay state income tax!) and works as a Manager for a Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her personal finances, saves around 4K per month, and has about half a million in savings at the age of 35! In this episode, Neet talks about how she educated herself on saving and investing her money, budgeting backwards, and what she plans to spend her money on in the future!

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 25 Feb 2022 10:00:47 &#43;0000</pubDate>
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                <itunes:duration>2276</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>146 - Hailey - &#34;Side Hustle Success Story&#34;</itunes:title>
                <title>146 - Hailey - &#34;Side Hustle Success Story&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty
interviews side hustle rockstar Hailey! Hailey is a big fan of the podcast and
started her debt-free journey early in 2021 while working on her side hustle.
She currently works in Human Resources, is 27-years-old, engaged, and lives in
San Diego. Learn exactly how Hailey paid down 16K in credit card debt in six
months and what Barbara&#39;s advice is for her to reach her emergency fund,
retirement, and wedding fund goals! Access our FREE educational downloads:
https://www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up
to date, and let us know what topics you&#39;d like Barbara to cover more in-depth
this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews side hustle rockstar Hailey!

Hailey is a big fan of the podcast and started her debt-free journey early in 2021 while working on her side hustle. She currently works in Human Resources, is 27-years-old, engaged, and lives in San Diego. Learn exactly how Hailey paid down 16K in credit card debt in six months and what Barbara&#39;s advice is for her to reach her emergency fund, retirement, and wedding fund goals! 

Access our FREE educational downloads: https://www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews side hustle rockstar Hailey!

Hailey is a big fan of the podcast and started her debt-free journey early in 2021 while working on her side hustle. She currently works in Human Resources, is 27-years-old, engaged, and lives in San Diego. Learn exactly how Hailey paid down 16K in credit card debt in six months and what Barbara&amp;#39;s advice is for her to reach her emergency fund, retirement, and wedding fund goals! 

Access our FREE educational downloads: https://www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 18 Feb 2022 10:00:24 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/f8fa5df5-0ee7-4e66-b7b9-d49f6664ef00_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2701</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>145 - EXPERT Dr. Meredith Provost - Why You Should Care About Egg Freezing</itunes:title>
                <title>145 - EXPERT Dr. Meredith Provost - Why You Should Care About Egg Freezing</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, lovely listeners! This week we have an insightful expert episode
of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews Dr.
Meredith Provost, MD, PhD. Dr. Provost is a Board Certified Reproductive
Endocrinology and Infertility Physician at Indiana Fertility Institute. This
episode is a bit different from our usual content as Dr. Provost will be
answering YOUR questions on egg freezing and fertility. It serves as a great
follow-up episode to Episode 45 of Future Rich with Natasha which you can listen
to here:
https://open.spotify.com/episode/623kEmBI6iTTfeisUu6Utw?si=1af4884c27c7400b
WATCH this episode here: https://youtu.be/3sjas1UNZwU FIND DR. PROVOST: -
TikTok: https://www.tiktok.com/@meredithprovostmd - Instagram:
https://www.instagram.com/meredithprovostmd/ - Linked In:
https://www.linkedin.com/in/meredith-provost-md-phd-487a964/ - Medium:
https://medium.com/@meredithprovostmd Follow Future Rich to stay up to date, and
let us know what topics you&#39;d like Barbara to cover more in-depth this season. -
Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram:
www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, lovely listeners! This week we have an insightful expert episode of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews Dr. Meredith Provost, MD, PhD. 

Dr. Provost is a Board Certified Reproductive Endocrinology and Infertility Physician at Indiana Fertility Institute. This episode is a bit different from our usual content as Dr. Provost will be answering YOUR questions on egg freezing and fertility. It serves as a great follow-up episode to Episode 45 of Future Rich with Natasha which you can listen to here: https://open.spotify.com/episode/623kEmBI6iTTfeisUu6Utw?si=1af4884c27c7400b

WATCH this episode here: https://youtu.be/3sjas1UNZwU

FIND DR. PROVOST: 
- TikTok: https://www.tiktok.com/@meredithprovostmd
- Instagram: https://www.instagram.com/meredithprovostmd/
- Linked In: https://www.linkedin.com/in/meredith-provost-md-phd-487a964/
- Medium: https://medium.com/@meredithprovostmd

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, lovely listeners! This week we have an insightful expert episode of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews Dr. Meredith Provost, MD, PhD. 

Dr. Provost is a Board Certified Reproductive Endocrinology and Infertility Physician at Indiana Fertility Institute. This episode is a bit different from our usual content as Dr. Provost will be answering YOUR questions on egg freezing and fertility. It serves as a great follow-up episode to Episode 45 of Future Rich with Natasha which you can listen to here: https://open.spotify.com/episode/623kEmBI6iTTfeisUu6Utw?si=1af4884c27c7400b

WATCH this episode here: https://youtu.be/3sjas1UNZwU

FIND DR. PROVOST: 
- TikTok: https://www.tiktok.com/@meredithprovostmd
- Instagram: https://www.instagram.com/meredithprovostmd/
- Linked In: https://www.linkedin.com/in/meredith-provost-md-phd-487a964/
- Medium: https://medium.com/@meredithprovostmd

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="31208594" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a53de9fe-93e9-4600-ab5e-d73e926b2e26/stream.mp3"/>
                
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                <pubDate>Fri, 11 Feb 2022 10:00:47 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/8c69d749-f3ab-43a7-9488-2755fa9c9c29_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>1950</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>144 - Mira - &#34;Masters Degree or Stable Money?&#34;</itunes:title>
                <title>144 - Mira - &#34;Masters Degree or Stable Money?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Hello lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews
the wonderful Mira! Mira graduated in 2020 and currently works as a
Manufacturing Engineer in Seattle, Washington. She has saved an entire year&#39;s
worth of salary but still has a lot of important questions about her financial
future. Listen to learn what Barbara&#39;s advice is for Mira&#39;s goals for grad
school, emergency funds, and career transitions. Access our FREE educational
downloads: https://www.futurerichpodcast.com/copy-of-classes Follow Future Rich
to stay up to date, and let us know what topics you&#39;d like Barbara to cover more
in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future
Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Hello lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews the wonderful Mira! 

Mira graduated in 2020 and currently works as a Manufacturing Engineer in Seattle, Washington. She has saved an entire year&#39;s worth of salary but still has a lot of important questions about her financial future. Listen to learn what Barbara&#39;s advice is for Mira&#39;s goals for grad school, emergency funds, and career transitions. 

Access our FREE educational downloads: https://www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Hello lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews the wonderful Mira! 

Mira graduated in 2020 and currently works as a Manufacturing Engineer in Seattle, Washington. She has saved an entire year&amp;#39;s worth of salary but still has a lot of important questions about her financial future. Listen to learn what Barbara&amp;#39;s advice is for Mira&amp;#39;s goals for grad school, emergency funds, and career transitions. 

Access our FREE educational downloads: https://www.futurerichpodcast.com/copy-of-classes

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="44240561" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a37de303-369b-463f-a86e-6463e16bfd40/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/a37de303-369b-463f-a86e-6463e16bfd40</link>
                <pubDate>Fri, 04 Feb 2022 10:17:15 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/da738dd9-785e-4811-9ecb-bd4ca3789e89_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2765</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>143 - Entrepreneurship in Quarantine with EXPERTS Kyle Cooke and Amanda Batula of SUMMER HOUSE</itunes:title>
                <title>143 - Entrepreneurship in Quarantine with EXPERTS Kyle Cooke and Amanda Batula of SUMMER HOUSE</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Hello wonderful listeners! We&#39;re bringing you the first expert episode of Season
5 of Future Rich! In this episode CFP, Barbara Ginty interviews &#39;Summer House&#39;
stars and entrepreneurs Kyle Cooke and Amanda Batula! They spill the &#39;hard tea&#39;
of exactly how they became business partners, what made their company Loverboy
(the alcoholic beverage that won&#39;t leave you feeling guilty) so successful, how
they balance marriage and entrepreneurship, and their goals for the future.
WATCH this episode here: https://youtu.be/e1s5rES_vcQ Kyle and Amanda were kind
enough to give you all a special discount! Use code: FUTURE RICH to get free
shipping on your order! Keep your eyes peeled for their brand new cocktail
launching in February... The Cosmopolitan! - Drink Loverboy:
https://drinkloverboy.com/ - Kyle&#39;s Instagram:
https://www.instagram.com/imkylecooke/ - Amanda&#39;s Instagram:
https://www.instagram.com/amandabatula/ - Loverboy Instagram:
https://www.instagram.com/drinkloverboy/ Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Hello wonderful listeners! We&#39;re bringing you the first expert episode of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews &#39;Summer House&#39; stars and entrepreneurs Kyle Cooke and Amanda Batula! They spill the &#39;hard tea&#39; of exactly how they became business partners, what made their company Loverboy (the alcoholic beverage that won&#39;t leave you feeling guilty) so successful, how they balance marriage and entrepreneurship, and their goals for the future.

WATCH this episode here: https://youtu.be/e1s5rES_vcQ

Kyle and Amanda were kind enough to give you all a special discount! Use code: FUTURE RICH to get free shipping on your order! Keep your eyes peeled for their brand new cocktail launching in February... The Cosmopolitan! 

- Drink Loverboy: https://drinkloverboy.com/
- Kyle&#39;s Instagram: https://www.instagram.com/imkylecooke/
- Amanda&#39;s Instagram: https://www.instagram.com/amandabatula/
- Loverboy Instagram: https://www.instagram.com/drinkloverboy/

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Hello wonderful listeners! We&amp;#39;re bringing you the first expert episode of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews &amp;#39;Summer House&amp;#39; stars and entrepreneurs Kyle Cooke and Amanda Batula! They spill the &amp;#39;hard tea&amp;#39; of exactly how they became business partners, what made their company Loverboy (the alcoholic beverage that won&amp;#39;t leave you feeling guilty) so successful, how they balance marriage and entrepreneurship, and their goals for the future.

WATCH this episode here: https://youtu.be/e1s5rES_vcQ

Kyle and Amanda were kind enough to give you all a special discount! Use code: FUTURE RICH to get free shipping on your order! Keep your eyes peeled for their brand new cocktail launching in February... The Cosmopolitan! 

- Drink Loverboy: https://drinkloverboy.com/
- Kyle&amp;#39;s Instagram: https://www.instagram.com/imkylecooke/
- Amanda&amp;#39;s Instagram: https://www.instagram.com/amandabatula/
- Loverboy Instagram: https://www.instagram.com/drinkloverboy/

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast
- Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="32848248" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/7b12c47b-c211-4b48-a694-878400f0bfaa/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/7b12c47b-c211-4b48-a694-878400f0bfaa</link>
                <pubDate>Fri, 28 Jan 2022 10:00:34 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/d54ecffd-5351-48c9-98db-480aeef448d5_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2053</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Season 5 Intro! Welcome Back and Catch Up</itunes:title>
                <title>Season 5 Intro! Welcome Back and Catch Up</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Hi lovely listeners! We are officially BACK from winter break! We missed you all
so much! In this first episode of 2022 Certified Financial Planner, Barbara
Ginty catches us up on what the Future Rich team has in store for 2022 and drops
a few hints on our first expert guest(s) of the season! We are in the thick of
preparing two new versions of our coaching program! Go to the link in our bio on
Instagram to pre-register: https://forms.gle/GQmxLsoeaAScUW1E9 Follow Future
Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ -
Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich
TikTok: www.tiktok.com/@futurerichpodcast You can now rate and review us on
Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Hi lovely listeners! We are officially BACK from winter break! We missed you all so much! In this first episode of 2022 Certified Financial Planner, Barbara Ginty catches us up on what the Future Rich team has in store for 2022 and drops a few hints on our first expert guest(s) of the season! 

We are in the thick of preparing two new versions of our coaching program! Go to the link in our bio on Instagram to pre-register: https://forms.gle/GQmxLsoeaAScUW1E9

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast

You can now rate and review us on Spotify:  open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Hi lovely listeners! We are officially BACK from winter break! We missed you all so much! In this first episode of 2022 Certified Financial Planner, Barbara Ginty catches us up on what the Future Rich team has in store for 2022 and drops a few hints on our first expert guest(s) of the season! 

We are in the thick of preparing two new versions of our coaching program! Go to the link in our bio on Instagram to pre-register: https://forms.gle/GQmxLsoeaAScUW1E9

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast

You can now rate and review us on Spotify:  open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="6790582" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/99282212-0d82-4903-ba89-46f1fd1708e6/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/99282212-0d82-4903-ba89-46f1fd1708e6</link>
                <pubDate>Fri, 21 Jan 2022 10:00:34 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/39e26c68-01b1-43eb-95db-c09f6befdbf9_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>424</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Throwback Episode 45 Natasha - &#34;The reality of freezing your eggs.&#34;</itunes:title>
                <title>Throwback Episode 45 Natasha - &#34;The reality of freezing your eggs.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! We have our final THROWBACK episode for you this week from Season
2 of Future Rich. For all of you new or newer listeners out there, we hope you
enjoy it! In this episode Certified Financial Planner, Barbara Ginty dives into
a more personal topic with reoccurring guest, Natasha. Together, they discuss
Barbara&#39;s experience with freezing her eggs. From the financial planning to the
aftermath, they cover all the nitty-gritty details! If this is a subject you&#39;ve
been curious about this is not an episode you want to miss! We have so many
exciting updates for you, so be sure to follow us on Instagram and you can now
rate and review us on Spotify:
open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Follow Future Rich to stay up
to date, and let us know what topics you&#39;d like Barbara to cover more in-depth
this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich
Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! We have our final THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it!

In this episode Certified Financial Planner, Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning to the aftermath, they cover all the nitty-gritty details! If this is a subject you’ve been curious about this is not an episode you want to miss!

We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! We have our final THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it!

In this episode Certified Financial Planner, Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning to the aftermath, they cover all the nitty-gritty details! If this is a subject you’ve been curious about this is not an episode you want to miss!

We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: www.futurerichpodcast.com/
- Future Rich Instagram: www.instagram.com/futurerichpodcast/
- Future Rich TikTok: www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 Jan 2022 14:08:50 &#43;0000</pubDate>
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                <itunes:duration>1469</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>142 - EXPERT Jessica Roy - How to Take Control of Your Money in 2022</itunes:title>
                <title>142 - EXPERT Jessica Roy - How to Take Control of Your Money in 2022</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Hi lovely listeners! We&#39;re bringing you all a new episode in the middle of the
break because we think you will love it, and it is time-sensitive! We will start
our new season on January 21st. We have so many exciting updates for you, so be
sure to follow us on Instagram and you can now rate and review us on Spotify:
https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=6b0e87a055f44f3f In this
special EXPERT episode of Future Rich, Certified Financial Planner Barbara Ginty
had the pleasure of discussing personal finances with Jessica Roy of the Los
Angeles Times! Jessica is an assistant editor on the Utility Journalism team at
the Los Angeles Times. The team publishes stories and information that help
people solve problems, answer questions, and make big decisions about life in
and around Los Angeles. Jessica is also the host of the new newsletter about
personal finance for regular people, Totally Worth it. Listen to this episode to
learn all about Jessica&#39;s journey to becoming super passionate about personal
finances and what inspired her to create the Worth It newsletter. Over eight
weeks, the Totally Worth It newsletter will cover how to start budgeting and
keep at it; how to pay down debt and spend less money; how to save for big
things like weddings, trips, and houses; and more. If you prefer, you can watch
this episode here: https://youtu.be/sbcWAyHWYvA - Sign up for Jessica&#39;s webinar
that starts TONIGHT, Tuesday, January 11 at 9:00 PM EST, We Can Teach You That &amp;
Totally Worth It: How to Take Control of Your Money:
https://www.eventbrite.com/e/we-can-teach-you-that-totally-worth-it-how-to-take-control-of-your-money-tickets-208086070037
- Sign up for Jessica&#39;s newsletter, Totally Worth It, and be your money&#39;s boss
here:
https://www.latimes.com/newsletters/sign-up-for-totally-worth-it-and-be-your-moneys-boss
- Jessica&#39;s Instagram: https://www.instagram.com/byjessicaroy/ - Jessica&#39;s
Twitter: https://twitter.com/jessica_roy Follow Future Rich to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. - Future Rich Website: https://www.futurerichpodcast.com/ - Future Rich
Instagram: https://www.instagram.com/futurerichpodcast/ - Future Rich TikTok:
https://www.tiktok.com/@futurerichpodcast

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Hi lovely listeners! We&#39;re bringing you all a new episode in the middle of the break because we think you will love it, and it is time-sensitive! We will start our new season on January 21st. We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=6b0e87a055f44f3f

In this special EXPERT episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing personal finances with Jessica Roy of the Los Angeles Times! 

Jessica is an assistant editor on the Utility Journalism team at the Los Angeles Times. The team publishes stories and information that help people solve problems, answer questions, and make big decisions about life in and around Los Angeles. Jessica is also the host of the new newsletter about personal finance for regular people, Totally Worth it.

Listen to this episode to learn all about Jessica&#39;s journey to becoming super passionate about personal finances and what inspired her to create the Worth It newsletter.

Over eight weeks, the Totally Worth It newsletter will cover how to start budgeting and keep at it; how to pay down debt and spend less money; how to save for big things like weddings, trips, and houses; and more.

If you prefer, you can watch this episode here: 
https://youtu.be/sbcWAyHWYvA

- Sign up for Jessica&#39;s webinar that starts TONIGHT, Tuesday, January 11 at 9:00 PM EST, We Can Teach You That &amp; Totally Worth It: How to Take Control of Your Money: https://www.eventbrite.com/e/we-can-teach-you-that-totally-worth-it-how-to-take-control-of-your-money-tickets-208086070037

- Sign up for Jessica&#39;s newsletter, Totally Worth It, and be your money&#39;s boss here: https://www.latimes.com/newsletters/sign-up-for-totally-worth-it-and-be-your-moneys-boss
- Jessica&#39;s Instagram: https://www.instagram.com/byjessicaroy/
- Jessica&#39;s Twitter: https://twitter.com/jessica_roy

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: https://www.futurerichpodcast.com/
- Future Rich Instagram: https://www.instagram.com/futurerichpodcast/
- Future Rich TikTok: https://www.tiktok.com/@futurerichpodcast<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Hi lovely listeners! We&amp;#39;re bringing you all a new episode in the middle of the break because we think you will love it, and it is time-sensitive! We will start our new season on January 21st. We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=6b0e87a055f44f3f

In this special EXPERT episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing personal finances with Jessica Roy of the Los Angeles Times! 

Jessica is an assistant editor on the Utility Journalism team at the Los Angeles Times. The team publishes stories and information that help people solve problems, answer questions, and make big decisions about life in and around Los Angeles. Jessica is also the host of the new newsletter about personal finance for regular people, Totally Worth it.

Listen to this episode to learn all about Jessica&amp;#39;s journey to becoming super passionate about personal finances and what inspired her to create the Worth It newsletter.

Over eight weeks, the Totally Worth It newsletter will cover how to start budgeting and keep at it; how to pay down debt and spend less money; how to save for big things like weddings, trips, and houses; and more.

If you prefer, you can watch this episode here: 
https://youtu.be/sbcWAyHWYvA

- Sign up for Jessica&amp;#39;s webinar that starts TONIGHT, Tuesday, January 11 at 9:00 PM EST, We Can Teach You That &amp;amp; Totally Worth It: How to Take Control of Your Money: https://www.eventbrite.com/e/we-can-teach-you-that-totally-worth-it-how-to-take-control-of-your-money-tickets-208086070037

- Sign up for Jessica&amp;#39;s newsletter, Totally Worth It, and be your money&amp;#39;s boss here: https://www.latimes.com/newsletters/sign-up-for-totally-worth-it-and-be-your-moneys-boss
- Jessica&amp;#39;s Instagram: https://www.instagram.com/byjessicaroy/
- Jessica&amp;#39;s Twitter: https://twitter.com/jessica_roy

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

- Future Rich Website: https://www.futurerichpodcast.com/
- Future Rich Instagram: https://www.instagram.com/futurerichpodcast/
- Future Rich TikTok: https://www.tiktok.com/@futurerichpodcast&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="34976496" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/4dcbeea9-c931-4d65-9f59-b764d4754bf9/stream.mp3"/>
                
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                <pubDate>Tue, 11 Jan 2022 10:00:22 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/bbdb22c8-a81f-40a9-b76f-dac207f54c6a_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>2186</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Throwback Episode 32 - &#34;Before I&#39;m 40, I can be free&#34; - Frances</itunes:title>
                <title>Throwback Episode 32 - &#34;Before I&#39;m 40, I can be free&#34; - Frances</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy 2022! We have another classic THROWBACK episode for you this week from
Season 2 of Future Rich. For all of you new or newer listeners out there, we
hope you enjoy it! Certified Financial Planner Barbara Ginty interviews Frances,
a 35-year-old Educational Leader who lives in DC. Frances recently went through
a very unique divorce, leaving her with a sticky financial situation. Barb is
pleased to learn that she is aggressively taking care of her credit card debt,
and they devise a plan for the money she brings in from her side hustle. This
episode is a must-listen for anyone who was left in the lurch by a breakup!
We&#39;ll be back later this month with NEW in-depth personal finance interviews,
chats with *super* exciting expert guests, financial freebies, PLUS our highly
requested coaching program! Until then, we&#39;ll be re-releasing our favorite
episodes throughout the years and working on a new episode guide for our
website. We want to hear from you: what types of experts do you want us to
interview in 2022? What types of podcast episodes are you interested in? OR do
you want to be a guest?? If you or a friend want to be on the podcast, please
let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can
always send us an email (planancialpod@gmail.com) or give us a shout on social
media @futurerichpodcast.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy 2022! We have another classic THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it!

Certified Financial Planner Barbara Ginty interviews Frances, a 35-year-old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must-listen for anyone who was left in the lurch by a breakup!

We&#39;ll be back later this month with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy 2022! We have another classic THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it!

Certified Financial Planner Barbara Ginty interviews Frances, a 35-year-old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must-listen for anyone who was left in the lurch by a breakup!

We&amp;#39;ll be back later this month with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&amp;#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="50906174" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a15cdf2d-9c42-4601-ab66-ad849bc80ed1/stream.mp3"/>
                
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                <pubDate>Fri, 07 Jan 2022 05:11:12 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/830aa57c-6da6-4feb-9c3e-0049ed4324fa_ec5a1886-0170-492f-9c96-2e8a50117658.jpg"/>
                <itunes:duration>3181</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Throwback Episode 74 - &#34;Don&#39;t be afraid to advocate for yourself&#34; - Jennifer</itunes:title>
                <title>Throwback Episode 74 - &#34;Don&#39;t be afraid to advocate for yourself&#34; - Jennifer</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s throwback episode of #Futurerich Barbara interviews 25-year-old,
Jennifer who works as a Dietician in North Carolina. It can be challenging going
through a career change and even MORE so during a worldwide pandemic. Learn why
Barbara says it&#39;s not outlandish to ask for more money and what her tips are for
negotiating a higher salary. We&#39;ll be back in January 2022 with NEW in-depth
personal finance interviews, chats with *super* exciting expert guests,
financial freebies, PLUS our highly requested coaching program! Until then,
we&#39;ll be re-releasing our favorite episodes throughout the years and working on
a new episode guide for our website. We want to hear from you: what types of
experts do you want us to interview in 2022? What types of podcast episodes are
you interested in? OR do you want to be a guest?? If you or a friend want to be
on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll
make it happen. You can always send us an email (planancialpod@gmail.com) or
give us a shout on social media @futurerichpodcast.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s throwback episode of #Futurerich Barbara interviews 25-year-old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary.

We&#39;ll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s throwback episode of #Futurerich Barbara interviews 25-year-old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary.

We&amp;#39;ll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&amp;#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 31 Dec 2021 10:00:32 &#43;0000</pubDate>
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                <itunes:duration>2176</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Budgeting During a Global Pandemic - Throwback Episode 88 Follow-Up with Ophelia</itunes:title>
                <title>Budgeting During a Global Pandemic - Throwback Episode 88 Follow-Up with Ophelia</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Holidays Future Rich Fam!! In this week&#39;s throwback episode, we&#39;re
following up with Ophelia from episode 44, who, in the first year of her and her
husband&#39;s practice, had to deal with not only a global pandemic but also their
business building flooding! Despite these troubles, they had a record-breaking
last month, have dropped their budget, and are taking more steps towards
investing in their family&#39;s future. We&#39;ll be back in January 2022 with NEW
in-depth personal finance interviews, chats with *super* exciting expert guests,
financial freebies, PLUS our highly requested coaching program! Until then,
we&#39;ll be re-releasing our favorite episodes throughout the years and working on
a new episode guide for our website. We want to hear from you: what types of
experts do you want us to interview in 2022? What types of podcast episodes are
you interested in? OR do you want to be a guest?? If you or a friend want to be
on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll
make it happen. You can always send us an email (planancialpod@gmail.com) or
give us a shout on social media @futurerichpodcast.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Holidays Future Rich Fam!! In this week&#39;s throwback episode, we&#39;re following up with Ophelia from episode 44, who, in the first year of her and her husband&#39;s practice, had to deal with not only a global pandemic but also their business building flooding! 

Despite these troubles, they had a record-breaking last month, have dropped their budget, and are taking more steps towards investing in their family&#39;s future.

We&#39;ll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Holidays Future Rich Fam!! In this week&amp;#39;s throwback episode, we&amp;#39;re following up with Ophelia from episode 44, who, in the first year of her and her husband&amp;#39;s practice, had to deal with not only a global pandemic but also their business building flooding! 

Despite these troubles, they had a record-breaking last month, have dropped their budget, and are taking more steps towards investing in their family&amp;#39;s future.

We&amp;#39;ll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&amp;#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Dec 2021 10:00:36 &#43;0000</pubDate>
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                <itunes:duration>885</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>44 Throwback Episode - Ophelia - &#34;How to be debt free&#34;</itunes:title>
                <title>44 Throwback Episode - Ophelia - &#34;How to be debt free&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We hope you enjoy this throwback episode from 2019 where we get down to the
nitty-gritty of budgeting! Certified Financial Planner Barbara Ginty interviews
Ophelia in this week&#39;s episode of #futurerich! Ophelia recently opened her art
business in North Carolina where she lives with her husband and two kids. Her
husband also recently opened his own Dental Practice. Together they are trying
to manage their combined business and student loan debt. Barbara helps Ophelia
learn how she can deal with the different expenses of being a business owner and
stay as positive as possible on her entrepreneurial journey to being debt-free.
We&#39;ll be back in January 2022 with more in-depth personal finance interviews,
chats with *super* exciting expert guests, financial freebies, PLUS our highly
requested coaching program! Until then, we&#39;ll be re-releasing our favorite
episodes throughout the years and working on a new episode guide for our
website. We want to hear from you: what types of experts do you want us to
interview in 2022? What types of podcast episodes are you interested in? OR do
you want to be a guest?? If you or a friend want to be on the podcast, please
let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can
always send us an email (planancialpod@gmail.com) or give us a shout on social
media @futurerichpodcast.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[We hope you enjoy this throwback episode from 2019 where we get down to the nitty-gritty of budgeting! 

Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. 

Barbara helps Ophelia learn how she can deal with the different expenses of being a business owner and stay as positive as possible on her entrepreneurial journey to being debt-free.

We&#39;ll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>We hope you enjoy this throwback episode from 2019 where we get down to the nitty-gritty of budgeting! 

Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. 

Barbara helps Ophelia learn how she can deal with the different expenses of being a business owner and stay as positive as possible on her entrepreneurial journey to being debt-free.

We&amp;#39;ll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website.

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&amp;#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Dec 2021 13:26:24 &#43;0000</pubDate>
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                <itunes:duration>2530</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>SEASON 4 WRAP</itunes:title>
                <title>SEASON 4 WRAP</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This week we&#39;re wrapping up Season 4 of #FutureRich! We cannot thank every one
of our lovely listeners enough for tuning in with us every Friday this year.
Where the heck did 2021 go?? We&#39;ll be back in January 2022 with more in-depth
personal finance interviews, chats with *super* exciting expert guests,
financial freebies, PLUS our highly requested coaching program! Until then,
we&#39;ll be re-releasing our favorite episodes throughout the years and working on
a new episode guide for our website. We want to hear from you: what types of
experts do you want us to interview in 2022? What types of podcast episodes are
you interested in? OR do you want to be a guest?? If you or a friend want to be
on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll
make it happen. You can always send us an email (planancialpod@gmail.com) or
give us a shout on social media @futurerichpodcast.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This week we&#39;re wrapping up Season 4 of #FutureRich! We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2021 go?? 

We&#39;ll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. 

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This week we&amp;#39;re wrapping up Season 4 of #FutureRich! We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2021 go?? 

We&amp;#39;ll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we&amp;#39;ll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. 

We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we&amp;#39;ll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Dec 2021 10:00:30 &#43;0000</pubDate>
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                <itunes:duration>1089</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>141 - EXPERT Dan Sheeks - How to Achieve Early Financial Independence</itunes:title>
                <title>141 - EXPERT Dan Sheeks - How to Achieve Early Financial Independence</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! In this special expert episode of Future Rich, Certified Financial
Planner Barbara Ginty had the pleasure of discussing Early Financial
Independence with Dan Sheeks! Dan is an author, high school Business/Marketing
teacher, real estate investor, and personal finance advocate in Denver,
Colorado. Dan launched SheeksFreaks in late 2019, an online community dedicated
to helping young people learn money management skills, start investing in real
estate, and pursue early financial independence. The SheeksFreaks community aims
to help those between 15 and 25-years old use specific methods of saving,
earning extra income, and investing to set them on a track to purchase real
estate investment properties in their early 20s and achieve financial
independence at a young age. Listen to this episode to learn all about Dan&#39;s
journey, what inspired him to write his forthcoming book, First to a Million: A
Teenager&#39;s Guide to Achieving Early Financial Freedom, along with advice for
parents to educate their children on finances. If you prefer you can WATCH this
episode here: https://youtu.be/rDaqYtaQtpc - Purchase First to a Million: A
Teenager&#39;s Guide to Achieving Early Financial Independence:
https://bit.ly/3rw0Bhb - SheeksFreaks Community: https://bit.ly/sheeksfreaks116
(discount code: futurerich ) - SheeksFreaks Instagram:
https://www.instagram.com/sheeksfreaks/ - Dan&#39;s Instagram:
https://www.instagram.com/dsheeks/ - Dan&#39;s email: dan@sheeksfreaks.com Follow
Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara
to cover more in-depth this season. https://www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing Early Financial Independence with Dan Sheeks! 

Dan is an author, high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, Colorado. Dan launched SheeksFreaks in late 2019, an online community dedicated to helping young people learn money management skills, start investing in real estate, and pursue early financial independence. The SheeksFreaks community aims to help those between 15 and 25-years old use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age.

Listen to this episode to learn all about Dan&#39;s journey, what inspired him to write his forthcoming book, First to a Million: A Teenager&#39;s Guide to Achieving Early Financial Freedom, along with advice for parents to educate their children on finances. 

If you prefer you can WATCH this episode here: https://youtu.be/rDaqYtaQtpc

- Purchase First to a Million: A Teenager&#39;s Guide to Achieving Early Financial Independence: https://bit.ly/3rw0Bhb
- SheeksFreaks Community: https://bit.ly/sheeksfreaks116 (discount code: futurerich )
- SheeksFreaks Instagram: https://www.instagram.com/sheeksfreaks/
- Dan&#39;s Instagram: https://www.instagram.com/dsheeks/
- Dan&#39;s email: dan@sheeksfreaks.com 

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

https://www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing Early Financial Independence with Dan Sheeks! 

Dan is an author, high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, Colorado. Dan launched SheeksFreaks in late 2019, an online community dedicated to helping young people learn money management skills, start investing in real estate, and pursue early financial independence. The SheeksFreaks community aims to help those between 15 and 25-years old use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age.

Listen to this episode to learn all about Dan&amp;#39;s journey, what inspired him to write his forthcoming book, First to a Million: A Teenager&amp;#39;s Guide to Achieving Early Financial Freedom, along with advice for parents to educate their children on finances. 

If you prefer you can WATCH this episode here: https://youtu.be/rDaqYtaQtpc

- Purchase First to a Million: A Teenager&amp;#39;s Guide to Achieving Early Financial Independence: https://bit.ly/3rw0Bhb
- SheeksFreaks Community: https://bit.ly/sheeksfreaks116 (discount code: futurerich )
- SheeksFreaks Instagram: https://www.instagram.com/sheeksfreaks/
- Dan&amp;#39;s Instagram: https://www.instagram.com/dsheeks/
- Dan&amp;#39;s email: dan@sheeksfreaks.com 

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

https://www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Dec 2021 16:05:07 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/f318d348-1e00-491d-8678-112d36d47a11_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2017</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>140 - Veronica - &#34;My Spending Has Been Out Of Control!&#34;</itunes:title>
                <title>140 - Veronica - &#34;My Spending Has Been Out Of Control!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode
with our wonderful guest, Veronica! Veronica is a 32-year-old living in Santa
Fe, New Mexico, in a property she purchased with her ex-fiancé. She works
remotely as an Analyst for a Mortgage Services Company and has plans to move
back to her hometown in Salt Lake City, Utah. Veronica is going through some
significant changes! Listen to this episode to learn what Barbara&#39;s advice is
for Veronica to amp up her emergency fund, what type of life insurance she
recommends for Vernocia to switch to, as well as an easy savings method that
Barbara uses for her own real estate properties. Follow Future Rich to stay up
to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! 

Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! 

Listen to this episode to learn what Barbara&#39;s advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Vernocia to switch to, as well as an easy savings method that Barbara uses for her own real estate properties. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! 

Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! 

Listen to this episode to learn what Barbara&amp;#39;s advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Vernocia to switch to, as well as an easy savings method that Barbara uses for her own real estate properties. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Nov 2021 10:00:29 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/35fd7d99-0938-4eed-9ca7-eeba90440e67_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1681</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>139 - EXPERT Emily Costopoulos - Real Estate and Empowered Investing</itunes:title>
                <title>139 - EXPERT Emily Costopoulos - Real Estate and Empowered Investing</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this expert episode of Future Rich, Certified Financial Planner Barbara Ginty
had the pleasure of sitting down and talking with Engineer, Real Estate Agent,
and Investor Emily Costopolous. Emily&#39;s mission is to shift the status quo by
candidly sharing exactly how investing in real estate allowed both her and her
husband to work for themselves and build a better life. She has a unique
background as an engineer turned entrepreneur and has built several businesses,
including a construction company with her husband, focusing on commercial and
residential remodels. Listen to this episode to learn all about Emily&#39;s journey,
how she started working for herself, and the unique way that she and her husband
build spec homes to grow their real estate portfolio. Emily also shares some
incredible and actionable tips on getting started with investing in real estate
If you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/eye4QYx4WMs
Where to find Emily: https://www.emilycostopoulos.com/ What kind of real estate
investor are you? Find out with Emily&#39;s Quiz here:
https://www.riddle.com/view/308774 Follow Future Rich to stay up to date, and
let us know what topics you&#39;d like Barbara to cover more in-depth this season.
https://www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Engineer, Real Estate Agent, and Investor Emily Costopolous.

Emily&#39;s mission is to shift the status quo by candidly sharing exactly how investing in real estate allowed both her and her husband to work for themselves and build a better life. She has a unique background as an engineer turned entrepreneur and has built several businesses, including a construction company with her husband, focusing on commercial and residential remodels. 

Listen to this episode to learn all about Emily&#39;s journey, how she started working for herself, and the unique way that she and her husband build spec homes to grow their real estate portfolio. Emily also shares some incredible and actionable tips on getting started with investing in real estate 

If you prefer, you can WATCH THIS EPISODE HERE: 
https://youtu.be/eye4QYx4WMs

Where to find Emily:
https://www.emilycostopoulos.com/

What kind of real estate investor are you? Find out with Emily&#39;s Quiz here: https://www.riddle.com/view/308774

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

https://www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Engineer, Real Estate Agent, and Investor Emily Costopolous.

Emily&amp;#39;s mission is to shift the status quo by candidly sharing exactly how investing in real estate allowed both her and her husband to work for themselves and build a better life. She has a unique background as an engineer turned entrepreneur and has built several businesses, including a construction company with her husband, focusing on commercial and residential remodels. 

Listen to this episode to learn all about Emily&amp;#39;s journey, how she started working for herself, and the unique way that she and her husband build spec homes to grow their real estate portfolio. Emily also shares some incredible and actionable tips on getting started with investing in real estate 

If you prefer, you can WATCH THIS EPISODE HERE: 
https://youtu.be/eye4QYx4WMs

Where to find Emily:
https://www.emilycostopoulos.com/

What kind of real estate investor are you? Find out with Emily&amp;#39;s Quiz here: https://www.riddle.com/view/308774

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

https://www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Nov 2021 05:01:29 &#43;0000</pubDate>
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                <itunes:duration>2243</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>138 - Barbara - &#34;Saving Money and Prioritizing What You Want&#34;</itunes:title>
                <title>138 - Barbara - &#34;Saving Money and Prioritizing What You Want&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! We have a really great episode this week with our
excellent guest, Barbara! (Can you believe this is the first time we&#39;ve had a
guest named Barbara?!) One of her previous goals for 2021 was to meet with a
Financial Advisor, and she&#39;s in luck! Barbara is a 39-year-old living in Miami,
Florida, working as a Bankruptcy Attorney. She is a new mother to a #covidbaby
and just started her new job three months ago. Barbara&#39;s primary focus is to get
her retirement up, add more to her emergency fund and travel fund, and last but
not least, save for a down payment! Listen to this episode to learn what
Barbara&#39;s advice is for (guest) Barbara to speed up saving for her retirement
and what a realistic timeline would be for her to put a down payment on her own
property. Follow Future Rich to stay up to date and let us know what topics
you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich fam! We have a really great episode this week with our excellent guest, Barbara! (Can you believe this is the first time we&#39;ve had a guest named Barbara?!) One of her previous goals for 2021 was to meet with a Financial Advisor, and she&#39;s in luck!

Barbara is a 39-year-old living in Miami, Florida, working as a Bankruptcy Attorney. She is a new mother to a #covidbaby and just started her new job three months ago. Barbara&#39;s primary focus is to get her retirement up, add more to her emergency fund and travel fund, and last but not least, save for a down payment!  

Listen to this episode to learn what Barbara&#39;s advice is for (guest) Barbara to speed up saving for her retirement and what a realistic timeline would be for her to put a down payment on her own property. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich fam! We have a really great episode this week with our excellent guest, Barbara! (Can you believe this is the first time we&amp;#39;ve had a guest named Barbara?!) One of her previous goals for 2021 was to meet with a Financial Advisor, and she&amp;#39;s in luck!

Barbara is a 39-year-old living in Miami, Florida, working as a Bankruptcy Attorney. She is a new mother to a #covidbaby and just started her new job three months ago. Barbara&amp;#39;s primary focus is to get her retirement up, add more to her emergency fund and travel fund, and last but not least, save for a down payment!  

Listen to this episode to learn what Barbara&amp;#39;s advice is for (guest) Barbara to speed up saving for her retirement and what a realistic timeline would be for her to put a down payment on her own property. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Nov 2021 10:00:41 &#43;0000</pubDate>
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                <itunes:duration>2838</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>137 - Mickey - &#34;Tough Conversations and Living Below Your Means&#34;</itunes:title>
                <title>137 - Mickey - &#34;Tough Conversations and Living Below Your Means&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! We have a really great episode this week with our
fantastic guest, Mickey! Mickey is a 28-year-old living in Boston,
Massachusetts, working as a mentor in a non-profit. Not only does she have a
pretty excellent grasp on keeping her expenses as low as possible, but she also
has a side job. Mickey has big goals to pay off her student loan debt from grad
school, beef up her emergency fund, save for a home, and help her mother out
with her retirement while also saving for her own. Listen to this episode for
tons of tips on social security, home buying, and having tough conversations in
advance when it comes to your parents needing financial assistance when they
reach retirement age. Follow Future Rich to stay up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich fam! We have a really great episode this week with our fantastic guest, Mickey!

Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job.  Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own. 

Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.  

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich fam! We have a really great episode this week with our fantastic guest, Mickey!

Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job.  Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own. 

Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.  

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 Nov 2021 09:00:54 &#43;0000</pubDate>
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                <itunes:duration>3079</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>136 - Potter and Barb Have Some BIG Announcements!</itunes:title>
                <title>136 - Potter and Barb Have Some BIG Announcements!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>HAPPY HALLOWEEK! This week we have a fun catchup episode with Barbara and Future
Rich Podcast Producer Potter. We&#39;ve been around for three-and-a-half years now
and have noticed SO MANY lovely new listeners. So, we felt like it was the right
time to re-introduce Barbara and Potter and make a few exciting announcements!
Interested in learning how Future Rich was born? Want to know some fun facts
about the Future Rich team? Want to learn what exciting things we have up our
sleeves for 2022? Listen along and find out! Follow Future Rich to stay up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season! FOLLOW US: instagram.com/futurerichpodcast Are you interested in
becoming a Financial Advisor? Head to the podcast guest submission form on our
website and submit your info with the word, COACH. www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[HAPPY HALLOWEEK! This week we have a fun catchup episode with Barbara and Future Rich Podcast Producer Potter.

