RedCircle VERIFY_TOKEN_3f4b703d-5708-4ac4-99a3-e094bbb2d08f -- Rendered At Sun, 05 Apr 2026 01:22:59 +0000 Female Finance Collective https://redcircle.com/shows/female-finance-collective en-US All rights reserved. Sybil Hall, Jen Sullivan, and Meri-Li Forrest Welcome to the Female Finance Collective where we encourage women to have open and honest conversations about all things money. 3f4b703d-5708-4ac4-99a3-e094bbb2d08f Welcome to the Female Finance Collective where we encourage women to have open and honest conversations about all things money.

]]> episodic no Sybil Hall, Jen Sullivan, and Meri-Li Forrest femalefinancecollective@gmail.com no full Consider Your Future Self | Ep 95 Consider Your Future Self | Ep 95 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we talk about how financial confidence isn’t built through one big decision, but created through small, consistent actions over time. Simple steps like transferring a little to savings, paying extra toward debt, or setting up automatic contributions can quietly compound into real progress.

We also explore how asking “What would Future Me thank me for?” can help guide everyday money decisions and reduce stress around finances.

Join Our Community:

Connect with other women working toward financial empowerment. Learn how to confidently manage your money here!

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, we talk about how financial confidence isn’t built through one big decision, but created through small, consistent actions over time. Simple steps like transferring a little to savings, paying extra toward debt, or setting up automatic contributions can quietly compound into real progress.</span></p><p><span>We also explore how asking “What would Future Me thank me for?” can help guide everyday money decisions and reduce stress around finances.</span></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">Learn how to confidently manage your money here!</a></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 6c12c3d8-c0c3-4288-bf68-d6bf652b3c84 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/206c513c-3e65-48a9-9291-4bbc5f436d01 Wed, 18 Mar 2026 17:31:13 +0000 885 no full Budgeting is Self Care | Ep 94 Budgeting is Self Care | Ep 94 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we explore the idea of budgeting as a form of self-care. Instead of thinking of a budget as restrictive, we talk about how it can actually reduce stress by giving your money a clear purpose and helping you prepare for what’s ahead.

A thoughtful budget creates permission to spend on what matters while also building trust with yourself over time. When done well, budgeting is about caring for your future self.

Join Our Community:

Connect with other women working toward financial empowerment. Join our Money Made Simple community here!

https://www.skool.com/female-finance-collective-2984/about

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, we explore the idea of </span><strong>budgeting as a form of self-care</strong><span>. Instead of thinking of a budget as restrictive, we talk about how it can actually reduce stress by giving your money a clear purpose and helping you prepare for what’s ahead.</span></p><p><span>A thoughtful budget creates permission to spend on what matters while also building trust with yourself over time. When done well, budgeting is about caring for your future self.</span></p><p><strong>Join Our Community:</strong></p><p>Connect with other women working toward financial empowerment. Join our Money Made Simple community <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">here</a>!</p><p>https://www.skool.com/female-finance-collective-2984/about</p><p><strong>Do you have questions or ideas? Connect with us!</strong></p><p><u>Instagram:</u> @femalefinance.collective </p><p><u>Facebook, YouTube, Pinterest:</u> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 36e71c69-ed00-4049-827c-904b6c24f700 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6ab037d3-3161-4d24-a7e9-35519cd9e0d1 Thu, 05 Mar 2026 17:39:18 +0000 1092 no full Why We Avoid our Money | Ep 93 Why We Avoid our Money | Ep 93 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Nearly all of us have avoided our money at some point. Whether it's because we're afraid of what we'll see, frustration with where we are financially, or just a lack of understanding, avoiding money is really common.

In this episode, we talk about reasons we avoid and share some quick tips to help you re-engage with your finances.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here!

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Nearly all of us have avoided our money at some point. Whether it&#39;s because we&#39;re afraid of what we&#39;ll see, frustration with where we are financially, or just a lack of understanding, avoiding money is really common. </p><p>In this episode, we talk about reasons we avoid and share some quick tips to help you re-engage with your finances.</p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">here</a>!</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> cda50dbc-37e1-4e88-bb26-2cba2457a6dc https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/92b575ea-edf2-4a97-9237-6148178bc8e3 Wed, 25 Feb 2026 19:47:44 +0000 941 no full Financial Wellness | Ep 92 Financial Wellness | Ep 92 Sybil Hall, Jen Sullivan, and Meri-Li Forrest More than ever, people are craving financial well-being. We're not just a bigger bank account, but rather a feeling of wellness when it comes to our money. In this episode, we explore the difference between financial wellness and wealth building, and how to pursue both without sacrificing your peace or burning yourself out. Our conversation touches on the emotional, lifestyle, and mindset side of money, including boundaries, values, and even navigating money conversations in newer relationships. While we cover a lot of ground, it all comes back to one thing: building a financial life that supports what truly matters to you.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here!

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>More than ever, people are craving financial well-being. We&#39;re not just a bigger bank account, but rather a feeling of wellness when it comes to our money. In this episode, we explore the difference between financial wellness and wealth building, and how to pursue both without sacrificing your peace or burning yourself out. Our conversation touches on the emotional, lifestyle, and mindset side of money, including boundaries, values, and even navigating money conversations in newer relationships. While we cover a lot of ground, it all comes back to one thing: building a financial life that supports what truly matters to you.</span></p><p><br></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">here</a>!</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 69348b56-ab17-4ecb-b727-27dbe1104fc7 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/248a44ca-7ba4-49a4-9b1e-b2d9210b6956 Thu, 29 Jan 2026 19:35:15 +0000 1684 no full One Word Can Shape Your Year | Ep 91 One Word Can Shape Your Year | Ep 91 Sybil Hall, Jen Sullivan, and Meri-Li Forrest What if instead of setting resolutions, you chose a theme to guide your year? In this episode, we talk about why yearly themes can be more powerful than goals, how to choose one that fits your life, and how to use it as a tool throughout the year. We’re also sharing our own themes for 2026 and offering examples to help you find yours.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>What if instead of setting resolutions, you chose a theme to guide your year? In this episode, we talk about why yearly themes can be more powerful than goals, how to choose one that fits your life, and how to use it as a tool throughout the year. We’re also sharing our own themes for 2026 and offering examples to help you find yours.</p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">Learn, grow, and share your journey with us here</a>.</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 7f6d4eb0-9803-46e2-b783-30b83d1650f0 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/2ae906bb-9584-4a20-8524-194b72d2190c Wed, 21 Jan 2026 13:34:01 +0000 1185 no full Loud Budgeting | Ep 90 Loud Budgeting | Ep 90 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Loud budgeting is about speaking up for your money without guilt or shame. In this episode, we break down what loud budgeting really is, why it’s gaining popularity, and how being open about your financial boundaries can help you spend with confidence, reduce pressure, and stay aligned with your goals. If you’ve ever felt awkward saying “that’s not in my budget,” this conversation is for you.

Join Our Free Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:https://www.skool.com/female-finance-collective-2984/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Loud budgeting is about speaking up for your money without guilt or shame. In this episode, we break down what loud budgeting really is, why it’s gaining popularity, and how being open about your financial boundaries can help you spend with confidence, reduce pressure, and stay aligned with your goals. If you’ve ever felt awkward saying “that’s not in my budget,” this conversation is for you.</span></p><p>Join Our Free Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:https://www.skool.com/female-finance-collective-2984/about</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> ecf48ebe-a430-47c9-b9b6-616127acc4de https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/ce8cf6c1-7779-487b-ab5a-59fd86f9ad65 Thu, 08 Jan 2026 22:19:34 +0000 771 no full Year-End Financial Review | Ep 89 Year-End Financial Review | Ep 89 Sybil Hall, Jen Sullivan, and Meri-Li Forrest As the year comes to a close, it’s the perfect time to pause, reflect, and set yourself up for financial success in the year ahead.

In this episode of the Female Finance Collective Podcast, Jen sits down with financial planner and money coach Meri-Li to walk through the process she uses with her clients for a year-end financial review. This conversation is designed to help you look back on the year with clarity (not judgment), update your numbers, and create a plan that feels realistic, supportive, and aligned with your life.

We cover:

  • Why cash flow is the best place to start your year-end review
  • How to review and update your budget for the year ahead
  • What to look for when reviewing debt and upcoming “freed-up money”
  • How to plan ahead for savings, travel, and future expenses
  • A simple way to check in on your tax position before the year ends
  • Why documenting your goals matters — and how to actually stick with them
  • How choosing a financial “theme” for the year can simplify decisions and create momentum


🎁 Free Resource:

We’ve created a Year-End Financial Review Checklist and a companion workbook to help you work through everything discussed in this episode.

Click here to join our free community to download your copy today.


We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>As the year comes to a close, it’s the perfect time to pause, reflect, and set yourself up for financial success in the year ahead.</p><p>In this episode of the <strong>Female Finance Collective Podcast</strong>, Jen sits down with financial planner and money coach <strong>Meri-Li</strong> to walk through the process she uses with her clients for a <strong>year-end financial review</strong>. This conversation is designed to help you look back on the year with clarity (not judgment), update your numbers, and create a plan that feels realistic, supportive, and aligned with your life.</p><p>We cover:</p><ul><li>Why cash flow is the best place to start your year-end review</li><li>How to review and update your budget for the year ahead</li><li>What to look for when reviewing debt and upcoming “freed-up money”</li><li>How to plan ahead for savings, travel, and future expenses</li><li>A simple way to check in on your tax position before the year ends</li><li>Why documenting your goals matters — and how to actually stick with them</li><li>How choosing a financial “theme” for the year can simplify decisions and create momentum</li></ul><p><br></p><p>🎁 <strong>Free Resource:</strong></p><p>We’ve created a <strong>Year-End Financial Review Checklist</strong> and a <strong>companion workbook</strong> to help you work through everything discussed in this episode.</p><p><a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">Click here to join our free community to download your copy today. </a></p><p><br></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> f790d43b-c1cf-4d69-a850-a2c44f33ba7a https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/696e6673-3615-4329-b076-d933a155a237 Wed, 17 Dec 2025 18:30:03 +0000 1551 no full Buy Now, Pay Later Mistakes to Avoid | Ep 88 Buy Now, Pay Later Mistakes to Avoid | Ep 88 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Buy Now, Pay Later options are everywhere from online checkouts to in-store purchases. They promise flexibility and convenience. But are they really as harmless as they seem?

In this episode, we’re breaking down how BNPL works, the hidden risks you need to know, and how to use it wisely (or avoid it altogether) so it doesn’t sabotage your financial goals.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Buy Now, Pay Later options are everywhere from online checkouts to in-store purchases. They promise flexibility and convenience. But are they really as harmless as they seem? </span></p><p><span>In this episode, we’re breaking down how BNPL works, the hidden risks you need to know, and how to use it wisely (or avoid it altogether) so it doesn’t sabotage your financial goals.</span></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">journey with us here</a>.</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 301496f5-2f29-477e-8517-9bdd2d864a5d https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/0680f553-79fe-41ba-97da-3a5afd79c73b Wed, 03 Dec 2025 11:05:52 +0000 830 no full Plan a Money Date | Ep 87 Plan a Money Date | Ep 87 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this throwback episode of Female Finance Collective, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial overwhelm into confidence, one intentional money conversation at a time.

Schedule your first money date this week! Make it fun, comfy, and empowering. Then head to the comments and tell us how it went!

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this throwback episode of Female Finance Collective, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial overwhelm into confidence, one intentional money conversation at a time.</p><p>Schedule your first money date this week! Make it fun, comfy, and empowering. Then head to the comments and tell us how it went! </p><p><u>Join Our Community:</u></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">journey with us here</a>. </p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 090e01f9-dce1-403b-83fe-c60e81880b44 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/68c522ee-d128-465a-94ed-493ed397046c Wed, 29 Oct 2025 10:55:48 +0000 1167 no full Emergency Savings: Is $1000 Enough? | Ep 86 Emergency Savings: Is $1000 Enough? | Ep 86 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we revisit a prior conversation about emergency savings. We cover how to set one up, what to call it, why you need it, and how much money is enough.


Join Our Community:

Connect with other women working toward financial empowerment. Learn more about our community here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode, we revisit a prior conversation about emergency savings. We cover how to set one up, what to call it, why you need it, and how much money is enough.</p><p><br></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn more about our community <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">here</a>.</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 3e2fef15-f415-4571-a1a6-57adaba6921d https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/7bb05d07-0bf4-478f-80f2-4862e2f34e3d Wed, 22 Oct 2025 23:43:32 +0000 1605 no full Meet The Joyful Hostess | Ep 85 Meet The Joyful Hostess | Ep 85 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this week’s episode, we are sharing a previous conversation we had with Mara, Joyful Hostess. We talk about ways to enjoy holiday events on a budget. Each of us shares tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still protecting your budget.

Be sure to give her a follow on social media @joyfulhostess to get more of her great ideas!

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this week’s episode, we are sharing a previous conversation we had with Mara, Joyful Hostess. We talk about ways to enjoy holiday events on a budget. Each of us shares tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still protecting your budget.</p><p>Be sure to give her a follow on social media @joyfulhostess to get more of her great ideas!</p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 637e6c56-e64a-44db-8123-8a8107271908 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/a4f7b3a3-ef70-4347-99a7-cf0fa0283200 Wed, 15 Oct 2025 19:51:44 +0000 1494 no full Avoid the Holiday Credit Card Hangover | Ep 84 Avoid the Holiday Credit Card Hangover | Ep 84 Sybil Hall, Jen Sullivan, and Meri-Li Forrest The holidays should feel joyful, not stressful. Yet every year, overspending leaves too many of us with a January credit card hangover. In this episode of the Female Finance Collective podcast, we share 3 practical ways to enjoy the season fully without slipping back into debt.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps

00:00 Why holidays can be a debt trap

00:40 Welcome to the Female Finance Collective

01:46 Tip 1: Plan ahead and set your budget in October

03:04 Teaching kids financial literacy during the holidays

04:56 Tip 2: Get creative with gifts, costumes, and traditions

05:45 Meaningful low-cost gift ideas and family traditions

06:49 Free and fun holiday activities

08:05 Tip 3: Smart travel planning to save money

09:00 Cut costs on road trips and flights

10:20 Airbnb, meal prep, and family-friendly travel hacks

11:20 Small changes that save big on holiday travel

11:58 Recap: Plan ahead, get creative, and travel smart


Call to Action

🎁 Want support staying financially confident this season?

]]> <p>The holidays should feel joyful, not stressful. Yet every year, overspending leaves too many of us with a January credit card hangover. In this episode of the Female Finance Collective podcast, we share 3 practical ways to enjoy the season fully without slipping back into debt.</p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">Learn, grow, and share your journey with us here.</a></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps</p><p>00:00 Why holidays can be a debt trap</p><p>00:40 Welcome to the Female Finance Collective</p><p>01:46 Tip 1: Plan ahead and set your budget in October</p><p>03:04 Teaching kids financial literacy during the holidays</p><p>04:56 Tip 2: Get creative with gifts, costumes, and traditions</p><p>05:45 Meaningful low-cost gift ideas and family traditions</p><p>06:49 Free and fun holiday activities</p><p>08:05 Tip 3: Smart travel planning to save money</p><p>09:00 Cut costs on road trips and flights</p><p>10:20 Airbnb, meal prep, and family-friendly travel hacks</p><p>11:20 Small changes that save big on holiday travel</p><p>11:58 Recap: Plan ahead, get creative, and travel smart</p><p><br></p><p>Call to Action</p><p>🎁 Want support staying financially confident this season?</p> d10eb1fc-12f1-48c1-a80a-e5d1055ea05e https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/f1804ff5-3945-4594-9fc3-68b8596c8167 Wed, 08 Oct 2025 10:55:44 +0000 744 no full Breaking the Debt Cycle | Ep 83 Breaking the Debt Cycle | Ep 83 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Paying off debt is an incredible accomplishment, but for many people, it’s only part of the story. The real challenge is staying out of debt for good. Today, we’re talking about how to break the cycle, avoid slipping back into old habits, and build a financial foundation that keeps you free.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Paying off debt is an incredible accomplishment, but for many people, it’s only part of the story. The real challenge is staying out of debt for good. Today, we’re talking about how to break the cycle, avoid slipping back into old habits, and build a financial foundation that keeps you free.</span></p><p><br></p><p><strong>Join Our Community:</strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 696549c6-dbc1-409e-be9d-1ef5e2b2afd1 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/8925bd92-2988-4e17-8c53-9476d1a08452 Wed, 01 Oct 2025 13:19:41 +0000 1460 no full The Truth About Debt | Ep 82 The Truth About Debt | Ep 82 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there.

In this episode of the Female Finance Collective podcast, we revisit a previous episode where Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with clarity and confidence.

We share personal stories, mindset shifts, and a practical tool (our free Snowball Debt Calculator!) to help you build a plan that actually works. If you’re overwhelmed and ready to feel hopeful again, this one’s for you.

Join our community for just $5 a month and be part of our debt payoff group.

Get support, weekly calls, a group chat, and real accountability:

www.skool.com/female-finance-collective/about


We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there.</p><p>In this episode of the Female Finance Collective podcast, we revisit a previous episode where Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with clarity and confidence.</p><p>We share personal stories, mindset shifts, and a practical tool (our free Snowball Debt Calculator!) to help you build a plan that actually works. If you’re overwhelmed and ready to feel hopeful again, this one’s for you.</p><p>Join our community for just $5 a month and be part of our debt payoff group.</p><p>Get support, weekly calls, a group chat, and real accountability:</p><p>www.skool.com/female-finance-collective/about</p><p><br></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 36872c97-ebd3-4887-a7e5-2012ff5c65d5 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/860bbbac-805e-4d26-808b-3d8b4af97805 Wed, 24 Sep 2025 10:55:26 +0000 1006 no full Overwhelmed by Debt? How to Take the First Step | Ep 81 Overwhelmed by Debt? How to Take the First Step | Ep 81 Sybil Hall, Jen Sullivan, and Meri-Li Forrest If you’ve ever looked at your debt and thought, “I don’t even know where to start,” you’re not alone. The good news? You don’t have to figure it all out today. In this episode, we’re breaking debt down into simple, doable steps so you can take back control, release the shame, and finally start moving forward.

What You’ll Learn in This Episode:

  • Shift Your Mindset: Why you’re not alone in carrying debt, and how reframing repayment as an empowering choice can change everything.
  • Get Clear on the Numbers: How writing down your balances, payments, and interest rates creates clarity (and why clarity = options).
  • Choose a Starting Point: The difference between the Debt Snowball and Debt Avalanche methods, and how to pick one that feels doable for you.

Debt repayment doesn’t have to feel heavy or complicated. It starts with just one step.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You! Do you have questions or ideas? Connect with us!

Substack: https://femalefinancecollective.substack.com/

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>If you’ve ever looked at your debt and thought, <em>“I don’t even know where to start,”</em> you’re not alone. The good news? You don’t have to figure it all out today. In this episode, we’re breaking debt down into simple, doable steps so you can take back control, release the shame, and finally start moving forward.</p><p>What You’ll Learn in This Episode:</p><ul><li><strong>Shift Your Mindset:</strong> Why you’re not alone in carrying debt, and how reframing repayment as an empowering choice can change everything.</li><li><strong>Get Clear on the Numbers:</strong> How writing down your balances, payments, and interest rates creates clarity (and why clarity = options).</li><li><strong>Choose a Starting Point:</strong> The difference between the Debt Snowball and Debt Avalanche methods, and how to pick one that feels doable for you.</li></ul><p>Debt repayment doesn’t have to feel heavy or complicated. It starts with just one step. </p><p><br></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We’d Love to Hear from You! Do you have questions or ideas? Connect with us!</p><p><strong>Substack: </strong>https://femalefinancecollective.substack.com/<span></span></p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> e053fc09-68c1-4957-94ee-3d3aee279476 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/3328e5c4-c7a4-4cc4-ac02-7419cfeb5d0b Wed, 17 Sep 2025 10:55:35 +0000 1174 no full Trusting Yourself | Ep 80 Trusting Yourself | Ep 80 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Financial confidence doesn’t happen overnight. It’s built with every intentional choice you make. In this episode, we’re wrapping up the Money + Mindset Summer Series by reflecting on how far you’ve come and how each decision has strengthened your ability to trust yourself with money.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Substack: https://femalefinancecollective.substack.com/

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Financial confidence doesn’t happen overnight. It’s built with every intentional choice you make. In this episode, we’re wrapping up the Money + Mindset Summer Series by reflecting on how far you’ve come and how each decision has strengthened your ability to trust yourself with money.</span></p><p><br></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Substack: </strong>https://femalefinancecollective.substack.com/<span></span></p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 06c64028-e11c-4cbf-9863-940822643042 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/99fda280-ee72-482b-99c5-914031aab7f7 Wed, 10 Sep 2025 14:45:18 +0000 819 no full Budgets and Boundaries | Ep 79 Budgets and Boundaries | Ep 79 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Budgets don’t have to feel like punishment.

What if instead of restrictions, your budget could act as a set of healthy boundaries that protect your goals, values, and dreams?

In this episode of the Female Finance Collective Podcast, Jen and Sybil share how to shift your perspective on budgeting, discover missing financial boundaries, and communicate them in ways that actually empower you.


We’ve got your back in our community, where you’ll find step-by-step instructions on how to become financially confident for only $5:

Learn more about Female Finance Collective on Skool here.

And don’t miss a dose of weekly money motivation:

Subscribe to our Substack Newsletter: https://substack.com/@femalefinancecollective


Time Stamps

0:00 – Why budgets feel restrictive (and how to reframe them)

1:18 – Budgets as boundaries: flexible, empowering, and protective

2:39 – What budgeting really means: tracking, categories, and conscious spending

4:36 – The role of hard vs. flexible financial boundaries

6:00 – Spotting missing boundaries (dogs, kids, college move-ins, and more)

8:30 – Real-life examples: thrifting, back-to-school, and unexpected expenses

9:20 – Communicating and honoring your financial boundaries

10:40 – Why talking about money with friends changes everything

11:15 – Action step: Write down one boundary to set or strengthen today

12:07 – Recap: Budgets and boundaries protect your goals and values


The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Budgets don’t have to feel like punishment.</p><p>What if instead of restrictions, your budget could act as a set of healthy boundaries that protect your goals, values, and dreams?</p><p>In this episode of the Female Finance Collective Podcast, Jen and Sybil share how to shift your perspective on budgeting, discover missing financial boundaries, and communicate them in ways that actually empower you.</p><p><br></p><p>We’ve got your back in our community, where you’ll find step-by-step instructions on how to become financially confident for only $5:</p><p><a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Learn more about Female Finance Collective on Skool here.</a> </p><p>And don’t miss a dose of weekly money motivation:</p><p>Subscribe to our Substack Newsletter: https://substack.com/@femalefinancecollective</p><p><br></p><p>Time Stamps</p><p>0:00 – Why budgets feel restrictive (and how to reframe them)</p><p>1:18 – Budgets as boundaries: flexible, empowering, and protective</p><p>2:39 – What budgeting really means: tracking, categories, and conscious spending</p><p>4:36 – The role of hard vs. flexible financial boundaries</p><p>6:00 – Spotting missing boundaries (dogs, kids, college move-ins, and more)</p><p>8:30 – Real-life examples: thrifting, back-to-school, and unexpected expenses</p><p>9:20 – Communicating and honoring your financial boundaries</p><p>10:40 – Why talking about money with friends changes everything</p><p>11:15 – Action step: Write down one boundary to set or strengthen today</p><p>12:07 – Recap: Budgets and boundaries protect your goals and values</p><p><br></p><p>The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 4ae4bda8-49b5-4550-abea-1a57ea911731 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/aa9aaabf-48cc-4db3-9146-0a275cefb03e Wed, 03 Sep 2025 10:55:30 +0000 756 no full Saving With Joy | Ep 78 Saving With Joy | Ep 78 Sybil Hall, Jen Sullivan, and Meri-Li Forrest What if saving money wasn’t about sacrifice at all, but about creating joy for your future?

