The Home🏠 Show

Tax Benefits for Homeowners: Expert Tips

Mon, 12 Feb 2024 14:00:00 +0000

In this episode of The Home Show, We discuss how the Tax Code and Real Estate can make you wealthy with Camari Ellis, a seasoned tax professional with over 30 years of experience. Mr. Ellis provides insights into the tax benefits of homeownership and shares practical advice on tax planning and financial education. The conversation revolves around whether buying a home to save on taxes is wise and how the tax code can help build generational wealth. We also explore how homeownership can provide stability and create lasting family memories. Lastly, we discuss the need for a collective approach to buying property and creating a solid money team for financial success.

00:00 Introduction and Welcome

00:00 Introducing the Guest: A Tax Professional

00:32 The Importance of Financial Education

01:47 The Power of Real Estate in Tax Planning

01:51 Understanding Tax Credits and Home Ownership

02:04 The Strategy of House Hacking

04:41 The Tax Benefits of Running a Business from Home

07:23 The Emotional Value of Home Ownership

08:29 The Importance of Buying a Home You Can Afford

09:31 Tax Benefits of Selling Your Home

09:59 The Reality of Real Estate Investments

10:03 The Importance of Location in Real Estate

10:03 The Power of Homeownership

10:54 The Risks of Overspending on a Home

11:36 Building Your Money Team

12:15 The Power of Insurance

13:05 The Impact of Student Loans on Homeownership

13:21 The Capital Gains from Home Appreciation

17:34 The Power of Multi-Generational Living

19:49 The Importance of Community in Homeownership

20:20 Closing Thoughts on Homeownership

Guest Information:

Camari Ellis, EA

Website

Appointment

YouTube

NMLS: 180100 | 115140

Boost Your Credit Scores for FREE! - First-Time Homebuyers

Mon, 05 Feb 2024 12:59:19 +0000

#creditscore #creditrepair #firsttimehomebuyer

Hey there, it's Robert! In this video, I'll talk about FICO scores, including FICO Score 9, FICO Score 8, and Vantage Score 3.0. I'll show you how these models can give you different credit scores, especially when it comes to home loans. We'll dive into credit models like FICO Classic V5, FICO Classic V4, and FICO V2.

I'll stress the importance of keeping your revolving credit balances low and paying them off regularly. We'll also explore revolving lines of credit and using free tools to keep an eye on your credit. Plus, I'll explain how the statute of limitations on debt varies from state to state.

Remember, handling your credit wisely is crucial because it affects everything we do as Adults.

00:00 Intro

01:28 Understanding Credit Scores

04:44 The solution isn't more Debt

12:37 Free Credit Plan Review

17:12 How Long to Re-establish a credit history | FHA Loan

Data Sources:

- https://www.creditinfocenter.com/risk-factor-reason-codes-what-they-mean-on-your-credit-report/

- https://www.investopedia.com/fico-credit-scores-explained-5072985

- https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/?page=1

- https://www.incharge.org/understanding-debt/credit-card/what-is-statute-of-limitations-all-50-states/

#creditscore #creditrepair #firsttimehomebuyer

NMLS 180100 | 1151140

Planning for the Future: The Key to Financial Security and Peace of Mind

Mon, 29 Jan 2024 11:00:00 +0000

Understanding the Importance of Estate Planning and Life Insurance: A Conversation with Marcus Castille

In this unique episode of the Home Show, the host dives into a critical aspect of homeownership - estate planning and life insurance, with special guest Marcus Castille. Mr. Castille shares insights from his professional perspective as a former educator turned full-time life insurance and investment advisor. The duo underscores the need for homeowners to protect their assets for themselves and future generations. Mr. Castille explains the insurance and investment options appropriate for different age and health scenarios. They also discuss common misconceptions surrounding life insurance and how to select the correct policy. The episode aims to educate listeners on communication, planning, and making informed life insurance and estate planning decisions.

Connect with Host:

Connect with Guest:

Consult with Mr. Castille. Get a free copy of " I'm Dead Now What."