We&#39;ve been around for three-and-a-half years now and have noticed SO MANY lovely new listeners. So, we felt like it was the right time to re-introduce Barbara and Potter and make a few exciting announcements! 

Interested in learning how Future Rich was born? Want to know some fun facts about the Future Rich team? Want to learn what exciting things we have up our sleeves for 2022? Listen along and find out!

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

FOLLOW US: 
instagram.com/futurerichpodcast

Are you interested in becoming a Financial Advisor? Head to the podcast guest submission form on our website and submit your info with the word, COACH. 

www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>HAPPY HALLOWEEK! This week we have a fun catchup episode with Barbara and Future Rich Podcast Producer Potter.

We&amp;#39;ve been around for three-and-a-half years now and have noticed SO MANY lovely new listeners. So, we felt like it was the right time to re-introduce Barbara and Potter and make a few exciting announcements! 

Interested in learning how Future Rich was born? Want to know some fun facts about the Future Rich team? Want to learn what exciting things we have up our sleeves for 2022? Listen along and find out!

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

FOLLOW US: 
instagram.com/futurerichpodcast

Are you interested in becoming a Financial Advisor? Head to the podcast guest submission form on our website and submit your info with the word, COACH. 

www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Oct 2021 09:00:44 &#43;0000</pubDate>
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                <itunes:duration>829</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>135 - EXPERT Ryan G. Wright INCOME HACKER - Real Estate Investing 101</itunes:title>
                <title>135 - EXPERT Ryan G. Wright INCOME HACKER - Real Estate Investing 101</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this new expert episode of Future Rich, Certified Financial Planner Barbara
Ginty had the pleasure of sitting down and talking with the Host of the Income
Hacker Podcast, Entrepreneur, Real Estate Investor &amp; Hard Money Lender, Ryan G.
Wright. Ryan&#39;s goal is to help people achieve financial freedom in 10 years or
less outside the Wall St Casino. One of the main ways he does this is through
real estate and mentoring new investors to find deals. Listen to this episode to
learn the difference between lenders and real estate investors, how to be
opportunistic with the properties you&#39;re investing in, how you can get started
on your real estate investment journey with just 5K, and SO MUCH MORE! OR if you
prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/Ac1jFz8jrak Where to
find Ryan: https://www.incomehacker.com/ www.dohardmoney.com/ How To Get More
Many Than You Can Ever Handle!:
https://www.amazon.com/more-money-than-ever-handle/dp/0982518552 Follow Future
Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. IG: www.instagram.com/futurerichpodcast/ Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with the Host of the Income Hacker Podcast, Entrepreneur, Real Estate Investor &amp; Hard Money Lender, Ryan G. Wright. 

Ryan&#39;s goal is to help people achieve financial freedom in 10 years or less outside the Wall St Casino. One of the main ways he does this is through real estate and mentoring new investors to find deals. 

Listen to this episode to learn the difference between lenders and real estate investors, how to be opportunistic with the properties you&#39;re investing in, how you can get started on your real estate investment journey with just 5K, and SO MUCH MORE! 

OR if you prefer, you can WATCH THIS EPISODE HERE: 
https://youtu.be/Ac1jFz8jrak

Where to find Ryan:
https://www.incomehacker.com/
www.dohardmoney.com/

How To Get More Many Than You Can Ever Handle!: https://www.amazon.com/more-money-than-ever-handle/dp/0982518552

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with the Host of the Income Hacker Podcast, Entrepreneur, Real Estate Investor &amp;amp; Hard Money Lender, Ryan G. Wright. 

Ryan&amp;#39;s goal is to help people achieve financial freedom in 10 years or less outside the Wall St Casino. One of the main ways he does this is through real estate and mentoring new investors to find deals. 

Listen to this episode to learn the difference between lenders and real estate investors, how to be opportunistic with the properties you&amp;#39;re investing in, how you can get started on your real estate investment journey with just 5K, and SO MUCH MORE! 

OR if you prefer, you can WATCH THIS EPISODE HERE: 
https://youtu.be/Ac1jFz8jrak

Where to find Ryan:
https://www.incomehacker.com/
www.dohardmoney.com/

How To Get More Many Than You Can Ever Handle!: https://www.amazon.com/more-money-than-ever-handle/dp/0982518552

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Oct 2021 12:27:33 &#43;0000</pubDate>
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                <itunes:duration>2466</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>THROWBACK Episode 86 Laurel - &#34;Setting Boundaries With Your Money&#34;</itunes:title>
                <title>THROWBACK Episode 86 Laurel - &#34;Setting Boundaries With Your Money&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! In this week&#39;s THROWBACK episode, we&#39;re sharing a past season
episode that was one of our faves because it deals with such sensitive and
relevant topics. Certified Financial Planner Barbara Ginty interviews Laurel who
works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few
uncomfortable topics concerning money and familial boundaries. Laurel and her
husband have done an incredible job following the F.I.R.E. lifestyle (financial
independence and retiring early) and have even started a college savings fund
for their 4-year-old. So what are the economic thoughts that are keeping Laurel
up at night? Listen to find out! Follow Future Rich to stay up to date and let
us know what topics you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! In this week&#39;s THROWBACK episode, we&#39;re sharing a past season episode that was one of our faves because it deals with such sensitive and relevant topics. 

Certified Financial Planner Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries.

Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retiring early) and have even started a college savings fund for their 4-year-old. So what are the economic thoughts that are keeping Laurel up at night? Listen to find out!

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! In this week&amp;#39;s THROWBACK episode, we&amp;#39;re sharing a past season episode that was one of our faves because it deals with such sensitive and relevant topics. 

Certified Financial Planner Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries.

Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retiring early) and have even started a college savings fund for their 4-year-old. So what are the economic thoughts that are keeping Laurel up at night? Listen to find out!

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="41560607" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/18a9973b-ec47-4e05-8abf-2d4f0b5aa03b/stream.mp3"/>
                
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                <pubDate>Fri, 15 Oct 2021 12:39:17 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/1e9dbd2a-8073-4dd0-adae-d087250c334c_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2597</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>134 - Eleanor - &#34;Keep That College Mentality!&#34;</itunes:title>
                <title>134 - Eleanor - &#34;Keep That College Mentality!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! We have a really great episode this week with our
wonderful guest, Eleanor! Eleanor is a recent graduate (Class of 2020 Woot
Woot!) and currently works as an Electrical Engineer for NASA. She lives in
Alabama with her fiancé, who also works in the Aerospace Industry. Not only does
she have plans to purchase her first home, but she&#39;s also getting married! 2021
is a BIG year for Eleanor. In this episode, Barbara helps Eleanor develop a game
plan for her student loans and emergency fund and offers her advice on what type
of life insurance would be appropriate for her and her fiancé. Follow Future
Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich fam! We have a really great episode this week with our wonderful guest, Eleanor!

Eleanor is a recent graduate (Class of 2020 Woot Woot!) and currently works as an Electrical Engineer for NASA. She lives in Alabama with her fiancé, who also works in the Aerospace Industry. Not only does she have plans to purchase her first home, but she&#39;s also getting married! 2021 is a BIG year for Eleanor. 

In this episode, Barbara helps Eleanor develop a game plan for her student loans and emergency fund and offers her advice on what type of life insurance would be appropriate for her and her fiancé. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich fam! We have a really great episode this week with our wonderful guest, Eleanor!

Eleanor is a recent graduate (Class of 2020 Woot Woot!) and currently works as an Electrical Engineer for NASA. She lives in Alabama with her fiancé, who also works in the Aerospace Industry. Not only does she have plans to purchase her first home, but she&amp;#39;s also getting married! 2021 is a BIG year for Eleanor. 

In this episode, Barbara helps Eleanor develop a game plan for her student loans and emergency fund and offers her advice on what type of life insurance would be appropriate for her and her fiancé. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Oct 2021 09:00:37 &#43;0000</pubDate>
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                <itunes:duration>2057</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>133 - Renessia - &#34;You REALLY don&#39;t like bills!&#34;</itunes:title>
                <title>133 - Renessia - &#34;You REALLY don&#39;t like bills!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! We hope you have a good one, Future Rich Fam! In this episode of
Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely
Renessia, a Chicago-based Quality Manager at a Pharmaceutical Company and a
mother to three kids. Renessia has a FANTASTIC mindset when it comes to
budgeting, but she does have a few questions when it comes down to maximizing
her savings ratio. Listen to learn what Barbara&#39;s strategy is for Renessia to
maximize the full tax benefit of a pre-taxed 401k while still putting money in
her Roth IRA. If you enjoyed this episode and want to learn more about Social
Security, we highly suggest that you enroll in our Social Security class:
https://www.planancial.com/p/social-security Follow Future Rich to stay up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our
courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! We hope you have a good one, Future Rich Fam!

In this episode of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Renessia, a Chicago-based Quality Manager at a Pharmaceutical Company and a mother to three kids. 

Renessia has a FANTASTIC mindset when it comes to budgeting, but she does have a few questions when it comes down to maximizing her savings ratio. Listen to learn what Barbara&#39;s strategy is for Renessia to maximize the full tax benefit of a pre-taxed 401k while still putting money in her Roth IRA. 

If you enjoyed this episode and want to learn more about Social Security, we highly suggest that you enroll in our Social Security class: https://www.planancial.com/p/social-security

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! We hope you have a good one, Future Rich Fam!

In this episode of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Renessia, a Chicago-based Quality Manager at a Pharmaceutical Company and a mother to three kids. 

Renessia has a FANTASTIC mindset when it comes to budgeting, but she does have a few questions when it comes down to maximizing her savings ratio. Listen to learn what Barbara&amp;#39;s strategy is for Renessia to maximize the full tax benefit of a pre-taxed 401k while still putting money in her Roth IRA. 

If you enjoyed this episode and want to learn more about Social Security, we highly suggest that you enroll in our Social Security class: https://www.planancial.com/p/social-security

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Oct 2021 14:06:34 &#43;0000</pubDate>
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                <itunes:duration>2967</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>132 Follow-Up Minnie (Episode 93) - &#34;Saving Money While Also Living Your Life!&#34;</itunes:title>
                <title>132 Follow-Up Minnie (Episode 93) - &#34;Saving Money While Also Living Your Life!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s follow-up episode, Certified Financial Planner Barbara Ginty
interviews the lovely Minnie from Minnesota! The last time we talked to Minnie
was in the thick of the pandemic (episode 93). She and her husband still have
the same jobs, she works as a transportation planner for the state of Minnesota,
and her husband is a psychologist. In the last episode, they were deciding
whether or not to have another kid and drum roll, please... THEY DID! Listen to
learn how Minnie and her family saved $21,000 in nine months while ALSO
prioritizing living their lives. Minnie Episode 93:
https://soundcloud.com/planancial/93-minnie-should-we-have-kid-during-covid
Follow Future Rich to stay up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s follow-up episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! 

The last time we talked to Minnie was in the thick of the pandemic (episode 93). She and her husband still have the same jobs, she works as a transportation planner for the state of Minnesota, and her husband is a psychologist. In the last episode, they were deciding whether or not to have another kid and drum roll, please... THEY DID! Listen to learn how Minnie and her family saved $21,000 in nine months while ALSO prioritizing living their lives.

Minnie Episode 93: https://soundcloud.com/planancial/93-minnie-should-we-have-kid-during-covid

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s follow-up episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! 

The last time we talked to Minnie was in the thick of the pandemic (episode 93). She and her husband still have the same jobs, she works as a transportation planner for the state of Minnesota, and her husband is a psychologist. In the last episode, they were deciding whether or not to have another kid and drum roll, please... THEY DID! Listen to learn how Minnie and her family saved $21,000 in nine months while ALSO prioritizing living their lives.

Minnie Episode 93: https://soundcloud.com/planancial/93-minnie-should-we-have-kid-during-covid

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="27337456" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/89883734-7c7a-4d8e-8e94-d0baa1eb962c/stream.mp3"/>
                
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                <pubDate>Fri, 24 Sep 2021 14:18:02 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/84cca2e0-6b95-424d-92f7-ef442f0941d7_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1708</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>131 - Maria - &#34;Emergency Fund to Home Fund&#34;</itunes:title>
                <title>131 - Maria - &#34;Emergency Fund to Home Fund&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! We have a fantastic episode this week with our
lovely guest and long-time listener, Maria! Maria is a 32-year-old Product
Manager in Consumer Goods living in Portland, Organ. At the time we recorded
this episode, she was in the process of moving to Denver, Colorado with her
partner and dog, OJ! She has an AMAZING spreadsheet and serious savings goals.
Does Barbara answer the burning question, Roth or Traditional IRA? Listen to
hear her answer along with the multiple options for moving 401Ks to IRAs and
Barbara&#39;s advice for Maria to hit her future goals seamlessly. Follow Future
Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich fam! We have a fantastic episode this week with our lovely guest and long-time listener, Maria!

Maria is a 32-year-old Product Manager in Consumer Goods living in Portland, Organ. At the time we recorded this episode, she was in the process of moving to Denver, Colorado with her partner and dog, OJ! She has an AMAZING spreadsheet and serious savings goals. 

Does Barbara answer the burning question, Roth or Traditional IRA? Listen to hear her answer along with the multiple options for moving 401Ks to IRAs and Barbara&#39;s advice for Maria to hit her future goals seamlessly. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich fam! We have a fantastic episode this week with our lovely guest and long-time listener, Maria!

Maria is a 32-year-old Product Manager in Consumer Goods living in Portland, Organ. At the time we recorded this episode, she was in the process of moving to Denver, Colorado with her partner and dog, OJ! She has an AMAZING spreadsheet and serious savings goals. 

Does Barbara answer the burning question, Roth or Traditional IRA? Listen to hear her answer along with the multiple options for moving 401Ks to IRAs and Barbara&amp;#39;s advice for Maria to hit her future goals seamlessly. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="28021655" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/3dc73b39-7b51-4dbe-a9aa-d509b0af9348/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/3dc73b39-7b51-4dbe-a9aa-d509b0af9348</link>
                <pubDate>Fri, 17 Sep 2021 14:03:56 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/e49113a7-ad47-45df-88e0-0856cf49a1d0_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1751</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>130 - Jack Ginty - &#34;What was it like being a Firefighter on September 11th?&#34;</itunes:title>
                <title>130 - Jack Ginty - &#34;What was it like being a Firefighter on September 11th?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This episode of Future Rich will not be finance-based in honor of the 20th
Anniversary of 9/11. Our thoughts and prayers are with those who have been
impacted by the events of September 11, 2001. In this episode, Barbara Ginty
sits down with her uncle, Jack Ginty, who recounts his inspirational, firsthand
experience as an FDNY firefighter during the 9/11 attacks. **Disclaimer** In
this episode, Jack recounts his firsthand experience as a firefighter, including
depictions of tragedy and violence. Some of the stories may trigger an emotional
response. Listener discretion is advised. Follow Future Rich to stay up to date
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our
courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This episode of Future Rich will not be finance-based in honor of the 20th Anniversary of 9/11. Our thoughts and prayers are with those who have been impacted by the events of September 11, 2001. 

In this episode, Barbara Ginty sits down with her uncle, Jack Ginty, who recounts his inspirational, firsthand experience as an FDNY firefighter during the 9/11 attacks. 

**Disclaimer** In this episode, Jack recounts his firsthand experience as a firefighter, including depictions of tragedy and violence. Some of the stories may trigger an emotional response. Listener discretion is advised. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This episode of Future Rich will not be finance-based in honor of the 20th Anniversary of 9/11. Our thoughts and prayers are with those who have been impacted by the events of September 11, 2001. 

In this episode, Barbara Ginty sits down with her uncle, Jack Ginty, who recounts his inspirational, firsthand experience as an FDNY firefighter during the 9/11 attacks. 

**Disclaimer** In this episode, Jack recounts his firsthand experience as a firefighter, including depictions of tragedy and violence. Some of the stories may trigger an emotional response. Listener discretion is advised. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="45810834" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/54d4e365-b1ef-42be-b0a6-f4a498f871ad/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/54d4e365-b1ef-42be-b0a6-f4a498f871ad</link>
                <pubDate>Fri, 10 Sep 2021 10:00:57 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/8ea3f274-beed-4a72-a7e5-b438206276c6_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2863</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>129 - Althea - &#34;Tripled income... still living paycheck to paycheck!&#34;</itunes:title>
                <title>129 - Althea - &#34;Tripled income... still living paycheck to paycheck!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! We have a really fun episode this week with our
wonderful guest, Althea! Althea is currently transitioning from working in
Academia in Virginia teaching Literature and Creative Writing to becoming a
Children&#39;s Book Author. Althea also just purchased her first home (yay!) with
her partner. Unfortunately, both Althea and her partner have A TON of student
loans that, thanks to interest rates, aren&#39;t going down as fast as they should
be despite on-time payments. In this episode, Barbara helps Althea find a plan
that will help to significantly reduce her credit card debt and personal loan
debt to help make her career pivot as successful as possible! Follow Future Rich
to stay up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial
Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich fam! We have a really fun episode this week with our wonderful guest, Althea! 

Althea is currently transitioning from working in Academia in Virginia teaching Literature and Creative Writing to becoming a Children’s Book Author. Althea also just purchased her first home (yay!) with her partner. Unfortunately, both Althea and her partner have A TON of student loans that, thanks to interest rates, aren&#39;t going down as fast as they should be despite on-time payments. In this episode, Barbara helps Althea find a plan that will help to significantly reduce her credit card debt and personal loan debt to help make her career pivot as successful as possible! 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich fam! We have a really fun episode this week with our wonderful guest, Althea! 

Althea is currently transitioning from working in Academia in Virginia teaching Literature and Creative Writing to becoming a Children’s Book Author. Althea also just purchased her first home (yay!) with her partner. Unfortunately, both Althea and her partner have A TON of student loans that, thanks to interest rates, aren&amp;#39;t going down as fast as they should be despite on-time payments. In this episode, Barbara helps Althea find a plan that will help to significantly reduce her credit card debt and personal loan debt to help make her career pivot as successful as possible! 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="53215817" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/bdc416ed-0c00-43ec-8d63-7ba1f1d1b266/stream.mp3"/>
                
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                <pubDate>Fri, 03 Sep 2021 13:10:20 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/776b4742-9873-48f4-9a79-3ac85c2356d8_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>3325</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>128 - Mary Margaret - &#34;I need to amp up my savings ASAP!&#34;</itunes:title>
                <title>128 - Mary Margaret - &#34;I need to amp up my savings ASAP!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich fam! This week, we have a great episode with our
lovely guest, Mary Margaret, who brought a fantastic spreadsheet for Barbara to
go over. Mary Margaret lives in South Carolina with her husband and two sons and
works for a historic home. Her largest expense is childcare, which will only
increase when her baby on the way arrives. Mary Margaret&#39;s biggest goal is to
buckle down and amp up her emergency fund as much as possible. Follow Future
Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich fam! This week, we have a great episode with our lovely guest, Mary Margaret, who brought a fantastic spreadsheet for Barbara to go over. 

Mary Margaret lives in South Carolina with her husband and two sons and works for a historic home. Her largest expense is childcare, which will only increase when her baby on the way arrives. Mary Margaret&#39;s biggest goal is to buckle down and amp up her emergency fund as much as possible. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich fam! This week, we have a great episode with our lovely guest, Mary Margaret, who brought a fantastic spreadsheet for Barbara to go over. 

Mary Margaret lives in South Carolina with her husband and two sons and works for a historic home. Her largest expense is childcare, which will only increase when her baby on the way arrives. Mary Margaret&amp;#39;s biggest goal is to buckle down and amp up her emergency fund as much as possible. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="31863536" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/38670497-b903-4a16-ad32-9016915dcd31/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/38670497-b903-4a16-ad32-9016915dcd31</link>
                <pubDate>Fri, 27 Aug 2021 12:58:29 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/c03bce1b-625d-4eb0-b47d-9894bd3d9963_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1991</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 15 - What is a CFP?</itunes:title>
                <title>Wine Wednesday Episode 15 - What is a CFP?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Have you ever wondered what a CFP even
is? CFP stands for Certified Financial Planner. Today we&#39;re going over the ins
and outs of becoming a CFP. If you&#39;re interested in learning more about the
financial industry, this is the episode for you! PLUS if you&#39;d like to start
your journey to become a CFP we have 1-2 spots left in our PRIVATE pilot
program! DM us on Instagram at @futurerichpodcast if you&#39;re interested in
becoming a financial advisor by Friday the 27th. Barbara will be back next
Wednesday for a new topic! Have specific money topics you want her to talk
about? Please shoot us a DM here: instagram.com/futurerichpodcast Vote for the
Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate Enroll
in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com We
love it when you keep in touch! You can always send us an email
(planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Have you ever wondered what a CFP even is? CFP stands for Certified Financial Planner.
Today we&#39;re going over the ins and outs of becoming a CFP. If you&#39;re interested in learning more about the financial industry, this is the episode for you!

PLUS if you&#39;d like to start your journey to become a CFP we have 1-2 spots left in our PRIVATE pilot program! DM us on Instagram at @futurerichpodcast if you&#39;re interested in becoming a financial advisor by Friday the 27th.

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch! You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Have you ever wondered what a CFP even is? CFP stands for Certified Financial Planner.
Today we&amp;#39;re going over the ins and outs of becoming a CFP. If you&amp;#39;re interested in learning more about the financial industry, this is the episode for you!

PLUS if you&amp;#39;d like to start your journey to become a CFP we have 1-2 spots left in our PRIVATE pilot program! DM us on Instagram at @futurerichpodcast if you&amp;#39;re interested in becoming a financial advisor by Friday the 27th.

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch! You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 25 Aug 2021 09:00:25 &#43;0000</pubDate>
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                <itunes:duration>437</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>127 - EXPERT Antony Eminowicz, PLLC - &#34;Estate Planning for All&#34;</itunes:title>
                <title>127 - EXPERT Antony Eminowicz, PLLC - &#34;Estate Planning for All&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this new expert episode of Future Rich, Certified Financial Planner Barbara
Ginty had the pleasure of sitting down and talking with Antony M. Eminowicz,
PLLC. Antony is a dual-qualified attorney, licensed to practice in both New York
as well as England and Wales. He devotes his practice primarily to elder,
estate, and special education, to include: - Preparation of wills and trusts -
Incapacity planning, including powers of attorney and advance directives -
Special needs planning - Asset protection - Assisting individuals in qualifying
for long-term care assistance - Programs such as Medicaid and Veterans Benefits
- Advocating for parents with children of special needs against school districts
Listen to this episode to learn why estate planning isn&#39;t just for older people,
it&#39;s for everyone! OR if you prefer, you can WATCH THIS EPISODE HERE:
https://youtu.be/j7RcnJv0SiQ Where to find Antony: https://ame-law.com/ Follow
Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara
to cover more in-depth this season. IG: www.instagram.com/futurerichpodcast/
Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Antony M. Eminowicz, PLLC. 

Antony is a dual-qualified attorney, licensed to practice in both New York as well as England and Wales. He devotes his practice primarily to elder, estate, and special education, to include:

- Preparation of wills and trusts
- Incapacity planning, including powers of attorney and advance directives
- Special needs planning
- Asset protection
- Assisting individuals in qualifying for long-term care assistance
- Programs such as Medicaid and Veterans Benefits
- Advocating for parents with children of special needs against school districts

Listen to this episode to learn why estate planning isn&#39;t just for older people, it&#39;s for everyone! 

OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/j7RcnJv0SiQ

Where to find Antony:
https://ame-law.com/

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Antony M. Eminowicz, PLLC. 

Antony is a dual-qualified attorney, licensed to practice in both New York as well as England and Wales. He devotes his practice primarily to elder, estate, and special education, to include:

- Preparation of wills and trusts
- Incapacity planning, including powers of attorney and advance directives
- Special needs planning
- Asset protection
- Assisting individuals in qualifying for long-term care assistance
- Programs such as Medicaid and Veterans Benefits
- Advocating for parents with children of special needs against school districts

Listen to this episode to learn why estate planning isn&amp;#39;t just for older people, it&amp;#39;s for everyone! 

OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/j7RcnJv0SiQ

Where to find Antony:
https://ame-law.com/

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Aug 2021 09:00:35 &#43;0000</pubDate>
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                <itunes:duration>1824</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 14 - Roth Conversions</itunes:title>
                <title>Wine Wednesday Episode 14 - Roth Conversions</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. Last week we went over Mega Backdoor
Roths, today we&#39;re going over REGULAR Roth Conversions where you take pre-tax
money and convert/roll it over to a Roth IRA. Listen and learn the critical
rules that need to be followed during this process to avoid penalties. If you&#39;re
not already following us on Instagram @futurerichpodcast, what are you waiting
for? Watch the full Wine Wednesday episode here:
https://www.instagram.com/p/CSctwQpnnQF/ Barbara will be back next Wednesday for
a new topic! Have specific money topics you want her to talk about? Please shoot
us a DM here: instagram.com/futurerichpodcast Vote for the Future Rich Podcast
at the Plutus Awards: www.plutusawards.com/nominate Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com We love it when you
keep in touch! You can always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live.

Last week we went over Mega Backdoor Roths, today we&#39;re going over REGULAR Roth Conversions where you take pre-tax money and convert/roll it over to a Roth IRA. Listen and learn the critical rules that need to be followed during this process to avoid penalties.

If you&#39;re not already following us on Instagram @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CSctwQpnnQF/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch! You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live.

Last week we went over Mega Backdoor Roths, today we&amp;#39;re going over REGULAR Roth Conversions where you take pre-tax money and convert/roll it over to a Roth IRA. Listen and learn the critical rules that need to be followed during this process to avoid penalties.

If you&amp;#39;re not already following us on Instagram @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CSctwQpnnQF/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch! You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 18 Aug 2021 09:00:25 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/f99b3c1e-2305-42ad-a687-223f28a9e4e9_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>408</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>126 - Foxy Moneybags - &#34;How much do you need to retire?&#34;</itunes:title>
                <title>126 - Foxy Moneybags - &#34;How much do you need to retire?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday Future Rich fam! We have a really fun episode this week with our
wonderful guest, Foxy Moneybags (comment if you get the reference!). Foxy is
currently transitioning from working as a nanny and Administrative Assistant at
a Tax Firm to working full-time as an Administrative Assistant at an Investment
Baking Firm. Barbara goes over all of Foxy&#39;s incredible savings goals and
answers the very important, often mysterious question, how much DO you REALLY
need to retire? Follow Future Rich to stay up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday Future Rich fam! We have a really fun episode this week with our wonderful guest, Foxy Moneybags (comment if you get the reference!). 

Foxy is currently transitioning from working as a nanny and Administrative Assistant at a Tax Firm to working full-time as an Administrative Assistant at an Investment Baking Firm. Barbara goes over all of Foxy&#39;s incredible savings goals and answers the very important, often mysterious question, how much DO you REALLY need to retire?

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday Future Rich fam! We have a really fun episode this week with our wonderful guest, Foxy Moneybags (comment if you get the reference!). 

Foxy is currently transitioning from working as a nanny and Administrative Assistant at a Tax Firm to working full-time as an Administrative Assistant at an Investment Baking Firm. Barbara goes over all of Foxy&amp;#39;s incredible savings goals and answers the very important, often mysterious question, how much DO you REALLY need to retire?

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Aug 2021 09:00:26 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/9c2144cd-0b61-4a97-bf5e-b3b429407048_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2388</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 13 - Mega Backdoor Roth</itunes:title>
                <title>Wine Wednesday Episode 13 - Mega Backdoor Roth</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. Do you know how to leverage Roth
dollars through your 401k? In this episode, Barbara explains what Mega Backdoor
Roths are, when you should use them, and their benefits. If you&#39;re not already
following us on Instagram @futurerichpodcast, what are you waiting for? Watch
the full Wine Wednesday episode here: https://www.instagram.com/p/CSKtBapnObW/
Barbara will be back next Wednesday for a new topic! Have specific money topics
you want her to talk about? Please shoot us a DM here:
instagram.com/futurerichpodcast Vote for the Future Rich Podcast at the Plutus
Awards: www.plutusawards.com/nominate Enroll in our courses in partnership with
SUNY Ulster at www.futurerichpodcast.com We love it when you keep in touch! You
can always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. 

Do you know how to leverage Roth dollars through your 401k? In this episode, Barbara explains what Mega Backdoor Roths are, when you should use them, and their benefits. 

If you&#39;re not already following us on Instagram @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CSKtBapnObW/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. 

Do you know how to leverage Roth dollars through your 401k? In this episode, Barbara explains what Mega Backdoor Roths are, when you should use them, and their benefits. 

If you&amp;#39;re not already following us on Instagram @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CSKtBapnObW/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 11 Aug 2021 15:01:12 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/78bde585-102d-46f7-b5b5-eb3b79a2efb5_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>630</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>125 - Masie - &#34;How to repurpose your budget&#34;</itunes:title>
                <title>125 - Masie - &#34;How to repurpose your budget&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! We have a great episode this week on the Future Rich podcast.
Certified Financial Planner Barbara Ginty chats with the marvelous Masie all
about her concerns, goals, and budgeting woes. Masie is a 42-year-old Events
Coordinator living with her family in the suburbs of Philly. In the past year
and a half, Masie and her husband paid off 25K in debt AND saved a 5 month
emergency fund. Despite reaching these awesome financial goals, she is still
worried that she&#39;s fallen behind on saving for her retirement and has a
confusing life insurance situation to sort out. Listen to find out Barbara&#39;s
plan for Masie to repurpose her budget in order to put herself in a fantastic
financial situation. Follow Future Rich to stay up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! We have a great episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie all about her concerns, goals, and budgeting woes. 

Masie is a 42-year-old Events Coordinator living with her family in the suburbs of Philly. In the past year and a half, Masie and her husband paid off 25K in debt AND saved a 5 month emergency fund. Despite reaching these awesome financial goals, she is still worried that she&#39;s fallen behind on saving for her retirement and has a confusing life insurance situation to sort out. 

Listen to find out Barbara&#39;s plan for Masie to repurpose her budget in order to put herself in a fantastic financial situation. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! We have a great episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie all about her concerns, goals, and budgeting woes. 

Masie is a 42-year-old Events Coordinator living with her family in the suburbs of Philly. In the past year and a half, Masie and her husband paid off 25K in debt AND saved a 5 month emergency fund. Despite reaching these awesome financial goals, she is still worried that she&amp;#39;s fallen behind on saving for her retirement and has a confusing life insurance situation to sort out. 

Listen to find out Barbara&amp;#39;s plan for Masie to repurpose her budget in order to put herself in a fantastic financial situation. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Aug 2021 09:00:34 &#43;0000</pubDate>
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                <itunes:duration>2877</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 12 - A Goal Without a Date is Just a Dream</itunes:title>
                <title>Wine Wednesday Episode 12 - A Goal Without a Date is Just a Dream</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. In this episode, Barbara gets personal
and talks about her three-pronged approach to meeting her financial goals. The
three things that she&#39;s mainly focusing on are increasing her rental income,
evaluating her business, and working on her investable assets. Listen to learn
how Barbara plans on taking on these goals and more! If you&#39;re not already
following us on Instagram and Facebook @futurerichpodcast, what are you waiting
for? Watch the full Wine Wednesday episode here:
www.instagram.com/p/CRUsyNBnKab/ Barbara will be back next Wednesday for a new
topic! Have specific money topics you want her to talk about? Please shoot us a
DM here: instagram.com/futurerichpodcast Vote for the Future Rich Podcast at the
Plutus Awards: www.plutusawards.com/nominate Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com We love it when you
keep in touch! You can always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. 

In this episode, Barbara gets personal and talks about her three-pronged approach to meeting her financial goals. The three things that she&#39;s mainly focusing on are increasing her rental income, evaluating her business, and working on her investable assets. Listen to learn how Barbara plans on taking on these goals and more! 

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: www.instagram.com/p/CRUsyNBnKab/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. 

In this episode, Barbara gets personal and talks about her three-pronged approach to meeting her financial goals. The three things that she&amp;#39;s mainly focusing on are increasing her rental income, evaluating her business, and working on her investable assets. Listen to learn how Barbara plans on taking on these goals and more! 

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: www.instagram.com/p/CRUsyNBnKab/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 04 Aug 2021 09:00:24 &#43;0000</pubDate>
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                <itunes:duration>571</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>124 - EXPERT Robert Leonard - &#34;How To Start House Hacking&#34;</itunes:title>
                <title>124 - EXPERT Robert Leonard - &#34;How To Start House Hacking&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this special expert episode of Future Rich, Certified Financial Planner
Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard.
Robert is the VP of Growth at The Investor&#39;s Podcast Network and the host of a
top 1% business and investing podcast with two segments called, Millennial
Investing and Real Estate 101. He is a motocross racer, a single dad, and an
active real estate and stock investor who is passionate about educating
audiences on financial literacy and personal development! Listen to this episode
to learn how Robert transitioned from climbing the corporate ladder to a
full-time entrepreneur, his top tips for house hacking, and why he encourages
having multiple assets when investing. OR if you prefer, you can WATCH THIS
EPISODE HERE: https://youtu.be/ldhU7U8EewY Where to find Robert: IG:
www.instagram.com/therobertleonard/ Twitter: https://twitter.com/therobertleonar
Millennial Investing: https://podcasts.apple.com/us/podcast/id1477323816 Follow
Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara
to cover more in-depth this season. IG: www.instagram.com/futurerichpodcast/
Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard.

Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and personal development!

Listen to this episode to learn how Robert transitioned from climbing the corporate ladder to a full-time entrepreneur, his top tips for house hacking, and why he encourages having multiple assets when investing. 

OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/ldhU7U8EewY

Where to find Robert: 
IG: www.instagram.com/therobertleonard/
Twitter: https://twitter.com/therobertleonar
Millennial Investing: https://podcasts.apple.com/us/podcast/id1477323816

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard.

Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and personal development!

Listen to this episode to learn how Robert transitioned from climbing the corporate ladder to a full-time entrepreneur, his top tips for house hacking, and why he encourages having multiple assets when investing. 

OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/ldhU7U8EewY

Where to find Robert: 
IG: www.instagram.com/therobertleonard/
Twitter: https://twitter.com/therobertleonar
Millennial Investing: https://podcasts.apple.com/us/podcast/id1477323816

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 Jul 2021 09:00:31 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/fed4d052-c260-4e41-9987-5283b1d3ad2b_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1859</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>123 - Natasha - &#34;Mortgage vs. Marriage&#34;</itunes:title>
                <title>123 - Natasha - &#34;Mortgage vs. Marriage&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Are you the kind of person who gets significant life events out of the way all
at once? In this week&#39;s episode, Certified Financial Planner Barbara Ginty
catches up with fan-favorite Natasha who is currently experiencing the harsh
realities of how expensive being a homeowner is while also planning a wedding!
Find out what Natasha has been dealing with (hint, you need them to see the
outside world!)and learn her pro tip for potentially saving thousands of dollars
on a wedding venue. Follow Future Rich to stay up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Are you the kind of person who gets significant life events out of the way all at once? 

In this week’s episode, Certified Financial Planner Barbara Ginty catches up with fan-favorite Natasha who is currently experiencing the harsh realities of how expensive being a homeowner is while also planning a wedding! Find out what Natasha has been dealing with (hint, you need them to see the outside world!)and learn her pro tip for potentially saving thousands of dollars on a wedding venue. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Are you the kind of person who gets significant life events out of the way all at once? 

In this week’s episode, Certified Financial Planner Barbara Ginty catches up with fan-favorite Natasha who is currently experiencing the harsh realities of how expensive being a homeowner is while also planning a wedding! Find out what Natasha has been dealing with (hint, you need them to see the outside world!)and learn her pro tip for potentially saving thousands of dollars on a wedding venue. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="22940107" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/e9b23450-9a81-4614-a32b-a10a158e3471/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/e9b23450-9a81-4614-a32b-a10a158e3471</link>
                <pubDate>Fri, 23 Jul 2021 09:00:31 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/dbafc4ef-a6eb-487c-988f-7ced60dede01_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1433</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 11 - Should You Have Life Insurance?</itunes:title>
                <title>Wine Wednesday Episode 11 - Should You Have Life Insurance?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. In this episode, Barbara talks about
the ins and outs of life insurance. Do you need it? If you do, what kind should
you get? Should you have your own policy? Or is having workplace life insurance
enough? Listen to find out! If you&#39;re not already following us on Instagram and
Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine
Wednesday episode here: www.instagram.com/p/CRUsyNBnKab/ Barbara will be back
next Wednesday for a new topic! Have specific money topics you want her to talk
about? Please shoot us a DM here: instagram.com/futurerichpodcast Vote for the
Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate Enroll
in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com We
love it when you keep in touch! You can always send us an email
(planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! 

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara talks about the ins and outs of life insurance. Do you need it? If you do, what kind should you get? Should you have your own policy? Or is having workplace life insurance enough? Listen to find out! 

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: www.instagram.com/p/CRUsyNBnKab/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! 

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara talks about the ins and outs of life insurance. Do you need it? If you do, what kind should you get? Should you have your own policy? Or is having workplace life insurance enough? Listen to find out! 

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Watch the full Wine Wednesday episode here: www.instagram.com/p/CRUsyNBnKab/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="15010168" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/522d0d57-c7af-4e21-b66d-29bb213bcad2/stream.mp3"/>
                
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                <pubDate>Wed, 21 Jul 2021 09:00:30 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/54701ed4-7ed8-49e3-a85f-5608d5b6ecba_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>938</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>122 - Erin - &#34;Compounding Interest Millionaire!&#34;</itunes:title>
                <title>122 - Erin - &#34;Compounding Interest Millionaire!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Oh wow, we certainly have a treat for you this week on Future Rich! Certified
Financial Planner Barbara Ginty chats with the wonderful Erin! Erin is a
32-year-old Engineer living with her family in Virginia. We thought we had seen
the best budget this season, but Erin is really turning heads with her insanely
good savings ratio! Listen to learn Barbara&#39;s opinion on good debt vs. bad debt
along with her advice for Erin to take care of her lifestyle creep and
transition from saving, saving, saving, to actually dipping into savings and
enjoying life! Follow Future Rich to stay up to date and let us know what topics
you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Oh wow, we certainly have a treat for you this week on Future Rich! Certified Financial Planner Barbara Ginty chats with the wonderful Erin!

Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! 

Listen to learn Barbara&#39;s opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, saving, to actually dipping into savings and enjoying life! 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Oh wow, we certainly have a treat for you this week on Future Rich! Certified Financial Planner Barbara Ginty chats with the wonderful Erin!

Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! 

Listen to learn Barbara&amp;#39;s opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, saving, to actually dipping into savings and enjoying life! 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="40913188" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/87429ba4-5460-432f-a19b-a0e80eda7df8/stream.mp3"/>
                
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                <pubDate>Fri, 16 Jul 2021 09:00:20 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/9005fdc9-81a9-4e2e-961e-1ad3bd844024_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2557</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 10 - Home Buying Tips for 2021</itunes:title>
                <title>Wine Wednesday Episode 10 - Home Buying Tips for 2021</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! *FYI* This week&#39;s Wine Wednesday was
recorded on a Thirsty Thursday, hence the intro! Each Wednesday, Certified
Financial Planner Barbara Ginty will be covering a different financial topic and
answering all of your questions on Instagram live. Is one of your goals to buy a
house?! In this episode, Barbara breaks down some important (often overlooked)
details on buying a house and answers follower questions! If you&#39;re not already
following us on Instagram and Facebook @futurerichpodcast, what are you waiting
for? Watch the full Wine Wednesday episode here:
https://www.instagram.com/p/CRFi49gH5_3/ Barbara will be back next Wednesday for
a new topic! Have specific money topics you want her to talk about? Please shoot
us a DM here: instagram.com/futurerichpodcast Vote for the Future Rich Podcast
at the Plutus Awards: https://www.plutusawards.com/nominate Enroll in our
courses in partnership with SUNY Ulster at www.futurerichpodcast.com We love it
when you keep in touch! You can always send us an email
(planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! *FYI* This week&#39;s Wine Wednesday was recorded on a Thirsty Thursday, hence the intro!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Is one of your goals to buy a house?! In this episode, Barbara breaks down some important (often overlooked) details on buying a house and answers follower questions! 

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? 

Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CRFi49gH5_3/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: https://www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! *FYI* This week&amp;#39;s Wine Wednesday was recorded on a Thirsty Thursday, hence the intro!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Is one of your goals to buy a house?! In this episode, Barbara breaks down some important (often overlooked) details on buying a house and answers follower questions! 

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? 

Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CRFi49gH5_3/

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Vote for the Future Rich Podcast at the Plutus Awards: https://www.plutusawards.com/nominate

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 14 Jul 2021 09:00:32 &#43;0000</pubDate>
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                <itunes:duration>695</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>121 - Romney - &#34;I paid off 87K in Student Loan debt in a year!&#34;</itunes:title>
                <title>121 - Romney - &#34;I paid off 87K in Student Loan debt in a year!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This week&#39;s exciting episode of Future Rich, Certified Financial Planner Barbara
Ginty chats with the wonderful Romney! Romney lives in Canada with her husband
and works as a 25-year-old Registered Nurse working in Labor and Delivery. She
also an amazing side hustle, working part-time at a fertility clinic. In May of
2020, at the start of the pandemic, Romney and her husband decided that they
would pay off all of their student loan debt. Listen to find out how Romney paid
off $87,000.00 in less than a year, what her future financial goals are, and
what Barbara&#39;s simple yet effective savings tips are. Follow Future Rich to stay
up to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This week&#39;s exciting episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the wonderful Romney! 