In this episode of the Female Finance Collective Podcast, Jen and Sybil show you how to reframe saving so it feels motivating, connected to your dreams, and even fun.

We’ll walk you through 3 simple shifts to help you redefine saving, tie it to your values, and make it a sustainable habit you actually enjoy.


We’ve got your back in our community, where you’ll find step-by-step instructions on how to become financially confident for only $5. Click here to learn more about Female Finance Collective.

Don’t miss a dose of weekly money motivation. Subscribe to our Substack Newsletter: https://substack.com/@femalefinancecollective


Time Stamps

0:00 – Intro: Saving doesn’t have to feel restrictive

0:55 – Step 1: Redefining what saving means

2:50 – Small shifts that make saving feel lighter (like casual dining instead of fancy dinners)

4:52 – Making saving fun with couponing, challenges, and trackers

6:01 – Step 2: Connecting savings to your values and dreams

7:20 – Using multiple accounts and categories to stay motivated

9:55 – Why separating funds builds momentum

10:00 – Step 3: Making saving a tangible and enjoyable habit

11:30 – Conscious spending: asking if purchases align with your values

12:27 – Gamifying savings goals and celebrating progress

13:34 – Recap: Three ways to bring joy to saving


The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.a

]]> <p>What if saving money wasn’t about sacrifice at all, but about creating joy for your future?</p><p>In this episode of the Female Finance Collective Podcast, Jen and Sybil show you how to reframe saving so it feels motivating, connected to your dreams, and even fun.</p><p>We’ll walk you through 3 simple shifts to help you redefine saving, tie it to your values, and make it a sustainable habit you actually enjoy.</p><p><br></p><p>We’ve got your back in our community, where you’ll find step-by-step instructions on how to become financially confident for only $5. <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Click here to learn more about Female Finance Collective.</a></p><p>Don’t miss a dose of weekly money motivation. Subscribe to our Substack Newsletter: https://substack.com/@femalefinancecollective</p><p><br></p><p>Time Stamps</p><p>0:00 – Intro: Saving doesn’t have to feel restrictive</p><p>0:55 – Step 1: Redefining what saving means</p><p>2:50 – Small shifts that make saving feel lighter (like casual dining instead of fancy dinners)</p><p>4:52 – Making saving fun with couponing, challenges, and trackers</p><p>6:01 – Step 2: Connecting savings to your values and dreams</p><p>7:20 – Using multiple accounts and categories to stay motivated</p><p>9:55 – Why separating funds builds momentum</p><p>10:00 – Step 3: Making saving a tangible and enjoyable habit</p><p>11:30 – Conscious spending: asking if purchases align with your values</p><p>12:27 – Gamifying savings goals and celebrating progress</p><p>13:34 – Recap: Three ways to bring joy to saving</p><p><br></p><p>The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.a</p> a129035c-f894-4002-bf22-8429b8584c12 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/f79f1440-697d-4b14-8faa-832a7fcd7d26 Wed, 27 Aug 2025 10:55:40 +0000 864 no full Embracing Progress Over Perfection | Ep 77 Embracing Progress Over Perfection | Ep 77 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In today's episode, we talk about the value of recognizing our progress rather than focusing on our lack of perfection.

Financial growth is a learning process. We're developing habits, figuring out what works well for us, and learning along the way. We are going to make mistakes and that is OK!!


Let’s keep the conversation going

We’ve got your back in our community where you will find step-by-step instructions on how to become financially confident for only $5.

Join our newsletter on Substack to receive tips and motivation directly in your inbox:


Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.



]]> <p>In today&#39;s episode, we talk about the value of recognizing our progress rather than focusing on our lack of perfection.</p><p>Financial growth is a learning process. We&#39;re developing habits, figuring out what works well for us, and learning along the way. We are going to make mistakes and that is OK!!</p><p><br></p><p>Let’s keep the conversation going</p><p>We’ve got your back in our <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">community</a> where you will find step-by-step instructions on how to become financially confident for only $5.</p><p>Join our newsletter on <a href="https://substack.com/@femalefinancecollective" rel="nofollow">Substack</a> to receive tips and motivation directly in your inbox: </p><p><br></p><p>Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p><p><br></p> eb6edba9-9b8b-4bcc-881e-4638381d7521 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/1ab487df-9874-4299-b957-76a87c24402c Wed, 20 Aug 2025 10:55:37 +0000 732 no full Visualize Your Financial Future | Ep 76 Visualize Your Financial Future | Ep 76 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode of the Female Finance Collective podcast, we explore how visualization can transform your money goals into reality. We break down why picturing your dream life is the first step to achieving it and how to map your financial decisions to get there.

Whether your vision is early retirement, debt freedom, or simply enjoying weekends without worrying about bills, we’ll show you how to define your version of financial freedom and turn it into a motivating roadmap.


Let’s keep the conversation going

We’ve got your back in our community where you will find step-by-step instructions on how to build financial confidence for only $5 a month. Click here to learn more about it!

Join our newsletter on Substack to receive tips and motivation directly in your inbox:


Timestamps

0:00 – What if financial freedom is at your fingertips?

0:26 – Why visualizing your dream matters

1:02 – The personal nature of financial freedom

3:36 – Building your 3–5 year vision

5:21 – How your vision changes over time

7:01 – Going big with your dreams

9:02 – Visualization as your “why”

10:12 – Turning your vision into action steps

12:02 – Staying flexible when plans change

12:48 – Why most of us aren’t visualizing enough

13:35 – Share your vision with us


Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p>In this episode of the Female Finance Collective podcast, we explore how visualization can transform your money goals into reality. We break down why picturing your dream life is the first step to achieving it and how to map your financial decisions to get there.</p><p>Whether your vision is early retirement, debt freedom, or simply enjoying weekends without worrying about bills, we’ll show you how to define your version of financial freedom and turn it into a motivating roadmap.</p><p><br></p><p>Let’s keep the conversation going</p><p>We’ve got your back in our community where you will find step-by-step instructions on how to build financial confidence for only $5 a month. <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Click here to learn more about it!</a></p><p>Join our newsletter on <a href="https://substack.com/@femalefinancecollective" rel="nofollow">Substack</a> to receive tips and motivation directly in your inbox: </p><p><br></p><p>Timestamps</p><p>0:00 – What if financial freedom is at your fingertips?</p><p>0:26 – Why visualizing your dream matters</p><p>1:02 – The personal nature of financial freedom</p><p>3:36 – Building your 3–5 year vision</p><p>5:21 – How your vision changes over time</p><p>7:01 – Going big with your dreams</p><p>9:02 – Visualization as your “why”</p><p>10:12 – Turning your vision into action steps</p><p>12:02 – Staying flexible when plans change</p><p>12:48 – Why most of us aren’t visualizing enough</p><p>13:35 – Share your vision with us</p><p><br></p><p>Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> 6540cbdc-fed9-43b9-8bc7-235698541425 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/5ab48a45-4a00-4ede-8015-4c343ab08c73 Wed, 13 Aug 2025 14:40:14 +0000 848 no full Declutter Your Finances | Ep 75 Declutter Your Finances | Ep 75 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Feel Chaotic? Start Here: How to Declutter Your Financial Life

Ever feel like your money is just everywhere and nowhere at the same time?

When life feels overwhelming, it's often a sign that something physical or financial needs cleaning up. 

In this episode, Jen and Sybil share how tidying your physical space mirrors the clarity you can create in your money life and exactly where to start.

If you're feeling out of sorts, start with this episode. Clear your desk. Clear your financial fog. Clear your head.


Join Us!

We've got your back inside the Female Finance Collective.

For just $5/month, get step-by-step support to become financially confident.

Want tips and motivation delivered straight to your inbox?

Click now to subscribe to our newsletter.

TIMESTAMPS

0:00 – Welcome to the Female Finance Collective

0:31 – Why disorganization makes it hard to focus

1:06 – The connection between your physical space and your finances

1:40 – What it means to "declutter" your financial life

2:12 – Small wins that build momentum

3:00 – What's next? Creating financial calm with community support

Disclaimer

The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. Please research and consult a financial advisor to make the best decisions for your unique situation. All investments involve risk and there is no guarantee of success.

]]> <p>Feel Chaotic? Start Here: How to Declutter Your Financial Life</p><p>Ever feel like your money is just everywhere and nowhere at the same time?</p><p>When life feels overwhelming, it&#39;s often a sign that something physical or financial needs cleaning up. </p><p>In this episode, Jen and Sybil share how tidying your physical space mirrors the clarity you can create in your money life and exactly where to start.</p><p>If you&#39;re feeling out of sorts, start with this episode. Clear your desk. Clear your financial fog. Clear your head.</p><p><br></p><p><strong><u>Join Us!</u></strong></p><p>We&#39;ve got your back inside the Female Finance Collective.</p><p><a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">For just $5/month, get step-by-step support to become financially confident.</a></p><p>Want tips and motivation delivered straight to your inbox?</p><p><a href="https://substack.com/@femalefinancecollective" rel="nofollow">Click now to subscribe to our newsletter.</a></p><p>TIMESTAMPS</p><p>0:00 – Welcome to the Female Finance Collective</p><p>0:31 – Why disorganization makes it hard to focus</p><p>1:06 – The connection between your physical space and your finances</p><p>1:40 – What it means to &#34;declutter&#34; your financial life</p><p>2:12 – Small wins that build momentum</p><p>3:00 – What&#39;s next? Creating financial calm with community support</p><p>Disclaimer</p><p>The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. Please research and consult a financial advisor to make the best decisions for your unique situation. All investments involve risk and there is no guarantee of success.</p> 61b7ab19-9887-47ad-91f9-2262e6e62d95 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/8f122ad8-0559-4f15-ab66-28e3d6c6b71a Wed, 06 Aug 2025 14:18:59 +0000 766 no full Tips for Setting Up Your Budget | Ep 74 Tips for Setting Up Your Budget | Ep 74 Sybil Hall, Jen Sullivan, and Meri-Li Forrest If you’re creating a budget without categories, you’re missing the entire point — and setting yourself up for frustration. In this episode, we flip the script on budgeting and show you how to use intentional categorization to create a flexible, values-driven money map that actually works.

We share practical tips for making your budget reflect your real goals — not just your bills. Plus, we’ll walk you through how to use the 50/30/20 method (and why it’s way more flexible than you think).


Ready to make a money map that actually fits your life?

Join our supportive community for just $5: www.skool.com/female-finance-collective/about

Get your free 50/30/20 budgeting tool when you subscribe here: https://substack.com/@femalefinancecollective


Timestamps:

00:00 — The one thing you should never skip when budgeting

00:34 — Why “budget” feels like a bad word (and how to shift your mindset)

1:45 — Rename it! Money map, money plan, financial roadmap

3:00 — Why categories are the key to financial clarity

5:01 — How your categories should reflect your values

6:00 — The purpose of budgeting: aligning your spending with your goals

7:10 — The 50/30/20 method — and how to make it your own

10:00 — Using percentages to simplify your budget

11:41 — Free tool alert! Grab our 50/30/20 budgeting tool on Substack

12:16 — Workshop idea: Want to budget together?

13:14 — Two simple action steps to start now


Disclaimer: The Female Finance Collective Podcast is for educational purposes only. We share personal experiences and opinions, not financial advice. Always research and consult a financial advisor before making financial decisions. All investments carry risk, and success is not guaranteed.


]]> <p>If you’re creating a budget without categories, you’re missing the entire point — and setting yourself up for frustration. In this episode, we flip the script on budgeting and show you how to use intentional categorization to create a flexible, values-driven money map that actually works.</p><p>We share practical tips for making your budget reflect your real goals — not just your bills. Plus, we’ll walk you through how to use the 50/30/20 method (and why it’s way more flexible than you think).</p><p><br></p><p>Ready to make a money map that actually fits your life?</p><p>Join our supportive community for just $5: www.skool.com/female-finance-collective/about</p><p>Get your free 50/30/20 budgeting tool when you subscribe here: https://substack.com/@femalefinancecollective</p><p><br></p><p>Timestamps:</p><p>00:00 — The one thing you should never skip when budgeting</p><p>00:34 — Why “budget” feels like a bad word (and how to shift your mindset)</p><p>1:45 — Rename it! Money map, money plan, financial roadmap</p><p>3:00 — Why categories are the key to financial clarity</p><p>5:01 — How your categories should reflect your values</p><p>6:00 — The purpose of budgeting: aligning your spending with your goals</p><p>7:10 — The 50/30/20 method — and how to make it your own</p><p>10:00 — Using percentages to simplify your budget</p><p>11:41 — Free tool alert! Grab our 50/30/20 budgeting tool on Substack</p><p>12:16 — Workshop idea: Want to budget together?</p><p>13:14 — Two simple action steps to start now</p><p><br></p><p>Disclaimer: The Female Finance Collective Podcast is for educational purposes only. We share personal experiences and opinions, not financial advice. Always research and consult a financial advisor before making financial decisions. All investments carry risk, and success is not guaranteed.</p><p><br></p> 6d86e221-f99a-4eca-87b0-45b55ca0384a https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/e5393d3c-4705-4ad5-8cb4-ca00b5f9bf73 Wed, 30 Jul 2025 20:34:24 +0000 875 no full Why Systems Beat Willpower | Ep 73 Why Systems Beat Willpower | Ep 73 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Why Willpower Isn’t Enough — And What Actually Works for Your Money Goals!

In this episode of the Female Finance Collective Podcast, we break down why your motivation will run out—and how building simple, flexible systems can protect your goals, create lasting momentum, and help you stick with your financial habits for the long haul. These ideas don’t just apply to money — they apply to life.

We’re sharing real stories, hard-earned lessons, and the exact ways we’ve used systems to transform our finances. Whether you’re tracking your spending, paying off debt, or trying to save consistently, this episode is your reminder that motivation fades, but systems stick.


Ready for more encouragement, real talk, and practical steps?

Click to join our Female Finance Collective community for just $5!

Subscribe to our newsletter for weekly tips and motivation: https://substack.com/@femalefinancecollective


Don’t forget to like, subscribe, and share this episode with a friend who’s ready to take action on their goals!


Timestamps:

00:00 — Welcome to the Female Finance Collective

00:56 — You’ve been tracking… now what?

1:47 — Why most people resist systems

2:19 — Reason 1: Willpower is a limited resource

5:19 — Reason 2: Systems protect your goals

6:48 — Reason 3: Systems build momentum

9:17 — Why small changes really do add up

12:11 — The power of designing systems that work for YOU

12:40 — Your action step: Build a simple financial system


Disclaimer: The Female Finance Collective Podcast is for educational purposes only and reflects personal experiences and opinions. Please do your own research and consult a financial advisor before making financial decisions. All investments involve risk, including possible loss of principal.

]]> <p>Why Willpower Isn’t Enough — And What Actually Works for Your Money Goals!</p><p>In this episode of the Female Finance Collective Podcast, we break down why your motivation will run out—and how building simple, flexible systems can protect your goals, create lasting momentum, and help you stick with your financial habits for the long haul. These ideas don’t just apply to money — they apply to life.</p><p>We’re sharing real stories, hard-earned lessons, and the exact ways we’ve used systems to transform our finances. Whether you’re tracking your spending, paying off debt, or trying to save consistently, this episode is your reminder that motivation fades, but systems stick.</p><p><br></p><p>Ready for more encouragement, real talk, and practical steps?</p><p><a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Click to join our Female Finance Collective community for just $5! </a></p><p>Subscribe to our newsletter for weekly tips and motivation: <a href="https://substack.com/@femalefinancecollective" rel="nofollow">https://substack.com/@femalefinancecollective</a></p><p><br></p><p>Don’t forget to like, subscribe, and share this episode with a friend who’s ready to take action on their goals!</p><p><br></p><p>Timestamps:</p><p>00:00 — Welcome to the Female Finance Collective</p><p>00:56 — You’ve been tracking… now what?</p><p>1:47 — Why most people resist systems</p><p>2:19 — Reason 1: Willpower is a limited resource</p><p>5:19 — Reason 2: Systems protect your goals</p><p>6:48 — Reason 3: Systems build momentum</p><p>9:17 — Why small changes really do add up</p><p>12:11 — The power of designing systems that work for YOU</p><p>12:40 — Your action step: Build a simple financial system</p><p><br></p><p>Disclaimer: The Female Finance Collective Podcast is for educational purposes only and reflects personal experiences and opinions. Please do your own research and consult a financial advisor before making financial decisions. All investments involve risk, including possible loss of principal.</p> 6bf33ce7-05f9-4c94-b4cf-8dc25873ab87 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/899cf36c-30ae-4ae2-90ed-30f1eb6670c8 Wed, 23 Jul 2025 10:55:24 +0000 785 no full You Started Tracking Your Spending...Now What? | Ep 72 You Started Tracking Your Spending...Now What? | Ep 72 Sybil Hall, Jen Sullivan, and Meri-Li Forrest If you’ve been logging your expenses but feel stuck on what comes next, this episode is for you. We break down three simple steps that will help you move from tracking to transforming your money habits — without shame, overwhelm, or perfection.

You’ll learn how to:

-Reflect on your spending with curiosity

-Categorize your money in a way that works for YOU

-Reallocate your spending to better align with your values

-Ready to make your tracking actually do something for you? Let’s dive in.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us HERE.

We’d Love to Hear from You!

Do you have questions or ideas? Reach out to us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

0:00 Welcome to the Female Finance Collective

0:42 The power of tracking — and what comes next

1:27 Step 1: Reflect without judgment

3:13 Making reflection a weekly habit

3:41 Step 2: Categorize your spending

6:22 Why categorization is personal — and fluid

7:07 Step 3: Reallocate intentionally

9:49 The key mindset shift you need when doing money work

12:06 Focus on action, not shame

12:57 How we can support you


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>If you’ve been logging your expenses but feel stuck on what comes next, this episode is for you. We break down three simple steps that will help you move from tracking to transforming your money habits — without shame, overwhelm, or perfection.</p><p>You’ll learn how to:</p><p>-Reflect on your spending with curiosity</p><p>-Categorize your money in a way that works for YOU</p><p>-Reallocate your spending to better align with your values</p><p>-Ready to make your tracking actually do something for you? Let’s dive in.</p><p><br></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">HERE</a>.</p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Reach out to us!</p><p>Instagram: @femalefinance.collective</p><p>Facebook, YouTube, Pinterest: Female Finance Collective</p><p><br></p><p>Timestamps:</p><p>0:00 Welcome to the Female Finance Collective</p><p>0:42 The power of tracking — and what comes next</p><p>1:27 Step 1: Reflect without judgment</p><p>3:13 Making reflection a weekly habit</p><p>3:41 Step 2: Categorize your spending</p><p>6:22 Why categorization is personal — and fluid</p><p>7:07 Step 3: Reallocate intentionally</p><p>9:49 The key mindset shift you need when doing money work</p><p>12:06 Focus on action, not shame</p><p>12:57 How we can support you</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 323900c2-5140-4204-8cc0-9e8aa0a44752 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/135bac96-7ade-4835-a9e2-d9e1a083cba7 Wed, 16 Jul 2025 10:55:42 +0000 799 no full Is Debt Always Bad? | Ep 71 Is Debt Always Bad? | Ep 71 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Are you carrying debt and feeling the weight of shame, fear, or confusion? You’re not alone. In this episode of the Female Finance Collective, we open up about debt — the survival kind, the strategic kind, and everything in between.

Hear real stories from Meri-Li, and Sybil as they:

Shift their mindset from debt-is-bad to debt-can-build-wealth.

Talk through real-life decisions about HVAC upgrades, emergency savings, and raccoons in the attic.

Explore how to leverage debt in personal and business finances.

You’ll walk away with clarity, courage, and community.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


EPISODE TIMESTAMPS

00:00 - Welcome to the Female Finance Collective

00:42 - Why debt brings up strong emotions

01:03 - Jen’s story: credit cards, student loans, and moving back home

02:36 - The shift: debt as a tool for homeownership

03:32 - What is survival debt vs. strategic debt?

04:44 - Meri-Li’s mindset shift: transactional thinking and planning

06:00 - Why most adults can’t avoid debt

07:00 - Using debt for business and real estate

07:39 - Sybil’s story: paying for a water heater and HVAC with intention

10:04 - Credit cards and 0% financing as a strategic move

11:57 - When one emergency turns into another

13:05 - Exploring HELOCs and real estate equity

14:03 - Why cash flow and net worth BOTH matter

15:00 - Mary Lee’s dilemma: rent or sell?

18:24 - Mental load and rental property risk

19:01 - Using AI to support financial planning

22:42 - Why debt decisions are human decisions

23:38 - Do you want to manage real estate in retirement?

26:14 - Let yourself change your mind

27:35 - Talk it out with friends, family, and community

28:07 - Final thoughts: debt is a tool, not a shame

29:10 - What’s your mindset around debt?


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Are you carrying debt and feeling the weight of shame, fear, or confusion? You’re not alone. In this episode of the Female Finance Collective, we open up about debt — the survival kind, the strategic kind, and everything in between.</p><p>Hear real stories from Meri-Li, and Sybil as they:</p><p>Shift their mindset from debt-is-bad to debt-can-build-wealth.</p><p>Talk through real-life decisions about HVAC upgrades, emergency savings, and raccoons in the attic.</p><p>Explore how to leverage debt in personal and business finances.</p><p>You’ll walk away with clarity, courage, and community.</p><p><br></p><p>Join Our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We’d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>EPISODE TIMESTAMPS</p><p>00:00 - Welcome to the Female Finance Collective</p><p>00:42 - Why debt brings up strong emotions</p><p>01:03 - Jen’s story: credit cards, student loans, and moving back home</p><p>02:36 - The shift: debt as a tool for homeownership</p><p>03:32 - What is survival debt vs. strategic debt?</p><p>04:44 - Meri-Li’s mindset shift: transactional thinking and planning</p><p>06:00 - Why most adults can’t avoid debt</p><p>07:00 - Using debt for business and real estate</p><p>07:39 - Sybil’s story: paying for a water heater and HVAC with intention</p><p>10:04 - Credit cards and 0% financing as a strategic move</p><p>11:57 - When one emergency turns into another</p><p>13:05 - Exploring HELOCs and real estate equity</p><p>14:03 - Why cash flow and net worth BOTH matter</p><p>15:00 - Mary Lee’s dilemma: rent or sell?</p><p>18:24 - Mental load and rental property risk</p><p>19:01 - Using AI to support financial planning</p><p>22:42 - Why debt decisions are human decisions</p><p>23:38 - Do you want to manage real estate in retirement?</p><p>26:14 - Let yourself change your mind</p><p>27:35 - Talk it out with friends, family, and community</p><p>28:07 - Final thoughts: debt is a tool, not a shame</p><p>29:10 - What’s your mindset around debt?</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 61d322f6-8375-4d0a-ba88-1b1d8f04a16e https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/bd59ec05-7bfa-41f9-b2a0-ba3d6c4d0cd6 Wed, 09 Jul 2025 18:54:27 +0000 1769 no full Mid-Year Money Goal Check-in | Ep 70 Mid-Year Money Goal Check-in | Ep 70 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Feel like your financial goals vanished into the chaos of summer? You’re not alone—and you’re not behind. In this empowering episode, Jen, Mary Lee, and Sybil guide you through a midyear money check-in that’s more about how you feel than what you’ve crossed off your list.