Schedule a Consultation with Marcus

00:00 Introduction to the Importance of Life Insurance

00:32 Guest Introduction: Marcus Castille

01:37 Understanding the Importance of Insurance for Generational Wealth

03:54 The Role of Estate Planning in Wealth Transfer

04:58 The Importance of Normalizing Conversations about Money and Death

05:11 Understanding Different Types of Insurance Policies

07:56 The Power of Investing and the Importance of Early Insurance

10:33 Addressing Misconceptions about Life Insurance

11:06 Steps to Take When Seeking Life Insurance

11:43 Conclusion and Contact Information

11:55 Introduction

11:55 Drawing from Scriptures

NNLS 180100 | 1151140

Redlining and Its Impact on Building Wealth Through Homeownership

Mon, 22 Jan 2024 11:00:00 +0000

In this podcast episode, the host discusses the discriminatory practice of redlining and its long-term effects on homeownership and community development in the U.S. The episode explores how redlining has hindered access to resources and quality education, emphasizing the need for change in the housing industry. Solutions such as support programs for affected communities are discussed, and the host urges industry professionals and officials to facilitate homeownership opportunities. Listeners are encouraged to seek help in achieving homeownership and to share the episode, with a promise of future content simplifying residential home loan topics.

📅 Schedule a consultation

(00:00:00) Redlining and its impact: Discussion of redlining, its historical context, and its impact on homeownership and communities in the United States.

(00:01:44) Redlining still exists: Acknowledgment of the continued existence of redlining and the need to address implicit bias in the housing industry.

(00:03:16) Devastating effects of redlining: Exploration of the long-lasting impact of redlining on communities, wealth building, and access to education and resources.

(00:04:51) Sanctions and effects of redlining: examples of recent sanctions related to redlining and the lingering effects of this discriminatory practice.

(00:08:15) Solutions to reverse redlining: Discussion of programs, such as the purchase-plus program, aimed at reversing the negative effects of redlining and promoting homeownership in underserved areas.

(00:11:10) Call to action and raising awareness: encouragement for industry professionals and individuals to raise awareness about housing programs and debunk myths about homeownership requirements.

(00:12:28) Conclusion and call for assistance: closing remarks inviting individuals to reach out for assistance in achieving homeownership and the importance of sharing informative episodes.

Data Sources:

https://www.law.com/dailybusinessreview/2023/10/20/us-attorney-general-ameris-bank-reach-redlining-settlement/?slreturn=20240021162323
https://finance.yahoo.com/news/patriot-bank-pay-1-9m-111815654.html

NMLS 180100 / 1151140

redlining, homeownership, communities, United States, discrimination, racial, ethnic, wealth building, access to education, resources, housing industry, underserved communities, programs, industry professionals, city officials, homeownership goals, residential home loans

Unlocking the Potential of Your Home's Equity: A Deep Dive into HELOCs and Home Equity Loans

Wed, 17 Jan 2024 18:10:00 +0000

I Explain the distinctions between home equity loans (HELOANS) and HELOCs in this podcast episode. A home equity loan provides a lump sum with a fixed interest rate, while a HELOC offers flexible withdrawals with an adjustable rate tied to the prime rate. The host discusses both features, including interest calculations and repayment terms. HELOCs suit those needing flexible cash access, whereas home equity loans are for those desiring stable payments and immediate funds. I stress the importance of professional advice when choosing between the two, considering personal financial situations and current mortgage rates.

00:00:00 Difference between a HELOC and a HELOAN: An Explanation of the differences and definitions of a home equity loan and a home equity line of credit.

00:01:28 Features of a HELOC and a HE loan Details about the features of a home equity line of credit and a home equity loan, including interest rates, payment structures, and prepayment penalties.

00:05:35 Considerations for choosing a HELOC or a HE loan Factors to consider when deciding between a home equity line of credit and a home equity loan include cash flow, access to cash, and stability of payments.

00:08:12 Benefits and mindset behind home equities Explanation of the mindset behind utilizing home equities, considering current mortgage rates and the potential benefits of accessing home equity.

📅 Schedule a consultation

Data Sources:

NMLS 180100 / 1151140

home equity loan, home equity line of credit, HE loan, HELOC, differences, features, benefits, considerations, second mortgage, fixed interest rate, adjustable rate, index, margin, prime rate, interest-only loans, prepayment penalties, cash flow, periodic access, flexibility, fluctuating interest rates, stable payments, mortgage rates, professional advice, potential borrowers

The Real Estate Commission Revolution: The $1.8B Verdict

Mon, 06 Nov 2023 17:14:29 +0000

Hey guys, Robert Here. How homes are sold will never be the same after the 1.8 billion dollar Verdict was handed down in a Missouri court on Tuesday. We anticipate a lengthy appeals process before the matter is fully settled, but the writing is on the wall for how sellers and buyers pay for representation in the future.

