In this episode, I'm covering 5 common money mistakes you may be making that could cost you a fortune.

Resources mentioned in the show

• Learn more about budgeting
• Savings challenge

Enjoy the show?

If you thought this episode was helpful, I'd love it if you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

I'm with you. I love letting someone else do the cooking, but even though it's something I prioritize in my budget, I still want to make sure I'm getting a good deal.

In this episode, I'm sharing 5 tips to help you save money when you're eating out on a budget.

Resources mentioned in the show

• Raise.com for discounted gift cards
• Chase Sapphire Preferred Credit Card for 3x rewards on dining out

Enjoy the show?

If you thought this episode was helpful, I'd love it if you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Trying to keep your finances organized and optimized can be a headache. So use Spring as a time to sort it all out and get your financial life back on track.

In this episode, you'll learn 6 steps to help you spring clean your finances.

Resources mentioned in the show

Get your credit report at annualcreditreport.com

Learn about different budgeting methods here:

• Zero-based budgeting
• The 50/30/20 budget
• The Cash Envelope Method

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

If you've ever struggled with forgotten payments or lost bills, think you don't have enough money to save, or keep putting off retirement contributions because it's too far away, automation will change your life.

Automation will not only help you simplify your finances so you can stress less, but you'll also be able to adjust your spending habits so you can save more.

In today's episode, I'll go over 5 areas of your finances you can, and should, be automating.

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

With inflation and supply chain issues, the cost of groceries keeps getting higher every week. But there are some things you can do to stretch your dollars.

In this episode, I'll give you 5 ways you may not have thought about to help you save money on groceries.

Links from today's episode:

Rewards Credit Cards

• American Express Blue Cash Card
• Chase Sapphire Preferred Card
• Citi Double Cash Card

Rebate Apps

• Fetch Rewards
• Ibotta

Articles & Podcasts

• Stop Throwing Money Away! How to Make Money From Your Receipts
• Podcast Episode #002 – How to Make Money From Your Receipts

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

In today's episode, I've got a special announcement that will help you do just that.

Links from today's episode:

• https://gofrombroke.com/savingsclub
• IG video of Cosmo helping out

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Are you struggling to get motivated to save money?

Make reaching your savings goals easier and more fun with savings trackers! 

Savings trackers are a great way to get and stay motivated to reach your money goals.

In today's episode, I'll cover what savings trackers are, why they're awesome, and why you should be using them.

Action Task

For this week's action task I want you to pick a savings goal and either create or download a savings tracker you can use to help reach that goal.

Here are some of my favorite places to find savings trackers:

• Debt Free Charts
• Etsy
• Pinterest

And here are a couple of my own:

• $2,022 in 2022 (52-week challenge)
• Go From Broke Savings Tracker

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Back in January, the Go From Broke Book Club read Atomic Habits by James Clear. The book explains how you can create lasting change just by starting off with tiny habits.

In today's episode, I'll cover what I learned reading the book, specifically, four key steps you can take to create better financial habits and take control of your money once and for all. 

Action Task

For this week's action task choose one of these habits to focus on and see how you can incorporate it into your daily routine.. 

Start by gaining awareness of your current habits, track where your money's going, redesign your environment to help you succeed, or identify with the type of person you want to be.

By implementing just one of these habits, you'll be well on your way to taking control of your money and improving your financial situation.

And if you haven't read Atomic Habits, go do that too!

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Are you ready to take control of your money but not sure where to start?

Today's episode will give you my best budgeting tips for beginners to help you get started with the right mindset and the right approach to create a budget that works for you.

Whether you struggle with your spending or just the idea of restricting it, this episode will give you tips to address the biggest budgeting complaints and misconceptions.

Action Task

For this week's action task you're going to pick just one tip to try out. 

Track your spending, try a new budget method, review your expenses or priorities, use a bills calendar to see your income and expenses at a glance, or choose another tip to test. 

Then after you've experimented for a little bit, come back and try another one!

Resources

For more tips on budgeting and the different budget methods:

• How the Cash Envelope Method Will Help You Take Control of Your Money
• What Is a Zero-Based Budget?
• How a Monthly Bill Calendar Can Improve Your Finances
• Will Using the 50/30/20 Budget Rule Improve Your Finances?

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Having a bare-bones budget will help you understand and create a plan so you're not caught completely off guard if the unthinkable happens. 

In this episode, you'll learn what a bare-bones budget is, how to make one, when to use it, and some tips to make sure you're successful with it.

Action Task

For your action task this week, you're going to create your own bare-bones budget. 

You can find a free template to help you get started on the Go From Broke website.

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Are you ready to take control of your money?

If you're sick of living paycheck-to-paycheck, don't miss this episode where I cover how the ACE Your Money method can transform your finances.

Listen to learn the three foundational steps you can take to finally get control of your money.

Action Task

For your action task this week, apply the ACE Your Money method to your finances. 

And if you'd like additional support, let's hop on a quick call. Schedule a free Q&A call to see if financial coaching might be a good fit for you.

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Have you struggled with no-spend challenges?