Whether you forgot your January goals, want to pivot, or never set any to begin with—this conversation is your reset button. Tune in for simple questions, practical tips, and mindset shifts that will help you finish the year feeling more confident and aligned with your money.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


TIMESTAMPS

00:00 – Welcome to the Female Finance Collective

01:00 – Why it’s OK if you forgot your financial goals

02:30 – Start with one question: How do you feel about money?

05:00 – Real stories: the goal we forgot but still achieved

07:00 – Intentional money tracking (even when it’s subconscious)

08:00 – How to use your net worth, credit score, and subscriptions as check-in tools

10:30 – The emotional AND practical side of a financial reset

12:30 – When to stick with a goal—and when to let it go

14:00 – Life changes fast: Your financial goals can too

15:00 – Automation tips to make goal-getting easier

16:00 – The power of accountability partners and honest money conversations

18:00 – Your permission to start fresh—and finish strong


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Feel like your financial goals vanished into the chaos of summer? You’re not alone—and you’re not behind. In this empowering episode, Jen, Mary Lee, and Sybil guide you through a midyear money check-in that’s more about how you feel than what you’ve crossed off your list. </p><p>Whether you forgot your January goals, want to pivot, or never set any to begin with—this conversation is your reset button. Tune in for simple questions, practical tips, and mindset shifts that will help you finish the year feeling more confident and aligned with your money.</p><p><br></p><p><strong><u>Join Our Community:</u></strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p><strong><u>We’d Love to Hear from You!</u></strong></p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>TIMESTAMPS</p><p>00:00 – Welcome to the Female Finance Collective</p><p>01:00 – Why it’s OK if you forgot your financial goals</p><p>02:30 – Start with one question: How do you feel about money?</p><p>05:00 – Real stories: the goal we forgot but still achieved</p><p>07:00 – Intentional money tracking (even when it’s subconscious)</p><p>08:00 – How to use your net worth, credit score, and subscriptions as check-in tools</p><p>10:30 – The emotional AND practical side of a financial reset</p><p>12:30 – When to stick with a goal—and when to let it go</p><p>14:00 – Life changes fast: Your financial goals can too</p><p>15:00 – Automation tips to make goal-getting easier</p><p>16:00 – The power of accountability partners and honest money conversations</p><p>18:00 – Your permission to start fresh—and finish strong</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> d52eebf5-edb6-4248-b971-dc6fe7d30579 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/7128b7cf-2506-4f73-a070-fd3f6cd52580 Wed, 02 Jul 2025 10:05:00 +0000 946 no full Try a No-Spend Summer Weekend | Ep. 69 Try a No-Spend Summer Weekend | Ep. 69 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Think summer means spending more than you'd like? Think again. In this powerful episode of the Female Finance Collective Podcast, Jen, Mary Lee, and Sybil challenge you to try a no-spend weekend—and show you exactly how to do it without missing out on fun, connection, or comfort.

Whether you're planning ahead or reeling from recent splurges, this conversation is your invitation to slow down, save, and feel more at peace with your money.

Why it matters:

No-spend weekends aren't just about saving money. They're about gaining clarity, confidence, and a sense of control over your spending, especially in a season that’s easy to overspend in.

Join Our Community:

Connect with other women striving for financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have any questions or ideas? Reach out to us!

Instagram: @femalefinance.collective  

Facebook, YouTube, Pinterest: Female Finance Collective


TIMESTAMPS

00:00 - Welcome to the Female Finance Collective

01:00 - Why summer spending sneaks up on us

02:00 - What is a no-spend weekend (and why we love them)

03:00 - Real-life financial balance: Treat weekends like mini-vacations and reset with no-spend weekends

05:00 - The mindset shift: Conscious spending vs. lifestyle creep

08:00 - Using no-spend weekends to fuel next year’s dream trip

09:00 - How to prepare: books, board games, pantry recipes, and more

11:00 - What counts as “spending” (and what doesn’t)

13:00 - Make it an event: crafts, forts, movie night, and signs

15:00 - How to remove temptation and reset habits

17:00 - Using social media to spread awareness and stay accountable

19:00 - Why peace, control, and alignment with your money is the goal

20:00 - Join the challenge & share your no-spend plans!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Think summer means spending more than you&#39;d like? Think again. In this powerful episode of the Female Finance Collective Podcast, Jen, Mary Lee, and Sybil challenge you to try a no-spend weekend—and show you exactly how to do it without missing out on fun, connection, or comfort. </p><p>Whether you&#39;re planning ahead or reeling from recent splurges, this conversation is your invitation to slow down, save, and feel more at peace with your money.</p><p>Why it matters:</p><p>No-spend weekends aren&#39;t just about saving money. They&#39;re about gaining clarity, confidence, and a sense of control over your spending, especially in a season that’s easy to overspend in.</p><p><strong><u>Join Our Community:</u></strong></p><p>Connect with other women striving for financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about</p><p><strong><u>We’d Love to Hear from You!</u></strong></p><p>Do you have any questions or ideas? Reach out to us!</p><p><strong>Instagram:</strong> @femalefinance.collective  </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>TIMESTAMPS</p><p>00:00 - Welcome to the Female Finance Collective</p><p>01:00 - Why summer spending sneaks up on us</p><p>02:00 - What is a no-spend weekend (and why we love them)</p><p>03:00 - Real-life financial balance: Treat weekends like mini-vacations and reset with no-spend weekends</p><p>05:00 - The mindset shift: Conscious spending vs. lifestyle creep</p><p>08:00 - Using no-spend weekends to fuel next year’s dream trip</p><p>09:00 - How to prepare: books, board games, pantry recipes, and more</p><p>11:00 - What counts as “spending” (and what doesn’t)</p><p>13:00 - Make it an event: crafts, forts, movie night, and signs</p><p>15:00 - How to remove temptation and reset habits</p><p>17:00 - Using social media to spread awareness and stay accountable</p><p>19:00 - Why peace, control, and alignment with your money is the goal</p><p>20:00 - Join the challenge &amp; share your no-spend plans!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> a40c007e-8941-4856-bc69-5f1125694785 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/1e551adb-52f4-412a-aa60-c9f147a6baaa Wed, 25 Jun 2025 10:05:00 +0000 1302 no full Getting Your Finances Summer Ready | Ep 68 Getting Your Finances Summer Ready | Ep 68 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Summer fun shouldn’t leave you stressed in September. In this episode of the Female Finance Collective Podcast, Jen, Mary Lee, and Sybil talk about how to plan ahead for a financially confident summer.

Whether you're budgeting for camp, cutting costs on cute summer clothes, or prepping for memory-making without overspending, this episode is packed with real talk, practical tips, and honest encouragement.

Ready to enjoy summer without blowing your budget? Let’s get into it.


Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


TIMESTAMPS

00:00 - Welcome to the Female Finance Collective

01:00 - Why summer planning starts now

02:45 - Real-life overspending stories and lessons

04:00 - Make your summer fun list (for all budgets!)

06:00 - Using inventory to avoid unnecessary spending

08:30 - What’s already in your closet or garage?

10:00 - Free and low-cost activities that create the best memories

12:45 - Planning for birthdays, travel, and unexpected costs

14:30 - How to make next summer even better (start now!)

16:45 - Modeling financial mindfulness for kids

18:30 - What really matters in summer fun

19:15 - Share your summer list with us!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Summer fun shouldn’t leave you stressed in September. In this episode of the Female Finance Collective Podcast, Jen, Mary Lee, and Sybil talk about how to plan ahead for a financially confident summer.</p><p>Whether you&#39;re budgeting for camp, cutting costs on cute summer clothes, or prepping for memory-making without overspending, this episode is packed with real talk, practical tips, and honest encouragement. </p><p>Ready to enjoy summer without blowing your budget? Let’s get into it.</p><p><br></p><p><strong><u>Join Our Community:</u></strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p><strong><u>We’d Love to Hear from You!</u></strong></p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>TIMESTAMPS</p><p>00:00 - Welcome to the Female Finance Collective</p><p>01:00 - Why summer planning starts now</p><p>02:45 - Real-life overspending stories and lessons</p><p>04:00 - Make your summer fun list (for all budgets!)</p><p>06:00 - Using inventory to avoid unnecessary spending</p><p>08:30 - What’s already in your closet or garage?</p><p>10:00 - Free and low-cost activities that create the best memories</p><p>12:45 - Planning for birthdays, travel, and unexpected costs</p><p>14:30 - How to make next summer even better (start now!)</p><p>16:45 - Modeling financial mindfulness for kids</p><p>18:30 - What really matters in summer fun</p><p>19:15 - Share your summer list with us!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> d42bfabb-4f4d-4ae8-947c-b994cb3f1dc4 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/69751cfc-dbba-44f4-b51f-b9a05e1c9be6 Wed, 18 Jun 2025 10:05:00 +0000 1197 no full Your Credit Score Makes a Difference | Ep 67 Your Credit Score Makes a Difference | Ep 67 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this empowering episode of the Female Finance Collective Podcast, Jen and Sybil break down exactly how credit scores work—and why they matter more than you think. We’ll show you how to check your score safely, what factors impact it, and how to improve it whether you're just starting out or rebuilding. No overwhelm. No shame. Just clear steps that save you money and open doors.


Join our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 Welcome to the Female Finance Collective

01:00 Why your credit score really matters

02:00 What is a credit score, and what’s a “good” one?

03:00 The 5 key factors that impact your score

04:30 Credit utilization explained (and why 30% is the magic number)

05:30 What new credit activity means for your score

07:00 Who checks your credit—and why it matters

08:30 The cost of a lower credit score over time

10:00 How to raise your score: real, doable steps

13:00 Free, safe ways to check your credit score

15:00 How to set a credit goal and track progress

16:30 What’s a credit report and why you should check it annually

17:30 Final reminders + your weekly challenge


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this empowering episode of the Female Finance Collective Podcast, Jen and Sybil break down exactly how credit scores work—and why they matter more than you think. We’ll show you how to check your score safely, what factors impact it, and how to improve it whether you&#39;re just starting out or rebuilding. No overwhelm. No shame. Just clear steps that save you money and open doors.</p><p><br></p><p>Join our Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps:</p><p>00:00 Welcome to the Female Finance Collective</p><p>01:00 Why your credit score really matters</p><p>02:00 What is a credit score, and what’s a “good” one?</p><p>03:00 The 5 key factors that impact your score</p><p>04:30 Credit utilization explained (and why 30% is the magic number)</p><p>05:30 What new credit activity means for your score</p><p>07:00 Who checks your credit—and why it matters</p><p>08:30 The cost of a lower credit score over time</p><p>10:00 How to raise your score: real, doable steps</p><p>13:00 Free, safe ways to check your credit score</p><p>15:00 How to set a credit goal and track progress</p><p>16:30 What’s a credit report and why you should check it annually</p><p>17:30 Final reminders + your weekly challenge</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 3e7da15f-db5f-474a-8092-80406f3df97b https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/17faac21-25dd-445f-9edb-d003eabbc51d Wed, 11 Jun 2025 10:05:00 +0000 1074 no full Feel Stuck with Budgeting? Start Here | Ep 66 Feel Stuck with Budgeting? Start Here | Ep 66 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Budgeting doesn’t have to be perfect—it just has to start. In this episode of the Female Finance Collective Podcast, Jen and Sybil dig into the emotional blocks that keep women from budgeting, the myth of doing it “right,” and what to do if you feel embarrassed, overwhelmed, or completely lost with your money. You’ll walk away with simple, empowering first steps (no shame allowed!) and the support you need to keep going.


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We'd Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 Welcome to the Female Finance Collective

01:00 Why budgeting feels hard—and what most people get wrong

02:00 Emotional blocks: shame, embarrassment, and self-doubt

03:00 The myth of the “perfect” budget

04:50 Overcomplicating = procrastinating

06:00 Why tracking spending is step one

08:00 How to categorize spending and find patterns

09:00 Wants, needs, and future financial goals

10:30 Budgeting tools: notebook, spreadsheet, app—start where you are

11:00 Keep your budget visible and usable

12:00 No one “right” way—just what works for you

13:00 Find a money accountability partner

13:50 Call to action: Track your spending for one week


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Budgeting doesn’t have to be perfect—it just has to start. In this episode of the Female Finance Collective Podcast, Jen and Sybil dig into the emotional blocks that keep women from budgeting, the myth of doing it “right,” and what to do if you feel embarrassed, overwhelmed, or completely lost with your money. You’ll walk away with simple, empowering first steps (no shame allowed!) and the support you need to keep going.</p><p><br></p><p>Join the Community:</p><p>Connect with other women working toward financial empowerment. <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Learn, grow, and share your journey with us here.</a></p><p>We&#39;d Love to Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps:</p><p>00:00 Welcome to the Female Finance Collective</p><p>01:00 Why budgeting feels hard—and what most people get wrong</p><p>02:00 Emotional blocks: shame, embarrassment, and self-doubt</p><p>03:00 The myth of the “perfect” budget</p><p>04:50 Overcomplicating = procrastinating</p><p>06:00 Why tracking spending is step one</p><p>08:00 How to categorize spending and find patterns</p><p>09:00 Wants, needs, and future financial goals</p><p>10:30 Budgeting tools: notebook, spreadsheet, app—start where you are</p><p>11:00 Keep your budget visible and usable</p><p>12:00 No one “right” way—just what works for you</p><p>13:00 Find a money accountability partner</p><p>13:50 Call to action: Track your spending for one week</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 91f6a09b-4d47-4d94-9e03-4abaa6268dcf https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/a3b826ff-cc48-4ffc-8ee0-1f3715459e5a Wed, 04 Jun 2025 10:11:00 +0000 850 no full How credit cards really work! | Ep 65 How credit cards really work! | Ep 65 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Credit cards are everywhere, but do you really understand how they work? In this episode of the Female Finance Collective Podcast, Jen and Sybil break down the hidden cost of credit card debt, how APR really works, and why that “small” purchase might cost much more than you think.

We’re not here to shame you, we’re here to support you with simple truths, smart tools, and a warm, honest conversation to help you build your financial confidence.


Join our Community! Female Finance Collective is a supportive community with mentoring and resources to help women feel confident and in control of their money.

We'd love to hear from you!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 Welcome to the Female Finance Collective

01:00 Why we need to talk more about credit cards

02:10 How credit cards actually charge interest

03:30 What APR really means (and how it adds up daily)

07:00 The danger of only paying minimum payments

09:00 That $100 sweater? It probably cost you $116

11:30 Credit cards = little loans (that add up fast)

13:50 Don’t get tricked by the points and perks

15:00 The power of pausing before purchases

17:30 Can you actually afford it? Let’s be honest

19:00 How carrying a balance quietly stresses you out

20:45 Start tracking your spending and make a plan

22:30 Grace, awareness, and action—the way forward

]]> <p>Credit cards are everywhere, but do you really understand how they work? In this episode of the Female Finance Collective Podcast, Jen and Sybil break down the hidden cost of credit card debt, how APR really works, and why that “small” purchase might cost much more than you think. </p><p>We’re not here to shame you, we’re here to support you with simple truths, smart tools, and a warm, honest conversation to help you build your financial confidence.</p><p><br></p><p><a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Join our Community! </a> <span>Female Finance Collective is a supportive community with mentoring and resources to help women feel confident and in control of their money. </span></p><p>We&#39;d love to hear from you!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps:</p><p>00:00 Welcome to the Female Finance Collective</p><p>01:00 Why we need to talk more about credit cards</p><p>02:10 How credit cards actually charge interest</p><p>03:30 What APR really means (and how it adds up daily)</p><p>07:00 The danger of only paying minimum payments</p><p>09:00 That $100 sweater? It probably cost you $116</p><p>11:30 Credit cards = little loans (that add up fast)</p><p>13:50 Don’t get tricked by the points and perks</p><p>15:00 The power of pausing before purchases</p><p>17:30 Can you actually afford it? Let’s be honest</p><p>19:00 How carrying a balance quietly stresses you out</p><p>20:45 Start tracking your spending and make a plan</p><p>22:30 Grace, awareness, and action—the way forward</p> e15ed99b-cb46-4a38-8730-7e362510732d https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/85614856-3aeb-4b66-9224-686cdafab991 Wed, 28 May 2025 10:25:00 +0000 1391 no full How Delayed Gratification Can Help Your Finances | Ep 64 How Delayed Gratification Can Help Your Finances | Ep 64 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Tired of impulse spending? Here's how delayed gratification can change your entire financial future.

In this episode of the Female Finance Collective podcast, Jen and Meri-Li dive into the power of waiting. From impulse buys to vacation plans and even home renovations, we explore how practicing delayed gratification helps you spend more intentionally, save more effectively, and feel more fulfilled.

Hear personal stories, practical strategies, and small mindset shifts that help you pause—and actually enjoy your purchases more while still working toward your big money goals.


Free Debt Calculator

Start your payoff plan today with our Snowball Debt Calculator:

https://ffc.webinarninja.com/automated-webinars/23119/register

Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps

00:00 – Meet Jen, Meri-Li & Sybil

00:59 – What is delayed gratification, really?

02:17 – Mary Lee’s story: impulsive spending and transformation

03:28 – Why your brain is wired to spend now

04:52 – The joy of dreaming vs. buying

06:00 – Jen’s real-life examples: wedding dress drama + weekend trips

07:16 – The 24-hour cart rule

08:07 – How to calculate purchases in work hours

09:24 – Delay now, boost your debt payoff

10:38 – Cup overload & money clarity

11:23 – Financial goals = motivation to wait

12:37 – Gratitude for what you already have

13:34 – Delay the big stuff too: cars, houses, renovations

14:58 – Budget-friendly yard updates and sweat equity

17:09 – Freshening your space without breaking the bank

18:56 – Why thrifting helps your brain and your budget

19:26 – The mindset shift: it’s not sacrifice, it’s strategy

20:18 – Books, plants & creativity as no-spend challenges


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Tired of impulse spending? Here&#39;s how delayed gratification can change your entire financial future. </p><p>In this episode of the Female Finance Collective podcast, Jen and Meri-Li dive into the power of waiting. From impulse buys to vacation plans and even home renovations, we explore how practicing delayed gratification helps you spend more intentionally, save more effectively, and feel more fulfilled.</p><p>Hear personal stories, practical strategies, and small mindset shifts that help you pause—and actually enjoy your purchases more while still working toward your big money goals.</p><p><br></p><p>Free Debt Calculator</p><p>Start your payoff plan today with our Snowball Debt Calculator:</p><p>https://ffc.webinarninja.com/automated-webinars/23119/register</p><p>Join the Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps</p><p>00:00 – Meet Jen, Meri-Li &amp; Sybil</p><p>00:59 – What is delayed gratification, really?</p><p>02:17 – Mary Lee’s story: impulsive spending and transformation</p><p>03:28 – Why your brain is wired to spend now</p><p>04:52 – The joy of dreaming vs. buying</p><p>06:00 – Jen’s real-life examples: wedding dress drama + weekend trips</p><p>07:16 – The 24-hour cart rule</p><p>08:07 – How to calculate purchases in work hours</p><p>09:24 – Delay now, boost your debt payoff</p><p>10:38 – Cup overload &amp; money clarity</p><p>11:23 – Financial goals = motivation to wait</p><p>12:37 – Gratitude for what you already have</p><p>13:34 – Delay the big stuff too: cars, houses, renovations</p><p>14:58 – Budget-friendly yard updates and sweat equity</p><p>17:09 – Freshening your space without breaking the bank</p><p>18:56 – Why thrifting helps your brain and your budget</p><p>19:26 – The mindset shift: it’s not sacrifice, it’s strategy</p><p>20:18 – Books, plants &amp; creativity as no-spend challenges</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 1f3630b1-9e09-4cd4-8d27-857c0c8112b6 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/8d21e526-b397-4f0c-a0b0-7caeb6aa4a07 Wed, 21 May 2025 23:44:40 +0000 1299 no full Paying off Debt VS Saving For the Future | Ep 63 Paying off Debt VS Saving For the Future | Ep 63 Sybil Hall, Jen Sullivan, and Meri-Li Forrest If you’ve ever wondered, “Should I be saving right now or paying off my debt?”—this episode is your guide.

Jen, Meri-Li, and Sybil unpack one of the most common (and complicated!) financial questions women ask. They’ll walk you through real-life examples, mindset shifts, and simple frameworks to help you make the decision that’s right for YOU.

Whether you're juggling high-interest debt, trying to grow an emergency fund, or doing both, this conversation will help you feel less overwhelmed and more empowered to take action.

✅ Be part of our community!

-Grab our FREE Snowball Debt Calculator.

-Join our supportive $5/month community for women learning to manage their finances.

-Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 – Meet the hosts

01:00 – The #1 question: Save or pay off debt first?

01:30 – Why an emergency fund is step one

04:00 – Planning for life’s inevitable money bombs

05:20 – When debt payoff takes priority

07:00 – Reframing debt payoff as savings

08:10 – The power of cash flow and flexibility

09:40 – Can you do both? Balanced approaches that work

10:45 – Using percentages to decide how much to save vs. pay off

12:00 – Don’t forget taxes (especially if self-employed)

13:20 – How the 50/30/20 rule can help

14:50 – Final thoughts: You’re not doing it wrong




*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>If you’ve ever wondered, “Should I be saving right now or paying off my debt?”—this episode is your guide. </p><p>Jen, Meri-Li, and Sybil unpack one of the most common (and complicated!) financial questions women ask. They’ll walk you through real-life examples, mindset shifts, and simple frameworks to help you make the decision that’s right for YOU.</p><p>Whether you&#39;re juggling high-interest debt, trying to grow an emergency fund, or doing both, this conversation will help you feel less overwhelmed and more empowered to take action.</p><p>✅ Be part of our community!</p><p><a href="https://ffc.webinarninja.com/automated-webinars/23119/register" rel="nofollow">-Grab our FREE Snowball Debt Calculator.</a></p><p>-<a href="https://www.skool.com/female-finance-collective/about" rel="nofollow">Join our supportive $5/month community for women learning to manage their finances. </a></p><p>-Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps:</p><p>00:00 – Meet the hosts</p><p>01:00 – The #1 question: Save or pay off debt first?</p><p>01:30 – Why an emergency fund is step one</p><p>04:00 – Planning for life’s inevitable money bombs</p><p>05:20 – When debt payoff takes priority</p><p>07:00 – Reframing debt payoff as savings</p><p>08:10 – The power of cash flow and flexibility</p><p>09:40 – Can you do both? Balanced approaches that work</p><p>10:45 – Using percentages to decide how much to save vs. pay off</p><p>12:00 – Don’t forget taxes (especially if self-employed)</p><p>13:20 – How the 50/30/20 rule can help</p><p>14:50 – Final thoughts: You’re not doing it wrong</p><p><br></p><p><br></p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> b9e838a2-103f-4b9b-abc6-a49dfd941745 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/840db523-086a-447f-8dd1-e76397c68b2a Wed, 14 May 2025 10:31:00 +0000 932 no full Why Paying off Debt Matters | Ep 62 Why Paying off Debt Matters | Ep 62 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Are you tired of the constant stress of debt? You're not alone. This episode is for YOU.

