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        <title>WTF - What The Fred</title>
        <link>https://redcircle.com/shows/just-fkin-off-with-iron-bean-coffee</link>
        <language>en</language>
        <copyright>Copyright 2020 Iron Bean Coffee Co Fred &amp; Chanell</copyright>
        <itunes:subtitle>Fred and Chanell, founders of Iron Bean Coffee talking about life, coffee, marriage, and all the stuff that keeps us grounded.</itunes:subtitle>
        <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
        <itunes:summary>If you are looking for coffee reviews, this ain&#39;t the place. These are the life stories, opinions, and happenings of Fred and Chanell, the founders of Iron Bean Coffee Company. 

They are as real as it gets. A husband and wife team, taking on the world, trying to run a coffee roasting business, and living a life buried in chaos and work. 

Yeah, there&#39;s coffee...but more importantly, there&#39;s a community that Fred and Chanell rely on to get through the dream they are trying to create. The Iron Bean Nation. 

This is for them!!</itunes:summary>
        <podcast:guid>485b1e78-67a2-4e08-9d37-a9687862ba39</podcast:guid>
        
        <description><![CDATA[<p>If you are looking for coffee reviews, this ain&#39;t the place. These are the life stories, opinions, and happenings of Fred and Chanell, the founders of Iron Bean Coffee Company. They are as real as it gets. A husband and wife team, taking on the world, trying to run a coffee roasting business, and living a life buried in chaos and work. Yeah, there&#39;s coffee...but more importantly, there&#39;s a community that Fred and Chanell rely on to get through the dream they are trying to create. The Iron Bean Nation. This is for them!!</p>]]></description>
        
        <itunes:type>episodic</itunes:type>
        <podcast:locked>no</podcast:locked>
        <itunes:owner>
            <itunes:name>Fred from Iron Bean Coffee Co</itunes:name>
            <itunes:email>fred@ironbeancoffee.com</itunes:email>
        </itunes:owner>
        
            
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            <itunes:category text="Society &amp; Culture">

            
                <itunes:category text="Philosophy"/>
            
                <itunes:category text="Documentary"/>
            
                <itunes:category text="Relationships"/>
            

        </itunes:category>
        
            
            <itunes:category text="True Crime" />

            

        
        
            
            <itunes:category text="Fiction" />

            

        
        

        
        <itunes:explicit>yes</itunes:explicit>
        
        
        
        
        
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>One Sip Closer - The Final Act - IBCC Bank Fraud Story</itunes:title>
                <title>One Sip Closer - The Final Act - IBCC Bank Fraud Story</title>

