RedCircle VERIFY_TOKEN_0abc91e3-a70a-4c46-9bc0-fe13fd9d04d3 -- Rendered At Thu, 21 May 2026 05:22:05 +0000 Wakecon https://redcircle.com/shows/wakecon en-US All rights reserved. Housing and Community Shaping Economics Jordan Steffaniak Making sense of housing and community shaping economics. We are powered by Professor Lending (NMLS 2644699), based in Wake Forest, NC in Wake County, hence Wake+econ. For video content see: https://www.youtube.com/@ProfessorLending 0abc91e3-a70a-4c46-9bc0-fe13fd9d04d3 Making sense of housing and community shaping economics. We are powered by Professor Lending (NMLS 2644699), based in Wake Forest, NC in Wake County, hence Wake+econ.

For video content see: https://www.youtube.com/@ProfessorLending

]]> episodic no Jordan Steffaniak info@professorlending.com no full Why You Feel Poorer Every Year: Michael Green Explains the ‘Valley of Death’ Why You Feel Poorer Every Year: Michael Green Explains the ‘Valley of Death’ Jordan Steffaniak In this episode Jordan Steffaniak interviews Michael Green, Chief Strategist at Simplify Asset Management, discussing his essay on the poverty line and economic disparities. They explore the outdated methodology of calculating poverty, the real cost of living, and the implications of rising childcare and housing costs. Green argues for policy changes, including expanding the earned income tax credit, to better support families facing economic challenges. The conversation highlights generational differences in economic experiences and the need for systemic change to address these issues.


Resources:

Michael's Substack Essay: https://www.yesigiveafig.com/p/part-1-my-life-is-a-lie


Chapters

00:00 Introduction to Housing Economics and Poverty

02:18 Understanding the Poverty Line Calculation

05:04 The Valley of Death: Economic Implications

09:12 Policy Solutions for Economic Disparities

11:53 Childcare Costs and Economic Strain

15:04 Housing Market Challenges

17:44 Data Points for Understanding Economic Issues

21:47 State-Level Solutions and Economic Mobility

23:04 Generational Economic Differences

28:14 The Role of Education and Awareness

31:04 Concluding Thoughts on Economic Structures

]]> <p>In this episode Jordan Steffaniak interviews Michael Green, Chief Strategist at Simplify Asset Management, discussing his essay on the poverty line and economic disparities. They explore the outdated methodology of calculating poverty, the real cost of living, and the implications of rising childcare and housing costs. Green argues for policy changes, including expanding the earned income tax credit, to better support families facing economic challenges. The conversation highlights generational differences in economic experiences and the need for systemic change to address these issues.</p><p><br></p><p>Resources:</p><p>Michael&#39;s Substack Essay: https://www.yesigiveafig.com/p/part-1-my-life-is-a-lie</p><p><br></p><p>Chapters</p><p>00:00 Introduction to Housing Economics and Poverty</p><p>02:18 Understanding the Poverty Line Calculation</p><p>05:04 The Valley of Death: Economic Implications</p><p>09:12 Policy Solutions for Economic Disparities</p><p>11:53 Childcare Costs and Economic Strain</p><p>15:04 Housing Market Challenges</p><p>17:44 Data Points for Understanding Economic Issues</p><p>21:47 State-Level Solutions and Economic Mobility</p><p>23:04 Generational Economic Differences</p><p>28:14 The Role of Education and Awareness</p><p>31:04 Concluding Thoughts on Economic Structures</p> c2ce22b4-e396-4929-b40e-2df1515ea4af https://redcircle.com/shows/0abc91e3-a70a-4c46-9bc0-fe13fd9d04d3/episodes/ff3aef7f-ca50-4e6f-94bc-dbd95ca3cb6d Fri, 13 Feb 2026 05:00:02 +0000 2064 no full Broker vs Captive: Why Options Matter in Lending & Insurance with Michael Babcock Broker vs Captive: Why Options Matter in Lending & Insurance with Michael Babcock Jordan Steffaniak In this conversation, Jordan Steffaniak talks with Michael Babcock who shares his journey in the insurance industry, discussing the importance of building trust and relationships in sales, the impact of AI on insurance processes, and the distinctions between commercial and personal insurance. He emphasizes the value of independent insurance agencies and brokers, the significance of setting expectations in the home buying process, and common misconceptions about insurance rates. The discussion also touches on marketing strategies and the role of experience in providing effective service to clients.