Romney lives in Canada with her husband and works as a 25-year-old Registered Nurse working in Labor and Delivery. She also an amazing side hustle, working part-time at a fertility clinic. In May of 2020, at the start of the pandemic, Romney and her husband decided that they would pay off all of their student loan debt. 

Listen to find out how Romney paid off $87,000.00 in less than a year, what her future financial goals are, and what Barbara&#39;s simple yet effective savings tips are. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This week&amp;#39;s exciting episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the wonderful Romney! 

Romney lives in Canada with her husband and works as a 25-year-old Registered Nurse working in Labor and Delivery. She also an amazing side hustle, working part-time at a fertility clinic. In May of 2020, at the start of the pandemic, Romney and her husband decided that they would pay off all of their student loan debt. 

Listen to find out how Romney paid off $87,000.00 in less than a year, what her future financial goals are, and what Barbara&amp;#39;s simple yet effective savings tips are. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Jul 2021 09:00:32 &#43;0000</pubDate>
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                <itunes:duration>1647</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Christian - &#34;How I Became a GameStop Millionaire&#34; - Wine Wednesday 10</itunes:title>
                <title>Christian - &#34;How I Became a GameStop Millionaire&#34; - Wine Wednesday 10</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We&#39;re so excited to share this special expert edition of Wine Wednesday with
you! This week Barbara&#39;s friend, Christian, shares his incredibly fascinating,
emotional rollercoaster of a journey to becoming an overnight multi-millionaire
during the GameStop pandemonium of 2021. As a follow-up, we highly suggest
listening to our expert episode with Investment Professional, John McCormick
where he goes into detail about the phenomenon of the short squeeze:
https://soundcloud.com/planancial/102-expert-john-mccormick-there-are-no-dumb-questions
DISCLAIMER: The content in this podcast is for informational purposes only. All
investment strategies and investments involve the risk of loss. Nothing
contained in this podcast should be construed as investment advice. Any
reference to an investment&#39;s past or potential performance is not, and should
not be construed as, a recommendation or a guarantee of any specific outcome or
profit. Follow Planancial to stay up to date, and let us know what topics you&#39;d
like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[We’re so excited to share this special expert edition of Wine Wednesday with you! This week Barbara&#39;s friend, Christian, shares his incredibly fascinating, emotional rollercoaster of a journey to becoming an overnight multi-millionaire during the GameStop pandemonium of 2021. 

As a follow-up, we highly suggest listening to our expert episode with Investment Professional, John McCormick where he goes into detail about the phenomenon of the short squeeze: 
https://soundcloud.com/planancial/102-expert-john-mccormick-there-are-no-dumb-questions

DISCLAIMER:
The content in this podcast is for informational purposes only. All investment strategies and investments involve the risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or a guarantee of any specific outcome or profit.

Follow Planancial to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>We’re so excited to share this special expert edition of Wine Wednesday with you! This week Barbara&amp;#39;s friend, Christian, shares his incredibly fascinating, emotional rollercoaster of a journey to becoming an overnight multi-millionaire during the GameStop pandemonium of 2021. 

As a follow-up, we highly suggest listening to our expert episode with Investment Professional, John McCormick where he goes into detail about the phenomenon of the short squeeze: 
https://soundcloud.com/planancial/102-expert-john-mccormick-there-are-no-dumb-questions

DISCLAIMER:
The content in this podcast is for informational purposes only. All investment strategies and investments involve the risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or a guarantee of any specific outcome or profit.

Follow Planancial to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 07 Jul 2021 09:00:30 &#43;0000</pubDate>
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                <itunes:duration>3753</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>120 - EXPERT Leslie H. Tayne, Esq. - &#34;What&#39;s going on with student loan forgiveness?&#34;</itunes:title>
                <title>120 - EXPERT Leslie H. Tayne, Esq. - &#34;What&#39;s going on with student loan forgiveness?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this special expert episode of Future Rich, Certified Financial Planner
Barbara Ginty discusses all things student loans with fan-favorite guest, New
York debt settlement attorney Leslie H. Tayne, Esq. What does Leslie think of
the student loan forgiveness program? Does she think that ALL student loans will
eventually be forgiven? What are her thoughts on federal student loans vs.
private student loans? Leslie drops way too much knowledge to list in an episode
description - you gotta listen! OR if you prefer, you can WATCH THIS EPISODE
HERE: https://youtu.be/FaA9Ddt94JQ Leslie has nearly 20 years of experience in
the practice area of consumer and business financial debt-related services.
She&#39;s highly accomplished in negotiation and settlements and has gone up against
large national banks, credit unions, collection agencies, and multiple creditor
legal representatives. Where to find Leslie: Website: attorney-newyork.com/
Instagram: www.instagram.com/LeslieHTayne/ Facebook:
www.facebook.com/TayneLawGroup/ Leslie H. Tayne&#39;s mission is to reshape the debt
relief industry by giving clients a supportive and reliable environment built on
experience, trust, and results that will relieve clients of the stress from
debts and the burden of the never-ending debt cycle. A highly respected consumer
and business debt-related expert, Leslie is often called upon by the media to
comment on various financial topics. She has written content for and been
interviewed on various national and local news outlets, including Inc Magazine,
Forbes, The Huffington Post, Fox News, CNBC, Newsday, The New York Daily News,
and many, many more. Follow Future Rich to stay up to date, and let us know what
topics you&#39;d like Barbara to cover more in-depth this season. IG:
www.instagram.com/futurerichpodcast/ Enroll in our courses in partnership with
SUNY Ulster at www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty discusses all things student loans with fan-favorite guest, New York debt settlement attorney Leslie H. Tayne, Esq. 

What does Leslie think of the student loan forgiveness program? Does she think that ALL student loans will eventually be forgiven? What are her thoughts on federal student loans vs. private student loans? Leslie drops way too much knowledge to list in an episode description - you gotta listen! 

OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/FaA9Ddt94JQ

Leslie has nearly 20 years of experience in the practice area of consumer and business financial debt-related services. She&#39;s highly accomplished in negotiation and settlements and has gone up against large national banks, credit unions, collection agencies, and multiple creditor legal representatives.

Where to find Leslie:
Website: attorney-newyork.com/
Instagram: www.instagram.com/LeslieHTayne/
Facebook: www.facebook.com/TayneLawGroup/

Leslie H. Tayne&#39;s mission is to reshape the debt relief industry by giving clients a supportive and reliable environment built on experience, trust, and results that will relieve clients of the stress from debts and the burden of the never-ending debt cycle. A highly respected consumer and business debt-related expert, Leslie is often called upon by the media to comment on various financial topics. She has written content for and been interviewed on various national and local news outlets, including Inc Magazine, Forbes, The Huffington Post, Fox News, CNBC, Newsday, The New York Daily News, and many, many more.

Follow Future Rich to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty discusses all things student loans with fan-favorite guest, New York debt settlement attorney Leslie H. Tayne, Esq. 

What does Leslie think of the student loan forgiveness program? Does she think that ALL student loans will eventually be forgiven? What are her thoughts on federal student loans vs. private student loans? Leslie drops way too much knowledge to list in an episode description - you gotta listen! 

OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/FaA9Ddt94JQ

Leslie has nearly 20 years of experience in the practice area of consumer and business financial debt-related services. She&amp;#39;s highly accomplished in negotiation and settlements and has gone up against large national banks, credit unions, collection agencies, and multiple creditor legal representatives.

Where to find Leslie:
Website: attorney-newyork.com/
Instagram: www.instagram.com/LeslieHTayne/
Facebook: www.facebook.com/TayneLawGroup/

Leslie H. Tayne&amp;#39;s mission is to reshape the debt relief industry by giving clients a supportive and reliable environment built on experience, trust, and results that will relieve clients of the stress from debts and the burden of the never-ending debt cycle. A highly respected consumer and business debt-related expert, Leslie is often called upon by the media to comment on various financial topics. She has written content for and been interviewed on various national and local news outlets, including Inc Magazine, Forbes, The Huffington Post, Fox News, CNBC, Newsday, The New York Daily News, and many, many more.

Follow Future Rich to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Jul 2021 09:00:30 &#43;0000</pubDate>
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                <itunes:duration>1619</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 9 - How do 529s work?</itunes:title>
                <title>Wine Wednesday Episode 9 - How do 529s work?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. What is a 529? How do they work? Are
they tax-deferred? Can you use them for trade school? What about grad school?
All these questions and more will be answered in today&#39;s episode! If you&#39;re not
already following us on Instagram and Facebook @futurerichpodcast, what are you
waiting for? Watch the full Wine Wednesday episode here:
www.instagram.com/p/CPZSfmLHjRk/ For more facts and info on all things ROTH,
make sure you check out our website: www.futurerichpodcast.com Barbara will be
back next Wednesday for a new topic! Have specific money topics you want her to
talk about? Please shoot us a DM here: instagram.com/futurerichpodcast Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com We love
it when you keep in touch! You can always send us an email
(planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live.

What is a 529? How do they work? Are they tax-deferred? Can you use them for trade school? What about grad school? All these questions and more will be answered in today&#39;s episode! 

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday episode here: www.instagram.com/p/CPZSfmLHjRk/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live.

What is a 529? How do they work? Are they tax-deferred? Can you use them for trade school? What about grad school? All these questions and more will be answered in today&amp;#39;s episode! 

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday episode here: www.instagram.com/p/CPZSfmLHjRk/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Please shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="12412969" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/1e8c475a-362a-466e-bd5d-98c3a0e91bfd/stream.mp3"/>
                
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                <pubDate>Wed, 30 Jun 2021 09:00:30 &#43;0000</pubDate>
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                <itunes:duration>775</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>119 - Lauren - &#34;Nailing the Savings Ratio.&#34;</itunes:title>
                <title>119 - Lauren - &#34;Nailing the Savings Ratio.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty
chats with the lovely Lauren! Lauren is a 27-year-old Actuary working in
Connecticut. She lives with her boyfriend in a multiunit house that she owns as
an investment property. Heads up... Lauren has one of the best budgets we&#39;ve
ever seen on Future Rich! Listen to find out how Lauren got herself in such a
fantastic financial position along with Barbara&#39;s advice to nail her savings
ratio. Follow Future Rich to stay up to date and let us know what topics you&#39;d
like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Lauren!

Lauren is a 27-year-old Actuary working in Connecticut. She lives with her boyfriend in a multiunit house that she owns as an investment property.  Heads up... Lauren has one of the best budgets we&#39;ve ever seen on Future Rich! 

Listen to find out how Lauren got herself in such a fantastic financial position along with Barbara&#39;s advice to nail her savings ratio. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Lauren!

Lauren is a 27-year-old Actuary working in Connecticut. She lives with her boyfriend in a multiunit house that she owns as an investment property.  Heads up... Lauren has one of the best budgets we&amp;#39;ve ever seen on Future Rich! 

Listen to find out how Lauren got herself in such a fantastic financial position along with Barbara&amp;#39;s advice to nail her savings ratio. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 25 Jun 2021 09:00:39 &#43;0000</pubDate>
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                <itunes:duration>2369</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 8 - Six Figure Salaries w/ Expert Marcus Garrett</itunes:title>
                <title>Wine Wednesday Episode 8 - Six Figure Salaries w/ Expert Marcus Garrett</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This week&#39;s Wine Wednesday is extra special! 🍷✨💸 If you wanted to attend our
&#34;What does a six figure salary get you?&#34; webinar with Marcus Garrett but missed
out, you&#39;re in luck because you can listen to the audio replay of today&#39;s
episode! What do Barbara and Marcus go over exactly? -Firsthand experience
negotiating their own salaries -The importance of job choices and salary
negotiation -Why side hustles and passive income increase in importance with age
-Tips to increase your salary -Their favorite financial books If you&#39;re not
already following us on Instagram and Facebook @futurerichpodcast, what are you
waiting for? Follow Marcus Garrett on Instagram and Twitter at @themarcusgarrett
Visit Marcus&#39; website here: https://www.themarcusgarrett.com/ Barbara will be
back next Wednesday for a new topic! Have specific money topics you want her to
talk about? Shoot us a DM here: instagram.com/futurerichpodcast Enroll in our
courses in partnership with SUNY Ulster at www.futurerichpodcast.com We love it
when you keep in touch! You can always send us an email
(planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This week&#39;s Wine Wednesday is extra special! 🍷✨💸 

If you wanted to attend our &#34;What does a six figure salary get you?&#34; webinar with Marcus Garrett but missed out, you&#39;re in luck because you can listen to the audio replay of today&#39;s episode! 

What do Barbara and Marcus go over exactly? 
-Firsthand experience negotiating their own salaries 
-The importance of job choices and salary negotiation 
-Why side hustles and passive income increase in importance with age
-Tips to increase your salary 
-Their favorite financial books 

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Follow Marcus Garrett on Instagram and Twitter at @themarcusgarrett
Visit Marcus&#39; website here: https://www.themarcusgarrett.com/ 

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This week&amp;#39;s Wine Wednesday is extra special! 🍷✨💸 

If you wanted to attend our &amp;#34;What does a six figure salary get you?&amp;#34; webinar with Marcus Garrett but missed out, you&amp;#39;re in luck because you can listen to the audio replay of today&amp;#39;s episode! 

What do Barbara and Marcus go over exactly? 
-Firsthand experience negotiating their own salaries 
-The importance of job choices and salary negotiation 
-Why side hustles and passive income increase in importance with age
-Tips to increase your salary 
-Their favorite financial books 

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Follow Marcus Garrett on Instagram and Twitter at @themarcusgarrett
Visit Marcus&amp;#39; website here: https://www.themarcusgarrett.com/ 

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 23 Jun 2021 09:00:39 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/dcf082ef-9510-4a7d-ba7c-5ca1281e2e5f_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>3612</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>118 Follow-Up Eglantine (Episode 63 &#43; 64) - &#34;I got my loans forgiven and YOU can TOO!&#34;</itunes:title>
                <title>118 Follow-Up Eglantine (Episode 63 &#43; 64) - &#34;I got my loans forgiven and YOU can TOO!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #FUTURERICH Certified Financial Planner, Barbara Ginty
follows up with the wonderful Eglantine(Bedknobs and Broomsticks reference!),
who she interviewed in episode 63 &#43; 64 last year before the pandemic. Eglantine
still lives in Boston with her husband and three-year-old. In this episode, she
comes bearing both good news and bad news. The good news is that Eglantine is
the first guest on the podcast who&#39;s had her loans forgiven through the PSLF,
aka Public Service Loan Forgiveness Program. The bad news is that she has
recently lost her professor position due to unfortunate circumstances (aka
2020!). Listen to learn how she achieved loan forgiveness and what her tips are
for those thinking of or going through the process. Eglantine Episode 63:
https://soundcloud.com/planancial/63-eglantine-how-is-it-legal-for-them-not-to-give-us-wrong-information
Eglantine Episode 64:
https://soundcloud.com/planancial/64-eglantine-part-2-im-literally-a-professor-and-i-cant-figure-student-loans-out
Follow Future Rich to stay up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of #FUTURERICH Certified Financial Planner, Barbara Ginty follows up with the wonderful Eglantine(Bedknobs and Broomsticks reference!), who she interviewed in episode 63 + 64 last year before the pandemic. 

Eglantine still lives in Boston with her husband and three-year-old. In this episode, she comes bearing both good news and bad news. The good news is that Eglantine is the first guest on the podcast who&#39;s had her loans forgiven through the PSLF, aka Public Service Loan Forgiveness Program. The bad news is that she has recently lost her professor position due to unfortunate circumstances (aka 2020!). 

Listen to learn how she achieved loan forgiveness and what her tips are for those thinking of or going through the process.

Eglantine Episode 63: https://soundcloud.com/planancial/63-eglantine-how-is-it-legal-for-them-not-to-give-us-wrong-information

Eglantine Episode 64: https://soundcloud.com/planancial/64-eglantine-part-2-im-literally-a-professor-and-i-cant-figure-student-loans-out

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of #FUTURERICH Certified Financial Planner, Barbara Ginty follows up with the wonderful Eglantine(Bedknobs and Broomsticks reference!), who she interviewed in episode 63 &#43; 64 last year before the pandemic. 

Eglantine still lives in Boston with her husband and three-year-old. In this episode, she comes bearing both good news and bad news. The good news is that Eglantine is the first guest on the podcast who&amp;#39;s had her loans forgiven through the PSLF, aka Public Service Loan Forgiveness Program. The bad news is that she has recently lost her professor position due to unfortunate circumstances (aka 2020!). 

Listen to learn how she achieved loan forgiveness and what her tips are for those thinking of or going through the process.

Eglantine Episode 63: https://soundcloud.com/planancial/63-eglantine-how-is-it-legal-for-them-not-to-give-us-wrong-information

Eglantine Episode 64: https://soundcloud.com/planancial/64-eglantine-part-2-im-literally-a-professor-and-i-cant-figure-student-loans-out

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="47569188" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/91d68370-42dd-49e2-b63d-5ff6e6c393b5/stream.mp3"/>
                
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                <pubDate>Fri, 18 Jun 2021 09:00:49 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/7f512f2e-39a9-45e1-b2e9-b636b6b1515d_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2973</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 7 - Get to know Marcus Garrett and me!</itunes:title>
                <title>Wine Wednesday Episode 7 - Get to know Marcus Garrett and me!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. In this episode, Barbara and Marcus
Garrett talk a bit about their backgrounds and what got them into helping others
with their finances along with providing a few teasers for what you&#39;ll get in
their FREE WEBINAR, &#34;What does a six figure salary get you?&#34; This webinar is
TODAY at 7 pm EST. There&#39;s still time to sign up here:
event.webinarjam.com/register/2/68p48i0 What can you expect?! -The importance of
job choices and salary negotiation 📈 -Why side hustles and passive income
increase in importance with age 💰 -Tips to increase your salary ⬆️ -Insight
into their favorite money books 📚 Sign up for this FREE webinar on June 16th at
7 pm EST here: event.webinarjam.com/register/2/68p48i0 If you&#39;re not already
following us on Instagram and Facebook @futurerichpodcast, what are you waiting
for? Barbara will be back next Wednesday for a new topic! Have specific money
topics you want her to talk about? Shoot us a DM here:
instagram.com/futurerichpodcast Enroll in our courses in partnership with SUNY
Ulster at www.futurerichpodcast.com We love it when you keep in touch! You can
always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara and Marcus Garrett talk a bit about their backgrounds and what got them into helping others with their finances along with providing a few teasers for what you&#39;ll get in their FREE WEBINAR, &#34;What does a six figure salary get you?&#34; This webinar is TODAY at 7 pm EST. There&#39;s still time to sign up here: event.webinarjam.com/register/2/68p48i0

What can you expect?!
-The importance of job choices and salary negotiation 📈
-Why side hustles and passive income increase in importance with age 💰
-Tips to increase your salary ⬆️
-Insight into their favorite money books 📚

Sign up for this FREE webinar on June 16th at 7 pm EST here: event.webinarjam.com/register/2/68p48i0

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara and Marcus Garrett talk a bit about their backgrounds and what got them into helping others with their finances along with providing a few teasers for what you&amp;#39;ll get in their FREE WEBINAR, &amp;#34;What does a six figure salary get you?&amp;#34; This webinar is TODAY at 7 pm EST. There&amp;#39;s still time to sign up here: event.webinarjam.com/register/2/68p48i0

What can you expect?!
-The importance of job choices and salary negotiation 📈
-Why side hustles and passive income increase in importance with age 💰
-Tips to increase your salary ⬆️
-Insight into their favorite money books 📚

Sign up for this FREE webinar on June 16th at 7 pm EST here: event.webinarjam.com/register/2/68p48i0

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for?

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="14557100" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a9b6fbff-4f40-401f-8854-791a821eb361/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/a9b6fbff-4f40-401f-8854-791a821eb361</link>
                <pubDate>Wed, 16 Jun 2021 12:51:17 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/5301c629-14e4-4145-bfeb-079165e3021b_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>909</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>117 - Dee - &#34;Paying Off 50K in Debt in One Year&#34;</itunes:title>
                <title>117 - Dee - &#34;Paying Off 50K in Debt in One Year&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>You&#39;re in for a treat! In this week&#39;s episode of Future Rich, Certified
Financial Planner Barbara Ginty chats with the lovely Dee! Dee is a 36-year-old
entrepreneur working in Behavioral Health Management. She lives with her
husband, human child, and fur child (in her words, lol!) in Austin, TX. After an
important surprise conversation with her father, Dee embarked on her financial
journey to becoming debt-free! Listen to find out how Dee paid off $50,000 of
student loan debt in one year, how she keeps her savings rate high while also
enjoying life, and what her long-term goals are for her and her family. Follow
Dee on Instagram here: https://www.instagram.com/debtbustingfams/ &amp; here:
https://www.instagram.com/presentwithdee/ Don&#39;t forget, we have a FREE webinar
with Marcus Garrett (Debt Free or Die Trying author), where we will go over what
a six-figure salary gets you. What can you expect?! -The importance of job
choices and salary negotiation 📈 -Why side hustles and passive income increase
in importance with age -Tips to increase your salary ⬆️ -Insight into their
favorite money books 📚 Reserve your spot to this FREE webinar here:
https://event.webinarjam.com/register/2/68p48i0

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[You&#39;re in for a treat! In this week&#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee!

Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked on her financial journey to becoming debt-free! 

Listen to find out how Dee paid off $50,000 of student loan debt in one year, how she keeps her savings rate high while also enjoying life, and what her long-term goals are for her and her family. 

Follow Dee on Instagram here: https://www.instagram.com/debtbustingfams/
&amp; here: https://www.instagram.com/presentwithdee/

Don&#39;t forget, we have a FREE webinar with Marcus Garrett (Debt Free or Die Trying author), where we will go over what a six-figure salary gets you.

What can you expect?!
-The importance of job choices and salary negotiation 📈
-Why side hustles and passive income increase in importance with age 
-Tips to increase your salary ⬆️
-Insight into their favorite money books 📚

Reserve your spot to this FREE webinar here: 
https://event.webinarjam.com/register/2/68p48i0<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>You&amp;#39;re in for a treat! In this week&amp;#39;s episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee!

Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked on her financial journey to becoming debt-free! 

Listen to find out how Dee paid off $50,000 of student loan debt in one year, how she keeps her savings rate high while also enjoying life, and what her long-term goals are for her and her family. 

Follow Dee on Instagram here: https://www.instagram.com/debtbustingfams/
&amp;amp; here: https://www.instagram.com/presentwithdee/

Don&amp;#39;t forget, we have a FREE webinar with Marcus Garrett (Debt Free or Die Trying author), where we will go over what a six-figure salary gets you.

What can you expect?!
-The importance of job choices and salary negotiation 📈
-Why side hustles and passive income increase in importance with age 
-Tips to increase your salary ⬆️
-Insight into their favorite money books 📚

Reserve your spot to this FREE webinar here: 
https://event.webinarjam.com/register/2/68p48i0&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="33975066" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/d2a61bab-501a-48ec-8edc-1a68e0720f93/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/d2a61bab-501a-48ec-8edc-1a68e0720f93</link>
                <pubDate>Fri, 11 Jun 2021 09:00:33 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/dc18dd83-709f-4587-a9fb-24a738b31da3_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2123</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 6 - What Does a Six Figure Salary Get You?</itunes:title>
                <title>Wine Wednesday Episode 6 - What Does a Six Figure Salary Get You?</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. In this episode Barbara just wanted to
pop in to let you know about our FREE webinar with Marcus Garrett, What does a
six figure salary get you? What can you expect?! -The importance of job choices
and salary negotiation 📈 -Why side hustles and passive income increase in
importance with age 💰 -Tips to increase your salary ⬆️ -Insight into their
favorite money books 📚 Sign up for this FREE webinar on June 16th at 7 pm EST
here: https://event.webinarjam.com/register/2/68p48i0 If you&#39;re not already
following us on Instagram and Facebook @futurerichpodcast, what are you waiting
for? Barbara will be back next Wednesday for a new topic! Have specific money
topics you want her to talk about? Shoot us a DM here:
instagram.com/futurerichpodcast Enroll in our courses in partnership with SUNY
Ulster at www.futurerichpodcast.com We love it when you keep in touch! You can
always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode Barbara just wanted to pop in to let you know about our FREE webinar with Marcus Garrett, What does a six figure salary get you? 

What can you expect?!
-The importance of job choices and salary negotiation 📈
-Why side hustles and passive income increase in importance with age 💰
-Tips to increase your salary ⬆️
-Insight into their favorite money books 📚

Sign up for this FREE webinar on June 16th at 7 pm EST here: https://event.webinarjam.com/register/2/68p48i0

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? 

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode Barbara just wanted to pop in to let you know about our FREE webinar with Marcus Garrett, What does a six figure salary get you? 

What can you expect?!
-The importance of job choices and salary negotiation 📈
-Why side hustles and passive income increase in importance with age 💰
-Tips to increase your salary ⬆️
-Insight into their favorite money books 📚

Sign up for this FREE webinar on June 16th at 7 pm EST here: https://event.webinarjam.com/register/2/68p48i0

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? 

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="4046262" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/5948ead0-cedb-4c5f-9af5-82e990a1b37a/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/5948ead0-cedb-4c5f-9af5-82e990a1b37a</link>
                <pubDate>Wed, 09 Jun 2021 09:00:33 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/3e9cdc83-29e2-4373-a314-76acf7d0ac9c_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>252</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>116 - EXPERT Tonya Rapley - &#34;My No Game is STRONG!&#34;</itunes:title>
                <title>116 - EXPERT Tonya Rapley - &#34;My No Game is STRONG!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s special expert episode of Future Rich, Barbara had the pleasure
of interviewing millennial money expert, founder of My Fab Finance, and co-host
of Going From Broke, Tonya Rapley!!! Listen in on Tonya&#39;s journey to becoming a
leader in the field of Financial Education and her experience with the ups and
downs of entrepreneurship. In this episode, Tonya also offers her top tips for
tackling debt, how she got her &#34;no game&#34; to be so strong, and why YOU are your
best tool for creating positive change in your life. WATCH THIS EPISODE HERE:
https://youtu.be/LU3z4lhQnX8 Where to find Tonya: My Fab Finance IG:
www.instagram.com/myfabfinance/ Personal IG: www.instagram.com/tonya.rapley/
Website: https://myfabfinance.com/ Going From Broke on Crackle:
https://www.crackle.com/watch/5757 Tonya Rapley is an internationally recognized
speaker, financial educator, best-selling author, and serial entrepreneur based
in Atlanta. She is the founder of the award-winning site, My Fab Finance, where
her mission is to help people make financial decisions they are proud of to
create lives they love. Furthering her commitment to holistic wellness, in 2019,
she purchased Club Loofah; an inclusive self-care brand focused on inspiring and
supporting regenerative practices for all. Follow Planancial to stay up to date,
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. IG: www.instagram.com/futurerichpodcast/ Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[On this week&#39;s special expert episode of Future Rich, Barbara had the pleasure of interviewing millennial money expert, founder of My Fab Finance, and co-host of Going From Broke, Tonya Rapley!!! 

Listen in on Tonya&#39;s journey to becoming a leader in the field of Financial Education and her experience with the ups and downs of entrepreneurship. In this episode, Tonya also offers her top tips for tackling debt, how she got her &#34;no game&#34; to be so strong, and why YOU are your best tool for creating positive change in your life. 

WATCH THIS EPISODE HERE: https://youtu.be/LU3z4lhQnX8

Where to find Tonya:
My Fab Finance IG: www.instagram.com/myfabfinance/
Personal IG: www.instagram.com/tonya.rapley/
Website: https://myfabfinance.com/
Going From Broke on Crackle: https://www.crackle.com/watch/5757

Tonya Rapley is an internationally recognized speaker, financial educator, best-selling author, and serial entrepreneur based in Atlanta. She is the founder of the award-winning site, My Fab Finance, where her mission is to help people make financial decisions they are proud of to create lives they love. Furthering her commitment to holistic wellness, in 2019, she purchased Club Loofah; an inclusive self-care brand focused on inspiring and supporting regenerative practices for all.

Follow Planancial to stay up to date, and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>On this week&amp;#39;s special expert episode of Future Rich, Barbara had the pleasure of interviewing millennial money expert, founder of My Fab Finance, and co-host of Going From Broke, Tonya Rapley!!! 

Listen in on Tonya&amp;#39;s journey to becoming a leader in the field of Financial Education and her experience with the ups and downs of entrepreneurship. In this episode, Tonya also offers her top tips for tackling debt, how she got her &amp;#34;no game&amp;#34; to be so strong, and why YOU are your best tool for creating positive change in your life. 

WATCH THIS EPISODE HERE: https://youtu.be/LU3z4lhQnX8

Where to find Tonya:
My Fab Finance IG: www.instagram.com/myfabfinance/
Personal IG: www.instagram.com/tonya.rapley/
Website: https://myfabfinance.com/
Going From Broke on Crackle: https://www.crackle.com/watch/5757

Tonya Rapley is an internationally recognized speaker, financial educator, best-selling author, and serial entrepreneur based in Atlanta. She is the founder of the award-winning site, My Fab Finance, where her mission is to help people make financial decisions they are proud of to create lives they love. Furthering her commitment to holistic wellness, in 2019, she purchased Club Loofah; an inclusive self-care brand focused on inspiring and supporting regenerative practices for all.

Follow Planancial to stay up to date, and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

IG: www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <itunes:duration>1448</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 5 - Student Loans in 2021</itunes:title>
                <title>Wine Wednesday Episode 5 - Student Loans in 2021</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. Did you know there are around 43
million individuals with federal student loans?? Want to learn what payoff
strategy you should use for your student loans in 2021? Then this is the episode
for you! If you&#39;re not already following us on Instagram and Facebook
@futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday
episode here: https://www.instagram.com/p/CPZSfmLHjRk/ For more facts and info
on all things ROTH, make sure you check out our website:
www.futurerichpodcast.com Barbara will be back next Wednesday for a new topic!
Have specific money topics you want her to talk about? Shoot us a DM here:
instagram.com/futurerichpodcast Enroll in our courses in partnership with SUNY
Ulster at www.futurerichpodcast.com We love it when you keep in touch! You can
always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live.

Did you know there are around 43 million individuals with federal student loans?? Want to learn what payoff strategy you should use for your student loans in 2021? Then this is the episode for you!

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CPZSfmLHjRk/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live.

Did you know there are around 43 million individuals with federal student loans?? Want to learn what payoff strategy you should use for your student loans in 2021? Then this is the episode for you!

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday episode here: https://www.instagram.com/p/CPZSfmLHjRk/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 02 Jun 2021 09:00:33 &#43;0000</pubDate>
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                <itunes:duration>440</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>115 - Potter and Barb - &#34;Financial Imposter Syndrome!&#34;</itunes:title>
                <title>115 - Potter and Barb - &#34;Financial Imposter Syndrome!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Check out this week&#39;s SPECIAL STORY TIME episode where Certified Financial
Planner Barbara Ginty catches up with Future Rich Podcast Producer Potter! We&#39;ve
been seeing a ton of new listeners around here and felt like it was the right
time to re-introduce Barbara and Potter! Interested in learning how Future Rich
was born? Are you curious about what exactly a CFP does? Want to get some
insight on the team behind the podcast? If you said yes to any of those
questions, then this is the perfect episode for you! Follow Future Rich to stay
up to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Check out this week’s SPECIAL STORY TIME episode where Certified Financial Planner Barbara Ginty catches up with Future Rich Podcast Producer Potter! 

We&#39;ve been seeing a ton of new listeners around here and felt like it was the right time to re-introduce Barbara and Potter! Interested in learning how Future Rich was born? Are you curious about what exactly a CFP does? Want to get some insight on the team behind the podcast? If you said yes to any of those questions, then this is the perfect episode for you! 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Check out this week’s SPECIAL STORY TIME episode where Certified Financial Planner Barbara Ginty catches up with Future Rich Podcast Producer Potter! 

We&amp;#39;ve been seeing a ton of new listeners around here and felt like it was the right time to re-introduce Barbara and Potter! Interested in learning how Future Rich was born? Are you curious about what exactly a CFP does? Want to get some insight on the team behind the podcast? If you said yes to any of those questions, then this is the perfect episode for you! 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 May 2021 09:00:43 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/ce7aa4a0-ea76-4579-8cd4-488091a3a2a0_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>957</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>114 - Kara - &#34;Get every free dollar you can!&#34;</itunes:title>
                <title>114 - Kara - &#34;Get every free dollar you can!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In episode 114 of Future Rich, Certified Financial Planner Barbara Ginty
interviews the fantastic Kara! Kara is a 27-year-old who lives and works in
North Carolina. She recently got promoted to a Manager at a Run Specialty Retail
Store and also got married in September 2020 (Congrats!!). Kara&#39;s main goal is
to get rid of her student loans, eliminate her credit card debt, and save money
for a down payment for a home! Listen to find out Barbara&#39;s plan to get rid of
Kara&#39;s student loan debt in seven years and why Barbara suggests Kara go the
Traditional 401K route vs the Roth 401K. This is a great episode for anyone who
is tackling student loans! Follow Future Rich to stay up to date and let us know
what topics you&#39;d like Barbara to cover more in-depth this season!
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In episode 114 of Future Rich, Certified Financial Planner Barbara Ginty interviews the fantastic Kara!

Kara is a 27-year-old who lives and works in North Carolina. She recently got promoted to a Manager at a Run Specialty Retail Store and also got married in September 2020 (Congrats!!). Kara&#39;s main goal is to get rid of her student loans, eliminate her credit card debt, and save money for a down payment for a home! Listen to find out Barbara&#39;s plan to get rid of Kara&#39;s student loan debt in seven years and why Barbara suggests Kara go the Traditional 401K route vs the Roth 401K.

This is a great episode for anyone who is tackling student loans!

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In episode 114 of Future Rich, Certified Financial Planner Barbara Ginty interviews the fantastic Kara!

Kara is a 27-year-old who lives and works in North Carolina. She recently got promoted to a Manager at a Run Specialty Retail Store and also got married in September 2020 (Congrats!!). Kara&amp;#39;s main goal is to get rid of her student loans, eliminate her credit card debt, and save money for a down payment for a home! Listen to find out Barbara&amp;#39;s plan to get rid of Kara&amp;#39;s student loan debt in seven years and why Barbara suggests Kara go the Traditional 401K route vs the Roth 401K.

This is a great episode for anyone who is tackling student loans!

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 21 May 2021 17:05:35 &#43;0000</pubDate>
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                <itunes:duration>1881</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 4 - TAXES for Beginners</itunes:title>
                <title>Wine Wednesday Episode 4 - TAXES for Beginners</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial
treat for all of our lovely listeners! Each Wednesday, Certified Financial
Planner Barbara Ginty will be covering a different financial topic and answering
all of your questions on Instagram live. This week, Barbara is recording from
Florida (during a dramatic thunderstorm), and the topic is something most of us
loathe... TAXES! We&#39;ll be going over how the tax code works, tax brackets, the
importance of understanding your gross vs. net income, marginal rates vs.
effective tax rates, and why tax avoidance is perfectly legal and even
encouraged! Barbara also answers listener questions about filing joint vs.
single and plenty more! If you&#39;re not already following us on Instagram and
Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine
Wednesday episode here: www.instagram.com/tv/COy2PHwjvZd/ For more facts and
info on all things ROTH, make sure you check out our website:
www.futurerichpodcast.com Barbara will be back next Wednesday for a new topic!
Have specific money topics you want her to talk about? Shoot us a DM here:
instagram.com/futurerichpodcast Enroll in our courses in partnership with SUNY
Ulster at www.futurerichpodcast.com We love it when you keep in touch! You can
always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. 

This week, Barbara is recording from Florida (during a dramatic thunderstorm), and the topic is something most of us loathe... TAXES! We&#39;ll be going over how the tax code works, tax brackets, the importance of understanding your gross vs. net income, marginal rates vs. effective tax rates, and why tax avoidance is perfectly legal and even encouraged! Barbara also answers listener questions about filing joint vs. single and plenty more!  

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday episode here: www.instagram.com/tv/COy2PHwjvZd/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. 

This week, Barbara is recording from Florida (during a dramatic thunderstorm), and the topic is something most of us loathe... TAXES! We&amp;#39;ll be going over how the tax code works, tax brackets, the importance of understanding your gross vs. net income, marginal rates vs. effective tax rates, and why tax avoidance is perfectly legal and even encouraged! Barbara also answers listener questions about filing joint vs. single and plenty more!  

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast, what are you waiting for? Watch the full Wine Wednesday episode here: www.instagram.com/tv/COy2PHwjvZd/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 19 May 2021 17:34:22 &#43;0000</pubDate>
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                <itunes:duration>1037</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>113 - Daisy - &#34;Sometimes, it&#39;s better to wait.&#34;</itunes:title>
                <title>113 - Daisy - &#34;Sometimes, it&#39;s better to wait.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! In episode 113 of Future Rich, Certified Financial Planner Barbara
Ginty interviews the lovely Daisy! Daisy is 25-years-old and works as an
Administrator in North Western Pennsylvania. Her main goal is to purchase an
investment home, which she&#39;s well on the way towards achieving with her
impressive emergency fund. She&#39;s mastered the art of making short-term small
sacrifices in order to get to a greater financial situation. This is a great
episode for anyone who&#39;s interested or in the process of buying their first
home! Listen and learn what Barbara&#39;s suggestions are for Daisy&#39;s home buying
desires, they aren&#39;t what you&#39;d expect! Follow Future Rich to stay up to date
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our
courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday!

In episode 113 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Daisy! 

Daisy is 25-years-old and works as an Administrator in North Western Pennsylvania. Her main goal is to purchase an investment home, which she&#39;s well on the way towards achieving with her impressive emergency fund. She&#39;s mastered the art of making short-term small sacrifices in order to get to a greater financial situation.

This is a great episode for anyone who&#39;s interested or in the process of buying their first home! Listen and learn what Barbara&#39;s suggestions are for Daisy&#39;s home buying desires, they aren&#39;t what you&#39;d expect!  

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday!

In episode 113 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Daisy! 

Daisy is 25-years-old and works as an Administrator in North Western Pennsylvania. Her main goal is to purchase an investment home, which she&amp;#39;s well on the way towards achieving with her impressive emergency fund. She&amp;#39;s mastered the art of making short-term small sacrifices in order to get to a greater financial situation.

This is a great episode for anyone who&amp;#39;s interested or in the process of buying their first home! Listen and learn what Barbara&amp;#39;s suggestions are for Daisy&amp;#39;s home buying desires, they aren&amp;#39;t what you&amp;#39;d expect!  

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 May 2021 09:00:36 &#43;0000</pubDate>
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                <itunes:duration>2836</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 3 - Freelancer Retirement Planning</itunes:title>
                <title>Wine Wednesday Episode 3 - Freelancer Retirement Planning</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Wine Wednesday🍷✨💸 Our shorter, more casual mid-week financial treat
for all of our lovely listeners! Each Wednesday Certified Financial Planner
Barbara Ginty will be covering a different financial topic and answering all of
your questions on Instagram live. This week&#39;s topic is Freelancer Retirement
Planning! We&#39;ll be going over Barbara&#39;s two favorite retirement planning
options, Simple and SEP IRAs. If you&#39;re not already following us on Instagram
and Facebook @futurerichpodcast what are you waiting for? Watch the full Wine
Wednesday episode here: https://www.instagram.com/tv/COg0jpZHhbL/ For more facts
and info on all things ROTH, make sure you check out our website:
www.futurerichpodcast.com Barbara will be back next Wednesday for a new topic!
Have specific money topics you want her to talk about? Shoot us a DM here:
instagram.com/futurerichpodcast Enroll in our courses in partnership with SUNY
Ulster at www.futurerichpodcast.com We love it when you keep in touch! You can
always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Wine Wednesday🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week&#39;s topic is Freelancer Retirement Planning! We&#39;ll be going over Barbara&#39;s two favorite retirement planning options, Simple and SEP IRAs. 

If you&#39;re not already following us on Instagram and Facebook @futurerichpodcast what are you waiting for? Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/COg0jpZHhbL/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Wine Wednesday🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners!

Each Wednesday Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week&amp;#39;s topic is Freelancer Retirement Planning! We&amp;#39;ll be going over Barbara&amp;#39;s two favorite retirement planning options, Simple and SEP IRAs. 