In this raw and honest conversation, Jen, Meri-Li, and Sybil discuss how debt impacts one's emotions, everyday decisions, and future wealth, and how paying it off frees up not only one’s wallet but also one’s peace of mind.


*Free Debt Calculator

Start your payoff plan today with our Snowball Debt Calculator workshop. Click here to register.

*Join the $5 Debt Payoff Power Circle

Get support, weekly calls, a group chat, and real accountability. Click here to learn more!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 - Meet the Hosts

01:00 - Why Debt Feels So Overwhelming

02:30 - The Hidden Cost of Credit Cards

04:00 - Flip-Flops and 30% Interest?! A Real-World Example

06:00 - Why Minimum Payments Keep You Stuck

07:00 - How Debt Impacts Your Credit Score & Opportunities

08:30 - Opening Up Monthly Cash Flow

09:00 - The Emotional Benefits of Paying Off Debt

11:00 - How Debt Affects Relationships & Family

12:00 - Teaching Kids Financial Values

13:30 - The Power of Saying “No” with Confidence

16:00 - Practice Scripts to Say "I Can't Afford That"

18:00 - Living Your Values & Finding Freedom

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Are you tired of the constant stress of debt? You&#39;re not alone. This episode is for YOU. </span></p><p><span>In this raw and honest conversation, Jen, Meri-Li, and Sybil discuss how debt impacts one&#39;s emotions, everyday decisions, and future wealth, and how paying it off frees up not only one’s wallet but also one’s peace of mind.</span></p><p><br></p><p>*Free Debt Calculator</p><p>Start your payoff plan today with our Snowball Debt Calculator workshop. <a href="https://ffc.webinarninja.com/automated-webinars/23119/register" rel="nofollow">Click here to register.</a></p><p>*Join the $5 Debt Payoff Power Circle</p><p>Get support, weekly calls, a group chat, and real accountability. <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">Click here to learn more!</a></p><p><u>Do you have questions or ideas? Connect with us</u>!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p><span>Timestamps:</span></p><p><a href="https://www.youtube.com/watch?v=fo-pJXIjOyA" rel="nofollow">00:00</a><span> - Meet the Hosts</span></p><p><a href="https://www.youtube.com/watch?t=60s&v=fo-pJXIjOyA" rel="nofollow">01:00</a><span> - Why Debt Feels So Overwhelming</span></p><p><a href="https://www.youtube.com/watch?t=150s&v=fo-pJXIjOyA" rel="nofollow">02:30</a><span> - The Hidden Cost of Credit Cards</span></p><p><a href="https://www.youtube.com/watch?t=240s&v=fo-pJXIjOyA" rel="nofollow">04:00</a><span> - Flip-Flops and 30% Interest?! A Real-World Example</span></p><p><a href="https://www.youtube.com/watch?t=360s&v=fo-pJXIjOyA" rel="nofollow">06:00</a><span> - Why Minimum Payments Keep You Stuck</span></p><p><a href="https://www.youtube.com/watch?t=420s&v=fo-pJXIjOyA" rel="nofollow">07:00</a><span> - How Debt Impacts Your Credit Score &amp; Opportunities</span></p><p><a href="https://www.youtube.com/watch?t=510s&v=fo-pJXIjOyA" rel="nofollow">08:30</a><span> - Opening Up Monthly Cash Flow</span></p><p><a href="https://www.youtube.com/watch?t=540s&v=fo-pJXIjOyA" rel="nofollow">09:00</a><span> - The Emotional Benefits of Paying Off Debt</span></p><p><a href="https://www.youtube.com/watch?t=660s&v=fo-pJXIjOyA" rel="nofollow">11:00</a><span> - How Debt Affects Relationships &amp; Family</span></p><p><a href="https://www.youtube.com/watch?t=720s&v=fo-pJXIjOyA" rel="nofollow">12:00</a><span> - Teaching Kids Financial Values</span></p><p><a href="https://www.youtube.com/watch?t=810s&v=fo-pJXIjOyA" rel="nofollow">13:30</a><span> - The Power of Saying “No” with Confidence</span></p><p><a href="https://www.youtube.com/watch?t=960s&v=fo-pJXIjOyA" rel="nofollow">16:00</a><span> - Practice Scripts to Say &#34;I Can&#39;t Afford That&#34;</span></p><p><a href="https://www.youtube.com/watch?t=1080s&v=fo-pJXIjOyA" rel="nofollow">18:00</a><span> - Living Your Values &amp; Finding Freedom</span></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 585c3b34-4d63-4026-a6c5-3f2efd15bec3 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/c8bdf5a2-3bf7-4656-a5c0-dfc43e19a0f9 Wed, 07 May 2025 12:23:00 +0000 1227 no full When Money Bombs Blow Up Your Budget | Ep 61 When Money Bombs Blow Up Your Budget | Ep 61 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Tired of living paycheck to paycheck—and one money bomb away from chaos? Let’s fix that.

In this episode of the Female Finance Collective podcast, we’re talking about the real reason it feels impossible to get ahead: money bombs. Those unexpected (but actually predictable) expenses that throw off your entire budget and send you right back to square one.

Meri-Li and Jen share personal stories, simple shifts, and smart strategies to break the paycheck-to-paycheck cycle—for good. This episode is packed with practical advice for planning ahead, calming financial stress, and taking control of your money.


📉 Free Debt Calculator

Start your payoff plan today with our Snowball Debt Calculator:

https://ffc.webinarninja.com/automated-webinars/23119/register


Join the $5 Debt Payoff Power Circle

Get support, weekly calls, a group chat, and real accountability:

www.skool.com/female-finance-collective/about


Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


⏱ Timestamps

00:00 – Meet your hosts: Jen, Meri-Li & Sybil

00:57 – What it’s like to live paycheck to paycheck

01:52 – The “money bomb” moment we all dread

02:55 – What most people miss in their budgets

04:14 – The surprising expenses you can plan for

06:02 – Real-life examples: dogs, kids, and unexpected bills

07:29 – How to prep for holidays and vacations

08:35 – Using separate accounts to calm your financial brain

09:45 – Emergency fund vs. predictable costs

11:02 – Taxes and entrepreneurship: how to plan ahead

13:26 – One smart tip you’ve probably never done

14:26 – The mindset shift that changes everything

15:46 – Let’s move forward: planning, not panicking


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Tired of living paycheck to paycheck—and one money bomb away from chaos? Let’s fix that. </p><p>In this episode of the Female Finance Collective podcast, we’re talking about the real reason it feels impossible to get ahead: money bombs. Those unexpected (but actually predictable) expenses that throw off your entire budget and send you right back to square one.</p><p>Meri-Li and Jen share personal stories, simple shifts, and smart strategies to break the paycheck-to-paycheck cycle—for good. This episode is packed with practical advice for planning ahead, calming financial stress, and taking control of your money.</p><p><br></p><p>📉 Free Debt Calculator</p><p>Start your payoff plan today with our Snowball Debt Calculator:</p><p>https://ffc.webinarninja.com/automated-webinars/23119/register</p><p><br></p><p>Join the $5 Debt Payoff Power Circle</p><p>Get support, weekly calls, a group chat, and real accountability:</p><p>www.skool.com/female-finance-collective/about</p><p><br></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>⏱ Timestamps</p><p>00:00 – Meet your hosts: Jen, Meri-Li &amp; Sybil</p><p>00:57 – What it’s like to live paycheck to paycheck</p><p>01:52 – The “money bomb” moment we all dread</p><p>02:55 – What most people miss in their budgets</p><p>04:14 – The surprising expenses you can plan for</p><p>06:02 – Real-life examples: dogs, kids, and unexpected bills</p><p>07:29 – How to prep for holidays and vacations</p><p>08:35 – Using separate accounts to calm your financial brain</p><p>09:45 – Emergency fund vs. predictable costs</p><p>11:02 – Taxes and entrepreneurship: how to plan ahead</p><p>13:26 – One smart tip you’ve probably never done</p><p>14:26 – The mindset shift that changes everything</p><p>15:46 – Let’s move forward: planning, not panicking</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 84851e18-4b51-4b70-a868-2ef8bf91987c https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/f14b1628-9f44-4cff-8d5e-f0309e9d8820 Wed, 30 Apr 2025 10:10:00 +0000 975 no full Bonus Episode: Jen Shares Her Debt Story Bonus Episode: Jen Shares Her Debt Story Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, Jen shares how she ended up with credit card debt, how that led to the paycheck-to-paycheck cycle, and the challenges of breaking it.


If you could use help putting together a debt payoff plan, we'd love to share our Debt Snowball Calculator with you. Sign up for our free workshop and we'll walk you through how it works and get you your own copy!

https://ffc.webinarninja.com/automated-webinars/23119/register

Join our community now and be part of our six-week Debt Power Payoff Circle. Click here to learn all about it!


We'd love to hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode, Jen shares how she ended up with credit card debt, how that led to the paycheck-to-paycheck cycle, and the challenges of breaking it.</p><p><br></p><p>If you could use help putting together a debt payoff plan, we&#39;d love to share our Debt Snowball Calculator with you. Sign up for our free workshop and we&#39;ll walk you through how it works and get you your own copy!</p><p>https://ffc.webinarninja.com/automated-webinars/23119/register</p><p>Join our community now and be part of our six-week Debt Power Payoff Circle. <a href="https://docs.google.com/document/d/1GDIH6_IjDfbOiFaV5I-v8-haZufDN47j60NVgb3naz8/edit?usp=sharing" rel="nofollow">Click here to learn all about it!</a></p><p><br></p><p>We&#39;d love to hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> fc1b94e4-a3bb-4789-b436-e82ee8676a7c https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/961dcd02-3cd2-4b89-b224-a364c1603d86 Fri, 25 Apr 2025 10:50:00 +0000 937 no full The Truth About Debt | Ep 60 The Truth About Debt | Ep 60 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there.

In this episode of the Female Finance Collective podcast, Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with clarity and confidence.

We share personal stories, mindset shifts, and a practical tool (our free Snowball Debt Calculator!) to help you build a plan that actually works. If you’re overwhelmed and ready to feel hopeful again, this one’s for you.


Join us for our six-week Debt Payoff Power Circle Learn more here!


Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Episode Timestamps

00:00 – Meet Jen, Meri-Li & Sybil

00:54 – What kind of debt we’re talking about

02:29 – Why debt feels so overwhelming

03:50 – How society sets us up for financial stress

05:15 – First step: get honest about your emotions

06:41 – Mindset shift: Why do you want to get out of debt?

08:09 – Real talk: overspending, guilt, and justification

10:22 – It's hard, but change is possible

11:16 – Introducing the Snowball Debt Calculator

13:16 – How to use the tool to create your plan

14:42 – Why minimum payments won’t get you out of debt

15:28 – Join our 6-week Debt Payoff Power Circle

16:55 – You don’t have to do this alone


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there.</p><p>In this episode of the Female Finance Collective podcast, Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with clarity and confidence.</p><p>We share personal stories, mindset shifts, and a practical tool (our free Snowball Debt Calculator!) to help you build a plan that actually works. If you’re overwhelmed and ready to feel hopeful again, this one’s for you.</p><p><br></p><p>Join us for our six-week Debt Payoff Power Circle <a href="https://docs.google.com/document/d/1GDIH6_IjDfbOiFaV5I-v8-haZufDN47j60NVgb3naz8/edit?tab=t.0" rel="nofollow">Learn more here!</a></p><p><br></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Episode Timestamps</p><p>00:00 – Meet Jen, Meri-Li &amp; Sybil</p><p>00:54 – What kind of debt we’re talking about</p><p>02:29 – Why debt feels so overwhelming</p><p>03:50 – How society sets us up for financial stress</p><p>05:15 – First step: get honest about your emotions</p><p>06:41 – Mindset shift: Why do you want to get out of debt?</p><p>08:09 – Real talk: overspending, guilt, and justification</p><p>10:22 – It&#39;s hard, but change is possible</p><p>11:16 – Introducing the Snowball Debt Calculator</p><p>13:16 – How to use the tool to create your plan</p><p>14:42 – Why minimum payments won’t get you out of debt</p><p>15:28 – Join our 6-week Debt Payoff Power Circle</p><p>16:55 – You don’t have to do this alone</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 580111b6-c79c-4699-a66e-31b70095f702 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/c0cdf7a9-52f5-4b7b-91a1-c4c8a94d3eb8 Wed, 23 Apr 2025 10:27:00 +0000 1031 no full Short-Term Sacrifices for a Long-Term Gain | Ep 59 Short-Term Sacrifices for a Long-Term Gain | Ep 59 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Are you tired of living paycheck to paycheck? Or have you just accepted it as normal? In this episode, we’re diving into short-term sacrifices that can help you escape the cycle and finally feel financially free. These aren’t just temporary fixes—many of these changes can turn into lifelong habits that make managing money easier and more enjoyable.


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Time Stamps:

0:00 - Are you accepting paycheck-to-paycheck living or ready to break free?

0:39 - How this miniseries will help you take action

1:13 - Meet Jen, Mary Lee, and Sybil – your money guides

1:40 - Short-term sacrifices that actually make a difference

2:23 - How small sacrifices now lead to long-term financial relief

3:33 - Your car is a money pit—here’s how to minimize the drain

5:20 - The #1 thing to reconsider before moving or buying a home

6:50 - Short-term housing sacrifices that save THOUSANDS

7:26 - Need extra income? These short-term side gigs can change everything

7:56 - How cutting back on eating out adds up faster than you think

9:25 - The power of selling & swapping items you no longer need

10:31 - Why spending less on clothes can be a game-changer

11:32 - Giving back = saving money? The surprising mindset shift

12:56 - Your action step—what short-term sacrifice will you try?


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Are you tired of living paycheck to paycheck? Or have you just accepted it as normal? In this episode, we’re diving into short-term sacrifices that can help you escape the cycle and finally feel financially free. These aren’t just temporary fixes—many of these changes can turn into lifelong habits that make managing money easier and more enjoyable.</p><p><br></p><p><strong>Join the Community:</strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Time Stamps:</p><p>0:00 - Are you accepting paycheck-to-paycheck living or ready to break free?</p><p>0:39 - How this miniseries will help you take action</p><p>1:13 - Meet Jen, Mary Lee, and Sybil – your money guides</p><p>1:40 - Short-term sacrifices that actually make a difference</p><p>2:23 - How small sacrifices now lead to long-term financial relief</p><p>3:33 - Your car is a money pit—here’s how to minimize the drain </p><p>5:20 - The #1 thing to reconsider before moving or buying a home </p><p>6:50 - Short-term housing sacrifices that save THOUSANDS</p><p>7:26 - Need extra income? These short-term side gigs can change everything</p><p>7:56 - How cutting back on eating out adds up faster than you think</p><p>9:25 - The power of selling &amp; swapping items you no longer need</p><p>10:31 - Why spending less on clothes can be a game-changer</p><p>11:32 - Giving back = saving money? The surprising mindset shift</p><p>12:56 - Your action step—what short-term sacrifice will you try?</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> bacf4d8f-f498-4180-b76f-cc3c3940cd39 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/b1dc4ff3-f2d5-404c-8e34-a23eb6366a29 Wed, 16 Apr 2025 10:55:00 +0000 792 no full Managing Money in Turbulent Times | Ep 58 Managing Money in Turbulent Times | Ep 58 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Feeling the weight of financial stress lately? You’re not alone.

In this raw and relevant episode, Sybil and Meri-Li talk honestly about how economic uncertainty, job changes, and media overload are impacting our money mindset—and what we can actually do about it.

From zooming out and regaining control, to building emergency funds and staying emotionally grounded, this conversation will help you find calm and clarity in turbulent times.

Let this be your reminder: you don’t have to navigate financial overwhelm alone.


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

TIMESTAMPS

00:00 – Welcome to the Female Finance Collective Podcast

00:26 – Meet Sybil and Meri-Li

00:57 – Why money stress feels heavier right now

01:38 – Fear-based decisions and financial withdrawal

03:00 – The emotional impact of media

04:13 – Self-care to manage financial fear

05:32 – Zooming out: seeing future opportunities

06:11 – Control what you can, release what you can’t

07:27 – Emergency funds and preparation

08:33 – Staying motivated and goal-focused

09:56 – How fear affects financial behavior

11:24 – Talking about income risk and plans

12:08 – Reach out: positive money conversations matter

12:49 – Financial literacy + getting help

13:26 – Your action steps this week

14:50 – Community, connection, and moving forward


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Feeling the weight of financial stress lately? You’re not alone.</p><p>In this raw and relevant episode, Sybil and Meri-Li talk honestly about how economic uncertainty, job changes, and media overload are impacting our money mindset—and what we can actually do about it.</p><p>From zooming out and regaining control, to building emergency funds and staying emotionally grounded, this conversation will help you find calm and clarity in turbulent times.</p><p>Let this be your reminder: you don’t have to navigate financial overwhelm alone.</p><p><br></p><p><strong>Join the Community:</strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p>TIMESTAMPS</p><p>00:00 – Welcome to the Female Finance Collective Podcast</p><p>00:26 – Meet Sybil and Meri-Li</p><p>00:57 – Why money stress feels heavier right now</p><p>01:38 – Fear-based decisions and financial withdrawal</p><p>03:00 – The emotional impact of media</p><p>04:13 – Self-care to manage financial fear</p><p>05:32 – Zooming out: seeing future opportunities</p><p>06:11 – Control what you can, release what you can’t</p><p>07:27 – Emergency funds and preparation</p><p>08:33 – Staying motivated and goal-focused</p><p>09:56 – How fear affects financial behavior</p><p>11:24 – Talking about income risk and plans</p><p>12:08 – Reach out: positive money conversations matter</p><p>12:49 – Financial literacy + getting help</p><p>13:26 – Your action steps this week</p><p>14:50 – Community, connection, and moving forward</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> aaf1effd-fa2a-4cdd-853d-8ab63aa5ab55 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/115df351-3ee2-4562-a18a-b479054b8068 Wed, 09 Apr 2025 10:55:00 +0000 908 no full Set Up a Money Date | Ep 57 Set Up a Money Date | Ep 57 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode of the Female Finance Collective Podcast, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial dread into confidence, one intentional money conversation at a time.

Schedule your first money date this week! Make it fun, comfy, and empowering. Then head to the comments and tell us how it went! 💬


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about There’s still time to catch the replay of Andrew Hallam, best-selling author and speaker, inside the community.

We'd Love to Hear From You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps

00:00 - Welcome to the Female Finance Collective

01:00 - What is a money date (and why it works)

02:45 - How money dates helped Jen overcome money anxiety

04:15 - Turning money convos into a habit with your partner

05:40 - The most common relationship money issue we see

07:20 - How money dates reduce arguments and increase clarity

09:00 - Checklist for your first money date

10:30 - Why both partners need to know the numbers

12:00 - What childhood money stories reveal about your habits

13:40 - Real stories from friends: divorce, loss, and the money gaps

15:45 - When to start (hint: now)

16:30 - Do's & Don'ts for effective money dates

18:00 - Create your "If Something Happens" financial doc

19:20 - Your action step: schedule your first money date!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode of the Female Finance Collective Podcast, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial dread into confidence, one intentional money conversation at a time.</p><p>Schedule your first money date this week! Make it fun, comfy, and empowering. Then head to the comments and tell us how it went! 💬</p><p><br></p><p><strong>Join the Community:</strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a> There’s still time to catch the replay of Andrew Hallam, best-selling author and speaker, inside the community.</p><p><strong>We&#39;d Love to Hear From You!</strong></p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps</p><p>00:00 - Welcome to the Female Finance Collective</p><p>01:00 - What is a money date (and why it works)</p><p>02:45 - How money dates helped Jen overcome money anxiety</p><p>04:15 - Turning money convos into a habit with your partner</p><p>05:40 - The most common relationship money issue we see</p><p>07:20 - How money dates reduce arguments and increase clarity</p><p>09:00 - Checklist for your first money date</p><p>10:30 - Why both partners need to know the numbers</p><p>12:00 - What childhood money stories reveal about your habits</p><p>13:40 - Real stories from friends: divorce, loss, and the money gaps</p><p>15:45 - When to start (hint: now)</p><p>16:30 - Do&#39;s &amp; Don&#39;ts for effective money dates</p><p>18:00 - Create your &#34;If Something Happens&#34; financial doc</p><p>19:20 - Your action step: schedule your first money date!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 5f4fb3c3-c841-4776-ab42-63bc36d59a8d https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/d81cd9ec-59bc-4919-8041-12d0f6a83e6b Wed, 02 Apr 2025 22:00:24 +0000 1183 no full Living Paycheck to Paycheck? Try This! | EP 56 Living Paycheck to Paycheck? Try This! | EP 56 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Struggling to break free from the paycheck-to-paycheck cycle? You're not alone! In this episode of the Female Finance Collective podcast, we’re diving into real, actionable ways to boost your income and finally create breathing room in your budget. No judgment—just practical strategies to help you gain control over your money.

Join Us & Take the Next Step:

Need some accountability? Join our community → www.skool.com/female-finance-collective/about

Join Our Free Debt Payoff Workshop → https://ffc.webinarninja.com/live-webinars/10659591/register

We'd love to hear from you!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Time Stamps:

0:00 - Welcome to the Female Finance Collective!

0:32 - Meet Jen, Mary Lee, and Sybil & why we’re passionate about financial freedom

1:28 - The no-judgment approach to money struggles

2:37 - The stress of living paycheck to paycheck (Jen's personal story)

4:50 - Money isn’t always linear—Sybil’s financial journey with college expenses

6:32 - The #1 thing that can help you escape the cycle

7:40 - Side gigs that actually work (without a second full-time job)

9:26 - Childcare, babysitting & pet sitting – easy income ideas

10:21 - How to make extra cash with Uber, DoorDash, & more

11:36 - Simple ways to spend less & make your money last

12:48 - Turning your skills into side income (painting, sewing, tutoring & more!)

14:21 - Unique side hustles you didn’t know existed (Laundry services & Faye Advising!)