                
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                
                <description><![CDATA[<p>What happens after the fraud?</p><p> Not the headlines. Not the “justice served” montage. The <em>real</em> ending—screenshots, silence, clerk emails, fees, delays, and the slow grind of making a system move when it would rather ignore you.</p><p>In this finale of <strong>One Sip Closer</strong>, Fred walks you through the moment the mask slips: a “please drop the suit” apology that turns into a full confession-by-screenshot. You’ll hear the verbatim coaching that built the pipeline—<strong>“answer the bank,” “money hits at 8,” “start transferring,” “No tf you don’t,”</strong> and the cash-out handle <strong>$Alandriah25</strong>—and you’ll feel the whiplash of forgiveness trying to show up… before anger snaps it back into place.</p><p>Then comes the part nobody dramatizes: the friction. The court’s slow response. The circular instructions. The paperwork war. The motion to compel. The petty tone. The reality that bureaucracy doesn’t steal your money fast—<strong>it steals your time slow.</strong></p><p>Fred also closes the civil chapter the right way: <strong>the bank made him whole, and the civil suit is dismissed.</strong> But the criminal thread? Still in play. The record exists. The pattern exists. And the question lingers: you may not stop this kind of crime globally… but can you stop it <strong>locally</strong>?</p><p><strong>This is the final cup.</strong></p><p> And sometimes justice is only the first one.</p><p><strong>⚠️ Note:</strong> Portions include verbatim text-message reads and voice-note excerpts. Commentary includes informed speculation clearly labeled as such.</p><p> <strong>🎧 Listen with headphones</strong> for the full documentary mix and AM-radio VO inserts.</p><p>#TrueCrime #Fraud #IdentityTheft #Cybercrime #Investigation #DocumentaryPodcast #OneSipCloser</p>]]></description>
                <content:encoded>&lt;p&gt;What happens after the fraud?&lt;/p&gt;&lt;p&gt; Not the headlines. Not the “justice served” montage. The &lt;em&gt;real&lt;/em&gt; ending—screenshots, silence, clerk emails, fees, delays, and the slow grind of making a system move when it would rather ignore you.&lt;/p&gt;&lt;p&gt;In this finale of &lt;strong&gt;One Sip Closer&lt;/strong&gt;, Fred walks you through the moment the mask slips: a “please drop the suit” apology that turns into a full confession-by-screenshot. You’ll hear the verbatim coaching that built the pipeline—&lt;strong&gt;“answer the bank,” “money hits at 8,” “start transferring,” “No tf you don’t,”&lt;/strong&gt; and the cash-out handle &lt;strong&gt;$Alandriah25&lt;/strong&gt;—and you’ll feel the whiplash of forgiveness trying to show up… before anger snaps it back into place.&lt;/p&gt;&lt;p&gt;Then comes the part nobody dramatizes: the friction. The court’s slow response. The circular instructions. The paperwork war. The motion to compel. The petty tone. The reality that bureaucracy doesn’t steal your money fast—&lt;strong&gt;it steals your time slow.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Fred also closes the civil chapter the right way: &lt;strong&gt;the bank made him whole, and the civil suit is dismissed.&lt;/strong&gt; But the criminal thread? Still in play. The record exists. The pattern exists. And the question lingers: you may not stop this kind of crime globally… but can you stop it &lt;strong&gt;locally&lt;/strong&gt;?&lt;/p&gt;&lt;p&gt;&lt;strong&gt;This is the final cup.&lt;/strong&gt;&lt;/p&gt;&lt;p&gt; And sometimes justice is only the first one.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;⚠️ Note:&lt;/strong&gt; Portions include verbatim text-message reads and voice-note excerpts. Commentary includes informed speculation clearly labeled as such.&lt;/p&gt;&lt;p&gt; &lt;strong&gt;🎧 Listen with headphones&lt;/strong&gt; for the full documentary mix and AM-radio VO inserts.&lt;/p&gt;&lt;p&gt;#TrueCrime #Fraud #IdentityTheft #Cybercrime #Investigation #DocumentaryPodcast #OneSipCloser&lt;/p&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Tue, 09 Dec 2025 22:33:30 &#43;0000</pubDate>
                <itunes:duration>3076</itunes:duration>
                <podcast:transcript url="https://s3.us-east-2.amazonaws.com/pod-public-transcripts/2025/12/9/23/db758b4c-0cd8-4ff5-9209-f0179fc9020e_1081982972.vtt" type="text/vtt" language="en" />
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>One Sip Closer - Act 3 - The Assembly</itunes:title>
                <title>One Sip Closer - Act 3 - The Assembly</title>

                
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                
                <description><![CDATA[<p>We are back for Act 3! The &#39;Assembly&#39; is finally here, bringing a new layer to our true crime-inspired series. This episode features compelling narration and story telling, as we dive deeper into the tumultuous events. Get ready for a thrilling storytime experience that will keep you on the edge of your seat.</p>]]></description>
                <content:encoded>&lt;p&gt;We are back for Act 3! The &amp;#39;Assembly&amp;#39; is finally here, bringing a new layer to our true crime-inspired series. This episode features compelling narration and story telling, as we dive deeper into the tumultuous events. Get ready for a thrilling storytime experience that will keep you on the edge of your seat.&lt;/p&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Sat, 22 Nov 2025 13:29:15 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2025/11/24/16/e2c08a8d-641a-4d19-ac7f-e99725a3152d_ibcc-bank-fraud-story.jpg"/>
                <itunes:duration>2097</itunes:duration>
                <podcast:transcript url="https://s3.us-east-2.amazonaws.com/pod-public-transcripts/2025/11/22/13/74f755ae-e10e-47c8-a34e-050dd6ca575e_1626338498.vtt" type="text/vtt" language="en" />
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>One Sip Closer - The Breach - ACT 2</itunes:title>
                <title>One Sip Closer - The Breach - ACT 2</title>