📅 Schedule a consultation - //https://linktr.ee/Lend2usa

Escape the Investor Takeover - Compete and Win!

Mon, 23 Oct 2023 13:00:00 +0000

Hey Guys, Robert here. Investors are buying affordable homes at high rates, making it harder for the average American to get onto the property later. In this episode, you will learn how to compete and win so that you can achieve your goal of homeownership.

Schedule a home loan consultation

📅 https://Linktr.ee/Lend2usa

#firsttimehomebuyer #real estate #mortgage #home #housing #housingmarket #inflation

Securing Lower Rates: Tips for First-Time Home Buyers

Mon, 16 Oct 2023 13:00:00 +0000

Welcome back to the show. I will explain how future homebuyers can lower their interest rate in this episode. If you have any questions or need additional help?

Schedule a no-cost consultation. My Team and I would love to help you reach your homeownership goal.

📅 Schedule a Home Loan Consultation: // https://linktr.ee/Lend2usa

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government

#housingmarket #loans #firsttimehomebuyer #homeownership #inflation #mortgagerates #homeloan #mortgage #house #home #housing #realestate #rent #interestrates

The Ultimate Guide to Choosing the Perfect Mortgage Lender

Mon, 09 Oct 2023 13:00:00 +0000

With higher rates in the housing market in 2023, it is more important than ever to choose the right Mortgage Lender to help you find the best deal. In this video, I will explain a simple process to help a first-time homebuyer or a seasoned buyer choose the best Mortgage Lender.

- 📆 Scheudle a Home Loan Consultation: // https://calendly.com/americanmb/15-minute-meeting-amb-hlc

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of Old Glory Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Old Glory Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

7 STEP SYSTEM TO HOMEOWNERSHIP

Fri, 29 Sep 2023 16:30:00 +0000

"If you fail to plan, plan to fail". In today's podcast, I share my Seven-step homebuyer system for those who want to purchase a home but don't know where to start.

📅 Schedule a Home Loan Consultation:

https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

Unrealistic Expectations when buying home | Let's be honest

Fri, 22 Sep 2023 17:00:00 +0000

I'm discussing the reality of buying a home in 2023 and beyond. Enjoy the episode and leave a comment. Enjoy

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

FHA The best Loan with Down Payment Assistance Programs

Fri, 15 Sep 2023 13:00:00 +0000

Think you can't afford to buy a home because you don't have a big down payment? Think again! FHA loans and down payment assistance programs can help you buy a home with as little as 3.5% down.

In this video, I'll explain 5 reasons why FHA loans are the best loan program to use with Down Payment Assistance programs.

Whether you're a first-time homebuyer or a seasoned buyer looking to save money on your down payment, this video is for you. Watch now to learn how to buy your dream home with little money!

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

First-Time Buyer? Here's How to Get the Best Mortgage Rate

Fri, 08 Sep 2023 13:00:00 +0000

Are you a first-time homebuyer? Congratulations! Buying a home is a big step, but it can also be an excellent investment. Your mortgage rate is one of the most important things to consider when buying a home. A lower mortgage rate can save you thousands of dollars over the life of your loan.

In this video, I will share tips on getting the best mortgage rate as a first-time buyer. I'll cover things like:

How to choose the right loan program

Seller-funded buydown options

How to improve your credit score

So, if you're a first-time homebuyer looking for the best mortgage rate, watch this video!

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

00:00 Introduction

00:32 Choose the Right Loan Program

01:48 Seller Funded Buydown Options

03:37 Choose the Right Partners

03:57 You must have your down payment

04:31 Credit Scores

07:39 Recap

Affordable Homebuying: 1% Down Program 🏡💰

Fri, 01 Sep 2023 13:10:00 +0000

1% down payment and HomeReady great combo to fight home affordability

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

Escape Rent Spike! Buy Now! 🏠😱 | Renting vs Owning

Fri, 25 Aug 2023 13:00:00 +0000

🏠 Don't let the misconception of renting being cheaper hold you back from achieving your dream of owning a home. It's time to take control of your financial future and create a stable foundation for yourself and your family.