If you&amp;#39;re not already following us on Instagram and Facebook @futurerichpodcast what are you waiting for? Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/COg0jpZHhbL/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 12 May 2021 09:00:36 &#43;0000</pubDate>
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                <itunes:duration>912</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>112 - EXPERT Jully-Alma Taveras aka Investing Latina - &#34;It doesn&#39;t matter where you start!&#34;</itunes:title>
                <title>112 - EXPERT Jully-Alma Taveras aka Investing Latina - &#34;It doesn&#39;t matter where you start!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>On this week&#39;s special expert episode of Future Rich, we had the pleasure of
interviewing Jully-Alma Taveras all about the power of investing! Jully-Alma
Taveras is the founder of Investing Latina, an online community for financially
powerful women. She is an award-winning bilingual money expert, writer, and
YouTuber that covers topics around personal finance, investing, and
entrepreneurship. Jully is a speaker and facilitator that has led workshops at
Nasdaq, Google, other Fortune 500 companies, and startups. Her money
philosophies have inspired thousands of women to live minimally &amp; spend
intentionally so that they can invest more. Her program The Investing Workshop
teaches foundational investing principles and strategies. You can text her at
917-636-4049 where she invites you to &#34;Ask Me Money Things™&#34; and follow her on
Instagram where she shares news, memes, tips, and tools for a financially
powerful life. WATCH THIS EPISODE HERE: https://youtu.be/NuKgbJEaw5E Where to
find Investing Latina: IG: https://www.instagram.com/investinglatina/ Website:
https://www.investinglatina.com/ YouTube:
https://www.youtube.com/channel/UC3mqjRKhZCyjWb1yA-BpH3g The video mentioned in
this episode - 25 Things I No Longer Buy:
https://www.youtube.com/watch?v=rZ3D0VSuwAI Follow Planancial to stay up to date
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. IG: https://www.instagram.com/futurerichpodcast/ Enroll in our courses
in partnership with SUNY Ulster at https://www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[On this week&#39;s special expert episode of Future Rich, we had the pleasure of interviewing Jully-Alma Taveras all about the power of investing! 

Jully-Alma Taveras is the founder of Investing Latina, an online community for financially powerful women. She is an award-winning bilingual money expert, writer, and YouTuber that covers topics around personal finance, investing, and entrepreneurship.

Jully is a speaker and facilitator that has led workshops at Nasdaq, Google, other Fortune 500 companies, and startups. Her money philosophies have inspired thousands of women to live minimally &amp; spend intentionally so that they can invest more. Her program The Investing Workshop teaches foundational investing principles and strategies. You can text her at 917-636-4049 where she invites you to &#34;Ask Me Money Things™&#34; and follow her on Instagram where she shares news, memes, tips, and tools for a financially powerful life.

WATCH THIS EPISODE HERE: https://youtu.be/NuKgbJEaw5E

Where to find Investing Latina: 
IG: https://www.instagram.com/investinglatina/
Website: https://www.investinglatina.com/
YouTube: https://www.youtube.com/channel/UC3mqjRKhZCyjWb1yA-BpH3g

The video mentioned in this episode - 25 Things I No Longer Buy: https://www.youtube.com/watch?v=rZ3D0VSuwAI

Follow Planancial to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

IG: https://www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at https://www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>On this week&amp;#39;s special expert episode of Future Rich, we had the pleasure of interviewing Jully-Alma Taveras all about the power of investing! 

Jully-Alma Taveras is the founder of Investing Latina, an online community for financially powerful women. She is an award-winning bilingual money expert, writer, and YouTuber that covers topics around personal finance, investing, and entrepreneurship.

Jully is a speaker and facilitator that has led workshops at Nasdaq, Google, other Fortune 500 companies, and startups. Her money philosophies have inspired thousands of women to live minimally &amp;amp; spend intentionally so that they can invest more. Her program The Investing Workshop teaches foundational investing principles and strategies. You can text her at 917-636-4049 where she invites you to &amp;#34;Ask Me Money Things™&amp;#34; and follow her on Instagram where she shares news, memes, tips, and tools for a financially powerful life.

WATCH THIS EPISODE HERE: https://youtu.be/NuKgbJEaw5E

Where to find Investing Latina: 
IG: https://www.instagram.com/investinglatina/
Website: https://www.investinglatina.com/
YouTube: https://www.youtube.com/channel/UC3mqjRKhZCyjWb1yA-BpH3g

The video mentioned in this episode - 25 Things I No Longer Buy: https://www.youtube.com/watch?v=rZ3D0VSuwAI

Follow Planancial to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

IG: https://www.instagram.com/futurerichpodcast/

Enroll in our courses in partnership with SUNY Ulster at https://www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 May 2021 09:00:30 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/070c066c-c3c7-4afa-b461-08fea1f94d81_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1471</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 2 - Traditional IRA</itunes:title>
                <title>Wine Wednesday Episode 2 - Traditional IRA</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome back to our NEW series... Wine Wednesday🍷✨💸 This is our casual
mid-week financial treat for all of our lovely listeners! Each Wednesday
Certified Financial Planner Barbara Ginty will be covering a different financial
topic and answering all of your questions on Instagram live. This week&#39;s topic
is Traditional IRAs! If you&#39;re not already following us on Instagram and
Facebook @futurerichpodcast what are you waiting for? Watch the full Wine
Wednesday episode here: https://www.instagram.com/tv/COQmODcnm35/ For more facts
and info on all things ROTH, make sure you check out our website:
www.futurerichpodcast.com Barbara will be back next Wednesday for a new topic!
Have specific money topics you want her to talk about? Shoot us a DM here:
instagram.com/futurerichpodcast Enroll in our courses in partnership with SUNY
Ulster at www.futurerichpodcast.com We love it when you keep in touch! You can
always send us an email (planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome back to our NEW series... Wine Wednesday🍷✨💸 This is our casual mid-week financial treat for all of our lovely listeners! 

Each Wednesday Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week&#39;s topic is Traditional IRAs!

If you&#39;re not already following us on Instagram and Facebook  @futurerichpodcast what are you waiting for? Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/COQmODcnm35/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome back to our NEW series... Wine Wednesday🍷✨💸 This is our casual mid-week financial treat for all of our lovely listeners! 

Each Wednesday Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week&amp;#39;s topic is Traditional IRAs!

If you&amp;#39;re not already following us on Instagram and Facebook  @futurerichpodcast what are you waiting for? Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/COQmODcnm35/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Wed, 05 May 2021 09:00:31 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/181859ea-04a3-42f8-9ea1-d8ef9f4728e8_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>833</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>111 - Lyn - &#34;The nitty-gritty of investing and saving.&#34;</itunes:title>
                <title>111 - Lyn - &#34;The nitty-gritty of investing and saving.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday! In episode 111 of Future Rich, Certified Financial Planner Barbara
Ginty interviews the wonderful Lyn, a Territory Sales Rep living in the greater
Phoenix area with her boyfriend. Lyn fears that she&#39;s not investing or saving
enough, but spoiler alert, she&#39;s doing a fantastic job! She&#39;s been working for
the same company for four years and has no debt but has plans to shift gears and
get her MBA. This means trying to balance saving for retirement with saving for
grad school. There are a few curveballs in this episode! Listen and learn the
nitty-gritty investing and savings tips that Barbara gives Lyn. Follow Future
Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday! 

In episode 111 of Future Rich, Certified Financial Planner Barbara Ginty interviews the wonderful Lyn, a Territory Sales Rep living in the greater Phoenix area with her boyfriend. Lyn fears that she&#39;s not investing or saving enough, but spoiler alert, she&#39;s doing a fantastic job! She&#39;s been working for the same company for four years and has no debt but has plans to shift gears and get her MBA.  This means trying to balance saving for retirement with saving for grad school. 

There are a few curveballs in this episode! Listen and learn the nitty-gritty investing and savings tips that Barbara gives Lyn. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday! 

In episode 111 of Future Rich, Certified Financial Planner Barbara Ginty interviews the wonderful Lyn, a Territory Sales Rep living in the greater Phoenix area with her boyfriend. Lyn fears that she&amp;#39;s not investing or saving enough, but spoiler alert, she&amp;#39;s doing a fantastic job! She&amp;#39;s been working for the same company for four years and has no debt but has plans to shift gears and get her MBA.  This means trying to balance saving for retirement with saving for grad school. 

There are a few curveballs in this episode! Listen and learn the nitty-gritty investing and savings tips that Barbara gives Lyn. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="35762259" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/e8aca4e5-c342-4a73-8a30-b0c09f951145/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/e8aca4e5-c342-4a73-8a30-b0c09f951145</link>
                <pubDate>Fri, 30 Apr 2021 09:00:32 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/6d7ff962-09a7-46fd-b6d8-1e9c717759bc_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2235</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Wine Wednesday Episode 1 - Roth IRA</itunes:title>
                <title>Wine Wednesday Episode 1 - Roth IRA</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We have a fun NEW series... Wine Wednesday🍷✨💸 We&#39;re excited to offer a more
casual mid-week financial treat for all of our lovely listeners! Each
Wednesday Barbara will be covering a different financial topic and answering all
of your questions on Instagram live. This week&#39;s topic is Roth IRAs! (PSSST if
you&#39;re not following us yet @futurerichpodcast  what are you waiting for?!)
Watch the full Wine Wednesday episode here:
https://www.instagram.com/tv/CN8xlQ_n2Yf/ For more facts and info on all things
ROTH, make sure you check out our website: www.futurerichpodcast.com Barbara
will be back next Wednesday for a new topic! Have specific money topics you want
her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com We love
it when you keep in touch! You can always send us an email
(planancialpod@gmail.com)

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[We have a fun NEW series... Wine Wednesday🍷✨💸 

We&#39;re excited to offer a more casual mid-week financial treat for all of our lovely listeners! Each Wednesday Barbara will be covering a different financial topic and answering all of your questions on Instagram live. This week&#39;s topic is Roth IRAs!

(PSSST if you&#39;re not following us yet @futurerichpodcast 
what are you waiting for?!) Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/CN8xlQ_n2Yf/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>We have a fun NEW series... Wine Wednesday🍷✨💸 

We&amp;#39;re excited to offer a more casual mid-week financial treat for all of our lovely listeners! Each Wednesday Barbara will be covering a different financial topic and answering all of your questions on Instagram live. This week&amp;#39;s topic is Roth IRAs!

(PSSST if you&amp;#39;re not following us yet @futurerichpodcast 
what are you waiting for?!) Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/CN8xlQ_n2Yf/

For more facts and info on all things ROTH, make sure you check out our website: www.futurerichpodcast.com

Barbara will be back next Wednesday for a new topic! Have specific money topics you want her to talk about? Shoot us a DM here: instagram.com/futurerichpodcast

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

We love it when you keep in touch!
You can always send us an email (planancialpod@gmail.com)&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="16327993" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/513a9310-dfac-4083-9fc7-469a417378b4/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/513a9310-dfac-4083-9fc7-469a417378b4</link>
                <pubDate>Wed, 28 Apr 2021 09:00:31 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/5aafb256-810e-4ba1-8656-d877960d129a_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1020</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>110 - Morgan - &#34;The best budget in 2021&#34;</itunes:title>
                <title>110 - Morgan - &#34;The best budget in 2021&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In episode 110 of Future Rich, Certified Financial Planner Barbara Ginty
interviews her friend IRL, the fantastic Morgan. Morgan is an Aerospace Engineer
in Salt Lake City. After working six years as a Rocket Scientist, Morgan started
feeling burnt out and took a much-needed sabbatical. This time off confirmed one
of Morgan&#39;s biggest fears... getting caught up in the &#34;rat race&#34;! In this
episode, Morgan&#39;s impressive budgeting skills blow Barbara away. We&#39;re talking
zero debt; three side hustles, great 401k, owning a house, budgeting skills!
They talk all about the FIRE movement and how to optimize retirement savings
with outside investments. Listen to this episode to learn how Morgan got to such
a tremendous financial place! Follow Future Rich to stay up to date and let us
know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In episode 110 of Future Rich, Certified Financial Planner Barbara Ginty interviews her friend IRL, the fantastic Morgan. 

Morgan is an Aerospace Engineer in Salt Lake City. After working six years as a Rocket Scientist, Morgan started feeling burnt out and took a much-needed sabbatical. This time off confirmed one of Morgan&#39;s biggest fears... getting caught up in the &#34;rat race&#34;! 

In this episode, Morgan&#39;s impressive budgeting skills blow Barbara away. We&#39;re talking zero debt; three side hustles, great 401k, owning a house, budgeting skills! They talk all about the FIRE movement and how to optimize retirement savings with outside investments. 

Listen to this episode to learn how Morgan got to such a tremendous financial place! Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In episode 110 of Future Rich, Certified Financial Planner Barbara Ginty interviews her friend IRL, the fantastic Morgan. 

Morgan is an Aerospace Engineer in Salt Lake City. After working six years as a Rocket Scientist, Morgan started feeling burnt out and took a much-needed sabbatical. This time off confirmed one of Morgan&amp;#39;s biggest fears... getting caught up in the &amp;#34;rat race&amp;#34;! 

In this episode, Morgan&amp;#39;s impressive budgeting skills blow Barbara away. We&amp;#39;re talking zero debt; three side hustles, great 401k, owning a house, budgeting skills! They talk all about the FIRE movement and how to optimize retirement savings with outside investments. 

Listen to this episode to learn how Morgan got to such a tremendous financial place! Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Apr 2021 11:22:54 &#43;0000</pubDate>
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                <itunes:duration>3195</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>109 - Margo - &#34;I have an unconventional side hustle!&#34;</itunes:title>
                <title>109 - Margo - &#34;I have an unconventional side hustle!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>It&#39;s Friday! We hope you have a good one, Future Rich Fam! In episode 109 of
Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely
Margo, a Medical Tech living in New Mexico with her husband and two kids. Both
she and her husband work government jobs and have unique side hustles. Margo has
binged Future Rich to help her and her family stop living paycheck to paycheck
after a bad year (surprise, it was 2018, not 2020). She admits to feeling like
she missed out on a lot because she didn&#39;t know about money. Barbara helps Margo
develop a plan to get rid of her remaining debt, beef up her emergency fund, and
advises her on how to be more diligent with her budget. Follow Future Rich to
stay up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial
Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[It&#39;s Friday! We hope you have a good one, Future Rich Fam!

In episode 109 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Margo, a Medical Tech living in New Mexico with her husband and two kids. Both she and her husband work government jobs and have unique side hustles. 

Margo has binged Future Rich to help her and her family stop living paycheck to paycheck after a bad year (surprise, it was 2018, not 2020).  She admits to feeling like she missed out on a lot because she didn’t know about money. Barbara helps Margo develop a plan to get rid of her remaining debt, beef up her emergency fund,  and advises her on how to be more diligent with her budget. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>It&amp;#39;s Friday! We hope you have a good one, Future Rich Fam!

In episode 109 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Margo, a Medical Tech living in New Mexico with her husband and two kids. Both she and her husband work government jobs and have unique side hustles. 

Margo has binged Future Rich to help her and her family stop living paycheck to paycheck after a bad year (surprise, it was 2018, not 2020).  She admits to feeling like she missed out on a lot because she didn’t know about money. Barbara helps Margo develop a plan to get rid of her remaining debt, beef up her emergency fund,  and advises her on how to be more diligent with her budget. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 Apr 2021 11:06:30 &#43;0000</pubDate>
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                <itunes:duration>2654</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>108 - EXPERT Jimmy DeCicco, Super Coffee CEO - &#34;From the dorm room to the board room.&#34;</itunes:title>
                <title>108 - EXPERT Jimmy DeCicco, Super Coffee CEO - &#34;From the dorm room to the board room.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Get ready, Future Rich fam! We&#39;re so excited to bring you this week&#39;s special
expert guest, Jimmy DeCicco. Jimmy is the CEO of Super Coffee, which he started
with his two younger brothers, Jordan and Jake, in 2015. The Super Coffee trio
pitched their idea for a healthy alternative to overly sugared energy drinks and
bottled coffee on Shark Tank but were denied a deal. After Shark Tank, the trio
amassed an impressive list of investors and is now valued at more than $400
million!!! Listen to this episode to learn the incredible story behind Super
Coffee, along with tips on how Jimmy runs a successful business without
sacrificing his mental and physical health! Watch the video version on our
YouTube channel here: https://youtu.be/YsU57hFw7-4 Get 25% OFF anything you
order from Super Coffee&#39;s website with the code: FUTURERICH25 Super Coffee&#39;s
website: https://drinksupercoffee.com/ Follow Planancial to stay up to date and
let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at https://www.futurerichpodcast.com/

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Get ready, Future Rich fam! We&#39;re so excited to bring you this week&#39;s special expert guest, Jimmy DeCicco.

Jimmy is the CEO of Super Coffee, which he started with his two younger brothers, Jordan and Jake, in 2015. The Super Coffee trio pitched their idea for a healthy alternative to overly sugared energy drinks and bottled coffee on Shark Tank but were denied a deal. After Shark Tank, the trio amassed an impressive list of investors and is now valued at more than $400 million!!!

Listen to this episode to learn the incredible story behind Super Coffee, along with tips on how Jimmy runs a successful business without sacrificing his mental and physical health!

Watch the video version on our YouTube channel here: https://youtu.be/YsU57hFw7-4

Get 25% OFF anything you order from Super Coffee&#39;s website with the code: FUTURERICH25 
Super Coffee&#39;s website: https://drinksupercoffee.com/

Follow Planancial to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at https://www.futurerichpodcast.com/<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Get ready, Future Rich fam! We&amp;#39;re so excited to bring you this week&amp;#39;s special expert guest, Jimmy DeCicco.

Jimmy is the CEO of Super Coffee, which he started with his two younger brothers, Jordan and Jake, in 2015. The Super Coffee trio pitched their idea for a healthy alternative to overly sugared energy drinks and bottled coffee on Shark Tank but were denied a deal. After Shark Tank, the trio amassed an impressive list of investors and is now valued at more than $400 million!!!

Listen to this episode to learn the incredible story behind Super Coffee, along with tips on how Jimmy runs a successful business without sacrificing his mental and physical health!

Watch the video version on our YouTube channel here: https://youtu.be/YsU57hFw7-4

Get 25% OFF anything you order from Super Coffee&amp;#39;s website with the code: FUTURERICH25 
Super Coffee&amp;#39;s website: https://drinksupercoffee.com/

Follow Planancial to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at https://www.futurerichpodcast.com/&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 09 Apr 2021 09:00:31 &#43;0000</pubDate>
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                <itunes:duration>1541</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>107 - Follow-Up Jackie (Episode 62) - &#34;You want to get to a place where working is optional.&#34;</itunes:title>
                <title>107 - Follow-Up Jackie (Episode 62) - &#34;You want to get to a place where working is optional.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s follow-up episode of #FUTURERICH Certified Financial Planner,
Barbara Ginty interviews 29-year-old Jackie from episode 62! 2020 was the year
of saving for Jackie, who still lives and works in the financial realm as a
Financial Services Consultant in Charlotte, NC. Jackie still wants to be a CFP
but has some bigger, more complicated goals in mind... we&#39;re talking F.I.R.E.
people! Learn what Barbara&#39;s advice is for Jackie to get herself to a place
where working is optional and why it&#39;s good to have different &#34;buckets&#34; of
money. (It&#39;ll make sense, we promise! Just listen to the episode!) Listen to
Jackie&#39;s first episode here:
https://soundcloud.com/planancial/61-jackie-plot-twist Follow Future Rich to
stay up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial
Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s follow-up episode of #FUTURERICH Certified Financial Planner, Barbara Ginty interviews 29-year-old Jackie from episode 62! 2020 was the year of saving for Jackie, who still lives and works in the financial realm as a Financial Services Consultant in Charlotte, NC. Jackie still wants to be a CFP but has some bigger, more complicated goals in mind... we&#39;re talking F.I.R.E. people!

Learn what Barbara&#39;s advice is for Jackie to get herself to a place where working is optional and why it&#39;s good to have different &#34;buckets&#34; of money. (It&#39;ll make sense, we promise! Just listen to the episode!)

Listen to Jackie&#39;s first episode here: https://soundcloud.com/planancial/61-jackie-plot-twist

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s follow-up episode of #FUTURERICH Certified Financial Planner, Barbara Ginty interviews 29-year-old Jackie from episode 62! 2020 was the year of saving for Jackie, who still lives and works in the financial realm as a Financial Services Consultant in Charlotte, NC. Jackie still wants to be a CFP but has some bigger, more complicated goals in mind... we&amp;#39;re talking F.I.R.E. people!

Learn what Barbara&amp;#39;s advice is for Jackie to get herself to a place where working is optional and why it&amp;#39;s good to have different &amp;#34;buckets&amp;#34; of money. (It&amp;#39;ll make sense, we promise! Just listen to the episode!)

Listen to Jackie&amp;#39;s first episode here: https://soundcloud.com/planancial/61-jackie-plot-twist

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Apr 2021 09:00:30 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/02ef9d1f-16d6-421e-9601-fa8c7dac884c_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2486</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>106 - Selena - &#34;I&#39;ve done a lot of stupid financial things.&#34;</itunes:title>
                <title>106 - Selena - &#34;I&#39;ve done a lot of stupid financial things.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Happy Friday, Future Rich Fam! In episode 106 of Future Rich, Certified
Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker
living in LA with her fiancé. Barbara helps Selena develop a plan to get rid of
her intimidating amount of student loan debt via the Public Service Loan
Forgiveness Program and offers her advice on where to direct her savings (credit
card debt or car loan?). Listen to find out where Barbara suggests Selena spend
her money first; the answer may surprise you. Here is an accompanying episode
with expert guest Leslie H. Tayne Esq. that we think will benefit listeners with
a substantial amount of student loan debt:
https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word
Follow Future Rich to stay up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season! instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Happy Friday, Future Rich Fam! 

In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. 

Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you. 

Here is an accompanying episode with expert guest Leslie H. Tayne Esq. that we think will benefit listeners with a substantial amount of student loan debt: https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Happy Friday, Future Rich Fam! 

In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. 

Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you. 

Here is an accompanying episode with expert guest Leslie H. Tayne Esq. that we think will benefit listeners with a substantial amount of student loan debt: https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Mar 2021 09:00:29 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/5a429057-bd44-47b7-ad6e-e9e2b6900b1c_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2623</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>105 - EXPERT Jen Smith - &#34;Paying off debt doesn&#39;t have to be a long term thing.&#34;</itunes:title>
                <title>105 - EXPERT Jen Smith - &#34;Paying off debt doesn&#39;t have to be a long term thing.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>&#34;Transitioning from debt payoff to debt-free feels like an emotional breakup.&#34;
We are super excited to bring you today&#39;s EXPERT guest, the lovely personal
finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this
episode, Jen reflects on the highs and lows of her incredible 2-year journey to
paying off $78K of debt with her husband. Find out exactly how Jen shifted her
mindset with money, smashed her no-spend challenges, and became debt-free, which
made her realize that being frugal isn&#39;t about necessity but rather about being
a better steward of time and resources. Watch the video version on our YouTube
channel here: https://youtu.be/L6YmtAvPh3E Find Jen here: Frugal Friends Podcast
- https://www.frugalfriendspodcast.com/ -
https://www.instagram.com/frugalfriendspodcast/ Modern Frugality -
https://www.modernfrugality.com/ - https://www.instagram.com/modernfrugality/
Follow Planancial to stay up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[&#34;Transitioning from debt payoff to debt-free feels like an emotional breakup.&#34;

We are super excited to bring you today&#39;s EXPERT guest, the lovely personal finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this episode, Jen reflects on the highs and lows of her incredible 2-year journey to paying off $78K of debt with her husband. 

Find out exactly how Jen shifted her mindset with money, smashed her no-spend challenges, and became debt-free, which made her realize that being frugal isn’t about necessity but rather about being a better steward of time and resources. 

Watch the video version on our YouTube channel here: https://youtu.be/L6YmtAvPh3E

Find Jen here: 
Frugal Friends Podcast 
- https://www.frugalfriendspodcast.com/
- https://www.instagram.com/frugalfriendspodcast/

Modern Frugality 
- https://www.modernfrugality.com/
- https://www.instagram.com/modernfrugality/

Follow Planancial to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>&amp;#34;Transitioning from debt payoff to debt-free feels like an emotional breakup.&amp;#34;

We are super excited to bring you today&amp;#39;s EXPERT guest, the lovely personal finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this episode, Jen reflects on the highs and lows of her incredible 2-year journey to paying off $78K of debt with her husband. 

Find out exactly how Jen shifted her mindset with money, smashed her no-spend challenges, and became debt-free, which made her realize that being frugal isn’t about necessity but rather about being a better steward of time and resources. 

Watch the video version on our YouTube channel here: https://youtu.be/L6YmtAvPh3E

Find Jen here: 
Frugal Friends Podcast 
- https://www.frugalfriendspodcast.com/
- https://www.instagram.com/frugalfriendspodcast/

Modern Frugality 
- https://www.modernfrugality.com/
- https://www.instagram.com/modernfrugality/

Follow Planancial to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Mar 2021 09:00:43 &#43;0000</pubDate>
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                <itunes:duration>1456</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>104 - Sophie - &#34;I&#39;m dipping into the FIRE movement.&#34;</itunes:title>
                <title>104 - Sophie - &#34;I&#39;m dipping into the FIRE movement.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In episode 104 of Future Rich, Certified Financial Planner Barbara Ginty
interviews 26-year-old, Sophie who seems to have all of her financial ducks in a
row! Sophie lives in Los Angeles, California, with her partner and works as a
product researcher for an educational tech company. She has been super busy
since 2020 and just got a promotion. Her expenses aren&#39;t too bad, but she has to
tackle a bit of, you guessed it, student loan debt. Sophie is also interested in
dipping her toes into the F.I.R.E. movement. What Is the F.I.R.E. movement
exactly? F.I.R.E. stands for &#34;Financial Independence, Retire Early.&#34; It is a
lifestyle movement to save and invest aggressively—somewhere between 50–75% of
your income—so you can retire sometime in your 30s or 40s (who doesn&#39;t want
that?!). In this episode, Barbara helps Sophie come up with a concrete plan to
pay off her student loans and also offers suggestions for her to get into the
F.I.R.E. movement early. Follow Future Rich to stay up to date and let us know
what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In episode 104 of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old, Sophie who seems to have all of her financial ducks in a row! 

Sophie lives in Los Angeles, California, with her partner and works as a product researcher for an educational tech company. She has been super busy since 2020 and just got a promotion. Her expenses aren&#39;t too bad, but she has to tackle a bit of, you guessed it, student loan debt. 

Sophie is also interested in dipping her toes into the F.I.R.E. movement. What Is the F.I.R.E. movement exactly? F.I.R.E. stands for “Financial Independence, Retire Early.” It is a lifestyle movement to save and invest aggressively—somewhere between 50–75% of your income—so you can retire sometime in your 30s or 40s (who doesn&#39;t want that?!).

In this episode, Barbara helps Sophie come up with a concrete plan to pay off her student loans and also offers suggestions for her to get into
the F.I.R.E. movement early. 

Follow Future Rich to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In episode 104 of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old, Sophie who seems to have all of her financial ducks in a row! 

Sophie lives in Los Angeles, California, with her partner and works as a product researcher for an educational tech company. She has been super busy since 2020 and just got a promotion. Her expenses aren&amp;#39;t too bad, but she has to tackle a bit of, you guessed it, student loan debt. 

Sophie is also interested in dipping her toes into the F.I.R.E. movement. What Is the F.I.R.E. movement exactly? F.I.R.E. stands for “Financial Independence, Retire Early.” It is a lifestyle movement to save and invest aggressively—somewhere between 50–75% of your income—so you can retire sometime in your 30s or 40s (who doesn&amp;#39;t want that?!).

In this episode, Barbara helps Sophie come up with a concrete plan to pay off her student loans and also offers suggestions for her to get into
the F.I.R.E. movement early. 

Follow Future Rich to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Mar 2021 10:00:38 &#43;0000</pubDate>
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                <itunes:duration>1546</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>103 - Lu - &#34;You can&#39;t afford to buy orange juice!&#34;</itunes:title>
                <title>103 - Lu - &#34;You can&#39;t afford to buy orange juice!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>It all started one night with pizza, wine, and chats about credit card debt...
In episode 103 of Future Rich, Certified Financial Planner Barbara Ginty
interviews her longtime friend, Lu, who actually helped Barbara transition to
working full-time in personal finance way before the podcast even existed! Lu
lives in Western, NY (not upstate! there&#39;s a difference!) and works as an
administrator in higher education. In the past, Barbara helped Lu tackle her
intense credit card debt. Since then, Lu has made budgeting her bestie and hit
almost all of her goals; she purchased her first home, received a degree in
higher education, and finally has her student loans under control. In this
episode, Barbara not only creates a plan for Lu to accumulate MORE money for her
emergency fund but also helps her organize the rest of her retirement money in a
way that maximizes her savings. Follow Future Rich to stay up to up to date and
let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in
partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[It all started one night with pizza, wine, and chats about credit card debt...

In episode 103 of Future Rich, Certified Financial Planner Barbara Ginty interviews her longtime friend, Lu, who actually helped Barbara transition to working full-time in personal finance way before the podcast even existed! 

Lu lives in Western, NY (not upstate! there&#39;s a difference!) and works as an administrator in higher education. In the past, Barbara helped Lu tackle her intense credit card debt. Since then, Lu has made budgeting her bestie and hit almost all of her goals; she purchased her first home, received a degree in higher education, and finally has her student loans under control. 

In this episode, Barbara not only creates a plan for Lu to accumulate MORE money for her emergency fund but also helps her organize the rest of her retirement money in a way that maximizes her savings. 

Follow Future Rich to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>It all started one night with pizza, wine, and chats about credit card debt...

In episode 103 of Future Rich, Certified Financial Planner Barbara Ginty interviews her longtime friend, Lu, who actually helped Barbara transition to working full-time in personal finance way before the podcast even existed! 

Lu lives in Western, NY (not upstate! there&amp;#39;s a difference!) and works as an administrator in higher education. In the past, Barbara helped Lu tackle her intense credit card debt. Since then, Lu has made budgeting her bestie and hit almost all of her goals; she purchased her first home, received a degree in higher education, and finally has her student loans under control. 

In this episode, Barbara not only creates a plan for Lu to accumulate MORE money for her emergency fund but also helps her organize the rest of her retirement money in a way that maximizes her savings. 

Follow Future Rich to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="40088555" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/9e60faf9-8519-417a-a61a-cc2c4a3f4a06/stream.mp3"/>
                
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                <pubDate>Fri, 05 Mar 2021 10:00:32 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/c993d3fa-db2a-4e45-acc6-69f95a2616be_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2505</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>102 - EXPERT John McCormick - &#34;There are no dumb questions!&#34;</itunes:title>
                <title>102 - EXPERT John McCormick - &#34;There are no dumb questions!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We&#39;re so excited to share our first expert episode of 2021 with you! In light of
the recent volatility in the market and the surge of investing DMs we&#39;ve been
getting, our expert guest is Barbara Ginty&#39;s longtime friend and mentor from her
Bloomberg days, John McCormick! John McCormick is an Investment Professional
with a wealth of knowledge in finance. In this episode, John and Barbara discuss
why gambling in stocks is not investing, the phenomenon of the short squeeze,
what it means to be a disciplined investor, why there are no dumb questions, and
SO MUCH MORE! Watch the video on our YouTube channel here:
https://youtu.be/jDZydVa84O0 DISCLAIMER: The content in this podcast is for
informational purposes only. All investment strategies and investments involve
risk of loss. Nothing contained in this podcast should be construed as
investment advice. Any reference to an investment&#39;s past or potential
performance is not, and should not be construed as, a recommendation or as a
guarantee of any specific outcome or profit. Follow Planancial to stay up to up
to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in
our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[We’re so excited to share our first expert episode of 2021 with you! In light of the recent volatility in the market and the surge of investing DMs we’ve been getting, our expert guest is Barbara Ginty’s longtime friend and mentor from her Bloomberg days, John McCormick! John McCormick is an Investment Professional with a wealth of knowledge in finance. In this episode, John and Barbara discuss why gambling in stocks is not investing, the phenomenon of the short squeeze, what it means to be a disciplined investor, why there are no dumb questions, and SO MUCH MORE!

Watch the video on our YouTube channel here: https://youtu.be/jDZydVa84O0

DISCLAIMER: 
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. 

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>We’re so excited to share our first expert episode of 2021 with you! In light of the recent volatility in the market and the surge of investing DMs we’ve been getting, our expert guest is Barbara Ginty’s longtime friend and mentor from her Bloomberg days, John McCormick! John McCormick is an Investment Professional with a wealth of knowledge in finance. In this episode, John and Barbara discuss why gambling in stocks is not investing, the phenomenon of the short squeeze, what it means to be a disciplined investor, why there are no dumb questions, and SO MUCH MORE!

Watch the video on our YouTube channel here: https://youtu.be/jDZydVa84O0

DISCLAIMER: 
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&amp;#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. 

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="24069433" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/685cb8db-fa9f-44ad-a1da-50a6a49ebad5/stream.mp3"/>
                
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                <pubDate>Fri, 26 Feb 2021 15:10:43 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/3a7edf77-62f5-4cf0-8e4e-d308adea7452_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1504</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>101 - Zoey B - &#34;I&#39;m in a LOT of debt!&#34;</itunes:title>
                <title>101 - Zoey B - &#34;I&#39;m in a LOT of debt!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s FIRST episode of 2021, Future Rich host and CFP Barbara Ginty
interviews the lovely Zoey B! This hard-working 29-year-old is working two jobs
while attending nursing school in Buffalo, NY. Zoey works part-time as a nursing
assistant and as a nanny and spends the rest of her time studying, going to
night school, and a weekly clinical. Between student loans, credit card debt,
and a personal loan, Zoey describes herself as &#34;just like a piece of debt&#34;
because it&#39;s so overwhelming! Although things are in flux in Zoey B&#39;s life,
Barbara lays out a roadmap for her to develop good habits. The good thing is
since Zoey B has so much going on she has less time to spend money! Listen to
learn what tips and tricks Barbara has for Zoey to plow through her student loan
debt and take advantage of the benefits that her work offers. Follow Planancial
to stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/futurerichpodcast
facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at
www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s FIRST episode of 2021, Future Rich host and CFP Barbara Ginty interviews the lovely Zoey B! 

This hard-working 29-year-old is working two jobs while attending nursing school in Buffalo, NY. Zoey works part-time as a nursing assistant and as a nanny and spends the rest of her time studying, going to night school, and a weekly clinical. Between student loans, credit card debt, and a personal loan, Zoey describes herself as &#34;just like a piece of debt&#34; because it&#39;s so overwhelming! Although things are in flux in Zoey B&#39;s life, Barbara lays out a roadmap for her to develop good habits. The good thing is since Zoey B has so much going on she has less time to spend money! 

Listen to learn what tips and tricks Barbara has for Zoey to plow through her student loan debt and take advantage of the benefits that her work offers.

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s FIRST episode of 2021, Future Rich host and CFP Barbara Ginty interviews the lovely Zoey B! 

This hard-working 29-year-old is working two jobs while attending nursing school in Buffalo, NY. Zoey works part-time as a nursing assistant and as a nanny and spends the rest of her time studying, going to night school, and a weekly clinical. Between student loans, credit card debt, and a personal loan, Zoey describes herself as &amp;#34;just like a piece of debt&amp;#34; because it&amp;#39;s so overwhelming! Although things are in flux in Zoey B&amp;#39;s life, Barbara lays out a roadmap for her to develop good habits. The good thing is since Zoey B has so much going on she has less time to spend money! 

Listen to learn what tips and tricks Barbara has for Zoey to plow through her student loan debt and take advantage of the benefits that her work offers.

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast
facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="25757152" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/2cfc3155-9cfc-40a7-8b74-e1d652e048dd/stream.mp3"/>
                
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                <pubDate>Fri, 19 Feb 2021 10:00:35 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/eb3eb602-3fac-4ad1-9cbd-470d231d8ad4_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1609</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Season 4 Intro! Welcome Back Catch up</itunes:title>
                <title>Season 4 Intro! Welcome Back Catch up</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Guess what? We are BACK from winter break! We missed you guys so much! In this
first episode of 2021 (THANK GOSH 2020 IS OVER!) Certified Financial Planner
Barbara Ginty catches us up on what the Future Rich team has been up to. There
are tons of super exciting things in store for this new year including
rebranding the entire Future Rich online presence including a new website and
new courses, we are featuring some INCREDIBLE guests, and also giving you all
some brand new FREEBIES which you can find on our website. Follow us to stay up
to up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial
There are still a few openings for guests on the podcast! 🎙️ If you are
interested in being an anonymous guest on the Future Rich Podcast with Barbara
Ginty, CFP® fill out this form:
https://docs.google.com/forms/d/e/1FAIpQLSer1diwsAMARXM-4WrMHJT049vq52GEAWtPy33BDKOSq97xKg/viewform
We do the podcast remotely, so you can do the interview from the comfort of your
own couch!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Guess what? We are BACK from winter break! We missed you guys so much! In this first episode of 2021 (THANK GOSH 2020 IS OVER!) Certified Financial Planner Barbara Ginty catches us up on what the Future Rich team has been up to. There are tons of super exciting things in store for this new year including rebranding the entire Future Rich online presence including a new website and new courses, we are featuring some INCREDIBLE guests, and also giving you all some brand new FREEBIES which you can find on our website.  

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season! 

instagram.com/futurerichpodcast
facebook.com/planancial 

There are still a few openings for guests on the podcast! 🎙️
If you are interested in being an anonymous guest on the Future Rich Podcast with Barbara Ginty, CFP® fill out this form:
https://docs.google.com/forms/d/e/1FAIpQLSer1diwsAMARXM-4WrMHJT049vq52GEAWtPy33BDKOSq97xKg/viewform

We do the podcast remotely, so you can do the interview from the comfort of your own couch!<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Guess what? We are BACK from winter break! We missed you guys so much! In this first episode of 2021 (THANK GOSH 2020 IS OVER!) Certified Financial Planner Barbara Ginty catches us up on what the Future Rich team has been up to. There are tons of super exciting things in store for this new year including rebranding the entire Future Rich online presence including a new website and new courses, we are featuring some INCREDIBLE guests, and also giving you all some brand new FREEBIES which you can find on our website.  

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season! 

instagram.com/futurerichpodcast
facebook.com/planancial 

There are still a few openings for guests on the podcast! 🎙️
If you are interested in being an anonymous guest on the Future Rich Podcast with Barbara Ginty, CFP® fill out this form:
https://docs.google.com/forms/d/e/1FAIpQLSer1diwsAMARXM-4WrMHJT049vq52GEAWtPy33BDKOSq97xKg/viewform

We do the podcast remotely, so you can do the interview from the comfort of your own couch!&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="7870589" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/9c331843-44c5-4843-a3ee-6acbb7d4b2d9/stream.mp3"/>
                
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                <pubDate>Fri, 12 Feb 2021 08:12:14 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/276219fb-6c73-40e0-9279-6a03fc81c899_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>491</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>SEASON 3 WRAP</itunes:title>
                <title>SEASON 3 WRAP</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Can you believe it? Season 3 of #FutureRich seemed to fly by! Thank you to every
single one of our lovely listeners for tuning in with us every Friday during
this crazy 2020. We&#39;ll be back in 2021 with more in-depth personal finance
interviews and insightful chats with experts along with some FREEBIES and
personal finance courses that you should keep your eyes peeled for. We want to
hear from you: what types of experts do you want us to interview in 2021? What
types of podcast episodes are you interested in? OR do you want to be a guest??
If you or a friend want to be on the podcast please let us know. You can be
anywhere in the world and we&#39;ll make it happen. Find us on Instagram &#43; Facebook
@Planancial or send us an email planancialpod@gmail.com if you&#39;d like to get in
touch!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Can you believe it? Season 3 of #FutureRich seemed to fly by!

Thank you to every single one of our lovely listeners for tuning in
with us every Friday during this crazy 2020. 

We&#39;ll be back in 2021 with more in-depth personal finance interviews and insightful chats with experts along with some FREEBIES and personal finance courses that you should keep your eyes peeled for. 

We want to hear from you: what types of experts do you want us to interview in 2021? What types of podcast episodes are you interested in? 

OR do you want to be a  guest?? If you or a friend want to be on the podcast please let us know. You can be anywhere in the world and we&#39;ll make it happen.

Find us on Instagram + Facebook @Planancial or send us an email planancialpod@gmail.com if you&#39;d like to get in touch!<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Can you believe it? Season 3 of #FutureRich seemed to fly by!

Thank you to every single one of our lovely listeners for tuning in
with us every Friday during this crazy 2020. 

We&amp;#39;ll be back in 2021 with more in-depth personal finance interviews and insightful chats with experts along with some FREEBIES and personal finance courses that you should keep your eyes peeled for. 

We want to hear from you: what types of experts do you want us to interview in 2021? What types of podcast episodes are you interested in? 

OR do you want to be a  guest?? If you or a friend want to be on the podcast please let us know. You can be anywhere in the world and we&amp;#39;ll make it happen.