16:39 - Your action plan to break free from paycheck-to-paycheck living


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Struggling to break free from the paycheck-to-paycheck cycle? You&#39;re not alone! In this episode of the Female Finance Collective podcast, we’re diving into real, actionable ways to boost your income and finally create breathing room in your budget. No judgment—just practical strategies to help you gain control over your money. </p><p>Join Us &amp; Take the Next Step:</p><p>Need some accountability? Join our community → www.skool.com/female-finance-collective/about</p><p>Join Our Free Debt Payoff Workshop → https://ffc.webinarninja.com/live-webinars/10659591/register</p><p>We&#39;d love to hear from you!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Time Stamps:</p><p>0:00 - Welcome to the Female Finance Collective!</p><p>0:32 - Meet Jen, Mary Lee, and Sybil &amp; why we’re passionate about financial freedom</p><p>1:28 - The no-judgment approach to money struggles</p><p>2:37 - The stress of living paycheck to paycheck (Jen&#39;s personal story)</p><p>4:50 - Money isn’t always linear—Sybil’s financial journey with college expenses</p><p>6:32 - The #1 thing that can help you escape the cycle</p><p>7:40 - Side gigs that actually work (without a second full-time job)</p><p>9:26 - Childcare, babysitting &amp; pet sitting – easy income ideas</p><p>10:21 - How to make extra cash with Uber, DoorDash, &amp; more</p><p>11:36 - Simple ways to spend less &amp; make your money last</p><p>12:48 - Turning your skills into side income (painting, sewing, tutoring &amp; more!)</p><p>14:21 - Unique side hustles you didn’t know existed (Laundry services &amp; Faye Advising!)</p><p>16:39 - Your action plan to break free from paycheck-to-paycheck living</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 0898a4e4-1eea-40a4-80b7-15a0c28c780e https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/5902f329-fc2a-4506-8407-887370803fad Wed, 26 Mar 2025 10:55:00 +0000 1071 no full Automate Your Savings in 10 Minutes | Ep 55 Automate Your Savings in 10 Minutes | Ep 55 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Automate Your Savings & Build Wealth Effortlessly!

Struggling to save money? You’re not alone! In today’s episode, we’re diving into the easiest way to grow your savings without even thinking about it: AUTOMATION. Studies show that setting up automated savings leads to higher balances without the stress of remembering to transfer money!

We’re breaking down step-by-step how to set it up, why high-yield savings accounts are a game changer, and how this simple habit can transform your financial confidence.

Your challenge this week: Set up an automated transfer—even if it’s just $5. Start today and watch your savings grow!

Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We'd love to connect!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 - Welcome to The Female Finance Collective Podcast 🎙️

00:26 - Meet your hosts: Jen, Mary Lee, and Sybil

00:53 - Why saving is hard (and how automation fixes it!)

01:21 - The shocking number of people with $0 in savings 😱

02:31 - How automating savings reduces stress & builds confidence

03:06 - Step 1: Log into your banking app

03:45 - Step 2: Set up a recurring transfer (even if it’s just $5!)

04:23 - Step 3: Name your savings something exciting (Vacation Fund? Freedom Fund?)

05:01 - Why high-yield savings accounts beat traditional ones

06:26 - How to find the best high-yield savings account in minutes

07:10 - The psychology behind separating savings from checking 💡

09:18 - Common mistakes to avoid when setting up automated savings

09:46 - Your action step: Schedule 15 minutes to automate your savings TODAY


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Automate Your Savings &amp; Build Wealth Effortlessly! </p><p>Struggling to save money? You’re not alone! In today’s episode, we’re diving into the easiest way to grow your savings without even thinking about it: AUTOMATION. Studies show that setting up automated savings leads to higher balances without the stress of remembering to transfer money!</p><p>We’re breaking down step-by-step how to set it up, why high-yield savings accounts are a game changer, and how this simple habit can transform your financial confidence.</p><p>Your challenge this week: Set up an automated transfer—even if it’s just $5. Start today and watch your savings grow! </p><p>Join the Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We&#39;d love to connect!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Timestamps:</p><p>00:00 - Welcome to The Female Finance Collective Podcast 🎙️</p><p>00:26 - Meet your hosts: Jen, Mary Lee, and Sybil</p><p>00:53 - Why saving is hard (and how automation fixes it!)</p><p>01:21 - The shocking number of people with $0 in savings 😱</p><p>02:31 - How automating savings reduces stress &amp; builds confidence</p><p>03:06 - Step 1: Log into your banking app</p><p>03:45 - Step 2: Set up a recurring transfer (even if it’s just $5!)</p><p>04:23 - Step 3: Name your savings something exciting (Vacation Fund? Freedom Fund?)</p><p>05:01 - Why high-yield savings accounts beat traditional ones</p><p>06:26 - How to find the best high-yield savings account in minutes</p><p>07:10 - The psychology behind separating savings from checking 💡</p><p>09:18 - Common mistakes to avoid when setting up automated savings</p><p>09:46 - Your action step: Schedule 15 minutes to automate your savings TODAY</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> c6838761-4ea0-4887-8dc7-e2ae49bd45a8 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/cb9a39af-9d8c-4a28-8dd5-196d3d888d50 Wed, 19 Mar 2025 12:14:35 +0000 661 no full The 24-Hour Rule: Spend Smarter | Ep 54 The 24-Hour Rule: Spend Smarter | Ep 54 Sybil Hall, Jen Sullivan, and Meri-Li Forrest The 24-Hour Rule: The Easiest Way to Save More Money Instantly!

Are impulse buys draining your wallet? In today’s Quick Win Wednesday episode, we’re sharing the 24-Hour Rule, a simple yet powerful habit that can cut unnecessary spending by 30%! Join us as we break down how waiting just one day can lead to smarter money choices, fewer regrets, and more financial freedom.

Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

All members of FFC Community get to be part of our live book club in March! Author Andrew Hallam will be joining us at the end of the month!


Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

Timestamps:

00:00 - Welcome to Quick Win Wednesday

00:27 - Meet your hosts: Jen, Mary Lee, and Sybil

00:54 - Have you ever regretted an impulse buy?

01:34 - The psychology behind impulse purchases

02:16 - What research says about buying happiness

03:19 - How to use the 24-Hour Rule in everyday shopping

04:53 - The trick to avoiding online shopping traps

05:52 - Using this rule for takeout and dining out

06:56 - Real-life results: Saving money effortlessly

07:36 - Your challenge this week! Try the 24-hour rule & see the difference

08:14 - The real secret to happiness: Spending on experiences


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing

]]> <p>The 24-Hour Rule: The Easiest Way to Save More Money Instantly!</p><p>Are impulse buys draining your wallet? In today’s Quick Win Wednesday episode, we’re sharing the 24-Hour Rule, a simple yet powerful habit that can cut unnecessary spending by 30%! Join us as we break down how waiting just one day can lead to smarter money choices, fewer regrets, and more financial freedom.</p><p>Join the Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>All members of FFC Community get to be part of our live book club in March! Author Andrew Hallam will be joining us at the end of the month!</p><p><br></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p>Timestamps:</p><p>00:00 - Welcome to Quick Win Wednesday </p><p>00:27 - Meet your hosts: Jen, Mary Lee, and Sybil</p><p>00:54 - Have you ever regretted an impulse buy?</p><p>01:34 - The psychology behind impulse purchases </p><p>02:16 - What research says about buying happiness</p><p>03:19 - How to use the 24-Hour Rule in everyday shopping</p><p>04:53 - The trick to avoiding online shopping traps</p><p>05:52 - Using this rule for takeout and dining out </p><p>06:56 - Real-life results: Saving money effortlessly</p><p>07:36 - Your challenge this week! Try the 24-hour rule &amp; see the difference</p><p>08:14 - The real secret to happiness: Spending on experiences </p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing</p> 7339f396-55d6-4977-b8c3-6978c838cac6 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/12dc9863-9579-453c-b89a-cbad2fbba8ce Wed, 12 Mar 2025 10:55:00 +0000 543 no full Your Financial Foundation: The Key to Success | Ep 53 Your Financial Foundation: The Key to Success | Ep 53 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Are you truly in control of your finances? 

This episode is all about getting back to the basics and making sure your financial foundation is strong! Whether you're just starting your wealth-building journey or looking to fine-tune your financial habits, we’ll guide you through budgeting, spending awareness, debt management, and credit health.

Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

Time Stamps:

00:00 - Welcome to the Female Finance Collective!

00:30 - Meet Your Hosts: Jen, Mary Lee, and Sybil

00:58 - Why Checking Your Financial Foundation Matters

01:37 - Step 1: The Importance of Budgeting

02:32 - Step 2: Tracking Your Spending vs. Budgeting

05:25 - Step 3: Paying Yourself First & Avoiding Lifestyle Creep

07:09 - Step 4: Understanding Your Fixed vs. Variable Expenses

09:16 - Step 5: Managing Debt & Credit Card Payments

11:55 - Step 6: Checking Your Credit Score and Debt-to-Income Ratio

13:34 - Step 7: The Risk of Lifestyle Inflation & How to Avoid It

14:40 - The Power of Knowledge: Why Understanding Your Finances Eliminates Anxiety

16:19 - Take Action Today: Free Financial Quiz & Resources


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Are you truly in control of your finances? </p><p>This episode is all about getting back to the basics and making sure your financial foundation is strong! Whether you&#39;re just starting your wealth-building journey or looking to fine-tune your financial habits, we’ll guide you through budgeting, spending awareness, debt management, and credit health.</p><p><strong><u>Join the Community:</u></strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p>Time Stamps:</p><p>00:00 - Welcome to the Female Finance Collective!</p><p>00:30 - Meet Your Hosts: Jen, Mary Lee, and Sybil</p><p>00:58 - Why Checking Your Financial Foundation Matters</p><p>01:37 - Step 1: The Importance of Budgeting</p><p>02:32 - Step 2: Tracking Your Spending vs. Budgeting</p><p>05:25 - Step 3: Paying Yourself First &amp; Avoiding Lifestyle Creep</p><p>07:09 - Step 4: Understanding Your Fixed vs. Variable Expenses</p><p>09:16 - Step 5: Managing Debt &amp; Credit Card Payments</p><p>11:55 - Step 6: Checking Your Credit Score and Debt-to-Income Ratio</p><p>13:34 - Step 7: The Risk of Lifestyle Inflation &amp; How to Avoid It</p><p>14:40 - The Power of Knowledge: Why Understanding Your Finances Eliminates Anxiety</p><p>16:19 - Take Action Today: Free Financial Quiz &amp; Resources</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 5ae9d67c-2eb2-4ab6-bebc-82c9a4bc9544 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6f787257-0978-4238-a0cb-280cb3a6c515 Wed, 05 Mar 2025 11:33:00 +0000 1036 no full Uncertain Times: Focus on What You Can Control | Ep 52 Uncertain Times: Focus on What You Can Control | Ep 52 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In uncertain times, it's easy to feel anxious about money, job security, and the future. But making fear-based financial decisions can do more harm than good! In this episode of the Female Finance Collective Podcast, we’re tackling how to stay financially confident when everything feels chaotic.


We chat about:

✔️ How to protect your money during political and economic uncertainty

✔️ Why building a cash reserve is essential (and where to keep it)

✔️ Smart investing strategies—even when the market feels unpredictable

✔️ How to align your spending with your values for financial peace of mind

✔️ Ways to safeguard your mental health while staying informed


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Register for our free workshop:

https://ffc.webinarninja.com/live-webinars/10655424/register

Timestamps:

0:00 - Welcome to the Female Finance Collective Podcast!

1:00 - Why uncertainty leads to panic money moves

2:10 - The first step to financial security: cash reserves

3:45 - Why now may not be the time for big purchases

5:30 - Aligning your money choices with your values

7:00 - The importance of financial conversations & community

8:45 - How to control what you can in uncertain times

9:50 - Investing during market dips: Stay the course!

12:00 - Avoiding emotional reactions to financial shifts

14:30 - Protecting your mental health while staying informed

15:25 - Your Call to Action! One thing you CAN control today


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In uncertain times, it&#39;s easy to feel anxious about money, job security, and the future. But making fear-based financial decisions can do more harm than good! In this episode of the Female Finance Collective Podcast, we’re tackling how to stay financially confident when everything feels chaotic. </p><p><br></p><p>We chat about:</p><p>✔️ How to protect your money during political and economic uncertainty</p><p>✔️ Why building a cash reserve is essential (and where to keep it)</p><p>✔️ Smart investing strategies—even when the market feels unpredictable</p><p>✔️ How to align your spending with your values for financial peace of mind</p><p>✔️ Ways to safeguard your mental health while staying informed</p><p><br></p><p>Join the Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Register for our free workshop:</p><p>https://ffc.webinarninja.com/live-webinars/10655424/register</p><p>Timestamps:</p><p>0:00 - Welcome to the Female Finance Collective Podcast!</p><p>1:00 - Why uncertainty leads to panic money moves</p><p>2:10 - The first step to financial security: cash reserves</p><p>3:45 - Why now may not be the time for big purchases</p><p>5:30 - Aligning your money choices with your values</p><p>7:00 - The importance of financial conversations &amp; community</p><p>8:45 - How to control what you can in uncertain times</p><p>9:50 - Investing during market dips: Stay the course!</p><p>12:00 - Avoiding emotional reactions to financial shifts</p><p>14:30 - Protecting your mental health while staying informed</p><p>15:25 - Your Call to Action! One thing you CAN control today</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 4b9b2182-8921-45c8-8b52-b800294a4844 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/ebcecb81-a857-40d5-b8fa-fb6f22908795 Wed, 26 Feb 2025 10:50:00 +0000 989 no full Give Your Future Self Peace of Mind | Ep 51 Give Your Future Self Peace of Mind | Ep 51 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Focusing on finances can feel overwhelming, but what if you saw it as an act of self-care? In this episode, we’re diving into the gift of Financial Freedom—the rewards of taking control of your money now and how it transforms your future.

Key Takeaways:

✅ The confidence boost that comes from understanding your finances

✅ How financial freedom reduces stress and improves mental well-being

✅ Real-life stories of women shifting their money mindset

✅ The empowering ripple effect of taking small financial steps


Click to register for our FREE Financial Reset Class

Join the FFC Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:

www.skool.com/female-finance-collective/about

We'd love to hear from you!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Timestamps:

00:00 - The Gift of Financial Freedom

00:29 - How awareness of your finances builds confidence

02:11 - Why financial freedom reduces stress and worry

03:50 - What financial freedom really looks like

06:42 - Taking financial risks with confidence

09:37 - The power of financial resilience

10:49 - A real-life success story: From overspending to financial control

13:51 - How financial freedom allows you to give back

16:14 - Your Action Step: Pick ONE financial goal today!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Focusing on finances can feel overwhelming, but what if you saw it as an act of self-care? In this episode, we’re diving into the gift of Financial Freedom—the rewards of taking control of your money now and how it transforms your future.</p><p>Key Takeaways:</p><p>✅ The confidence boost that comes from understanding your finances</p><p>✅ How financial freedom reduces stress and improves mental well-being</p><p>✅ Real-life stories of women shifting their money mindset</p><p>✅ The empowering ripple effect of taking small financial steps</p><p><br></p><p><a href="https://ffc.webinarninja.com/live-webinars/10654332/register" rel="nofollow">Click to <u>re</u>gister for our FREE Financial Reset Class</a></p><p>Join the FFC Community:</p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:</p><p><a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>We&#39;d love to hear from you!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p><span>Timestamps:</span></p><p>00:00 - The Gift of Financial Freedom </p><p>00:29 - How awareness of your finances builds confidence</p><p>02:11 - Why financial freedom reduces stress and worry</p><p>03:50 - What financial freedom really looks like</p><p>06:42 - Taking financial risks with confidence</p><p>09:37 - The power of financial resilience</p><p>10:49 - A real-life success story: From overspending to financial control</p><p>13:51 - How financial freedom allows you to give back</p><p>16:14 - Your Action Step: Pick ONE financial goal today!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> c7986afb-cdc8-414c-83bf-313810a7b183 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/004938a0-80df-4a79-a48e-2bb36252328d Wed, 19 Feb 2025 11:30:00 +0000 1066 no full Love Your Money, Love Yourself | Ep 50 Love Your Money, Love Yourself | Ep 50 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Welcome to the 50th episode of the Female Finance Collective! In today’s special milestone episode, we’re kicking off February’s Love Month with a twist—self-care through financial wellness. We often think of self-care as spa days and cozy nights in, but what if the best way to love yourself is by getting your finances in order?

Your finances impact your stress, confidence, and overall well-being. Let’s dive into how prioritizing your financial health is the ultimate form of self-love.

In the second half, we spend some time reflecting on what the first 50 episodes have taught us!


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:

www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


Time Stamps

0:00 Welcome to Episode 50!

0:41 Why February is more than just Valentine’s Day

1:14 How managing your money is an act of self-care

2:22 Reframing financial stress into financial empowerment

3:42 Your money mindset: Small shifts, big impact

5:26 The connection between money confidence & stress relief

6:32 Future you will thank you for planning ahead

7:43 Sybil’s personal financial self-care goals for 2024

9:54 The power of tracking & organizing finances

11:18 Budgeting for actual self-care (not just bills!)

12:31 Tax season without the stress—Jen’s game plan

15:16 Reflecting on 50 episodes—why talking about money matters

19:14 The episode that changed everything for Sybil

21:00 How money growth (like podcasting) has highs & lows

22:05 The boldness of women talking about money

24:08 Your money mistakes don’t define you—use them to grow

24:43 Should we set a goal for 100 episodes?! Let us know!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Welcome to the 50th episode of the Female Finance Collective! In today’s special milestone episode, we’re kicking off February’s Love Month with a twist—self-care through financial wellness. We often think of self-care as spa days and cozy nights in, but what if the best way to love yourself is by getting your finances in order?</p><p>Your finances impact your stress, confidence, and overall well-being. Let’s dive into how prioritizing your financial health is the ultimate form of self-love.</p><p>In the second half, we spend some time reflecting on what the first 50 episodes have taught us!</p><p><br></p><p><u>Join the Community:</u></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: </p><p><a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p><u>Let’s Hear from You!</u></p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>Time Stamps</p><p>0:00 Welcome to Episode 50!</p><p>0:41 Why February is more than just Valentine’s Day</p><p>1:14 How managing your money is an act of self-care</p><p>2:22 Reframing financial stress into financial empowerment</p><p>3:42 Your money mindset: Small shifts, big impact</p><p>5:26 The connection between money confidence &amp; stress relief</p><p>6:32 Future you will thank you for planning ahead</p><p>7:43 Sybil’s personal financial self-care goals for 2024</p><p>9:54 The power of tracking &amp; organizing finances</p><p>11:18 Budgeting for actual self-care (not just bills!)</p><p>12:31 Tax season without the stress—Jen’s game plan</p><p>15:16 Reflecting on 50 episodes—why talking about money matters</p><p>19:14 The episode that changed everything for Sybil</p><p>21:00 How money growth (like podcasting) has highs &amp; lows</p><p>22:05 The boldness of women talking about money</p><p>24:08 Your money mistakes don’t define you—use them to grow</p><p>24:43 Should we set a goal for 100 episodes?! Let us know!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> ce4d425f-1a75-4ffc-9a49-b95a118f14cf https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/1bacdbff-d673-4616-ad7f-110c87820df1 Wed, 12 Feb 2025 11:41:00 +0000 1498 no full Money Mistakes - A Throwback to Ep 1 | Ep 49 Money Mistakes - A Throwback to Ep 1 | Ep 49 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Next week is BIG—our 50th episode drops!

To celebrate, we’re throwing it back to where it all began—our very first episode: Personal Money Mistakes! In this episode, we talk about failing forward, learning from financial mistakes, and how to move past money regrets.

As you listen, ask yourself:

✔️ What money mistakes have I made?

✔️ What lessons have I learned?

✔️ How can I fail forward and grow financially?

Don’t forget to join us next week for our special 50th episode!


Timestamps:

0:00 Intro – Episode 50 is Coming!

0:36 Replaying Episode 1: Personal Money Mistakes

1:21 Why Talking About Money Mistakes Matters

2:32 Failing Forward – Turning Mistakes into Lessons

3:11 Mari-Li’s Biggest Money Mistakes

6:37 Jen’s Credit Card Struggles & Lessons Learned

10:37 The Power of ‘Loud Budgeting’

12:17 Spending Traps & How to Avoid Them

16:14 Sybil’s IRA Mistake & Long-Term Growth

19:04 Why Checking Your Investments Matters

24:22 The Importance of Talking About Money

27:04 How to Let Go of Money Regrets

28:41 Outro – See You for Episode 50!

Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p>Next week is BIG—our 50th episode drops!</p><p>To celebrate, we’re throwing it back to where it all began—our very first episode: Personal Money Mistakes! In this episode, we talk about failing forward, learning from financial mistakes, and how to move past money regrets.</p><p>As you listen, ask yourself:</p><p>✔️ What money mistakes have I made?</p><p>✔️ What lessons have I learned?</p><p>✔️ How can I fail forward and grow financially?</p><p>Don’t forget to join us next week for our special 50th episode! </p><p><br></p><p>Timestamps:</p><p>0:00 Intro – Episode 50 is Coming!</p><p>0:36 Replaying Episode 1: Personal Money Mistakes</p><p>1:21 Why Talking About Money Mistakes Matters</p><p>2:32 Failing Forward – Turning Mistakes into Lessons</p><p>3:11 Mari-Li’s Biggest Money Mistakes</p><p>6:37 Jen’s Credit Card Struggles &amp; Lessons Learned</p><p>10:37 The Power of ‘Loud Budgeting’</p><p>12:17 Spending Traps &amp; How to Avoid Them</p><p>16:14 Sybil’s IRA Mistake &amp; Long-Term Growth</p><p>19:04 Why Checking Your Investments Matters</p><p>24:22 The Importance of Talking About Money</p><p>27:04 How to Let Go of Money Regrets</p><p>28:41 Outro – See You for Episode 50!</p><p><u>Join the Community:</u></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p><u>Let’s Hear from You!</u></p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> 51aabeac-8eda-476e-aa9d-7d31a7d447a2 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/1cbc8c17-7727-4c06-8332-8c85ed2abd0c Thu, 06 Feb 2025 01:24:49 +0000 1777 no full Stay on Track and Crush Your Goals | Ep 48 Stay on Track and Crush Your Goals | Ep 48 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we dive into the power of tracking your goals to stay motivated and achieve financial success.

Most people fall off track with their goals early in the year—don’t let that be you! From simple tracking methods to finding an accountability partner, this episode is packed with practical strategies to keep you moving forward and avoid financial burnout.

Key Takeaways:

- Tracking your progress helps you stay motivated and focused.  

- Accountability partners can help you stick to your goals.  

- Celebrate small wins to avoid burnout and stay positive.  

- Balance your short-term lifestyle with your long-term financial dreams.  

Your Call to Action:

Start tracking your goals today!  

- Write down your progress or use a simple system that works for you.  

- Share your goals with an accountability buddy to stay on track.  

- Celebrate your progress—even small steps make a big difference.