If you know your spending could use a reset, but the deprivation of a no-spend challenge is just too much for you, learn how a Fuel Your Focus Challenge may be the answer you've been looking for!

Grab a copy of the Fuel Your Focus Challenge printable at: https://gofrombroke.com/focus

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review to help other people find it as well. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

When's the last time you looked at ALL your expenses?

When we're trying to budget and prioritize, it's easy to just ignore certain expenses that we take for granted.

Things like your electricity or your trash service are typically assumed expenses we never really consider. But maybe it's time you DO consider them.

It's time to question EVERY expense.

In today's episode I'll explain what that means and why it's important to do every so often.

Action Task

For your action test this week, I want you to evaluate all of your expenses and recommit to the ones you value and cancel the ones you don't. 

It may seem strange with some of them, but trust me, it's a mindset shift that can change your whole approach to managing money.

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Wondering which challenges saved me the most money?

I'm a huge fan of money challenges. 

In 2021, I tried a different challenge each month using a combination of my own ideas and some of Peak Money's automatic savings actions.

This podcast episode walks you through each month's challenges and whether it was a success or a complete dud.

Action Task

Your action task this week is to download Peak Money and start with their free Round-up action. 

>> Download Peak Money at https://gofrombroke.com/peak

** Get a $10 sign-up bonus when you send an email to match@peakmoney.com with the secret passphrase "GoFromBroke" in the subject line.

Resources

Or if you don't do apps or can't join Peak, choose your own savings challenge. Here are some resources to get you started:

>> The 52-Week Savings Challenge: A Simple Way to Save Money

>> How a No Spend Challenge Will Help You Save Money Fast

>> Monthly Money Challenge: Cash Diet

>> Monthly Money Challenge: Save the Spavings

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review and share it with a friend.

And don't forget to hit subscribe so you never miss an episode.

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

If so, don't miss this episode! Most people give up on their resolutions after just a few weeks. 

But with the tips in today's episode, you'll learn how to set and keep your goals this year.

Action Task

Your action task this week is to make a goal and tell people about it.

Depending on your goal you may not want to reveal specific details, but that's ok! In fact, research has shown that sharing about your goals publicly is a bit more nuanced than we once thought. 

Check out this article for more specific guidance, but the gist is: share your goal with successful people and share your plans with everybody else.

Resources

Article on sharing your goals publicly:

>> A Surprising New Study Reveals Telling the Right People About Your Goals Means You're Significantly More Likely To Achieve Those Goals

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

If one of your New Year's resolutions for 2022 is to take control of your money, today's episode is for you!

We'll go over 15 different resolutions you can adopt that will help you improve your finances.

Action Task

Your action task this week is to pick one financial resolution to make for next year. 

It can be one of the ones I mentioned or another one, but try to choose at least some way to improve your finances next year. Bonus points if you mix and match some for massive impact.

Resources

Meal planning resources:

>> How to Meal Plan on a Budget

>> The Best Resources for Meal Planning

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

It may not sound like fun, but taking stock of where you are with your finances, what went wrong and right this year as well as what you want to accomplish in the year to come are all essential to being successful with your money.

Today's episode will teach you how to get your finances in order before the end of the year.

Action Task

Your action task this week is to simply schedule your annual review. 

You don't have to do it yet, but add it to your schedule so you can make sure it gets done.

Resources

Posts to help you with budgeting:

>> How to Make a Budget: The Complete Guide

>> Best Budgeting Tips for Beginners

>> Budget Tips for People Who Hate Budgeting

>> How to Bounce Back from a Busted Budget

Use Credit Karma to check your credit scores anytime, anywhere, and never pay for it. (*this is an affiliate link)

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

It's time to shift your focus from spending money on gifts to spending time with the family.

Today's episode is filled with 12 days worth of fun and free activities the whole family will enjoy.

Action Task

Download the 12 Days of Free Christmas Fun printable! 

Resources

>> The Original Christmas Light Finder

>> Help a child for Christmas

>> Hoopla

>> 12 Days of Free Christmas Fun

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

If you're still on the hunt for the perfect gift, this episode is filled with ideas that will help save them some money.

Action Task

Your action task for this week is to brainstorm who you can gift a money-saving present to. 

Resources

Articles referenced in this episode:

>> 7 Best Finance Books for Beginners

>> Is Amazon Prime Worth It?

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Happy Thanksgiving!

Did you know practicing gratitude can actually help you save money? Learn how in today's episode.

Action Task

Your action task for this week is to start a gratitude habit. 

Tack on a daily "Today I'm grateful for ____" prompt to your morning or evening routine to help establish the habit.

Resources

Here's the link to the study about gratitude and it's effect on impatience:

>> Can Gratitude Reduce Costly Impatience

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

In this episode, I share 5 different gift-giving strategies that can save you and your family some money while still having fun.

We'll cover:

• Secret Santa exchanges
• White Elephant parties
• DIY Christmas gifts
• A Re-gifting exchange
• The 4-gift rule

Action Task

Now that you know some alternate gift-giving methods, your action task this week is to pick one and propose it to your family. You're probably not the only one who wants to save some money.