Join us in this eye-opening video as we provide practical insights for first-time home buyers like you. Let's navigate the path to homeownership together! 🌟🔑

Hit that play button, and let's empower you with the knowledge to step confidently into homeownership. 💪🏡 Don't miss out – your dream home awaits! 🏡💕

🏡 Discover the Top 3 Must-Knows for Homebuyers! 🏡 | Homebuyer tips

Fri, 18 Aug 2023 13:00:00 +0000

If you're a first-time homebuyer or returning to the market, these crucial tips will demystify your financial journey. Learn about:

🔑 Payment Shock: How to Prepare for Mortgage Payments

💰 Residual Income: Find Out What Monies You Really Need After Closing

🔧 Maintenance Mastery: Unveiling the Essential Home Upkeep formula

Prepare to crunch the numbers and navigate your home purchase like a pro! Watch now and empower your homeownership dreams. 🏠💪

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🚫💸 Danger! 3 Vital Tips Before Down Payment Aid

Fri, 11 Aug 2023 13:00:00 +0000

If you're considering buying a home, this video is a must-watch. Discover the crucial facts about down payment assistance that no one's telling you about. Don't let surprises catch you off guard – learn what you should know before making a move in the housing market. Stay informed, and stay empowered! Watch now. 👀

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠 Unlock Savings with MCC! | TSAHC 2023 👀 🎉💰🔑

// https://youtu.be/27fFfyigWm8

💰🏠 Down Payment Assistance:

// https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

💰 Discover Easy Income Solutions! 🏡 Make Your Dream Home Affordable! ✨

Fri, 04 Aug 2023 13:00:00 +0000

Welcome to our new video - 💰 Discover Easy Income Solutions! 🏡 Make Your Dream Home Affordable! ✨

In this video, we'll break down easy-to-understand income solutions that could help you unlock the door to your dream home!

Here's what you'll learn:

➡️Tips on how to increase your income:

//https://www.canva.com/design/DAFqaVIfVwc/2Hh2uUk35JAD8LjrOyinew/edit?

utm_content=DAFqaVIfVwc&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

➡️Fun and practical strategies to save for your future home

➡️Remember to like, share, and subscribe for more helpful videos!

👀 Your dream home is closer than you think. Let's make it happen together!

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠 Unlock Savings with MCC! | TSAHC 2023 👀 🎉💰🔑

// https://youtu.be/27fFfyigWm8

💰🏠 Down Payment Assistance:

// https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

🏡🚫😢 Avoid House Buying Regrets! 🚫😢🏡

Fri, 28 Jul 2023 13:00:00 +0000

Hey there, future first-time homebuyers! Are you ready to take on the exciting journey of owning your dream home? 🙋‍♀️🏠 Well, we've got your back with some essential tips to help you steer clear of those pesky house-buying regrets!

📅 Schedule a Home Loan Consultation: https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼 https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠 Unlock Savings with MCC! | TSAHC 2023 👀 🎉💰🔑https://youtu.be/27fFfyigWm8

💰🏠 Down Payment Assistance: https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

Remember, we're here to support you every step of the way! Listen to our podcast for more insights, fun discussions, and success stories from Home-Buyers like you who found their perfect nest. Happy house hunting! 🎧🎙️🏡

🏠 Unlock Savings with MCC! NOT just for First-Time Homebuyers 🎉💰🔑

Fri, 21 Jul 2023 13:00:00 +0000

Unlock big savings with MCC! 🏠💰 The Mortgage Credit Certificate isn't just for first-time homebuyers. Discover how to reduce your mortgage interest and even access Down Payment Assistance! 🎉 Join us as we break down the benefits of the MCC program, making your dream home more affordable than ever. 🔑 Don't miss out on this opportunity to save, schedule a consultation, and confidently step into your new home! 🏡💸.

🧮 Check out the TSAHC MCC CALCULATOR:

// https://www.tsahc.org/homebuyers-renters/mortgage-credit-certificates

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

💰🏠 Down Payment Assistance:

// https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

Keywords: Mortgage Credit Certificate, MCC, Home buying, First-time homebuyer, Not first-time homebuyer, Mortgage interest, Tax credit, Down Payment Assistance, Affordable housing, Homeownership, Real Estate Finance, Tax savings, Mortgage rates

🏡 Make Your Dream Home Reality!🔑 Get Down Payment💰 with TSAHC

Fri, 14 Jul 2023 13:00:00 +0000

We are discussing the best down payment assistance program in Texas with a future homeowner, what she is doing to prepare herself to purchase her first home, and why she gives the #1 ranking to the TSAHC Down Payment Assistance Program. This episode contains actionable steps you can use anywhere you purchase your home.