Timestamps

00:00 - Introduction: Welcome to the Female Finance Collective  

00:33 - Why Tracking Progress is Essential for Success  

01:11 - Using Small Wins to Stay Motivated  

01:39 - Simple Ways to Track Your Goals  

03:15 - Personalizing Your Tracking Style  

04:20 - Real-Life Examples: Budgeting and Grocery Spending  

05:29 - How Accountability Partners Keep You Focused  

06:37 - Celebrating Progress and Avoiding Burnout  

08:06 - Setting Realistic Goals Without Sacrificing Joy  

13:50 - Balancing Your Lifestyle Today with Future Financial Dreams  

14:51 - Key Takeaways and Closing Thoughts  


Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode, we dive into the power of tracking your goals to stay motivated and achieve financial success.</p><p>Most people fall off track with their goals early in the year—don’t let that be you! From simple tracking methods to finding an accountability partner, this episode is packed with practical strategies to keep you moving forward and avoid financial burnout. </p><p><strong><u>Key Takeaways:</u></strong></p><p>- Tracking your progress helps you stay motivated and focused.  </p><p>- Accountability partners can help you stick to your goals.  </p><p>- Celebrate small wins to avoid burnout and stay positive.  </p><p>- Balance your short-term lifestyle with your long-term financial dreams.  </p><p><strong><u>Your Call to Action:</u></strong></p><p>Start tracking your goals today!  </p><p>- Write down your progress or use a simple system that works for you.  </p><p>- Share your goals with an accountability buddy to stay on track.  </p><p>- Celebrate your progress—even small steps make a big difference.</p><p><br></p><p><strong><u>Timestamps</u></strong></p><p>00:00 - Introduction: Welcome to the Female Finance Collective  </p><p>00:33 - Why Tracking Progress is Essential for Success  </p><p>01:11 - Using Small Wins to Stay Motivated  </p><p>01:39 - Simple Ways to Track Your Goals  </p><p>03:15 - Personalizing Your Tracking Style  </p><p>04:20 - Real-Life Examples: Budgeting and Grocery Spending  </p><p>05:29 - How Accountability Partners Keep You Focused  </p><p>06:37 - Celebrating Progress and Avoiding Burnout  </p><p>08:06 - Setting Realistic Goals Without Sacrificing Joy  </p><p>13:50 - Balancing Your Lifestyle Today with Future Financial Dreams  </p><p>14:51 - Key Takeaways and Closing Thoughts  </p><p><br></p><p><strong><u>Join the Community:</u></strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> cbfa7eaa-85df-4cd9-ac6d-0c8ce3e88fe5 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/c89d65a3-b2d0-4df3-8146-594b69e7c670 Wed, 29 Jan 2025 11:55:00 +0000 991 no full Plan It! Mapping Out Your Financial Success | Ep 47 Plan It! Mapping Out Your Financial Success | Ep 47 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Welcome back! In this episode, we explore how to map out your financial success for 2025 and beyond. 

Setting financial goals is just the beginning—creating actionable plans and forming habits to support them is what leads to real success. From reviewing your expenses to setting up automations and building accountability, this episode is packed with tips to help you achieve your dreams while staying aligned with your values. 💡

Key Takeaways:

-Start with small, actionable steps to bring your goals to life.

-Build habits and use tools to stay accountable.

-Reframe setbacks as opportunities to adjust and keep moving forward.

-Keep your goals visible and aligned with your dreams to stay motivated.

Your Call to Action:

Take one step toward your financial goals this week! 

-If you haven’t set goals yet, start dreaming and write them down. 

-Already have goals? Pick one action step to move forward—automate savings, review expenses, or research tools to help you stay on track.

Timestamps

00:00 - Introduction: Welcome to the Female Finance Collective

00:43 - The Importance of Planning for Financial Goals

01:14 - How Actionable Steps Lead to Success

02:23 - Using Small Steps to Build Momentum

04:06 - Reviewing Past Expenses Without Shame

06:22 - Building Habits to Support Financial Goals

08:13 - Aligning Goals with Dreams and Values

09:25 - Staying Motivated with Visual Reminders

11:28 - Handling Setbacks and Adjusting Plans

17:08 - Call to Action: Take One Step Toward Your Financial Goals

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p>Welcome back! In this episode, we explore how to map out your financial success for 2025 and beyond. </p><p>Setting financial goals is just the beginning—creating actionable plans and forming habits to support them is what leads to real success. From reviewing your expenses to setting up automations and building accountability, this episode is packed with tips to help you achieve your dreams while staying aligned with your values. 💡</p><p><strong><u>Key Takeaways:</u></strong></p><p>-Start with small, actionable steps to bring your goals to life.</p><p>-Build habits and use tools to stay accountable.</p><p>-Reframe setbacks as opportunities to adjust and keep moving forward.</p><p>-Keep your goals visible and aligned with your dreams to stay motivated.</p><p><strong><u>Your Call to Action:</u></strong></p><p>Take one step toward your financial goals this week! </p><p>-If you haven’t set goals yet, start dreaming and write them down. </p><p>-Already have goals? Pick one action step to move forward—automate savings, review expenses, or research tools to help you stay on track.</p><p><strong><u>Timestamps</u></strong></p><p>00:00 - Introduction: Welcome to the Female Finance Collective</p><p>00:43 - The Importance of Planning for Financial Goals</p><p>01:14 - How Actionable Steps Lead to Success</p><p>02:23 - Using Small Steps to Build Momentum</p><p>04:06 - Reviewing Past Expenses Without Shame</p><p>06:22 - Building Habits to Support Financial Goals</p><p>08:13 - Aligning Goals with Dreams and Values</p><p>09:25 - Staying Motivated with Visual Reminders</p><p>11:28 - Handling Setbacks and Adjusting Plans</p><p>17:08 - Call to Action: Take One Step Toward Your Financial Goals</p><p><strong><u>Join Our Community:</u></strong></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p>Let’s Hear from You!</p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> ea751143-2724-4602-a6a0-ef8bfa336718 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/9833b6f0-7458-47ce-a8d6-c6dbc971bc18 Wed, 22 Jan 2025 11:14:00 +0000 1128 no full Dream It! Setting Financial Goals That Matter | Ep 46 Dream It! Setting Financial Goals That Matter | Ep 46 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In today’s episode, we dive into financial goal-setting for the new year. 

From dreaming big to breaking down actionable steps, we explore why setting financial goals is essential and how to align them with your values. Whether you're dreaming of a new house, planning a trip, or saving for a rainy day, this episode is packed with insights to help you make 2025 your best financial year yet!

Key Takeaways:

-Why dreaming is crucial for setting meaningful financial goals

-How to align financial goals with your personal values and vision

-Overcoming common goal-setting pitfalls

-The importance of SMART goals for actionable progress

Your Call to Action:

Write down your top 2–3 financial goals for 2025, and join us next week as we discuss the next steps in achieving them!

Timestamps

00:00 - Introduction: Welcome to the Female Finance Collective

00:37 - Why Financial Goals Are Important

01:41 - How Dreaming Fuels Financial Success

05:23 - Aligning Goals with Personal Values

08:34 - Breaking Down Goals into Short, Mid, and Long-Term Plans

12:04 - Overcoming Pitfalls in Financial Goal Setting

15:52 - SMART Goals: Turning Dreams into Actionable Plans

17:27 - Call to Action: Set Your Top 3 Financial Goals for 2025

Join the Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

Let’s Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p>In today’s episode, we dive into financial goal-setting for the new year. </p><p>From dreaming big to breaking down actionable steps, we explore why setting financial goals is essential and how to align them with your values. Whether you&#39;re dreaming of a new house, planning a trip, or saving for a rainy day, this episode is packed with insights to help you make 2025 your best financial year yet! </p><p><u>Key Takeaways:</u></p><p>-Why dreaming is crucial for setting meaningful financial goals</p><p>-How to align financial goals with your personal values and vision</p><p>-Overcoming common goal-setting pitfalls</p><p>-The importance of SMART goals for actionable progress</p><p>Your Call to Action:</p><p>Write down your top 2–3 financial goals for 2025, and join us next week as we discuss the next steps in achieving them!</p><p><u>Timestamps</u></p><p>00:00 - Introduction: Welcome to the Female Finance Collective</p><p>00:37 - Why Financial Goals Are Important</p><p>01:41 - How Dreaming Fuels Financial Success</p><p>05:23 - Aligning Goals with Personal Values</p><p>08:34 - Breaking Down Goals into Short, Mid, and Long-Term Plans</p><p>12:04 - Overcoming Pitfalls in Financial Goal Setting</p><p>15:52 - SMART Goals: Turning Dreams into Actionable Plans</p><p>17:27 - Call to Action: Set Your Top 3 Financial Goals for 2025</p><p><u>Join the Community:</u></p><p>Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p><u>Let’s Hear from You!</u></p><p>Do you have questions or ideas? Connect with us!</p><p><strong>Instagram:</strong> @femalefinance.collective </p><p><strong>Facebook, YouTube, Pinterest:</strong> Female Finance Collective</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> 7ed59d36-04df-4b60-a882-0c57065bfdc5 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/25b41cec-d278-46b9-ab4c-874f4417dfde Wed, 15 Jan 2025 13:55:11 +0000 1153 no full Emergency Savings: Is $1000 enough? | Ep 45 Emergency Savings: Is $1000 enough? | Ep 45 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Discover how to start your emergency savings fund today and protect your financial future! 

In this episode of Female Finance Collective, we’re diving into the importance of having a safety fund (or stockpile) to protect your peace of mind and financial future.

What You'll Learn in This Episode:

-Why having an emergency fund is essential for financial stability.

-How to get started, even if you're starting from $0.

-The best places to keep your emergency savings for easy access and growth.

-Practical strategies for balancing savings with other financial goals.

-Whether you're building your first $1,000 or working toward a three- to six-month cushion, this episode is packed with relatable tips and real-life examples to help you stay consistent and confident.

Actionable Takeaways:

  1. Start small—$1 a day makes a difference.
  2. Choose the right account to keep your savings secure and separate.
  3. Prioritize your future self by building this essential financial tool.


Do you have questions or ideas? We'd love to hear from you.

Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

Ready to to make your finances a priority, but you know you could use some support and accountability? Join our Female Finance Collective membership! We'd love to have you as part of our community. Learn more at www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Discover how to start your emergency savings fund today and protect your financial future! </p><p>In this episode of Female Finance Collective, we’re diving into the importance of having a safety fund (or stockpile) to protect your peace of mind and financial future.</p><p>What You&#39;ll Learn in This Episode:</p><p>-Why having an emergency fund is essential for financial stability.</p><p>-How to get started, even if you&#39;re starting from $0.</p><p>-The best places to keep your emergency savings for easy access and growth.</p><p>-Practical strategies for balancing savings with other financial goals.</p><p>-Whether you&#39;re building your first $1,000 or working toward a three- to six-month cushion, this episode is packed with relatable tips and real-life examples to help you stay consistent and confident.</p><p>Actionable Takeaways:</p><ol><li>Start small—$1 a day makes a difference.</li><li>Choose the right account to keep your savings secure and separate.</li><li>Prioritize your future self by building this essential financial tool.</li></ol><p><br></p><p>Do you have questions or ideas? We&#39;d love to hear from you. </p><p>Connect with us!</p><p>Instagram: @femalefinance.collective </p><p>Facebook, YouTube, Pinterest: Female Finance Collective</p><p>Ready to to make your finances a priority, but you know you could use some support and accountability? Join our Female Finance Collective membership! We&#39;d love to have you as part of our community. Learn more at <a href="http://www.skool.com/female-finance-collective/about" rel="nofollow">www.skool.com/female-finance-collective/about</a></p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 06adb9bf-c781-4f04-814f-ebcefb89e28c https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/4f2a4d8c-ceae-472c-afe8-5dff994854fa Wed, 08 Jan 2025 11:55:00 +0000 1589 no full Couples and Cash: Managing Finances With Your Partner | Ep 44 Couples and Cash: Managing Finances With Your Partner | Ep 44 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode we chat about how we manage finances with our partners. We share tips, suggestions, things to consider, and encourage open and honest conversation about your money!

Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. 

Check out the Female Finance Collective Skool here:

https://www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode we chat about how we manage finances with our partners. We share tips, suggestions, things to consider, and encourage open and honest conversation about your money!</p><p>Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. </p><p>Check out the Female Finance Collective Skool here:</p><p>https://www.skool.com/female-finance-collective/about</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 722dbd84-787a-4f38-b933-41fd4b710526 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/4a82171a-35e9-442d-b933-85c7a4fbfb9b Wed, 01 Jan 2025 11:28:00 +0000 1584 no full Financial Goals for the New Year | Ep 43 Financial Goals for the New Year | Ep 43 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Thinking of setting some financial goals for 2025? We've got some great tips and advice for you in this episode.

Don’t forget to like and subscribe so you don't miss an episode. And we'd love to hear from you! Leave a review and let us know what you think.

Ready to to make your finances a priority, but you know you could use some support and accountability? Join our Female Finance Collective membership! We'd love to have you as part of our community. Learn more HERE!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Thinking of setting some financial goals for 2025? We&#39;ve got some great tips and advice for you in this episode.</p><p>Don’t forget to like and subscribe so you don&#39;t miss an episode. And we&#39;d love to hear from you! Leave a review and let us know what you think.</p><p>Ready to to make your finances a priority, but you know you could use some support and accountability? Join our Female Finance Collective membership! We&#39;d love to have you as part of our community. Learn more <a href="https://www.skool.com/female-finance-collective/about" rel="nofollow">HERE</a>!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> a91fd052-027d-481b-bdbc-77c436db2829 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/f9603d9a-12a3-430a-97e2-3f04247d7109 Wed, 25 Dec 2024 12:02:00 +0000 1303 no full Financial Decluttering | Ep 42 Financial Decluttering | Ep 42 Sybil Hall, Jen Sullivan, and Meri-Li Forrest As we wrap up 2024, this is a great time to work on decluttering your finances. In this episode, we give a few quick tips to getting yourself financially organized.

Don’t forget to like and subscribe so you don't miss an episode. And we'd love to hear from you! Leave a review and let us know what you think.

Ready to to make your finances a priority, but you know you could use some support and accountability? Join our Female Finance Collective membership! We'd love to have you as part of our community. Learn more HERE!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>As we wrap up 2024, this is a great time to work on decluttering your finances. In this episode, we give a few quick tips to getting yourself financially organized.</p><p>Don’t forget to like and subscribe so you don&#39;t miss an episode. And we&#39;d love to hear from you! Leave a review and let us know what you think.</p><p>Ready to to make your finances a priority, but you know you could use some support and accountability? Join our Female Finance Collective membership! We&#39;d love to have you as part of our community. Learn more <a href="https://www.skool.com/female-finance-collective/about" rel="nofollow">HERE</a>!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> be507db2-7d2d-405f-9f63-2cedf060195d https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/dad3a782-c00e-4359-b3c0-d8bca2546ee9 Tue, 17 Dec 2024 17:56:55 +0000 450 no full Year-End Financial Checkup | Ep 41 Year-End Financial Checkup | Ep 41 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Ready to take charge of your finances before the new year? In this episode, we’re guiding you through a year-end financial checkup to help you reflect, review, and reset for 2025! Here’s what we cover:

1️⃣ Reflect on your financial habits

2️⃣ Crunch the numbers: income, spending, debt, and savings

3️⃣ Check in with your emotions around money 💭

4️⃣ Identify what you’d like to change 💡

5️⃣ Plan ahead for next year (spoiler: financial goals are next week's topic!)

6️⃣ Learn how to schedule "money time" for financial success


To make this season even easier, the Female Finance Collective has a gift for you! Download your FREE Holiday Season Planner and start budgeting with confidence:

https://sybil-hall.ck.page/886d8b445b

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Ready to take charge of your finances before the new year? In this episode, we’re guiding you through a year-end financial checkup to help you reflect, review, and reset for 2025! Here’s what we cover:</span></p><p><span>1️⃣ Reflect on your financial habits</span></p><p><span>2️⃣ Crunch the numbers: income, spending, debt, and savings</span></p><p><span>3️⃣ Check in with your emotions around money 💭</span></p><p><span>4️⃣ Identify what you’d like to change 💡</span></p><p><span>5️⃣ Plan ahead for next year (spoiler: financial goals are next week&#39;s topic!)</span></p><p><span>6️⃣ Learn how to schedule &#34;money time&#34; for financial success</span></p><p><br></p><p><span>To make this season even easier, the Female Finance Collective has a gift for you! Download your FREE Holiday Season Planner and start budgeting with confidence:</span></p><p><span>https://sybil-hall.ck.page/886d8b445b</span></p><p>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 4db3846e-0ac8-48cb-8a4c-3f2857718aee https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6f786695-7c16-4156-affc-8ba3f8450a65 Thu, 12 Dec 2024 02:33:24 +0000 947 no full Facing Financial Challenges | Ep 40 Facing Financial Challenges | Ep 40 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we do something a little different. Honoring the theme of our podcast, we encourage Sybil to have an open and honest conversation about her current financial struggles. We listen and offer support as she talks about the challenges, emotions, and frustrations of feeling frustrated when it comes to her personal finances.

To make this season even easier, the Female Finance Collective has a gift for you! 🎁

Download your FREE Holiday Season Planner and start budgeting with confidence:

https://sybil-hall.ck.page/886d8b445b

Be sure you follow our podcast so you don't miss an episode and we'd love if you left us a review!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, we do something a little different. Honoring the theme of our podcast, we encourage Sybil to have an open and honest conversation about her current financial struggles. We listen and offer support as she talks about the challenges, emotions, and frustrations of feeling frustrated when it comes to her personal finances. </span></p><p><span>To make this season even easier, the Female Finance Collective has a gift for you! 🎁</span></p><p><span>Download your FREE Holiday Season Planner and start budgeting with confidence:</span></p><p><span>https://sybil-hall.ck.page/886d8b445b</span></p><p><span>Be sure you follow our podcast so you don&#39;t miss an episode and we&#39;d love if you left us a review!</span></p><p><br></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 3cf25ffa-6cce-4adb-a7cb-4c437d0bd6a7 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/79e89dcb-9361-498c-b335-eaeceba0d6a6 Wed, 04 Dec 2024 12:27:00 +0000 1555 no full Ways to Avoid Holiday Overspending | Ep 39 Ways to Avoid Holiday Overspending | Ep 39 39 Sybil Hall, Jen Sullivan, and Meri-Li Forrest There are loads of temptations this time of year, which means there are so many ways to overspend. From extra gifts to paying for conveniences, without some planning, we can really find ourselves in a tough financial situation in January when those holiday bills roll in.

In this episode, we talk about ways we're tempted to overspend and strategies we use to avoid it.

To make this season even easier, the Female Finance Collective has a gift for you! 🎁

Download your FREE Holiday Season Planner and start budgeting with confidence:

https://sybil-hall.ck.page/886d8b445b

Don’t forget to like, subscribe, and tap the bell for more empowering content from the Female Finance Collective! 🎉✨


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>There are loads of temptations this time of year, which means there are so many ways to overspend. From extra gifts to paying for conveniences, without some planning, we can really find ourselves in a tough financial situation in January when those holiday bills roll in.</p><p>In this episode, we talk about ways we&#39;re tempted to overspend and strategies we use to avoid it.</p><p>To make this season even easier, the Female Finance Collective has a gift for you! 🎁</p><p>Download your FREE Holiday Season Planner and start budgeting with confidence:</p><p>https://sybil-hall.ck.page/886d8b445b</p><p>Don’t forget to like, subscribe, and tap the bell for more empowering content from the Female Finance Collective! 🎉✨</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 7d894d42-366d-4f38-bf46-ed13179e1df9 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/fe37dc85-6963-4509-b8e7-a05832c68acc Wed, 27 Nov 2024 11:13:00 +0000 954 no full Worst Financial Advice We've Ever Received | Ep 38 Worst Financial Advice We've Ever Received | Ep 38 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this week's episode, all three of us share the worst financial advice we've ever received. Not only do we share what it was, but why we think it wasn't great advice to pass on.

Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. 

Check out the Female Finance Collective Skool here:

https://www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this week&#39;s episode, all three of us share the worst financial advice we&#39;ve ever received. Not only do we share what it was, but why we think it wasn&#39;t great advice to pass on.</p><p>Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. </p><p>Check out the Female Finance Collective Skool here:</p><p>https://www.skool.com/female-finance-collective/about</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 9fc36efc-1aac-451d-a627-8171a3e4c02e https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/af24a887-32f7-402b-b6b6-e37eaea12e0f Fri, 22 Nov 2024 14:58:58 +0000 996 no full Best Financial Advice We've Ever Received | Ep 37 Best Financial Advice We've Ever Received | Ep 37 Sybil Hall, Jen Sullivan, and Meri-Li Forrest This week all three of us share the best financial advice we've personally ever received. Don't miss this conversation as we discuss how the advice benefitted us in the short and long term.

Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like and subscirbe.

Check out the Female Finance Collective Skool Community here:

https://www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>This week all three of us share the best financial advice we&#39;ve personally ever received. Don&#39;t miss this conversation as we discuss how the advice benefitted us in the short and long term.</p><p>Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like and subscirbe.</p><p>Check out the Female Finance Collective Skool Community here:</p><p><a href="https://www.skool.com/female-finance-collective/about" rel="nofollow">https://www.skool.com/female-finance-collective/about</a></p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 75c1430c-662d-41ff-85f9-687b1f8d380b https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/486fe30e-cbb0-45b8-bee1-362826cfbed9 Wed, 13 Nov 2024 10:30:00 +0000 1650 no full Planning Holiday Events On a Budget | Ep 36 Planning Holiday Events On a Budget | Ep 36 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this week’s episode, we talk about ways to enjoy holiday events on a budget. Each of us share tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still protecting your budget.

To make this season even easier, the Female Finance Collective has a gift for you! 🎁

Download your FREE Holiday Season Planner and start budgeting with confidence:

Get Your Planner>>https://sybil-hall.ck.page/886d8b445b

Don’t forget to like, subscribe, and tap the bell for more empowering content from the Female Finance Collective! 🎉✨


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this week’s episode, we talk about ways to enjoy holiday events on a budget. Each of us share tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still protecting your budget.</span></p><p><span>To make this season even easier, the Female Finance Collective has a gift for you! 🎁</span></p><p><span>Download your FREE Holiday Season Planner and start budgeting with confidence:</span></p><p><span>Get Your Planner&gt;&gt;</span><a href="https://sybil-hall.ck.page/886d8b445b" rel="nofollow">https://sybil-hall.ck.page/886d8b445b</a></p><p><span>Don’t forget to like, subscribe, and tap the bell for more empowering content from the Female Finance Collective! 🎉✨</span></p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> b782318b-fa74-44e1-848d-599f92a75c78 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/75c6adbe-9b8c-4a54-b97a-f21d62325dc6 Wed, 06 Nov 2024 11:33:00 +0000 1140 no full Holiday Budgeting | Ep 35 Holiday Budgeting | Ep 35 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Already feeling the stress of holidays on a budget? You’re not alone!

In this week’s episode, we’re exploring holiday budgeting essentials. Discover practical tips to keep your holiday spending in check while still creating memorable gatherings. From planning cozy breakfasts to finding thrifted treasures and hosting festive bashes, we’ll help you focus on the heart of the season—connection over perfection.