Find us on Instagram &#43; Facebook @Planancial or send us an email planancialpod@gmail.com if you&amp;#39;d like to get in touch!&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 30 Oct 2020 16:43:33 &#43;0000</pubDate>
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                <itunes:duration>144</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>100 - EXPERT Erin Lowry - &#34;How to navigate awkward financial conversations.&#34;</itunes:title>
                <title>100 - EXPERT Erin Lowry - &#34;How to navigate awkward financial conversations.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Do you want to know how to talk about money with your significant other? What
about with your family too? Should you date someone without knowing their
finances? In this week&#39;s expert episode of #FUTURERICH, CFP Barbara Ginty
interviews for the second time the lovely Erin Lowry, author of the insightful,
Broke Millennial ® series. Together, they take a deep dive into navigating
awkward and uncomfortable financial conversations which is the subject of Erin&#39;s
newest book BROKE MILLENNIAL TALKS MONEY which you can preorder wherever books
are sold! In order to access a free bonus networking chapter of BROKE MILLENNIAL
TALKS MONEY email your proof of purchase with a screenshot of the receipt to
team@brokemillennial.com and put &#34;Future Rich&#34; in the subject line. That is
available for anyone who buys the book until January 2021! We are ALSO doing a
special giveaway in honor of our 100th episode of Future Rich! Three lucky
winners have the chance to win their own free copy of Erin&#39;s new book! All you
have to do to enter is rate and review us on Apple Podcasts. We will pick our
winner on December 1st! Keep up with Erin here: Instagram: @BrokeMillennialBlog
Twitter: @BrokeMillennial Website: https://brokemillennial.com/ Follow
Planancial to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. Instagram: @Planancial Facebook:
@Planancial Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Do you want to know how to talk about money with your significant other? What about with your family too? Should you date someone without knowing their finances? In this week&#39;s expert episode of #FUTURERICH, CFP Barbara Ginty interviews for the second time the lovely Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into navigating awkward and uncomfortable financial conversations which is the subject of Erin&#39;s newest book BROKE MILLENNIAL TALKS MONEY which you can preorder wherever books are sold! 

In order to access a free bonus networking chapter of BROKE MILLENNIAL TALKS MONEY email your proof of purchase with a screenshot of the receipt to team@brokemillennial.com and put &#34;Future Rich&#34; in the subject line.  That is available for anyone who buys the book until January 2021! 

We are ALSO doing a special giveaway in honor of our 100th episode of Future Rich! Three lucky winners have the chance to win their own free copy of Erin&#39;s new book! All you have to do to enter is rate and review us on Apple Podcasts. We will pick our winner on December 1st! 

Keep up with Erin here:
Instagram: @BrokeMillennialBlog
Twitter: @BrokeMillennial
Website: https://brokemillennial.com/


Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

Instagram: @Planancial
Facebook: @Planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Do you want to know how to talk about money with your significant other? What about with your family too? Should you date someone without knowing their finances? In this week&amp;#39;s expert episode of #FUTURERICH, CFP Barbara Ginty interviews for the second time the lovely Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into navigating awkward and uncomfortable financial conversations which is the subject of Erin&amp;#39;s newest book BROKE MILLENNIAL TALKS MONEY which you can preorder wherever books are sold! 

In order to access a free bonus networking chapter of BROKE MILLENNIAL TALKS MONEY email your proof of purchase with a screenshot of the receipt to team@brokemillennial.com and put &amp;#34;Future Rich&amp;#34; in the subject line.  That is available for anyone who buys the book until January 2021! 

We are ALSO doing a special giveaway in honor of our 100th episode of Future Rich! Three lucky winners have the chance to win their own free copy of Erin&amp;#39;s new book! All you have to do to enter is rate and review us on Apple Podcasts. We will pick our winner on December 1st! 

Keep up with Erin here:
Instagram: @BrokeMillennialBlog
Twitter: @BrokeMillennial
Website: https://brokemillennial.com/


Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

Instagram: @Planancial
Facebook: @Planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Oct 2020 14:30:50 &#43;0000</pubDate>
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                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>99 - Tash aka Natasha - &#34;Stashing Money and Side Hustles&#34;</itunes:title>
                <title>99 - Tash aka Natasha - &#34;Stashing Money and Side Hustles&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s 99th episode, Certified Financial Planner Barbara Ginty
interviews fan-favorite Natasha aka &#34;Tash&#34; all about her recent home buying
experience! Find out how wild Natasha&#39;s closing costs were (you&#39;re going to be
shocked!), learn her pro tip for saving a couple thousand dollars during her
closing, AND learn even more tips from Barbara on saving money when you get a
new home! Follow Planancial to stay up to up to date and let us know what topics
you&#39;d like Barbara to cover more in-depth this season. instagram.com/planancial
facebook.com/planancial Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s 99th episode, Certified Financial Planner Barbara Ginty interviews fan-favorite Natasha aka “Tash” all about her recent home buying experience! Find out how wild Natasha’s closing costs were (you’re going to be shocked!), learn her pro tip for saving a couple thousand dollars during her closing, AND learn even more tips from Barbara on saving money when you get a new home! 

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s 99th episode, Certified Financial Planner Barbara Ginty interviews fan-favorite Natasha aka “Tash” all about her recent home buying experience! Find out how wild Natasha’s closing costs were (you’re going to be shocked!), learn her pro tip for saving a couple thousand dollars during her closing, AND learn even more tips from Barbara on saving money when you get a new home! 

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 16 Oct 2020 09:00:44 &#43;0000</pubDate>
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                <itunes:duration>1250</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>98 - Maeve - &#34;I&#39;m ready to tackle my debt!&#34;</itunes:title>
                <title>98 - Maeve - &#34;I&#39;m ready to tackle my debt!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s new episode, Certified Financial Planner Barbara Ginty interviews
the marvelous Maeve! 25-year-old Maeve works in finance for a trading venue in
Manhattan, NY, but is ready to leave the city in order to save money during
COVID. She&#39;s actually excited to buckle down on paying off her debt! Listen to
learn what Barbara&#39;s roadmap is for Maeve to get out of her credit card debt AND
student loan debt in about a year! Follow Planancial to stay up to up to date
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. instagram.com/planancial facebook.com/planancial Enroll in our FREE
courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s new episode, Certified Financial Planner Barbara Ginty interviews the marvelous Maeve! 25-year-old Maeve works in finance for a trading venue in Manhattan, NY, but is ready to leave the city in order to save money during COVID. She’s actually excited to buckle down on paying off her debt! Listen to learn what Barbara’s roadmap is for Maeve to get out of her credit card debt AND student loan debt in about a year! 

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s new episode, Certified Financial Planner Barbara Ginty interviews the marvelous Maeve! 25-year-old Maeve works in finance for a trading venue in Manhattan, NY, but is ready to leave the city in order to save money during COVID. She’s actually excited to buckle down on paying off her debt! Listen to learn what Barbara’s roadmap is for Maeve to get out of her credit card debt AND student loan debt in about a year! 

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/23f0f0bd-195f-4ff8-8bd6-f6d9eca0b997</link>
                <pubDate>Fri, 09 Oct 2020 09:00:37 &#43;0000</pubDate>
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                <itunes:duration>1846</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>97 - Eloise &#34;Combining Finances and Paying Off Debt!&#34;</itunes:title>
                <title>97 - Eloise &#34;Combining Finances and Paying Off Debt!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode, Certified Financial Planner Barbara Ginty interviews the
lovely Eloise! 24-year-old Eloise lives in Portland, Oregon, and works as a
Social Worker for a non-profit! She has many financial goals that she&#39;s working
towards including paying off her Undergrad and Masters student loan debt and
buying a home with her fiancé who she&#39;s combining finances with. Follow
Planancial to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. instagram.com/planancial
facebook.com/planancial Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode, Certified Financial Planner Barbara Ginty interviews the lovely Eloise! 24-year-old Eloise lives in Portland, Oregon, and works as a Social Worker for a non-profit! She has many financial goals that she’s working towards including paying off her Undergrad and Masters student loan debt and buying a home with her fiancé who she’s combining finances with. 

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode, Certified Financial Planner Barbara Ginty interviews the lovely Eloise! 24-year-old Eloise lives in Portland, Oregon, and works as a Social Worker for a non-profit! She has many financial goals that she’s working towards including paying off her Undergrad and Masters student loan debt and buying a home with her fiancé who she’s combining finances with. 

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 02 Oct 2020 11:31:33 &#43;0000</pubDate>
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                <itunes:duration>1943</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>96 - EXPERT Allison Baggerly - &#34;Be Debt Free In 5 Years!&#34;</itunes:title>
                <title>96 - EXPERT Allison Baggerly - &#34;Be Debt Free In 5 Years!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s expert episode, Certified Financial Planner Barbara Ginty
interviews budget expert extraordinaire Allison Baggerly! In 2011 Allison and
her husband changed their mindsets towards money and paid off over $111,000.00
of debt in just 4.5 years, all while growing their family with two teacher
salaries! Learn more about Allison and her tips and tricks for making budgeting
fun, by listening to this episode!   Find Allison
here: https://inspiredbudget.com/ Follow Allison on Instagram
here: https://www.instagram.com/inspiredbudget/?hl=en Follow Planancial to stay
up to up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season. instagram.com/planancial facebook.com/planancial Enroll in
our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews budget expert extraordinaire Allison Baggerly! In 2011 Allison and her husband changed their mindsets towards money and paid off over $111,000.00 of debt in just 4.5 years, all while growing their family with two teacher salaries! Learn more about Allison and her tips and tricks for making budgeting fun, by listening to this episode! 
 
Find Allison here: https://inspiredbudget.com/ Follow Allison on Instagram here: https://www.instagram.com/inspiredbudget/?hl=en

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews budget expert extraordinaire Allison Baggerly! In 2011 Allison and her husband changed their mindsets towards money and paid off over $111,000.00 of debt in just 4.5 years, all while growing their family with two teacher salaries! Learn more about Allison and her tips and tricks for making budgeting fun, by listening to this episode! 
 
Find Allison here: https://inspiredbudget.com/ Follow Allison on Instagram here: https://www.instagram.com/inspiredbudget/?hl=en

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="28002429" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/0eded644-54a3-409b-a6ed-b9ddf812f3a0/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/0eded644-54a3-409b-a6ed-b9ddf812f3a0</link>
                <pubDate>Fri, 25 Sep 2020 09:00:44 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/8fcdfa6e-3dc1-4129-b364-9de7218ca615_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1750</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>95 - Roundtable Chat - &#34;Is It Right To Split Things 50/50 With Your Partner?&#34;</itunes:title>
                <title>95 - Roundtable Chat - &#34;Is It Right To Split Things 50/50 With Your Partner?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this extra special episode of Future Rich, for the first time ever, Certified
Financial Planner Barbara Ginty holds a roundtable chat with three guests:
Natasha, Gary, and Lou! The theme of this roundtable is RELATIONSHIPS! Listen to
learn how each of these women, (including Barbara) deals with budgeting with
their partners! Follow Planancial to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial Enroll in our FREE courses
at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this extra special episode of Future Rich, for the first time ever, Certified Financial Planner Barbara Ginty holds a roundtable chat with three guests: Natasha, Gary, and Lou! The theme of this roundtable is RELATIONSHIPS! Listen to learn how each of these women, (including Barbara) deals with budgeting with their partners!

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this extra special episode of Future Rich, for the first time ever, Certified Financial Planner Barbara Ginty holds a roundtable chat with three guests: Natasha, Gary, and Lou! The theme of this roundtable is RELATIONSHIPS! Listen to learn how each of these women, (including Barbara) deals with budgeting with their partners!

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/7de3df5a-7dd8-49ea-99f6-6de974c52911</link>
                <pubDate>Fri, 18 Sep 2020 05:37:47 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/29557f37-9f81-415a-91e4-eebdef6cbc71_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2361</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>94 - EXPERT Daryn Edmunds - &#34;Entrepreneurship and The Nitty-Gritty of Homebuying&#34;</itunes:title>
                <title>94 - EXPERT Daryn Edmunds - &#34;Entrepreneurship and The Nitty-Gritty of Homebuying&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s expert episode, Certified Financial Planner Barbara Ginty
interviews Principle Broker of High Road Properties in Salt Lake City, Utah,
Daryn Edmunds! Daryn is an ex &#34;ski bum&#34; turned business owner, who became a
licensed Realtor in 2009 and has never looked back.  Together, Barbara and Daryn
take a deep dive into what it takes to be a successful entrepreneur along with
the nitty-gritty of homebuying. Find Daryn and High Road Properties LLC
here: https://highroadutah.com/  - Contact High Road Properties LLC at (801)
599-8823  - Follow Daryn:  instagram.com/adventures_n_real_estate/ - Follow High
Road Properties: instagram.com/high_road_properties_utah/
facebook.com/HighRoadPropertis Follow Planancial to stay up to up to date and
let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial Enroll in our FREE courses
at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Principle Broker of High Road Properties in Salt Lake City, Utah, Daryn Edmunds! Daryn is an ex “ski bum” turned business owner, who became a licensed Realtor in 2009 and has never looked back.
 Together, Barbara and Daryn take a deep dive into what it takes to be a successful entrepreneur along with the nitty-gritty of homebuying.

Find Daryn and High Road Properties LLC here: https://highroadutah.com/ 
- Contact High Road Properties LLC at (801) 599-8823 
- Follow Daryn:  instagram.com/adventures_n_real_estate/
- Follow High Road Properties: instagram.com/high_road_properties_utah/
facebook.com/HighRoadPropertis

Follow Planancial to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Principle Broker of High Road Properties in Salt Lake City, Utah, Daryn Edmunds! Daryn is an ex “ski bum” turned business owner, who became a licensed Realtor in 2009 and has never looked back.
 Together, Barbara and Daryn take a deep dive into what it takes to be a successful entrepreneur along with the nitty-gritty of homebuying.

Find Daryn and High Road Properties LLC here: https://highroadutah.com/ 
- Contact High Road Properties LLC at (801) 599-8823 
- Follow Daryn:  instagram.com/adventures_n_real_estate/
- Follow High Road Properties: instagram.com/high_road_properties_utah/
facebook.com/HighRoadPropertis

Follow Planancial to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Sep 2020 13:52:16 &#43;0000</pubDate>
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                <itunes:duration>3374</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>93 Minnie - &#34;Should we have kid during COVID?!&#34;</itunes:title>
                <title>93 Minnie - &#34;Should we have kid during COVID?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this weeks new episode, Certified Financial Planner Barbara Ginty interviews
the lovely Minnie from Minnesota! Minnie works as a transportation planner for
the state of Minnesota and her husband is a psychologist. Together, they have
done an incredible job of saving a substantial amount of money during the
pandemic all while raising their 4-year-old. They are now at the point in their
lives where they are seriously debating having more kids... Will Minnie decide
to have a second kiddo during this episode? Tune in to find out! Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/planancial  facebook.com/planancial
Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this weeks new episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! Minnie works as a transportation planner for the state of Minnesota and her husband is a psychologist. Together, they have done an incredible job of saving a substantial amount of money during the pandemic all while raising their 4-year-old. They are now at the point in their lives where they are seriously debating having more kids... 

Will Minnie decide to have a second kiddo during this episode? Tune in to find out!

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this weeks new episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! Minnie works as a transportation planner for the state of Minnesota and her husband is a psychologist. Together, they have done an incredible job of saving a substantial amount of money during the pandemic all while raising their 4-year-old. They are now at the point in their lives where they are seriously debating having more kids... 

Will Minnie decide to have a second kiddo during this episode? Tune in to find out!

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="50457704" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/dcd699d4-d096-4f11-894e-b6f200c63a7b/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/dcd699d4-d096-4f11-894e-b6f200c63a7b</link>
                <pubDate>Fri, 04 Sep 2020 14:12:56 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/e10eeda5-dec1-4c71-9be4-3549d2da1300_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>3153</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>92 Follow-Up Jennifer (Episode 74) - &#34;Your Side Hustles Will Pay Off Your Debt By The End of 2020!&#34;</itunes:title>
                <title>92 Follow-Up Jennifer (Episode 74) - &#34;Your Side Hustles Will Pay Off Your Debt By The End of 2020!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>The first time Jennifer was on the podcast was at the start of the pandemic
(time flies!) and SO much has changed. Not only was Jennifer furloughed, but
also she started a new job, moved states, and has secured not one, not two, but
THREE SIDE HUSTLES! Listen to find out how Jennifer is managing her time and
finances, what her goals are for the next year, and what Barbara&#39;s suggestions
are for her to be debt free by the end of 2020. Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. instagram.com/planancial  facebook.com/planancial Enroll in our FREE
courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[The first time Jennifer was on the podcast was at the start of the pandemic (time flies!) and SO much has changed. Not only was Jennifer furloughed, but also she started a new job, moved states, and has secured not one, not two, but THREE SIDE HUSTLES! 

Listen to find out how Jennifer is managing her time and finances, what her goals are for the next year, and what Barbara’s suggestions are for her to be debt free by the end of 2020. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>The first time Jennifer was on the podcast was at the start of the pandemic (time flies!) and SO much has changed. Not only was Jennifer furloughed, but also she started a new job, moved states, and has secured not one, not two, but THREE SIDE HUSTLES! 

Listen to find out how Jennifer is managing her time and finances, what her goals are for the next year, and what Barbara’s suggestions are for her to be debt free by the end of 2020. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="29837270" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/d54c0090-8e79-4569-940e-a374adcf5e7d/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/d54c0090-8e79-4569-940e-a374adcf5e7d</link>
                <pubDate>Fri, 28 Aug 2020 09:00:47 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/84f428e5-a901-4efe-8910-8d20ef9a4023_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1864</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>THROWBACK Episode 32 Frances - &#34;Before I&#39;m 40, I can be free&#34;</itunes:title>
                <title>THROWBACK Episode 32 Frances - &#34;Before I&#39;m 40, I can be free&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>THROWBACK EPISODE: For this week we are revisiting this classic episode from
Season 2 of Future Rich. For all of you new or newer listeners out there, we
hope you enjoy it! Certified Financial Planner Barbara Ginty interviews Frances,
a 35 year old Educational Leader who lives in DC. Frances recently went through
a very unique divorce, leaving her with a sticky financial situation. Barb is
pleased to learn that she is aggressively taking care of her credit card debt,
and they devise a plan for the money she brings in from her side hustle. This
episode is a must listen for anyone who was left in the lurch by a breakup!
Let&#39;s get social: instagram.com/planancial  facebook.com/planancial Take our
FREE financial courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[THROWBACK EPISODE: For this week we are revisiting this classic episode from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! 

Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must listen for anyone who was left in the lurch by a breakup!

Let&#39;s get social:
instagram.com/planancial 
facebook.com/planancial

Take our FREE financial courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>THROWBACK EPISODE: For this week we are revisiting this classic episode from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! 

Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must listen for anyone who was left in the lurch by a breakup!

Let&amp;#39;s get social:
instagram.com/planancial 
facebook.com/planancial

Take our FREE financial courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="50906174" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/861c2094-754c-482b-b272-a24fd309ffe5/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/861c2094-754c-482b-b272-a24fd309ffe5</link>
                <pubDate>Fri, 21 Aug 2020 09:00:35 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/ab6b9bd9-fecb-47fe-97f7-337d02fd840d_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>3181</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>91 Interview with Planancial Founder Barbara Ginty - &#34;I switched careers at 29!&#34;</itunes:title>
                <title>91 Interview with Planancial Founder Barbara Ginty - &#34;I switched careers at 29!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Why aren&#39;t there a lot of young female business owners?? Get ready for something
completely new! In this week&#39;s extra special episode, the tables are totally
turned because Barbara Ginty doesn&#39;t interview a guest, but instead is
interviewed by Planancial Podcast Editor, Aimee! Learn more about Barbara&#39;s
background including her experience working on Wall Street, how she switched
careers at 29, and why she started Planancial! Watch this full interview on our
YouTube Channel: https://www.youtube.com/watch?v=NW5CwyJUvJc&amp;feature=youtu.be
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. Enroll in our FREE courses
at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Why aren’t there a lot of young female business owners??

Get ready for something completely new! In this week’s extra special episode, the tables are totally turned because Barbara Ginty doesn’t interview a guest, but instead is interviewed by Planancial Podcast Editor, Aimee!

Learn more about Barbara’s background including her experience working on Wall Street, how she switched careers at 29, and why she started Planancial!

Watch this full interview on our YouTube Channel: https://www.youtube.com/watch?v=NW5CwyJUvJc&amp;feature=youtu.be

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Why aren’t there a lot of young female business owners??

Get ready for something completely new! In this week’s extra special episode, the tables are totally turned because Barbara Ginty doesn’t interview a guest, but instead is interviewed by Planancial Podcast Editor, Aimee!

Learn more about Barbara’s background including her experience working on Wall Street, how she switched careers at 29, and why she started Planancial!

Watch this full interview on our YouTube Channel: https://www.youtube.com/watch?v=NW5CwyJUvJc&amp;amp;feature=youtu.be

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="45043043" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/86bcd06d-7267-4f89-a096-056416bf37ab/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/86bcd06d-7267-4f89-a096-056416bf37ab</link>
                <pubDate>Fri, 14 Aug 2020 09:00:45 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/05d1d65a-3ed6-4d98-9425-f6bc281f4070_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2815</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>90 Reegan - &#34;You Can Become A Homeowner In 3 Years!&#34;</itunes:title>
                <title>90 Reegan - &#34;You Can Become A Homeowner In 3 Years!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s new episode, Certified Financial Planner Barbara Ginty interviews
the lovely Reegan who lives in LA and has been working in the music industry for
over 10 years! Reegan has a few big financial goals but her main one is to save
enough money to purchase a home on her own within the next 5-6 years. Learn what
Barbara&#39;s advice is for Reegan to be able to purchase a home even sooner than
she anticipated. This episode also goes DEEP into the nuances of Roth IRAs.
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial Enroll in our FREE courses
at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s new episode, Certified Financial Planner Barbara Ginty interviews the lovely Reegan who lives in LA and has been working in the music industry for over 10 years! Reegan has a few big financial goals but her main one is to save enough money to purchase a home on her own within the next 5-6 years. 

Learn what Barbara’s advice is for Reegan to be able to purchase a home even sooner than she anticipated. This episode also goes DEEP into the nuances of Roth IRAs. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s new episode, Certified Financial Planner Barbara Ginty interviews the lovely Reegan who lives in LA and has been working in the music industry for over 10 years! Reegan has a few big financial goals but her main one is to save enough money to purchase a home on her own within the next 5-6 years. 

Learn what Barbara’s advice is for Reegan to be able to purchase a home even sooner than she anticipated. This episode also goes DEEP into the nuances of Roth IRAs. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="38465619" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/d1d0cbf8-97c8-4151-b504-ec50ab7c355e/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/d1d0cbf8-97c8-4151-b504-ec50ab7c355e</link>
                <pubDate>Fri, 07 Aug 2020 09:00:32 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/97557f90-96ea-4b81-89be-9fcdb44a78db_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2404</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>89 - Potter &#34;Announcement... A Future Rich Baby!&#34;</itunes:title>
                <title>89 - Potter &#34;Announcement... A Future Rich Baby!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Check out this week&#39;s EXTRA SPECIAL episode where Certified Financial Planner
Barbara Ginty catches up with Future Rich Podcast Producer, Potter who (drum
roll please) is... PREGNANT! The entire Planancial team is so incredibly excited
and happy to welcome Potter&#39;s baby into the world. Tune in to find out the top
three key things to think about when having a baby. We guarantee that one of
them is not what most people think about... We&#39;re looking for guests to chat
about baby budgeting in particular! Email us here if you&#39;d like to be on our
show: planancialpod@gmail.com Let&#39;s get social: instagram.com/planancial 
facebook.com/planancial Take our FREE financial courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Check out this week’s EXTRA SPECIAL episode where Certified Financial Planner Barbara Ginty catches up with Future Rich Podcast Producer, Potter who (drum roll please) is... PREGNANT! The entire Planancial team is so incredibly excited and happy to welcome Potter&#39;s baby into the world. 

Tune in to find out the top three key things to think about when having a baby. We guarantee that one of them is not what most people think about...

We&#39;re looking for guests to chat about baby budgeting in particular! Email us here if you&#39;d like to be on our show: planancialpod@gmail.com 

Let&#39;s get social: 
instagram.com/planancial 
facebook.com/planancial

Take our FREE financial courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Check out this week’s EXTRA SPECIAL episode where Certified Financial Planner Barbara Ginty catches up with Future Rich Podcast Producer, Potter who (drum roll please) is... PREGNANT! The entire Planancial team is so incredibly excited and happy to welcome Potter&amp;#39;s baby into the world. 

Tune in to find out the top three key things to think about when having a baby. We guarantee that one of them is not what most people think about...

We&amp;#39;re looking for guests to chat about baby budgeting in particular! Email us here if you&amp;#39;d like to be on our show: planancialpod@gmail.com 

Let&amp;#39;s get social: 
instagram.com/planancial 
facebook.com/planancial

Take our FREE financial courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 31 Jul 2020 09:00:46 &#43;0000</pubDate>
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                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>88 Follow-Up Ophelia (Episode 44) - &#34;We Were Shut Down For 2 Months and Bounced Back.&#34;</itunes:title>
                <title>88 Follow-Up Ophelia (Episode 44) - &#34;We Were Shut Down For 2 Months and Bounced Back.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s follow-up episode, Certified Financial Planner Barbara Ginty
catches up with entrepreneur extraordinaire, Ophelia from episode 44. Last year,
Barbara helped Ophelia learn how she can manage the expenses of being a new
business owner. Little did she know that in the first year of her and her
husband&#39;s practice, they would have to deal with a global pandemic AND their
business building flooding! Despite these troubles, they had a record breaking
last month, have dropped their budget and taken more steps towards investing in
their family&#39;s future. Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial  facebook.com/planancial Enroll in our FREE courses
at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with entrepreneur extraordinaire, Ophelia from episode 44.

Last year, Barbara helped Ophelia learn how she can manage the expenses of being a new business owner. Little did she know that in the first year of her and her husband’s practice, they would have to deal with a global pandemic AND their business building flooding! Despite these troubles, they had a record breaking last month, have dropped their budget and taken more steps towards investing in their family’s future. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with entrepreneur extraordinaire, Ophelia from episode 44.

Last year, Barbara helped Ophelia learn how she can manage the expenses of being a new business owner. Little did she know that in the first year of her and her husband’s practice, they would have to deal with a global pandemic AND their business building flooding! Despite these troubles, they had a record breaking last month, have dropped their budget and taken more steps towards investing in their family’s future. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Jul 2020 12:20:31 &#43;0000</pubDate>
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                <itunes:duration>885</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>87 Katie - &#34;A 5% Pay Cut Due to Covid?!&#34;</itunes:title>
                <title>87 Katie - &#34;A 5% Pay Cut Due to Covid?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich Certified Financial Planner, Barbara Ginty
interviews 27-year-old Katie who works as a Study Abroad Advisor in Washington
D.C. Unfortunately, although she&#39;s been busier than ever at work, Katie&#39;s
company is implementing a 5% decrease because of you guessed it, COVID! Find out
what Barbara&#39;s suggestions are for Katie to implement to maximize her savings
even during this complicated time. Follow us to stay up to up to date and let us
know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial Enroll in our FREE courses at
www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of Future Rich Certified Financial Planner, Barbara Ginty interviews 27-year-old Katie who works as a Study Abroad Advisor in Washington D.C. Unfortunately, although she’s been busier than ever at work, Katie’s company is implementing a 5% decrease because of you guessed it, COVID! 

Find out what Barbara’s suggestions are for Katie to implement to maximize her savings even during this complicated time. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of Future Rich Certified Financial Planner, Barbara Ginty interviews 27-year-old Katie who works as a Study Abroad Advisor in Washington D.C. Unfortunately, although she’s been busier than ever at work, Katie’s company is implementing a 5% decrease because of you guessed it, COVID! 

Find out what Barbara’s suggestions are for Katie to implement to maximize her savings even during this complicated time. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Jul 2020 09:00:56 &#43;0000</pubDate>
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                <itunes:duration>1527</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>86 Laurel - &#34;Setting Boundaries With Your Money&#34;</itunes:title>
                <title>86 Laurel - &#34;Setting Boundaries With Your Money&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich Certified Financial Planner, Barbara Ginty
interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and
Laurel explore a few uncomfortable topics concerning money and familial
boundaries. Laurel and her husband have done an incredible job following the
F.I.R.E. lifestyle (financial independence and retiring early) and have even
started a college savings fund for their 4 year old. So what are the financial
thoughts that are keeping Laurel up at night? Listen to find out! Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/planancial  facebook.com/planancial
Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of Future Rich Certified Financial Planner, Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries. 

Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retiring early) and have even started a college savings fund for their 4 year old. So what are the financial thoughts that are keeping Laurel up at night? Listen to find out! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of Future Rich Certified Financial Planner, Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries. 

Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retiring early) and have even started a college savings fund for their 4 year old. So what are the financial thoughts that are keeping Laurel up at night? Listen to find out! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/e44ada79-ae63-4745-8a14-490876736c1b</link>
                <pubDate>Fri, 10 Jul 2020 09:00:44 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/23c1a972-64d1-49b8-8b2c-a237817d0622_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2597</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>85 - EXPERT Susan Bollow - &#34;What Is Your Relationship With Money?&#34;</itunes:title>
                <title>85 - EXPERT Susan Bollow - &#34;What Is Your Relationship With Money?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s special expert episode, Certified Financial Planner Barbara Ginty
interviews Susan Bollow. Susan is a holistic mental, behavioral, and relational
health specialist with over 11 years of therapeutic practice as a Licensed
Clinical Social Worker. Together, Barbara and Susan take a deep dive into &#34;money
mindset&#34; and how it has a HUGE impact on both your flow of money and overall
wellness. Listen to find out why sometimes focusing solely on saving money isn&#39;t
necessarily the best thing to do in order to be abundant. Find Susan on her
website here: www.susanbollowcounseling.com/ Call 385-321-3109 for your
complimentary consultation with Susan. Follow Susan here:
instagram.com/susanbollowcounseling facebook.com/lifebalancetree Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/planancial facebook.com/planancial
Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s special expert episode, Certified Financial Planner Barbara Ginty interviews Susan Bollow. Susan is a holistic mental, behavioral, and relational health specialist with over 11 years of therapeutic practice as a Licensed Clinical Social Worker. 
Together, Barbara and Susan take a deep dive into “money mindset” and how it has a HUGE impact on both your flow of money and overall wellness. Listen to find out why sometimes focusing solely on saving money isn’t necessarily the best thing to do in order to be abundant.

Find Susan on her website here: www.susanbollowcounseling.com/
Call 385-321-3109 for your complimentary consultation with Susan. 
Follow Susan here: 
instagram.com/susanbollowcounseling

facebook.com/lifebalancetree

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s special expert episode, Certified Financial Planner Barbara Ginty interviews Susan Bollow. Susan is a holistic mental, behavioral, and relational health specialist with over 11 years of therapeutic practice as a Licensed Clinical Social Worker. 
Together, Barbara and Susan take a deep dive into “money mindset” and how it has a HUGE impact on both your flow of money and overall wellness. Listen to find out why sometimes focusing solely on saving money isn’t necessarily the best thing to do in order to be abundant.

Find Susan on her website here: www.susanbollowcounseling.com/
Call 385-321-3109 for your complimentary consultation with Susan. 
Follow Susan here: 
instagram.com/susanbollowcounseling

facebook.com/lifebalancetree

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/fb48a673-30e9-46db-b348-c4782179e9c3</link>
                <pubDate>Fri, 03 Jul 2020 09:00:21 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/3bb4d319-3cc6-4055-bb28-32e566b82e10_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2062</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>84 - Success Story w/ Kseniya &#34;How I Went From Broke To Buying My First Home At 25&#34;</itunes:title>
                <title>84 - Success Story w/ Kseniya &#34;How I Went From Broke To Buying My First Home At 25&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In Episode 84 of the #FutureRich podcast we interviewed 25-year-old Finance
Blogger and Licensed Realtor, Kseniya (aka @themoneyminimalists) LIVE on
Instagram. We&#39;re excited to share how Kseniya went from broke to being able to
buy her first home at 25! Watch this IG Live video here:
https://www.youtube.com/watch?v=0QFjsQAJGzQ&amp;feature=youtu.be You can find
Kseniya on her website here: www.themoneyminimalists.com Follow her on IG:
@themoneyminimalists Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
 instagram.com/planancial  facebook.com/planancial Enroll in our FREE courses at
www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In Episode 84 of the #FutureRich podcast we interviewed 25-year-old Finance Blogger and Licensed Realtor, Kseniya (aka @themoneyminimalists) LIVE on Instagram. We&#39;re excited to share how Kseniya went from broke to being able to buy her first home at 25! 

Watch this IG Live video here: https://www.youtube.com/watch?v=0QFjsQAJGzQ&amp;feature=youtu.be

You can find Kseniya on her website here: www.themoneyminimalists.com
Follow her on IG: @themoneyminimalists

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In Episode 84 of the #FutureRich podcast we interviewed 25-year-old Finance Blogger and Licensed Realtor, Kseniya (aka @themoneyminimalists) LIVE on Instagram. We&amp;#39;re excited to share how Kseniya went from broke to being able to buy her first home at 25! 

Watch this IG Live video here: https://www.youtube.com/watch?v=0QFjsQAJGzQ&amp;amp;feature=youtu.be

You can find Kseniya on her website here: www.themoneyminimalists.com
Follow her on IG: @themoneyminimalists

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/b4514a36-9aa3-420c-bd97-9fc19976c1e0</link>
                <pubDate>Fri, 26 Jun 2020 11:27:05 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/e53bde50-cc73-440c-8f2a-793cee95958a_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2037</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>83 - Madison &#34;Don&#39;t put all of your eggs in one basket&#34;</itunes:title>
                <title>83 - Madison &#34;Don&#39;t put all of your eggs in one basket&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s new episode, Certified Financial Planner Barbara Ginty interviews
35-year-old Madison who lives and works in Utah. Madison recently inherited a
large sum of money from a passing family member. Find out what Barbara&#39;s advice
is for Madison to diversify her funds and get them safely into a trust. Follow
us to stay up to up to date and let us know what topics you&#39;d like Barbara to
cover more in-depth this season.  instagram.com/planancial 
facebook.com/planancial Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s new episode, Certified Financial Planner Barbara Ginty interviews 35-year-old Madison who lives and works in Utah. 

Madison recently inherited a large sum of money from a passing family member. Find out what Barbara’s advice is for Madison to diversify her funds and get them safely into a trust.

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s new episode, Certified Financial Planner Barbara Ginty interviews 35-year-old Madison who lives and works in Utah. 

Madison recently inherited a large sum of money from a passing family member. Find out what Barbara’s advice is for Madison to diversify her funds and get them safely into a trust.

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="19876466" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a43e484d-4ddc-4a05-b101-ead3b705da65/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/a43e484d-4ddc-4a05-b101-ead3b705da65</link>
                <pubDate>Fri, 19 Jun 2020 09:00:32 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/3c54ffb6-eccb-4051-8339-7696053c4eed_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1242</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>82 Follow-Up Ashlee (Episode 48) - &#34;I increased my salary by $10,000!&#34;</itunes:title>
                <title>82 Follow-Up Ashlee (Episode 48) - &#34;I increased my salary by $10,000!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s follow-up episode, Certified Financial Planner Barbara Ginty
catches up with financial rockstar, Ashlee from episode 48 one year after their
first interview!  Ashlee is still absolutely CRUSHING IT in her savings game.
She recently negotiated a 10K salary increase when switching jobs to a
philanthropic foundation in NYC with a great retirement plan. Find out how
Ashlee got her savings ratio over 20%, what her savings goals are for the
upcoming years, and if she is still going to get her MBA! Follow us to stay up
to up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season.  instagram.com/planancial  facebook.com/planancial Enroll
in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with financial rockstar, Ashlee from episode 48 one year after their first interview! 

Ashlee is still absolutely CRUSHING IT in her savings game. She recently negotiated a 10K salary increase when switching jobs to a philanthropic foundation in NYC with a great retirement plan.  

Find out how Ashlee got her savings ratio over 20%, what her savings goals are for the upcoming years, and if she is still going to get her MBA! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with financial rockstar, Ashlee from episode 48 one year after their first interview! 

Ashlee is still absolutely CRUSHING IT in her savings game. She recently negotiated a 10K salary increase when switching jobs to a philanthropic foundation in NYC with a great retirement plan.  

Find out how Ashlee got her savings ratio over 20%, what her savings goals are for the upcoming years, and if she is still going to get her MBA! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Jun 2020 13:19:47 &#43;0000</pubDate>
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                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>81 Britney - &#34;Is it possible to get clients during a pandemic?&#34;</itunes:title>
                <title>81 Britney - &#34;Is it possible to get clients during a pandemic?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode, Certified Financial Planner Barbara Ginty interviews
Britney (nicknamed after Britney Spears!) who is a 33 year old Occupational
Therapist living with her husband in Northern Virginia. Britney&#39;s hours at work
have been cut down due to COVID so she&#39;s been using this extra time to plan
starting her own Occupational Therapy business within her community. Starting
your own business takes longer and costs more than people anticipate. In this
episode, Barbara gives Britney tips on how to manage the stressful financial
side of getting her business off the ground. Follow us to stay up to up to date
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.  instagram.com/planancial  facebook.com/planancial Enroll in our FREE
courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode, Certified Financial Planner Barbara Ginty interviews Britney (nicknamed after Britney Spears!) who is a 33 year old Occupational Therapist living with her husband in Northern Virginia. 

Britney’s hours at work have been cut down due to COVID so she’s been using this extra time to plan starting her own Occupational Therapy business within her community. 

Starting your own business takes longer and costs more than people anticipate. In this episode, Barbara gives Britney tips on how to manage the stressful financial side of getting her business off the ground. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode, Certified Financial Planner Barbara Ginty interviews Britney (nicknamed after Britney Spears!) who is a 33 year old Occupational Therapist living with her husband in Northern Virginia. 

Britney’s hours at work have been cut down due to COVID so she’s been using this extra time to plan starting her own Occupational Therapy business within her community. 

Starting your own business takes longer and costs more than people anticipate. In this episode, Barbara gives Britney tips on how to manage the stressful financial side of getting her business off the ground. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 May 2020 09:00:37 &#43;0000</pubDate>
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                <itunes:duration>1349</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>80 Mary - &#34;My Loans Honestly Terrify Me&#34;</itunes:title>
                <title>80 Mary - &#34;My Loans Honestly Terrify Me&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s new episode of Future Rich, Certified Financial Planner Barbara
Ginty interviews 26-year-old Mary. Mary lives in Florida, has two degrees, two
jobs, and two big savings goals. Her discipline and short-term sacrifices
already have her well on her way to building a solid financial foundation that
she can build the rest of her life upon. Listen and learn what Barbara&#39;s tips
and tricks are for Mary to maximize her savings so that she can meet her goals
as soon as possible. Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial  facebook.com/planancial Enroll in our FREE financial
wellness courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old Mary. 

Mary lives in Florida, has two degrees, two jobs, and two big savings goals. Her discipline and short-term sacrifices already have her well on her way to building a solid financial foundation that she can build the rest of her life upon. 

Listen and learn what Barbara&#39;s tips and tricks are for Mary to maximize her savings so that she can meet her goals as soon as possible. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE financial wellness courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old Mary. 

Mary lives in Florida, has two degrees, two jobs, and two big savings goals. Her discipline and short-term sacrifices already have her well on her way to building a solid financial foundation that she can build the rest of her life upon. 

Listen and learn what Barbara&amp;#39;s tips and tricks are for Mary to maximize her savings so that she can meet her goals as soon as possible. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE financial wellness courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 May 2020 13:59:21 &#43;0000</pubDate>
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                <itunes:duration>1195</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>79 EXPERT Leslie H. Tayne Esq. - &#34;Budget is like a dirty word.&#34;</itunes:title>
                <title>79 EXPERT Leslie H. Tayne Esq. - &#34;Budget is like a dirty word.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>What is essential vs. non-essential? Especially during a pandemic? In this
week&#39;s special expert episode, Certified Financial Planner Barbara Ginty
interviews Leslie H. Tayne Esq. who is the Founder / Head Attorney at Tayne Law
Group P.C. Leslie has nearly 20 years&#39; experience in the practice area of
consumer and business financial debt-related services. In this episode Barbara
and Leslie talk about how to budget when life has been turned upside down. Find
out what Leslie&#39;s tips are to negotiate yourself into a better financial
position, why credit monitoring is so important, and how to learn to love your
finances. Get your FREE Debt Relief Consultation from Tayne Law Group P.C. here:
https://attorney-newyork.com/ FOLLOW TAYNE LAW GROUP Instagram: @taynelawgroup
Facebook: https://www.facebook.com/TayneLawGroup/ Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.  instagram.com/planancial  facebook.com/planancial Enroll in our FREE
courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[What is essential vs. non-essential? Especially during a pandemic? 

In this week’s special expert episode, Certified Financial Planner Barbara Ginty interviews Leslie H. Tayne Esq. who is the Founder / Head Attorney at Tayne Law Group P.C. 

Leslie has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. In this episode Barbara and Leslie talk about how to budget when life has been turned upside down. 

Find out what Leslie&#39;s tips are to negotiate yourself into a better financial position, why credit monitoring is so important, and how to learn to love your finances. 

Get your FREE Debt Relief Consultation from Tayne Law Group P.C. here: https://attorney-newyork.com/
FOLLOW TAYNE LAW GROUP
Instagram: @taynelawgroup
Facebook: https://www.facebook.com/TayneLawGroup/

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>What is essential vs. non-essential? Especially during a pandemic? 

In this week’s special expert episode, Certified Financial Planner Barbara Ginty interviews Leslie H. Tayne Esq. who is the Founder / Head Attorney at Tayne Law Group P.C. 

Leslie has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. In this episode Barbara and Leslie talk about how to budget when life has been turned upside down. 

Find out what Leslie&amp;#39;s tips are to negotiate yourself into a better financial position, why credit monitoring is so important, and how to learn to love your finances. 