** Ready to take the next step 👠👞 toward purchasing your first home? 🗓️ a consultation 📲 today https://linktr.ee/Lend2usa

** 👀🎥 Watch the show live or on-demand Thursday at 7:PM CST. https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

👀The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉 https://www.youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠✅ Pre-approved & Ready to Buy? Avoid These 💔 Pitfalls!

Fri, 07 Jul 2023 13:42:04 +0000

Bankruptcy to Borrowing Success🏆: Matching You With The Right✅ Lender

Fri, 30 Jun 2023 13:00:00 +0000

🌟 In this video, we will help you go from bankruptcy to borrowing success! 💪 Are you ready to find the perfect lender to help you purchase your dream home? 🏦💰 Join us as we unlock the secrets of matching you with the right lender. 🚫📚 Get ready to seize this amazing opportunity and take control of your home-buying journey! 🎉😊

******Schedule a free 15-minute consultation: https://linktr.ee/Lend2usa

🎥 Don't forget to subscribe to our channel: https://www.youtube.com/@LEND2USA?sub_confirmation=1

Disclaimer: The views and opinions expressed in this podcast are those of the guest and do not reflect the official policy or position of Robert Lewis, Lend2usa, or American Mortgage Bank. Examples of analyses performed within this podcast are only examples. They should not be utilized in the real world because they are not based on your situation. Seek a licensed professional.

Robert E Lewis NMLS 180100

#firsttimehomebuyer #homebuyingtips #homeloan #bankruptcy

🏡 Discover Hidden Home-Buying Income! 💰

Fri, 23 Jun 2023 13:00:00 +0000

Are you ready to take your home-buying game to the next level? 🚀💪 In this video, we will discover hidden home-buying income sources that can make your dream of owning a home a reality! 💫✨

Join us as we delve into the world of unknown resources that can supercharge your purchasing power and open doors to the home you've always desired. 🚪💛

This short video breaks down some income types ensuring you're equipped with the knowledge and strategies to make the most of every opportunity. 📚💡

Don't let your dream slip away! With our expert tips and insights, you'll navigate the maze of possibilities, debunk common myths, and gain the confidence to make informed decisions in your home-buying journey. 🗺️✅

It's time to unleash your full buying potential and pave the way to homeownership success. 🏡🔑 Click the link now to embark on a transformative adventure and discover the hidden income to turn your dreams into reality! 🌟💸

******Schedule a free 15-minute consultation: https://linktr.ee/Lend2usa

🎥 Don't forget to subscribe to our channel and hit the notification bell to stay updated on all things home-buying! Let's make your homeownership dreams come true together! 💫✨

Robert E Lewis NMLS 180100

Foundation by Broker Malcom - https://music.youtube.com/channel/UCumcRad-5NKKHUm_nGzx-vA?feature=share

🔥💰 What you Should Know about Down Payment Assistance! 💸🏠

Fri, 16 Jun 2023 13:28:24 +0000

Are you dreaming of owning a home but worried about the down payment? 🏠💭 Don't fret! In this eye-opening video, we dive into what you should know about Down Payment Assistance (DPA) 🚀

Join us as we explore the ins and outs of DPA programs, how they work, and who is eligible. We'll break it down in simple terms, so there is no mortgage jargon here! 😊✨

Discover the various types of assistance available, from grants to forgivable loans, and learn how they can make your homeownership dreams a reality without breaking the bank! 💸💪

We'll share practical tips on how to find and apply for DPA programs, so you can confidently navigate the process and secure the support you deserve. 📝🔎

Whether you're a first-time homebuyer or looking to upgrade, this video is a must-watch! 🎥🔥 Don't miss this valuable information that could change your homeownership journey forever! 🌟🔑

Subscribe to our channel and hit the notification bell to be the first to watch "What You Should Know About Down Payment Assistance"! 📺🔔 Let's make your dreams of homeownership a reality together! 🏡✨

******Schedule a free 15-minute consultation: https://linktr.ee/Lend2usa

Robert E Lewis NMLS 180100

#firsttimehomebuyer #homebuyertips #Downpaymentassistance

👀 Use these Tips to Buy a Home🏠!

