RedCircle VERIFY_TOKEN_74db83d3-2c16-42ba-ba64-2be705b1520b -- Rendered At Wed, 20 May 2026 20:52:05 +0000 Life Below Your Means https://redcircle.com/shows/life-below-your-means en-US All rights reserved. Gerald An exploration of my beliefs when it comes to personal finance. Old school investing based on logic and value. How to build a savings account when building one seems hopeless. Nothing on this show is financial advice. 74db83d3-2c16-42ba-ba64-2be705b1520b An exploration of my beliefs when it comes to personal finance. Old school investing based on logic and value. How to build a savings account when building one seems hopeless. Nothing on this show is financial advice.

]]> episodic no Gerald lifebelowyourmeans@gmail.com no full High Inflation? Buy Some I Bonds. High Inflation? Buy Some I Bonds. 1 2 Gerald High Inflation? Buy Some I Bonds. High inflation may be here to stay. What financial opportunities does high inflation create? High inflation may be here to stay. What financial opportunities does high inflation create?

]]> <p>High inflation may be here to stay. What financial opportunities does high inflation create?</p> e265a7d5-e007-432b-818f-94056c58aa0e https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/7d2c92be-8e39-45ae-a852-931078ccca72 Wed, 14 Jul 2021 14:00:00 +0000 675 no full Taking Profits and Averaging Down - The Pirate Ship Taking Profits and Averaging Down - The Pirate Ship Gerald If you think of your portfolio as a pirate ship certain strategies become clear. Twitter: https://twitter.com/LifeBelowMeans Discord: https://discord.gg/DYRbP2Gdvu If you think of your portfolio as a pirate ship certain strategies become clear.


Twitter: https://twitter.com/LifeBelowMeans

Discord: https://discord.gg/DYRbP2Gdvu

]]> <p><span>If you think of your portfolio as a pirate ship certain strategies become clear. </span></p><p><br></p><p><span>Twitter: https://twitter.com/LifeBelowMeans</span></p><p><span>Discord: https://discord.gg/DYRbP2Gdvu</span></p> 43e6dc9f-7248-4ca2-b8f3-2fe6a0ad0ad3 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/29d7ded6-5d71-40b3-b58e-8c8567428411 Fri, 27 Nov 2020 04:46:40 +0000 306 no full Money & Relationships - Stop Fighting & Start Saving Money & Relationships - Stop Fighting & Start Saving Gerald Do not let money ruin your relationship. Strategies for preventing fights over personal finances. Do not let money ruin your relationship. Strategies for preventing fights over personal finances.

]]> <p><span>Do not let money ruin your relationship. Strategies for preventing fights over personal finances. </span></p> b0afe2c4-9f2f-4795-a903-c52541b24279 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/b5a76ea4-3a65-4252-a2b6-b66f64575e6d Sun, 22 Nov 2020 21:34:17 +0000 382 no full Another Bitcoin Crash Will Come Another Bitcoin Crash Will Come Gerald When, how, why? Well..... When, how, why? Well.....

]]> <p><span>When, how, why? Well.....</span></p> e2f14810-448d-403b-a459-8291da9983a1 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/2e992483-3442-4de2-a610-f35d46ff69c9 Thu, 19 Nov 2020 00:46:55 +0000 350 no full American Consumers Have Lost Their Way American Consumers Have Lost Their Way Gerald Save money and the environment all while not falling for corporate scams. Twitter: https://twitter.com/LifeBelowMeans Discord: https://discord.gg/DYRbP2Gdvu Save money and the environment all while not falling for corporate scams.


Twitter: https://twitter.com/LifeBelowMeans

Discord: https://discord.gg/DYRbP2Gdvu

]]> <p><span>Save money and the environment all while not falling for corporate scams. </span></p><p><br></p><p><span>Twitter: https://twitter.com/LifeBelowMeans</span></p><p><span>Discord: https://discord.gg/DYRbP2Gdvu</span></p> 8041e4b0-e395-4d41-a906-922d634a1793 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/27bd3c90-7d0c-4ceb-94b1-b24022f70566 Sun, 15 Nov 2020 15:38:00 +0000 390 no full Why Do African Americans Make Less Than White People? Why Do African Americans Make Less Than White People? Gerald In this video we explore my theory as to why African Americans make less money, on average, when compared to white people. My theory is based on logic, economics and history. In this video we explore my theory as to why African Americans make less money, on average, when compared to white people. My theory is based on logic, economics and history.