Chapters


00:00 Introduction to the Podcast and Guest

01:42 Michael Babcock's Background and Journey in Insurance

10:02 The Art of Cold Calling and Building Trust

15:26 High Trust Relationships in Insurance

20:51 Distinctions Between Commercial and Personal Insurance

26:06 Understanding Independent Insurance Agencies and Their Advantages

29:20 The Value of Independent Insurance Consulting

31:55 Setting Expectations in the Insurance Process

34:57 The Importance of Pre-Approval in Home Buying

36:33 Understanding Insurance Rates and Market Trends

37:55 Navigating Insurance Claims and Client Advocacy

43:02 Finding Trustworthy Lenders and Brokers

47:48 The Benefits of Working with Brokers

53:03 The Value of Expertise in Insurance and Lending


Jordan Steffaniak, NMLS 2353843

Professor Lending, NMLS 2644699


For rates and purchase or refinance assistance, visit: www.professorlending.com

]]> <p>In this conversation, Jordan Steffaniak talks with Michael Babcock who shares his journey in the insurance industry, discussing the importance of building trust and relationships in sales, the impact of AI on insurance processes, and the distinctions between commercial and personal insurance. He emphasizes the value of independent insurance agencies and brokers, the significance of setting expectations in the home buying process, and common misconceptions about insurance rates. The discussion also touches on marketing strategies and the role of experience in providing effective service to clients.</p><p><br></p><p>Chapters</p><p><br></p><p>00:00 Introduction to the Podcast and Guest</p><p>01:42 Michael Babcock&#39;s Background and Journey in Insurance</p><p>10:02 The Art of Cold Calling and Building Trust</p><p>15:26 High Trust Relationships in Insurance</p><p>20:51 Distinctions Between Commercial and Personal Insurance</p><p>26:06 Understanding Independent Insurance Agencies and Their Advantages</p><p>29:20 The Value of Independent Insurance Consulting</p><p>31:55 Setting Expectations in the Insurance Process</p><p>34:57 The Importance of Pre-Approval in Home Buying</p><p>36:33 Understanding Insurance Rates and Market Trends</p><p>37:55 Navigating Insurance Claims and Client Advocacy</p><p>43:02 Finding Trustworthy Lenders and Brokers</p><p>47:48 The Benefits of Working with Brokers</p><p>53:03 The Value of Expertise in Insurance and Lending</p><p><br></p><p>Jordan Steffaniak, NMLS 2353843</p><p>Professor Lending, NMLS 2644699</p><p><br></p><p>For rates and purchase or refinance assistance, visit: www.professorlending.com</p> 3423ff68-81c1-4d8f-9ad7-41de4158b2ea https://redcircle.com/shows/0abc91e3-a70a-4c46-9bc0-fe13fd9d04d3/episodes/627c356c-bbf9-4d15-a38e-133f67629f72 Wed, 24 Sep 2025 04:00:18 +0000 3504 no full The Mortgage Broker’s Edge: Options, Strategy, and Trust with Matt Joy The Mortgage Broker’s Edge: Options, Strategy, and Trust with Matt Joy Jordan Steffaniak In this conversation, Jordan Steffaniak talks with Matt Joy from Union Home Mortgage about the mortgage industry, exploring Matt's journey as an account executive, the differences between wholesale and retail mortgage channels, and the importance of education in the industry. They discuss various loan products, market trends, and the significance of building relationships with real estate agents to foster business growth. The conversation emphasizes the need for mortgage professionals to adapt to changing market conditions and to prioritize customer education.


Chapters


00:00 Introduction to Homeownership Education

04:02 Matt Joy's Journey in the Mortgage Industry

11:39 Understanding Wholesale vs. Retail Mortgage Channels

18:56 Exploring Loan Products and Market Trends

26:33 Building Relationships with Real Estate Agents


Jordan Steffaniak, NMLS 2353843

Professor Lending, NMLS 2644699


For rates and purchase or refinance assistance, visit: www.professorlending.com

]]> <p>In this conversation, Jordan Steffaniak talks with Matt Joy from Union Home Mortgage about the mortgage industry, exploring Matt&#39;s journey as an account executive, the differences between wholesale and retail mortgage channels, and the importance of education in the industry. They discuss various loan products, market trends, and the significance of building relationships with real estate agents to foster business growth. The conversation emphasizes the need for mortgage professionals to adapt to changing market conditions and to prioritize customer education.</p><p><br></p><p>Chapters</p><p><br></p><p>00:00 Introduction to Homeownership Education</p><p>04:02 Matt Joy&#39;s Journey in the Mortgage Industry</p><p>11:39 Understanding Wholesale vs. Retail Mortgage Channels</p><p>18:56 Exploring Loan Products and Market Trends</p><p>26:33 Building Relationships with Real Estate Agents</p><p><br></p><p>Jordan Steffaniak, NMLS 2353843</p><p>Professor Lending, NMLS 2644699</p><p><br></p><p>For rates and purchase or refinance assistance, visit: www.professorlending.com</p> ace95572-b3a5-41ab-8001-bd97907f3e93 https://redcircle.com/shows/0abc91e3-a70a-4c46-9bc0-fe13fd9d04d3/episodes/9c6428e2-7094-43d2-b346-6e9066dd65ea Mon, 04 Aug 2025 04:00:23 +0000 1793 no