Fri, 09 Jun 2023 17:20:02 +0000

Discover five tips for buying a home. Take control of your future and turn your homeownership dreams into a reality. Don't miss out on this empowering video - hit that play button, and let's get started on this exciting journey together! You have the power to make your dreams come true! 🎬✨

*****Schedule a free 15-minute consultation: https://linktr.ee/Lend2usa

Robert E Lewis NMLS 180100

#firsttimehomebuyer #homebuyertips #buyahome

Credit tips buying a house | Credit hacks buying a house | Increase Mortgage Score

Fri, 02 Jun 2023 00:00:00 +0000

Are you a future homebuyer who wants to learn how to improve your credit? If so, then you need to listen to this podcast!

In this episode, we will share some credit tips and hacks that are super easy to follow. Even if you're new to credit, you can use these tips to improve your credit score and get the home of your Dreams!

Here are a few of the tips that we'll be sharing:

What to do if you miss a payment
The best utilization for credit cards
How many new accounts to open and when
How to add age to your profile

We are confident that this information will help your mortgage scores. ! If you have any questions, be sure to leave a comment below.

Thanks for listening!

HOW TO OVERCOME HOME AFFORDABILITY 2023: THIS LOAN CAN HELP 🏠📈💰

Fri, 26 May 2023 20:45:03 +0000

Affordability is a significant issue preventing many potential homebuyers from buying a house in 2023. In today's video, we will discuss one option that can help those buyers remove one of the affordability barriers and open the door to homeownership.

If you are a potential homebuyer, it is essential to research and explore all your options. Then, with some planning, you can overcome the affordability barriers and achieve your dream of homeownership.

******Schedule a free 15-minute consultation: https://linktr.ee/Lend2usa

Robert E Lewis NMLS 180100

#firsttimehomebuyer #homebuyertips

Low on money 💰 to buy a home 🏠! Learn how HomeReady Loan can help 🆘!

Fri, 19 May 2023 14:00:00 +0000

🏡 Discover the HomeReady loan 🚀🔑💲 - perfect for low-income individuals, whether you're a first-time or repeat homebuyer! 💪 Don't stress about limited cash for a down payment, as HomeReady has covered you. 💰💼💼💼 Boost your purchasing power with a supplemental boarder or rental income, and even explore refinancing options. 🌟 Join us as we unlock the key to homeownership! 🗝️✨

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******Schedule a free 15-minute consultation: https://linqapp.com/robert_lewis12?r=link

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

Maximize💪🏾 Affordability💰 - Find Dream Home🏠

Fri, 12 May 2023 19:00:00 +0000

In this episode, we will share five creative hacks to help you maximize your affordability and find your dream home without breaking the bank. We understand that finding an affordable home can be challenging, but it's not impossible. With our tips and tricks, you can maximize your affordability, expand your options, and increase your chances of finding the perfect home that fits your budget. Whether you're a first-time homebuyer or someone looking to upgrade, this video is excellent. So, please sit back, relax, and dive into our top 5 creative hacks for finding your dream home. Don't forget to like and subscribe to our channel for more helpful videos like this one!

Please leave a review and share with anyone this information will benefit. Thank you!

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

Ready😃 to buy a House🏠?

Fri, 05 May 2023 23:00:00 +0000

Are you wondering if you're ready to buy a house? Well, this video is for you!

Buying a house can be a big decision, and it's essential to ensure you're ready for the responsibility that comes with it. This video will review some things you should consider before making the giant leap.

First of all, think about your finances. Do you have enough money for a down payment and closing costs? Can you afford the monthly mortgage payments, property taxes, and other expenses of owning a house?

Next, think about your lifestyle. Do you plan on staying in the same area for a while? Are you ready to take care of the yard and do repairs around the house?

It's also essential to think about your plans. For example, are you planning on starting a family soon? Will you need more space in the future?

Buying a house can be a significant investment, but ensuring you're ready for the commitment is essential. So take some time to think about these factors before making a decision.

Please leave a review and share with anyone this information will benefit. Thank you!

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

FHA 🆚 Conventional - Which should you use🤔?

Fri, 28 Apr 2023 18:00:00 +0000

Welcome to The Home Show; in this episode, I will discuss the differences between FHA and Conventional loans, highlight the critical differences between these two loans, and suggest which loan type is best for specific situations.