]]> <p><span>In this video we explore my theory as to why African Americans make less money, on average, when compared to white people. My theory is based on logic, economics and history.</span></p> 6553bd01-caae-40a5-9d2b-6e2137a733b5 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/759fc7dc-b39a-40b4-ace2-36c2218232c6 Thu, 12 Nov 2020 18:35:00 +0000 318 no full Don't Let Greed Ruin Your Portfolio Don't Let Greed Ruin Your Portfolio Gerald In this video we explore when one should begin investing and some safe options when you are ready to do so. Nothing in this video on or this channel is financial advice. In this video we explore when one should begin investing and some safe options when you are ready to do so. Nothing in this video on or this channel is financial advice.

]]> <p><span>In this video we explore when one should begin investing and some safe options when you are ready to do so. Nothing in this video on or this channel is financial advice. </span></p> e4c84360-ff4c-4196-b155-b2a8833564a8 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/315c0e9b-3a82-4c98-8c7a-20fcb70e1fe1 Tue, 10 Nov 2020 18:53:00 +0000 472 no full Is Your Hobby Destroying Your Financial Future? Is Your Hobby Destroying Your Financial Future? Gerald In the video we explore how your hobby is influencing your financial future and how to ensure the influence is positive. In the video we explore how your hobby is influencing your financial future and how to ensure the influence is positive.

]]> <p><span>In the video we explore how your hobby is influencing your financial future and how to ensure the influence is positive.</span></p> a7bfe314-2917-4806-9c79-4b341f455f27 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/9fb4f664-6b23-4fc7-a38e-670c335e2635 Sun, 08 Nov 2020 15:00:00 +0000 358 no full The Little Things and Lifestyle Creep The Little Things and Lifestyle Creep Gerald In this episode I will talk about building your savings account by concentrating on the little things, encourage you to be conscious of lifestyle creep and touch on opportunity cost. In this episode I will talk about building your savings account by concentrating on the little things, encourage you to be conscious of lifestyle creep and touch on opportunity cost.

]]> <p><span>In this episode I will talk about building your savings account by concentrating on the little things, encourage you to be conscious of lifestyle creep and touch on opportunity cost. </span></p> 2ff78616-6629-494c-bdd3-07b3be5c6b1d https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/2eac9eae-c31f-4c98-899c-683bbbcbc5a1 Fri, 06 Nov 2020 00:35:05 +0000 960 no full Will Inflation Ruin Your Life? Will Inflation Ruin Your Life? Gerald Today we explore what high inflation would do to us and the likeliness of it occurring. Today we explore what high inflation would do to us and the likeliness of it occurring.

]]> <p><span>Today we explore what high inflation would do to us and the likeliness of it occurring.</span></p> f9f4b60b-46da-4d25-a16e-3f0beba0936f https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/6cac0a0b-d365-4bff-a289-4d71abccea6a Wed, 04 Nov 2020 01:45:05 +0000 545 no full LBYM - You are not too big to fail LBYM - You are not too big to fail 1 1 Gerald Maintaining your savings account and how to think about money. How to build your savings account when doing so seems hopeless. Nothing expressed in this video is financial advice, merely my opinions and what has worked for me. Maintaining your savings account and how to think about money. Protect yourself from catastrophic events. How to build your savings account when doing so seems hopeless. Nothing expressed in this video is financial advice, merely my opinions and what has worked for me.

]]> <p>Maintaining your savings account and how to think about money. Protect yourself from catastrophic events. How to build your savings account when doing so seems hopeless. Nothing expressed in this video is financial advice, merely my opinions and what has worked for me. </p> a9785c2e-01ea-4141-9e40-ba6f9bd3de26 https://redcircle.com/shows/74db83d3-2c16-42ba-ba64-2be705b1520b/episodes/a61534e2-076e-4cea-9aaa-cbc8faa4629f Mon, 02 Nov 2020 06:25:41 +0000 508 no