You’ll also get insider advice on budget-friendly shopping, creative decor ideas, and making the most of this holiday season.

To make this season even easier, the Female Finance Collective has a gift for you! 🎁

Download your FREE Holiday Season Planner and start budgeting with confidence:

Get Your Planner>>https://sybil-hall.ck.page/886d8b445b

Don’t forget to like, subscribe, and tap the bell for more empowering content from the Female Finance Collective! 🎉✨


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Already feeling the stress of holidays on a budget? You’re not alone!</span></p><p><span>In this week’s episode, we’re exploring holiday budgeting essentials. Discover practical tips to keep your holiday spending in check while still creating memorable gatherings. From planning cozy breakfasts to finding thrifted treasures and hosting festive bashes, we’ll help you focus on the heart of the season—connection over perfection.</span></p><p><span>You’ll also get insider advice on budget-friendly shopping, creative decor ideas, and making the most of this holiday season.</span></p><p><span>To make this season even easier, the Female Finance Collective has a gift for you! 🎁</span></p><p><span>Download your FREE Holiday Season Planner and start budgeting with confidence:</span></p><p><span>Get Your Planner&gt;&gt;</span><a href="https://sybil-hall.ck.page/886d8b445b" rel="nofollow">https://sybil-hall.ck.page/886d8b445b</a></p><p><span>Don’t forget to like, subscribe, and tap the bell for more empowering content from the Female Finance Collective! 🎉✨</span></p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> f4f2d3a7-2441-4290-87a8-7e49917ad378 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/7aa2443f-c0de-4622-bc0f-f733f88c32f1 Wed, 30 Oct 2024 20:47:37 +0000 1283 no full Entertaining on a Budget: The Joyful Hostess | Ep 34 Entertaining on a Budget: The Joyful Hostess | Ep 34 Sybil Hall, Jen Sullivan, and Meri-Li Forrest We're so excited about our time with Mara, The Joyful Hostess. We hope you enjoy this conversation as much as we did! She shares all kinds of tips for hosting and celebrating without getting carried away with spending, gives great advice to focus on connection over perfection, and drops some fun decor ideas!

As we head in to the holiday season, we'd love to share our holiday budget planner with you. Click this link and grab your copy and thoughtfully plan your holiday spending.


Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. 

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>We&#39;re so excited about our time with Mara, The Joyful Hostess. We hope you enjoy this conversation as much as we did! She shares all kinds of tips for hosting and celebrating without getting carried away with spending, gives great advice to focus on connection over perfection, and drops some fun decor ideas!</p><p>As we head in to the holiday season, we&#39;d love to share our holiday budget planner with you. Click this link and grab your copy and thoughtfully plan your holiday spending.</p><p><br></p><p>Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. </p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 3e4632f9-d4eb-417b-ab0f-2dbbae3b3020 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/4fac7688-3727-46b0-b3ea-4fe6232ee732 Wed, 23 Oct 2024 09:50:00 +0000 1494 no full Let's Talk About the 50/30/20 Rule | EP 33 Let's Talk About the 50/30/20 Rule | EP 33 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode of Female Finance Collective we discuss the 50/30/20 rule. We share how it works for financial foundation, plan, and wealth builders. We think of this rule as more of a guide as you work to create a budget aligning with your financial values.

We've got a free 50/30/20 workbook we'd love to share with you.

Check it out here!

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode of Female Finance Collective we discuss the 50/30/20 rule. We share how it works for financial foundation, plan, and wealth builders. We think of this rule as more of a guide as you work to create a budget aligning with your financial values.</p><p>We&#39;ve got a free 50/30/20 workbook we&#39;d love to share with you.</p><p><a href="https://sybil-hall.ck.page/c6fa9dcaff" rel="nofollow">Check it out here!</a></p><p>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 64561a25-a527-46d6-9504-874877f7cecf https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/3a701427-c59c-4d75-bc69-ca0ea31891ff Wed, 16 Oct 2024 10:00:00 +0000 1013 no full Perfectionism and Fear of Failure | Ep 32 Perfectionism and Fear of Failure | Ep 32 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Join us in this eye-opening episode of the Female Finance Collective as we dive into perfectionism, the fear of failure, and how these mindset issues impact our financial decisions. From budgeting to investing, we're all guilty of overthinking and procrastinating due to these fears. Learn how to embrace imperfections, take action, and move forward with confidence in your financial journey.

Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. 

Check out the Female Finance Collective Skool here:

https://www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Join us in this eye-opening episode of the Female Finance Collective as we dive into perfectionism, the fear of failure, and how these mindset issues impact our financial decisions. From budgeting to investing, we&#39;re all guilty of overthinking and procrastinating due to these fears. Learn how to embrace imperfections, take action, and move forward with confidence in your financial journey. </span></p><p><span></span>Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. </p><p>Check out the Female Finance Collective Skool here:</p><p>https://www.skool.com/female-finance-collective/about</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> b64a1ef3-4314-485e-97ee-77ac6b40eb48 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6b8b824f-6db2-49f7-8be5-b412d0b9f72d Wed, 09 Oct 2024 12:14:05 +0000 943 no full Three Solutions to Overcoming Self-Sabotage | Ep 31 Three Solutions to Overcoming Self-Sabotage | Ep 31 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Today we’re going to share three solutions to address those common self-sabotaging behaviors we shared last week. Join our discussion as we go over practical steps you can take to make sure you're avoiding these common financial pitfalls.

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

Female Finance Collective also has a membership where we provide women with tools and skills needed to confidently manage their personal finances. We have a supportive community and encourage open and honest conversations. We'd love to have you join us! Learn more here: https://www.skool.com/female-finance-collective-2984/about

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Today we’re going to share three solutions to address those common self-sabotaging behaviors we shared last week. Join our discussion as we go over practical steps you can take to make sure you&#39;re avoiding these common financial pitfalls. </span></p><p>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p>Female Finance Collective also has a membership where we provide women with tools and skills needed to confidently manage their personal finances. We have a supportive community and encourage open and honest conversations. We&#39;d love to have you join us! Learn more here: <a href="https://www.skool.com/female-finance-collective-2984/about?fbclid=IwZXh0bgNhZW0CMTAAAR1f4Bsn2ryEdUd0-7tp3OTHEzXZvSvCGa6v4C5GPAoqyur88GgqiyYxM34_aem_4h9fSUSrKYenWt19EGmwzA" rel="nofollow">https://www.skool.com/female-finance-collective-2984/about</a></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> a1e93620-6d6c-4e66-a958-7654223153af https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6cca7811-35cb-4536-b377-8c34df7cc221 Wed, 02 Oct 2024 09:30:00 +0000 1547 no full Are You Self-Sabotaging Your Finances? | Ep. 30 Are You Self-Sabotaging Your Finances? | Ep. 30 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, the Female Finance Collective discusses ways we self-sabotage when it comes to finances. This is pretty common and many of us are doing it without even realizing it. We share how lack of self-worth, impulse spending, and not prioritizing our values can stand in the way of our financial success.

Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode.

Check out the Female Finance Collective Skool here:

https://www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, the Female Finance Collective discusses ways we self-sabotage when it comes to finances. This is pretty common and many of us are doing it without even realizing it. We share how lack of self-worth, impulse spending, and not prioritizing our values can stand in the way of our financial success.</span></p><p>Send us a message or join the conversation on social media. Find us at on Instagram @FemaleFinance.Collective YouTube FemaleFinanceCollective. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. </p><p>Check out the Female Finance Collective Skool here:</p><p>https://www.skool.com/female-finance-collective/about</p><p><br></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> d929d20d-461e-4a26-91d7-ca81bc90c823 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/5ae11d50-9eb7-4095-90cb-022a3134d23e Thu, 26 Sep 2024 14:38:59 +0000 1642 no full Planning for the Future with Long Term Financial Goals | Ep. 29 Planning for the Future with Long Term Financial Goals | Ep. 29 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we're diving into the importance of setting long-term financial goals and how they vary based on life stages. From retirement planning to understanding how much to save in your 20s, 30s, and 40s, we cover it all.

Missed our previous episodes? Catch up on short-term and medium-term goals to build a solid financial foundation. Today, Mary Lee shares expert advice on coaching clients through different life and financial situations, ensuring that you can start planning your future TODAY. Join us and cultivate empathy for your future self.

Don't forget to LIKE, COMMENT, and SUBSCRIBE to stay updated with more empowering financial content!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p><span>In this episode, we&#39;re diving into the importance of setting long-term financial goals and how they vary based on life stages. From retirement planning to understanding how much to save in your 20s, 30s, and 40s, we cover it all. </span></p><p><span>Missed our previous episodes? Catch up on short-term and medium-term goals to build a solid financial foundation. Today, Mary Lee shares expert advice on coaching clients through different life and financial situations, ensuring that you can start planning your future TODAY. Join us and cultivate empathy for your future self. </span></p><p><span>Don&#39;t forget to LIKE, COMMENT, and SUBSCRIBE to stay updated with more empowering financial content! </span></p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> 4522683d-34db-4e14-8dd6-21db992355a8 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/eb7deaa0-bbab-4605-99df-29e4da89aa88 Thu, 19 Sep 2024 14:20:12 +0000 1403 no full Step-by-Step Guide to Medium-Term Goals | Ep 28 Step-by-Step Guide to Medium-Term Goals | Ep 28 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, the Female Finance Collective dives deep into planning your medium-term life and financial goals! We're talking about setting SMART goals, creating actionable plans, and breaking those goals into achievable milestones. Whether you aim to boost your income, save up for a dream, or get your finances in check, we have the tips and strategies to help you succeed. PLUS, real-life goal examples to inspire you. Remember to like, subscribe, and share your financial goals with us!

We'd love to hear from you. Feel free to share suggestions and questions with us on Instagram @femalefinance.collective. Be sure to like and subscribe so you don't miss any episodes.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, the Female Finance Collective dives deep into planning your medium-term life and financial goals! We&#39;re talking about setting SMART goals, creating actionable plans, and breaking those goals into achievable milestones. Whether you aim to boost your income, save up for a dream, or get your finances in check, we have the tips and strategies to help you succeed. PLUS, real-life goal examples to inspire you. Remember to like, subscribe, and share your financial goals with us!</span></p><p>We&#39;d love to hear from you. Feel free to share suggestions and questions with us on Instagram @femalefinance.collective. Be sure to like and subscribe so you don&#39;t miss any episodes. </p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> d6403fc9-33eb-4966-ac13-602e7281c304 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/650ad9e8-a538-432e-8e34-20f8b703ccd1 Thu, 12 Sep 2024 13:30:21 +0000 1371 no full Short-Term Financial Goals | Ep 27 Short-Term Financial Goals | Ep 27 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Welcome to the Female Finance Collective, where we empower women to take charge of their financial futures! In today's episode, we dive into setting short-term financial goals to help you build a solid financial foundation.

We'll cover:

- How to define short-term financial goals (hint: it's goals within a year!)

- Examples of short-term goals, from emergency funds to debt reduction

- The importance of SMART goals (Specific, Measurable, Attainable, Relevant, Time-bound)

- Practical tips to stay on track and measure your progress

No matter whether you're just getting started, planning for major life events, or aiming to boost your wealth, this episode is packed with actionable advice. Goal setting doesn't have to be daunting—let's break it down together!

We'd love to hear from you! Comment below or join the conversation on social media. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. See you next time!


Check out the Female Finance Collective Budgeting Tool for FREE here:

https://sybil-hall.ck.page/c6fa9dcaff

Check out the Female Finance Collective Skool here:

https://www.skool.com/female-finance-collective/about


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Welcome to the Female Finance Collective, where we empower women to take charge of their financial futures! In today&#39;s episode, we dive into setting short-term financial goals to help you build a solid financial foundation. </span></p><p><span>We&#39;ll cover:</span></p><p><span>- How to define short-term financial goals (hint: it&#39;s goals within a year!)</span></p><p><span>- Examples of short-term goals, from emergency funds to debt reduction </span></p><p><span>- The importance of SMART goals (Specific, Measurable, Attainable, Relevant, Time-bound)</span></p><p><span>- Practical tips to stay on track and measure your progress </span></p><p><span>No matter whether you&#39;re just getting started, planning for major life events, or aiming to boost your wealth, this episode is packed with actionable advice. Goal setting doesn&#39;t have to be daunting—let&#39;s break it down together!</span></p><p><span>We&#39;d love to hear from you! Comment below or join the conversation on social media. Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode. See you next time! </span></p><p><br></p><p><span>Check out the Female Finance Collective Budgeting Tool for FREE here:</span></p><p><span>https://sybil-hall.ck.page/c6fa9dcaff</span></p><p><span>Check out the Female Finance Collective Skool here:</span></p><p><span>https://www.skool.com/female-finance-collective/about</span></p><p><br></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 5bda0c53-7250-4aa4-a2f1-d1f2eac1145a https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/f7387f4f-10c8-4d51-9329-3b21db53cf96 Wed, 04 Sep 2024 09:56:00 +0000 1417 no full Ways to Save: Food Shopping Part 2 | Ep 26 Ways to Save: Food Shopping Part 2 | Ep 26 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Join the Female Finance Collective as we dive into saving money on food shopping and home meals! From meal planning and organizing your grocery trips, to making the most out of leftovers, we've got you covered. Listen in as we share personal tips, struggles, and hilarious anecdotes about trying to stick to a budget while keeping everyone happy and fed. If you're looking to slash your food expenses without sacrificing taste or fun, this episode is perfect for you!

Don’t forget to like, subscribe, and be sure to let us know what questions you have and share suggestions for future episodes.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p><span>Join the Female Finance Collective as we dive into saving money on food shopping and home meals! From meal planning and organizing your grocery trips, to making the most out of leftovers, we&#39;ve got you covered. Listen in as we share personal tips, struggles, and hilarious anecdotes about trying to stick to a budget while keeping everyone happy and fed. If you&#39;re looking to slash your food expenses without sacrificing taste or fun, this episode is perfect for you!</span></p><p><span>Don’t forget to like, subscribe, and be sure to let us know what questions you have and share suggestions for future episodes.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p><p><br></p> 278c7047-be76-4c9a-b980-e041d959bd4e https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6bdd99f4-cca4-43cd-b560-13b35fdf91bf Thu, 29 Aug 2024 17:40:29 +0000 1460 no full Ways to Save: Food Shopping | Ep 25 Ways to Save: Food Shopping | Ep 25 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Food costs have risen significantly over the last few years. We know a trip to the grocery store is more expensive than ever so we've put together a bunch of our best tips for saving on food costs.

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Food costs have risen significantly over the last few years. We know a trip to the grocery store is more expensive than ever so we&#39;ve put together a bunch of our best tips for saving on food costs.</span></p><p><span>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> a6c7ad82-5919-41cd-af40-af1ecdc27673 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/b6246436-654d-4559-a935-57c33df26b4c Wed, 21 Aug 2024 10:02:00 +0000 1176 no full Ways to Save: Travel | Ep 24 Ways to Save: Travel | Ep 24 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we share several of our favorite money-saving tips for travel. From preparing your own meals to taking public transportation to planning your trip in advance, we've got something that will work for you no matter where you're off to.

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, we share several of our favorite money-saving tips for travel. From preparing your own meals to taking public transportation to planning your trip in advance, we&#39;ve got something that will work for you no matter where you&#39;re off to.</span></p><p><span>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 67f04792-ca68-4314-906f-3e5c241afead https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/6728db4a-cdb6-4a56-9ca1-c70917ab4da0 Wed, 14 Aug 2024 23:33:57 +0000 1862 no full Investing in Your Future: Ways to Invest and Save | Ep 23 Investing in Your Future: Ways to Invest and Save | Ep 23 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In today’s episode, we share ways to invest and save for your future. From company-sponsored retirement plans to setting up your own IRA, we share several options, how they work, and encouragement for you to dive in! Everyone can do this!

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend!

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In today’s episode, we share ways to invest and save for your future. From company-sponsored retirement plans to setting up your own IRA, we share several options, how they work, and encouragement for you to dive in! Everyone can do this!</span></p><p><span>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend!</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 4c9c4d17-4360-4164-9e41-1764741b86b9 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/815f3c2c-d3cc-4f18-b6c1-ae0befac3b53 Wed, 07 Aug 2024 09:59:00 +0000 2257 no full Investing in Your Future: The basics of Retirement Savings | Ep 22 Investing in Your Future: The basics of Retirement Savings | Ep 22 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode of the Female Finance Collective, we discuss the importance of saving for your future, where your money will come from in retirement, how much you need, and when and how to invest.

Check out the Female Finance Collective Budgeting Tool for free HERE.

Check out the Female Finance Collective Skool!

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode of the Female Finance Collective, we discuss the importance of saving for your future, where your money will come from in retirement, how much you need, and when and how to invest.</span></p><p><span>Check out the Female Finance Collective Budgeting Tool for free </span><a href="https://sybil-hall.ck.page/c6fa9dcaff" rel="nofollow">HERE</a><span>.</span></p><p><span>Check out the </span><a href="https://www.skool.com/female-finance-collective/about" rel="nofollow">Female Finance Collective Skool</a><span>!</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 563d34c3-77a3-4883-9ee6-6dc9bd9c2a02 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/a699399c-9bae-4e99-9f35-06ac86bb36c8 Wed, 31 Jul 2024 10:00:00 +0000 1830 no full Wealth Builders: Ways to Get Here and What's Next | Ep 21 Wealth Builders: Ways to Get Here and What's Next | Ep 21 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we walk you through the financial life of a wealth builder by telling the story of Whitney. She isn’t a real person, but she represents women who are confident in financial literacy and have moved to the wealth-building phase. Our conversation is a bit like a case study. We discuss where Whitney is, how she got here, and suggestions and ideas for what she might be working on now.

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

Check out the Female Finance Collective Budgeting Tool for free HERE.

If you'd like to learn the steps it takes to grow from a Foundation Builder to a Plan Builder to a Wealth Builder, check out the FFC membership community. We offer education on financial literacy and many tools and tips to help you confidently manage your finances. You can learn more HERE.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, we walk you through the financial life of a wealth builder by telling the story of Whitney. She isn’t a real person, but she represents women who are confident in financial literacy and have moved to the wealth-building phase. Our conversation is a bit like a case study. We discuss where Whitney is, how she got here, and suggestions and ideas for what she might be working on now. </span></p><p><span>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</span></p><p><span>Check out the Female Finance Collective Budgeting Tool for free </span><a href="https://sybil-hall.ck.page/c6fa9dcaff" rel="nofollow">HERE</a><span>.</span></p><p><span>If you&#39;d like to learn the steps it takes to grow from a Foundation Builder to a Plan Builder to a Wealth Builder, check out the FFC membership community. We offer education on financial literacy and many tools and tips to help you confidently manage your finances. You can learn more </span><a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">HERE</a><span>.</span></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> a9e2df88-bf75-4f13-a246-f9e0f481bd63 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/a56e0190-65a3-4410-a596-e024c01af91a Wed, 24 Jul 2024 11:00:00 +0000 1425 no full Plan Builder: Next Steps for Taking Control of Your Finances | Ep 20 Plan Builder: Next Steps for Taking Control of Your Finances | Ep 20 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In today’s episode, we walk you through the financial life of a plan builder by telling the story of Penny. Penny isn’t a real person, but she has an inspiring financial journey post-divorce. At 40, she took control of her money, learned to budget, avoided credit card debt, and built an emergency fund. Now, she's ready for the next steps: finding a financial group, continuing her education, saving for medium-term goals and retirement, and investing more.

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In today’s episode, we walk you through the financial life of a plan builder by telling the story of Penny. Penny isn’t a real person, but she has an inspiring financial journey post-divorce. At 40, she took control of her money, learned to budget, avoided credit card debt, and built an emergency fund. Now, she&#39;s ready for the next steps: finding a financial group, continuing her education, saving for medium-term goals and retirement, and investing more.</span></p><p><span>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 62ee4f1a-3a6e-4acc-a631-348200f27c3b https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/ec54b362-09d8-4635-958e-a51f813b4724 Wed, 17 Jul 2024 10:00:00 +0000 1519 no full Foundation Builders: Break Free From Living Paycheck to Paycheck | Ep 19 Foundation Builders: Break Free From Living Paycheck to Paycheck | Ep 19 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In today’s episode, we walk you through the financial life of a foundation builder by telling the story of Faith. Faith isn’t a real person, but she represents women working to build a strong foundation of financial literacy. Our conversation is a bit like a case study. We discuss where Faith is and share suggestions for what steps she might want to take next.

If you find yourself relating to Faith, check out the FFC membership community. We offer education on financial literacy and lots of tools and tip to help you confidently manage your finances. You can learn more here: https://www.skool.com/female-finance-collective-2984/about

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In today’s episode, we walk you through the financial life of a foundation builder by telling the story of Faith. Faith isn’t a real person, but she represents women working to build a strong foundation of financial literacy. Our conversation is a bit like a case study. We discuss where Faith is and share suggestions for what steps she might want to take next.</p><p>If you find yourself relating to Faith, check out the FFC membership community. We offer education on financial literacy and lots of tools and tip to help you confidently manage your finances. You can learn more here: <a href="https://www.skool.com/female-finance-collective-2984/about" rel="nofollow">https://www.skool.com/female-finance-collective-2984/about</a></p><p>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 94d4bb9f-acf5-4b5f-9734-ffeef877e829 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/7cbba35a-a317-46fb-9462-5dd1d3dcad07 Wed, 10 Jul 2024 10:00:00 +0000 1471 no full Money Stories Series: Meet Sybil | Ep 18 Money Stories Series: Meet Sybil | Ep 18 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode of the Female Finance Collective, we meet Sybil Hall, one of the podcast's founders. Sybil is passionate about talking money and calls herself a serial entrepreneur because building wealth is her thing.

She went from being a poor, struggling teacher to a million-dollar real estate investor, short and long-term landlady, index fund extraordinaire, author, and entrepreneur. Now, through the Female Finance Collective, Skool, and this podcast, she helps other women achieve the same success.

Please be sure to subscribe to our podcast so you don't miss an episode, leave a review with your thoughts, and share FFC with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode of the Female Finance Collective, we meet Sybil Hall, one of the podcast&#39;s founders. Sybil is passionate about talking money and calls herself a serial entrepreneur because building wealth is her thing. </span></p><p><span>She went from being a poor, struggling teacher to a million-dollar real estate investor, short and long-term landlady, index fund extraordinaire, author, and entrepreneur. Now, through the Female Finance Collective, Skool, and this podcast, she helps other women achieve the same success. </span></p><p><span>Please be sure to subscribe to our podcast so you don&#39;t miss an episode, leave a review with your thoughts, and share FFC with a friend.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 3484f423-79da-40b2-b0df-14717e29c2ee https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/ef3fe8e8-b251-44df-ab7c-76580cc5503e Tue, 02 Jul 2024 18:47:55 +0000 1372 no full Financial Mindset: Is your money working for you? | Ep 17 Financial Mindset: Is your money working for you? | Ep 17 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Continuing our financial mindset series, in this episode we discuss making your money work for you. We cover what this might look like for foundation, plan, and wealth builders. No matter which level you're working on now, we've got ideas for you!