Please leave a review and share with anyone this information will benefit. Thank you!

Low on down payment💰 and closing cost funds💶? TSAHC can help with options for First-Time and Move up home🏠 buyers.

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

📚Crucial Loan Docs🤔 Before Applying🏦

Fri, 21 Apr 2023 17:00:00 +0000

To buy a home, you must provide certain documents to your lender. These documents will help your lender determine your eligibility for a home loan and how much you can afford.

In this episode, you will learn about the crucial documents you need before applying for a home loan and the importance of these document requirements before applying for a home loan to avoid any surprises or disappointments.

Please leave a review and share with anyone this information will benefit. Thank you!

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

The Three3️⃣ C'S Of Lending🏦 - Collateral💵

Fri, 14 Apr 2023 10:00:00 +0000

Collateral plays a crucial role in mortgage loan qualification, as it serves as security for the lender if the borrower defaults. In a mortgage, Join us as we discuss what buyers should know about the third C in the Lending valuation process.

Please leave a review and share with anyone this information will benefit. Thank you!

Low on down payment💰 and closing cost funds💶? TSAHC can help with options for First-Time and Move up home🏠 buyers.

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

The Three3️⃣ C'S Of Lending🏦 - Capacity

Fri, 07 Apr 2023 16:00:00 +0000

In this episode of The Home Show, Tevin and I explain how Mortgage lenders define capacity as "a borrower's ability to repay a loan based on the borrower's income, assets, and debt obligations." Capacity is a crucial factor that lenders consider when evaluating a mortgage loan application, as it assures that the borrower can afford to make the monthly mortgage payments and meet other financial obligations.

Please leave a review and share with anyone this information will benefit. Thank you!

Low on down payment💰 and closing cost funds💶? TSAHC can help with options for First-Time and Move up home🏠 buyers.

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

The Three3️⃣ C'S Of Lending🏦 - Credit💳

Fri, 31 Mar 2023 14:00:00 +0000

It is springtime, and potential buyers are preparing for their new homes. This week's episode of The Home Show will explain the Credit portion of The Three C's of Lending so that you won't miss out on your dream home.

RESOURCES:

Learn about Credit and Scores: https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/

Where Can I get my Credit Scores: https://www.consumerfinance.gov/ask-cfpb/where-can-i-get-my-credit-score-en-316/?_gl=1*ghrtab*_ga*ODAzOTYzMzM4LjE2ODAyNzMwODg.*_ga_DBYJL30CHS*MTY4MDI3MzA4OC4xLjEuMTY4MDI3MzIyNC4wLjAuMA.

Please leave a review and share with anyone this information will benefit. Thank you!

Low on down payment💰 and closing cost funds💶? TSAHC can help with options for First-Time and Move up home🏠 buyers.

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert E Lewis NMLS 180100

What to expect👀 when you apply📑 for home🏠

Fri, 24 Mar 2023 16:00:00 +0000

The application process is the least exciting part of the home-buying process. If done right, you will have the best home-buying experience. In this episode, we will offer some advice to help you take your best step forward on your journey to buying your home. Here is a 10,000-foot view of the loan process:

Please leave a review and share with anyone this information will benefit. Thank you!

Low on down payment💰 and closing cost funds💶? TSAHC can help with options for First-Time and Move up home🏠 buyers.

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

Robert Lewis NMLS 180100

Avoid😓 Home Buyer🏠 Remorse😭

Fri, 17 Mar 2023 18:00:00 +0000

Buying your first home can be an exciting, rewarding experience but also overwhelming and stressful. As a millennial, you might be wondering where even to start. That's where we come in!

We'll share valuable tips and advice to help you avoid common mistakes and make informed decisions when buying your first home.

By the end of this show, you'll better understand what to expect and how to make the most of your investment.

So sit back, relax, and get ready to learn valuable tips and strategies for successful home buying as a millennial!

Please leave a review and share with anyone this information will benefit. Thank you!

Low on down payment💰 and closing cost funds💶? TSAHC can help with options for First-Time and Move up home🏠 buyers.

******Schedule a free 15-minute consultation: https://linktr.ee/lend2usa

******Watch all of the show episodes: https://youtube.com/playlist?list=PLcXaJoDSsd2iZk0fEnqv3sreK4yod0jIU

Robert Lewis NMLS 180100