Resources Mentioned

• 20 Funny White Elephant Gift Ideas
• The official White Elephant Gift Exchange rules
• Elfster - a website to help you coordinate a Secret Santa exchange

Enjoy the show?

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

This episode provides you with tips to create and keep a Christmas budget.

You'll learn how to determine your expenses, how to plan for them, and how to find some extra money to build your Christmas savings fund.

Resources Mentioned

How a No Spend Challenge Will Help You Save Money Fast

12-Week Christmas Savings Tracker

Action Task

This week's action task is to brainstorm your potential Christmas expenses and figure out how much you think you'll need to spend.

---

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Are you struggling to save money? 

Whether you don't think you have any extra money to save or you're just bored with the whole process, these 5 fun money-saving challenges will help you save more. By gamifying the process you'll be more inclined to keep at it. 

In this episode, I'll cover five of my favorite money challenges that make saving money fun. 

Resources

If you're looking for an app to help you save, check out Peak Money. It's my favorite way to automate savings.

Get a $10 sign-up bonus when you send an email to match@peakmoney.com with the secret passphrase "GoFromBroke" in the subject line.

Action Task

This week's action task is to choose one of these money challenges to try out. Whether you do a full month or just a week, give it a try to see how much you can save when you gamify it.

----

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Today's episode runs you through some common expenses you need to prepare for so you don't blow your budget over the next couple of months.

Resources Mentioned

Creative Ways to Save Money This Christmas

How to Budget for a Debt-Free Christmas

12 Days of Free Christmas Fun

Action Task

This week's action task is to brainstorm all the holiday expenses that may come your way and start to budget for them.

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode.

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Your credit score can have a huge impact on your life. Prospective employers may use it before offering you a job. Landlords frequently check it before giving you a place to live. And you'll get better financial offers on loan terms and credit card interest rates if you've got a high score.

Whether you're trying to make up for past mistakes or just looking to get it as high as possible, the tips in this episode will get you there.

Action Task

Your action task for this week is to make sure you're paying your bills on time. Set up automatic bill pay if you haven't already.

Also, experiment with when you pay your credit cards to try to get your utilization rate down.

Use Credit Karma to check and track your credit score for free!

If you thought this episode was helpful, I'd love it you could leave a rating and review.

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Impulse spending can cause some serious financial problems, but with these 5 tips, you can reign it in and get your finances back on track.

Resources Mentioned:

Cash Back Apps & Browser Extensions

• Fetch
• Ibotta
• Honey
• Rakuten

Helpful Articles

• 20 Ways to Stop Impulse Spending
• Break Your Bad Spending Habits

Action Task

Your action task for this week is to try one of these tips to prevent impulse spending before it happens. I recommend switching to cash the next time you go shopping. 

If you thought this episode was helpful, I'd love it you could leave a rating and review on Apple Podcasts. 

And don't forget to hit subscribe so you never miss an episode!

Thanks for listening and Make it a great day!

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Resources:

The links below are affiliate links. If you sign up through these links I may earn a commission.

American Express Blue Preferred Credit Card - Earn 6% cash back on groceries

Fetch Rewards - earn gift cards by scanning your receipts

Ibotta - earn cash back when you shop

If you enjoyed this episode, leave a review in Apple Podcast. And don't forget to subscribe so you never miss an episode.

Thanks for listening! 

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

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>> Do you know your money personality? Click below to take the quiz and find out! https://gofrombroke.com/money-personality-quiz/

For the simplest way to track your net worth, check out Personal Capital at:

https://gofrombroke.com/pc (*affiliate link)

If you enjoyed this episode, leave a review in Apple Podcast. And don't forget to subscribe so you never miss an episode.

Thanks for listening! 

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

---

>> Do you know your money personality? Click below to take the quiz and find out! https://gofrombroke.com/money-personality-quiz/

Some of the links below are affiliate links.

Fetch Rewards - By far the easiest app to use and one of the fastest ways to get started. Simply snap a picture of your receipt and earn points you can redeem for gift cards.

Download Fetch: https://gofrombroke.com/fetch 

Ibotta - Buy sponsored products to earn cash back on your favorite brands. You can also earn rebates by shopping through the app or using Ibotta's browser extension.

Download Ibotta: https://gofrombroke.com/ibotta

NCP Mobile - Instead of scanning your receipt, with this app you'll scan your product barcodes. It's a bit more effort, but if you do it as you unpack your groceries you can quickly earn points you can redeem for gift cards.

Download NCP: https://gofrombroke.com/ncp/

To learn about other apps that will help you make money from your receipts, check out the post below.

https://gofrombroke.com/how-to-make-money-from-your-receipts/

If you enjoyed this episode, leave a review in Apple Podcast. And don't forget to subscribe so you never miss an episode.

Thanks for listening! 

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke

Thanks for listening!

Grab your FREE printable expense tracker

https://gofrombroke.com/expense-tracker-printable

Have a question or an episode idea? Email me at podcast@gofrombroke.com or DM me on Instagram @GoFromBroke