Get your FREE Debt Relief Consultation from Tayne Law Group P.C. here: https://attorney-newyork.com/
FOLLOW TAYNE LAW GROUP
Instagram: @taynelawgroup
Facebook: https://www.facebook.com/TayneLawGroup/

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 May 2020 09:00:43 &#43;0000</pubDate>
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                <itunes:duration>2493</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>78 - The Recovering Spendthrift &#34;What do I REALLY need to be spending money on?&#34;</itunes:title>
                <title>78 - The Recovering Spendthrift &#34;What do I REALLY need to be spending money on?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s new episode of Future Rich, Certified Financial Planner Barbara
Ginty interviews a wonderful guest who goes by, &#34;The Recovering Spendthrift&#34;.
She&#39;s a social butterfly who, despite the pandemic, is THRIVING in the beauty
industry in Manhattan. Spendthrift wants to stop, think, and budget. In NY, it&#39;s
VERY easy to be excessive. Her goal during this time in lockdown is to put a
hard reset on both her personal life and her financial life. Tune in to find out
what Barbara&#39;s number one simple (but genius) budgeting trick is and exactly
what her suggestions are for Spendthrift to invest her money in. Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season.  instagram.com/planancial  facebook.com/planancial
Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews a wonderful guest who goes by, “The Recovering Spendthrift”. She’s a social butterfly who, despite the pandemic, is THRIVING in the beauty industry in Manhattan. 

Spendthrift wants to stop, think, and budget. In NY, it’s VERY easy to be excessive. Her goal during this time in lockdown is to put a hard reset on both her personal life and her financial life. 

Tune in to find out what Barbara’s number one simple (but genius) budgeting trick is and exactly what her suggestions are for Spendthrift to invest her money in.

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews a wonderful guest who goes by, “The Recovering Spendthrift”. She’s a social butterfly who, despite the pandemic, is THRIVING in the beauty industry in Manhattan. 

Spendthrift wants to stop, think, and budget. In NY, it’s VERY easy to be excessive. Her goal during this time in lockdown is to put a hard reset on both her personal life and her financial life. 

Tune in to find out what Barbara’s number one simple (but genius) budgeting trick is and exactly what her suggestions are for Spendthrift to invest her money in.

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 May 2020 09:00:44 &#43;0000</pubDate>
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                <itunes:duration>1938</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>77 Lindsay - &#34;Multiple Revenue Streams&#34;</itunes:title>
                <title>77 Lindsay - &#34;Multiple Revenue Streams&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s new episode of Future Rich, Certified Financial Planner Barbara
Ginty interviews Lindsay, who is self-employed and absolutely crushing it with
multiple revenue streams as a Ceramics Artist, Teacher, and Restaurant
Consultant. All of the years of hustling that Lindsay put in working in the food
and hospitality industry after college are finally paying off. She&#39;s at the
point in her life where she&#39;s prioritizing balance and looking for ways that she
can invest her money wisely. Listen to learn how Lindsay turned her passion into
a career and what Barbara&#39;s suggestions are for investing in your mid-thirties
as an entrepreneur. Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
 instagram.com/planancial  facebook.com/planancial Enroll in our FREE courses at
www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews Lindsay, who is self-employed and absolutely crushing it with multiple revenue streams as a Ceramics Artist, Teacher, and Restaurant Consultant. 

All of the years of hustling that Lindsay put in working in the food and hospitality industry after college are finally paying off. She&#39;s at the point in her life where she’s prioritizing balance and looking for ways that she can invest her money wisely. 

Listen to learn how Lindsay turned her passion into a career and what Barbara&#39;s suggestions are for investing in your mid-thirties as an entrepreneur. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews Lindsay, who is self-employed and absolutely crushing it with multiple revenue streams as a Ceramics Artist, Teacher, and Restaurant Consultant. 

All of the years of hustling that Lindsay put in working in the food and hospitality industry after college are finally paying off. She&amp;#39;s at the point in her life where she’s prioritizing balance and looking for ways that she can invest her money wisely. 

Listen to learn how Lindsay turned her passion into a career and what Barbara&amp;#39;s suggestions are for investing in your mid-thirties as an entrepreneur. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

 instagram.com/planancial 
facebook.com/planancial

Enroll in our FREE courses at www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="39211676" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/e9575994-f611-41fa-88eb-1b29b8744621/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/e9575994-f611-41fa-88eb-1b29b8744621</link>
                <pubDate>Fri, 01 May 2020 09:00:58 &#43;0000</pubDate>
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                <itunes:duration>2450</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>76 EXPERT Alex Chalekian - &#34;Health Is More Important Than The Economy&#34;</itunes:title>
                <title>76 EXPERT Alex Chalekian - &#34;Health Is More Important Than The Economy&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>To Roth, or not to Roth? In this week&#39;s expert episode, Certified Financial
Planner Barbara Ginty interviews Alex Chalekian who is a Registered Investment
Advisor and CEO of Lake Avenue Financial in California. Together, they discuss a
multitude of topics including risky vs. safe investments, tax triangles, and
which IRA is better, Roth or Traditional? Tune in to find out what Alex&#39;s
predictions are on the economy during this pandemic and which companies he
suggests you invest in now! FOLLOW Alex Chalekian! IG: @Alex.Chalekian 
FB: @AlexChalekian Twitter: @Lake_Avenue 
Website: https://www.lakeavefinancial.com/ YouTube:
https://www.youtube.com/channel/UCGYKe97HEKRiggssA3KwW_Q Follow us to stay up to
up to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season.  instagram.com/planancial  facebook.com/planancial Take our FREE
classes: www.planancial.com

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[To Roth, or not to Roth? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Alex Chalekian who is a Registered Investment Advisor and CEO of Lake Avenue Financial in California. Together, they discuss a multitude of topics including risky vs. safe investments, tax triangles, and which IRA is better, Roth or Traditional?

Tune in to find out what Alex’s predictions are on the economy during this pandemic and which companies he suggests you invest in now! 

FOLLOW Alex Chalekian! 
IG: @Alex.Chalekian 
FB: @AlexChalekian
Twitter: @Lake_Avenue 
Website: https://www.lakeavefinancial.com/
YouTube: https://www.youtube.com/channel/UCGYKe97HEKRiggssA3KwW_Q

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season. 

instagram.com/planancial 
facebook.com/planancial

Take our FREE classes: 
www.planancial.com<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>To Roth, or not to Roth? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Alex Chalekian who is a Registered Investment Advisor and CEO of Lake Avenue Financial in California. Together, they discuss a multitude of topics including risky vs. safe investments, tax triangles, and which IRA is better, Roth or Traditional?

Tune in to find out what Alex’s predictions are on the economy during this pandemic and which companies he suggests you invest in now! 

FOLLOW Alex Chalekian! 
IG: @Alex.Chalekian 
FB: @AlexChalekian
Twitter: @Lake_Avenue 
Website: https://www.lakeavefinancial.com/
YouTube: https://www.youtube.com/channel/UCGYKe97HEKRiggssA3KwW_Q

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season. 

instagram.com/planancial 
facebook.com/planancial

Take our FREE classes: 
www.planancial.com&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Apr 2020 09:00:33 &#43;0000</pubDate>
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                <itunes:duration>1562</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>75 - Heather &#34;Sitting at home makes me feel anxious.&#34;</itunes:title>
                <title>75 - Heather &#34;Sitting at home makes me feel anxious.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In our new episode of #Futurerich Certified Financial Planner Barbara Ginty
interviews 24 year old, Heather who is extremely BUSY, even during the
quarantine. Heather is a full-time elementary education student with three
part-time jobs. Her initial goal for 2020 was to save, but of course, Covid has
changed everything. Listen and learn what Heather&#39;s new game plan is for being
student loan debt free and what Barbara&#39;s insight is on hustling during this
hard time. instagram.com/planancial facebook.com/planancial Follow us to stay up
to up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In our new episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 24 year old, Heather who is extremely BUSY, even during the quarantine. Heather is a full-time elementary education student with three part-time jobs. Her initial goal for 2020 was to save, but of course, Covid has changed everything. Listen and learn what Heather&#39;s new game plan is for being student loan debt free and what Barbara&#39;s insight is on hustling during this hard time. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In our new episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 24 year old, Heather who is extremely BUSY, even during the quarantine. Heather is a full-time elementary education student with three part-time jobs. Her initial goal for 2020 was to save, but of course, Covid has changed everything. Listen and learn what Heather&amp;#39;s new game plan is for being student loan debt free and what Barbara&amp;#39;s insight is on hustling during this hard time. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 Apr 2020 09:00:23 &#43;0000</pubDate>
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                <itunes:duration>1330</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>74 - Jennifer &#34;Don&#39;t be afraid to advocate for yourself.&#34;</itunes:title>
                <title>74 - Jennifer &#34;Don&#39;t be afraid to advocate for yourself.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #Futurerich Certified Financial Planner Barbara Ginty
interviews 25 year old, Jennifer who works as a Dietician in North Carolina. It
can be challenging going through a career change and even MORE so during a
worldwide pandemic. Learn why Barbara says it&#39;s not outlandish to ask for more
money and what her tips are for negotiating a higher salary.
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 25 year old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary. 

instagram.com/planancial facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 25 year old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary. 

instagram.com/planancial facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 Apr 2020 09:00:33 &#43;0000</pubDate>
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                <itunes:duration>2176</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>73 EXPERT Marcus Garrett - &#34;I didn&#39;t have an emergency, the USA had an emergency!&#34;</itunes:title>
                <title>73 EXPERT Marcus Garrett - &#34;I didn&#39;t have an emergency, the USA had an emergency!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this special expert interview episode, Certified Financial Planner Barbara
Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and
author of Debt Free or Die Trying. With everything that&#39;s happening in the
world, one thing is for sure... there are a lot of uncertainties. Marcus and
Barb offer their expert insight and tips for staying afloat, and discuss how the
scariest part about the situation is not knowing how scared to be. Listen to
learn what each of their respective plans are and how they are going to stick to
them. Find Marcus Here: Book Page: TheMarcusGarrett.com/debtfree LinkedIn:
Marcus Garrett Twitter: @TheMarcusGarret | @PayBalances Instagram:
TheMarcusGarrett | PayBalances Facebook: PaychecksAndBalances Podcast: Paychecks
&amp; Balances Website: PaychecksAndBalances.com instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. With everything that&#39;s happening in the world, one thing is for sure... there are a lot of uncertainties. Marcus and Barb offer their expert insight and tips for staying afloat, and discuss how the scariest part about the situation is not knowing how scared to be. Listen to learn what each of their respective plans are and how they are going to stick to them. 

Find Marcus Here:
Book Page: TheMarcusGarrett.com/debtfree
LinkedIn: Marcus Garrett
Twitter: @TheMarcusGarret | @PayBalances
Instagram: TheMarcusGarrett | PayBalances
Facebook: PaychecksAndBalances
Podcast: Paychecks &amp; Balances
Website: PaychecksAndBalances.com

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. With everything that&amp;#39;s happening in the world, one thing is for sure... there are a lot of uncertainties. Marcus and Barb offer their expert insight and tips for staying afloat, and discuss how the scariest part about the situation is not knowing how scared to be. Listen to learn what each of their respective plans are and how they are going to stick to them. 

Find Marcus Here:
Book Page: TheMarcusGarrett.com/debtfree
LinkedIn: Marcus Garrett
Twitter: @TheMarcusGarret | @PayBalances
Instagram: TheMarcusGarrett | PayBalances
Facebook: PaychecksAndBalances
Podcast: Paychecks &amp;amp; Balances
Website: PaychecksAndBalances.com

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 Apr 2020 09:00:22 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/d5e08f22-774d-4b55-bc42-d1db96f67f56_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2524</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>72 - Kate &#34;So. Much. ADULTING!&#34;</itunes:title>
                <title>72 - Kate &#34;So. Much. ADULTING!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Are you ready for a lot of adulting? This week&#39;s wonderful guest Kate is a
thirty-year-old living and working with her husband in the gorgeous Rocky
Mountains of Colorado. Over the past few years Kate got married, bought a house,
and is now pregnant with a baby due in September. With this whirlwind of great
life changes comes a ton of new responsibilities including life insurance, home
renovations, mortgage payments, credit card debt and more. Listen to find out
what Barbara&#39;s plan is for Kate to demolish her credit card debt, save money for
her emergency fund, and get better life insurance. instagram.com/planancial
facebook.com/planancial Follow us to stay up to date and let us know what topics
you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Are you ready for a lot of adulting? This week’s wonderful guest Kate is a thirty-year-old living and working with her husband in the gorgeous Rocky Mountains of Colorado. Over the past few years Kate got married, bought a house, and is now pregnant with a baby due in September. With this whirlwind of great life changes comes a ton of new responsibilities including life insurance, home renovations, mortgage payments, credit card debt and more. 

Listen to find out what Barbara’s plan is for Kate to demolish her credit card debt, save money for her emergency fund, and get better life insurance. 
 
instagram.com/planancial
 
facebook.com/planancial

Follow us to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Are you ready for a lot of adulting? This week’s wonderful guest Kate is a thirty-year-old living and working with her husband in the gorgeous Rocky Mountains of Colorado. Over the past few years Kate got married, bought a house, and is now pregnant with a baby due in September. With this whirlwind of great life changes comes a ton of new responsibilities including life insurance, home renovations, mortgage payments, credit card debt and more. 

Listen to find out what Barbara’s plan is for Kate to demolish her credit card debt, save money for her emergency fund, and get better life insurance. 
 
instagram.com/planancial
 
facebook.com/planancial

Follow us to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="34203689" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/7d61ea58-2356-47dc-bbfe-eb0aaf06564b/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/7d61ea58-2356-47dc-bbfe-eb0aaf06564b</link>
                <pubDate>Fri, 27 Mar 2020 10:00:42 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/8abca977-449a-420d-8dc3-69a41ff7b11b_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2137</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>71 - Coronavirus Coverage 2020 pt. 2 &#34;Things have been WILD&#34; bonus episode</itunes:title>
                <title>71 - Coronavirus Coverage 2020 pt. 2 &#34;Things have been WILD&#34; bonus episode</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We&#39;re back at it with another BONUS episode! With everything happening in the
world right now, we figured that you all could probably use more advice on what
to do with your finances. In this episode we answer a few of your questions
about emergency funds, where you should be investing your money right now, and
what&#39;s going on with federal student loans. There are two important
announcements in this episode so make sure you listen to the end! Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[We&#39;re back at it with another BONUS episode! With everything happening in the world right now, we figured that you all could probably use more advice on what to do with your finances. In this episode we answer a few of your questions about emergency funds, where you should be investing your money right now, and what&#39;s going on with federal student loans. 

There are two important announcements in this episode so make sure you listen to the end! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>We&amp;#39;re back at it with another BONUS episode! With everything happening in the world right now, we figured that you all could probably use more advice on what to do with your finances. In this episode we answer a few of your questions about emergency funds, where you should be investing your money right now, and what&amp;#39;s going on with federal student loans. 

There are two important announcements in this episode so make sure you listen to the end! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="19200209" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/fe0b6894-aea9-4771-8480-44960f4cfaeb/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/fe0b6894-aea9-4771-8480-44960f4cfaeb</link>
                <pubDate>Sun, 22 Mar 2020 10:00:20 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/85dbcc41-810f-486c-9fa8-d474fa60d95b_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1200</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>70 Amy - &#34;How much should you REALLY put towards your student loans?&#34;</itunes:title>
                <title>70 Amy - &#34;How much should you REALLY put towards your student loans?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of Future Rich Certified Financial Planner Barbara Ginty
does a deep dive on everyone&#39;s favorite topic… student loans! Barbara interviews
the lovely Amy who is a 25-year-old living in Boston and working in the
healthcare field. Amy is unsure of how much to save vs how much to spend while
she&#39;s young. Listen to learn what Barbara&#39;s advice is for her to balance
everything and knock out her student loans in record time! Follow us to stay up
to up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season. instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of Future Rich Certified Financial Planner Barbara Ginty does a deep dive on everyone’s favorite topic… student loans! Barbara interviews the lovely Amy who is a 25-year-old living in Boston and working in the healthcare field. Amy is unsure of how much to save vs how much to spend while she’s young. Listen to learn what Barbara’s advice is for her to balance everything and knock out her student loans in record time! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of Future Rich Certified Financial Planner Barbara Ginty does a deep dive on everyone’s favorite topic… student loans! Barbara interviews the lovely Amy who is a 25-year-old living in Boston and working in the healthcare field. Amy is unsure of how much to save vs how much to spend while she’s young. Listen to learn what Barbara’s advice is for her to balance everything and knock out her student loans in record time! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="36202370" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/aac2b614-fff4-4cf0-84bb-3ec78475efbe/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/aac2b614-fff4-4cf0-84bb-3ec78475efbe</link>
                <pubDate>Fri, 20 Mar 2020 10:00:30 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/58dbfc92-cf30-46f1-9772-9671ad694a39_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2262</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>69 - Coronavirus Coverage 2020 pt. 1 &#34;The Stock Markets Didn&#39;t Collapse&#34; bonus episode</itunes:title>
                <title>69 - Coronavirus Coverage 2020 pt. 1 &#34;The Stock Markets Didn&#39;t Collapse&#34; bonus episode</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>DON&#39;T PANIC! So... this week has been CRAZY to say the least. We&#39;ve had the
largest one day move in the DOW since 1987, there&#39;s a toilet paper virus, and
countries around the world are going on lockdown. Coronavirus has caused a lot
of uncertainty in everyone&#39;s lives to say the least. As Certified Financial
Planner Barbara Ginty says, uncertainty creates volatility and volatility in an
otherwise stable stock market is scary. Learn what Barbara&#39;s advice is during
this uncertain time and why even though it&#39;s the opposite of what you think you
should do, she suggests to increase market contributions if you have the means.
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season. instagram.com/planancial 
facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[DON&#39;T PANIC! 

So... this week has been CRAZY to say the least. We&#39;ve had the largest one day move in the DOW since 1987, there&#39;s a toilet paper virus, and countries around the world are going on lockdown. Coronavirus has caused a lot of uncertainty in everyone&#39;s lives to say the least. 

As Certified Financial Planner Barbara Ginty says, uncertainty creates volatility and volatility in an otherwise stable stock market is scary. Learn what Barbara&#39;s advice is during this uncertain time and why even though it’s the opposite of what you think you should do, she suggests to increase market contributions if you have the means. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>DON&amp;#39;T PANIC! 

So... this week has been CRAZY to say the least. We&amp;#39;ve had the largest one day move in the DOW since 1987, there&amp;#39;s a toilet paper virus, and countries around the world are going on lockdown. Coronavirus has caused a lot of uncertainty in everyone&amp;#39;s lives to say the least. 

As Certified Financial Planner Barbara Ginty says, uncertainty creates volatility and volatility in an otherwise stable stock market is scary. Learn what Barbara&amp;#39;s advice is during this uncertain time and why even though it’s the opposite of what you think you should do, she suggests to increase market contributions if you have the means. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="12537103" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/b2d31b4b-13ad-4b84-a8e5-cf388df06eee/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/b2d31b4b-13ad-4b84-a8e5-cf388df06eee</link>
                <pubDate>Tue, 17 Mar 2020 00:39:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/0b547166-00d5-4b4e-8a6e-fc9734fd6840_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>783</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>68 EXPERT Nick Loper - &#34;There are two ways to make more money&#34;</itunes:title>
                <title>68 EXPERT Nick Loper - &#34;There are two ways to make more money&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Do you want to learn how to make money with a side hustle? In this week&#39;s expert
edition of #FUTURERICH Certified Financial Planner Barbara Ginty interviews
entrepreneur extraordinaire Nick Loper! Nick started Side Hustle Nation as a
community and tool for others to learn how to escape their 9-5 jobs and achieve
financial freedom. Find out how Nick started Side Hustle Nation, and how can get
your own side hustle up and running by tuning in. Learn more about Nick and Side
Hustle Nation: https://www.sidehustlenation.com/ Side Hustle Nation Show Episode
Mentioned:
https://www.sidehustlenation.com/service-business-to-passive-income-2/ Follow us
to stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Do you want to learn how to make money with a side hustle? 

In this week&#39;s expert edition of #FUTURERICH Certified Financial Planner Barbara Ginty interviews entrepreneur extraordinaire Nick Loper! 

Nick started Side Hustle Nation as a community and tool for others to learn how to escape their 9-5 jobs and achieve financial freedom. Find out how Nick started Side Hustle Nation, and how can get your own side hustle up and running by tuning in.

Learn more about Nick and Side Hustle Nation: https://www.sidehustlenation.com/ 

Side Hustle Nation Show Episode Mentioned:
https://www.sidehustlenation.com/service-business-to-passive-income-2/

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Do you want to learn how to make money with a side hustle? 

In this week&amp;#39;s expert edition of #FUTURERICH Certified Financial Planner Barbara Ginty interviews entrepreneur extraordinaire Nick Loper! 

Nick started Side Hustle Nation as a community and tool for others to learn how to escape their 9-5 jobs and achieve financial freedom. Find out how Nick started Side Hustle Nation, and how can get your own side hustle up and running by tuning in.

Learn more about Nick and Side Hustle Nation: https://www.sidehustlenation.com/ 

Side Hustle Nation Show Episode Mentioned:
https://www.sidehustlenation.com/service-business-to-passive-income-2/

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Mar 2020 09:00:18 &#43;0000</pubDate>
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                <itunes:duration>1169</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>67 Follow-Up Gary (Ep 42) - &#34;I have ZERO chill&#34;</itunes:title>
                <title>67 Follow-Up Gary (Ep 42) - &#34;I have ZERO chill&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s follow-up episode, Certified Financial Planner Barbara Ginty
catches up with Gary from episode 42 eight months after their first interview!
Gary is still crushing it as a commercial interior designer in North Carolina.
She continues to be a #futurerich savings *rockstar* only now is in the process
of also becoming a homeowner. Find out Barbara&#39;s advice on splitting the various
costs that come with purchasing property with a partner, as well as Gary&#39;s tips
on saving money on a new home. instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with Gary from episode 42 eight months after their first interview! Gary is still crushing it as a commercial interior designer in North Carolina. She continues to be a #futurerich savings *rockstar* only now is in the process of also becoming a homeowner. Find out Barbara&#39;s advice on splitting the various costs that come with purchasing property with a partner, as well as Gary&#39;s tips on saving money on a new home. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with Gary from episode 42 eight months after their first interview! Gary is still crushing it as a commercial interior designer in North Carolina. She continues to be a #futurerich savings *rockstar* only now is in the process of also becoming a homeowner. Find out Barbara&amp;#39;s advice on splitting the various costs that come with purchasing property with a partner, as well as Gary&amp;#39;s tips on saving money on a new home. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Mar 2020 11:00:50 &#43;0000</pubDate>
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                <itunes:duration>1907</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>66 Gracie - &#34;What&#39;s Your Savings Ratio?&#34;</itunes:title>
                <title>66 Gracie - &#34;What&#39;s Your Savings Ratio?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>For this new week of #FUTURERICH we are joined by the lovely Gracie who lives
and works as an Executive Assistant in Nashville, Tennessee. Gracie and her
husband both work for the government and have BIG savings goals, including
retirement, paying off their mortgage, and traveling. Certified Financial
Planner Barbara Ginty is &#34;pushing for excellence&#34; when it comes to her savings
ratio suggestions for Gracie! Find out what her advice is for Gracie to be able
to save for ALL of her goals in this weeks episode. Follow us to stay up to up
to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season. instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[For this new week of #FUTURERICH we are joined by the lovely Gracie who lives and works as an Executive Assistant in Nashville, Tennessee. Gracie and her husband both work for the government and have BIG savings goals, including retirement, paying off their mortgage, and traveling. Certified Financial Planner Barbara Ginty is &#34;pushing for excellence&#34; when it comes to her savings ratio suggestions for Gracie! Find out what her advice is for Gracie to be able to save for ALL of her goals in this weeks episode. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.


instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>For this new week of #FUTURERICH we are joined by the lovely Gracie who lives and works as an Executive Assistant in Nashville, Tennessee. Gracie and her husband both work for the government and have BIG savings goals, including retirement, paying off their mortgage, and traveling. Certified Financial Planner Barbara Ginty is &amp;#34;pushing for excellence&amp;#34; when it comes to her savings ratio suggestions for Gracie! Find out what her advice is for Gracie to be able to save for ALL of her goals in this weeks episode. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.


instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/48419e4e-871f-4462-8f35-af4e75d4e4ce</link>
                <pubDate>Fri, 28 Feb 2020 10:00:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/1e4c4e25-e1fd-4bc2-b6bd-a6fd20b5aaa5_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2395</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>65 Alex and Natasha - &#34;Home buying is like dating… but more emotional&#34;</itunes:title>
                <title>65 Alex and Natasha - &#34;Home buying is like dating… but more emotional&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Get ready for the first #FUTURERICH episode where we&#39;ve had TWO guests!
Certified Financial Planner Barbara Ginty interviews fan favorite reoccurring
guest, Natasha AND Future Rich&#39;s incredible producer, Alex. This special episode
is all about a very important financial topic, home buying! Barbara, Alex, and
Natasha discuss how confusing the home buying process is, renting vs. buying,
and how emotional (and expensive!!)it can really be. Follow us to stay up to up
to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season. instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Get ready for the first #FUTURERICH episode where we&#39;ve had TWO guests! Certified Financial Planner Barbara Ginty interviews fan favorite reoccurring guest, Natasha AND Future Rich&#39;s incredible producer, Alex. This special episode is all about a very important financial topic, home buying! Barbara, Alex, and Natasha discuss how confusing the home buying process is, renting vs. buying, and how emotional (and expensive!!)it can really be. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Get ready for the first #FUTURERICH episode where we&amp;#39;ve had TWO guests! Certified Financial Planner Barbara Ginty interviews fan favorite reoccurring guest, Natasha AND Future Rich&amp;#39;s incredible producer, Alex. This special episode is all about a very important financial topic, home buying! Barbara, Alex, and Natasha discuss how confusing the home buying process is, renting vs. buying, and how emotional (and expensive!!)it can really be. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial
 facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/1000127e-dd83-43df-9dcc-694f4251dad0</link>
                <pubDate>Fri, 21 Feb 2020 11:00:50 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/65f43851-2cbe-42f5-a66d-927383aca9ec_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1816</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>64 Eglantine Part 2 - &#34;I&#39;m literally a professor and I can&#39;t figure student loans out!&#34;</itunes:title>
                <title>64 Eglantine Part 2 - &#34;I&#39;m literally a professor and I can&#39;t figure student loans out!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This week we dive into PART 2 of episode 63 back into Eglantine&#39;s student loan
fiasco! Learn what Certified Financial Planner Barbara Ginty has to say about
the scary world of student loan interest (did you know that some places charge
interest ON TOP of interest?!). If you have student loan questions, this is the
episode for you! instagram.com/planancial  facebook.com/planancial Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This week we dive into PART 2 of episode 63 back into Eglantine&#39;s student loan fiasco! Learn what Certified Financial Planner Barbara Ginty has to say about the scary world of student loan interest (did you know that some places charge interest ON TOP of interest?!). If you have student loan questions, this is the episode for you! 

instagram.com/planancial 
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This week we dive into PART 2 of episode 63 back into Eglantine&amp;#39;s student loan fiasco! Learn what Certified Financial Planner Barbara Ginty has to say about the scary world of student loan interest (did you know that some places charge interest ON TOP of interest?!). If you have student loan questions, this is the episode for you! 

instagram.com/planancial 
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/d1e41919-4934-4617-8ca1-4112d1a4baac</link>
                <pubDate>Fri, 14 Feb 2020 10:00:40 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/83fb089d-0259-416a-a5a9-622d3539133d_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1765</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>63 Eglantine - &#34;How is it legal for them to give us wrong information?&#34;</itunes:title>
                <title>63 Eglantine - &#34;How is it legal for them to give us wrong information?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty
interviews the lovely Eglantine (Bedknobs and Broomsticks reference!). Eglantine
is a 36-year-old professor living in Boston with her husband and two-year-old.
In part one of this longer episode we take a deep dive into the world of PSLF =
public service loan forgiveness program. Learn more about why private loans are
scary and why student loans are so unnecessarily complicated!
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Eglantine (Bedknobs and Broomsticks reference!). Eglantine is a 36-year-old professor living in Boston with her husband and two-year-old. In part one of this longer episode we take a deep dive into the world of PSLF = public service loan forgiveness program. Learn more about why private loans are scary and why student loans are so unnecessarily complicated! 

instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Eglantine (Bedknobs and Broomsticks reference!). Eglantine is a 36-year-old professor living in Boston with her husband and two-year-old. In part one of this longer episode we take a deep dive into the world of PSLF = public service loan forgiveness program. Learn more about why private loans are scary and why student loans are so unnecessarily complicated! 

instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/289fc56f-6351-484c-b57e-3789a2b4206f</link>
                <pubDate>Fri, 07 Feb 2020 14:39:40 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/7ed16ec4-c329-4fc8-a2da-b0318edc49fe_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1727</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>62 Jackie - &#34;PLOT TWIST!&#34;</itunes:title>
                <title>62 Jackie - &#34;PLOT TWIST!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty
interviews 28-year-old Jackie. This episode is extra special because Jackie
works in the financial realm too as a Financial Services Consultant in
Charlotte, NC. Brace yourselves, because Jackie dishes up not only one but TWO
plot twists! instagram.com/planancial facebook.com/planancial Follow us to stay
up to up to date and let us know what topics you&#39;d like Barbara to cover more
in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews 28-year-old Jackie. This episode is extra special because Jackie works in the financial realm too as a Financial Services Consultant in Charlotte, NC. Brace yourselves, because Jackie dishes up not only one but TWO plot twists! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews 28-year-old Jackie. This episode is extra special because Jackie works in the financial realm too as a Financial Services Consultant in Charlotte, NC. Brace yourselves, because Jackie dishes up not only one but TWO plot twists! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/731f67d9-bf8a-447e-b448-6bbae14096b8</link>
                <pubDate>Fri, 31 Jan 2020 11:00:50 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/a617d183-11ee-496a-b1ae-dc3f0f5b6853_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1767</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>61 Joy - &#34;There&#39;s No Right Or Wrong!&#34;</itunes:title>
                <title>61 Joy - &#34;There&#39;s No Right Or Wrong!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Say hello to Season 3 of #FUTURERICH!! In this first episode of 2020 Certified
Financial Planner Barbara Ginty interviews teacher and professional singer, Joy.
Joy is a self-proclaimed &#34;worry wart&#34; who has been financially savvy with her
savings. Together, they discuss the best way to approach saving for a new home
because neither Joy or her husband want to be house poor! Find out Barbara&#39;s
advice for saving smarter, not harder in this weeks episode.
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Say hello to Season 3 of #FUTURERICH!! In this first episode of 2020 Certified Financial Planner Barbara Ginty interviews teacher and professional singer, Joy. Joy is a self-proclaimed &#34;worry wart&#34; who has been financially savvy with her savings. Together, they discuss the best way to approach saving for a new home because neither Joy or her husband want to be house poor! Find out Barbara&#39;s advice for saving smarter, not harder in this weeks episode. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Say hello to Season 3 of #FUTURERICH!! In this first episode of 2020 Certified Financial Planner Barbara Ginty interviews teacher and professional singer, Joy. Joy is a self-proclaimed &amp;#34;worry wart&amp;#34; who has been financially savvy with her savings. Together, they discuss the best way to approach saving for a new home because neither Joy or her husband want to be house poor! Find out Barbara&amp;#39;s advice for saving smarter, not harder in this weeks episode. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 Jan 2020 11:00:30 &#43;0000</pubDate>
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                <itunes:duration>2579</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>SEASON 2 WRAP</itunes:title>
                <title>SEASON 2 WRAP</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>2019 is almost over - can you believe it!?? Cheers to another fantastic year of
Future Rich! We can&#39;t wait to show you what&#39;s in store for Season 3. We&#39;ll be
back in 2020 with more in-depth personal finance interviews and insightful chats
with experts. We want to hear from you: what types of experts do you want us to
interview? We&#39;re also looking for GUESTS! If you or a friend want to be on the
podcast please let us know. We&#39;ll be reaching beyond the NYC area - you can be
anywhere and we&#39;ll make it happen. GUEST SUBMISSION LINK:
http://bit.ly/guestsurveylink2020 Find us on Instagram &#43; Facebook @Planancial or
send us an email planancialpod@gmail.com if you&#39;d like to get in touch! HERE&#39;S
TO 2020!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[2019 is almost over - can you believe it!?? 

Cheers to another fantastic year of Future Rich! We can&#39;t wait to show you what&#39;s in store for Season 3. We&#39;ll be back in 2020 with more in-depth personal finance interviews and insightful chats with experts. 
We want to hear from you: what types of experts do you want us to interview?

We&#39;re also looking for GUESTS! If you or a friend want to be on the podcast please let us know. We&#39;ll be reaching beyond the NYC area - you can be anywhere and we&#39;ll make it happen.

GUEST SUBMISSION LINK: http://bit.ly/guestsurveylink2020

Find us on Instagram + Facebook @Planancial or send us an email planancialpod@gmail.com if you&#39;d like to get in touch!

HERE&#39;S TO 2020!<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>2019 is almost over - can you believe it!?? 

Cheers to another fantastic year of Future Rich! We can&amp;#39;t wait to show you what&amp;#39;s in store for Season 3. We&amp;#39;ll be back in 2020 with more in-depth personal finance interviews and insightful chats with experts. 
We want to hear from you: what types of experts do you want us to interview?

We&amp;#39;re also looking for GUESTS! If you or a friend want to be on the podcast please let us know. We&amp;#39;ll be reaching beyond the NYC area - you can be anywhere and we&amp;#39;ll make it happen.

GUEST SUBMISSION LINK: http://bit.ly/guestsurveylink2020

Find us on Instagram &#43; Facebook @Planancial or send us an email planancialpod@gmail.com if you&amp;#39;d like to get in touch!

HERE&amp;#39;S TO 2020!&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Nov 2019 11:00:33 &#43;0000</pubDate>
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                <itunes:duration>303</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>60 Natasha - &#34;Holiday planning already?!&#34;</itunes:title>
                <title>60 Natasha - &#34;Holiday planning already?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s mini #FUTURERICH episode Certified Financial Planner Barbara
Ginty interviews our favorite reoccurring guest, Natasha. Together, they lament
over how quickly the year is going by and discuss how much you REALLY should be
spending on holiday gifts based on your income. If you struggle with planning
for the holidays and need some solid gift ideas, this is the episode for you!
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s mini #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews our favorite reoccurring guest, Natasha. Together, they lament over how quickly the year is going by and discuss how much you REALLY should be spending on holiday gifts based on your income. If you struggle with planning for the holidays and need some solid gift ideas, this is the episode for you! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s mini #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews our favorite reoccurring guest, Natasha. Together, they lament over how quickly the year is going by and discuss how much you REALLY should be spending on holiday gifts based on your income. If you struggle with planning for the holidays and need some solid gift ideas, this is the episode for you! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Nov 2019 09:00:22 &#43;0000</pubDate>
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                <itunes:duration>852</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>59 EXPERT Dr. Dawn Baker MD, MS - &#34;Work because you enjoy it, not for the paycheck&#34;</itunes:title>
                <title>59 EXPERT Dr. Dawn Baker MD, MS - &#34;Work because you enjoy it, not for the paycheck&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>What do you really value? In this week&#39;s expert episode, Certified Financial
Planner Barbara Ginty interviews Dr. Dawn Baker who is a physician, blogger, and
speaker as well as a cancer and infertility survivor in Salt Lake City, Utah.
Dawn lives a &#34;F.I.R.E.&#34; or pre-retirement lifestyle. F.I.R.E. stands for
&#34;Financial Independence, Retire Early.&#34; If you&#39;re interested in learning how you
can work for the enjoyment of it and not for the paycheck, this is the episode
for you. *IMPORTANT NOTE* There are connection issues in the audio for this
episode. We apologize for any inconvenience this causes! FOLLOW DR. BAKER!
Personal IG: @practicebalance Personal Blog: https://linktr.ee/practicebalance
Dr Baker&#39;s Family IG: @stealthwealthfamily Family Blog:
https://stealthwealthfamily.com/ Follow us to stay up to up to date and let us
know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[What do you really value? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Dr. Dawn Baker who is a physician, blogger, and speaker as well as a cancer and infertility survivor in Salt Lake City, Utah. Dawn lives a &#34;F.I.R.E.&#34; or pre-retirement lifestyle. F.I.R.E. stands for “Financial Independence, Retire Early.” If you&#39;re interested in learning how you can work for the enjoyment of it and not for the paycheck, this is the episode for you. 

*IMPORTANT NOTE* There are connection issues in the audio for this episode. We apologize for any inconvenience this causes!

FOLLOW DR. BAKER!

Personal IG: @practicebalance
Personal Blog: https://linktr.ee/practicebalance

Dr Baker&#39;s Family IG: @stealthwealthfamily 
Family Blog: https://stealthwealthfamily.com/



Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>What do you really value? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Dr. Dawn Baker who is a physician, blogger, and speaker as well as a cancer and infertility survivor in Salt Lake City, Utah. Dawn lives a &amp;#34;F.I.R.E.&amp;#34; or pre-retirement lifestyle. F.I.R.E. stands for “Financial Independence, Retire Early.” If you&amp;#39;re interested in learning how you can work for the enjoyment of it and not for the paycheck, this is the episode for you. 

*IMPORTANT NOTE* There are connection issues in the audio for this episode. We apologize for any inconvenience this causes!

FOLLOW DR. BAKER!

Personal IG: @practicebalance
Personal Blog: https://linktr.ee/practicebalance

Dr Baker&amp;#39;s Family IG: @stealthwealthfamily 
Family Blog: https://stealthwealthfamily.com/



Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 25 Oct 2019 10:24:24 &#43;0000</pubDate>
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                <itunes:duration>1862</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>58 Anita - &#34;Basic isn&#39;t bad!&#34;</itunes:title>
                <title>58 Anita - &#34;Basic isn&#39;t bad!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Tune into this week&#39;s episode where CFP Barbara Ginty interviews quite possibly
the most prepared guest of #FUTURERICH, Anita! This 24-year-old Industrial
Engineer Consultant lives and works in Miami. She&#39;s taking all the right steps
to save ample money for her future by living with her parents and focusing on
investing. Anita and Barbara discuss health insurance, the difference between a
401k and a Roth IRA, and why being BASIC when it comes to saving isn&#39;t bad!
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season and next!
instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Tune into this week’s episode where CFP Barbara Ginty interviews quite possibly the most prepared guest of #FUTURERICH, Anita! This 24-year-old Industrial Engineer Consultant lives and works in Miami. She’s taking all the right steps to save ample money for her future by living with her parents and focusing on investing. Anita and Barbara discuss health insurance, the difference between a 401k and a Roth IRA, and why being BASIC when it comes to saving isn’t bad! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season and next!

instagram.com/planancial  facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Tune into this week’s episode where CFP Barbara Ginty interviews quite possibly the most prepared guest of #FUTURERICH, Anita! This 24-year-old Industrial Engineer Consultant lives and works in Miami. She’s taking all the right steps to save ample money for her future by living with her parents and focusing on investing. Anita and Barbara discuss health insurance, the difference between a 401k and a Roth IRA, and why being BASIC when it comes to saving isn’t bad! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season and next!

instagram.com/planancial  facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Thu, 17 Oct 2019 19:44:55 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/f0c50918-7760-405a-a4f0-f09ad04d0cae_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2096</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>57 Palmer - &#34;Universal Healthcare Doesn&#39;t Pay for Everything&#34;</itunes:title>
                <title>57 Palmer - &#34;Universal Healthcare Doesn&#39;t Pay for Everything&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>We&#39;re super excited for this week&#39;s #FUTURERICH episode because we have our very
first Canadian guest, Palmer! Palmer is a 34-year-old Toronto native who is
happily married and working full time in PR with a toddler at home. Turns out,
there are quite a few differences between the US and Canada when it comes to
healthcare, retirement, childcare, and education savings. Find out what those
differences are and exactly how Palmer is tackling unexpected debt by listening
to this episode. Follow us to stay up to date and let us know what topics you&#39;d
like Barbara to cover more in-depth this season and next!
instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[We’re super excited for this week’s #FUTURERICH episode because we have our very first Canadian guest, Palmer! Palmer is a 34-year-old Toronto native who is happily married and working full time in PR with a toddler at home. Turns out, there are quite a few differences between the US and Canada when it comes to healthcare, retirement, childcare, and education savings. Find out  what those differences are and exactly how Palmer is tackling unexpected debt by listening to this episode. 

Follow us to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>We’re super excited for this week’s #FUTURERICH episode because we have our very first Canadian guest, Palmer! Palmer is a 34-year-old Toronto native who is happily married and working full time in PR with a toddler at home. Turns out, there are quite a few differences between the US and Canada when it comes to healthcare, retirement, childcare, and education savings. Find out  what those differences are and exactly how Palmer is tackling unexpected debt by listening to this episode. 