                <itunes:episode>2</itunes:episode>
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>The pennies were just the prologue. In Act Two, the breach hits for real. Fred breaks down how Iron Bean’s account was drained, what the banks missed (or ignored), and how a few “routine” ACH entries turned into a full-on financial ambush — and a decision to push back harder than ever.</itunes:summary>
                <description><![CDATA[<p>The pennies were just the opening act. In this episode, the breach finally shows its teeth. Fred walks step-by-step through the moment the “weird little charges” turn into a full-on hijacking of Iron Bean Coffee’s business account — and the sinking feeling that the bank isn’t nearly as panicked as he is.</p><p>From ACH codes and small-print disclosures to dead-end phone trees and “there’s nothing we can do” call-center scripts, Act Two pulls you inside the mechanics of how the money actually moved, who touched it, and how easy it was for someone in a different state to reach into an Ohio roastery’s account and walk away.</p><p>It’s part crime scene breakdown, part emotional autopsy: the anger, the confusion, the urge to smash your laptop, and the moment Fred decides that if nobody else is going to treat this like a real case, he will.</p>]]></description>
                <content:encoded>&lt;p&gt;The pennies were just the opening act. In this episode, the breach finally shows its teeth. Fred walks step-by-step through the moment the “weird little charges” turn into a full-on hijacking of Iron Bean Coffee’s business account — and the sinking feeling that the bank isn’t nearly as panicked as he is.&lt;/p&gt;&lt;p&gt;From ACH codes and small-print disclosures to dead-end phone trees and “there’s nothing we can do” call-center scripts, Act Two pulls you inside the mechanics of how the money actually moved, who touched it, and how easy it was for someone in a different state to reach into an Ohio roastery’s account and walk away.&lt;/p&gt;&lt;p&gt;It’s part crime scene breakdown, part emotional autopsy: the anger, the confusion, the urge to smash your laptop, and the moment Fred decides that if nobody else is going to treat this like a real case, he will.&lt;/p&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Mon, 10 Nov 2025 11:43:02 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2025/11/10/7/3affc3bd-3139-4e4a-9bf7-d781fcba5822_ibcc-bank-fraud-story.jpg"/>
                <itunes:duration>2100</itunes:duration>
                
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>One Sip Closer - THE SPARK - ACT 1</itunes:title>
                <title>One Sip Closer - THE SPARK - ACT 1</title>

                <itunes:episode>1</itunes:episode>
                <itunes:season>1</itunes:season>
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>Three tiny bank charges. One pissed-off coffee roaster. This series follows how a handful of micro-transactions spiraled into a DIY investigation, a crash course in Justice Court law, a battle with banks and a small-town system—and the unexpected friendship that formed with a nearly retired county sheriff’s admin along the way.</itunes:summary>
                <description><![CDATA[<p>Three tiny bank charges. One pissed-off coffee roaster. This series follows how a handful of micro-transactions spiraled into a DIY investigation, a crash course in Justice Court law, a battle with banks and a small-town system—and the unexpected friendship that formed with a nearly retired county sheriff’s admin along the way.</p>]]></description>
                <content:encoded>&lt;p&gt;Three tiny bank charges. One pissed-off coffee roaster. This series follows how a handful of micro-transactions spiraled into a DIY investigation, a crash course in Justice Court law, a battle with banks and a small-town system—and the unexpected friendship that formed with a nearly retired county sheriff’s admin along the way.&lt;/p&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Sat, 08 Nov 2025 06:17:54 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2025/11/8/6/31901254-1c70-443d-9af9-9e4d41a665b2_ibcc-bank-fraud-story.jpg"/>
                <itunes:duration>934</itunes:duration>
                <podcast:transcript url="https://s3.us-east-2.amazonaws.com/pod-public-transcripts/2025/11/8/6/366d9640-f6b0-4724-a055-ee6de32aeb6c_2479469511.vtt" type="text/vtt" language="en" />
                
                <itunes:explicit>no</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Just F&#39;kin Off Episode 4 - &#34;Redeye&#34; Halloween 2020</itunes:title>
                <title>Just F&#39;kin Off Episode 4 - &#34;Redeye&#34; Halloween 2020</title>

                <itunes:episode>4</itunes:episode>
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>Written by Darren Nelson 
Narrated and Edited by Fred Dedrick...
A Coffee Story</itunes:summary>
                <description><![CDATA[Written by Darren Nelson 
Narrated and Edited by Fred Dedrick...
A Coffee Story
 <a href="https://www.patreon.com/ironbeancoffee" rel="nofollow">Support this podcast</a>]]></description>
                <content:encoded>Written by Darren Nelson 
Narrated and Edited by Fred Dedrick...
A Coffee Story
 &lt;a href=&#34;https://www.patreon.com/ironbeancoffee&#34; rel=&#34;nofollow&#34;&gt;Support this podcast&lt;/a&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Sat, 31 Oct 2020 23:00:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2020/12/9/5/7c394d71-152b-4289-9f6c-b25c38684c59_kcflu0c0r1crfxqjcvays0dl.png"/>
                <itunes:duration>490</itunes:duration>
                
                
                <itunes:explicit>yes</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Just F&#39;kin Off - Out Take  Rage Against The Dying of the Light</itunes:title>
                <title>Just F&#39;kin Off - Out Take  Rage Against The Dying of the Light</title>

