But there is a problem: we don't really have one payment system.

Different markets, currencies, regulators, banks, mobile money operators and payment networks all have to work together creating a much more complicated infrastructure underneath the simple payment button.

In the first episode of VORA Podcast, Twinner Sylvester sits down with Freddie Omany, Country Director for Kenya at PawaPay, to look beneath that infrastructure.

They discuss why moving money across Africa is so difficult, what happens behind a cross-border payment, the role of banks and mobile money operators, the rise of stablecoins in settlement, and why the next phase of African payments may be less about building new rails and more about making the existing ones work together.

Freddie also shares what founders often underestimate when building across African markets from licensing and liquidity to partnerships, regulation and the human relationships behind the technology.

This is a conversation about what is changing beneath the surface of Africa's payment ecosystem and what could come next.

VORA Podcast.

Technology. Innovation. Looking Closer