Follow us to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Oct 2019 10:00:34 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/1ebc206a-5a7b-4c94-8818-8f9085b93687_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2329</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>56 Emily - &#34;Don&#39;t wait until April to see your accountant!&#34;</itunes:title>
                <title>56 Emily - &#34;Don&#39;t wait until April to see your accountant!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Do you know what you&#39;re REALLY netting per hour? In this week&#39;s #FUTURERICH
episode Certified Financial Planner Barbara Ginty interviews 25-year-old
registered dietitian Emily who lives in North Carolina with her husband and two
cats. Emily has a unique work situation where she has to deal with BOTH a W2 AND
a 1099. So how much of her paycheck should she be putting away for taxes? Can
she be her own employer and employee? Find out the answers to these questions
and more by listening!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Do you know what you’re REALLY netting per hour? In this week’s #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews 25-year-old registered dietitian Emily who lives in North Carolina with her husband and two cats. Emily has a unique work situation where she has to deal with BOTH a W2 AND a 1099. So how much of her paycheck should she be putting away for taxes? Can she be her own employer and employee? Find out the answers to these questions and more by listening!<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Do you know what you’re REALLY netting per hour? In this week’s #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews 25-year-old registered dietitian Emily who lives in North Carolina with her husband and two cats. Emily has a unique work situation where she has to deal with BOTH a W2 AND a 1099. So how much of her paycheck should she be putting away for taxes? Can she be her own employer and employee? Find out the answers to these questions and more by listening!&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="32480026" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/58f5118b-9bfc-4bb1-b6e2-b5c3c563b745/stream.mp3"/>
                
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                <pubDate>Fri, 04 Oct 2019 10:00:44 &#43;0000</pubDate>
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                <itunes:duration>2030</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>55 Sarah - &#34;Let&#39;s talk about these lofty goals.&#34;</itunes:title>
                <title>55 Sarah - &#34;Let&#39;s talk about these lofty goals.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Check out this week&#39;s episode where Certified Financial Planner Barbara Ginty
interviews 28-year-old Advertising extraordinaire Sarah who lives in Nashville,
Tennessee. Sarah has a lot of what she likes to call, &#34;lofty goals.&#34; These goals
include going to grad school to get her MBA, saving for a down payment for a
house, and finding new ways to earn supplemental income. Follow us to stay up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season and next! instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Check out this week’s episode where Certified Financial Planner Barbara Ginty interviews 28-year-old Advertising extraordinaire Sarah who lives in Nashville, Tennessee. Sarah has a lot of what she likes to call, “lofty goals.” These goals include going to grad school to get her MBA, saving for a down payment for a house, and finding new ways to earn supplemental income. 

Follow us to stay up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Check out this week’s episode where Certified Financial Planner Barbara Ginty interviews 28-year-old Advertising extraordinaire Sarah who lives in Nashville, Tennessee. Sarah has a lot of what she likes to call, “lofty goals.” These goals include going to grad school to get her MBA, saving for a down payment for a house, and finding new ways to earn supplemental income. 

Follow us to stay up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 27 Sep 2019 05:44:35 &#43;0000</pubDate>
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                <itunes:duration>1722</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>54 - EXPERT Erin Lowry - &#34;Investing often feels like a foreign language&#34;</itunes:title>
                <title>54 - EXPERT Erin Lowry - &#34;Investing often feels like a foreign language&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>When is the &#34;right&#34; time to invest? Should you wait until you&#39;ve paid off your
student loans? What is the difference between a debt avalanche and a debt
snowball? In this week&#39;s expert episode of #FUTURERICH, CFP Barbara Ginty
interviews Erin Lowry, author of the insightful, Broke Millennial ® series.
Together, they take a deep dive into all things investing! Keep up with Erin
here: Instagram: @BrokeMillennialBlog Twitter: @BrokeMillennial You can purchase
Erin&#39;s newest book here:
https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners-ebook/dp/B07FZP4YFY
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season and next! instagram.com/planancial 
facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[When is the &#34;right&#34; time to invest? Should you wait until you&#39;ve paid off your student loans? What is the difference between a debt avalanche and a debt snowball? In this week&#39;s expert episode of #FUTURERICH, CFP Barbara Ginty interviews Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into all things investing! 

Keep up with Erin here: 
Instagram: @BrokeMillennialBlog
Twitter: @BrokeMillennial

You can purchase Erin&#39;s newest book here: 
https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners-ebook/dp/B07FZP4YFY

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>When is the &amp;#34;right&amp;#34; time to invest? Should you wait until you&amp;#39;ve paid off your student loans? What is the difference between a debt avalanche and a debt snowball? In this week&amp;#39;s expert episode of #FUTURERICH, CFP Barbara Ginty interviews Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into all things investing! 

Keep up with Erin here: 
Instagram: @BrokeMillennialBlog
Twitter: @BrokeMillennial

You can purchase Erin&amp;#39;s newest book here: 
https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners-ebook/dp/B07FZP4YFY

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 20 Sep 2019 10:00:36 &#43;0000</pubDate>
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                <itunes:duration>2040</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>53 Nancy - &#34;You don&#39;t want to retire and be broke.&#34;</itunes:title>
                <title>53 Nancy - &#34;You don&#39;t want to retire and be broke.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Tune into this week&#39;s episode where for the first time ever, we focus on
near-term retirement! Certified Financial Planner Barbara Ginty interviews
52-year-old mother of four, Nancy who lives in Boise, Idaho and works part time
as a substitute teacher. Together, they discuss how important finding a
budgeting mentor is, what happens to health insurance when you retire, and how
it&#39;s much harder to play catch up on your finances later in life. Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season and next! instagram.com/planancial 
facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Tune into this week’s episode where for the first time ever, we focus on near-term retirement! Certified Financial Planner Barbara Ginty interviews 52-year-old mother of four, Nancy who lives in Boise, Idaho and works part time as a substitute teacher. Together, they discuss how important finding a budgeting mentor is, what happens to health insurance when you retire, and how it’s much harder to play catch up on your finances later in life. 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Tune into this week’s episode where for the first time ever, we focus on near-term retirement! Certified Financial Planner Barbara Ginty interviews 52-year-old mother of four, Nancy who lives in Boise, Idaho and works part time as a substitute teacher. Together, they discuss how important finding a budgeting mentor is, what happens to health insurance when you retire, and how it’s much harder to play catch up on your finances later in life. 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 13 Sep 2019 14:34:40 &#43;0000</pubDate>
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                <itunes:duration>2180</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>52 Chloe - &#34;It&#39;s not the TINIEST tiny home&#34;</itunes:title>
                <title>52 Chloe - &#34;It&#39;s not the TINIEST tiny home&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty
interviews Chloe, who currently works as a Project Manager for a tech startup in
Austin, Texas. Learn how Chloe navigated seven and a half months of
unemployment, how she&#39;s paying off her credit card debt with a 20% pay-cut, AND
if tiny homes are TRULY cheaper than renting… this is not an episode you want to
miss! Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season and next! instagram.com/planancial 
facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews Chloe, who currently works as a Project Manager for a tech startup in Austin, Texas. Learn how Chloe navigated seven and a half months of unemployment, how she’s paying off her credit card debt with a 20% pay-cut, AND if tiny homes are TRULY cheaper than renting… this is not an episode you want to miss! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews Chloe, who currently works as a Project Manager for a tech startup in Austin, Texas. Learn how Chloe navigated seven and a half months of unemployment, how she’s paying off her credit card debt with a 20% pay-cut, AND if tiny homes are TRULY cheaper than renting… this is not an episode you want to miss! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season and next! 

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 06 Sep 2019 13:35:16 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/77a31166-9652-46b4-8dcf-b02795324cc4_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2168</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>51 Follow-Up Ivy (Ep 15) - &#34;Crazy medical bills for me AND my cat!&#34;</itunes:title>
                <title>51 Follow-Up Ivy (Ep 15) - &#34;Crazy medical bills for me AND my cat!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #FUTURERICH Certified Financial Planner Barbara Ginty
interviews the lovely Ivy one year after her first Future Rich interview in
episode 15. From switching jobs, moving locations, and overcoming healthcare
woes, A LOT has changed in one year for Ivy! Follow us to stay up to up to date
and let us know what topics you&#39;d like Barbara to cover more in-depth this
season. instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Ivy one year after her first Future Rich interview in episode 15. From switching jobs, moving locations, and overcoming healthcare woes, A LOT has changed in one year for Ivy! 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Ivy one year after her first Future Rich interview in episode 15. From switching jobs, moving locations, and overcoming healthcare woes, A LOT has changed in one year for Ivy! 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/0a7173a8-fbd5-44c4-a940-898ec7e677e3</link>
                <pubDate>Fri, 30 Aug 2019 16:07:48 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/b825b804-401b-41dc-8eed-5e182c9120e2_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1108</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>50 Misha - &#34;Investing in your art vs. investing in yourself&#34;</itunes:title>
                <title>50 Misha - &#34;Investing in your art vs. investing in yourself&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode of #FUTURERICH, Certified Financial Planner Barbara Ginty
interviews award-winning show creator, Misha! While living in New York, Misha
has created diverse projects that span film, TV, theater, and the digital
sphere. For the past few years, she&#39;s invested her own hard earned cash into her
creative endeavors without really focusing on investing in herself through
retirement or emergency funds. Learn what Barbara has to say about how she can
start investing in her personal well-being without having to pull too heavily
from her creative investments.   Follow us to stay up to up to date and let us
know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial  facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode of #FUTURERICH, Certified Financial Planner Barbara Ginty interviews award-winning show creator, Misha! While living in New York, Misha has created diverse projects that span film, TV, theater, and the digital sphere. For the past few years, she’s invested her own hard earned cash into her creative endeavors without really focusing on investing in herself through retirement or emergency funds. Learn what Barbara has to say about how she can start investing in her personal well-being without having to pull too heavily from her creative investments.  


Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode of #FUTURERICH, Certified Financial Planner Barbara Ginty interviews award-winning show creator, Misha! While living in New York, Misha has created diverse projects that span film, TV, theater, and the digital sphere. For the past few years, she’s invested her own hard earned cash into her creative endeavors without really focusing on investing in herself through retirement or emergency funds. Learn what Barbara has to say about how she can start investing in her personal well-being without having to pull too heavily from her creative investments.  


Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.

instagram.com/planancial 
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 23 Aug 2019 16:10:43 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/44baaeaf-dd60-4651-b3c2-5231782222ac_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2052</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>49 EXPERT Michelle Dordick, Esq. - &#34;Marriage is entering into a business deal.&#34;</itunes:title>
                <title>49 EXPERT Michelle Dordick, Esq. - &#34;Marriage is entering into a business deal.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Do you have questions about divorce? In this week&#39;s expert episode, Certified
Financial Planner Barbara Ginty interviews Michelle J. Dordick who is an
Attorney in Family Law at Wasser Cooperman Mandles in Los Angeles, CA. Michelle
tackles listener submitted questions on the nitty gritty topic of divorce and
how incredibly important it is to have conversations about money BEFORE you
decide to get married. Check Out Michelle&#39;s Law Firm:
http://wcmfamilylaw.com/attorneys/ FOLLOW MICHELLE! Michelle&#39;s IG:
@michelle_juliette Laura Wasser&#39;s IG: @LauraWasserofficial Online Divorce
Service IG: @itsovereasy Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Do you have questions about divorce? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Michelle J. Dordick who is an Attorney in Family Law at Wasser Cooperman Mandles in Los Angeles, CA. Michelle tackles listener submitted questions on the nitty gritty topic of divorce and how incredibly important it is to have conversations about money BEFORE you decide to get married.

Check Out Michelle’s Law Firm: http://wcmfamilylaw.com/attorneys/
FOLLOW MICHELLE! 
Michelle’s IG: @michelle_juliette
Laura Wasser&#39;s IG: @LauraWasserofficial
Online Divorce Service IG: @itsovereasy 

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Do you have questions about divorce? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Michelle J. Dordick who is an Attorney in Family Law at Wasser Cooperman Mandles in Los Angeles, CA. Michelle tackles listener submitted questions on the nitty gritty topic of divorce and how incredibly important it is to have conversations about money BEFORE you decide to get married.

Check Out Michelle’s Law Firm: http://wcmfamilylaw.com/attorneys/
FOLLOW MICHELLE! 
Michelle’s IG: @michelle_juliette
Laura Wasser&amp;#39;s IG: @LauraWasserofficial
Online Divorce Service IG: @itsovereasy 

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="46671412" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/3ea64c7c-feee-4c7b-a35d-b3f4c786f2f5/stream.mp3"/>
                
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                <pubDate>Fri, 16 Aug 2019 00:59:54 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/a6cc4270-eadf-4897-aea4-7db8bda7a639_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2916</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>48 Ashlee - &#34;Negotiating a $25K Salary Increase!?&#34;</itunes:title>
                <title>48 Ashlee - &#34;Negotiating a $25K Salary Increase!?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s exciting new #FUTURERICH episode, Certified Financial Planner
Barbara Ginty interviews 26 year old financial rockstar Ashlee! Ashlee lives in
New Jersey and works in New York for a non-profit organization where she
recently negotiated a giant salary increase. Learn how Ashlee advocates for
herself in the workplace, how she saves smarter, not harder, and what she has
planned for the future!! instagram.com/planancial facebook.com/planancial Follow
us to stay up to up to date and let us know what topics you&#39;d like Barbara to
cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week&#39;s exciting new #FUTURERICH episode, Certified Financial Planner Barbara Ginty interviews 26 year old financial rockstar Ashlee! Ashlee lives in New Jersey and works in New York for a non-profit organization where she recently negotiated a giant salary increase. Learn how Ashlee advocates for herself in the workplace, how she saves smarter, not harder, and what she has planned for the future!! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week&amp;#39;s exciting new #FUTURERICH episode, Certified Financial Planner Barbara Ginty interviews 26 year old financial rockstar Ashlee! Ashlee lives in New Jersey and works in New York for a non-profit organization where she recently negotiated a giant salary increase. Learn how Ashlee advocates for herself in the workplace, how she saves smarter, not harder, and what she has planned for the future!! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/038f37b5-0708-4896-89e4-b42f0296ee79</link>
                <pubDate>Fri, 09 Aug 2019 14:25:49 &#43;0000</pubDate>
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                <itunes:duration>1288</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
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            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>46 - &#34;Getting back on track when you feel like you&#39;ve never been on track.&#34;</itunes:title>
                <title>46 - &#34;Getting back on track when you feel like you&#39;ve never been on track.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>*NOTE* This week&#39;s guest&#39;s name has been removed from the episode for privacy
reasons! In this week&#39;s episode of #futurerich Certified Financial Planner
Barbara Ginty interviews a 38 year old who works for a Creative Agency and lives
in the Upper East Side of Manhattan. It can be challenging to live in an
expensive place like New York City, especially when you have to pay Federal,
State, and City Taxes. Barbara talks through saving money in the big apple in
practical ways. Get Barbara&#39;s cheat sheet to buckling down and saving money by
listening to this week&#39;s episode!
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[*NOTE* This week&#39;s guest&#39;s name has been removed from the episode for privacy reasons! 

In this week’s episode of #futurerich Certified Financial Planner Barbara Ginty interviews a 38 year old who works for a Creative Agency and lives in the Upper East Side of Manhattan. It can be challenging to live in an expensive place like New York City, especially when you have to pay Federal, State, and City Taxes. Barbara talks through saving money in the big apple in practical ways. Get Barbara’s cheat sheet to buckling down and saving money by listening to this week’s episode!

instagram.com/planancial facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>*NOTE* This week&amp;#39;s guest&amp;#39;s name has been removed from the episode for privacy reasons! 

In this week’s episode of #futurerich Certified Financial Planner Barbara Ginty interviews a 38 year old who works for a Creative Agency and lives in the Upper East Side of Manhattan. It can be challenging to live in an expensive place like New York City, especially when you have to pay Federal, State, and City Taxes. Barbara talks through saving money in the big apple in practical ways. Get Barbara’s cheat sheet to buckling down and saving money by listening to this week’s episode!

instagram.com/planancial facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Jul 2019 12:31:42 &#43;0000</pubDate>
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                <itunes:duration>1820</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>47 Prudence - &#34;I think you could live a little bit more in the present.&#34;</itunes:title>
                <title>47 Prudence - &#34;I think you could live a little bit more in the present.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews the wonderful Prudence in
this week&#39;s episode of #futurerich. Prudence is a 37 year old attorney and
single parent living in the DC area. Barbara helps Prudence realize how on track
she really is with her retirement savings plan and emergency fund. This may be
the first episode where Barbara&#39;s advice is to spend more money on FUN things
rather than save more! instagram.com/planancial facebook.com/planancial Follow
us to stay up to up to date and let us know what topics you&#39;d like Barbara to
cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews the wonderful Prudence in this week’s episode of #futurerich. Prudence is a 37 year old attorney and single parent living in the DC area. Barbara helps Prudence realize how on track she really is with her retirement savings plan and emergency fund. This may be the first episode where Barbara’s advice is to spend more money on FUN things rather than save more! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews the wonderful Prudence in this week’s episode of #futurerich. Prudence is a 37 year old attorney and single parent living in the DC area. Barbara helps Prudence realize how on track she really is with her retirement savings plan and emergency fund. This may be the first episode where Barbara’s advice is to spend more money on FUN things rather than save more! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Jul 2019 10:00:05 &#43;0000</pubDate>
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                <itunes:duration>2393</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>45 Natasha - &#34;The reality of freezing your eggs.&#34;</itunes:title>
                <title>45 Natasha - &#34;The reality of freezing your eggs.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s #futurerich episode Certified Financial Planner Barbara Ginty
dives into a more personal topic with reoccurring guest, Natasha. Together, they
discuss Barbara&#39;s experience with freezing her eggs. From the financial
planning, to the aftermath, they cover all the nitty gritty details! If this is
a subject you&#39;ve been curious about this is not an episode you want to miss!
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s #futurerich episode Certified Financial Planner Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning, to the aftermath, they cover all the nitty gritty details! If this is a subject you’ve been curious about this is not an episode you want to miss! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s #futurerich episode Certified Financial Planner Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning, to the aftermath, they cover all the nitty gritty details! If this is a subject you’ve been curious about this is not an episode you want to miss! 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/143322ab-f506-4e07-bcf5-ed4024814876</link>
                <pubDate>Sat, 20 Jul 2019 13:12:42 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/e77adf1a-2e86-4d8b-9502-509c1ff26f60_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1469</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>44 Ophelia - &#34;How to stop being a slave to your money&#34;</itunes:title>
                <title>44 Ophelia - &#34;How to stop being a slave to your money&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This weeks episode gets down to the nitty gritty of budgeting! Certified
Financial Planner Barbara Ginty interviews Ophelia in this week&#39;s episode of
#futurerich! Ophelia recently opened her art business in North Carolina where
she lives with her husband and two kids. Her husband also recently opened his
own Dental Practice. Together they are trying to manage their combined business
and student loan debt. Barbara helps Ophelia learn how she can deal with the
different expenses of being a business owner and stay as positive as possible on
her entrepreneurial journey to being debt free. instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This weeks episode gets down to the nitty gritty of budgeting! Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. Barbara helps Ophelia learn how she can deal with the different expenses of being a business owner and stay as positive as possible on her entrepreneurial journey to being debt free. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This weeks episode gets down to the nitty gritty of budgeting! Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. Barbara helps Ophelia learn how she can deal with the different expenses of being a business owner and stay as positive as possible on her entrepreneurial journey to being debt free. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/ae6691a0-1fb2-444b-b144-43a3924df44d</link>
                <pubDate>Fri, 12 Jul 2019 11:00:05 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/c4c44895-50a5-4703-b050-685d128ef66d_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2530</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>43 Nacray - &#34;You&#39;ve already invested in your education, you shouldn&#39;t stop now!&#34;</itunes:title>
                <title>43 Nacray - &#34;You&#39;ve already invested in your education, you shouldn&#39;t stop now!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Nacray in this week&#39;s
episode of #futurerich! Nacray is a 24 year old graduate who just obtained her
Masters in Architecture. She lives in Atlanta, Georgia and works as an
Architectural Designer at an Architecture Firm along with her part time job at
Lush. Barbara and Nacray talk about the struggles of working while pursuing
higher education, saving for retirement in your 20s, and why it may be worth it
to defer student loan payments. instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Nacray in this week’s episode of #futurerich! Nacray is a 24 year old graduate who just obtained her Masters in Architecture. She lives in Atlanta, Georgia and works as an Architectural Designer at an Architecture Firm along with her part time job at Lush. Barbara and Nacray talk about the struggles of working while pursuing higher education, saving for retirement in your 20s, and why it may be worth it to defer student loan payments. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Nacray in this week’s episode of #futurerich! Nacray is a 24 year old graduate who just obtained her Masters in Architecture. She lives in Atlanta, Georgia and works as an Architectural Designer at an Architecture Firm along with her part time job at Lush. Barbara and Nacray talk about the struggles of working while pursuing higher education, saving for retirement in your 20s, and why it may be worth it to defer student loan payments. 

instagram.com/planancial
facebook.com/planancial

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 05 Jul 2019 09:59:59 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/147f171b-a76e-41d3-8379-3245e5c79bd6_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1784</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>42 Gary - &#34;I have PTSD from the 2008 Recession&#34;</itunes:title>
                <title>42 Gary - &#34;I have PTSD from the 2008 Recession&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this week&#39;s episode, Certified Financial Planner Barbara Ginty interviews
Gary, a 32 year old commercial interior designer who relocated to North Carolina
from New York City. Even though Gary is already a #futurerich savings *rockstar*
Barbara finds different ways for her to save even MORE money. They also talk
about surviving the 2008 market crash, how closely the design industry is tied
to the economy, and how it&#39;s important to still have an emergency fund when
you&#39;re looking to buy a home. instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this week’s episode, Certified Financial Planner Barbara Ginty interviews Gary, a 32 year old commercial interior designer who relocated to North Carolina from New York City. Even though Gary is already a #futurerich savings *rockstar* Barbara finds different ways for her to save even MORE money. They also talk about surviving the 2008 market crash, how closely the design industry is tied to the economy, and how it’s important to still have an emergency fund when you’re looking to buy a home. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this week’s episode, Certified Financial Planner Barbara Ginty interviews Gary, a 32 year old commercial interior designer who relocated to North Carolina from New York City. Even though Gary is already a #futurerich savings *rockstar* Barbara finds different ways for her to save even MORE money. They also talk about surviving the 2008 market crash, how closely the design industry is tied to the economy, and how it’s important to still have an emergency fund when you’re looking to buy a home. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 28 Jun 2019 11:01:04 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/7fda34d4-484c-4ebc-8ff4-6b215e963218_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1941</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>41 Trish - &#34;Money isn&#39;t something you should be scared of.&#34;</itunes:title>
                <title>41 Trish - &#34;Money isn&#39;t something you should be scared of.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this followup to episode 7, Certified Financial Planner Barbara Ginty
interviews Trish, a 27 year old in NYC who works in Ad Operations. Trish shares
how she&#39;s been since her first interview and why she&#39;s actually given up her
once famous Daily Budget Worksheet. What do you do after you&#39;ve mastered your
budgeting habits? Do you invest? Do you completely wipe out your student loans?
Find out by listening to this weeks episode! instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this followup to episode 7, Certified Financial Planner Barbara Ginty interviews Trish, a 27 year old in NYC who works in Ad Operations. Trish shares how she&#39;s been since her first interview and why she’s actually given up her once famous Daily Budget Worksheet. What do you do after you’ve mastered your budgeting habits? Do you invest? Do you completely wipe out your student loans? Find out by listening to this weeks episode! 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this followup to episode 7, Certified Financial Planner Barbara Ginty interviews Trish, a 27 year old in NYC who works in Ad Operations. Trish shares how she&amp;#39;s been since her first interview and why she’s actually given up her once famous Daily Budget Worksheet. What do you do after you’ve mastered your budgeting habits? Do you invest? Do you completely wipe out your student loans? Find out by listening to this weeks episode! 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="31047680" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/9a036f09-e1d8-448c-b01d-7c15ce527d3a/stream.mp3"/>
                
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                <pubDate>Fri, 21 Jun 2019 04:56:33 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/9812eb9f-8a57-4b3d-b61f-ac58554c5496_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1940</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>40 Linda - &#34;I don&#39;t have student debt, but I have consumer debt&#34;</itunes:title>
                <title>40 Linda - &#34;I don&#39;t have student debt, but I have consumer debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews the lovely Linda! Linda is
a 27 year old dental hygienist living in colorful Colorado. In this week&#39;s
episode, Barbara and Linda deep dive into the world of traditional versus roth
IRAs, discuss how to quickly pay off consumer debt, saving for retirement in
your twenties, and how time mitigates risk when it comes to investments.
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews the lovely Linda! Linda is a 27 year old dental hygienist living in colorful Colorado. In this week’s episode, Barbara and Linda deep dive into the world of traditional versus roth IRAs, discuss how to quickly pay off consumer debt, saving for retirement in your twenties, and how time mitigates risk when it comes to investments. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews the lovely Linda! Linda is a 27 year old dental hygienist living in colorful Colorado. In this week’s episode, Barbara and Linda deep dive into the world of traditional versus roth IRAs, discuss how to quickly pay off consumer debt, saving for retirement in your twenties, and how time mitigates risk when it comes to investments. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 14 Jun 2019 05:41:41 &#43;0000</pubDate>
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                <itunes:duration>2391</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>39 EXPERT Lindsey Stanberry - &#34;If I did a Money Diary, would I be embarrassed with this purchase?&#34;</itunes:title>
                <title>39 EXPERT Lindsey Stanberry - &#34;If I did a Money Diary, would I be embarrassed with this purchase?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews prolific author of the
#MoneyDiaries book, Lindsey Stanberry! In this week&#39;s extra special episode,
Barbara and Lindsey discuss the importance of financial education for women, how
to navigate overly-complicated industry jargon, emergency savings funds, wage
gaps in the workplace, AND answer a few of your juicy Future Rich listener
questions! Follow Lindsey Stanberry: instagram.com/lestanberry
moneydiariesbook.com Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews prolific author of the #MoneyDiaries book, Lindsey Stanberry! In this week’s extra special episode, Barbara and Lindsey discuss the importance of financial education for women, how to navigate overly-complicated industry jargon, emergency savings funds, wage gaps in the workplace, AND answer a few of your juicy Future Rich listener questions! 

Follow Lindsey Stanberry:
instagram.com/lestanberry
moneydiariesbook.com

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews prolific author of the #MoneyDiaries book, Lindsey Stanberry! In this week’s extra special episode, Barbara and Lindsey discuss the importance of financial education for women, how to navigate overly-complicated industry jargon, emergency savings funds, wage gaps in the workplace, AND answer a few of your juicy Future Rich listener questions! 

Follow Lindsey Stanberry:
instagram.com/lestanberry
moneydiariesbook.com

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 07 Jun 2019 03:41:13 &#43;0000</pubDate>
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                <itunes:duration>2282</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>38 Mary - &#34;Weddings, Credit Cards, AND Student Loans?!&#34;</itunes:title>
                <title>38 Mary - &#34;Weddings, Credit Cards, AND Student Loans?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews the lovely Mary! She&#39;s a 29
year old Dallas native living in Central Texas, and working for the State
Government. In this week&#39;s episode, Barbara and Mary discuss how to save smart
for a wedding, how to handle confusing student loans within as little as 2-4
years, and how to properly combine finances with a partner to tackle each
other&#39;s unique debt — together! instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews the lovely Mary! She’s a 29 year old Dallas native living in Central Texas, and working for the State Government. In this week’s episode, Barbara and Mary discuss how to save smart for a wedding, how to handle confusing student loans within as little as 2-4 years, and how to properly combine finances with a partner to tackle each other’s unique debt — together!

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews the lovely Mary! She’s a 29 year old Dallas native living in Central Texas, and working for the State Government. In this week’s episode, Barbara and Mary discuss how to save smart for a wedding, how to handle confusing student loans within as little as 2-4 years, and how to properly combine finances with a partner to tackle each other’s unique debt — together!

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 31 May 2019 13:43:33 &#43;0000</pubDate>
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                <itunes:duration>2614</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>37 Ms. Worldwide - &#34;Knowing how much money I make and knowing my potential.&#34;</itunes:title>
                <title>37 Ms. Worldwide - &#34;Knowing how much money I make and knowing my potential.&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews the wonderful Ms.
Worldwide! Ms. Worldwide is 33 year old woman living in Manhattan who works in
advertising for business development while simultaneously attending grad school
for her MBA. In this episode, they discuss maximizing your savings potential,
comparing financial lives on social media, balancing grad school with a full
time job, and working hard rather than questioning yourself!
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews the wonderful Ms. Worldwide! Ms. Worldwide is 33 year old woman living in Manhattan who works in advertising for business development while simultaneously attending grad school for her MBA. In this episode, they discuss maximizing your savings potential,  comparing financial lives on social media, balancing grad school with a full time job, and working hard rather than questioning yourself!

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews the wonderful Ms. Worldwide! Ms. Worldwide is 33 year old woman living in Manhattan who works in advertising for business development while simultaneously attending grad school for her MBA. In this episode, they discuss maximizing your savings potential,  comparing financial lives on social media, balancing grad school with a full time job, and working hard rather than questioning yourself!

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 24 May 2019 16:57:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/e7b06e7c-46af-45e6-9221-374c50d810c6_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2012</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>36 Natasha - &#34;Drowning in Student Loans But Want to Buy a House?&#34;</itunes:title>
                <title>36 Natasha - &#34;Drowning in Student Loans But Want to Buy a House?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews reoccurring guest, the
fabulous Natasha! Natasha is a lawyer who has juicy home buying questions for
Barbara to answer in depth. In this episode, they discuss what to do when you
have student loans while trying to buy a house, mortgage rates, down payments,
and so much more! instagram.com/planancial facebook.com/planancial Follow us to
stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews reoccurring guest, the fabulous Natasha! Natasha is a lawyer who has juicy home buying questions for Barbara to answer in depth. In this episode, they discuss what to do when you have student loans while trying to buy a house, mortgage rates, down payments, and so much more! 


instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews reoccurring guest, the fabulous Natasha! Natasha is a lawyer who has juicy home buying questions for Barbara to answer in depth. In this episode, they discuss what to do when you have student loans while trying to buy a house, mortgage rates, down payments, and so much more! 


instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 17 May 2019 05:30:00 &#43;0000</pubDate>
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                <itunes:duration>1381</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>35 Rosita - &#34;Making an Investment that Makes Sense&#34;</itunes:title>
                <title>35 Rosita - &#34;Making an Investment that Makes Sense&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Rosita, a 33 year old who
works for an International Non-Profit that specializes in financial services for
low-income women throughout Central America. Barbara and Rosita discuss student
loans, job stability, and explore different ways that she can invest her money
in Guatemala and Honduras while her cost of living is low.
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Rosita, a 33 year old who works for an International Non-Profit that specializes in financial services for low-income women throughout Central America. Barbara and Rosita discuss student loans, job stability, and explore different ways that she can invest her money in Guatemala and Honduras while her cost of living is low. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Rosita, a 33 year old who works for an International Non-Profit that specializes in financial services for low-income women throughout Central America. Barbara and Rosita discuss student loans, job stability, and explore different ways that she can invest her money in Guatemala and Honduras while her cost of living is low. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 10 May 2019 14:33:20 &#43;0000</pubDate>
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                <itunes:duration>2713</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Bonus Pod!</itunes:title>
                <title>Bonus Pod!</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>It&#39;s a quick bonus pod! Producer Alex joins Barbara to ask for your help... On
Monday, Barbara is interviewing Lindsey Stanberry, Work &amp; Money Director at
Refinery29 and author of Money Diaries. Send us your questions for Lindsey!
https://www.refinery29.com/en-us/author/lindsey-stanberry
https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[It&#39;s a quick bonus pod! Producer Alex joins Barbara to ask for your help... On Monday, Barbara is interviewing Lindsey Stanberry, Work &amp; Money Director at Refinery29 and author of Money Diaries. Send us your questions for Lindsey! 

https://www.refinery29.com/en-us/author/lindsey-stanberry
https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>It&amp;#39;s a quick bonus pod! Producer Alex joins Barbara to ask for your help... On Monday, Barbara is interviewing Lindsey Stanberry, Work &amp;amp; Money Director at Refinery29 and author of Money Diaries. Send us your questions for Lindsey! 

https://www.refinery29.com/en-us/author/lindsey-stanberry
https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Sat, 04 May 2019 16:02:34 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/a1644ad0-7890-46dd-80ef-6c765f4d5867_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>235</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>34 Penny Pincher - &#34;Super mega secret handshake backdoor&#34;</itunes:title>
                <title>34 Penny Pincher - &#34;Super mega secret handshake backdoor&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Penny Pincher, a 31 year
old software engineer living in San Francisco, CA. Penny is frugal by nature and
has a side gig in the art world, though she is making a stellar salary in her
day job. Barbara and Penny discuss the importance of talking about money and
salary demands especially as a woman, and talk about Penny&#39;s somewhat
complicated retirement savings plan. instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Penny Pincher, a 31 year old software engineer living in San Francisco, CA. Penny is frugal by nature and has a side gig in the art world, though she is making a stellar salary in her day job. Barbara and Penny discuss the importance of talking about money and salary demands especially as a woman, and talk about Penny&#39;s somewhat complicated retirement savings plan. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Penny Pincher, a 31 year old software engineer living in San Francisco, CA. Penny is frugal by nature and has a side gig in the art world, though she is making a stellar salary in her day job. Barbara and Penny discuss the importance of talking about money and salary demands especially as a woman, and talk about Penny&amp;#39;s somewhat complicated retirement savings plan. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 03 May 2019 10:00:39 &#43;0000</pubDate>
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                <itunes:duration>2570</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>33 Followup w/ Sonja (Ep 14) &#34;I&#39;m taking extreme baby steps&#34;</itunes:title>
                <title>33 Followup w/ Sonja (Ep 14) &#34;I&#39;m taking extreme baby steps&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this followup to episode 14, Certified Financial Planner Barbara Ginty
interviews Sonja, a 43 year old floral designer in NYC. Sonja shares how she&#39;s
been since her first interview and shares her exciting news. She&#39;s debt free and
working on a retirement fund! Since meeting with a CFP (shout out to Dan) she&#39;s
a self-proclaimed evangelist, preaching the personal finance gospel to the
youths and inspiring them to take control of their financial freedom ;)
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this followup to episode 14, Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old floral designer in NYC. Sonja shares how she&#39;s been since her first interview and shares her exciting news. She&#39;s debt free and working on a retirement fund! Since meeting with a CFP (shout out to Dan) she&#39;s a self-proclaimed evangelist, preaching the personal finance gospel to the youths and inspiring them to take control of their financial freedom ;)

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this followup to episode 14, Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old floral designer in NYC. Sonja shares how she&amp;#39;s been since her first interview and shares her exciting news. She&amp;#39;s debt free and working on a retirement fund! Since meeting with a CFP (shout out to Dan) she&amp;#39;s a self-proclaimed evangelist, preaching the personal finance gospel to the youths and inspiring them to take control of their financial freedom ;)

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 26 Apr 2019 10:00:49 &#43;0000</pubDate>
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                <itunes:duration>1807</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>32 Frances - &#34;Before I&#39;m 40, I can be free&#34;</itunes:title>
                <title>32 Frances - &#34;Before I&#39;m 40, I can be free&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old
Educational Leader who lives in DC. Frances recently went through a very unique
divorce, leaving her with a sticky financial situation. Barb is pleased to learn
that she is aggressively taking care of her credit card debt, and they devise a
plan for the money she brings in from her side hustle. This episode is a must
listen for anyone who was left in the lurch by a breakup!
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must listen for anyone who was left in the lurch by a breakup!

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must listen for anyone who was left in the lurch by a breakup!

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 19 Apr 2019 10:00:34 &#43;0000</pubDate>
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                <itunes:duration>3181</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>31 Rose - &#34;Too many roommates&#34;</itunes:title>
                <title>31 Rose - &#34;Too many roommates&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Rose, a 31 year old living
in NYC and making 80k in take home pay as a nanny. Rose and her wife live in an
apartment with three other people are are planning on getting their own place as
soon as her wife finishes school. Rose has some student debt that she&#39;s trying
to tackle, and Barbara dives into the (seriously confusing) world of income
based repayment plans. instagram.com/planancial facebook.com/planancial Follow
us to stay up to up to date and let us know what topics you&#39;d like Barbara to
cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Rose, a 31 year old living in NYC and making 80k in take home pay as a nanny. Rose and her wife live in an apartment with three other people are are planning on getting their own place as soon as her wife finishes school. Rose has some student debt that she&#39;s trying to tackle, and Barbara dives into the (seriously confusing) world of income based repayment plans.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Rose, a 31 year old living in NYC and making 80k in take home pay as a nanny. Rose and her wife live in an apartment with three other people are are planning on getting their own place as soon as her wife finishes school. Rose has some student debt that she&amp;#39;s trying to tackle, and Barbara dives into the (seriously confusing) world of income based repayment plans.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 12 Apr 2019 10:00:44 &#43;0000</pubDate>
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                <itunes:duration>1661</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>30 Expert Interview w/ Leslie Tayne, Esq.</itunes:title>
                <title>30 Expert Interview w/ Leslie Tayne, Esq.</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>If you have student debt that you want to tackle, the first step is listening to
this episode! Certified Financial Planner Barbara Ginty interviews NY Debt
Attorney Leslie Tayne, Esq. Leslie has nearly 20 years&#39; experience in the
practice area of consumer and business financial debt-related services. Barbara
and Leslie talk about the secrets and sneaky tricks of loan companies and
strategies to take control of your debt. Leslie drops way too much knowledge to
list in an episode description - you gotta listen! You can find Leslie at:
https://attorney-newyork.com/ https://www.instagram.com/taynelawgroup/ Follow us
to stay up to up to date and let us know what topics you&#39;d like Barbara to cover
more in-depth this season. instagram.com/planancial facebook.com/planancial

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[If you have student debt that you want to tackle, the first step is listening to this episode! Certified Financial Planner Barbara Ginty interviews NY Debt Attorney Leslie Tayne, Esq. Leslie has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Barbara and Leslie talk about the secrets and sneaky tricks of loan companies and strategies to take control of your debt. Leslie drops way too much knowledge to list in an episode description - you gotta listen!

You can find Leslie at:
https://attorney-newyork.com/
https://www.instagram.com/taynelawgroup/

Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>If you have student debt that you want to tackle, the first step is listening to this episode! Certified Financial Planner Barbara Ginty interviews NY Debt Attorney Leslie Tayne, Esq. Leslie has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Barbara and Leslie talk about the secrets and sneaky tricks of loan companies and strategies to take control of your debt. Leslie drops way too much knowledge to list in an episode description - you gotta listen!

You can find Leslie at:
https://attorney-newyork.com/
https://www.instagram.com/taynelawgroup/

Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.
instagram.com/planancial
facebook.com/planancial&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/5658daa7-a2a2-44db-9c18-3789a5114810</link>
                <pubDate>Fri, 05 Apr 2019 11:18:10 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/014c7ba0-5d0b-4376-88cb-3226433a9fa5_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2298</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>29 Jayne Stewart - &#34;The key is the follow through&#34;</itunes:title>
                <title>29 Jayne Stewart - &#34;The key is the follow through&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Jayne Stewart, a 26 year
old who works in sales for a hotel management company. Jayne makes 44k a year
with room for bonuses and is looking for strategies to tackle some credit card
debt she&#39;s been carrying as well as her student loans. Plus, Barb and Jayne bond
over the horrors of paying their own phone bills. instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Jayne Stewart, a 26 year old who works in sales for a hotel management company. Jayne makes 44k a year with room for bonuses and is looking for strategies to tackle some credit card debt she&#39;s been carrying as well as her student loans. Plus, Barb and Jayne bond over the horrors of paying their own phone bills. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Jayne Stewart, a 26 year old who works in sales for a hotel management company. Jayne makes 44k a year with room for bonuses and is looking for strategies to tackle some credit card debt she&amp;#39;s been carrying as well as her student loans. Plus, Barb and Jayne bond over the horrors of paying their own phone bills. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 29 Mar 2019 22:17:37 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/7545def9-922e-40d3-9b56-255f7d4ec6ae_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2070</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>28 Sonora - &#34;Snowball or Avalanche?&#34;</itunes:title>
                <title>28 Sonora - &#34;Snowball or Avalanche?&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Sonora, a 33 year old
marriage and family therapist who moved to Gulf Shores, AL last year. Sonora is
getting married soon and recently most of her extra cash has gone to wedding
prep - she and her fiance aim to do all their wedding planning debt free.
Barbara helps her figure out a post-wedding plan to pay of some significant
credit card debt and start saving for retirement. Non-profit income based
student loan forgiveness
https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Sonora, a 33 year old marriage and family therapist who moved to Gulf Shores, AL last year. Sonora is getting married soon and recently most of her extra cash has gone to wedding prep - she and her fiance aim to do all their wedding planning debt free. Barbara helps her figure out a post-wedding plan to pay of some significant credit card debt and start saving for retirement. 

Non-profit income based student loan forgiveness
https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Sonora, a 33 year old marriage and family therapist who moved to Gulf Shores, AL last year. Sonora is getting married soon and recently most of her extra cash has gone to wedding prep - she and her fiance aim to do all their wedding planning debt free. Barbara helps her figure out a post-wedding plan to pay of some significant credit card debt and start saving for retirement. 