                <itunes:episode>4</itunes:episode>
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>In preparation of Episode 4 we recorded a poem that has made a crazy impact on our lives. 
Here&#39;s the outtake.</itunes:summary>
                <description><![CDATA[In preparation of Episode 4 we recorded a poem that has made a crazy impact on our lives. 
Here&#39;s the outtake.
 <a href="https://www.patreon.com/ironbeancoffee" rel="nofollow">Support this podcast</a>]]></description>
                <content:encoded>In preparation of Episode 4 we recorded a poem that has made a crazy impact on our lives. 
Here&amp;#39;s the outtake.
 &lt;a href=&#34;https://www.patreon.com/ironbeancoffee&#34; rel=&#34;nofollow&#34;&gt;Support this podcast&lt;/a&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Sat, 24 Oct 2020 06:15:00 &#43;0000</pubDate>
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                <itunes:duration>127</itunes:duration>
                
                
                <itunes:explicit>yes</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Just F&#39;kin Off Episode 3 - Iron Bean Nation Q&amp;A</itunes:title>
                <title>Just F&#39;kin Off Episode 3 - Iron Bean Nation Q&amp;A</title>

                <itunes:episode>3</itunes:episode>
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>Facebook Question Submitions. 
What is the future of Iron Bean?
Beards and Braids?
Jason whats his name?</itunes:summary>
                <description><![CDATA[Facebook Question Submitions. 
What is the future of Iron Bean?
Beards and Braids?
Jason whats his name?


 <a href="https://www.patreon.com/ironbeancoffee" rel="nofollow">Support this podcast</a>]]></description>
                <content:encoded>Facebook Question Submitions. 
What is the future of Iron Bean?
Beards and Braids?
Jason whats his name?


 &lt;a href=&#34;https://www.patreon.com/ironbeancoffee&#34; rel=&#34;nofollow&#34;&gt;Support this podcast&lt;/a&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Wed, 16 Sep 2020 04:30:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2020/12/9/5/ff82090d-83c1-4e5c-a58b-e970926ae349_kcflu0c0r1crfxqjcvays0dl.png"/>
                <itunes:duration>3454</itunes:duration>
                
                
                <itunes:explicit>yes</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Just F&#39;kin Off Episode 2- 30 questions we should have asked before we got married!!</itunes:title>
                <title>Just F&#39;kin Off Episode 2- 30 questions we should have asked before we got married!!</title>

                <itunes:episode>2</itunes:episode>
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>Our daughter says don&#39;t post this cause its too personal. We say, maybe it is... but its us.</itunes:summary>
                <description><![CDATA[Our daughter says don&#39;t post this cause its too personal. We say, maybe it is... but its us. 
 <a href="https://www.patreon.com/ironbeancoffee" rel="nofollow">Support this podcast</a>]]></description>
                <content:encoded>Our daughter says don&amp;#39;t post this cause its too personal. We say, maybe it is... but its us. 
 &lt;a href=&#34;https://www.patreon.com/ironbeancoffee&#34; rel=&#34;nofollow&#34;&gt;Support this podcast&lt;/a&gt;</content:encoded>
                
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                <link>https://justfkinoff.captivate.fm</link>
                <pubDate>Wed, 16 Sep 2020 03:00:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2020/12/9/5/7bbf5114-276b-4b14-9322-6e0591231d57_kcflu0c0r1crfxqjcvays0dl.png"/>
                <itunes:duration>4015</itunes:duration>
                
                
                <itunes:explicit>yes</itunes:explicit>
                
            </item>
        
            <item>
                <itunes:episodeType>full</itunes:episodeType>
                <itunes:title>Just F&#39;kin Off Episode One - Will Fred live after this is episode?</itunes:title>
                <title>Just F&#39;kin Off Episode One - Will Fred live after this is episode?</title>

                <itunes:episode>1</itunes:episode>
                
                <itunes:author>Fred from Iron Bean Coffee Co</itunes:author>
                <itunes:summary>We answer the questions of the Iron Bean Nation in our very first Episode of Just F&#39;kin Off with Fred and Chanell.</itunes:summary>
                <description><![CDATA[We answer the questions of the Iron Bean Nation in our very first Episode of Just F&#39;kin Off with Fred &amp; Chanell.
 <a href="https://www.patreon.com/ironbeancoffee" rel="nofollow">Support this podcast</a>]]></description>
                <content:encoded>We answer the questions of the Iron Bean Nation in our very first Episode of Just F&amp;#39;kin Off with Fred &amp;amp; Chanell.
 &lt;a href=&#34;https://www.patreon.com/ironbeancoffee&#34; rel=&#34;nofollow&#34;&gt;Support this podcast&lt;/a&gt;</content:encoded>
                
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                <pubDate>Fri, 11 Sep 2020 04:15:00 &#43;0000</pubDate>
                <itunes:image href="https://media.redcircle.com/images/2020/12/9/5/52c1c4c6-4638-4611-b4e8-e2a0cdd8cffd_kcflu0c0r1crfxqjcvays0dl.png"/>
                <itunes:duration>3575</itunes:duration>
                
                
                <itunes:explicit>yes</itunes:explicit>
                
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