Be sure to follow our podcast so you don't miss an episode and let us know what you think. We'd love your feedback!

Grab our FREE Wealth Affirmation Cards: sybil-hall.ck.page/b4843bb753

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Continuing our financial mindset series, in this episode we discuss making your money work for you. We cover what this might look like for foundation, plan, and wealth builders. No matter which level you&#39;re working on now, we&#39;ve got ideas for you!</span></p><p>Be sure to follow our podcast so you don&#39;t miss an episode and let us know what you think. We&#39;d love your feedback!</p><p>Grab our FREE Wealth Affirmation Cards: sybil-hall.ck.page/b4843bb753</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 857fe8f4-e36a-4a93-826d-fb04af33caa7 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/26155541-d0cc-49d1-8441-f4d571075277 Wed, 26 Jun 2024 10:36:00 +0000 986 no full Growing Into Your Financial Mindset | Ep 16 Growing Into Your Financial Mindset | Ep 16 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Our mindset impacts the way we handle our money. Whether we're focused on spending, saving, or working toward specific goals, the way we think about money influences our actions and decisions. In this episode we chat about how you can see the changes as your mindset shifts.

Be sure to leave a review, let us know what you think, and follow us so you don't miss an episode.

Grab our FREE Wealth Affirmation Cards

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.



]]> <p>Our mindset impacts the way we handle our money. Whether we&#39;re focused on spending, saving, or working toward specific goals, the way we think about money influences our actions and decisions. In this episode we chat about how you can see the changes as your mindset shifts.</p><p>Be sure to leave a review, let us know what you think, and follow us so you don&#39;t miss an episode.</p><p>Grab our FREE <a href="http://sybil-hall.ck.page/b4843bb753" rel="nofollow">Wealth Affirmation Cards</a></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p></p> 6523e24a-54eb-4072-896c-84adc7c44038 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/18e7de23-8b99-49d3-b80f-2e618e13cd8f Wed, 19 Jun 2024 11:18:00 +0000 903 no full Financial Mindset: Gratitude | Ep 15 Financial Mindset: Gratitude | Ep 15 Sybil Hall, Jen Sullivan, and Meri-Li Forrest First in the financial mindset series: Today, we will discuss Gratitude. Gratitude is not just a feeling; it's a tool that can help you feel good about your finances, be a more mindful spender, and lower your stress levels. Shifting your mindset to being grateful and present is where everything changes.

Be sure to leave a review, let us know what you think, and follow us so you don't miss an episode.

Grab our FREE Wealth Affirmation Cards

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>First in the financial mindset series: Today, we will discuss Gratitude. Gratitude is not just a feeling; it&#39;s a tool that can help you feel good about your finances, be a more mindful spender, and lower your stress levels. Shifting your mindset to being grateful and present is where everything changes.</span></p><p>Be sure to leave a review, let us know what you think, and follow us so you don&#39;t miss an episode.</p><p><span>Grab our FREE </span><a href="http://sybil-hall.ck.page/b4843bb753" rel="nofollow">Wealth Affirmation Cards</a></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> c73385f1-7a13-4693-9ffe-7358aa512a1b https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/3498b69a-0c33-4982-9b44-9323f8db9e3c Wed, 12 Jun 2024 13:42:55 +0000 894 no full Money Stories Series: Wendy Verwey | Ep 14 Money Stories Series: Wendy Verwey | Ep 14 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Today we're continuing our Money Stories Series with our guest, Wendy Verwey. After experiencing divorce and death of family members, Wendy took control of her money once and for all and was able to retire at 41, as a single mom.

How did she do it? By SIMPLIFYING her life. Wendy used her F.R.E.E. framework to create a life she doesn't need a vacation from.

Now as the host of the FIRE Yourself First podcast and her online courses, she teaches and inspires others to use what they know, have and do to create freedom for themselves!

Wendy covers topics like:

Creating a Life You Don’t NEED A Vacation From, Your TRUE Hourly Wage (what your job COSTS you to have it), The 3 Questions to Change Your Life (and your relationship with money), HEALTH is Wealth, Redefining what success means to YOU, FIRE (Financial Independence Retire Early), Voting with Your Dollars - finding investments that align with what you want to see in the world

Wendy's casual, relatable and fun approach to life inspires listeners to take control of their money and their lives.

www.wendyverwey.com

https://www.instagram.com/iamwendyverwey/

https://www.linkedin.com/in/wendy-verwey

https://www.youtube.com/@fiyourselffirst

FIRE Yourself First Podcast at www.wendyverwey.com/podcast, Spotify, Apple Podcasts

Please be sure to subscribe to our Female Finance Collective podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>Today we&#39;re continuing our Money Stories Series with our guest, Wendy Verwey. After experiencing divorce and death of family members, Wendy took control of her money once and for all and was able to retire at 41, as a single mom.</span></p><p><span>How did she do it? By SIMPLIFYING her life. Wendy used her F.R.E.E. framework to create a life she doesn&#39;t need a vacation from.</span></p><p><span>Now as the host of the FIRE Yourself First podcast and her online courses, she teaches and inspires others to use what they know, have and do to create freedom for themselves!</span></p><p><span>Wendy covers topics like:</span></p><p><span>Creating a Life You Don’t NEED A Vacation From, Your TRUE Hourly Wage (what your job COSTS you to have it), The 3 Questions to Change Your Life (and your relationship with money), HEALTH is Wealth, Redefining what success means to YOU, FIRE (Financial Independence Retire Early), Voting with Your Dollars - finding investments that align with what you want to see in the world</span></p><p><span>Wendy&#39;s casual, relatable and fun approach to life inspires listeners to take control of their money and their lives.</span></p><p><a href="http://www.wendyverwey.com" rel="nofollow">www.wendyverwey.com</a></p><p><a href="https://www.instagram.com/iamwendyverwey/" rel="nofollow"><span></span>https://www.instagram.com/iamwendyverwey/</a></p><p><a href="https://www.linkedin.com/in/wendy-verwey" rel="nofollow">https://www.linkedin.com/in/wendy-verwey</a></p><p><a href="https://www.youtube.com/@fiyourselffirst" rel="nofollow">https://www.youtube.com/@fiyourselffirst</a></p><p><span>FIRE Yourself First Podcast at </span><a href="http://www.wendyverwey.com/podcast" rel="nofollow">www.wendyverwey.com/podcast</a><span>, Spotify, Apple Podcasts</span></p><p><span>Please be sure to subscribe to our Female Finance Collective podcast, leave a review with your thoughts, and share this episode with a friend. </span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p> 98e9f60a-4a16-49bc-9d10-67e570ee16ad https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/d42d7663-d916-409d-b768-0e017d209ef8 Fri, 31 May 2024 19:02:40 +0000 2013 no full Financial Literacy: Wealth Builders | Ep 13 Financial Literacy: Wealth Builders | Ep 13 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we discuss financial literacy for wealth builders and the types of things wealth builders are thinking about when it comes to managing and growing their money.

We'd love you to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p><span>In this episode, we discuss financial literacy for wealth builders and the types of things wealth builders are thinking about when it comes to managing and growing their money.</span></p><p>We&#39;d love you to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 88ffc3f0-c37c-4826-a467-36c8b86ead07 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/16ca2534-2217-4e58-9bb7-6ae1c3d50db4 Tue, 28 May 2024 10:15:00 +0000 1714 no full Financial Literacy: Plan Builders | Ep 12 Financial Literacy: Plan Builders | Ep 12 Sybil Hall, Jen Sullivan, and Meri-Li Forrest As we continue our Financial Literacy series, we discuss the second stage, Plan Builders. Plan builders are thinking forward about their money, planning, and making changes to achieve their short and long-term goals.

Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>As we continue our Financial Literacy series, we discuss the second stage, Plan Builders. Plan builders are thinking forward about their money, planning, and making changes to achieve their short and long-term goals.</p><p>Please be sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 0fa6e53b-77ad-4125-b99c-162413763fe1 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/0ce15226-e6fe-4f84-a72a-d814da71f04e Wed, 22 May 2024 11:00:00 +0000 1450 no full Financial Literacy: Foundation Builders | Ep 11 Financial Literacy: Foundation Builders | Ep 11 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we continue our conversation about financial literacy. We believe people fall into three categories, beginners, intermediate, and advanced. We begin our discussion around these levels today by focusing on what beginners need to know at the foundational level.

Make sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>In this episode, we continue our conversation about financial literacy. We believe people fall into three categories, beginners, intermediate, and advanced. We begin our discussion around these levels today by focusing on what beginners need to know at the foundational level.</p><p>Make sure to subscribe to our podcast, leave a review with your thoughts, and share this episode with a friend.</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 0f1e9bb5-88e2-4acd-b496-3810bd25f932 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/e55831b5-6195-41c4-8688-db2b7982686c Wed, 15 May 2024 15:24:50 +0000 1622 no full Financial Literacy: What is it & why is it important? | Ep 10 Financial Literacy: What is it & why is it important? | Ep 10 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Every conversation on Female Finance Collective covers financial literacy, but we'll address some key elements in this series. Today's episode breaks down what financial literacy is and why it's important.

Be sure to subscribe to our podcast, leave a review, and let us know your thoughts. We'd love to hear from you. Email us at femalefinancecollective@gmail.com with your questions or topics you'd like us to cover.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Every conversation on Female Finance Collective covers financial literacy, but we&#39;ll address some key elements in this series. Today&#39;s episode breaks down what financial literacy is and why it&#39;s important.</p><p>Be sure to subscribe to our podcast, leave a review, and let us know your thoughts. We&#39;d love to hear from you. Email us at femalefinancecollective@gmail.com with your questions or topics you&#39;d like us to cover.</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> abdde33b-7a09-4881-8c24-5481dfdecbeb https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/12e95145-c934-483c-9f6a-475f1a5e1d76 Wed, 08 May 2024 10:15:00 +0000 973 no full Money Stories: Meet Jen | Ep 9 Money Stories: Meet Jen | Ep 9 Sybil Hall, Jen Sullivan, and Meri-Li Forrest As our Money Stories Series continues, in this episode we feature Jen from the Female Finance Collective and Growing Empowered. She discusses her early money worries, her strategies for prioritizing savings and spending, and shares some secret tools for managing finances.

Make sure to subscribe to our channel, like this video, and leave a comment with your thoughts.

If you haven't yet, download our FREE Thinking about Debt Mini Journal here: https://bit.ly/FFCWelcome

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>As our Money Stories Series continues, in this episode we feature Jen from the Female Finance Collective and Growing Empowered. She discusses her early money worries, her strategies for prioritizing savings and spending, and shares some secret tools for managing finances.</p><p>Make sure to subscribe to our channel, like this video, and leave a comment with your thoughts.</p><p>If you haven&#39;t yet, download our FREE Thinking about Debt Mini Journal here: https://bit.ly/FFCWelcome</p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> c5fbecdc-fe2f-44f7-bf60-220a125d2372 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/14b4b58b-545e-42e2-933b-2f216fa0e3a0 Wed, 01 May 2024 10:30:00 +0000 1360 no full Balancing Debt & Savings | Ep 8 Balancing Debt & Savings | Ep 8 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, Meri-Li, Sybil, and Jen explore the challenges of balancing paying off debt while still working to establish savings.

Be sure to leave a review, let us know what you think, and follow us so you don't miss the next episode.

If you haven’t already, download our FREE Thinking About Debt Mini Journal.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.



]]> <p>In this episode, Meri-Li, Sybil, and Jen explore the challenges of balancing paying off debt while still working to establish savings. </p><p><span>Be sure to leave a review, let us know what you think, and follow us so you don&#39;t miss the next episode.</span></p><p><span>If you haven’t already, download our FREE </span><a href="https://female-finance-collective.ck.page/9459e46eb8" rel="nofollow">Thinking About Debt Mini Journal</a><span>.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p><p><br></p><p><br></p> d93e659e-6032-46f4-bfea-801d9540538e https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/310affb9-710e-42d8-a965-acdd82dc415e Tue, 23 Apr 2024 23:11:30 +0000 1572 no full Managing Stress Around Debt | Ep 7 Managing Stress Around Debt | Ep 7 Sybil Hall, Jen Sullivan, and Meri-Li Forrest When it comes to debt, it can be a huge source of stress. Whether it's the stigma around it, why we're in debt, how to make our payments, or being overwhelmed by how long it will take to pay it off, there are so many factors that can lead to overwhelm and stress.

In this episode, we talk openly about stress and share ways to help manage it.

Be sure to leave a review, let us know what you think, and follow us so you don't miss the next episode.

Download the NEW Thinking about Debt Mini Journal!

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p>When it comes to debt, it can be a huge source of stress. Whether it&#39;s the stigma around it, why we&#39;re in debt, how to make our payments, or being overwhelmed by how long it will take to pay it off, there are so many factors that can lead to overwhelm and stress.</p><p>In this episode, we talk openly about stress and share ways to help manage it.</p><p><span>Be sure to leave a review, let us know what you think, and follow us so you don&#39;t miss the next episode.</span></p><p><span>Download the NEW </span><a href="https://female-finance-collective.ck.page/9459e46eb8" rel="nofollow"><em>Thinking about Debt Mini Journal</em></a><em>!</em></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p><p><br></p> d8f8d231-353e-4c8b-a470-e29b26d37328 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/f82c0a99-296e-4be5-aa07-07a9fa4941bc Wed, 17 Apr 2024 10:00:00 +0000 1637 no full Good Debt vs. Bad Debt? | Ep 6 Good Debt vs. Bad Debt? | Ep 6 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In this episode, we break down the idea that debt is either all good or all bad. Debt isn't one-size-fits-all; it's more about how you use it and what you're comfortable with. We discuss the gray areas and why the context of your debt matters. 

Be sure to leave a review, let us know what you think, and follow us so you don't miss the next episode.

If you haven’t already, download our FREE Mini Journal helping you work through Repaying Debt.


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p><span>In this episode, we break down the idea that debt is either all good or all bad. Debt isn&#39;t one-size-fits-all; it&#39;s more about how you use it and what you&#39;re comfortable with. We discuss the gray areas and why the context of your debt matters. </span></p><p><span>Be sure to leave a review, let us know what you think, and follow us so you don&#39;t miss the next episode.</span></p><p><span>If you haven’t already, download our FREE Mini Journal helping you work through </span><a href="https://female-finance-collective.ck.page/9459e46eb8" rel="nofollow">Repaying Debt</a><span>. </span></p><p><br></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p><p><br></p> e33e28cf-50b7-4cdc-8ec4-c9dd0995844d https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/d43b1a6e-bb75-4f8d-a270-136d740d90c0 Wed, 10 Apr 2024 10:00:00 +0000 1466 no full Repaying Debt | Ep 5 Repaying Debt | Ep 5 Sybil Hall, Jen Sullivan, and Meri-Li Forrest This kicks off our new series all about debt. In Episode 5 | Repaying Debt, we talk all about the decision to really focus on repaying debt, creating a plan and choosing a repayment strategy that works for you, and ways to be sure you’re supporting yourself and celebrating your progress along the way.

We've created a mini journal as a companion guide for the episodes in our debt series. Download yours HERE and as a subscriber, you'll receive the updated journal at the beginning of each new series.

Be sure to follow us so you don't miss the next episode and we'd love you to leave a review and let us know what you think!


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p><span>This kicks off our new series all about debt. In Episode 5 | Repaying Debt, we talk all about the decision to really focus on repaying debt, creating a plan and choosing a repayment strategy that works for you, and ways to be sure you’re supporting yourself and celebrating your progress along the way.</span></p><p><span>We&#39;ve created a mini journal as a companion guide for the episodes in our debt series. Download yours </span><a href="https://female-finance-collective.ck.page/9459e46eb8" rel="nofollow">HERE</a><span> and as a subscriber, you&#39;ll receive the updated journal at the beginning of each new series.</span></p><p>Be sure to follow us so you don&#39;t miss the next episode and we&#39;d love you to leave a review and let us know what you think!</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> 6358c42b-2107-4554-bce5-16883c5e8618 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/64ba987d-bfa7-4afe-82a9-9f317b608c08 Wed, 03 Apr 2024 10:00:00 +0000 1702 no full Money Stories Series: Meet Meri-Li | Ep 4 Money Stories Series: Meet Meri-Li | Ep 4 Sybil Hall, Jen Sullivan, and Meri-Li Forrest This is the first episode in our Money Stories Series. Today we meet a member of our very own pod, Meri-Li. She shares about childhood memories, her most challenging time financially, how she tracks spending, her favorite resource, and a whole lot more. We know you’ll love getting to know her.

Be sure to leave a review and let us know what you think and give us a follow so you don't miss the next episode.


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p>This is the first episode in our Money Stories Series. Today we meet a member of our very own pod, Meri-Li. She shares about childhood memories, her most challenging time financially, how she tracks spending, her favorite resource, and a whole lot more. We know you’ll love getting to know her.</p><p>Be sure to leave a review and let us know what you think and give us a follow so you don&#39;t miss the next episode.</p><p><br></p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p><p><br></p> bae0d7b8-bbe7-42d0-a1b5-1a5a757f9035 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/040250fa-40b6-404c-9950-69aaf0589404 Wed, 27 Mar 2024 10:00:00 +0000 1326 no full Money Mistakes: Saving & Investing | Ep 3 Money Mistakes: Saving & Investing | Ep 3 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In episode three of our Money Mistakes series, we chat about saving and investing. From overlooking retirement savings to feeling unsure of how to prioritize our finances, we explore the importance of balancing present needs with long-term goals. Tune in as we share our thoughts on ways to overcome and avoid these common mistakes.

We've created a mini journal as a companion guide for the Money Mistakes episodes. Download yours HERE and as a subscriber, you'll receive the updated journal at the start of each new series.

Be sure to follow our show so you don't miss an episode and leave a review letting us know what you think.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p><span>In episode three of our Money Mistakes series, we chat about saving and investing. From overlooking retirement savings to feeling unsure of how to prioritize our finances, we explore the importance of balancing present needs with long-term goals. Tune in as we share our thoughts on ways to overcome and avoid these common mistakes.</span></p><p><span>We&#39;ve created a mini journal as a companion guide for the Money Mistakes episodes. Download yours </span><a href="https://bit.ly/49C8h4T" rel="nofollow">HERE</a><span> and as a subscriber, you&#39;ll receive the updated journal at the start of each new series.</span></p><p><span>Be sure to follow our show so you don&#39;t miss an episode and leave a review letting us know what you think.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p><p><br></p> 62ec6ddb-986f-464b-ba7f-bbc113a7d869 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/8f65c819-13c3-483e-9619-0f5c675a6f05 Wed, 20 Mar 2024 10:00:00 +0000 1829 no full Money Mistakes: Budgeting | Ep 2 Money Mistakes: Budgeting | Ep 2 Sybil Hall, Jen Sullivan, and Meri-Li Forrest In the second episode of our Money Mistakes series, we dive into the pitfalls of budgeting. Join us as we explore common budgeting mistakes and share practical tips for crafting a realistic budget that supports your financial goals.

We've created a mini journal as a companion guide for the Money Mistakes episodes. Download yours HERE and as a subscriber, you'll receive the updated journal at the start of each new series.

Be sure to leave a review and let us know what you think and follow us so you don't miss the next episode.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.


]]> <p><span>In the second episode of our Money Mistakes series, we dive into the pitfalls of budgeting. Join us as we explore common budgeting mistakes and share practical tips for crafting a realistic budget that supports your financial goals.</span></p><p><span>We&#39;ve created a mini journal as a companion guide for the Money Mistakes episodes. Download yours </span><a href="https://bit.ly/49C8h4T" rel="nofollow">HERE</a><span> and as a subscriber, you&#39;ll receive the updated journal at the start of each new series.</span></p><p><span>Be sure to leave a review and let us know what you think and follow us so you don&#39;t miss the next episode.</span></p><p><span>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</span></p><p><br></p> 5b3ee20c-6015-4e9f-a0bd-ddf0b5fbfb29 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/9fe56fb9-c8a8-4ebe-9cf4-1aa5709238ba Wed, 13 Mar 2024 09:30:00 +0000 1450 no full Money Mistakes | Ep 1 Money Mistakes | Ep 1 1 Sybil Hall, Jen Sullivan, and Meri-Li Forrest Learn from our personal money mishaps! In our debut episode, we have an honest and relatable discussion on the money mistakes we've made along the way.

We've created a mini journal as a companion guide for the Money Mistakes episodes. Download yours HERE and as a subscriber, you'll receive the updated journal at the start of each new series.

Be sure to leave a review and let us know what you think and follow us so you don't miss the next episode.

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

]]> <p>Learn from our personal money mishaps! In our debut episode, we have an honest and relatable discussion on the money mistakes we&#39;ve made along the way. </p><p>We&#39;ve created a mini journal as a companion guide for the Money Mistakes episodes. Download yours <a href="https://bit.ly/49C8h4T" rel="nofollow">HERE</a> and as a subscriber, you&#39;ll receive the updated journal at the start of each new series. </p><p>Be sure to leave a review and let us know what you think and follow us so you don&#39;t miss the next episode. </p><p>*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, be sure to conduct your own research and reach out to a financial advisor with questions. Remember, all investments involve some form of risk, there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.</p> 77f58ba9-1240-4b20-ac01-6393b3b62907 https://bit.ly/49C8h4T Wed, 06 Mar 2024 11:00:00 +0000 1672 no full Meet the Female Finance Collective Meet the Female Finance Collective Sybil Hall, Jen Sullivan, and Meri-Li Forrest Introducing the Female Finance Collective Podcast. We’re three women with a passion for financial education and empowering women to bring money conversations to the table. Join us weekly as we encourage women to have open and honest conversations about all things money. 

Who are we?

Sybil: A former teacher turned multi-passionate entrepreneur, Sybil knows the power of diversifying income streams and balancing personal and financial well-being.

Meri-Li: With 25 years of experience in the finance industry, Meri-Li brings expert insights and coaching skills to help others achieve their financial goals.

Jen: From overcoming credit card debt to teaching the basics of personal finance, Jen is passionate about empowering women to confidently manage their money.

]]> <p><span>Introducing the Female Finance Collective Podcast. We’re three women with a passion for financial education and empowering women to bring money conversations to the table. Join us weekly as we encourage women to have open and honest conversations about all things money. </span></p><p><span>Who are we?</span></p><p><span>Sybil: A former teacher turned multi-passionate entrepreneur, Sybil knows the power of diversifying income streams and balancing personal and financial well-being.</span></p><p><span>Meri-Li: With 25 years of experience in the finance industry, Meri-Li brings expert insights and coaching skills to help others achieve their financial goals.</span></p><p><span>Jen: From overcoming credit card debt to teaching the basics of personal finance, Jen is passionate about empowering women to confidently manage their money.</span></p> 7655c821-113a-45ba-b78f-1dc5dd719321 https://redcircle.com/shows/3f4b703d-5708-4ac4-99a3-e094bbb2d08f/episodes/db8bdd9b-6c20-4828-8599-832020e64e3c Wed, 28 Feb 2024 18:28:44 +0000 777 no