Non-profit income based student loan forgiveness
https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Mar 2019 11:33:12 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/74ef5aaa-62c1-4c48-9149-17754f06a1fc_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2225</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>27 Getting a Raise - &#34;Half for today, half for tomorrow&#34;</itunes:title>
                <title>27 Getting a Raise - &#34;Half for today, half for tomorrow&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>This week Certified Financial Planner Barbara Ginty is joined by special guest
Natasha (previously on episode 4) to talk about what to do when you get a raise.
Barbara gives her recommendation for what to do with the extra cash (Spoiler
Alert: she doesn&#39;t want Natasha to just go on more vacations).
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[This week Certified Financial Planner Barbara Ginty is joined by special guest Natasha (previously on episode 4) to talk about what to do when you get a raise. Barbara gives her recommendation for what to do with the extra cash (Spoiler Alert: she doesn&#39;t want Natasha to just go on more vacations).

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>This week Certified Financial Planner Barbara Ginty is joined by special guest Natasha (previously on episode 4) to talk about what to do when you get a raise. Barbara gives her recommendation for what to do with the extra cash (Spoiler Alert: she doesn&amp;#39;t want Natasha to just go on more vacations).

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Mon, 18 Mar 2019 15:05:46 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/ad9cca15-2e24-4dba-8739-2cdafca97670_1b02d354-5cdb-4189-a18e-c89d286a6829.jpg"/>
                <itunes:duration>953</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>26 Nina Saver - &#34;I love a debt snowball&#34;</itunes:title>
                <title>26 Nina Saver - &#34;I love a debt snowball&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Nina Saver, a 35 year old
who recently made the transition from career woman to stay at home mom. Nina is
married and owns a house in Upstate New York. They talk about how Nina and her
partner made the decision for her to leave work and how they plan to get rid of
some debt within the next year. instagram.com/planancial facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like
Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Nina Saver, a 35 year old who recently made the transition from career woman to stay at home mom. Nina is married and owns a house in Upstate New York. They talk about how Nina and her partner made the decision for her to leave work and how they plan to get rid of some debt within the next year.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Nina Saver, a 35 year old who recently made the transition from career woman to stay at home mom. Nina is married and owns a house in Upstate New York. They talk about how Nina and her partner made the decision for her to leave work and how they plan to get rid of some debt within the next year.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 08 Mar 2019 19:58:40 &#43;0000</pubDate>
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                <itunes:duration>2127</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>25 Summer Jones - &#34;Room to Grow&#34;</itunes:title>
                <title>25 Summer Jones - &#34;Room to Grow&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Summer Jones, a 30 year old
who lives in NYC and works in sales for a major corporation. She is doing well
financially and hopes to hit over 500k in total compensation this year; however,
she does have a bit of a shopping habit. Barbara and Summer Jones identify ways
that she can be more prudent with how she saves her money. They discuss what
exactly an IRA is, and get into which type of life insurance would be a better
fit. instagram.com/planancial facebook.com/planancial Follow us to stay up to up
to date and let us know what topics you&#39;d like Barbara to cover more in-depth
this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Summer Jones, a 30 year old who lives in NYC and works in sales for a major corporation. She is doing well financially and hopes to hit over 500k in total compensation this year; however, she does have a bit of a shopping habit. Barbara and Summer Jones identify ways that she can be more prudent with how she saves her money. They discuss what exactly an IRA is, and get into which type of life insurance would be a better fit.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Summer Jones, a 30 year old who lives in NYC and works in sales for a major corporation. She is doing well financially and hopes to hit over 500k in total compensation this year; however, she does have a bit of a shopping habit. Barbara and Summer Jones identify ways that she can be more prudent with how she saves her money. They discuss what exactly an IRA is, and get into which type of life insurance would be a better fit.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Mar 2019 12:00:33 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/164ed985-b06e-49df-b84d-5c265c8236da_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2599</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>24 Expert Interview w/ Daniela Pierre-Bravo</itunes:title>
                <title>24 Expert Interview w/ Daniela Pierre-Bravo</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this special expert interview episode, Certified Financial Planner Barbara
Ginty interviews Daniela Pierre-Bravo. Daniela is a Booking Producer NBC
Universal and a contributor for Know Your Value. She is the Co-Author of Earn
It! Know Your Value and Grow Your Career in Your 20s and Beyond, coming out this
Spring. Daniela shares her unique story of building her career from the ground
up, and how her unique position as a DACA recipient has shaped her journey. They
also discuss how to overcome imposter syndrome and the magic of a good pump up
song. You can pre-order the book here: http://bit.ly/EarnItBook For more
information on Earn It, click here:
https://www.nbcnews.com/know-your-value/feature/mika-announces-new-book-young-women-earn-it-ncna965791
You can find her on social media at @dpierrebravo

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Daniela Pierre-Bravo. Daniela is a Booking Producer NBC Universal and a contributor for Know Your Value. She is the Co-Author of Earn It! Know Your Value and Grow Your Career in Your 20s and Beyond, coming out this Spring. Daniela shares her unique story of building her career from the ground up, and how her unique position as a DACA recipient has shaped her journey. They also discuss how to overcome imposter syndrome and the magic of a good pump up song.

You can pre-order the book here: http://bit.ly/EarnItBook     

For more information on Earn It, click here: https://www.nbcnews.com/know-your-value/feature/mika-announces-new-book-young-women-earn-it-ncna965791

You can find her on social media at @dpierrebravo<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Daniela Pierre-Bravo. Daniela is a Booking Producer NBC Universal and a contributor for Know Your Value. She is the Co-Author of Earn It! Know Your Value and Grow Your Career in Your 20s and Beyond, coming out this Spring. Daniela shares her unique story of building her career from the ground up, and how her unique position as a DACA recipient has shaped her journey. They also discuss how to overcome imposter syndrome and the magic of a good pump up song.

You can pre-order the book here: http://bit.ly/EarnItBook     

For more information on Earn It, click here: https://www.nbcnews.com/know-your-value/feature/mika-announces-new-book-young-women-earn-it-ncna965791

You can find her on social media at @dpierrebravo&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 22 Feb 2019 12:18:18 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/9205be95-2955-4cb1-91d9-425723d0b5d6_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2285</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>23 Adele - &#34;Alphabet Soup&#34;</itunes:title>
                <title>23 Adele - &#34;Alphabet Soup&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Adele, a 28 year old living
in Upstate New York and working in Domestic Violence Outreach. Adele has some
student debt as well as credit card debt that she is trying to get rid of while
also going back to school. Info for Tier 6 NY State...
https://www.osc.state.ny.us/retire/members/tier-6/faq.php#faq_8 Info: There are
various types on &#34;Income Based&#34; repayment plans....be sure to know which ones
you have... See a breakdown here....ALSO We have a podcast coming with the
knowledgable @LESLIETAYNE coming up in a few weeks which will be a must listen
for anyone with student loans!
https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven *~*
planancial.com - $50 off our student loan class with code MONSTER *~*
instagram.com/planancial facebook.com/planancial Follow us to stay up to up to
date and let us know what topics you&#39;d like Barbara to cover more in-depth this
season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Adele, a 28 year old living in Upstate New York and working in Domestic Violence Outreach. Adele has some student debt as well as credit card debt that she is trying to get rid of while also going back to school. 

Info for Tier 6 NY State...
https://www.osc.state.ny.us/retire/members/tier-6/faq.php#faq_8

Info: There are various types on &#34;Income Based&#34; repayment plans....be sure to know which ones you have... See a breakdown here....ALSO We have a podcast coming with the knowledgable @LESLIETAYNE coming up in a few weeks which will be a must listen for anyone with student loans!
https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven

*~* planancial.com - $50 off our student loan class with code MONSTER *~*

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Adele, a 28 year old living in Upstate New York and working in Domestic Violence Outreach. Adele has some student debt as well as credit card debt that she is trying to get rid of while also going back to school. 

Info for Tier 6 NY State...
https://www.osc.state.ny.us/retire/members/tier-6/faq.php#faq_8

Info: There are various types on &amp;#34;Income Based&amp;#34; repayment plans....be sure to know which ones you have... See a breakdown here....ALSO We have a podcast coming with the knowledgable @LESLIETAYNE coming up in a few weeks which will be a must listen for anyone with student loans!
https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven

*~* planancial.com - $50 off our student loan class with code MONSTER *~*

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 15 Feb 2019 14:16:35 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/6def7b31-9506-446e-ab93-b3c49c3ee6db_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>3089</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>22 Monique - &#34;Tornado of Debt&#34;</itunes:title>
                <title>22 Monique - &#34;Tornado of Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Monique, a 32 year old
Nurse Practitioner living in Philadelphia. Monique makes good money and while
she technically has done everything &#34;right,&#34; she still found herself with some
debt she can&#39;t shake. Barbara helps her devise a strict plan to get rid of the
debt and begin saving. instagram.com/planancial facebook.com/planancial Follow
us to stay up to up to date and let us know what topics you&#39;d like Barbara to
cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Monique, a 32 year old Nurse Practitioner living in Philadelphia. Monique makes good money and while she technically has done everything &#34;right,&#34; she still found herself with some debt she can&#39;t shake. Barbara helps her devise a strict plan to get rid of the debt and begin saving.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Monique, a 32 year old Nurse Practitioner living in Philadelphia. Monique makes good money and while she technically has done everything &amp;#34;right,&amp;#34; she still found herself with some debt she can&amp;#39;t shake. Barbara helps her devise a strict plan to get rid of the debt and begin saving.

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/33f43906-03bf-42ec-9111-220d13d15c8c</link>
                <pubDate>Fri, 08 Feb 2019 11:30:05 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/d04a8e68-af11-477a-89ac-bc9fff4930b5_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2449</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>21 Expert Interview w/ Marcus Garrett</itunes:title>
                <title>21 Expert Interview w/ Marcus Garrett</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>In this special expert interview episode, Certified Financial Planner Barbara
Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and
author of Debt Free or Die Trying. Marcus tells the inspiring story of how he
racked up and then paid off $30k in debt by age 30. Barb and Marcus also bond
over their shared love of emergency funds. Relevant links: Yes, Banks Are
Reordering Your Transactions And Charging Overdraft Fees
https://www.forbes.com/sites/halahtouryalai/2013/06/11/yes-banks-are-reordering-your-transactions-and-charging-overdraft-fees/#401decde6daa
The term (Chase Bank) is &#34;Debit Card Coverage.&#34; You can turn this service off,
while still separately maintaining Overdraft Protection
https://www.chase.com/personal/checking/overdraft-services/debit-card-coverage
You can find Marcus on twitter at @TheMarcusGarret instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. Marcus tells the inspiring story of how he racked up and then paid off $30k in debt by age 30. Barb and Marcus also bond over their shared love of emergency funds.

Relevant links:
Yes, Banks Are Reordering Your Transactions And Charging Overdraft Fees
https://www.forbes.com/sites/halahtouryalai/2013/06/11/yes-banks-are-reordering-your-transactions-and-charging-overdraft-fees/#401decde6daa
The term (Chase Bank) is &#34;Debit Card Coverage.&#34; You can turn this service off, while still separately maintaining Overdraft Protection
https://www.chase.com/personal/checking/overdraft-services/debit-card-coverage

You can find Marcus on twitter at @TheMarcusGarret

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. Marcus tells the inspiring story of how he racked up and then paid off $30k in debt by age 30. Barb and Marcus also bond over their shared love of emergency funds.

Relevant links:
Yes, Banks Are Reordering Your Transactions And Charging Overdraft Fees
https://www.forbes.com/sites/halahtouryalai/2013/06/11/yes-banks-are-reordering-your-transactions-and-charging-overdraft-fees/#401decde6daa
The term (Chase Bank) is &amp;#34;Debit Card Coverage.&amp;#34; You can turn this service off, while still separately maintaining Overdraft Protection
https://www.chase.com/personal/checking/overdraft-services/debit-card-coverage

You can find Marcus on twitter at @TheMarcusGarret

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 01 Feb 2019 13:14:49 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/3673bb3c-692a-4bc0-87cc-1644f9c1ccbc_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2844</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>20 Mary - &#34;Lingering Debt&#34;</itunes:title>
                <title>20 Mary - &#34;Lingering Debt&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Mary, a 34 year old
paralegal who lives in Upstate New York. Mary is a single mother who is in the
process of adopting a child from a foreign country. Mary has some student loan
debt that she can&#39;t seem to shake and Barbara helps her formulate a strategy to
tackle it before the adoption goes through. They talk about the financial
differences between having one and two children, as well as the importance of
life insurance when there are kiddos in the picture. instagram.com/planancial
facebook.com/planancial Follow us to stay up to up to date and let us know what
topics you&#39;d like Barbara to cover more in-depth this season.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Mary, a 34 year old paralegal who lives in Upstate New York. Mary is a single mother who is in the process of adopting a child from a foreign country. Mary has some student loan debt that she can&#39;t seem to shake and Barbara helps her formulate a strategy to tackle it before the adoption goes through. They talk about the financial differences between having one and two children, as well as the importance of life insurance when there are kiddos in the picture. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&#39;d like Barbara to cover more in-depth this season.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Mary, a 34 year old paralegal who lives in Upstate New York. Mary is a single mother who is in the process of adopting a child from a foreign country. Mary has some student loan debt that she can&amp;#39;t seem to shake and Barbara helps her formulate a strategy to tackle it before the adoption goes through. They talk about the financial differences between having one and two children, as well as the importance of life insurance when there are kiddos in the picture. 

instagram.com/planancial
facebook.com/planancial
Follow us to stay up to up to date and let us know what topics you&amp;#39;d like Barbara to cover more in-depth this season.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/1edcc57e-a254-49b6-8321-fcccf0883ee1</link>
                <pubDate>Fri, 25 Jan 2019 12:06:49 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/29ad8022-12bd-4ba1-8155-9eed8570d6f6_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1899</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>19 Beatrice - &#34;Financial Drama&#34;</itunes:title>
                <title>19 Beatrice - &#34;Financial Drama&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Welcome to Season 2! We&#39;re so excited to kick things off - this season it&#39;s all
about strategizing and setting goals to get #FutureRich. In this episode,
Certified Financial Planner Barbara Ginty interviews Beatrice, a 32 year old who
lives in Austin, TX and makes around 75k a year as a technical recruiting
consultant. Last year, she separated from her fiancé and the breakup led to some
sticky financial stuff. Barbara and Beatrice discuss how she is recovering from
that huge life change and planning ahead for the future.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Welcome to Season 2! We&#39;re so excited to kick things off - this season it&#39;s all about strategizing and setting goals to get #FutureRich. In this episode, Certified Financial Planner Barbara Ginty interviews Beatrice, a 32 year old who lives in Austin, TX and makes around 75k a year as a technical recruiting consultant. Last year, she separated from her fiancé and the breakup led to some sticky financial stuff. Barbara and Beatrice discuss how she is recovering from that huge life change and planning ahead for the future.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Welcome to Season 2! We&amp;#39;re so excited to kick things off - this season it&amp;#39;s all about strategizing and setting goals to get #FutureRich. In this episode, Certified Financial Planner Barbara Ginty interviews Beatrice, a 32 year old who lives in Austin, TX and makes around 75k a year as a technical recruiting consultant. Last year, she separated from her fiancé and the breakup led to some sticky financial stuff. Barbara and Beatrice discuss how she is recovering from that huge life change and planning ahead for the future.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="47422484" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/75a316df-811b-4bfe-aa67-7fe73844d9fa/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/75a316df-811b-4bfe-aa67-7fe73844d9fa</link>
                <pubDate>Fri, 18 Jan 2019 13:55:04 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/57bd5304-80fc-419f-8da5-cf2ea57a11b1_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2963</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Season 1 Wrap</itunes:title>
                <title>Season 1 Wrap</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>2018 is almost over - we can&#39;t believe it! This year has been so much fun and we
have some exciting things in store for Season 2. It&#39;s all about getting
#FutureRich. In addition to personal finance interviews, we&#39;re going to be
chatting with experts. We want to hear from you: what types of experts do you
want Barbara to interview? We&#39;re also looking for GUESTS! If you or a friend
want to be on the podcast please let us know. Next season we&#39;re reaching beyond
the NYC area - you can be anywhere and we&#39;ll make it happen. Find us on social
@Planancial or send us an email planancialpod@gmail.com and let us know. HERE&#39;S
TO 2019!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[2018 is almost over - we can&#39;t believe it! This year has been so much fun and we have some exciting things in store for Season 2. It&#39;s all about getting #FutureRich. In addition to personal finance interviews, we&#39;re going to be chatting with experts. We want to hear from you: what types of experts do you want Barbara to interview?

We&#39;re also looking for GUESTS! If you or a friend want to be on the podcast please let us know. Next season we&#39;re reaching beyond the NYC area - you can be anywhere and we&#39;ll make it happen.

Find us on social @Planancial or send us an email planancialpod@gmail.com and let us know. 

HERE&#39;S TO 2019!<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>2018 is almost over - we can&amp;#39;t believe it! This year has been so much fun and we have some exciting things in store for Season 2. It&amp;#39;s all about getting #FutureRich. In addition to personal finance interviews, we&amp;#39;re going to be chatting with experts. We want to hear from you: what types of experts do you want Barbara to interview?

We&amp;#39;re also looking for GUESTS! If you or a friend want to be on the podcast please let us know. Next season we&amp;#39;re reaching beyond the NYC area - you can be anywhere and we&amp;#39;ll make it happen.

Find us on social @Planancial or send us an email planancialpod@gmail.com and let us know. 

HERE&amp;#39;S TO 2019!&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="4784378" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/d3b35e4d-3afb-4414-9046-269a9c188a60/stream.mp3"/>
                
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                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/d3b35e4d-3afb-4414-9046-269a9c188a60</link>
                <pubDate>Thu, 27 Dec 2018 17:43:12 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/192872de-1087-42fb-82bd-537dd4d14e72_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>299</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>18 Hannah - &#34;Where does it all go?!&#34;</itunes:title>
                <title>18 Hannah - &#34;Where does it all go?!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Hannah, a 29 year old
attorney who lives in Brooklyn. Hannah has some student loan debt in her home
country and a unique plan to pay it off. She also recently moved in with her
boyfriend and was shocked by the reality vs expectation of saving money by
moving in with a partner. Barbara helps her plan out ways to tackle some
lingering credit card debt.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Hannah, a 29 year old attorney who lives in Brooklyn. Hannah has some student loan debt in her home country and a unique plan to pay it off. She also recently moved in with her boyfriend and was shocked by the reality vs expectation of saving money by moving in with a partner. Barbara helps her plan out ways to tackle some lingering credit card debt.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Hannah, a 29 year old attorney who lives in Brooklyn. Hannah has some student loan debt in her home country and a unique plan to pay it off. She also recently moved in with her boyfriend and was shocked by the reality vs expectation of saving money by moving in with a partner. Barbara helps her plan out ways to tackle some lingering credit card debt.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="32797675" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/e5f70616-ef92-4ea1-8741-b05a6380ee6b/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/507386799</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/e5f70616-ef92-4ea1-8741-b05a6380ee6b</link>
                <pubDate>Sun, 30 Sep 2018 15:56:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/443f0dbe-cced-433c-827e-e82b783738e7_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2049</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>17 Jane - &#34;I feel like there&#39;s a long climb ahead&#34;</itunes:title>
                <title>17 Jane - &#34;I feel like there&#39;s a long climb ahead&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Jane, a 34 year old single
mother who lives in Connecticut. Jane works in sales and has recently endured a
tough 5 months of unemployment where she built up some credit card debt. Barbara
helps Jane figure out next steps as far as getting the debt under control and
building up some savings. They also discuss how to get the kids involved in
budgeting and the pressures of living in an affluent area as a single parent.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Jane, a 34 year old single mother who lives in Connecticut. Jane works in sales and has recently endured a tough 5 months of unemployment where she built up some credit card debt. Barbara helps Jane figure out next steps as far as getting the debt under control and building up some savings. They also discuss how to get the kids involved in budgeting and the pressures of living in an affluent area as a single parent.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Jane, a 34 year old single mother who lives in Connecticut. Jane works in sales and has recently endured a tough 5 months of unemployment where she built up some credit card debt. Barbara helps Jane figure out next steps as far as getting the debt under control and building up some savings. They also discuss how to get the kids involved in budgeting and the pressures of living in an affluent area as a single parent.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="31799588" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/ce15c99a-48cf-4624-8758-16a7cb99f03f/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/499866312</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/ce15c99a-48cf-4624-8758-16a7cb99f03f</link>
                <pubDate>Fri, 14 Sep 2018 15:34:21 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/dee9cf32-3890-417a-aa28-73f2174d68c4_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1987</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>16 Clementine - &#34;It&#39;s my responsibility to hustle&#34;</itunes:title>
                <title>16 Clementine - &#34;It&#39;s my responsibility to hustle&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Clementine, a 36 year old
who lives in Brooklyn. Clementine is going through some huge life changes. She
just quit her job as a handbag designer making 105k to start her own culinary
business. They discuss the huge risk of starting you own business and
Clementine&#39;s decision to take out her 401k early in order to move from Jersey
City to Brooklyn after separating from her spouse.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Clementine, a 36 year old who lives in Brooklyn. Clementine is going through some huge life changes. She just quit her job as a handbag designer making 105k to start her own culinary business. They discuss the huge risk of starting you own business and Clementine&#39;s decision to take out her 401k early in order to move from Jersey City to Brooklyn after separating from her spouse.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Clementine, a 36 year old who lives in Brooklyn. Clementine is going through some huge life changes. She just quit her job as a handbag designer making 105k to start her own culinary business. They discuss the huge risk of starting you own business and Clementine&amp;#39;s decision to take out her 401k early in order to move from Jersey City to Brooklyn after separating from her spouse.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="34673057" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/214a289f-895c-47d9-99df-caff11abbce1/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/493377789</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/214a289f-895c-47d9-99df-caff11abbce1</link>
                <pubDate>Fri, 31 Aug 2018 17:23:54 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/b9b08449-3fde-4e56-9601-beb62a474015_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2167</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>15 Ivy - &#34;The only sure things in life are death and taxes&#34;</itunes:title>
                <title>15 Ivy - &#34;The only sure things in life are death and taxes&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Ivy, a 31 year old who
recently left her job as a senior staffer at a nonprofit in DC to travel full
time while doing contract work. Barbara and Ivy discuss the freedom (and
surprises!) that comes with being your own boss. They break down the finances of
being a global citizen and how Ivy makes it work, and turns out she knows every
airfare trick in the book!

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Ivy, a 31 year old who recently left her job as a senior staffer at a nonprofit in DC to travel full time while doing contract work. Barbara and Ivy discuss the freedom (and surprises!) that comes with being your own boss. They break down the finances of being a global citizen and how Ivy makes it work, and turns out she knows every airfare trick in the book!<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Ivy, a 31 year old who recently left her job as a senior staffer at a nonprofit in DC to travel full time while doing contract work. Barbara and Ivy discuss the freedom (and surprises!) that comes with being your own boss. They break down the finances of being a global citizen and how Ivy makes it work, and turns out she knows every airfare trick in the book!&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="32407719" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/51a2e20e-e9d2-46f1-afe7-86e2198b3893/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/486777711</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/51a2e20e-e9d2-46f1-afe7-86e2198b3893</link>
                <pubDate>Fri, 17 Aug 2018 11:54:02 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/41fa3894-8e4e-4fce-bcdf-0f3775345ad1_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2025</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>14 Sonja - &#34;I&#39;m going to be a ballerina on the moon before that happens&#34;</itunes:title>
                <title>14 Sonja - &#34;I&#39;m going to be a ballerina on the moon before that happens&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old who
lives in NYC and 7 years ago left her job in high end interior design to start
her own floral design business. She credits an effort to be kinder to herself as
the inspiration for branching out on her own. They discuss the various emotional
ties we can have to our debt and how getting rid of it is always more
complicated than expected. In Sonja&#39;s case, this was a credit card debt strategy
that came with a tax-season surprise.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old who lives in NYC and 7 years ago left her job in high end interior design to start her own floral design business. She credits an effort to be kinder to herself as the inspiration for branching out on her own. They discuss the various emotional ties we can have to our debt and how getting rid of it is always more complicated than expected. In Sonja&#39;s case, this was a credit card debt strategy that came with a tax-season surprise.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old who lives in NYC and 7 years ago left her job in high end interior design to start her own floral design business. She credits an effort to be kinder to herself as the inspiration for branching out on her own. They discuss the various emotional ties we can have to our debt and how getting rid of it is always more complicated than expected. In Sonja&amp;#39;s case, this was a credit card debt strategy that came with a tax-season surprise.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="50998961" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/0a072fa9-6b23-4c4c-a61c-322779c9f0dc/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/480661233</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/0a072fa9-6b23-4c4c-a61c-322779c9f0dc</link>
                <pubDate>Fri, 03 Aug 2018 15:24:54 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/bc7be6a5-892a-4f8c-b19c-0abf88b65d52_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>3187</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>13 Cassandra - &#34;I ghosted on my loans&#34;</itunes:title>
                <title>13 Cassandra - &#34;I ghosted on my loans&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty interviews Cassandra, a 25 year old
who lives in NYC and just started a job at an animal rights nonprofit. She makes
35k base salary and currently has some student loans in forbearance. Barbara
gives her advice on how to tackle the loans, suggests an income based repayment
program, and explains credit scores as they pertain to loan payments.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty interviews Cassandra, a 25 year old who lives in NYC and just started a job at an animal rights nonprofit. She makes 35k base salary and currently has some student loans in forbearance. Barbara gives her advice on how to tackle the loans, suggests an income based repayment program, and explains credit scores as they pertain to loan payments.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty interviews Cassandra, a 25 year old who lives in NYC and just started a job at an animal rights nonprofit. She makes 35k base salary and currently has some student loans in forbearance. Barbara gives her advice on how to tackle the loans, suggests an income based repayment program, and explains credit scores as they pertain to loan payments.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="33481038" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a0da97d7-1b77-482c-bf02-c992e3e1f502/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/474281976</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/a0da97d7-1b77-482c-bf02-c992e3e1f502</link>
                <pubDate>Fri, 20 Jul 2018 11:44:12 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/59cdc8ab-eae7-451d-aa7e-69a0c1db7e32_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2092</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>12 Francesca - &#34;If you can&#39;t make money at it, I&#39;m really good at it&#34;</itunes:title>
                <title>12 Francesca - &#34;If you can&#39;t make money at it, I&#39;m really good at it&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Francesca, a 37 year old
who lives on Long Island. Francesca is a former performing artist and current
primary caretaker of her two-year-old. She earns extra cash with a few creative
side-hustles. Barbara helps her with a strategy to tackle her credit card debt
and they discuss the emotions and fears surrounding money -- especially when it
comes to charging for her freelance work.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Francesca, a 37 year old who lives on Long Island. Francesca is a former performing artist and current primary caretaker of her two-year-old. She earns extra cash with a few creative side-hustles. Barbara helps her with a strategy to tackle her credit card debt and they discuss the emotions and fears surrounding money -- especially when it comes to charging for her freelance work.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Francesca, a 37 year old who lives on Long Island. Francesca is a former performing artist and current primary caretaker of her two-year-old. She earns extra cash with a few creative side-hustles. Barbara helps her with a strategy to tackle her credit card debt and they discuss the emotions and fears surrounding money -- especially when it comes to charging for her freelance work.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="37309962" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/50fdf77e-86e1-4051-b442-93bcd6a8f3c9/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/468077538</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/50fdf77e-86e1-4051-b442-93bcd6a8f3c9</link>
                <pubDate>Fri, 06 Jul 2018 11:50:58 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/6a8a3cb5-ea08-48e8-a4e5-cd79ef95337f_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2331</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>11 Claire - &#34;I&#39;ll be rich when I&#39;m 57, see you guys then!&#34;</itunes:title>
                <title>11 Claire - &#34;I&#39;ll be rich when I&#39;m 57, see you guys then!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Claire, a 27 year old who
lives in NYC and makes 75k as an ecommerce manager for a fashion brand. They
discuss Claire&#39;s experience advocating for herself when she took a new role and
landed a higher salary. Plus, we get the lowdown on her new apartment and the
secret to finally ditching the IKEA furniture.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Claire, a 27 year old who lives in NYC and makes 75k as an ecommerce manager for a fashion brand. They discuss Claire&#39;s experience advocating for herself when she took a new role and landed a higher salary. Plus, we get the lowdown on her new apartment and the secret to finally ditching the IKEA furniture.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Claire, a 27 year old who lives in NYC and makes 75k as an ecommerce manager for a fashion brand. They discuss Claire&amp;#39;s experience advocating for herself when she took a new role and landed a higher salary. Plus, we get the lowdown on her new apartment and the secret to finally ditching the IKEA furniture.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="33978409" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/73ff2308-de4a-452b-a495-0c361bab978c/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/461911878</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/73ff2308-de4a-452b-a495-0c361bab978c</link>
                <pubDate>Fri, 22 Jun 2018 14:48:38 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/b0296c09-9a3e-4694-8c67-b59704fb8498_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2123</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 10 Ariana - &#34;I&#39;m a preparer and a planner&#34;</itunes:title>
                <title>Ep 10 Ariana - &#34;I&#39;m a preparer and a planner&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Ariana, a 33 year old
Digital Project Manager in NYC who makes 85k. She is married to a musician and
they own their apartment through a special HDFC program. Highlights include
Ariana&#39;s distinctly millenial savings plan and hilarious insight into the
dynamics of staying on the family cellphone plan as an adult.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Ariana, a 33 year old Digital Project Manager in NYC who makes 85k. She is married to a musician and they own their apartment through a special HDFC program. Highlights include Ariana&#39;s distinctly millenial savings plan and  hilarious insight into the dynamics of staying on the family cellphone plan as an adult.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Ariana, a 33 year old Digital Project Manager in NYC who makes 85k. She is married to a musician and they own their apartment through a special HDFC program. Highlights include Ariana&amp;#39;s distinctly millenial savings plan and  hilarious insight into the dynamics of staying on the family cellphone plan as an adult.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="41836878" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/d6ef7bd4-2c56-4869-b78b-b6e666f2f7e1/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/455572149</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/d6ef7bd4-2c56-4869-b78b-b6e666f2f7e1</link>
                <pubDate>Fri, 08 Jun 2018 12:55:52 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/aa19fa40-d243-40d2-a442-33a8a4cc8a11_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2614</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 9 Ruby -  &#34;I took Geology but I didn&#39;t take something about my 401k&#34;</itunes:title>
                <title>Ep 9 Ruby -  &#34;I took Geology but I didn&#39;t take something about my 401k&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Ruby, a 25 year old who
lives in NYC and is a manager at a TV network. She&#39;s got a few investments and
is curious about the vesting schedule for her 401k. They go over why bonuses are
taxed differently from regular pay, and Barbara explains different types of
mutual funds. Ruby drops some wisdom on Barbara and teaches her the magic of
&#34;Netflix and run.&#34;

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Ruby, a 25 year old who lives in NYC and is a manager at a TV network. She&#39;s got a few investments and is curious about the vesting schedule for her 401k. They go over why bonuses are taxed differently from regular pay, and Barbara explains different types of mutual funds. Ruby drops some wisdom on Barbara and teaches her the magic of &#34;Netflix and run.&#34;<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Ruby, a 25 year old who lives in NYC and is a manager at a TV network. She&amp;#39;s got a few investments and is curious about the vesting schedule for her 401k. They go over why bonuses are taxed differently from regular pay, and Barbara explains different types of mutual funds. Ruby drops some wisdom on Barbara and teaches her the magic of &amp;#34;Netflix and run.&amp;#34;&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="36703503" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/5d728d0c-1093-43ba-81ce-e51a055d6a83/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/449021640</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/5d728d0c-1093-43ba-81ce-e51a055d6a83</link>
                <pubDate>Fri, 25 May 2018 14:07:08 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/d9c91942-8c7b-4858-a6b7-511f7a96ad10_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2293</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 8 Monica - &#34;Nobody explained anything to me, I just kinda went for it&#34;</itunes:title>
                <title>Ep 8 Monica - &#34;Nobody explained anything to me, I just kinda went for it&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Monica, a 29 year old who
works for NYC as a transactional attorney. The go over the ins and outs of loan
forgiveness plans. Monica also shares how she managed to save money by moving
from Staten Island to Manhattan.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Monica, a 29 year old who works for NYC as a transactional attorney. The go over the ins and outs of loan forgiveness plans. Monica also shares how she managed to save money by moving from Staten Island to Manhattan.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Monica, a 29 year old who works for NYC as a transactional attorney. The go over the ins and outs of loan forgiveness plans. Monica also shares how she managed to save money by moving from Staten Island to Manhattan.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="38529567" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/df534db2-3a9d-4091-b6fd-c742b2850ba3/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/442555188</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/df534db2-3a9d-4091-b6fd-c742b2850ba3</link>
                <pubDate>Fri, 11 May 2018 12:08:59 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/a2e811d9-c436-4f16-9f83-add9c58b6701_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2408</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 7 Trish - &#34;Virgo came out full-force&#34;</itunes:title>
                <title>Ep 7 Trish - &#34;Virgo came out full-force&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Trish, a 26 year old in NYC
who works in Ad Operations. They discuss the pros and cons of working for a
large corporation, and her experience recently getting a credit card for the
first time. Trish also shares her budgeting spreadsheet (which thrills
Barbara!).

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Trish, a 26 year old in NYC who works in Ad Operations. They discuss the pros and cons of working for a large corporation, and her experience recently getting a credit card for the first time. Trish also shares her budgeting spreadsheet (which thrills Barbara!).<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Trish, a 26 year old in NYC who works in Ad Operations. They discuss the pros and cons of working for a large corporation, and her experience recently getting a credit card for the first time. Trish also shares her budgeting spreadsheet (which thrills Barbara!).&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="41388826" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/a985f0c4-40dd-4228-90b6-1bc540399c26/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/435950484</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/a985f0c4-40dd-4228-90b6-1bc540399c26</link>
                <pubDate>Fri, 27 Apr 2018 12:11:33 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/f1e1280c-7491-41a5-a517-d4b86802ad81_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2586</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 6 Rachel - &#34;It&#39;s not what you make, it&#39;s what you spend&#34;</itunes:title>
                <title>Ep 6 Rachel - &#34;It&#39;s not what you make, it&#39;s what you spend&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Rachel, a family Nurse
Practitioner in Upstate New York. They figure out a plan for Rachel and her
spouse to achieve their dream of building a house while simultaneously saving
for retirement.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Rachel, a family Nurse Practitioner in Upstate New York. They figure out a plan for Rachel and her spouse to achieve their dream of building a house while simultaneously saving for retirement.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Rachel, a family Nurse Practitioner in Upstate New York. They figure out a plan for Rachel and her spouse to achieve their dream of building a house while simultaneously saving for retirement.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="37296169" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/f6811dca-bb35-48e6-aa12-7963eee771a8/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/429141510</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/f6811dca-bb35-48e6-aa12-7963eee771a8</link>
                <pubDate>Fri, 13 Apr 2018 13:03:43 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/050cb118-99b9-4806-8f61-fd868cee16de_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2331</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 5 Taylor - &#34;Taking a Life Break&#34;</itunes:title>
                <title>Ep 5 Taylor - &#34;Taking a Life Break&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty meets with Taylor, a teacher who is
getting back into the swing of things after taking a &#34;life break&#34; for 2 years to
travel. They discuss the often deceptive nature of school loans, and the costs
associated with owning a car.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty meets with Taylor, a teacher who is getting back into the swing of things after taking a &#34;life break&#34; for 2 years to travel. They discuss the often deceptive nature of school loans, and the costs associated with owning a car.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty meets with Taylor, a teacher who is getting back into the swing of things after taking a &amp;#34;life break&amp;#34; for 2 years to travel. They discuss the often deceptive nature of school loans, and the costs associated with owning a car.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="32589949" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/ea9b1baa-08ad-47ab-800d-b9186156b68a/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/422306031</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/ea9b1baa-08ad-47ab-800d-b9186156b68a</link>
                <pubDate>Fri, 30 Mar 2018 12:56:51 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/da9d474e-0577-4f5a-ab67-644e34924082_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2036</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 4 Natasha - &#34;F*** Great Lakes!&#34;</itunes:title>
                <title>Ep 4 Natasha - &#34;F*** Great Lakes!&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty talks with Natasha, a woman who went
to law school in her late twenties after working in the entertainment industry.
They discuss the hidden perils of student loan debt, and what it&#39;s like to make
a total career transition.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty talks with Natasha, a woman who went to law school in her late twenties after working in the entertainment industry. They discuss the hidden perils of student loan debt, and what it&#39;s like to make a total career transition.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty talks with Natasha, a woman who went to law school in her late twenties after working in the entertainment industry. They discuss the hidden perils of student loan debt, and what it&amp;#39;s like to make a total career transition.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="38658716" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/70203477-af3b-442d-8bbe-f7d459e9182e/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/414586587</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/70203477-af3b-442d-8bbe-f7d459e9182e</link>
                <pubDate>Fri, 16 Mar 2018 13:20:46 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/0983df29-df85-4fca-91e9-b77044e1d739_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>2416</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 3 &#34;Amanda&#34;</itunes:title>
                <title>Ep 3 &#34;Amanda&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty talks with Amanda, a woman in her late
30s who lives in New York City. They chat about Amanda&#39;s recent decision to take
a step back in her career and how she&#39;s dealt with the change in income.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty talks with Amanda, a woman in her late 30s who lives in New York City. They chat about Amanda&#39;s recent decision to take a step back in her career and how she&#39;s dealt with the change in income.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty talks with Amanda, a woman in her late 30s who lives in New York City. They chat about Amanda&amp;#39;s recent decision to take a step back in her career and how she&amp;#39;s dealt with the change in income.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="28445884" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/12c3b5da-b1ef-4348-a1c4-f871cc14a3de/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/407597733</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/12c3b5da-b1ef-4348-a1c4-f871cc14a3de</link>
                <pubDate>Fri, 02 Mar 2018 15:04:13 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/e19929d2-e101-428b-8dde-37c2b898592e_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1777</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 2 &#34;Kira&#34;</itunes:title>
                <title>Ep 2 &#34;Kira&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty talks with Kira who works in Human
Resources and lives in New York City. Barbara asks Kira what it&#39;s like to be a
homeowner as a young, single woman and what the process of buying her first
property was like. Kira shares her financial stressors and how her immigrant
parents helped motivate her to take the leap and purchase her apartment.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty talks with Kira who works in Human Resources and lives in New York City. Barbara asks Kira what it&#39;s like to be a homeowner as a young, single woman and what the process of buying her first property was like. Kira shares her financial stressors and how her immigrant parents helped motivate her to take the leap and purchase her apartment.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty talks with Kira who works in Human Resources and lives in New York City. Barbara asks Kira what it&amp;#39;s like to be a homeowner as a young, single woman and what the process of buying her first property was like. Kira shares her financial stressors and how her immigrant parents helped motivate her to take the leap and purchase her apartment.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="28330945" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/695873b8-ae95-49f1-a4fa-f70f67dd8e6e/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/400553586</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/695873b8-ae95-49f1-a4fa-f70f67dd8e6e</link>
                <pubDate>Fri, 16 Feb 2018 14:36:36 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/6f224d60-20b8-4343-908a-3f198d194466_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1770</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Ep 1 &#34;Emily&#34;</itunes:title>
                <title>Ep 1 &#34;Emily&#34;</title>

                
                
                <itunes:author>Future Rich</itunes:author>
                <itunes:summary>Certified Financial Planner Barbara Ginty talks with Emily who works in
education and lives in New York City. They chat about tackling student debt and
the predatory nature of some loan companies. They also discuss the mysteries of
when to start saving for retirement and how to go about doing it.

Advertising Inquiries: https://redcircle.com/brands</itunes:summary>
                <description><![CDATA[Certified Financial Planner Barbara Ginty talks with Emily who works in education and lives in New York City. They chat about tackling student debt and the predatory nature of some loan companies. They also discuss the mysteries of when to start saving for retirement and how to go about doing it.<br/><br/>Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>]]></description>
                <content:encoded>Certified Financial Planner Barbara Ginty talks with Emily who works in education and lives in New York City. They chat about tackling student debt and the predatory nature of some loan companies. They also discuss the mysteries of when to start saving for retirement and how to go about doing it.&lt;br/&gt;&lt;br/&gt;Advertising Inquiries: &lt;a href=&#39;https://redcircle.com/brands&#39;&gt;https://redcircle.com/brands&lt;/a&gt;</content:encoded>
                
                <enclosure length="29556401" type="audio/mpeg" url="https://audio3.redcircle.com/episodes/22a6f763-a282-480f-b3a6-8ae1b60a7268/stream.mp3"/>
                
                <guid isPermaLink="false">tag:soundcloud,2010:tracks/393224772</guid>
                <link>https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/22a6f763-a282-480f-b3a6-8ae1b60a7268</link>
                <pubDate>Fri, 02 Feb 2018 02:17:11 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2023/2/2/16/8f8d426d-222a-4bc7-b770-e30e187c0d86_7d46a599-4864-4a4b-ad5d-ce1a14187058.jpg"/>
                <itunes:duration>1847</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
    </channel>
</rss>
